OakChart

Nu Holdings Ltd

NUFinancial·Banks - Regional·Brazil·Large·NYSE·Nov 11 • 1:35 PM ET

12.14+0.06 (0.46%)
2026-11-11 19:35 CET
Market cap
58,352.20 USD m
Revenue, TTM
- USD m
Net income, TTM
3,607.11 USD m
Free cash flow, TTM
9,159.51 USD m
EPS diluted, TTM
0.73
P/E
16.51
Compare

Price

NU against its 20, 50 and 200-day averages
2050200beatmissearnings
12.0014.0016.00169.8M339.7MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NUclose 12.1420-day 13.0050-day 13.87200-day 14.2412.1452w low

36.1% under the 52-week high of 18.98 on 29 Jan 2026. 52-week low 11.20 on 3 Jun 2026. Last 15 sessions, 36.0% high to low

Profile

NU
52-week range, 12% of the way up
11.2018.98

Nu Holdings Ltd. is a holding company, which engages in the provision of digital banking services. The company was founded by David Velez Osorno, Cristina Helena Zingaretti Junqueira, and Adam Edward Wible on February 26, 2016 and is headquartered in Sao Paulo, Brazil.

IndexRUI
Employees8049
IPODec 09, 2021
Beta0.96
ATR, 14d0.60
Rel volume0.52
Short float4.57%
Insider own25.49%
Inst own61.26%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap58.62B
Enterprise Value-
Income3.61B
Sales17.89B
Book/sh2.74
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees8049
IPODec 09, 2021

Ratios

P/E16.51
Forward P/E11.06
PEG0.33
P/S3.28
P/B4.42
P/C-
P/FCF6.40
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.66
Debt/Eq3.17
LT Debt/Eq0.19
Option/ShortYes / Yes

Earnings

EPS (ttm)0.73
EPS next Y1.10
EPS next Q0.23
EPS this Y47.75%
EPS next Y27.08%
EPS next 5Y33.58%
EPS past 3/5Y- -
Sales past 3/5Y57.18% 86.16%
EPS Y/Y TTM55.50%
Sales Y/Y TTM53.50%
EPS Q/Q66.31%
Sales Q/Q53.59%
EarningsNov 12 AMC
EPS/Sales Surpr.9.63% 9.10%

Ownership

Insider Own25.49%
Insider Trans-0.03%
Inst Own61.26%
Inst Trans1.27%
ROA4.96%
ROE31.61%
ROIC22.88%
Gross Margin-
Oper. Margin24.54%
Profit Margin20.16%
SMA20-6.66%
SMA50-12.54%
SMA200-14.76%
Trades-

Technical

Shs Outstand3.81B
Shs Float3.60B
Short Float4.57%
Short Ratio2.02
Short Interest164.35M
52W High18.98 -36.06%
52W Low11.20 8.35%
Volatility4.27% 4.12%
ATR (14)0.60
RSI (14)39.93
Beta0.96
Rel Volume0.52
Avg Volume81.25M
Volume27,249,545

Performance

Perf Week1.21%
Perf Month-22.11%
Perf Quarter-12.89%
Perf Half Y-5.34%
Perf YTD-27.51%
Perf Year-25.96%
Perf 3Y42.43%
Perf 5Y-
Perf 10Y-
Recom1.58
Target Price18.11
Prev Close12.08
Price12.14
Change %0.46%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 26, 2026InitiatedMMonness Crespi & HardtBuy$20+64.8%
Sep 16, 2026DowngradeIItau BBAOutperform → Market Perform$18+48.3%
Jun 26, 2026InitiatedNNeedhamBuy$17+40.1%
Jun 15, 2026DowngradeCCitigroupBuy → Neutral$13+7.1%
Jun 03, 2026DowngradeSSusquehannaPositive → Neutral$13+7.1%
Jun 02, 2026DowngradeBBofA SecuritiesNeutral → Underperform$10-17.6%
Mar 19, 2026UpgradeUUBSNeutral → Buy$17.60+45.0%
Aug 20, 2025UpgradeCCitigroupSell → Buy$18+48.3%
Aug 18, 2025UpgradeIItau BBAMarket Perform → Outperform$18+48.3%
Apr 08, 2025UpgradeJJP MorganNeutral → Overweight$13+7.1%

