OakChart

PayPal Holdings Inc

PYPLFinancial·Credit Services·USA·Large·NASD·Nov 11 • 10:39 AM ET

58.95+0.17 (0.29%)
2026-11-11 16:39 CET
Market cap
48,826.08 USD m
Revenue, TTM
34,434.00 USD m
Net income, TTM
4,727.00 USD m
Free cash flow, TTM
6,299.00 USD m
EPS diluted, TTM
5.24
P/E
11.24
Compare

Price

PYPL against its 20, 50 and 200-day averages
2050200beatmiss
40.0050.0060.0045.5M91.0MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PYPLclose 58.9520-day 57.7050-day 55.48200-day 50.0958.95

13.3% under the 52-week high of 67.99 on 12 Nov 2025. 52-week low 38.46 on 12 Feb 2026. Last 15 sessions, 12.0% high to low

Profile

PYPL
52-week range, 69% of the way up
38.4667.99

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

IndexNDX, S&P 500, RUI
Employees23800
IPOJul 06, 2015
Beta1.31
ATR, 14d1.56
Rel volume0.48
Short float3.44%
Insider own0.13%
Inst own81.24%

Snapshot

6 groups

Valuation

IndexNDX, S&P 500, RUI
Market Cap48.97B
Enterprise Value52.94B
Income4.73B
Sales34.43B
Book/sh23.28
Cash/sh12.38
Dividend Est.0.37 (0.63%)
Dividend TTM0.56 (0.95%)
Dividend Ex-DateDec 04, 2026
Dividend Gr. 3/5Y- -
Payout2.59%
Employees23800
IPOJul 06, 2015

Ratios

P/E11.24
Forward P/E9.94
PEG1.49
P/S1.42
P/B2.53
P/C4.76
P/FCF7.77
EV/EBITDA7.08
EV/Sales1.54
Quick Ratio1.26
Current Ratio1.26
Debt/Eq0.73
LT Debt/Eq0.59
Option/ShortYes / Yes

Earnings

EPS (ttm)5.24
EPS next Y5.93
EPS next Q1.43
EPS this Y5.31%
EPS next Y6.08%
EPS next 5Y6.68%
EPS past 3/5Y37.29% 8.84%
Sales past 3/5Y7.21% 9.24%
EPS Y/Y TTM4.77%
Sales Y/Y TTM4.64%
EPS Q/Q-3.80%
Sales Q/Q1.11%
EarningsOct 27 BMO
EPS/Sales Surpr.10.70% -1.50%

Ownership

Insider Own0.13%
Insider Trans-2.55%
Inst Own81.24%
Inst Trans-2.67%
ROA5.86%
ROE23.83%
ROIC15.22%
Gross Margin40.81%
Oper. Margin18.89%
Profit Margin13.73%
SMA202.16%
SMA506.26%
SMA20017.70%
Trades-

Technical

Shs Outstand837.00M
Shs Float829.62M
Short Float3.44%
Short Ratio2.40
Short Interest28.54M
52W High67.99 -13.30%
52W Low38.46 53.28%
Volatility3.06% 2.52%
ATR (14)1.56
RSI (14)57.97
Beta1.31
Rel Volume0.48
Avg Volume11.87M
Volume1,243,461

Performance

Perf Week-2.08%
Perf Month4.95%
Perf Quarter-2.71%
Perf Half Y30.33%
Perf YTD0.98%
Perf Year-12.54%
Perf 3Y7.63%
Perf 5Y-70.82%
Perf 10Y47.08%
Recom3.00
Target Price57.60
Prev Close58.78
Price58.95
Change %0.29%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 29, 2026DowngradeBBarclaysEqual Weight → Underweight$53-10.1%
Oct 19, 2026DowngradeCCleveland ResearchNeutral → Underperform
Oct 15, 2026ResumedBBofA SecuritiesUnderperform
Jul 24, 2026UpgradeTTruistSell → Hold$57-3.3%
Jul 16, 2026UpgradeBBarclaysUnderweight → Equal Weight$55-6.7%
Jul 08, 2026InitiatedBBarclaysUnderweight$42-28.8%
Apr 22, 2026InitiatedBBMO Capital MarketsMarket Perform$52-11.8%
Apr 16, 2026DowngradeMMizuhoOutperform → Neutral$50-15.2%
Mar 31, 2026InitiatedLLoop CapitalHold$46-22.0%
Mar 05, 2026ResumedBBofA SecuritiesNeutral$48-18.6%

Peers

Mkt cap
TickerCompanyMkt cap
AFRMAffirm Holdings Inc23.14B
KLARKlarna Group plc7.61B
XYZBlock Inc52.32B
MAMastercard Incorporated570.18B
VVisa Inc781.50B
AXPAmerican Express Co214.56B
SOFISoFi Technologies Inc21.30B
FISVFiserv Inc33.75B
GPNGlobal Payments Inc26.56B
FOURShift4 Payments Inc3.20B

