OakChart

ACNB Corp

ACNBFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 10:09 AM ET

66.72-0.07 (-0.10%)
2026-11-11 16:10 CET
Market cap
678.87 USD m
Revenue, TTM
- USD m
Net income, TTM
55.45 USD m
Free cash flow, TTM
79.17 USD m
EPS diluted, TTM
5.40
P/E
12.36
Compare

Price

ACNB against its 20, 50 and 200-day averages
2050200beat
50.0055.0060.0065.0070.00185K371KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26ACNBclose 66.7220-day 65.2950-day 64.46200-day 57.2166.72

3.1% under 68.85 on 5 Nov 2026. Last 15 sessions, 8.5% high to low

Profile

ACNB
52-week range, 91% of the way up
44.2168.85

ACNB Corp. is a holding company, which engages in the provision of banking, financial and wealth management services. It operates through the following segments Bank and RIG. The Bank segment offers bank and related financial services. The RIG segment offers property and casualty, life and health insurance to both commercial and individual clients. The company was founded in 1982 and is headquartered in Gettysburg, PA.

IndexRUT
Employees537
IPOApr 04, 1994
Beta0.90
ATR, 14d1.49
Rel volume0.85
Short float5.81%
Insider own4.05%
Inst own41.46%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap678.17M
Enterprise Value-
Income55.45M
Sales204.23M
Book/sh41.37
Cash/sh-
Dividend Est.2.21 (3.32%)
Dividend TTM1.59 (2.39%)
Dividend Ex-DateDec 01, 2026
Dividend Gr. 3/5Y9.19% 6.65%
Payout38.33%
Employees537
IPOApr 04, 1994

Ratios

P/E12.36
Forward P/E11.70
PEG3.01
P/S3.32
P/B1.61
P/C-
P/FCF8.57
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.05
Debt/Eq0.80
LT Debt/Eq0.43
Option/ShortYes / Yes

Earnings

EPS (ttm)5.40
EPS next Y5.70
EPS next Q1.45
EPS this Y12.29%
EPS next Y-0.27%
EPS next 5Y3.88%
EPS past 3/5Y-4.59% 11.08%
Sales past 3/5Y20.79% 12.73%
EPS Y/Y TTM64.71%
Sales Y/Y TTM14.87%
EPS Q/Q8.75%
Sales Q/Q6.14%
EarningsOct 22 BMO
EPS/Sales Surpr.5.80% 0.31%

Ownership

Insider Own4.05%
Insider Trans-0.36%
Inst Own41.46%
Inst Trans0.04%
ROA1.69%
ROE13.38%
ROIC9.25%
Gross Margin-
Oper. Margin34.25%
Profit Margin27.15%
SMA202.19%
SMA503.51%
SMA20016.61%
Trades-

Technical

Shs Outstand10.16M
Shs Float9.75M
Short Float5.81%
Short Ratio8.69
Short Interest0.57M
52W High68.85 -3.09%
52W Low44.21 50.92%
Volatility2.63% 2.26%
ATR (14)1.49
RSI (14)59.47
Beta0.90
Rel Volume0.85
Avg Volume65.20K
Volume8,064

Performance

Perf Week-1.17%
Perf Month6.40%
Perf Quarter2.82%
Perf Half Y28.19%
Perf YTD39.28%
Perf Year39.36%
Perf 3Y90.77%
Perf 5Y140.50%
Perf 10Y119.15%
Recom2.00
Target Price70.33
Prev Close66.79
Price66.72
Change %-0.10%

Analyst ratings

latest 10 of 10
DateActionAnalystRating changeTargetImplied
Jul 27, 2026ReiteratedHHovde GroupMarket Perform$57 → $64-4.1%
May 27, 2026DowngradeHHovde GroupOutperform → Market Perform$57-14.6%
Oct 07, 2025DowngradeRRaymond JamesOutperform → Mkt Perform
Mar 21, 2025InitiatedRRaymond JamesOutperform$47-29.6%
Mar 03, 2025UpgradePPiper SandlerNeutral → Overweight$37 → $50-25.1%
Nov 19, 2024InitiatedJJanneyBuy$53-20.6%
Jul 31, 2024UpgradeHHovde GroupMarket Perform → Outperform$45-32.6%
Dec 18, 2023DowngradeHHovde GroupOutperform → Market Perform$40 → $47-29.6%
May 31, 2023InitiatedHHovde GroupOutperform$36-46.0%
May 19, 2023InitiatedPPiper SandlerNeutral$31-53.5%