Peers

Mkt cap
TickerCompanyMkt cap
ITUBItau Unibanco Holding SA ADR40.61B
BBDBanco Bradesco SA ADR14.42B
INTRInter & Co Inc1.73B
BSBRBanco Santander (Brasil) SA ADR18.36B
BAPCredicorp Ltd29.10B
SOFISoFi Technologies Inc21.49B
AGBKAGI Inc858.82M
MELIMercadoLibre Inc76.37B
HOODRobinhood Markets Inc77.44B
PAGSPagSeguro Digital Ltd2.20B

Insider trading

latest 14 of 24
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Junqueira Cristina Helena ZingUS CEO and Chief Growth OffcrOct 05 '26Sale15.0125,000375,3624,877,593Oct 07 05:53 PM
THE CRISTINA H Z J REVOCABLE TOfficerOct 05 '26Proposed Sale13.4325,000335,750Oct 05 04:38 PM
Junqueira Cristina Helena ZingUS CEO & Chief Growth OfficerAug 25 '26Sale14.7165,000956,4562,542,083Aug 26 07:10 PM
Junqueira Cristina Helena ZingUS CEO & Chief Growth OfficerAug 24 '26Sale15.0025,000375,0004,902,593Aug 26 07:10 PM
CRISTINA HELENA ZINGARETTI JUNOfficerAug 25 '26Proposed Sale14.7165,000956,456Aug 25 04:22 PM
THE CRISTINA H Z J REVOCABLE TOfficerAug 24 '26Proposed Sale14.5825,000364,500Aug 24 04:30 PM
Fragelli Henrique Camossa SaldChief Risk OfficerAug 14 '26Sale15.81221,7073,505,232979,446Aug 18 04:33 PM
Junqueira Cristina Helena ZingUS CEO & Chief Growth OfficerAug 14 '26Sale15.8050,000790,0004,927,593Aug 18 04:32 PM
VICTORY LANE CAPITAL LTDOfficerAug 17 '26Proposed Sale14.95100,0001,495,410Aug 17 04:35 PM
ZJ WY LLCOfficerAug 17 '26Proposed Sale14.92300,0004,476,300Aug 17 04:14 PM
THE CRISTINA H Z J REVOCABLE TOfficerAug 14 '26Proposed Sale13.9350,000696,500Aug 14 04:33 PM
HENRIQUE CAMOSSA SALDANHA FRAGOfficerAug 14 '26Proposed Sale15.81221,7073,505,222Aug 14 04:18 PM
Sands Anita MDirectorMay 15 '26Sale12.2421,000257,042162,150May 19 09:08 PM
Anita SandsDirectorMay 15 '26Proposed Sale12.0821,000253,680May 15 09:56 AM

Held by

AUM
TickerCompanyAUM
EWZiShares MSCI Brazil ETFAUM: 8.88B
IEMGiShares Core MSCI Emerging Markets ETFAUM: 144.94B
ILFiShares Latin America 40 ETFAUM: 3.38B
IWFiShares Russell 1000 Growth ETFAUM: 116.57B
EMXCIShares MSCI Emerging Markets ex China ETFAUM: 24.96B
EEMiShares MSCI Emerging Markets ETFAUM: 28.05B
CGXUCapital Group International Focus Equity ETFAUM: 6.41B
VONGVanguard Russell 1000 Growth Index ETFAUM: 43.99B
SPEMState Street SPDR Portfolio Emerging Markets ETFAUM: 16.35B
IXUSiShares Core MSCI Total International Stock ETFAUM: 57.59B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-12-0.226--5,96211
2026Q22026-08-130.2180.1980.2155,8765,38610
2026Q12026-05-140.1780.1970.1784,9685,0609
2025Q42026-02-250.1850.1910.1824,9004,5719
2025Q32025-11-130.1600.1600.1604,1733,5908
2025Q22025-08-140.1370.1330.1303,7003,1898
2025Q12025-05-130.1140.1230.1143,2482,8269
2024Q42025-02-200.1130.1190.1132,9892,7599
2024Q32024-11-130.1130.1080.1132,9432,61010
2024Q22024-08-130.1000.0950.1002,8492,57010
2024Q12024-05-140.0780.0830.0782,7362,1588
2023Q42024-02-220.0780.0820.0742,4052,0669
2023Q32023-11-140.0620.0620.0622,1372,0469
2023Q22023-08-150.0520.0410.0461,8691,73310
2023Q12023-05-150.0360.0230.0291,6001,53710
2022Q42023-02-140.0210.009-0.0631,4501,4727