Insider trading

latest 14 of 83
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Keller FrankPres., Checkout Sol. & PayPalOct 28 '26Sale55.3773240,53141,567Oct 30 06:38 PM
FRANK KELLEROfficerOct 28 '26Proposed Sale56.0973241,058Oct 28 04:17 PM
Natali ChrisSVP, Chief Accounting OfficerOct 15 '26Option Exercise0.002,72705,127Oct 16 06:36 PM
Keller FrankPres., Checkout Sol. & PayPalOct 15 '26Option Exercise0.001,639043,206Oct 16 06:32 PM
Webster AaronEVP, Global Chief Risk OfficerOct 15 '26Option Exercise0.008,522074,283Oct 16 06:27 PM
Miller Jamie SChief Fin & Op OfficerSep 15 '26Option Exercise0.0012,004092,537Sep 16 05:34 PM
Natali ChrisSVP, Chief Accounting OfficerSep 03 '26Sale54.8055230,2502,400Sep 08 05:47 PM
Kereere SuzanPresident, Global MarketsSep 03 '26Sale55.723,379188,28330,983Sep 08 05:44 PM
Keller FrankPres., Checkout Sol. & PayPalSep 03 '26Sale55.434,612255,65641,567Sep 08 05:39 PM
Webster AaronEVP, Global Chief Risk OfficerSep 01 '26Option Exercise0.004,602067,858Sep 03 07:57 PM
Natali ChrisSVP, Chief Accounting OfficerSep 01 '26Option Exercise0.001,12603,342Sep 03 07:53 PM
Miller Jamie SChief Fin & Op OfficerSep 01 '26Option Exercise0.007,414084,318Sep 03 07:49 PM
Kereere SuzanPresident, Global MarketsSep 01 '26Option Exercise0.006,903037,886Sep 03 07:45 PM
Keller FrankPres., Checkout Sol. & PaypalSep 01 '26Option Exercise0.0010,321051,888Sep 03 07:40 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
QQQInvesco QQQ Trust Series 1AUM: 463.98B
VOOVanguard S&P 500 ETFAUM: 1054.75B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
RDVYFirst Trust Rising Dividend Achievers ETFAUM: 25.61B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B
VTVVanguard Morningstar Value ETFAUM: 196.23B
QQQMInvesco NASDAQ 100 ETFAUM: 106.59B

News

latest 14 of 206
  • Walmart refund checks are going out; has yours arrived? (USA TODAY)
  • Sequoia partners reportedly blindsided when Roelof Botha joined SpaceX board (TechCrunch)
  • Michael Burry sees buyout value in Fiserv. Do the numbers agree? (Investing.com)
  • HP Inc. Looks Outside Tech, Tapping Pharma Heavyweight as New CEO (Barrons.com)
  • Freedom Broker cuts PayPal to Hold as branded checkout stalls (Investing.com)
  • Loading…
  • HP Names Emma Walmsley as New CEO, Ending Monthlong Search (Bloomberg)
  • University of North Carolina's SpaceX windfall traces back to $2M check (Pitchbook)
  • Byron Donalds Could Be Next Florida Governor: Here Are the Stocks He's Been Buying in 2026 (Benzinga Prediction Markets)
  • Michael Burrys Fiserv Buyout Math Hits $120 Reaffirms PayPal As A Fat Pitch Amid Global Payments Deal Buzz (Stocktwits)
  • Stocktwits Fintech Pulse: US Fintech Weekly Briefing & Market Drivers (Stocktwits)
  • Americans Are Buying Now And Paying Later More Often. Many Households Now Have Bills Topping $500 a Month. (International Business Times)
  • Barclays lowers PayPal stock to Underweight on slowing fundamentals (Investing.com)
  • PYPL Stock Gets Mixed Calls After Earnings Clear Street Raises Target, Citi Lowers It (Stocktwits)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-271.4501.3101.2508,5848,71537
2026Q22026-07-281.3801.2781.2528,6828,47336
2026Q12026-05-051.3401.2711.2108,3538,05035
2025Q42026-02-031.2301.2871.5308,6768,78834
2025Q32025-10-281.3401.2031.3008,4178,23636
2025Q22025-07-291.4001.2971.2918,2888,08434
2025Q12025-04-291.3301.1611.2887,7917,84931
2024Q42025-02-041.1901.1231.1068,3668,25836
2024Q32024-10-291.2001.0740.9867,8477,88836
2024Q22024-07-301.1900.9891.0777,8857,82332
2024Q12024-04-301.0801.2190.8287,6997,51634
2023Q42024-02-071.4801.3621.2938,0267,88038
2023Q32023-11-011.3001.2290.9297,4187,38638
2023Q22023-08-021.1601.1650.9247,2877,27437
2023Q12023-05-081.1701.1000.7017,0406,98236
2022Q42023-02-091.2401.1990.8057,3837,39137

