QNB Corp

QNBCFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 3:59 PM ET

47.41-0.20 (-0.42%)

2026-11-12 00:01 CET

Market cap

296.05 USD m

Revenue, TTM

- USD m

Net income, TTM

-5.01 USD m

Free cash flow, TTM

24.10 USD m

EPS diluted, TTM

-0.27

P/E

Compare

Price

QNBC against its 20, 50 and 200-day averages

2050200missearnings

2.7% under the 52-week high of 48.75 on 2 Nov 2026. 52-week low 33.86 on 22 Jul 2025. Last 15 sessions, 6.6% high to low

Volume 17.82× normal · the line is the 50-bar volume average

Profile

QNBC

52-week range, 91% of the way up

34.0048.75

QNB Corp. is a bank holding company, which engages in the provision of commercial, retail banking, and retail brokerage services. The company was founded in 1877 and is headquartered in Quakertown, PA.

Employees	197
IPO	Apr 06, 1994
Beta	0.48
ATR, 14d	0.77
Rel volume	17.82
Short float	0.43%
Insider own	16.02%
Inst own	9.72%

Snapshot

6 groups

Valuation

Index	-
Market Cap	294.81M
Enterprise Value	-
Income	-5.01M
Sales	88.22M
Book/sh	36.37
Cash/sh	-
Dividend Est.	-
Dividend TTM	1.55 (3.27%)
Dividend Ex-Date	Sep 11, 2026
Dividend Gr. 3/5Y	- -
Payout	-
Employees	197
IPO	Apr 06, 1994

Ratios

P/E	-
Forward P/E	-
PEG	-
P/S	3.34
P/B	1.30
P/C	-
P/FCF	12.23
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.09
Debt/Eq	0.25
LT Debt/Eq	0.18
Option/Short	No / Yes

Earnings

EPS (ttm)	-0.27
EPS next Y	-
EPS next Q	1.18
EPS this Y	-
EPS next Y	-
EPS next 5Y	-
EPS past 3/5Y	-5.43% 2.04%
Sales past 3/5Y	18.95% 14.17%
EPS Y/Y TTM	-107.39%
Sales Y/Y TTM	-10.98%
EPS Q/Q	-373.63%
Sales Q/Q	-77.30%
Earnings	Oct 27 BMO
EPS/Sales Surpr.	17.12% -

Ownership

Insider Own	16.02%
Insider Trans	0.02%
Inst Own	9.72%
Inst Trans	14.40%
ROA	-0.24%
ROE	-2.88%
ROIC	-1.88%
Gross Margin	-
Oper. Margin	-1.68%
Profit Margin	-5.68%
SMA20	1.52%
SMA50	3.16%
SMA200	12.67%
Trades	-

Technical

Shs Outstand	6.22M
Shs Float	5.22M
Short Float	0.43%
Short Ratio	0.83
Short Interest	0.02M
52W High	48.75 -2.75%
52W Low	34.00 39.44%
Volatility	2.27% 1.59%
ATR (14)	0.77
RSI (14)	63.82
Beta	0.48
Rel Volume	17.82
Avg Volume	27.20K
Volume	484,794

Performance

Perf Week	-0.08%
Perf Month	2.93%
Perf Quarter	8.99%
Perf Half Y	7.75%
Perf YTD	35.57%
Perf Year	34.44%
Perf 3Y	111.27%
Perf 5Y	30.97%
Perf 10Y	36.43%
Recom	1.00
Target Price	54.00
Prev Close	47.61
Price	47.41
Change %	-0.42%

Peers

Mkt cap

Ticker	Company	Mkt cap
MRBK	Meridian Corp	199.54M
UVSP	Univest Financial Corp	1.11B
FDBC	Fidelity D&D Bancorp Inc	392.60M
FRAF	Franklin Financial Services Corp	314.51M
BPRN	Princeton Bancorp Inc	301.80M
CZNC	Citizens & Northern Corp	505.30M
ACNB	ACNB Corp	678.37M
PFIS	Peoples Financial Services Corp	725.15M
MPB	Mid Penn Bancorp Inc	885.48M
FUNC	First United Corp	298.76M