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2021FY0.004-0.016-0.0361,6981,438
2022FY-0.0070.005-0.0784,8004,788
2023FY0.2310.2310.2128,0296,939
2024FY0.4030.4250.40311,51710,100
2025FY0.5850.6100.59215,77514,004
2026FY-0.864--22,705
2027FY-1.098--27,893
2028FY-1.393--34,354
2029FY-1.782---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q3S2026-11-076015,9625,6926,174
2026Q3S2026-10-286115,9625,6926,174
2026Q3S2026-10-236315,9625,6926,174
2026Q3S2026-10-205315,9655,6926,174
2026Q3S2026-10-165315,9675,6926,174
2026Q3S2026-10-154315,9155,6926,077
2026Q3S2026-10-144315,9155,6926,077
2026Q3S2026-09-284405,9375,7806,077
2026Q3S2026-09-104405,9375,7806,077
2026Q3S2026-08-244405,9375,7806,077
2026Q3S2026-08-144405,8905,7806,077
2026Q3S2026-08-134005,5715,1505,776
2026Q3S2026-07-294005,5715,1505,776
2026Q3S2026-07-214215,5715,1505,776

Estimate history

EPS, annual-0.026-0.488-0.782-0.036-0.0780.2120.4030.5850.7348
Period20182019202020212022202320242025TTM
EPS, quarterly0.10.1130.1130.1140.130.160.1820.1780.216
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual300.055554.277648.4751385.2473733.8297011.2510330.23714498.4517894.55
Period20182019202020212022202320242025TTM
Sales, quarterly2540.0652620.4632710.4842960.0213366.8623799.4894301.9384621.8985171.221
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual7.369215.537222.6574609.9894694.7884765.9374818.6594855.6744830.689
Period20182019202020212022202320242025MRQ
Shares, quarterly4789.0094806.5954818.6594824.4074832.3544845.5764855.6744861.7414830.689
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income15,074.2712,028.308,444.215,421.992,496.81733.97294.26280.02142.69
Total Interest Expense5,478.324,578.682,834.862,036.931,547.90367.34113.92109.7045.42
Net Interest Income9,595.947,449.625,609.353,385.06948.91366.63180.34170.3297.27
Loan Loss Provision5,369.394,178.663,169.162,485.481,404.91480.64169.49175.18118.63
Net Interest Income After Loan Loss Provision4,226.563,270.962,440.19899.58-456.00-114.0210.86-4.86-21.36
Non-Interest Income2,820.282,470.151,886.031,589.261,237.02651.28354.21274.26157.37
Non-Interest Expense2,655.001,869.001,531.02949.771,089.92707.42457.09398.70169.41
Operating Income4,391.843,872.112,795.201,539.08-308.90-170.16-92.03-129.30-33.40
Unusual Expense0.000.00-------
Net Income Before Taxes4,391.843,872.112,795.201,539.08-308.90-170.16-193.18-129.30-33.40
Income Taxes774.61996.75823.09508.5555.73-4.83-21.69-36.77-4.82
Consolidated Net Income3,610.002,871.671,972.111,030.53-364.63-165.33-171.49-92.53-28.58
Net Income From Continuing Operations3,607.112,868.891,972.111,030.53-364.58-164.99-171.49-92.53-28.58
Net Income3,607.112,868.891,972.111,030.53-364.58-164.99-171.49-92.53-28.58
EPS (Recurring)0.740.580.400.21-0.08-0.04-0.78-0.49-0.03
EPS (Basic, Before Extraordinaries)0.740.590.410.22-0.08-0.04-0.78-0.49-0.03
EPS (Diluted)0.730.580.400.21-0.08-0.04-0.78-0.49-0.03
Non-Operating Income (Expense)0.000.000.000.000.000.00-101.150.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense371.51329.46372.67255.61286.45225.4556.2718.519.33
Price To Earnings Ratio16.2516.2527.83106.79-----
Price To Sales Ratio3.665.674.905.775.1031.22---
Operating Margin24.5426.7127.0621.95-8.27-12.28-14.19-23.33-11.13
Net Margin20.1619.7919.0914.70-9.76-11.91-26.45-16.69-9.53
Shares Outstanding4,830.694,855.674,818.664,765.944,694.794,609.99222.66215.547.37
Market Capitalization58,352.2058,352.2049,202.1339,608.4019,070.2343,229.4243,321.59--