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY3.1003.0682.07017,77217,751
2020FY3.8803.7943.54021,45421,417
2021FY4.6004.6013.51525,37125,339
2022FY4.1304.0852.08927,51827,520
2023FY5.1004.9803.83629,77129,613
2024FY4.6504.5863.99131,79731,690
2025FY5.3105.3615.41033,17233,274
2026FY-5.592--34,532
2027FY-5.932--35,937
2028FY-6.448--37,537
2029FY-6.607--38,778
2030FY-6.890--40,349

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-10352168,9148,6849,240
2026Q4S2026-11-02352168,9148,6849,240
2026Q4S2026-10-30353158,9188,6849,240
2026Q4S2026-10-28353138,9248,6849,240
2026Q4S2026-10-27352138,9198,6849,240
2026Q4S2026-10-2234109,0018,8539,240
2026Q4S2026-10-2034109,0018,8539,240
2026Q4S2026-10-1734109,0028,8539,240
2026Q4S2026-10-1634209,0028,8539,240
2026Q4S2026-10-1534209,0028,8539,240
2026Q4S2026-10-1434209,0018,8539,240
2026Q4S2026-10-1334209,0018,8539,240
2026Q4S2026-10-1234309,0038,8539,240
2026Q4S2026-10-1134309,0058,8539,240

Estimate history

EPS, annual1.471.712.073.543.5152.0893.8363.9915.4065.2424
Period201720182019202020212022202320242025TTM
EPS, quarterly0.9861.1061.2881.2911.31.531.211.2521.251
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual13077154811753421434255612705629681317893333834434
Period201720182019202020212022202320242025TTM
Sales, quarterly785983277756835884678758843986768561
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual1200117411731172116811361072993920837
Period201720182019202020212022202320242025MRQ
Shares, quarterly1006993979960941920892862837
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue34,434.0033,338.0031,789.0029,681.0027,056.0025,561.0021,434.0017,534.0015,481.00
Cost of Goods Sold Incl. D&A20,382.0019,409.0018,907.0017,986.0015,865.0013,450.009,629.008,368.007,549.00
Gross Profit14,052.0013,929.0012,882.0011,695.0011,191.0012,111.0011,805.009,166.007,932.00
Selling, General and Administrative Excl. Other7,549.007,361.007,127.006,841.007,609.007,597.008,397.006,614.005,399.00
Research and Development3,272.003,100.002,979.002,973.003,253.003,038.002,642.002,085.001,333.00
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income6,503.006,568.005,755.004,854.003,582.004,514.003,408.002,552.002,533.00
Interest Expense486.00441.00382.00347.00304.00232.00209.00115.0077.00
Unusual Expense602.00461.00289.0066.00154.0049.00147.0098.00388.00
Net Income Before Taxes5,704.006,292.005,329.005,411.003,366.004,099.005,065.002,998.002,376.00
Income Taxes977.001,059.001,182.001,165.00947.00-70.00863.00539.00319.00
Consolidated Net Income4,727.005,233.004,147.004,246.002,419.004,169.004,202.002,459.002,057.00
Net Income From Continuing Operations4,727.005,233.004,147.004,246.002,419.004,169.004,202.002,459.002,057.00
Net Income4,727.005,233.004,147.004,246.002,419.004,169.004,202.002,459.002,057.00
EPS (Recurring)6.005.744.193.882.183.543.632.131.94
EPS (Basic, Before Extraordinaries)5.295.464.033.852.103.553.582.091.74
EPS (Diluted)5.245.413.993.842.093.523.542.071.71
EBITDA7,472.007,531.006,787.005,926.004,899.005,779.004,597.003,166.003,047.00
Non-Operating Income (Expense)289.00626.00245.00970.00242.00-134.002,013.00659.00308.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense852.41857.001,055.001,270.001,106.001,200.001,172.00874.00717.00
Price To Earnings Ratio11.2111.2120.3918.2836.2253.6866.2252.2449.22
Price To Sales Ratio1.311.702.792.293.058.7512.977.336.53
Gross Margin40.8141.7840.5239.4041.3647.3855.0852.2851.24
Operating Margin18.8919.7018.1016.3513.2417.6615.9014.5516.36
Net Margin13.7315.7013.0514.318.9416.3119.6014.0213.29
Shares Outstanding837.00920.00993.001,072.001,136.001,168.001,172.001,173.001,174.00
Market Capitalization48,826.0848,826.0885,566.7966,208.5881,192.94221,568.30274,409.80127,012.1399,088.29

