Health In Tech Inc
HITTechnology·Software - Application·USA·Nano·NASD·Nov 11 • 3:59 PM ET
0.5595-0.0342 (-5.76%)
2026-11-12 06:42 CET
Market cap
36.54 USD m
Revenue, TTM
32.83 USD m
Net income, TTM
-3.95 USD m
Free cash flow, TTM
-5.11 USD m
EPS diluted, TTM
-0.07
P/E
-
Price
HIT against its 20, 50 and 200-day averages2050200missearnings
80.4% under the 52-week high of 2.85 on 11 Nov 2025. 52-week low 0.49 on 5 Nov 2026. Last 15 sessions, 40.2% high to low
Volume 0.39× normal · the line is the 50-bar volume average
Profile
HIT52-week range, 3% of the way up
0.492.85
Health in Tech, Inc. engages in the provision of insurance technology platforms which offer a marketplace of processes in the healthcare industry. Its services include Stone Mountain Risk, eDIYBS, HI Card, HI Performance Network, and Ancillary Products. The company was founded by Tim Johnson in 2014 and is headquartered in Stuart, FL.
| Employees | 91 |
|---|---|
| IPO | Dec 23, 2024 |
| Beta | 2.97 |
| ATR, 14d | 0.08 |
| Rel volume | 0.39 |
| Short float | 3.46% |
| Insider own | 73.35% |
| Inst own | 7.24% |
Snapshot
6 groupsValuation
| Index | - |
|---|---|
| Market Cap | 36.54M |
| Enterprise Value | 30.20M |
| Income | -3.95M |
| Sales | 32.83M |
| Book/sh | 0.30 |
| Cash/sh | 0.10 |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | - |
| Dividend Gr. 3/5Y | - - |
| Payout | 0.00% |
| Employees | 91 |
| IPO | Dec 23, 2024 |
Ratios
| P/E | - |
|---|---|
| Forward P/E | - |
| PEG | - |
| P/S | 1.11 |
| P/B | 1.88 |
| P/C | 5.61 |
| P/FCF | - |
| EV/EBITDA | - |
| EV/Sales | 0.92 |
| Quick Ratio | 2.17 |
| Current Ratio | 2.17 |
| Debt/Eq | 0.01 |
| LT Debt/Eq | 0.00 |
| Option/Short | No / Yes |
Earnings
| EPS (ttm) | -0.07 |
|---|---|
| EPS next Y | -0.00 |
| EPS next Q | -0.05 |
| EPS this Y | -966.66% |
| EPS next Y | 98.08% |
| EPS next 5Y | - |
| EPS past 3/5Y | 145.52% - |
| Sales past 3/5Y | 79.42% - |
| EPS Y/Y TTM | -362.10% |
| Sales Y/Y TTM | 22.98% |
| EPS Q/Q | -453.98% |
| Sales Q/Q | -13.50% |
| Earnings | Nov 12 AMC |
| EPS/Sales Surpr. | -49.81% 4.08% |
Ownership
| Insider Own | 73.35% |
|---|---|
| Insider Trans | -0.10% |
| Inst Own | 7.24% |
| Inst Trans | 64.09% |
| ROA | -14.79% |
| ROE | -21.96% |
| ROIC | -20.18% |
| Gross Margin | 53.93% |
| Oper. Margin | -17.22% |
| Profit Margin | -12.03% |
| SMA20 | -5.30% |
| SMA50 | -24.61% |
| SMA200 | -49.94% |
| Trades | - |
Technical
| Shs Outstand | 53.86M |
|---|---|
| Shs Float | 17.40M |
| Short Float | 3.46% |
| Short Ratio | 3.45 |
| Short Interest | 0.60M |
| 52W High | 2.85 -80.37% |
| 52W Low | 0.49 13.71% |
| Volatility | 16.45% 13.79% |
| ATR (14) | 0.08 |
| RSI (14) | 39.23 |
| Beta | 2.97 |
| Rel Volume | 0.39 |
| Avg Volume | 174.54K |
| Volume | 67,476 |
Performance
| Perf Week | -6.36% |
|---|---|
| Perf Month | -17.48% |
| Perf Quarter | -47.22% |
| Perf Half Y | -63.67% |
| Perf YTD | -64.81% |
| Perf Year | -73.98% |
| Perf 3Y | - |
| Perf 5Y | - |
| Perf 10Y | - |
| Recom | 1.00 |
| Target Price | 3.12 |
| Prev Close | 0.59 |
| Price | 0.56 |
| Change % | -5.76% |
Peers
Mkt capInsider trading