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Interest Income4,393.633,909.203,594.453,176.982,812.402,444.472,214.872,151.08
Total Interest Expense1,556.651,269.181,376.781,275.711,029.99896.20747.99760.96
Net Interest Income2,836.982,640.022,217.671,901.271,782.411,548.261,466.881,390.12
Loan Loss Provision1,464.471,712.391,241.66950.881,012.19973.20804.36773.93
Net Interest Income After Loan Loss Provision1,372.52927.63976.01950.40770.22575.07662.52616.19
Non-Interest Income777.59712.70707.49622.51554.46515.55495.61469.38
Non-Interest Expense909.13684.98605.45455.44444.29294.42390.69361.79
Operating Income1,240.98955.341,078.061,117.46880.39796.20767.45723.79
Unusual Expense0.000.000.000.000.00---
Net Income Before Taxes1,240.98955.341,078.061,117.46880.39796.20767.45723.79
Income Taxes175.2282.88182.90333.61242.38237.87214.81170.40
Consolidated Net Income1,061.09871.43894.80782.68636.99557.21552.64553.39
Net Income From Continuing Operations1,060.20872.06892.38782.47636.84557.20552.64553.39
Net Income1,060.20872.06892.38782.47636.84557.20552.64553.39
EPS (Recurring)0.220.180.180.160.130.110.110.11
EPS (Basic, Before Extraordinaries)0.220.180.180.160.130.120.120.12
EPS (Diluted)0.220.180.180.160.130.110.110.11
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense134.4282.4176.3878.31100.6774.1078.8669.13
Price To Earnings Ratio16.2524.2331.9333.4930.6424.8327.8342.58
Price To Sales Ratio3.664.395.706.125.774.634.926.81
Operating Margin24.0020.6725.0629.4126.1526.9028.3127.62
Net Margin20.5018.8720.7420.5918.9118.8220.3921.12
Shares Outstanding4,830.694,861.744,855.674,845.584,832.354,824.414,818.664,806.59
Market Capitalization58,352.2069,775.9880,195.6577,146.7566,112.0248,958.3649,202.1365,250.28