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue8,561.008,676.008,439.008,758.008,467.008,358.007,756.008,327.00
Cost of Goods Sold Incl. D&A5,066.005,240.004,988.005,088.004,993.004,857.004,473.004,882.00
Gross Profit3,495.003,436.003,451.003,670.003,474.003,501.003,283.003,445.00
Selling, General and Administrative Excl. Other1,856.001,895.001,801.001,997.001,835.001,811.001,722.001,993.00
Research and Development829.00847.00792.00804.00801.00767.00731.00773.00
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income1,639.001,541.001,650.001,673.001,639.001,690.001,561.001,452.00
Interest Expense138.00126.00111.00111.00113.00114.00103.0097.00
Unusual Expense281.00160.0039.00122.0014.00207.00118.00-202.00
Net Income Before Taxes1,374.001,310.001,393.001,627.001,533.001,529.001,603.001,410.00
Income Taxes301.00206.00280.00190.00285.00268.00316.00289.00
Consolidated Net Income1,073.001,104.001,113.001,437.001,248.001,261.001,287.001,121.00
Net Income From Continuing Operations1,073.001,104.001,113.001,437.001,248.001,261.001,287.001,121.00
Net Income1,073.001,104.001,113.001,437.001,248.001,261.001,287.001,121.00
EPS (Recurring)1.481.381.241.621.311.441.370.97
EPS (Basic, Before Extraordinaries)1.261.261.221.541.311.301.311.12
EPS (Diluted)1.251.251.211.531.301.291.291.11
EBITDA1,890.001,787.001,888.001,907.001,884.001,929.001,806.001,701.00
Non-Operating Income (Expense)154.0055.00-107.00187.0021.00160.00263.00-147.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense206.19237.79224.36184.07219.62241.74267.00237.79
Price To Earnings Ratio11.218.108.3611.7114.3616.6716.3220.39
Price To Sales Ratio1.311.111.221.641.962.252.052.72
Gross Margin40.8239.6040.8941.9041.0341.8942.3341.37
Operating Margin19.1417.7619.5519.1019.3620.2220.1317.44
Net Margin12.5312.7213.1916.4114.7415.0916.5913.46
Shares Outstanding837.00862.00892.00920.00941.00960.00979.00993.00
Market Capitalization48,826.0838,089.2941,641.6854,623.3664,067.6572,278.6564,548.0485,566.79

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments10,422.0010,924.0014,060.0010,868.009,500.0013,083.0010,761.009,109.005,695.00
Short Term Receivables45,784.0045,077.0045,437.0044,658.0041,787.0036,764.0026,934.0022,907.0019,839.00
Inventories0.000.000.000.000.000.000.000.000.00
Other Current Assets3,553.002,205.003,072.001,898.001,287.001,148.00800.00947.007,111.00
Total Current Assets59,759.0058,206.0062,569.0057,424.0052,574.0050,995.0038,495.0032,963.0032,645.00
Net Property, Plant & Equipment2,239.002,107.001,878.002,304.002,568.002,514.001,693.001,724.001,528.00
Total Investments and Advances4,330.004,583.003,350.005,033.006,818.006,089.002,863.00971.001,961.00
Long-Term Note Receivable238.00207.00-------
Intangible Assets11,072.0011,163.0011,563.0011,997.0012,786.0010,183.006,990.007,109.004,507.00
Deferred Tax Assets---1,310.00547.00142.00396.00224.0095.00
Other Assets2,535.002,459.002,806.001,866.00510.00456.00896.00341.0038.00
Total Assets80,173.0078,725.0082,166.0078,624.0075,803.0070,379.0051,333.0043,332.0040,774.00
Short Term Debt Incl. Current Port. of LT Debt1,551.001,331.001,393.00569.001,141.00144.00104.001,998.001,000.00
Accounts Payable40,438.0039,898.0042,074.0040,140.0039,038.0035,670.0024,759.0021,843.0019,999.00
Income Tax Payable---813.00236.00129.0073.0061.0083.00
Other Current Liabilities4,454.004,261.004,999.004,299.002,614.002,504.001,983.002,002.001,781.00
Total Current Liabilities46,443.0045,490.0048,466.0045,008.0043,029.0038,447.0026,919.0025,904.0022,863.00
Long Term Debt10,545.0010,526.0010,092.0010,986.008,669.009,581.005,368.000.000.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities---25.00186.0075.0089.00109.009.00
Other Liabilities2,929.002,292.002,557.002,356.002,192.002,213.002,028.001,933.001,908.00
Total Liabilities59,917.0058,308.0061,115.0058,350.0054,076.0050,316.0034,404.0027,946.0024,780.00
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity20,256.0020,417.0021,051.0020,274.0021,727.0020,019.0016,885.0015,386.0015,994.00
Total Shareholders Equity20,256.0020,417.0021,051.0020,274.0021,727.0020,019.0016,885.0015,386.0015,994.00
Accumulated Minority Interest0.000.000.000.000.0044.0044.000.000.00
Total Equity20,256.0020,417.0021,051.0020,274.0021,727.0020,063.0016,929.0015,386.0015,994.00
Total Liabilities & Stockholders Equity80,173.0078,725.0082,166.0078,624.0075,803.0070,379.0051,333.0043,332.0040,774.00
Book Value Per Share22.0220.5619.6417.8518.6017.0814.3913.1113.33
Tangible Book Value Per Share9.989.328.857.297.658.398.447.059.57
Full-Time Employees23,80024,40027,20029,90030,90026,50023,20021,80018,700
Price to Book Ratio2.534.263.364.0310.1413.717.516.425.73
Return on Assets6.475.165.283.135.706.905.204.894.86
Return on Equity25.7320.0020.5511.5219.9722.7715.2413.1111.69
Return on Invested Capital16.9913.4013.637.7413.7214.2011.0513.3711.22
Quick Ratio1.291.281.291.281.221.331.431.271.43
Current Ratio1.291.281.291.281.221.331.431.271.43