Ticker

Company

Mkt cap

MRBK

Meridian Corp

199.54M

UVSP

Univest Financial Corp

1.11B

FDBC

Fidelity D&D Bancorp Inc

392.60M

FRAF

Franklin Financial Services Corp

314.51M

BPRN

Princeton Bancorp Inc

301.80M

CZNC

Citizens & Northern Corp

505.30M

ACNB

ACNB Corp

678.37M

PFIS

Peoples Financial Services Corp

725.15M

MPB

Mid Penn Bancorp Inc

885.48M

FUNC

First United Corp

298.76M

Insider trading

1 filings

Insider	Relationship	Date	Transaction	Cost	Shares	Value	Total held	Form
Bimes Randy S.	Director	Sep 25 '26	Buy	45.30	221	10,000	268,684	Sep 29 12:42 PM

Insider

Relationship

Date

Transaction

Cost

Value

Total held

Form

Bimes Randy S.

Director

Sep 25 '26

Buy

45.30

221

10,000

268,684

Sep 29 12:42 PM

Held by

AUM

Ticker	Company	AUM
DFAT	U.S. Targeted Value Portfolio-ETF Class Shares	AUM: 14.47B
DFMC	U.S. Micro Cap Portfolio ETF Class Shares	AUM: 212.10M
DFSU	Dimensional US Sustainability Core 1 ETF	AUM: 2.38B

Ticker

Company

AUM

DFAT

U.S. Targeted Value Portfolio-ETF Class Shares

AUM: 14.47B

DFMC

U.S. Micro Cap Portfolio ETF Class Shares

AUM: 212.10M

DFSU

Dimensional US Sustainability Core 1 ETF

AUM: 2.38B

Key figures

Revenue, TTM	-
Net income, TTM	-5.01
EPS diluted, TTM	-0.27
EBIT, TTM	-1.48
Free cash flow, TTM	24.10
Gross margin	-%
Operating margin	-1.68%
Net margin	-5.68%
Market cap	296.05
P/E	-
Sales Y/Y, TTM	-10.98%

USD millions. TTM from the statement feed.

Quarterly earnings

actual against estimate

Period	Reported	EPS act	EPS est	EPS rep	Sales act	Sales est	Analysts
2026Q3	2026-10-27	1.300	1.110	-2.670	-5.79	-	1
2026Q2	2026-07-28	1.050	-	0.603	10.15	-	-
2024Q1	2024-04-08	0.420	-	0.710	10.15	-	-
2026Q4	-	-	1.180	-	-	-	1
2027Q1	-	-	1.170	-	-	-	1
2027Q2	-	-	1.180	-	-	-	1
2027Q3	-	-	1.200	-	-	-	1
2027Q4	-	-	1.190	-	-	-	1

Annual earnings

Period	EPS act	EPS est	EPS rep	Sales act	Sales est
No annual earnings.

Period

EPS act

EPS est

EPS rep

Sales act

Sales est

No annual earnings.

Estimate revisions

last 14 periods

Period	Type	Date	Estimates	Down	Mean	Low	High
2026Q4	R	2026-11-03	1	1	1.18	1.18	1.18
2026Q4	R	2026-10-27	1	0	1.21	1.21	1.21
2026Q4	R	2026-10-13	1	0	1.21	1.21	1.21
2026Q4	E	2026-11-03	1	1	1.18	1.18	1.18
2026Q4	E	2026-10-27	1	0	1.21	1.21	1.21
2026Q4	E	2026-10-13	1	0	1.21	1.21	1.21
2026Q3	R	2026-10-13	1	0	-2.56	-2.56	-2.56
2026Q3	E	2026-10-13	1	0	1.11	1.11	1.11

Estimate history

Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
EPS, annual	2.406	3.255	3.526	3.416	4.64	4.467	2.626	3.116	3.778	-0.2736
EPS, quarterly	0.906	0.826	0.694	1.043	0.976	1.063	0.732	0.603	-2.672
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Sales, annual	45.069	48.428	53.965	51.342	55.625	59.178	73.669	91.196	99.595	88.22
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Sales, quarterly	23.769	25.198	23.782	24.762	25.365	25.686	24.277	32.502	5.757
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Shares, annual	3.448	3.484	3.52	3.557	3.554	3.588	3.653	3.697	3.739	6.218
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	MRQ
Shares, quarterly	3.686	3.697	3.709	3.719	3.728	3.739	3.784	4.977	6.218
Period	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26

