OakChart

Capital One Financial Corp

COFFinancial·Credit Services·USA·Large·NYSE·Nov 11 • 3:59 PM ET

197.11+1.27 (0.65%)
2026-11-12 02:34 CET
Market cap
118,568.17 USD m
Revenue, TTM
- USD m
Net income, TTM
10,495.00 USD m
Free cash flow, TTM
26,254.00 USD m
EPS diluted, TTM
16.93
P/E
11.64
Compare

Price

COF against its 20, 50 and 200-day averages
2050200beat
180.00200.00220.004.3M8.7MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26COFclose 197.1120-day 203.0450-day 202.63200-day 200.20197.1152w low

24.1% under the 52-week high of 259.64 on 6 Jan 2026. 52-week low 174.24 on 11 Jun 2026. Last 15 sessions, 12.9% high to low

Volume 0.91× normal · the line is the 50-bar volume average

Profile

COF
52-week range, 27% of the way up
174.24259.64

Capital One Financial Corp. is a financial holding company, which engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking, and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994 and is headquartered in McLean, VA.

IndexS&P 500, RUI
Employees76300
IPONov 16, 1994
Beta1.09
ATR, 14d6.39
Rel volume0.91
Short float1.22%
Insider own1.13%
Inst own91.52%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap118.57B
Enterprise Value-
Income10.49B
Sales79.17B
Book/sh182.29
Cash/sh-
Dividend Est.3.22 (1.63%)
Dividend TTM3.20 (1.62%)
Dividend Ex-DateNov 16, 2026
Dividend Gr. 3/5Y2.70% 21.06%
Payout64.53%
Employees76300
IPONov 16, 1994

Ratios

P/E11.64
Forward P/E8.27
PEG0.70
P/S1.50
P/B1.08
P/C-
P/FCF4.52
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio1.73
Debt/Eq0.45
LT Debt/Eq0.43
Option/ShortYes / Yes

Earnings

EPS (ttm)16.93
EPS next Y23.83
EPS next Q4.86
EPS this Y10.48%
EPS next Y10.01%
EPS next 5Y11.78%
EPS past 3/5Y-39.19% -4.88%
Sales past 3/5Y21.79% 16.93%
EPS Y/Y TTM613.24%
Sales Y/Y TTM26.17%
EPS Q/Q16.34%
Sales Q/Q3.11%
EarningsOct 20 AMC
EPS/Sales Surpr.20.97% 0.60%

Ownership

Insider Own1.13%
Insider Trans-3.40%
Inst Own91.52%
Inst Trans0.13%
ROA1.56%
ROE9.30%
ROIC6.84%
Gross Margin-
Oper. Margin16.66%
Profit Margin13.26%
SMA20-2.92%
SMA50-2.72%
SMA200-1.54%
Trades-

Technical

Shs Outstand601.53M
Shs Float594.76M
Short Float1.22%
Short Ratio1.92
Short Interest7.25M
52W High259.64 -24.08%
52W Low174.24 13.13%
Volatility3.99% 2.97%
ATR (14)6.39
RSI (14)42.15
Beta1.09
Rel Volume0.91
Avg Volume3.77M
Volume3,440,767

Performance

Perf Week-4.46%
Perf Month-0.48%
Perf Quarter-11.94%
Perf Half Y8.58%
Perf YTD-18.67%
Perf Year-10.71%
Perf 3Y88.48%
Perf 5Y25.43%
Perf 10Y144.27%
Recom1.50
Target Price255.75
Prev Close195.84
Price197.11
Change %0.65%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 09, 2026InitiatedBBMO Capital MarketsMarket Perform$219+11.1%
Jul 13, 2026UpgradeHHSBC SecuritiesHold → Buy$229+16.2%
Jun 30, 2026InitiatedPPiper SandlerOverweight$254+28.9%
Apr 09, 2026UpgradeJJP MorganNeutral → Overweight$213+8.1%
Dec 08, 2025ResumedWWolfe ResearchOutperform$270+37.0%
Aug 01, 2025InitiatedRRothschild & Co RedburnBuy$290+47.1%
Jul 08, 2025UpgradeTTD CowenHold → Buy$258+30.9%
Mar 25, 2025UpgradeBBTIG ResearchNeutral → Buy$208+5.5%
Mar 12, 2025UpgradeEEvercore ISIIn-line → Outperform$200+1.5%
Mar 11, 2025UpgradeRRobert W. BairdNeutral → Outperform$190 → $200+1.5%

Peers

Mkt cap
TickerCompanyMkt cap
AXPAmerican Express Co216.66B
SYFSynchrony Financial22.43B
ALLYAlly Financial Inc11.48B
JPMJPMorgan Chase & Co911.91B
MAMastercard Incorporated575.61B
VVisa Inc789.13B
BACBank Of America Corp349.63B
SOFISoFi Technologies Inc21.12B
WFCWells Fargo & Co257.56B
PYPLPayPal Holdings Inc49.41B