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income4,727.005,233.004,147.004,246.002,419.004,169.004,202.002,459.002,057.00
Depreciation969.00963.001,032.001,072.001,317.001,265.001,189.00912.00776.00
Other Funds (Non Cash)1,636.001,067.002,598.001,507.003,342.002,490.001,250.002,044.002,199.00
Funds from Operations7,366.007,480.008,008.006,157.006,267.007,442.006,806.005,146.004,861.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-273.00-1,064.00-558.00-1,314.00-454.00-1,102.00-952.00-585.00622.00
Income Taxes Payable----373.0073.00-230.00-40.00-44.00
Cash from Operating Activities7,093.006,416.007,450.004,843.005,813.006,340.005,854.004,561.005,483.00
Capital Expenditures-794.00-852.00-683.00-623.00-706.00-908.00-866.00-704.00-823.00
Net Assets From Acquisitions-122.000.000.000.000.00-2,763.00-3,609.00-70.00-2,124.00
Sale of Fixed Assets and Businesses21.003.001.00511.005.005.00120.0017.003.00
Purchase or Sale of Investments-4,879.002,534.00753.002,315.003,192.00-418.00-10,605.00-3,003.00-483.00
Purchase of Investments-23,003.00-20,399.00-26,209.00-21,980.00-20,219.00-40,116.00-41,513.00-27,881.00-22,381.00
Sale Or Maturity of Investments18,124.0022,933.0026,962.0024,295.0023,411.0039,698.0030,908.0024,878.0021,898.00
Other Uses-15,580.00-20,391.00-22,231.00-28,197.00-30,909.00-1,594.00-1,552.00-1,973.000.00
Other Sources15,076.0019,503.0023,849.0026,746.0025,090.00193.00294.000.004,267.00
Cash from Investing Activities-6,278.00797.001,689.00752.00-3,328.00-5,485.00-16,218.00-5,733.00840.00
Cash Dividends Paid-500.00-130.000.000.000.000.000.000.000.00
Change in Capital Stock-5,951.00-5,935.00-5,952.00-4,875.00-4,056.00-3,211.00-1,498.00-1,273.00-3,376.00
Repurchase of Common Pref Stock-6,054.00-6,052.00-6,047.00-5,002.00-4,199.00-3,373.00-1,635.00-1,411.00-3,520.00
Sale of Common Pref Stock103.00117.0095.00127.00143.00162.00137.00138.00144.00
Proceedsfrom Stock Options103.00117.0095.00127.00143.00162.00137.00138.00144.00
Issuance or Reduction of Debt, Net2,023.00482.00-115.00475.001,789.00-89.003,966.002,955.00960.00
Change in Long Term Debt2,023.00482.00-115.00475.001,789.00-89.003,966.002,955.00960.00
Issuance of Long Term Debt4,324.005,586.002,202.001,528.003,475.00272.006,966.005,471.002,075.00
Reduction of Long Term Debt-2,301.00-5,104.00-2,317.00-1,053.00-1,686.00-361.00-3,000.00-2,516.00-1,115.00
Net Financing Active Other Cash Flow-167.00-375.00-2,209.001,407.001,064.002,536.0010,024.002,006.001,154.00
Other Financing Activities Uses-315.00-549.00-2,365.00-454.00-342.00-1,036.00-573.00-504.00-419.00
Cash from Financing Activities-4,595.00-5,958.00-8,276.00-2,993.00-1,203.00-764.0012,492.003,688.00-1,262.00
Exchange Rate Effect16.00273.00-207.0076.00-155.00-102.00169.00-6.00-113.00
Net Change in Cash-3,764.001,528.00656.002,678.001,127.00-11.002,297.002,510.004,948.00
Free Cash Flow6,299.005,564.006,767.004,220.005,107.005,432.004,988.003,857.004,660.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow7.7710.4013.1016.1116.1541.1755.7333.3221.71
Deferred Taxes & Investment Tax Credit-217.00231.00-668.00-811.00-482.00165.00-269.00-171.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments10,280.0011,256.009,342.0010,422.0010,755.0010,008.00
Short Term Receivables44,877.0047,460.0047,146.0045,784.0046,037.0046,960.00
Inventories0.000.000.000.000.000.00
Other Current Assets5,392.003,630.003,507.003,553.003,384.002,911.00
Total Current Assets60,549.0062,346.0059,995.0059,759.0060,176.0059,879.00
Net Property, Plant & Equipment2,284.002,350.002,207.002,239.002,222.002,171.00
Total Investments and Advances4,785.004,009.004,125.004,330.003,601.003,645.00
Intangible Assets11,122.0011,107.0011,152.0011,072.0011,167.0011,247.00
Other Assets2,595.002,677.002,836.002,535.002,432.002,642.00
Total Assets81,622.0082,737.0080,546.0080,173.0079,801.0079,777.00
Short Term Debt Incl. Current Port. of LT Debt2,678.002,652.001,746.001,551.00304.00300.00
Accounts Payable41,076.0041,951.0041,663.0040,438.0040,876.0041,144.00
Other Current Liabilities4,136.003,803.004,228.004,454.003,744.003,606.00
Total Current Liabilities47,890.0048,406.0047,637.0046,443.0044,924.0045,050.00
Long Term Debt11,573.0011,569.009,924.0010,545.0011,863.0011,872.00
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities2,676.002,942.002,961.002,929.002,816.002,654.00
Total Liabilities62,139.0062,917.0060,522.0059,917.0059,603.0059,576.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity19,483.0019,820.0020,024.0020,256.0020,198.0020,201.00
Total Shareholders Equity19,483.0019,820.0020,024.0020,256.0020,198.0020,201.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity19,483.0019,820.0020,024.0020,256.0020,198.0020,201.00
Total Liabilities & Stockholders Equity81,622.0082,737.0080,546.0080,173.0079,801.0079,777.00
Book Value Per Share23.2822.9922.4522.0221.4621.04
Tangible Book Value Per Share9.9910.119.959.989.609.33
Full-Time Employees---23,800--
Price to Book Ratio2.531.922.052.723.193.59
Return on Assets5.866.036.256.476.025.71
Return on Equity23.8324.5025.1225.7324.3622.92
Return on Invested Capital3.463.523.724.673.893.93
Quick Ratio1.261.291.261.291.341.33
Current Ratio1.261.291.261.291.341.33