Income statement, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY
Interest Income	108.24	92.64	84.07	69.08	52.42	46.77	43.69	46.42	43.20
Total Interest Expense	43.58	41.41	41.21	28.93	7.92	4.64	6.45	10.12	8.19
Net Interest Income	64.66	51.23	42.86	40.16	44.50	42.13	37.25	36.29	35.02
Loan Loss Provision	0.85	0.45	-0.07	-0.84	-0.85	0.46	1.25	1.30	1.13
Net Interest Income After Loan Loss Provision	63.81	50.78	42.93	41.00	45.35	41.67	36.00	34.99	33.88
Non-Interest Income	-20.02	6.96	7.13	4.59	6.76	8.86	7.65	7.55	5.23
Non-Interest Expense	45.28	38.67	35.70	33.86	32.52	30.07	29.00	27.33	26.22
Operating Income	-1.48	19.07	14.36	11.73	19.59	20.45	14.64	15.21	12.89
Unusual Expense	4.84	1.14	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income Before Taxes	-6.33	17.93	14.36	11.73	19.59	20.45	14.64	15.21	12.89
Income Taxes	-1.31	3.84	2.91	2.24	3.67	3.96	2.56	2.85	1.56
Consolidated Net Income	-5.01	14.09	11.45	9.48	15.92	16.49	12.08	12.36	11.34
Net Income From Continuing Operations	-5.01	14.09	11.45	9.48	15.92	16.49	12.08	12.36	11.34
Net Income	-5.01	14.09	11.45	9.48	15.92	16.49	12.08	12.36	11.34
EPS (Recurring)	-0.29	3.99	3.12	2.63	4.47	4.64	3.42	3.53	3.25
EPS (Basic, Before Extraordinaries)	-0.26	3.79	3.12	2.63	4.47	4.64	3.42	3.53	3.27
EPS (Diluted)	-0.27	3.78	3.12	2.63	4.47	4.64	3.42	3.53	3.25
Non-Operating Income (Expense)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other After Tax Adjustments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Stock Option Compensation Expense	0.43	0.26	0.16	0.15	0.07	0.07	0.08	0.08	0.07
Price To Earnings Ratio	-	-	13.05	6.76	6.41	7.76	9.39	11.33	11.82
Price To Sales Ratio	2.86	1.31	1.37	1.27	1.59	2.30	2.21	2.51	2.81
Operating Margin	-1.68	19.15	15.75	15.92	33.10	36.77	28.52	28.18	26.62
Net Margin	-5.68	14.15	12.55	12.87	26.90	29.65	23.53	22.90	23.41
Shares Outstanding	6.22	3.74	3.70	3.65	3.59	3.55	3.56	3.52	3.48
Market Capitalization	296.05	296.05	125.05	94.62	94.17	127.81	113.80	135.58	135.06