Peers

Mkt cap
TickerCompanyMkt cap
ORRFOrrstown Financial Services Inc859.21M
MPBMid Penn Bancorp Inc878.01M
FRAFFranklin Financial Services Corp317.30M
CZNCCitizens & Northern Corp515.89M
PFISPeoples Financial Services Corp725.85M
CZFSCitizens Financial Services Inc400.68M
CCNECNB Financial Corp (PA)1.07B
SHBIShore Bancshares Inc756.56M
UVSPUnivest Financial Corp1.10B
QNBCQNB Corp296.30M

Insider trading

10 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
ELSNER FRANK IIIDirectorSep 15 '26Buy65.29425029,071Sep 17 09:53 AM
Seibel Donald Arthur JrDirectorAug 07 '26Sale64.351,50096,5255,312Aug 07 03:47 PM
Seibel Donald Arthur JrDirectorAug 06 '26Proposed Sale65.011,50097,515Aug 07 03:17 PM
ELSNER FRANK IIIDirectorMar 13 '26Buy46.42525028,484Mar 17 11:40 AM
Hayes Kevin JSVP/Secretary & Gen. CounselFeb 03 '26Sale51.3075038,4772,632Feb 04 10:49 AM
FULK BRETT DACNB Bank EVPJan 26 '26Sale48.521,48672,1041,048Jan 27 04:28 PM
FULK BRETT DACNB Bank EVPDec 15 '25Sale52.272,773144,9573,306Dec 17 01:23 PM
ELSNER FRANK IIIDirectorDec 15 '25Buy52.65525028,174Dec 17 01:23 PM
Seibel Donald Arthur JrDirectorDec 11 '25Sale51.005,000255,0005,927Dec 12 12:27 PM
Kelley Scott LDirectorNov 20 '25Buy40.0039615,84027,425Nov 21 11:43 AM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 206
  • ACNB Corporation Announces Fourth Quarter of 2026 Regular and Special Cash Dividends (GlobeNewswire)
  • ACNB Corporation Reports Record 2026 Third Quarter Financial Results (GlobeNewswire)
  • ACNB: Q3 Earnings Snapshot (Associated Press)
  • ACNB Corporation Announces Third Quarter of 2026 Cash Dividend (GlobeNewswire)
  • ACNB: Q2 Earnings Snapshot (Associated Press)
  • Loading…
  • ACNB Corporation Reports Record 2026 Second Quarter Financial Results (GlobeNewswire)
  • ACNB Corporation Announces Second Quarter of 2026 Regular and Special Cash Dividends and New Share Repurchase Authorization (GlobeNewswire)
  • ACNB Corporation Reports 2026 First Quarter Financial Results (GlobeNewswire)
  • ACNB: Q1 Earnings Snapshot (Associated Press)
  • 3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
  • How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
  • Why ACNB (ACNB) is a Great Dividend Stock Right Now (Zacks)
  • 3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-221.5501.4651.55043.1643.024
2026Q22026-07-231.4901.3751.49042.8242.214
2026Q12026-04-231.3201.2481.32240.4039.974
2025Q42026-01-221.3501.2351.04040.7439.694
2025Q32025-10-231.4201.1801.42240.5439.834
2025Q22025-07-241.1101.1531.11139.6938.854
2025Q12025-04-241.0290.928-0.02834.2732.654
2024Q42025-01-230.7700.8530.77126.9426.402
2024Q32024-10-240.8400.9500.84327.7528.001
2024Q22024-07-241.3200.8351.32127.3926.882
2024Q12024-04-250.8000.7950.79526.2626.142
2023Q42024-01-250.4800.9350.48126.9227.372
2023Q32023-10-271.0600.9901.05828.0627.922
2023Q22023-07-271.1201.0251.11728.4227.962
2023Q12023-04-271.075-1.05928.22--
2022Q42023-01-26--1.19829.47--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2023FY3.7104.2153.712111.65112.09
2024FY3.7303.8603.730108.28108.2
2025FY5.0934.9653.600154.92154.22
2026FY-5.719--169.32
2027FY-5.704--173.81
2028FY-5.709--177.04

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2830042.7642.4043.08
2026Q4S2026-10-2630042.8342.4043.08
2026Q4S2026-10-2230042.7542.4043.00
2026Q4S2026-10-0730042.7542.4043.00
2026Q4S2026-07-2832042.7542.4043.00
2026Q4S2026-07-2432042.7342.4043.00
2026Q4S2026-07-2330042.2341.9042.80
2026Q4S2026-07-0830042.2341.9042.80
2026Q4S2026-04-2433042.2341.9042.80
2026Q4S2026-04-2330040.7140.0041.72
2026Q4S2026-04-0830040.7140.0041.72
2026Q4S2026-02-2531140.7140.0041.72
2026Q4S2026-01-2632140.7140.0041.72
2026Q4S2026-01-2331140.6140.0041.42