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Cash & Due from Banks10,739.226,724.785,068.853,959.36178.02243.03306.49184.30
Investments20,852.4514,079.0810,286.1510,772.0211,627.916,501.733,419.89879.27
Net Loans18,959.2512,065.2210,649.824,451.462,133.47218.2458.020.00
Investment in Unconsolidated Affiliates98.7099.360.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment49.7946.2269.7546.4620.5420.5125.866.70
Interest Receivables0.000.000.000.000.000.000.000.00
Deferred Tax Assets2,639.291,912.001,537.84811.05360.75125.1394.2055.22
Other Intangible Assets21,683.5015,098.2015,732.799,876.215,537.993,045.612,855.571,660.30
Total Assets75,022.2050,024.8843,345.1929,916.5619,858.6810,154.256,760.032,785.79
Total Deposits9,372.056,796.832,388.601,534.581,907.631,048.801,323.59628.68
Total Debt37,764.3124,123.3822,686.2715,077.127,927.595,053.671,691.59115.38
Long Term Debt2,222.021,535.661,248.42680.75196.04410.77220.5498.13
Provision for Risks Charges30.9222.558.0817.9518.0816.4720.9514.28
Deferred Tax Liabilities128.3293.66-41.1229.338.740.700.00
Other Liabilities16,405.0411,341.3911,855.868,355.015,533.503,588.463,110.951,730.72
Total Liabilities63,700.6442,377.8036,938.8125,025.7815,416.149,716.146,147.782,489.06
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity11,290.957,646.296,406.394,890.784,441.03438.11612.25296.73
Total Shareholders Equity11,290.957,646.296,406.394,890.784,441.03438.11612.25296.73
Accumulated Minority Interest30.610.790.000.001.510.000.000.00
Total Equity11,321.567,647.086,406.394,890.784,442.54438.11612.25296.73
Total Liabilities & Stockholders Equity75,022.2050,024.8843,345.1929,916.5619,858.6810,154.256,760.032,785.79
Book Value Per Share2.331.591.341.040.961.972.8440.27
Tangible Book Value Per Share2.121.431.200.920.861.912.8440.20
Tier 1 Capital4,472.543,250.052,396.01905.78467.23101.23--
Tier 2 Capital686.90379.69233.26185.8918.2717.38--
Full-Time Employees8,0498,7167,6867,6866,0752,6082,3261,210
Price to Book Ratio4.406.516.734.019.737.08--
Return on Assets4.594.222.81-1.46-1.10-2.03-1.94-
Return on Equity30.3028.0718.24-7.81-6.76-32.65-20.36-
Return on Invested Capital21.2321.4813.46-6.54-3.56-20.20-11.11-7.24
Current Ratio0.690.700.630.600.590.670.941.22