Income statement, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q4
Interest Income	31.32	30.63	22.48	23.81	23.52	23.11	22.20	22.21
Total Interest Expense	12.16	12.28	9.37	9.77	10.52	10.46	10.66	11.23
Net Interest Income	19.16	18.35	13.11	14.04	13.00	12.65	11.54	10.97
Loan Loss Provision	0.38	0.22	0.30	-0.05	0.09	-0.15	0.55	-0.26
Net Interest Income After Loan Loss Provision	18.79	18.13	12.81	14.09	12.90	12.80	10.99	11.23
Non-Interest Income	-25.56	1.87	1.80	1.87	1.85	1.65	1.58	2.99
Non-Interest Expense	11.87	13.08	10.25	10.07	9.66	9.56	9.37	10.43
Operating Income	-18.65	6.92	4.36	5.89	5.09	4.89	3.20	3.79
Unusual Expense	0.25	3.08	0.89	0.62	0.52	0.00	0.00	0.00
Net Income Before Taxes	-18.90	3.83	3.47	5.27	4.57	4.89	3.20	3.79
Income Taxes	-4.13	0.82	0.71	1.29	0.92	1.00	0.62	0.74
Consolidated Net Income	-14.77	3.02	2.77	3.98	3.65	3.88	2.58	3.05
Net Income From Continuing Operations	-14.77	3.02	2.77	3.98	3.65	3.88	2.58	3.05
Net Income	-14.77	3.02	2.77	3.98	3.65	3.88	2.58	3.05
EPS (Recurring)	-2.64	1.03	0.90	1.18	1.07	1.04	0.69	0.83
EPS (Basic, Before Extraordinaries)	-2.67	0.61	0.74	1.07	0.98	1.05	0.70	0.83
EPS (Diluted)	-2.67	0.60	0.73	1.06	0.98	1.04	0.69	0.83
Non-Operating Income (Expense)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other After Tax Adjustments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Stock Option Compensation Expense	0.12	0.14	0.09	0.07	0.06	0.07	0.06	0.03
Price To Earnings Ratio	-	11.50	10.59	9.88	10.16	10.87	11.32	13.05
Price To Sales Ratio	2.86	2.03	1.51	1.32	1.33	1.29	1.40	1.37
Operating Margin	-323.94	21.28	17.96	22.93	20.06	19.74	13.46	15.06
Net Margin	-256.63	9.28	11.39	15.50	14.38	15.68	10.84	12.11
Shares Outstanding	6.22	4.98	3.78	3.74	3.73	3.72	3.71	3.70
Market Capitalization	296.05	217.76	150.38	130.36	131.17	124.98	130.51	125.05

Balance sheet, annual

Currency USD, millions
Metric	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY	2017FY
Cash & Due from Banks	12.90	11.37	11.45	14.66	9.19	13.42	12.40	12.89	10.79
Investments	587.14	592.00	550.58	565.02	710.29	482.01	366.13	355.01	386.58
Net Loans	1,252.86	1,207.30	1,084.68	1,028.85	915.29	909.22	810.73	776.61	725.44
Investment in Unconsolidated Affiliates	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Customer Liability on Acceptances	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Property, Plant & Equipment	16.89	17.25	14.95	15.46	16.54	15.40	15.61	9.92	8.49
Interest Receivables	4.84	4.96	6.10	5.04	4.10	4.83	2.83	2.85	3.54
Deferred Tax Assets	16.37	21.55	20.93	24.73	4.52	0.07	1.44	4.46	3.57
Other Intangible Assets	17.39	19.67	19.27	16.39	15.47	15.28	15.88	14.45	14.16
Total Assets	1,908.38	1,874.12	1,707.96	1,670.15	1,675.41	1,440.23	1,225.02	1,176.19	1,152.59
Total Deposits	1,642.51	1,628.54	1,488.71	1,418.37	1,449.74	1,228.07	1,037.86	1,015.60	993.95
Total Debt	122.25	125.84	117.13	174.55	82.23	73.44	61.39	50.87	55.76
Long Term Debt	41.15	71.34	22.48	2.66	13.14	14.01	4.93	0.00	0.00
Provision for Risks Charges	0.08	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax Liabilities	2.37	3.23	1.64	1.65	2.07	-	-	0.74	0.25
Other Liabilities	11.60	13.17	9.65	4.62	4.87	4.28	5.06	4.63	4.06
Total Liabilities	1,778.82	1,770.77	1,617.13	1,599.19	1,538.92	1,305.78	1,104.31	1,071.84	1,054.02
Preferred Stock - Carrying Value	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Common Equity	129.56	103.35	90.82	70.96	136.49	134.44	120.72	104.35	98.57
Total Shareholders Equity	129.56	103.35	90.82	70.96	136.49	134.44	120.72	104.35	98.57
Accumulated Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity	129.56	103.35	90.82	70.96	136.49	134.44	120.72	104.35	98.57
Total Liabilities & Stockholders Equity	1,908.38	1,874.12	1,707.96	1,670.15	1,675.41	1,440.23	1,225.02	1,176.19	1,152.59
Book Value Per Share	34.65	27.96	24.86	19.78	38.41	37.80	34.30	29.95	28.59
Tangible Book Value Per Share	34.65	27.96	24.86	19.78	38.41	37.80	34.30	29.95	28.59
Tier 1 Capital	176.03	166.00	158.75	152.08	140.23	128.79	120.45	111.47	102.44
Tier 2 Capital	49.29	48.83	8.96	10.65	11.28	10.92	9.96	8.91	7.91
Full-Time Employees	197	-	189	190	186	200	196	191	181
Price to Book Ratio	1.31	1.19	1.28	1.62	0.94	0.87	1.14	1.29	1.52
Return on Assets	0.75	0.64	0.56	0.95	1.06	0.91	1.03	0.97	0.75
Return on Equity	12.10	11.79	11.72	15.35	12.17	9.47	10.98	11.17	8.63
Return on Invested Capital	8.25	6.55	8.37	21.63	11.02	8.14	9.84	10.86	8.41
Current Ratio	0.04	0.04	0.06	0.02	0.02	0.06	0.03	0.03	0.04