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income1,073.001,104.001,113.001,437.001,248.001,261.00
Depreciation251.00246.00238.00234.00245.00239.00
Other Funds (Non Cash)278.00636.00628.0094.00198.00465.00
Funds from Operations1,687.002,101.001,689.001,889.001,873.001,882.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-95.00-118.00-555.00495.00101.00-984.00
Cash from Operating Activities1,592.001,983.001,134.002,384.001,974.00898.00
Capital Expenditures-161.00-208.00-231.00-194.00-256.00-206.00
Net Assets From Acquisitions0.000.00-122.000.000.000.00
Sale of Fixed Assets and Businesses2.0011.008.000.000.001.00
Purchase or Sale of Investments-1,013.00-1,922.00-1,402.00-542.003,045.00536.00
Purchase of Investments-5,572.00-7,060.00-5,923.00-4,448.00-4,387.00-5,594.00
Sale Or Maturity of Investments4,559.005,138.004,521.003,906.007,432.006,130.00
Other Uses-3,898.00-4,633.00-4,217.00-2,832.00-2,752.00-6,285.00
Other Sources4,075.003,867.003,864.003,270.004,735.005,934.00
Cash from Investing Activities-995.00-2,885.00-2,100.00-298.004,772.00-20.00
Cash Dividends Paid-118.00-122.00-130.00-130.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-1,501.00-1,492.00-1,500.00-1,458.00-1,500.00-1,477.00
Repurchase of Common Pref Stock-1,501.00-1,552.00-1,500.00-1,501.00-1,500.00-1,551.00
Sale of Common Pref Stock0.0060.000.0043.000.0074.00
Proceedsfrom Stock Options0.0060.000.0043.000.0074.00
Issuance or Reduction of Debt, Net-14.001,840.00-2.00199.00-1.00-1,207.00
Change in Long Term Debt-14.001,840.00-2.00199.00-1.00-1,207.00
Issuance of Long Term Debt410.002,584.00930.00400.003,290.00405.00
Reduction of Long Term Debt-424.00-744.00-932.00-201.00-3,291.00-1,612.00
Net Financing Active Other Cash Flow-857.00177.001,073.00-560.00-328.00-490.00
Other Financing Activities Uses-53.00-170.00-21.00-71.00-78.0014.00
Cash from Financing Activities-2,490.00403.00-559.00-1,949.00-1,829.00-3,174.00
Exchange Rate Effect9.0029.00-50.0028.00-44.00195.00
Net Change in Cash-1,884.00-470.00-1,575.00165.004,873.00-2,101.00
Free Cash Flow1,431.001,775.00903.002,190.001,718.00692.00
Price to Free Cash Flow7.776.147.9410.0911.5713.72