Insider trading

latest 14 of 91
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
PETER RASKINDDirectorNov 09 '26Proposed Sale203.001,260255,780Nov 09 04:20 PM
RASKIND PETER EDirectorNov 06 '26Sale201.791,681339,20932,715Nov 09 04:11 PM
FAIRBANK RICHARD DChairman and CEONov 04 '26Option Exercise86.3440,7433,517,7514,059,263Nov 06 04:08 PM
FAIRBANK RICHARD DChairman and CEONov 04 '26Sale204.8690,74318,589,4253,968,520Nov 06 04:08 PM
PETER RASKINDDirectorNov 06 '26Proposed Sale201.791,681339,209Nov 06 04:07 PM
RICHARD D FAIRBANKOfficerNov 04 '26Proposed Sale204.8690,74318,589,335Nov 04 04:04 PM
FAIRBANK RICHARD DChairman and CEOOct 27 '26Option Exercise86.3440,7433,517,7514,109,263Oct 29 04:06 PM
FAIRBANK RICHARD DChairman and CEOOct 27 '26Sale202.8690,74318,407,8914,018,520Oct 29 04:06 PM
RICHARD D FAIRBANKOfficerOct 27 '26Proposed Sale202.8690,74318,407,809Oct 27 04:51 PM
Dean LiaPres, Banking & Prem. ProductsOct 15 '26Sale195.861,887369,58859,308Oct 19 04:05 PM
Karam CeliaPres, Retail BankOct 15 '26Sale195.861,927377,42255,774Oct 19 04:05 PM
CELIA EDWARDS KARAMOfficerOct 15 '26Proposed Sale195.861,927377,422Oct 15 04:22 PM
LIA DEANOfficerOct 15 '26Proposed Sale195.861,887369,588Oct 15 04:04 PM
Cooper Matthew WGeneral Counsel & Corp SecyOct 06 '26Sale196.223,500686,77079,694Oct 07 04:09 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B
VYMVanguard High Dividend Yield Indx ETFAUM: 83.15B
PVALPutnam Focused Large Cap Value ETFAUM: 15.87B
SPYMState Street SPDR Portfolio S&P 500 ETFAUM: 183.48B
SEQSequoia ETFAUM: 7.04B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-206.6905.5305.61016,34416,24719
2026Q22026-07-215.8104.7944.72615,85015,75819
2026Q12026-04-214.4204.5023.33815,23115,34519
2025Q42026-01-223.8604.1433.25715,58315,46916
2025Q32025-10-215.9504.4904.82615,35915,07217
2025Q22025-07-225.4804.051-8.58412,49212,36612
2025Q12025-04-224.0603.6393.45110,00010,05516
2024Q42025-01-213.0902.8282.66610,19010,21416
2024Q32024-10-244.5103.7724.41010,0149,87617
2024Q22024-07-233.1403.3941.3839,5069,56914
2024Q12024-04-253.2103.2493.1309,4029,34815
2023Q42024-01-252.2402.6531.6699,5069,48620
2023Q32023-10-264.4503.2454.4489,3669,20618
2023Q22023-07-203.5203.2583.5219,0129,13118
2023Q12023-04-272.3103.7522.3118,9039,06319
2022Q42023-01-242.8203.8763.0269,0409,07118

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY10.88011.54411.82028,07628,064
2019FY12.09011.59211.04928,59328,535
2020FY5.7102.5965.17528,52328,100
2021FY27.11026.91226.93630,43530,255
2022FY17.71018.60817.91534,25034,247
2023FY12.52012.89011.95136,78736,762
2024FY13.96013.67011.58839,11239,143
2025FY19.61019.7594.03053,43453,396
2026FY-21.666--64,008
2027FY-23.834--67,542
2028FY-27.386--71,182
2029FY-34.140--76,343

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30153316,59616,34516,788
2026Q4S2026-10-26163316,58616,34516,788
2026Q4S2026-10-23173416,57816,34516,788
2026Q4S2026-10-22173416,57216,34516,788
2026Q4S2026-10-21173416,57216,34516,788
2026Q4S2026-10-20172216,57816,22116,910
2026Q4S2026-10-10172216,57816,22116,910
2026Q4S2026-10-09173216,57816,22116,910
2026Q4S2026-10-08173216,58116,22116,910
2026Q4S2026-10-07173116,59516,22117,002
2026Q4S2026-10-06163216,59716,22117,002
2026Q4S2026-10-05163216,59716,22117,002
2026Q4S2026-10-02165316,56816,22117,002
2026Q4S2026-09-30164316,58016,31617,002