Cash flow, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY
Funds from Operations	22.63	16.98	13.65	13.75	19.51	18.44	15.47	14.43	15.34
Extraordinary Item	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Changes in Working Capital	4.32	0.78	2.65	1.24	-2.06	0.70	-3.35	0.83	1.20
Cash from Operating Activities	26.95	17.75	16.30	14.99	17.45	19.14	12.12	15.26	16.55
Capital Expenditures	-2.86	-1.14	-3.52	-0.77	-0.55	-3.17	-0.72	-3.09	-2.41
Net Assets From Acquisitions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Sale of Fixed Assets and Businesses	20.55	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Purchase or Sale of Investments	145.63	23.39	-44.87	75.25	45.25	-268.58	-84.71	5.20	20.90
Purchase of Investments	-208.64	-80.94	-131.85	-16.56	-36.86	-390.54	-303.65	-122.72	-36.24
Sale Or Maturity of Investments	354.27	104.33	86.98	91.81	82.11	121.96	218.94	127.92	57.14
Other Uses	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Sources	2.70	0.00	0.34	0.00	0.24	0.80	0.00	0.00	0.00
Cash from Investing Activities	49.61	-24.51	-173.41	22.51	-71.64	-270.61	-189.00	-34.36	-33.01
Cash Dividends Paid	-6.60	-5.00	-4.80	-4.67	-4.50	-4.38	-4.23	-4.09	-3.86
Change in Capital Stock	49.77	0.61	0.39	0.82	0.34	-0.78	0.37	0.59	0.68
Repurchase of Common Pref Stock	0.00	0.00	0.00	0.00	-0.07	-1.36	-0.13	0.00	0.00
Sale of Common Pref Stock	49.77	0.61	0.39	0.82	0.42	0.57	0.50	0.59	0.68
Proceedsfrom Stock Options	49.77	0.61	0.39	0.82	0.42	0.57	0.50	0.59	0.68
Issuance or Reduction of Debt, Net	-45.20	-3.24	9.75	-57.23	92.85	9.64	12.91	5.06	-4.88
Change in Long Term Debt	-13.00	-30.00	50.00	10.00	0.00	0.00	10.00	0.00	0.00
Issuance of Long Term Debt	0.00	0.00	50.00	20.00	0.00	0.00	10.00	0.00	0.00
Reduction of Long Term Debt	-13.00	-30.00	0.00	-10.00	0.00	0.00	0.00	0.00	0.00
Net Financing Active Other Cash Flow	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Financing Activities Uses	0.00	0.00	-	-	0.00	0.00	-	0.00	0.00
Cash from Financing Activities	-36.47	6.34	145.16	9.26	57.32	226.16	199.25	23.83	13.59
Net Change in Cash	40.10	-0.42	-11.94	46.76	3.13	-25.31	22.38	4.73	-2.87
Free Cash Flow	24.10	16.62	12.79	14.22	16.90	15.96	11.40	12.18	14.13
Preferred Dividends (Cash Flow)	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Free Cash Flow	14.41	11.27	15.60	9.82	7.57	11.04	15.84	16.74	13.24
Federal Home Loan Advances Increase (Decrease)	-	-1.23	-2.71	2.46	-3.86	-0.29	0.03	-0.28	0.70