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations17,648.6714,579.139,790.335,971.552,606.29795.6692.0292.49114.82
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-8,470.10-6,070.31-4,531.61-4,951.26-3,256.32-607.94210.23-152.59-157.94
Cash from Operating Activities9,178.568,508.835,258.711,020.29-650.03187.72302.25-60.10-43.11
Capital Expenditures-288.35-340.77-174.99-177.00-114.31-28.50-7.99-4.68-6.38
Net Assets From Acquisitions-1.54-1.54-5.640.00-10.35-114.49-8.280.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-6,668.16-4,812.90-2,702.24699.08-1,105.36-4,678.00-2,008.86-1,689.55-608.50
Purchase of Investments-6,668.16-4,812.90-2,702.240.00-1,105.36-4,678.00-2,008.86-1,689.55-608.50
Sale Or Maturity of Investments-0.000.00699.08-----
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-19,773.24-18,211.95-9,100.91-7,595.92-4,999.64-7,268.09-2,212.60-1,757.24-614.88
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-491.166.225.559.15248.523,350.956.76402.06243.20
Repurchase of Common Pref Stock-500.390.000.000.00-3.99-52.15-0.02-3.77-0.70
Sale of Common Pref Stock9.236.225.559.15252.503,403.106.78405.83243.89
Proceedsfrom Stock Options0.000.000.000.00248.003,390.850.00400.00243.60
Issuance or Reduction of Debt, Net0.002,290.72729.25423.00410.53-10.58237.91211.1510.22
Change in Long Term Debt0.000.000.000.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00-2.650.000.00
Other Financing Activities Uses0.000.000.000.000.000.00-2.650.000.00
Cash from Financing Activities10,521.0315,151.516,638.358,090.046,932.137,337.843,108.702,699.99899.58
Exchange Rate Effect356.24369.52466.14236.72184.18104.43-101.14-15.29-64.34
Net Change in Cash282.595,817.903,262.301,751.121,466.64361.901,097.21867.36177.25
Free Cash Flow9,159.518,501.615,253.301,000.05-670.03181.70299.16-62.48-48.99
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow7.159.669.6440.46-237.99---
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Due from Banks9,843.639,705.6710,739.228,751.968,137.846,827.91
Investments23,139.3020,629.6420,852.4520,003.0318,071.1014,809.30
Net Loans20,466.5520,164.7618,959.2517,147.8116,080.4814,188.19
Investment in Unconsolidated Affiliates93.0097.6798.7096.0497.2198.23
Net Property, Plant & Equipment105.3275.1949.7945.7546.6746.08
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets3,649.092,971.662,639.292,233.682,055.501,832.59
Other Intangible Assets25,456.5223,811.8121,683.5020,084.5518,241.3516,390.23
Total Assets82,753.4177,456.4175,022.2068,362.8262,730.1454,192.53
Total Deposits9,111.708,865.499,372.059,669.5210,060.598,223.02
Total Debt42,023.7539,384.6437,764.3133,592.4229,947.1825,561.70
Long Term Debt2,518.262,344.012,222.021,504.181,286.901,179.00
Provision for Risks Charges44.3438.4930.9230.3527.8825.38
Deferred Tax Liabilities--128.32---
Other Liabilities18,321.9016,575.9616,405.0414,516.9913,118.3811,773.51
Total Liabilities69,501.6964,864.5863,700.6457,809.2853,154.0345,583.61
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity13,249.6712,588.7811,290.9510,551.999,574.838,607.91
Total Shareholders Equity13,249.6712,588.7811,290.9510,551.999,574.838,607.91
Accumulated Minority Interest2.053.0530.611.551.281.01
Total Equity13,251.7212,591.8311,321.5610,553.549,576.128,608.92
Total Liabilities & Stockholders Equity82,753.4177,456.4175,022.2068,362.8262,730.1454,192.53
Book Value Per Share2.742.592.332.181.981.78
Tangible Book Value Per Share2.502.362.121.971.791.61
Tier 1 Capital4,785.764,276.414,472.543,861.613,721.863,591.07
Tier 2 Capital811.85780.00686.90458.67447.20410.20
Full-Time Employees--8,049---
Price to Book Ratio4.406.187.698.087.696.38
Return on Assets4.964.844.594.324.284.39
Return on Equity31.6130.0430.3027.8027.8827.91
Return on Invested Capital6.725.846.606.495.865.69
Current Ratio0.660.690.690.951.020.72

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Funds from Operations5,234.613,912.894,545.433,955.743,486.292,591.67
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-2,041.21-2,655.98-2,048.52-1,724.39-1,219.76-1,077.64
Cash from Operating Activities3,193.401,256.912,496.912,231.352,266.531,514.03
Capital Expenditures-25.23-75.25-62.61-125.27-70.38-82.52
Net Assets From Acquisitions0.000.00-1.540.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-2,886.12451.37-1,169.60-2,612.44-336.86
Purchase of Investments-2,886.120.00-1,169.60-2,612.44--
Sale Or Maturity of Investments-451.37---336.86
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-6,139.96-3,061.59-5,243.77-5,327.92-4,487.09-3,153.18
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-496.32-0.104.001.260.570.40
Repurchase of Common Pref Stock-500.30-0.100.000.000.000.00
Sale of Common Pref Stock3.980.004.001.260.570.40
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net153.79-77.901,281.30742.05435.24-167.87
Change in Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities2,546.30435.344,797.532,741.855,138.222,473.90
Exchange Rate Effect31.45286.1457.18-18.5267.35263.51
Net Change in Cash-368.82-1,083.212,107.86-373.232,985.011,098.27
Free Cash Flow3,181.681,252.392,496.652,228.792,264.541,511.63
Price to Free Cash Flow7.158.569.688.2210.487.62