Estimate history

EPS, annual3.48811.8211.0495.17526.93617.91511.95111.5884.02916.9349
Period201720182019202020212022202320242025TTM
EPS, quarterly4.412.6663.451-8.5844.8263.2573.3384.7265.614
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual29901325183371431600319833823249160536736907279165
Period201720182019202020212022202320242025TTM
Sales, quarterly138681323713552162711968519767192661983520297
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual485.525467.717456.562458.972413.859381.319380.39381.23625.102601.533
Period201720182019202020212022202320242025MRQ
Shares, quarterly381.51381.23382.959639.517635.734625.102615.857613.485601.533
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income66,202.0058,696.0046,034.0041,938.0031,237.0025,769.0026,033.0028,513.0027,176.00
Total Interest Expense16,331.0015,818.0014,826.0012,697.004,123.001,598.003,120.005,173.004,301.00
Net Interest Income49,871.0042,878.0031,208.0029,241.0027,114.0024,171.0022,913.0023,340.0022,875.00
Loan Loss Provision14,115.0020,655.0011,716.0010,426.005,847.00-1,944.0010,264.006,236.005,856.00
Net Interest Income After Loan Loss Provision35,756.0022,223.0019,492.0018,815.0021,267.0026,115.0012,649.0017,104.0017,019.00
Non-Interest Income12,963.0010,376.007,639.007,222.006,995.006,214.005,567.005,201.005,342.00
Non-Interest Expense35,531.0030,318.0021,221.0019,992.0019,022.0016,354.0014,412.0015,010.0014,478.00
Operating Income13,188.002,281.005,910.006,045.009,240.0015,975.003,804.007,295.007,883.00
Unusual Expense0.000.000.000.000.00166.00601.00421.00565.00
Net Income Before Taxes13,188.002,281.005,910.006,045.009,240.0015,809.003,203.006,874.007,318.00
Income Taxes2,694.00193.001,163.001,158.001,880.003,415.00486.001,341.001,293.00
Consolidated Net Income10,394.002,062.004,670.004,810.007,272.0012,289.002,697.005,492.005,985.00
Net Income From Continuing Operations10,394.002,062.004,670.004,810.007,272.0012,289.002,697.005,492.005,985.00
Net Income10,495.002,181.004,445.004,582.007,044.0011,965.002,375.005,192.005,710.00
EPS (Recurring)17.224.0311.5911.9517.9127.206.0911.6812.64
EPS (Basic, Before Extraordinaries)16.954.0311.6111.9817.9827.045.1911.1011.90
EPS (Diluted)16.934.0311.5911.9517.9126.945.1811.0511.82
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments-100.00-26.00-77.00-77.00-88.00-105.00-20.00-41.00-40.00
Stock Option Compensation Expense569.59613.04449.51405.27248.06241.63160.00189.00136.00
Price To Earnings Ratio11.6411.6416.849.854.605.4019.339.296.38
Price To Sales Ratio1.491.901.271.020.962.021.441.431.12
Operating Margin16.663.3011.0112.3024.1749.9512.0421.6424.24
Net Margin13.263.168.289.3218.4237.417.5215.4017.56
Shares Outstanding601.53625.10381.23380.39381.32413.86458.97456.56467.72
Market Capitalization118,568.17118,568.1768,030.8649,936.6635,482.7461,753.5045,047.4647,751.1335,672.09

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income16,899.0016,385.0016,231.0016,687.0016,763.0013,828.0011,418.0011,717.00
Total Interest Expense4,013.004,011.004,086.004,221.004,359.003,833.003,405.003,619.00
Net Interest Income12,886.0012,374.0012,145.0012,466.0012,404.009,995.008,013.008,098.00
Loan Loss Provision2,916.002,989.004,068.004,142.002,714.0011,430.002,369.002,642.00
Net Interest Income After Loan Loss Provision9,970.009,385.008,077.008,324.009,690.00-1,435.005,644.005,456.00
Non-Interest Income3,398.003,450.003,035.003,080.002,922.002,443.002,134.001,520.00
Non-Interest Expense8,796.009,017.008,413.009,305.008,230.006,937.006,049.006,027.00
Operating Income4,572.003,818.002,699.002,099.004,382.00-5,929.001,729.00949.00
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes4,572.003,818.002,699.002,099.004,382.00-5,929.001,729.001,459.00
Income Taxes1,033.00798.00518.00345.001,189.00-1,666.00325.00366.00
Consolidated Net Income3,507.002,992.002,161.001,734.003,160.00-4,267.001,382.001,076.00
Net Income From Continuing Operations3,507.002,992.002,161.001,734.003,160.00-4,267.001,382.001,076.00
Net Income3,422.002,935.002,081.002,057.003,086.00-4,340.001,325.001,022.00
EPS (Recurring)5.614.733.343.264.83-8.583.452.67
EPS (Basic, Before Extraordinaries)5.624.733.343.264.83-8.583.462.67
EPS (Diluted)5.614.733.343.264.83-8.583.452.67
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-32.00-28.00-20.00-20.00-33.00-4.00-22.00-17.00
Stock Option Compensation Expense138.25169.85103.49158.00137.46177.75139.83233.25
Price To Earnings Ratio11.6470.7261.86102.79109.4617.8715.4716.84
Price To Sales Ratio1.491.591.522.212.171.891.281.28
Operating Margin22.5319.2514.0110.6222.26-36.4412.767.17
Net Margin16.8614.8010.8010.4115.68-26.679.787.72
Shares Outstanding601.53613.48615.86625.10635.73639.52382.96381.23
Market Capitalization118,568.17123,585.93113,459.05154,076.49135,948.52136,195.7668,372.1168,030.86