9 filings| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Hasan Zain Syed | Chief Growth Officer | Nov 03 '26 | Sale | 0.55 | 1,667 | 917 | 171,993 | Nov 05 04:30 PM |
| Hasan Zain Syed | Chief Growth Officer | Oct 16 '26 | Sale | 0.62 | 3,333 | 2,066 | 173,660 | Oct 19 07:04 PM |
| Hayes Timothy | Director | Sep 14 '26 | Sale | 0.89 | 12,000 | 10,716 | 108,780 | Sep 15 04:05 PM |
| Hayes Timothy | DIRECTOR | Sep 14 '26 | Proposed Sale | 0.90 | 12,000 | 10,776 | Sep 14 04:42 PM | |
| Hayes Timothy | DIRECTOR | Sep 10 '26 | Proposed Sale | 0.92 | 17,730 | 16,363 | Sep 14 11:19 AM | |
| Hasan Zain Syed | Chief Growth Officer | Sep 11 '26 | Sale | 0.92 | 11,667 | 10,734 | 188,544 | Sep 14 08:55 AM |
| Hayes Timothy | Director | Sep 11 '26 | Sale | 0.91 | 12,000 | 10,920 | 120,780 | Sep 11 09:14 PM |
| Hayes Timothy | Director | Sep 09 '26 | Sale | 0.93 | 5,730 | 5,329 | 132,780 | Sep 11 09:14 PM |
| Hasan Zain Syed | Chief Growth Officer | Sep 11 '26 | Proposed Sale | 0.94 | 18,334 | 17,170 | Sep 10 11:24 AM |
Held by
AUMNews
latest 14 of 142- Health In Tech Faces Cash And Credibility Test After Slashing 2026 Revenue Outlook (Earnings Whispers)
- Health In Tech to Announce Third Quarter 2026 Financial Results on November 12, 2026 (PR Newswire) -5.89%
- Health In Tech Appoints Sanjay Shrestha as Chief Executive Officer to Lead Next Phase of Growth and Strategic Expansion (PR Newswire) -11.16%
- Health In Tech to Host Annual Meeting of Stockholders (PR Newswire)
- How Much Should This Move Change Your View Of Freshworks Stock? (Trefis)
- Health In Tech Launches HitRix, a Broker-First Environment for Self-Funded Stop-Loss Placement (PR Newswire)
- Health In Tech to Attend the 17th Annual Craig-Hallum Alpha Select Conference (PR Newswire) +6.15%
- Health In Tech Launches HitRix to Modernize the Nearly $1 Trillion U.S. Self-Funded Health Insurance Market and Announces Updated 2026 Full-Year Revenue Guidance (PR Newswire) -10.08%
- Health In Tech Named to Newsweek's America's Greatest Mid-Market Companies 2026 (PR Newswire)
- Health In Tech Inc (HIT) (Q2 2026) Earnings Call Highlights: Strategic Carrier Shift and Hitrix ... (GuruFocus.com) -5.19%
- Health In Tech Reports Second Quarter 2026 Financial Results (PR Newswire)
- Health In Tech Inc (HIT) Q2 2026 Earnings Report Preview: What To Expect (GuruFocus.com)
- Health In Tech to Announce Second Quarter 2026 Financial Results on August 13, 2026 (PR Newswire)
- Health In Tech Added to Membership of Russell Microcap Index (PR Newswire)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2026Q3 | 2026-11-12 | - | -0.053 | - | - | 7.96 | 3 |
| 2026Q2 | 2026-08-13 | -0.040 | -0.027 | -0.040 | 8.10 | 7.78 | 3 |
| 2026Q1 | 2026-05-13 | -0.030 | -0.027 | -0.028 | 8.80 | 7.45 | 3 |
| 2025Q4 | 2026-03-25 | -0.010 | -0.010 | -0.005 | 7.51 | 7.26 | 2 |
| 2025Q3 | 2025-11-10 | 0.010 | 0.010 | 0.008 | 8.49 | 7.05 | 1 |
| 2025Q2 | 2025-07-21 | 0.010 | 0.010 | 0.011 | 9.31 | 7.49 | 2 |
| 2025Q1 | 2025-05-28 | 0.015 | 0.010 | 0.009 | 8.01 | 8.00 | 1 |
| 2024Q4 | 2025-02-26 | -0.010 | - | -0.003 | 5.00 | - | - |
| 2026Q4 | - | - | -0.067 | - | - | 10.02 | 3 |