Estimate history

EPS, annual1.4963.0913.3592.1293.1944.1463.7123.733.6015.3987
Period201720182019202020212022202320242025TTM
EPS, quarterly0.8430.771-0.0281.1111.4221.041.3221.491.547
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual65.84180.31387.715105.38100.935108.856115.085132.195191.821204.23
Period201720182019202020212022202320242025TTM
Sales, quarterly34.04633.18443.4650.25550.89247.18850.51352.50754.018
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual7.0247.0467.0798.7098.6798.5158.5118.55410.37210.164
Period201720182019202020212022202320242025MRQ
Shares, quarterly8.5498.55410.54410.47810.42310.37210.33810.1710.164
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income173.72163.21107.4796.6487.0578.1685.2969.5664.49
Total Interest Expense39.5840.1223.858.323.626.9212.2210.147.40
Net Interest Income134.14123.0983.6188.3283.4271.2473.0759.4257.09
Loan Loss Provision1.814.73-2.760.840.000.059.140.601.62
Net Interest Income After Loan Loss Provision132.33118.3686.3787.4883.4271.1963.9358.8255.48
Non-Interest Income30.5028.6124.7318.4521.8122.7820.0918.1615.82
Non-Interest Expense92.8889.8068.6466.0760.2858.9555.3546.8444.57
Operating Income69.9557.1742.4639.8544.9535.0228.6730.1426.72
Unusual Expense0.5710.722.040.000.000.005.960.770.00
Net Income Before Taxes69.3746.4540.4239.8544.9535.0222.7029.3726.72
Income Taxes13.929.408.578.169.207.184.315.644.97
Consolidated Net Income55.4537.0531.8531.6935.7527.8318.3923.7221.75
Net Income From Continuing Operations55.4537.0531.8531.6935.7527.8318.3923.7221.75
Net Income55.4537.0531.8531.6935.7527.8318.3923.7221.75
EPS (Recurring)5.494.333.903.714.153.192.613.443.09
EPS (Basic, Before Extraordinaries)5.423.613.753.724.153.192.133.363.09
EPS (Diluted)5.403.603.733.714.153.192.133.363.09
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.441.111.000.790.580.260.310.240.15
Price To Earnings Ratio12.3712.3714.64------
Price To Sales Ratio3.102.592.573.323.152.702.053.043.44
Operating Margin34.2529.8032.1234.6341.2934.6927.2034.3633.27
Net Margin27.1519.3224.0927.5332.8427.5817.4527.0427.08
Shares Outstanding10.1610.378.558.518.528.688.717.087.05
Market Capitalization678.87678.87498.00------

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income44.9543.6942.2342.8642.4941.5836.2927.38
Total Interest Expense10.189.689.7210.0110.3510.569.206.27
Net Interest Income34.7734.0032.5232.8532.1431.0127.0921.11
Loan Loss Provision0.900.45-0.090.55-0.73-0.585.490.29
Net Interest Income After Loan Loss Provision33.8733.5532.6032.3032.8731.5921.6020.82
Non-Interest Income9.078.828.284.338.408.687.175.80
Non-Interest Expense23.2523.1323.6222.8822.1823.4221.2917.50
Operating Income19.6819.2517.2613.7519.0916.857.489.12
Unusual Expense0.000.000.000.570.171.948.030.89
Net Income Before Taxes19.6819.2517.2613.1818.9214.91-0.558.23
Income Taxes3.964.033.562.374.053.26-0.281.64
Consolidated Net Income15.7315.2113.7010.8014.8711.65-0.276.59
Net Income From Continuing Operations15.7315.2113.7010.8014.8711.65-0.276.59
Net Income15.7315.2113.7010.8014.8711.65-0.276.59
EPS (Recurring)1.551.491.321.081.431.240.550.84
EPS (Basic, Before Extraordinaries)1.551.501.321.041.431.11-0.030.77
EPS (Diluted)1.551.491.321.041.421.11-0.030.77
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.320.290.650.180.240.220.480.19
Price To Earnings Ratio12.3712.1313.3814.6213.3216.04--
Price To Sales Ratio3.103.022.502.622.592.792.802.58
Operating Margin36.4436.6634.1829.1437.5033.5317.2227.48
Net Margin29.1128.9827.1322.9029.2223.18-0.6319.87
Shares Outstanding10.1610.1710.3410.3710.4210.4810.548.55
Market Capitalization678.87606.39491.06497.48456.43452.90--