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks7,690.003,469.005,361.005,593.004,472.004,970.004,471.005,071.004,770.00
Investments150,690.00125,923.00121,375.00106,107.00122,265.00142,589.0091,630.0094,740.0079,646.00
Net Loans430,213.00311,517.00305,176.00299,091.00265,910.00236,060.00258,601.00238,679.00246,971.00
Investment in Unconsolidated Affiliates1,344.0071.0046.007.0050.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets82.0062.00168.00213.00246.00150.0098.00-39.00
Net Property, Plant & Equipment6,579.005,485.005,384.005,479.005,347.005,603.005,811.004,191.004,033.00
Interest Receivables3,492.002,532.002,478.002,104.001,460.001,471.001,758.001,614.001,536.00
Deferred Tax Assets--------4,075.00
Other Intangible Assets68,919.0041,085.0038,476.0036,655.0032,631.0030,759.0027,996.0028,243.0024,623.00
Total Assets669,009.00490,144.00478,464.00455,249.00432,381.00421,602.00390,365.00372,538.00365,693.00
Total Deposits475,771.00362,707.00348,413.00332,992.00310,980.00305,442.00262,697.00249,764.00243,702.00
Total Debt52,259.0046,816.0051,168.0050,173.0044,571.0042,227.0057,453.0058,905.0060,281.00
Long Term Debt41,991.0036,511.0043,269.0043,687.0035,453.0035,034.0039,976.0037,334.0052,119.00
Provision for Risks Charges152.00154.00171.00233.00187.00222.0032.004,451.00165.00
Deferred Tax Liabilities--------1,211.00
Other Liabilities27,211.0019,683.0020,623.0019,269.0015,615.0013,507.0012,172.007,750.0011,604.00
Total Liabilities555,393.00429,360.00420,375.00402,667.00371,353.00361,398.00332,354.00320,870.00316,963.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity113,616.0060,784.0058,089.0052,582.0061,029.0060,204.0058,011.0051,668.0048,730.00
Total Shareholders Equity113,616.0060,784.0058,089.0052,582.0061,029.0060,204.0058,011.0051,668.0048,730.00
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity113,616.0060,784.0058,089.0052,582.0061,029.0060,204.0058,011.0051,668.0048,730.00
Total Liabilities & Stockholders Equity669,009.00490,144.00478,464.00455,249.00432,382.00421,602.00390,365.00372,538.00365,693.00
Book Value Per Share181.76159.44152.71137.90147.46131.17127.06110.47100.37
Tangible Book Value Per Share109.63119.33112.2998.73111.4899.0594.5978.8369.57
Tier 1 Capital78,455.0055,652.0052,460.0049,576.0048,346.0045,583.0043,015.0037,431.0034,396.00
Tier 2 Capital9,545.006,153.006,664.007,138.007,743.007,205.007,333.007,214.007,566.00
Full-Time Employees76,30052,60051,98755,94350,76751,98551,90047,60049,300
Price to Book Ratio1.081.080.930.700.980.750.810.680.96
Return on Assets0.360.961.031.642.880.661.441.620.58
Return on Equity2.367.868.6912.8020.274.5610.0111.924.37
Return on Invested Capital1.564.804.757.5512.732.835.626.711.95
Current Ratio0.540.461.270.570.500.710.380.330.46