| 2027Q1 | - | - | -0.015 | - | - | 9.26 | 2 |
| 2027Q2 | - | - | -0.020 | - | - | 9.44 | 2 |
| 2027Q3 | - | - | -0.015 | - | - | 10.68 | 2 |
| 2027Q4 | - | - | -0.005 | - | - | 12.77 | 2 |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2024FY | 0.010 | - | 0.012 | 19.00 | - |
| 2025FY | 0.020 | 0.015 | 0.020 | 33.33 | 32.35 |
| 2026FY | - | -0.173 | - | - | 34.85 |
| 2027FY | - | -0.003 | - | - | 54.13 |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| 2026Q3 | S | 2026-10-01 | 3 | 0 | 3 | 7.96 | 6.37 | 11.00 |
| 2026Q3 | S | 2026-09-30 | 3 | 0 | 3 | 9.39 | 6.37 | 11.00 |
| 2026Q3 | S | 2026-08-25 | 3 | 0 | 3 | 10.03 | 8.30 | 11.00 |
| 2026Q3 | S | 2026-08-23 | 2 | 0 | 2 | 9.55 | 8.30 | 10.80 |
| 2026Q3 | S | 2026-08-14 | 3 | 0 | 2 | 11.51 | 8.30 | 15.42 |
| 2026Q3 | S | 2026-08-13 | 3 | 0 | 0 | 12.66 | 11.27 | 15.42 |
| 2026Q3 | S | 2026-07-28 | 3 | 0 | 0 | 12.66 | 11.27 | 15.42 |
| 2026Q3 | S | 2026-06-09 | 3 | 0 | 1 | 12.66 | 11.27 | 15.42 |
| 2026Q3 | S | 2026-05-14 | 3 | 1 | 1 | 12.66 | 11.27 | 15.42 |
| 2026Q3 | S | 2026-04-17 | 3 | 1 | 0 | 12.77 | 11.30 | 15.42 |
| 2026Q3 | S | 2026-03-30 | 2 | 1 | 0 | 13.36 | 11.30 | 15.42 |
| 2026Q3 | S | 2026-03-26 | 1 | 1 | 0 | 11.30 | 11.30 | 11.30 |
| 2026Q3 | S | 2026-01-15 | 1 | 0 | 1 | 8.80 | 8.80 | 8.80 |
| 2026Q3 | S | 2025-11-12 | 1 | 0 | 1 | 10.40 | 10.40 | 10.40 |
Estimate history
| EPS, annual | 0.002 | 0.046 | 0.012 | 0.022 | -0.0653 | ||||
|---|---|---|---|---|---|---|---|---|---|
| Period | 2022 | 2023 | 2024 | 2025 | TTM | ||||
| EPS, quarterly | 0.006 | 0.007 | -0.003 | 0.009 | 0.011 | 0.008 | -0.005 | -0.028 | -0.04 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
| Sales, annual | 5.77 | 19.152 | 19.491 | 33.328 | 32.83 | ||||
| Period | 2022 | 2023 | 2024 | 2025 | TTM | ||||
| Sales, quarterly | 5.002 | 4.459 | 4.905 | 8.015 | 9.314 | 8.49 | 7.509 | 8.772 | 8.057 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
| Shares, annual | 54.069 | 54.069 | 54.615 | 57.706 | 65.558 | ||||
| Period | 2022 | 2023 | 2024 | 2025 | MRQ | ||||
| Shares, quarterly | 54.069 | 54.069 | 54.615 | 54.673 | 56.38 | 56.486 | 57.706 | 65.558 | 65.558 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY |
|---|---|---|---|---|---|
| Total Revenue | 32.83 | 33.33 | 19.49 | 19.15 | 5.77 |
| Cost of Goods Sold Incl. D&A | 15.12 | 12.39 | 4.05 | 2.30 | 0.33 |
| Gross Profit | 17.70 | 20.94 | 15.44 | 16.85 | 5.44 |
| Selling, General and Administrative Excl. Other | 23.36 | 19.79 | 14.45 | 13.46 | 5.23 |
| Research and Development | 2.25 | 1.57 | 2.81 | 2.00 | 0.79 |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | -5.65 | 1.15 | 0.99 | 3.38 | 0.21 |
| Interest Expense | 0.00 | 0.00 | 0.49 | - | 0.00 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | -5.23 | 1.67 | 0.89 | 3.42 | 0.20 |
| Income Taxes | -1.28 | 0.40 | 0.22 | 0.95 | 0.12 |
| Consolidated Net Income | -3.95 | 1.28 | 0.67 | 2.48 | 0.08 |
| Net Income From Continuing Operations | -3.95 | 1.28 | 0.67 | 1.00 | 0.40 |
| Net Income | -3.95 | 1.28 | 0.67 | 2.48 | 0.08 |
| EPS (Recurring) | -0.06 | 0.02 | 0.01 | 0.05 | 0.00 |
| EPS (Basic, Before Extraordinaries) | -0.07 | 0.02 | 0.01 | 0.05 | 0.00 |