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks20.6116.3521.4440.0714.9123.7416.8820.1119.30
Investments623.73501.66571.69750.101,145.88739.77315.70216.38225.53
Net Loans2,306.841,665.631,608.021,520.751,449.391,617.561,258.771,288.501,230.19
Investment in Unconsolidated Affiliates0.750.881.001.131.251.381.511.872.45
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.020.440.470.47-0.000.360.150.44
Net Property, Plant & Equipment34.8028.1228.9030.2134.2536.1629.2326.4126.77
Interest Receivables0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets21.2120.7622.6725.3810.4811.417.858.778.59
Other Intangible Assets232.18167.80171.54164.62136.79132.8396.1391.4688.01
Total Assets3,240.162,401.632,425.732,532.722,792.952,562.841,726.421,653.651,601.28
Total Deposits2,450.181,792.501,861.812,198.972,426.392,185.531,412.261,348.091,298.49
Total Debt324.57273.92254.7966.1273.1795.35103.23118.16131.51
Long Term Debt178.78257.38117.0823.2137.2033.3649.0460.0268.69
Provision for Risks Charges8.336.496.224.143.773.493.202.932.80
Deferred Tax Liabilities12.036.806.887.225.977.486.175.925.85
Other Liabilities25.0718.6418.5711.2311.5413.0312.0510.408.66
Total Liabilities2,820.182,098.362,148.272,287.682,520.842,304.871,536.911,485.511,447.31
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity419.97303.27277.46245.04272.11257.97189.52168.14153.97
Total Shareholders Equity419.97303.27277.46245.04272.11257.97189.52168.14153.97
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity419.97303.27277.46245.04272.11257.97189.52168.14153.97
Total Liabilities & Stockholders Equity3,240.162,401.632,425.732,532.722,792.952,562.841,726.421,653.651,601.28
Book Value Per Share40.4935.4532.6028.7831.3529.6226.7723.8621.92
Tangible Book Value Per Share32.1129.3726.3422.3725.8023.9523.3820.4618.77
Tier 1 Capital368.07303.11280.13258.47249.57224.60176.40158.40144.38
Tier 2 Capital38.9232.8435.4332.9533.9420.2313.9214.0414.10
Full-Time Employees537416413397397396374361358
Price to Book Ratio1.611.22-------
Return on Assets1.311.321.281.341.040.861.401.340.70
Return on Equity10.2510.9712.1313.8310.508.2213.2613.507.14
Return on Invested Capital6.195.688.0313.339.006.319.949.534.40
Current Ratio0.030.030.040.170.730.440.220.080.07

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations83.2844.5232.7440.5440.5727.9128.9125.4725.47
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-2.609.126.890.16-3.921.98-1.191.562.20
Cash from Operating Activities80.6853.6439.6340.7036.6429.8927.7227.0227.67
Capital Expenditures-11.01-9.71-0.96-1.17-14.01-1.58-1.45-2.92-3.74
Net Assets From Acquisitions0.000.000.00-0.17-7.800.00-0.54-0.64-2.58
Sale of Fixed Assets and Businesses0.0036.210.000.001.090.2135.650.030.00
Purchase or Sale of Investments-7.3945.5159.77114.42-240.27-107.42-111.60-17.8612.53
Purchase of Investments-151.28-182.980.00-48.84-306.75-216.79-218.03-45.34-39.13
Sale Or Maturity of Investments143.89228.4959.77163.2566.47109.37106.4327.4751.66
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.420.650.000.000.00
Cash from Investing Activities-96.7964.652.5815.34-329.1772.75-117.096.72-51.75
Cash Dividends Paid-21.42-14.38-10.71-9.70-9.12-8.97-8.69-6.92-6.26
Change in Capital Stock-14.92-10.520.17-1.31-5.97-1.460.820.890.54
Repurchase of Common Pref Stock-15.56-11.16-0.25-2.03-6.68-1.520.000.000.00
Sale of Common Pref Stock0.640.640.420.720.710.060.820.890.54
Proceedsfrom Stock Options0.640.640.420.720.710.060.820.890.54
Issuance or Reduction of Debt, Net-4.508.7318.94189.93-6.95-22.31-16.97-18.43-13.34
Change in Long Term Debt-40.54-40.1960.00175.00-13.70-19.05-22.00-17.22-11.08
Issuance of Long Term Debt14.460.0060.00175.001.5015.000.007.0017.72
Reduction of Long Term Debt-55.00-40.190.000.00-15.20-34.05-22.00-24.22-28.80
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses-0.00----0.00--
Cash from Financing Activities2.33-99.90-60.91-158.24-249.45208.13374.3739.7130.54
Net Change in Cash-13.7818.39-18.70-102.20-541.97310.78285.0073.456.46
Free Cash Flow79.1752.5738.6739.5334.8328.3226.6725.6025.93
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow10.9713.0312.1612.8113.3514.0912.0114.3014.04
Federal Home Loan Advances Increase (Decrease)--0.06-1.18-8.050.670.641.840.690.44