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations32,068.0026,925.0019,726.0018,250.0016,666.0014,884.0014,308.0015,865.0014,084.00
Extraordinary Item-483.00-483.000.000.000.000.000.000.000.00
Changes in Working Capital-3,575.001,276.00-1,567.002,325.00-2,857.00-2,574.002,391.00774.00-1,106.00
Cash from Operating Activities28,010.0027,718.0018,159.0020,575.0013,809.0012,310.0016,699.0016,639.0012,978.00
Capital Expenditures-1,756.00-1,578.00-1,204.00-961.00-934.00-698.00-710.00-887.00-874.00
Net Assets From Acquisitions-2,298.000.000.00-2,785.00-1,176.00-669.00-7.00-8,393.00-600.00
Sale of Fixed Assets and Businesses8,800.0025,265.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-3,522.009,440.00-5,159.00-1,315.006,794.001,861.00-19,890.005,882.00-16,860.00
Purchase of Investments-22,299.00-18,162.00-17,183.00-10,446.00-14,850.00-27,884.00-43,026.00-12,501.00-33,188.00
Sale Or Maturity of Investments18,777.0027,602.0012,024.009,131.0021,644.0029,745.0023,136.0018,383.0016,328.00
Other Uses-1,919.00-1,820.00-1,617.00-1,325.00-628.00-668.00-822.00-877.00-802.00
Other Sources-0.000.000.00-----
Cash from Investing Activities-34,512.00-444.00-26,410.00-21,920.00-29,738.00-31,501.00-14,841.00-22,998.00-15,618.00
Cash Dividends Paid-2,260.00-1,768.00-1,160.00-1,159.00-1,178.00-1,422.00-740.00-1,035.00-1,038.00
Change in Capital Stock-11,273.00-4,199.00-411.00-419.00-4,672.00-7,400.00-197.00-820.00-2,109.00
Repurchase of Common Pref Stock-11,744.00-4,599.00-734.00-718.00-4,948.00-9,705.00-1,768.00-2,481.00-2,284.00
Sale of Common Pref Stock471.00400.00323.00299.00276.002,305.001,571.001,661.00175.00
Proceedsfrom Stock Options471.00400.00323.00299.00276.002,305.001,571.001,661.00175.00
Issuance or Reduction of Debt, Net6,699.00-8,825.00-4,422.00240.008,423.003,554.00-16,480.00-4,186.00-1,191.00
Change in Long Term Debt6,699.000.000.00240.008,423.003,554.00-16,480.00-4,186.00-1,191.00
Issuance of Long Term Debt4,022.000.000.0011,510.0031,044.0010,847.005,235.0010,798.0015,645.00
Reduction of Long Term Debt2,677.000.000.00-11,270.00-22,621.00-7,293.00-21,715.00-14,984.00-16,836.00
Net Financing Active Other Cash Flow9.009.004.0010.0019.0055.0062.0017.0038.00
Other Financing Activities Uses-0.000.00------
Cash from Financing Activities-2,694.00-8,852.008,167.0013,844.0025,131.00474.0025,164.006,619.001,777.00
Net Change in Cash-9,196.0018,422.00-84.0012,499.009,202.00-18,717.0027,022.00260.00-863.00
Free Cash Flow26,254.0026,140.0016,955.0019,614.0012,875.0011,612.0015,989.0015,752.0012,104.00
Preferred Dividends (Cash Flow)--252.00-228.00-228.00-228.00-274.00-280.00-282.00-773.00
Price to Free Cash Flow4.905.384.332.723.126.322.973.293.30
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks5,392.006,001.007,317.007,690.007,854.007,323.00
Investments140,364.00147,464.00169,995.00150,690.00145,345.00146,064.00
Net Loans439,791.00434,202.00424,124.00430,213.00420,056.00415,424.00
Investment in Unconsolidated Affiliates17.0017.0011.001,344.0041.001.00
Net Property, Plant & Equipment6,158.006,244.005,730.006,579.005,581.005,690.00
Interest Receivables3,531.003,432.003,460.003,492.003,456.003,373.00
Other Intangible Assets77,507.0076,393.0072,192.0068,919.0079,468.0081,029.00
Total Assets672,867.00673,835.00682,905.00669,009.00661,877.00658,968.00
Total Deposits480,697.00484,257.00489,053.00475,771.00468,785.00468,110.00
Total Debt49,774.0045,371.0051,888.0052,259.0051,482.0052,666.00
Long Term Debt47,662.0044,677.0050,262.0041,991.0050,866.0051,924.00
Provision for Risks Charges162.00142.00133.00152.00135.00135.00
Other Liabilities32,578.0030,272.0029,570.0027,211.0027,662.0027,101.00
Total Liabilities563,211.00560,042.00570,644.00555,393.00548,064.00548,012.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity109,656.00113,793.00112,261.00113,616.00113,813.00110,956.00
Total Shareholders Equity109,656.00113,793.00112,261.00113,616.00113,813.00110,956.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity109,656.00113,793.00112,261.00113,616.00113,813.00110,956.00
Total Liabilities & Stockholders Equity672,867.00673,835.00682,905.00669,009.00661,877.00658,968.00
Book Value Per Share182.29185.49182.28181.76179.03173.50
Tangible Book Value Per Share103.41107.34109.88109.63106.82100.80
Tier 1 Capital76,164.0076,183.0077,866.0078,455.0078,377.0076,118.00
Tier 2 Capital9,534.009,588.009,460.009,545.009,476.009,870.00
Full-Time Employees---76,300--
Price to Book Ratio1.081.101.001.351.231.28
Return on Assets1.561.510.470.350.24-0.01
Return on Equity9.308.943.172.301.53-0.07
Return on Invested Capital2.231.891.331.361.92-2.63
Current Ratio1.732.032.720.542.132.20