| EPS (Diluted) | -0.07 | 0.02 | 0.01 | 0.05 | 0.00 |
| EBITDA | -4.30 | 2.05 | 1.53 | 3.72 | 0.21 |
| Non-Operating Income (Expense) | 0.42 | 0.52 | 0.39 | 0.04 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | - | 1.24 | 0.37 | - | - |
| Price To Earnings Ratio | - | - | 159.38 | 159.52 | - |
| Price To Sales Ratio | 1.93 | 2.75 | 15.01 | - | - |
| Gross Margin | 53.93 | 62.82 | 79.21 | 87.97 | 94.21 |
| Operating Margin | -17.22 | 3.45 | 5.08 | 17.66 | 3.56 |
| Net Margin | -12.03 | 3.84 | 3.44 | 12.93 | 1.38 |
| Shares Outstanding | 65.56 | 57.71 | 54.61 | 54.07 | 54.07 |
| Market Capitalization | 36.54 | 36.54 | 289.54 | 289.81 | - |
Income statement, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 | 2024Q3 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 8.06 | 8.77 | 7.51 | 8.49 | 9.31 | 8.01 | 4.90 | 4.46 |
| Cost of Goods Sold Incl. D&A | 4.13 | 4.26 | 3.38 | 3.35 | 3.00 | 2.66 | 1.11 | 0.98 |
| Gross Profit | 3.92 | 4.51 | 4.13 | 5.14 | 6.31 | 5.36 | 3.80 | 3.48 |
| Selling, General and Administrative Excl. Other | 7.36 | 6.67 | 4.68 | 4.65 | 5.58 | 4.87 | 4.11 | 3.04 |
| Research and Development | 0.88 | 0.92 | 0.21 | 0.24 | 0.58 | 0.54 | 0.63 | 0.72 |
| Other Operating Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Income | -3.44 | -2.16 | -0.55 | 0.49 | 0.73 | 0.48 | -0.32 | 0.44 |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - | 0.17 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | -3.32 | -2.07 | -0.44 | 0.60 | 0.83 | 0.68 | -0.11 | 0.41 |
| Income Taxes | -0.81 | -0.48 | -0.14 | 0.15 | 0.20 | 0.19 | 0.03 | 0.03 |
| Consolidated Net Income | -2.51 | -1.59 | -0.30 | 0.45 | 0.63 | 0.50 | -0.14 | 0.38 |
| Net Income From Continuing Operations | -2.51 | -1.59 | -0.30 | 0.45 | 0.63 | 0.50 | -0.14 | 0.38 |
| Net Income | -2.51 | -1.59 | -0.30 | 0.45 | 0.63 | 0.50 | -0.14 | 0.38 |
| EPS (Recurring) | -0.04 | -0.03 | -0.01 | 0.01 | 0.01 | 0.01 | -0.00 | 0.01 |
| EPS (Basic, Before Extraordinaries) | -0.04 | -0.03 | -0.01 | 0.01 | 0.01 | 0.01 | -0.00 | 0.01 |
| EPS (Diluted) | -0.04 | -0.03 | -0.01 | 0.01 | 0.01 | 0.01 | -0.00 | 0.01 |
| EBITDA | -3.12 | -1.75 | -0.14 | 0.71 | 0.86 | 0.62 | -0.18 | 0.57 |
| Non-Operating Income (Expense) | 0.12 | 0.09 | 0.10 | 0.11 | 0.11 | 0.20 | 0.21 | 0.13 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | - | 0.35 | 0.06 | 0.23 | 0.56 | 0.39 | - | - |
| Price To Earnings Ratio | - | 64.44 | 63.35 | 131.56 | 45.60 | 53.36 | 159.38 | 159.52 |
| Price To Sales Ratio | 1.93 | 2.44 | 2.72 | 6.14 | 1.83 | 1.69 | 15.01 | - |
| Gross Margin | 48.69 | 51.41 | 54.99 | 60.59 | 67.75 | 66.82 | 77.43 | 78.03 |
| Operating Margin | -42.68 | -24.60 | -7.30 | 5.81 | 7.78 | 6.00 | -6.45 | 9.84 |
| Net Margin | -31.17 | -18.11 | -4.03 | 5.33 | 6.77 | 6.22 | -2.94 | 8.43 |
| Shares Outstanding | 65.56 | 65.56 | 57.71 | 56.49 | 56.38 | 54.67 | 54.61 | 54.07 |
| Market Capitalization | 36.54 | 82.76 | 90.48 | 181.01 | 48.11 | 36.14 | 289.54 | 289.81 |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY |
|---|---|---|---|---|
| Cash & Short Term Investments | 7.67 | 7.85 | 2.42 | 1.49 |