Revenue breakdown

Revenues From Other Value Added Services2024: 2.96B 2025: 3.37B
Transaction2024: 28.84B 2025: 29.80B
Non-US2024: 13.53B 2025: 14.30B
United States2024: 18.27B 2025: 18.87B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.44%28.5M829.6M11.74M
2026-10-153.19%27.3M854.4M12.64M
2026-09-303.50%29.9M854.4M14.41M
2026-09-153.43%29.3M854.4M15.18M
2026-08-313.91%33.4M854.3M16.02M
2026-08-143.95%33.7M854.4M16.08M
2026-07-314.68%39.9M854.5M17.42M
2026-07-156.22%54.8M881.1M16.52M
2026-06-306.23%54.9M881.1M15.20M
2026-06-156.18%54.3M879.0M15.48M
2026-05-295.62%49.5M881.1M15.53M
2026-05-154.90%43.1M881.1M18.95M
2026-04-304.86%42.8M881.2M23.00M
2026-04-155.02%45.1M898.7M23.69M
2026-03-315.00%46.0M919.3M24.13M
2026-03-134.70%43.2M919.3M23.40M
2026-02-274.55%41.8M919.3M22.84M
2026-02-135.63%51.8M919.3M20.16M
2026-01-304.68%43.0M919.7M15.45M
2026-01-154.74%44.3M934.7M16.48M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call30.0026.9530.3028.797.6342.000.000.998-0.0260.000
call35.0021.9525.3023.696.1482.000.000.997-0.0260.000
call40.0017.7019.4518.693.76628.000.000.996-0.0260.000
call41.0016.4018.4517.653.57219.000.000.996-0.0260.001
call42.0015.0517.8516.763.95532.000.000.996-0.0260.001
call43.0014.3516.5515.373.34726.002.000.996-0.0260.001
call44.0013.6515.3514.522.90416.004.000.995-0.0260.001
call45.0012.9014.3013.542.52615.0011.000.995-0.0250.001
call46.0011.6513.3512.542.44417.009.000.995-0.0250.001
call47.009.9512.9012.063.0026.000.000.994-0.0250.001
call48.009.4011.1510.272.2527.001.000.994-0.0250.001
call48.508.9010.709.712.7195.002.000.994-0.0250.001
call49.007.9510.509.812.1432020.000.993-0.0250.001
call49.507.4510.008.792.5722.001.000.993-0.0250.001
call50.007.409.308.041.78123.001.000.993-0.0240.001
call51.006.258.357.121.6291091.000.992-0.0240.001
call52.005.157.556.741.71931.000.000.991-0.0240.001
call53.004.656.304.401.25232.001.000.970-0.0600.003
call54.004.405.204.840.9831300.000.960-0.0670.004
call55.003.454.303.680.9333630.000.924-0.1050.006
call56.002.213.252.700.7241821.000.897-0.1100.008
call57.001.952.242.130.47343110.000.825-0.1400.011
call58.001.081.421.430.4873779.000.682-0.1870.016
call59.000.500.690.600.4001,4541180.500-0.2050.018
call60.000.210.240.240.3584,6032050.293-0.1550.015
call61.000.070.090.080.3827,9711340.259-0.2350.014
call62.000.020.040.030.4091,7847990.175-0.1930.011
call63.000.000.030.020.4836,42270.000.111-0.1440.008
call64.000.000.020.010.5411,4555240.047-0.0680.004
call65.000.000.020.010.62398798.000.020-0.0320.002
call66.000.000.010.010.6352150.000.010-0.0190.001
call67.000.000.030.010.62731.000.000.009-0.0150.001
call68.000.000.010.010.7831840.000.009-0.0200.001
call69.000.000.200.400.8684.001.000.008-0.0200.001
call70.000.000.010.070.8065.000.000.007-0.0150.001
call71.000.000.200.360.9941.001.000.007-0.0210.001
call72.000.000.750.381.0591.000.000.007-0.0210.001
call75.000.000.010.011.2421.000.000.006-0.0220.001
call80.000.000.010.021.5191.000.000.005-0.0230.001
put30.000.000.010.002.8170.000.00-0.002-0.0180.000
put35.000.000.030.002.3850.000.00-0.005-0.0310.001
put40.000.000.010.001.8200.000.00-0.006-0.0300.001
put41.000.000.030.131.7142.000.00-0.007-0.0290.001
put42.000.000.040.001.6110.000.00-0.007-0.0290.001
put43.000.000.110.011.6213.000.00-0.004-0.0220.001
put44.000.000.150.071.5151.000.00-0.005-0.0210.001
put45.000.002.130.051.41820.000.00-0.005-0.0210.001
put46.000.000.201.071.3112.002.00-0.005-0.0210.001
put47.000.000.721.071.20525.002.00-0.006-0.0210.001
put48.000.001.750.051.10219.000.00-0.006-0.0200.001
put48.500.001.130.001.0560.000.00-0.006-0.0200.001