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations7,906.007,807.008,783.007,572.008,401.006,367.00
Extraordinary Item0.000.000.00-483.000.000.00
Changes in Working Capital-2,194.00637.00-2,760.00742.00753.00-301.00
Cash from Operating Activities5,712.008,444.006,023.007,831.009,154.006,066.00
Capital Expenditures-392.00-367.00-553.00-444.00-387.00-399.00
Net Assets From Acquisitions-97.00-2,201.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.008,800.001.0016,464.00
Purchase or Sale of Investments-574.00-1,110.00-879.00-959.00-1,581.0011,746.00
Purchase of Investments-4,495.00-5,488.00-6,739.00-5,577.00-5,958.00-3,788.00
Sale Or Maturity of Investments3,921.004,378.005,860.004,618.004,377.0015,534.00
Other Uses-389.00-632.00-241.00-657.00-401.00-444.00
Other Sources--0.00--0.00
Cash from Investing Activities-10,237.00-16,492.0026.00-7,809.00-9,951.0016,471.00
Cash Dividends Paid-547.00-573.00-559.00-581.00-443.00-453.00
Preferred Dividends (Cash Flow)-57.00-73.00-57.00-73.00-57.00-65.00
Change in Capital Stock-3,576.00-2,608.00-2,674.00-2,415.00-946.00-556.00
Repurchase of Common Pref Stock-3,684.00-2,747.00-2,793.00-2,520.00-1,037.00-667.00
Sale of Common Pref Stock108.00139.00119.00105.0091.00111.00
Proceedsfrom Stock Options108.00139.00119.00105.0091.00111.00
Issuance or Reduction of Debt, Net5,626.00-7,314.001,045.008,380.00455.00-2,769.00
Change in Long Term Debt4,191.00-6,379.00507.008,380.00455.00-2,769.00
Issuance of Long Term Debt7,058.000.002,988.00-6,024.006,024.000.00
Reduction of Long Term Debt-2,867.00-6,379.00-2,481.0014,404.00-5,569.00-2,769.00
Net Financing Active Other Cash Flow0.000.001.008.000.000.00
Other Financing Activities Uses-----0.00
Cash from Financing Activities-2,025.00-15,327.0011,114.003,544.00-2,254.00-9,924.00
Net Change in Cash-6,550.00-23,375.0017,163.003,566.00-3,051.0012,613.00
Free Cash Flow5,320.008,077.005,470.007,387.008,767.005,667.00
Price to Free Cash Flow4.904.524.506.287.026.36