| Short Term Receivables | 5.04 | 2.15 | 3.92 | 0.98 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Current Assets | 3.28 | 0.79 | 0.26 | 22.96 |
| Total Current Assets | 15.99 | 10.78 | 6.60 | 25.43 |
| Net Property, Plant & Equipment | 0.14 | 0.21 | 0.27 | 0.32 |
| Total Investments and Advances | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-Term Note Receivable | 0.00 | 0.82 | 0.82 | 0.00 |
| Intangible Assets | 6.53 | 3.96 | 3.56 | 2.76 |
| Deferred Tax Assets | 0.54 | 0.05 | 0.00 | 0.06 |
| Other Assets | 0.43 | 0.00 | 0.26 | 0.05 |
| Total Assets | 23.63 | 15.82 | 11.50 | 28.62 |
| Short Term Debt Incl. Current Port. of LT Debt | 0.08 | 0.07 | 1.71 | 0.05 |
| Accounts Payable | 4.19 | 1.86 | 2.62 | 0.47 |
| Income Tax Payable | 0.00 | 0.21 | 0.45 | 0.12 |
| Other Current Liabilities | 0.89 | 0.00 | -0.00 | 23.37 |
| Total Current Liabilities | 5.16 | 2.13 | 4.78 | 24.02 |
| Long Term Debt | 0.06 | 0.14 | 0.21 | 0.27 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 1.30 | 0.38 | 0.42 | 0.35 |
| Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 6.52 | 2.65 | 5.41 | 24.64 |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 2.57 |
| Common Equity | 17.11 | 13.17 | 6.09 | 1.05 |
| Total Shareholders Equity | 17.11 | 13.17 | 6.09 | 3.62 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.37 |
| Total Equity | 17.11 | 13.17 | 6.09 | 3.98 |
| Total Liabilities & Stockholders Equity | 23.63 | 15.82 | 11.50 | 28.62 |
| Book Value Per Share | 0.30 | 0.24 | 0.11 | 0.02 |
| Tangible Book Value Per Share | 0.18 | 0.17 | 0.05 | -0.03 |
| Full-Time Employees | 91 | 80 | 83 | - |
| Price to Book Ratio | 1.88 | 41.91 | 41.95 | - |
| Return on Assets | 6.48 | 4.91 | 4.96 | - |
| Return on Equity | 8.45 | 6.96 | 20.50 | - |
| Return on Invested Capital | 7.45 | 5.04 | 39.31 | 2.05 |
| Quick Ratio | 3.10 | 5.06 | 1.38 | 1.06 |
| Current Ratio | 3.10 | 5.06 | 1.38 | 1.06 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY |
|---|---|---|---|---|---|
| Net Income | -3.95 | 1.28 | 0.67 | 3.96 | -0.24 |
| Depreciation | 1.35 | 0.90 | 0.54 | 0.34 | 0.00 |
| Other Funds (Non Cash) | 5.77 | 5.76 | 0.90 | -0.02 | 0.57 |
| Funds from Operations | 2.37 | 8.37 | 2.02 | 4.42 | 0.33 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -7.47 | -5.23 | 0.16 | -2.89 | 0.45 |
| Income Taxes Payable | -0.03 | -0.21 | -0.25 | 0.33 | 0.12 |
| Cash from Operating Activities | -5.11 | 3.13 | 2.18 | 1.53 | 0.78 |
| Capital Expenditures | -2.54 | -3.19 | -0.90 | -1.14 | -1.22 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.07 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale Or Maturity of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Uses | 0.00 | 0.00 | 0.00 | -0.80 | 0.00 |
| Other Sources | - | 0.06 | 0.06 | 0.00 | 0.00 |
| Cash from Investing Activities | -2.40 | -3.13 | -0.84 | -1.94 | -1.22 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 6.30 | -0.19 | 6.24 | 0.00 | 2.00 |
| Repurchase of Common Pref Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 6.30 | -0.19 | 6.24 | 0.00 | 2.00 |
| Proceedsfrom Stock Options | 6.28 | -0.21 | 6.24 | 0.00 | 2.00 |