put49.000.000.500.021.0107.000.00-0.007-0.0200.001
put49.500.000.750.010.9573.000.00-0.007-0.0200.001
put50.000.000.010.010.8441260.00-0.013-0.0260.002
put51.000.000.530.030.8132630.00-0.008-0.0190.001
put52.000.000.010.030.7826500.00-0.016-0.0330.002
put53.000.000.290.020.7647670.00-0.030-0.0550.003
put54.000.000.040.030.6511,5422.00-0.040-0.0620.004
put55.000.000.070.070.6029232.00-0.076-0.1000.006
put56.000.040.080.070.4931,02711.00-0.103-0.1050.008
put57.000.100.220.160.50038474.00-0.175-0.1350.011
put58.000.240.440.320.47544827.00-0.318-0.1820.016
put59.000.560.991.070.5481,3611.00-0.500-0.2000.018
put60.001.071.501.780.4964730.00-0.707-0.1490.015
put61.001.813.452.371.2718.000.00-0.741-0.2290.014
put62.002.654.653.101.5654.000.00-0.831-0.1800.011
put63.003.605.854.341.8809.000.00-0.892-0.1340.008
put64.004.656.804.022.0148.000.00-0.954-0.0610.004
put65.005.658.055.452.3380.000.00-0.988-0.0120.001
put66.006.409.056.192.5230.000.00-0.990-0.0130.001
put67.007.5510.050.002.6500.000.00-0.991-0.0130.001
put68.008.5510.550.002.4530.000.00-0.991-0.0130.001
put69.009.6012.059.742.9381.000.00-0.992-0.0140.001
put70.0010.4513.0510.673.0751.000.00-0.992-0.0140.001
put71.0011.4014.050.003.2070.000.00-0.993-0.0140.001
put72.0012.6014.850.003.1900.000.00-0.993-0.0140.001
put75.0015.4518.0515.763.6971.000.00-0.994-0.0150.001
put80.0020.5023.0520.744.2401.000.00-0.995-0.0150.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-304Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-28144Filing for proposed sale of securities under Rule 144.SEC
2026-10-2710-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-164Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-164Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-164Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-18144Filing for proposed sale of securities under Rule 144.SEC
2026-08-174Statement of changes in beneficial ownership of securities2026-08-15SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-29SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-29SEC
2026-07-29SCHEDULE 13G/ASEC
2026-07-29144Filing for proposed sale of securities under Rule 144.SEC
2026-07-29144Filing for proposed sale of securities under Rule 144.SEC
2026-07-2810-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-288-KCurrent report2026-07-28SEC
2026-07-164Statement of changes in beneficial ownership of securities2026-07-15SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100040.53K1
2026-0900474.19K3
2026-0800253.72K1
2026-0700120.21K2
2026-0600364.32K3
2026-0500183.94K1
2026-0400602.33K2
2026-03002.08M3
2026-02001.75M3
2026-010000
2025-120000
2025-11001.73M3

Institutional holders

Manager% owned
BlackRock, Inc.8.50%
VANGUARD CAPITAL MANAGEMENT LLC6.08%
STATE STREET CORP4.67%
Invesco Ltd.3.79%
GEODE CAPITAL MANAGEMENT, LLC2.92%
Comprehensive Financial Management LLC2.72%
VANGUARD PORTFOLIO MANAGEMENT LLC2.57%
BANK OF AMERICA CORP /DE/2.56%
GOLDMAN SACHS GROUP INC1.31%
NORGES BANK1.29%

Funds

Fund% owned
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND4.82%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND4.28%
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND3.33%
JPMorgan Strategic Income Opportunities Fund3.03%
VANGUARD TOTAL BOND MARKET INDEX FUND3.00%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.95%
Putnam Ultra Short Duration Income Fund2.65%
Invesco BulletShares 2026 Corporate Bond ETF2.50%
First Trust Enhanced Short Maturity ETF2.46%
VANGUARD 500 INDEX FUND2.41%

OakChart. PYPL. Cached 15 minutes.