Revenue breakdown

Interchange Fees, Contracts2024: 4.88B 2025: 6.44B
Other Contract2024: 573.00M 2025: 762.00M
Service Charges And Other Customer Fees, Contracts2024: 460.00M 2025: 857.00M
United States2024: 5.92B 2025: 8.06B
Commercial Banking2024: 496.00M 2025: 473.00M
Consolidation, Policy2024: 2.00M 2025: 4.00M
Consumer Banking2024: 664.00M 2025: 1.64B
Credit Card2024: 4.75B 2025: 5.94B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.22%7.2M594.8M3.54M
2026-10-151.23%7.5M606.6M3.65M
2026-09-301.48%9.0M606.6M3.69M
2026-09-151.63%9.9M606.6M3.88M
2026-08-311.81%11.0M606.6M4.20M
2026-08-141.77%10.7M606.5M4.49M
2026-07-311.77%10.7M608.3M4.76M
2026-07-152.12%12.9M608.3M4.67M
2026-06-301.92%11.7M610.8M4.68M
2026-06-151.80%11.0M609.8M4.68M
2026-05-291.73%10.7M617.0M4.79M
2026-05-151.44%8.9M617.0M4.92M
2026-04-301.33%8.2M616.9M5.01M
2026-04-151.20%7.4M613.7M5.45M
2026-03-311.28%7.9M616.6M5.75M
2026-03-131.35%8.3M616.6M5.31M
2026-02-271.42%8.8M616.6M4.93M
2026-02-131.31%8.1M616.6M4.76M
2026-01-301.34%8.5M630.4M4.45M
2026-01-151.37%8.6M630.5M4.08M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call11580.9084.0079.605.2971.000.000.996-0.1280.002
call12075.3079.200.004.9480.000.000.996-0.1280.002
call12570.9073.800.004.4880.000.000.996-0.1270.002
call13065.9069.000.004.2870.000.000.995-0.1260.002
call13560.9064.2060.003.9735.000.000.995-0.1250.002
call14055.9059.300.003.6680.000.000.994-0.1240.002
call14550.9054.000.003.3700.000.000.994-0.1230.002
call15045.9049.0052.003.0803.000.000.993-0.1210.003
call15540.9044.0041.902.7963.000.000.992-0.1200.003
call16035.9038.200.002.1620.000.000.992-0.1180.003
call16530.9033.500.002.0450.000.000.990-0.1150.004
call17025.9028.7027.901.8612.000.000.989-0.1120.004
call172.523.4025.7027.701.5421.000.000.988-0.1110.004
call17520.9024.000.001.6920.000.000.987-0.1090.005
call177.518.4020.700.001.2940.000.000.985-0.1080.005
call18015.9018.9014.201.3886.000.000.976-0.1530.008
call182.513.4016.200.001.1940.000.000.964-0.1960.011
call18511.0013.3010.070.9460.001.000.929-0.3310.019
call187.58.9010.907.870.84019.001.000.888-0.4370.027
call1906.308.3014.500.67622.000.000.820-0.5910.037
call192.54.206.405.000.65944.000.000.728-0.7280.046
call1953.003.803.430.4502411350.638-0.6540.052
call197.50.952.301.750.44517.002.000.484-0.7250.056
call2000.501.251.200.43137545.000.335-0.6460.051
call202.50.450.650.450.43514330.000.240-0.6220.043
call2050.150.300.220.43567317.000.165-0.5280.035
call207.50.050.150.100.45229027.000.096-0.3540.024
call2100.000.100.060.4944761520.063-0.2720.017
call212.50.000.800.080.56849.001.000.049-0.2460.014
call2150.000.250.050.6403536.000.034-0.1930.011
call217.50.002.150.050.71025.000.000.027-0.1680.009
call2200.002.150.070.7782050.000.025-0.1730.008
call222.50.002.150.050.84514.000.000.023-0.1760.008
call2250.002.150.800.90948.000.000.022-0.1800.007
call227.50.002.150.000.9730.000.000.020-0.1830.007
call2300.002.150.751.03537.000.000.019-0.1860.007
call232.50.000.101.251.0941.000.000.018-0.1880.006
call2350.002.150.501.15530.000.000.018-0.1910.006
call237.50.002.150.101.2149.000.000.017-0.1940.006
call2400.002.150.501.27130.000.000.016-0.1960.006
call2450.002.150.031.2661.000.000.009-0.1140.003
call2500.000.050.001.3290.000.000.008-0.1050.003
call2550.002.150.001.4660.000.000.008-0.1180.003
call2600.002.150.001.5620.000.000.007-0.1190.003
call2650.002.150.001.6550.000.000.007-0.1210.003
call2700.002.150.001.7460.000.000.007-0.1220.003
call2750.002.150.001.7920.000.000.006-0.1170.003
call2800.002.150.001.8760.000.000.006-0.1190.002
call2850.002.150.001.9580.000.000.006-0.1200.002
call2900.002.150.002.0490.000.000.006-0.1230.002
put1150.002.151.032.9550.001.00-0.004-0.1240.002
put1200.002.151.082.9430.001.00-0.007-0.2130.003
put1250.002.150.002.5320.000.00-0.004-0.1220.002
put1300.002.150.002.3330.000.00-0.005-0.1200.002
put1350.002.150.002.1390.000.00-0.005-0.1190.002
put1400.002.150.001.9520.000.00-0.006-0.1170.002
put1450.002.100.001.7710.000.00-0.006-0.1150.002
put1500.002.150.001.5940.000.00-0.007-0.1130.003
put1550.002.150.121.4211.000.00-0.007-0.1110.003
put1600.002.150.001.2530.000.00-0.008-0.1090.003
put1650.002.150.001.0881.000.00-0.010-0.1060.004
put1700.002.150.050.9264.000.00-0.011-0.1020.004
put172.50.000.500.240.8455.000.00-0.012-0.1010.004
put1750.002.150.050.7656.000.00-0.013-0.0980.005
put177.50.002.150.060.6855.000.00-0.015-0.0970.005
put1800.000.050.060.6727121.00-0.034-0.2000.011
put182.50.000.050.100.52622.002.00-0.036-0.1840.011
put1850.050.150.060.54280.00158-0.071-0.3200.019
put187.50.100.250.150.50395.0028.00-0.111-0.4250.027
put1900.200.600.300.536176122-0.180-0.5780.037
put192.50.501.100.600.514575100-0.272-0.7160.046
put1951.101.601.380.4551,272346-0.362-0.6410.052
put197.51.953.002.500.50326514.00-0.516-0.7120.056
put2003.204.503.720.50525514.00-0.665-0.6330.051
put202.54.907.106.300.67851.006.00-0.760-0.6090.043
put2057.309.709.770.8382750.00-0.835-0.5140.035
put207.59.4011.7011.350.84815.002.00-0.904-0.3400.024
put21011.7014.2014.710.96311.002.00-0.937-0.2570.017
put212.514.3016.5017.201.15516.000.00-0.951-0.2320.014
put21516.7019.1019.001.14847.000.00-0.966-0.1780.011
put217.519.2022.3020.641.4793.001.00-0.973-0.1530.009
put22021.8024.2024.001.3781050.00-0.975-0.1570.008
put222.524.1027.3024.701.5990.000.00-0.977-0.1600.008
put22526.6029.6021.831.6940.000.00-0.978-0.1640.007
put227.529.1032.1024.321.7880.000.00-0.979-0.1660.007
put23031.7034.6026.411.8790.000.00-0.981-0.1690.007
put232.534.1037.200.002.0010.000.00-0.981-0.1720.006
put23536.5039.600.002.0550.000.00-0.982-0.1740.006
put237.539.1042.1038.402.1400.000.00-0.983-0.1760.006
put24041.6044.6040.882.2230.000.00-0.984-0.1780.006
put24546.8049.400.002.3080.000.00-0.991-0.0950.003
put25051.6054.800.002.6490.000.00-0.992-0.0970.003
put25556.6059.600.002.6880.000.00-0.992-0.0980.003
put26061.6064.600.002.8320.000.00-0.993-0.0990.003
put26566.5069.600.002.9710.000.00-0.993-0.1000.003
put27071.8074.200.002.9240.000.00-0.993-0.1010.003
put27576.6079.600.003.2370.000.00-0.994-0.1020.002
put28081.6084.600.003.3640.000.00-0.994-0.1030.002
put28586.5089.600.003.4880.000.00-0.994-0.1030.002
put29091.7094.600.003.6080.000.00-0.994-0.1040.002