| Issuance or Reduction of Debt, Net | 0.00 | 0.00 | -2.15 | 1.65 | -0.07 |
| Change in Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Financing Active Other Cash Flow | -0.42 | 0.00 | 0.00 | -0.31 | -0.05 |
| Other Financing Activities Uses | -0.42 | 0.00 | 0.00 | -0.31 | -0.05 |
| Cash from Financing Activities | 5.88 | -0.19 | 4.09 | 1.34 | 1.88 |
| Net Change in Cash | -1.62 | -0.18 | 5.43 | 0.93 | 1.44 |
| Free Cash Flow | -5.11 | 3.13 | 2.18 | 1.53 | 0.78 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | - |
| Price to Free Cash Flow | - | 29.30 | 134.39 | - | - |
| Deferred Taxes & Investment Tax Credit | - | 0.43 | -0.09 | 0.13 | 0.01 |
Balance sheet, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 6.51 | 10.33 | 7.67 | 8.02 | 8.14 | 7.58 |
| Short Term Receivables | 12.79 | 8.90 | 5.04 | 4.74 | 5.14 | 6.10 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Current Assets | 2.38 | 2.86 | 3.28 | 2.12 | 1.51 | 1.80 |
| Total Current Assets | 21.68 | 22.09 | 15.99 | 14.88 | 14.79 | 15.48 |
| Net Property, Plant & Equipment | 0.10 | 0.12 | 0.14 | 0.16 | 0.17 | 0.19 |
| Total Investments and Advances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Intangible Assets | 7.20 | 6.71 | 6.53 | 6.18 | 5.52 | 4.74 |
| Deferred Tax Assets | 1.96 | 1.02 | 0.54 | 0.17 | 0.17 | 0.11 |
| Other Assets | 0.11 | 0.05 | 0.43 | 0.67 | 0.85 | 0.09 |
| Total Assets | 31.06 | 29.99 | 23.63 | 22.93 | 22.34 | 21.44 |
| Short Term Debt Incl. Current Port. of LT Debt | 0.08 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 |
| Accounts Payable | 9.91 | 6.97 | 4.19 | 4.30 | 4.33 | 5.48 |
| Income Tax Payable | - | - | 0.00 | 0.00 | 0.03 | 0.43 |
| Other Current Liabilities | -0.00 | 0.00 | 0.89 | 0.87 | 0.96 | 0.78 |
| Total Current Liabilities | 9.99 | 7.05 | 5.16 | 5.24 | 5.39 | 6.75 |
| Long Term Debt | 0.02 | 0.04 | 0.06 | 0.08 | 0.10 | 0.12 |
| Provision for Risks Charges | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 1.42 | 1.29 | 1.30 | 0.44 | 0.43 | 0.40 |
| Other Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 11.43 | 8.38 | 6.52 | 5.77 | 5.92 | 7.28 |
| Non-Equity Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 19.55 | 21.60 | 17.11 | 17.16 | 16.42 | 14.16 |
| Total Shareholders Equity | 19.55 | 21.60 | 17.11 | 17.16 | 16.42 | 14.16 |
| Accumulated Minority Interest | 0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 19.62 | 21.60 | 17.11 | 17.16 | 16.42 | 14.16 |
| Total Liabilities & Stockholders Equity | 31.06 | 29.99 | 23.63 | 22.93 | 22.34 | 21.44 |
| Book Value Per Share | 0.30 | 0.33 | 0.30 | 0.30 | 0.29 | 0.26 |
| Tangible Book Value Per Share | 0.19 | 0.23 | 0.18 | 0.19 | 0.19 | 0.17 |
| Full-Time Employees | - | - | 91 | - | - | - |
| Price to Book Ratio | 1.88 | 4.89 | 5.23 | 11.02 | 3.40 | 2.74 |
| Return on Assets | -14.79 | -3.14 | 6.48 | 8.82 | 8.22 | 6.70 |
| Return on Equity | -21.96 | -4.52 | 8.45 | 11.94 | 11.86 | 10.50 |
| Return on Invested Capital | -12.83 | -7.34 | -1.76 | 2.62 | 3.82 | 3.49 |
| Quick Ratio | 2.17 | 3.13 | 3.10 | 2.84 | 2.74 | 2.29 |
| Current Ratio | 2.17 | 3.13 | 3.10 | 2.84 | 2.74 | 2.29 |