Revenue breakdown

Finance Services2024: 11.52B 2025: 15.77B
Brazil2024: 11.52B 2025: 15.77B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.57%164.3M3599.0M78.54M
2026-10-153.88%139.7M3599.0M80.48M
2026-09-303.74%134.6M3598.9M81.72M
2026-09-153.66%131.7M3598.9M77.10M
2026-08-314.26%153.4M3598.9M77.48M
2026-08-143.60%129.5M3598.1M76.50M
2026-07-314.05%146.9M3627.3M73.83M
2026-07-154.25%154.7M3641.3M60.57M
2026-06-304.04%148.4M3671.0M51.56M
2026-06-154.26%156.5M3669.0M52.37M
2026-05-293.91%143.7M3671.0M51.03M
2026-05-153.92%143.9M3671.0M53.21M
2026-04-303.85%141.4M3670.7M52.29M
2026-04-153.76%132.6M3523.0M57.10M
2026-03-313.81%135.4M3553.0M56.62M
2026-03-133.82%135.7M3553.0M51.88M
2026-02-273.31%117.6M3553.0M46.66M
2026-02-132.59%91.9M3543.6M43.46M
2026-01-303.09%108.9M3530.0M40.57M
2026-01-153.04%105.5M3474.4M35.94M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call5.007.057.257.157.92510385.000.994-0.0210.000
call7.005.055.205.124.5081781410.991-0.0200.000
call7.504.504.754.664.60843.0013.000.990-0.0200.000
call8.004.004.204.123.67686.0026.000.974-0.0440.001
call8.503.503.803.684.0667.004.000.970-0.0430.001
call9.003.003.403.144.14566.009.000.966-0.0420.001
call9.502.522.822.733.18911.001.000.960-0.0400.001
call10.002.052.192.151.90916923.000.953-0.0380.001
call10.501.561.731.641.7271131.000.942-0.0360.001
call11.001.121.311.221.6774248.000.873-0.0600.002
call11.500.760.860.821.36857590.000.730-0.1010.003
call12.000.480.500.481.2263,7384790.566-0.1110.003
call12.500.270.290.281.2449,8945820.396-0.1130.003
call13.000.140.150.141.24718,8051,7700.252-0.0950.003
call13.500.050.080.061.2971,4495980.142-0.0670.002
call14.000.020.030.031.2475,6511,3300.064-0.0360.001
call14.500.010.040.011.4791,28935.000.056-0.0380.001
call15.000.010.030.011.70171178.000.050-0.0400.001
call15.500.000.020.021.77382354.000.034-0.0300.001
call16.000.000.010.011.9471,42315.000.031-0.0310.001
call16.500.000.010.012.1211,0520.000.029-0.0320.001
call17.000.000.020.011.7521,9950.000.016-0.0130.000
call17.500.000.020.012.22356120.000.015-0.0190.000
call18.000.000.010.011.9962330.000.014-0.0140.000
call18.500.000.750.022.51254.000.000.014-0.0200.000
call19.000.000.020.022.22268.000.000.013-0.0140.000
call19.500.000.020.002.3290.000.000.012-0.0140.000
call20.000.000.020.012.84654.000.000.012-0.0200.000
call20.500.000.750.003.0190.000.000.012-0.0210.000
call21.000.000.750.143.1362.000.000.011-0.0210.000
call22.000.000.750.003.3600.000.000.011-0.0210.000
call23.000.000.750.003.5710.000.000.010-0.0220.000
call24.000.000.750.003.7770.000.000.010-0.0220.000
call25.000.000.750.003.9610.000.000.009-0.0220.000
call26.000.000.750.004.1420.000.000.009-0.0230.000
call27.000.000.750.004.3150.000.000.009-0.0230.000
call28.000.000.750.004.4800.000.000.008-0.0230.000
call29.000.000.510.004.6390.000.000.008-0.0230.000
call30.000.000.010.054.0091.000.000.008-0.0160.000
put5.000.000.010.015.0654.001.00-0.006-0.0190.000
put7.000.000.740.003.3730.000.00-0.009-0.0190.000
put7.500.000.010.003.4580.000.00-0.023-0.0430.000
put8.000.000.050.002.4120.000.00-0.020-0.0220.001
put8.500.000.390.002.7330.000.00-0.030-0.0420.001
put9.000.000.410.012.3621,2200.00-0.034-0.0410.001
put9.500.000.030.121.99516.003.00-0.040-0.0390.001
put10.000.000.030.021.6452,3431.00-0.047-0.0370.001
put10.500.010.030.021.3022,90217.00-0.058-0.0350.001
put11.000.060.070.061.2241,709166-0.127-0.0590.002
put11.500.180.200.201.3095,2591,485-0.270-0.0990.003
put12.000.330.370.351.24612,859550-0.430-0.1090.003
put12.500.610.680.651.3401,7701,090-0.604-0.1110.003
put13.000.991.121.021.63043758.00-0.748-0.0940.003
put13.501.361.561.401.81222742.00-0.858-0.0650.002
put14.001.842.031.882.0304275.00-0.936-0.0340.001
put14.502.283.002.373.98322.007.00-0.944-0.0370.001
put15.002.693.153.053.09372.000.00-0.950-0.0380.001
put15.503.253.503.482.6735.000.00-0.966-0.0290.001
put16.003.704.053.853.1798.002.00-0.982-0.0160.000
put16.504.304.554.403.4591.005.00-0.983-0.0170.000
put17.004.755.004.863.4032.004.00-0.984-0.0170.000
put17.505.255.555.373.8500.006.00-0.985-0.0170.000
put18.005.706.055.854.1031.006.00-0.986-0.0180.000
put18.506.206.556.354.24716.002.00-0.986-0.0180.000
put19.006.707.106.854.71621.0023.00-0.987-0.0180.000
put19.507.207.557.354.6131.005.00-0.988-0.0180.000
put20.007.808.007.904.4500.0028.00-0.988-0.0180.000
put20.508.308.508.374.6101.0076.00-0.988-0.0190.000
put21.008.809.058.845.1134.004.00-0.989-0.0190.000
put22.009.7510.059.905.4190.008.00-0.989-0.0190.000
put23.0010.7011.0510.865.70612.002.00-0.990-0.0190.000
put24.0011.5512.0511.886.0406.0010.00-0.990-0.0190.000
put25.0012.8013.0512.886.2331.007.00-0.991-0.0200.000
put26.0013.8014.0513.906.4768.0017.00-0.991-0.0200.000
put27.0014.7515.0514.856.7075.0016.00-0.991-0.0200.000
put28.0015.7516.0515.846.92716.0024.00-0.992-0.0200.000
put29.0016.8017.0516.837.13716.0011.00-0.992-0.0200.000
put30.0017.7518.0517.847.3398.0022.00-0.992-0.0200.000