Balance sheet, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2
Cash & Due from Banks	26.70	26.80	17.63	12.90	12.70	18.08
Investments	484.27	577.47	575.60	587.14	596.82	599.59
Net Loans	1,759.13	1,703.83	1,273.24	1,252.86	1,237.27	1,209.37
Investment in Unconsolidated Affiliates	0.00	0.00	0.00	0.00	0.00	0.00
Net Property, Plant & Equipment	25.72	25.27	17.95	16.89	16.72	16.82
Interest Receivables	6.40	6.40	4.85	4.84	5.00	5.00
Deferred Tax Assets	13.06	13.38	13.96	16.37	15.35	16.80
Other Intangible Assets	46.34	45.82	19.89	17.39	19.38	19.16
Total Assets	2,361.62	2,398.97	1,923.12	1,908.38	1,903.24	1,884.83
Total Deposits	2,056.30	2,067.15	1,653.43	1,642.51	1,681.54	1,651.67
Total Debt	57.57	129.45	126.12	122.25	87.92	106.63
Long Term Debt	41.07	54.02	39.32	41.15	39.22	39.17
Provision for Risks Charges	0.14	0.08	0.00	0.08	0.08	0.09
Deferred Tax Liabilities	-	-	-	2.37	-	-
Other Liabilities	21.43	18.78	12.18	11.60	12.22	13.18
Total Liabilities	2,135.44	2,215.46	1,791.74	1,778.82	1,781.76	1,771.56
Preferred Stock - Carrying Value	0.00	0.00	0.00	0.00	0.00	0.00
Common Equity	226.18	183.51	131.38	129.56	121.49	113.27
Total Shareholders Equity	226.18	183.51	131.38	129.56	121.49	113.27
Accumulated Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity	226.18	183.51	131.38	129.56	121.49	113.27
Total Liabilities & Stockholders Equity	2,361.62	2,398.97	1,923.12	1,908.38	1,903.24	1,884.83
Book Value Per Share	36.37	36.87	34.72	34.65	32.59	30.46
Tangible Book Value Per Share	33.45	33.15	34.72	34.65	32.59	30.46
Tier 1 Capital	-	209.71	178.42	176.03	173.02	170.48
Tier 2 Capital	-	61.84	49.60	49.29	41.26	49.25
Full-Time Employees	-	-	-	197	-	-
Price to Book Ratio	1.31	1.26	1.15	1.07	1.16	1.15
Return on Assets	-0.24	0.63	0.75	0.75	0.70	0.70
Return on Equity	-2.88	9.04	11.92	12.10	11.60	12.23
Return on Invested Capital	-5.53	1.27	1.62	2.33	2.27	2.55
Current Ratio	0.09	0.06	0.06	0.04	0.07	0.07