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-108-KCurrent report2026-11-10SEC
2026-11-09144Filing for proposed sale of securities under Rule 144.SEC
2026-11-094Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-06144Filing for proposed sale of securities under Rule 144.SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-11-03IRANNOTICENotice of Iran-related disclosure filed pursuant to Section 13(r)(3) of the Exchange ActSEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-27SEC
2026-10-27144Filing for proposed sale of securities under Rule 144.SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-194Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-15144Filing for proposed sale of securities under Rule 144.SEC
2026-10-15144Filing for proposed sale of securities under Rule 144.SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-06SEC
2026-10-06144Filing for proposed sale of securities under Rule 144.SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-168-A12BSEC
2026-09-16CERTSEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-158-KCurrent report2026-09-15SEC
2026-09-158-KCurrent report2026-09-15SEC
2026-09-158-KCurrent report2026-09-14SEC
2026-09-10424B2SEC
2026-09-09FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-09-08424B5SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110018.93M2
2026-100019.84M4
2026-09001.59M3
2026-08003.57M8
2026-07003.50M3
2026-0600641.76K1
2026-05001.24M4
2026-0400518.04K2
2026-030000
2026-02009.86M6
2026-01005.14M4
2025-12001.80M3
2025-110036.82M4

Institutional holders

Manager% owned
BlackRock, Inc.8.29%
VANGUARD CAPITAL MANAGEMENT LLC6.60%
STATE STREET CORP4.51%
JPMORGAN CHASE & CO2.89%
GEODE CAPITAL MANAGEMENT, LLC2.44%
FRANKLIN RESOURCES INC2.18%
VANGUARD PORTFOLIO MANAGEMENT LLC2.08%
HARRIS ASSOCIATES L P1.87%
FMR LLC1.86%
NORGES BANK1.62%

Funds

Fund% owned
Dodge & Cox Income Fund15.15%
VANGUARD TOTAL BOND MARKET INDEX FUND9.53%
Fidelity Investment Grade Bond Central Fund9.28%
PGIM Ultra Short Bond ETF8.97%
Franklin Income Fund8.12%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND6.40%
JPMorgan Ultra-Short Income ETF5.71%
Baird Short-Term Bond Fund5.03%
Allspring Core Plus Bond Fund4.87%
JPMorgan Core Bond Fund4.82%

OakChart. COF. Cached 15 minutes.