Cash flow, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|---|---|---|---|---|---|
| Net Income | -2.51 | -1.59 | -0.30 | 0.45 | 0.63 | 0.50 |
| Depreciation | 0.32 | 0.40 | 0.41 | 0.22 | 0.14 | 0.14 |
| Other Funds (Non Cash) | 1.68 | 0.46 | 1.94 | 1.69 | 0.87 | 1.26 |
| Funds from Operations | -1.32 | -1.21 | 2.53 | 2.37 | 1.61 | 1.86 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -1.59 | -2.11 | -2.08 | -1.69 | -0.13 | -1.33 |
| Income Taxes Payable | 0.00 | 0.00 | 0.00 | -0.03 | -0.39 | 0.22 |
| Cash from Operating Activities | -2.91 | -3.32 | 0.45 | 0.67 | 1.48 | 0.53 |
| Capital Expenditures | -0.60 | -0.36 | -0.83 | -0.74 | -0.91 | -0.70 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale Or Maturity of Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | - | - | 0.06 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -0.53 | -0.36 | -0.77 | -0.74 | -0.91 | -0.70 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 0.04 | 6.34 | -0.04 | -0.04 | -0.01 | -0.10 |
| Repurchase of Common Pref Stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 0.04 | 6.34 | -0.04 | -0.04 | -0.01 | -0.10 |
| Proceedsfrom Stock Options | 0.04 | 6.34 | -0.06 | -0.04 | -0.01 | -0.10 |
| Issuance or Reduction of Debt, Net | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Financing Active Other Cash Flow | -0.42 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | -0.42 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | -0.37 | 6.34 | -0.04 | -0.04 | -0.01 | -0.10 |
| Net Change in Cash | -3.81 | 2.66 | -0.35 | -0.11 | 0.56 | -0.27 |
| Free Cash Flow | -2.91 | -3.32 | 0.45 | 0.67 | 1.48 | 0.53 |
| Price to Free Cash Flow | - | - | 28.87 | 61.09 | 13.60 | 11.15 |
Revenue breakdown
| HICard | 2024: 2.99M |
|---|---|
| Revenues From Underwriting Modeling ICE | 2024: 6.65M 2025: 10.76M |
| SMR | 2024: 9.95M 2025: 26.81M |
| United States | 2024: 19.59M 2025: 37.56M |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 3.46% | 0.6M | 17.4M | 173.98K |
| 2026-10-15 | 2.43% | 0.4M | 17.4M | 173.18K |
| 2026-09-30 | 2.39% | 0.4M | 17.1M | 157.63K |
| 2026-09-15 | 3.00% | 0.6M | 20.5M | 74.45K |
| 2026-08-31 | 2.16% | 0.4M | 20.3M | 102.63K |
| 2026-08-14 | 2.44% | 0.5M | 20.4M | 164.88K |
| 2026-07-31 | 3.52% | 0.7M | 20.3M | 174.47K |
| 2026-07-15 | 3.53% | 0.7M | 20.3M | 190.66K |
| 2026-06-30 | 2.79% | 0.6M | 20.3M | 199.51K |
| 2026-06-15 | 5.26% | 1.1M | 20.3M | 376.04K |
| 2026-05-29 | 7.36% | 0.7M | 9.2M | 378.86K |
| 2026-05-15 | 7.16% | 0.6M | 7.8M | 334.33K |
| 2026-04-30 | 11.24% | 0.9M | 7.8M | 325.04K |
| 2026-04-15 | 10.90% | 0.8M | 7.6M | 336.06K |
| 2026-03-31 | 4.54% | 0.3M | 7.6M | 362.04K |
| 2026-03-13 | 5.98% | 0.5M | 7.6M | 275.32K |
| 2026-02-27 | 2.43% | 0.2M | 7.6M | 348.42K |
| 2026-02-13 | 1.94% | 0.1M | 7.6M | 378.03K |
| 2026-01-30 | 2.14% | 0.2M | 7.6M | 453.08K |
| 2026-01-15 | 6.09% | 0.5M | 7.6M | 477.70K |
Option chain
expiry 2026-11-12| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-06 | 8-K | Current report | 2026-11-02 | SEC |
| 2026-11-05 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-03 | SEC |