Cash flow, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2
Funds from Operations	11.63	2.57	4.08	4.36	4.28	4.46
Extraordinary Item	0.00	0.00	0.00	0.00	0.00	0.00
Changes in Working Capital	1.84	3.37	-5.06	4.17	-1.14	2.62
Cash from Operating Activities	13.47	5.94	-0.99	8.53	3.14	7.08
Capital Expenditures	-0.86	-0.83	-0.69	-0.47	-0.26	-0.24
Net Assets From Acquisitions	0.00	0.00	0.00	0.00	0.00	0.00
Sale of Fixed Assets and Businesses	0.00	20.55	0.00	0.00	0.00	0.00
Purchase or Sale of Investments	102.56	27.64	13.76	1.67	12.94	5.47
Purchase of Investments	-154.08	-20.01	-13.44	-21.11	-19.37	-20.98
Sale Or Maturity of Investments	256.64	47.65	27.19	22.79	32.31	26.45
Other Uses	-	0.00	0.00	0.00	0.00	0.00
Other Sources	2.70	0.00	0.00	0.00	0.00	0.00
Cash from Investing Activities	50.27	25.04	-9.33	-16.38	-13.21	-2.32
Cash Dividends Paid	-2.26	-1.77	-1.31	-1.26	-1.25	-1.25
Preferred Dividends (Cash Flow)	0.00	0.00	0.00	0.00	0.00	0.00
Change in Capital Stock	48.40	0.36	0.81	0.20	0.07	0.13
Repurchase of Common Pref Stock	0.00	0.00	0.00	0.00	0.00	0.00
Sale of Common Pref Stock	48.40	0.36	0.81	0.20	0.07	0.13
Proceedsfrom Stock Options	48.40	0.36	0.81	0.20	0.07	0.13
Issuance or Reduction of Debt, Net	-71.93	-11.38	6.21	31.90	-18.76	-5.83
Change in Long Term Debt	-13.00	0.00	0.00	0.00	0.00	-30.00
Issuance of Long Term Debt	0.00	0.00	0.00	0.00	0.00	0.00
Reduction of Long Term Debt	-13.00	0.00	0.00	0.00	0.00	-30.00
Net Financing Active Other Cash Flow	0.00	0.00	0.00	0.00	0.00	0.00
Other Financing Activities Uses	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Financing Activities	-36.66	-8.25	16.63	-8.19	9.93	-19.84
Net Change in Cash	27.09	22.74	6.31	-16.03	-0.14	-15.09
Free Cash Flow	12.61	5.11	-1.68	8.07	2.88	6.84
Price to Free Cash Flow	14.41	24.93	13.67	11.32	13.51	14.71

Revenue breakdown

State Commercial Banks	2024: 49.78M 2025: 58.19M
United States	2024: 49.78M 2025: 58.19M

Short interest

shares short against float, oldest to newest

Settlement	Of float	Shares short	Float	Avg volume
2026-10-30	0.43%	0.0M	5.2M	22.23K
2026-10-15	0.45%	0.0M	5.2M	14.08K
2026-09-30	0.39%	0.0M	5.2M	9.92K
2026-09-15	0.39%	0.0M	5.2M	7.41K
2026-08-31	0.29%	0.0M	5.0M	6.18K
2026-08-14	0.00%	0.0M	4.0M	3.56K

Option chain

expiry 2026-11-11

Type	Strike	Bid	Ask	Last	IV	Open int	Volume	Delta	Theta	Vega
No option chain for this symbol.

Type

Strike

Bid

Ask

Last

Open int

Volume

Delta

Theta

Vega

No option chain for this symbol.

Latest SEC filings

Filed	Form	Description	Period	Link
2026-11-05	10-Q	Quarterly report pursuant to Section 13 or 15(d)	2026-09-30	SEC
2026-10-27	8-K	Current report	2026-10-27	SEC
2026-10-16	8-K	Current report	2026-10-16	SEC
2026-09-29	4	Statement of changes in beneficial ownership of securities	2026-09-25	SEC
2026-09-08	8-K	Current report	2026-09-08	SEC
2026-08-20	CERT			SEC
2026-08-20	8-K	Current report	2026-08-19	SEC
2026-08-20	424B5			SEC
2026-08-20	8-A12B			SEC
2026-08-19	FWP	Filing under Securities Act Rule 163/433 of free writing prospectuses.		SEC
2026-08-19	424B5			SEC
2026-08-14	EFFECT	Effectiveness filing by commission order		SEC
2026-08-10	10-Q	Quarterly report pursuant to Section 13 or 15(d)	2026-06-30	SEC
2026-08-07	S-3	Registration statement for specified transactions by certain issuers including face-amount certificate companies		SEC
2026-08-07	8-K	Current report	2026-08-07	SEC
2026-07-28	8-K	Current report	2026-07-28	SEC
2026-07-13	4/A		2026-07-01	SEC
2026-07-13	4/A		2026-04-01	SEC
2026-07-01	4	Statement of changes in beneficial ownership of securities	2026-07-01	SEC
2026-06-12	S-8	Initial registration statement for securities to be offered to employees pursuant to employee benefit plans		SEC
2026-06-10	8-K	Current report	2026-06-10	SEC
2026-06-08	8-K/A		2026-04-01	SEC
2026-06-02	8-K	Current report	2026-06-02	SEC
2026-05-13	8-K	Current report	2026-05-13	SEC
2026-05-05	10-Q	Quarterly report pursuant to Section 13 or 15(d)	2026-03-31	SEC
2026-04-30	DEF 14A	Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934	2026-04-27	SEC
2026-04-28	8-K	Current report	2026-04-28	SEC
2026-04-16	4	Statement of changes in beneficial ownership of securities	2026-04-01	SEC
2026-04-16	4	Statement of changes in beneficial ownership of securities	2026-04-01	SEC
2026-04-08	S-8	Initial registration statement for securities to be offered to employees pursuant to employee benefit plans		SEC