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-236-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-12-31SEC
2026-10-164Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-074Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-05144Filing for proposed sale of securities under Rule 144.SEC
2026-09-306-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-28SEC
2026-09-303Initial statement of beneficial ownership of securities2026-09-28SEC
2026-09-106-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-09-026-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-25144Filing for proposed sale of securities under Rule 144.SEC
2026-08-24144Filing for proposed sale of securities under Rule 144.SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-14SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-14SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC
2026-08-136-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-06-30SEC
2026-08-136-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-06-30SEC
2026-08-136-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-06-30SEC
2026-08-136-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-06-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1000375.36K1
2026-090000
2026-08005.63M4
2026-070000
2026-060000
2026-0500257.04K1
2026-040000
2026-03004.44M1
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.7.30%
BAILLIE GIFFORD & CO4.93%
Capital Research Global Investors2.94%
MORGAN STANLEY2.43%
JPMORGAN CHASE & CO2.06%
STATE STREET CORP1.99%
FMR LLC1.94%
WCM INVESTMENT MANAGEMENT, LLC1.54%
LONE PINE CAPITAL LLC0.97%
NORGES BANK0.95%

Funds

Fund% owned
iShares MSCI Brazil ETF1.10%
New World Fund Inc0.95%
VANGUARD INTERNATIONAL GROWTH FUND0.90%
Growth Fund of America0.90%
iShares Core MSCI Emerging Markets ETF0.86%
Capital World Growth & Income Fund0.73%
EUPAC Fund0.56%
WCM Focused International Growth Fund0.54%
iShares Latin America 40 ETF0.47%
Strategic Advisers Fidelity Emerging Markets Fund0.36%

OakChart. NU. Cached 15 minutes.