| 2026-10-28 | DEFA14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | SEC | |
| 2026-10-26 | 8-K | Current report | 2026-10-20 | SEC |
| 2026-10-22 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-20 | SEC |
| 2026-10-22 | 3 | Initial statement of beneficial ownership of securities | 2026-10-20 | SEC |
| 2026-10-19 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-15 | SEC |
| 2026-10-19 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-15 | SEC |
| 2026-10-19 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-15 | SEC |
| 2026-10-19 | 424B3 | SEC | ||
| 2026-10-16 | 8-K | Current report | 2026-10-12 | SEC |
| 2026-10-15 | EFFECT | Effectiveness filing by commission order | SEC | |
| 2026-10-13 | ARS | Annual report to security holders. | 2025-12-31 | SEC |
| 2026-10-13 | DEF 14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | 2026-11-10 | SEC |
| 2026-10-13 | S-3/A | SEC | ||
| 2026-10-09 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-07 | SEC |
| 2026-10-01 | PRE 14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | 2026-09-30 | SEC |
| 2026-09-30 | 8-K | Current report | 2026-09-30 | SEC |
| 2026-09-29 | SCHEDULE 13G | SEC | ||
| 2026-09-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-15 | SEC |
| 2026-09-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-15 | SEC |
| 2026-09-16 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-15 | SEC |
| 2026-09-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-14 | SEC |
| 2026-09-14 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-14 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-14 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-11 | SEC |
| 2026-09-11 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-09 | SEC |
| 2026-09-10 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-04 | S-3 | Registration statement for specified transactions by certain issuers including face-amount certificate companies | SEC | |
| 2026-08-17 | 4 | Statement of changes in beneficial ownership of securities | 2026-08-13 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 917 | 1 |
| 2026-10 | 0 | 0 | 2.07K | 1 |
| 2026-09 | 0 | 0 | 37.70K | 4 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| Whetstone Capital Advisors, LLC | 2.30% |
| Mink Brook Asset Management LLC | 1.73% |
| VANGUARD CAPITAL MANAGEMENT LLC | 0.87% |
| HEIGHTS CAPITAL MANAGEMENT, INC | 0.53% |
| BlackRock, Inc. | 0.53% |
| GEODE CAPITAL MANAGEMENT, LLC | 0.36% |
| CITADEL ADVISORS LLC | 0.27% |
| VANGUARD FIDUCIARY TRUST CO | 0.20% |
| STATE STREET CORP | 0.10% |
| NORTHERN TRUST CORP | 0.09% |
Funds
| Fund | % owned |
|---|---|
| MEDIUM-DURATION BOND FUND | 1.49% |
| VANGUARD TOTAL STOCK MARKET INDEX FUND | 0.62% |
| VANGUARD EXTENDED MARKET INDEX FUND | 0.24% |
| Fidelity Extended Market Index Fund | 0.18% |
| iShares Micro-Cap ETF | 0.10% |
| Fidelity Nasdaq Composite Index Fund | 0.05% |
| Fidelity Series Total Market Index Fund | 0.05% |
| Fidelity Total Market Index Fund | 0.03% |
| 1290 VT Micro Cap Portfolio | 0.01% |
| Blackstone Alternative Multi-Strategy Fund | 0.00% |
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