Insider activity by month

Month	Bought	Buys
2026-11	0	0
2026-10	0	0
2026-09	10.00K	1
2026-08	0	0
2026-07	0	0
2026-06	0	0
2026-05	0	0
2026-04	0	0
2026-03	0	0
2026-02	0	0
2026-01	0	0
2025-12	0	0
2025-11	0	0

Institutional holders

Manager	% owned
ENDEAVOUR CAPITAL ADVISORS INC	1.72%
BANC FUNDS CO LLC	0.77%
Legacy Advisors, LLC	0.42%
ELCO Management Co., LLC	0.36%
HAZLETT, BURT & WATSON, INC.	0.30%
Daytona Street Capital LLC	0.26%
Smartleaf Asset Management LLC	0.25%
Quadrant Private Wealth Management, LLC	0.21%
Private Advisor Group, LLC	0.15%
Creative Planning	0.15%

Funds

Fund	% owned
John Hancock Financial Opportunities Fund	45.31%

Fund

% owned

John Hancock Financial Opportunities Fund

45.31%

Dividends

per share

Ex date	Ordinary	Special
2026-09-11	0.3900	0.0000
2026-06-11	0.3900	0.0000
2026-03-13	0.3900	0.0000
2025-12-12	0.3800	0.0000
2025-09-11	0.3800	0.0000
2025-06-11	0.3800	0.0000
2025-03-14	0.3800	0.0000
2024-12-13	0.3700	0.0000
2024-09-12	0.3700	0.0000
2024-06-14	0.3700	0.0000
2024-03-14	0.3700	0.0000
2023-12-14	0.3700	0.0000
2023-09-13	0.3700	0.0000
2023-06-15	0.3700	0.0000
2023-03-15	0.3700	0.0000
2022-12-15	0.3600	0.0000
2022-09-15	0.3600	0.0000
2022-06-09	0.3600	0.0000
2022-03-09	0.3600	0.0000
2021-12-16	0.3500	0.0000
2021-09-09	0.3500	0.0000
2021-06-09	0.3500	0.0000
2021-03-11	0.3500	0.0000
2020-12-09	0.3400	0.0000
2020-09-04	0.3400	0.0000
2020-06-10	0.3400	0.0000
2020-03-12	0.3400	0.0000
2019-12-12	0.3300	0.0000
2019-09-12	0.3300	0.0000
2019-06-06	0.3300	0.0000
2019-03-11	0.3300	0.0000
2018-12-11	0.3200	0.0000
2018-09-12	0.3200	0.0000
2018-06-14	0.3200	0.0000
2018-03-14	0.3200	0.0000
2017-12-14	0.3100	0.0000
2017-09-14	0.3100	0.0000
2017-06-14	0.3100	0.0000
2017-03-15	0.3100	0.0000
2016-12-09	0.3000	0.0000

Period	Amount	Yield	Payout	Kind
2017FY	1.2400	2.78%	51.55%	paid
2018FY	1.2800	3.28%	39.33%	paid
2019FY	1.3200	3.42%	37.43%	paid
2020FY	1.3600	4.23%	39.81%	paid
2021FY	1.4000	3.89%	30.17%	paid
2022FY	1.4400	5.47%	32.24%	paid
2023FY	1.4800	5.69%	56.35%	paid
2024FY	1.4800	4.36%	47.49%	paid
2025FY	-	-%	-%	paid
2026FY	1.5600	3.39%	-%	estimate
2027FY	1.6000	3.47%	-%	estimate

OakChart. QNBC. Cached 15 minutes.

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