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks27.2428.0025.6520.6130.5032.83
Investments606.32637.41637.06623.73634.73626.97
Net Loans2,381.532,374.102,325.632,306.842,312.952,317.46
Investment in Unconsolidated Affiliates0.660.690.720.750.780.81
Net Property, Plant & Equipment31.5831.9034.4334.8035.5136.24
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets---21.21--
Other Intangible Assets253.64246.77246.38232.18236.34245.18
Total Assets3,300.983,318.863,269.863,240.163,250.843,259.53
Total Deposits2,508.962,535.682,525.772,450.182,465.902,524.54
Total Debt335.38327.36283.57324.57340.53303.34
Long Term Debt178.87129.10179.74178.78180.06180.30
Provision for Risks Charges1.541.711.828.331.381.53
Deferred Tax Liabilities---12.03--
Other Liabilities34.6230.8433.2325.0734.3934.97
Total Liabilities2,880.502,895.582,844.392,820.182,842.202,864.38
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity420.48423.28425.48419.97408.64395.15
Total Shareholders Equity420.48423.28425.48419.97408.64395.15
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity420.48423.28425.48419.97408.64395.15
Total Liabilities & Stockholders Equity3,300.983,318.863,269.863,240.163,250.843,259.53
Book Value Per Share41.3741.6241.1640.4939.2137.71
Tangible Book Value Per Share33.1233.2832.8532.1130.7629.20
Full-Time Employees---537--
Price to Book Ratio1.611.441.171.221.121.15
Return on Assets1.691.661.561.311.160.88
Return on Equity13.3813.3412.5610.259.187.36
Return on Invested Capital2.622.752.261.802.532.02
Current Ratio0.050.040.060.030.050.05

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations46.97-3.1426.3913.0514.3311.18
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital0.10-0.31-2.07-0.327.800.05
Cash from Operating Activities47.07-3.4524.3212.7422.1311.23
Capital Expenditures-1.18-0.52-0.51-8.81-0.430.18
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-4.185.79-7.59-1.40-0.743.98
Purchase of Investments-13.61-7.71-40.60-89.35-16.70-15.88
Sale Or Maturity of Investments9.4313.5033.0287.9415.9619.86
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-17.50-44.26-23.25-11.794.07-8.95
Cash Dividends Paid-4.25-9.31-3.93-3.92-3.54-3.55
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-0.37-8.56-3.81-2.18-2.42-2.57
Repurchase of Common Pref Stock-0.37-8.56-3.81-2.82-2.42-2.57
Sale of Common Pref Stock0.000.000.000.640.000.00
Proceedsfrom Stock Options0.000.000.000.640.000.00
Issuance or Reduction of Debt, Net8.2543.89-40.91-15.7337.43-1.15
Change in Long Term Debt0.00-0.54-40.000.000.000.00
Issuance of Long Term Debt0.00-0.5415.000.000.000.00
Reduction of Long Term Debt0.000.00-55.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses---0.000.000.00
Cash from Financing Activities-23.0535.9126.91-37.44-27.17-22.74
Net Change in Cash6.52-11.8027.99-36.49-0.97-20.45
Free Cash Flow46.58-3.9623.9912.5621.7011.41
Price to Free Cash Flow10.9718.069.0713.1514.6719.53

Revenue breakdown

United States2024: 132.20M 2025: 191.82M
Total State Commercial Banks revenue2024: 132.20M 2025: 191.82M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.81%0.6M9.8M64.93K
2026-10-155.84%0.6M9.8M69.50K
2026-09-305.73%0.6M9.8M71.51K
2026-09-154.42%0.4M9.8M76.61K
2026-08-314.20%0.4M9.8M73.66K
2026-08-143.44%0.3M9.8M67.55K
2026-07-313.06%0.3M9.8M66.71K
2026-07-152.71%0.3M9.8M68.12K
2026-06-302.40%0.2M9.8M67.99K
2026-06-151.52%0.1M9.8M62.84K
2026-05-291.33%0.1M9.8M61.52K
2026-05-151.31%0.1M9.8M59.28K
2026-04-301.34%0.1M9.8M58.28K
2026-04-151.38%0.1M10.0M47.77K
2026-03-311.33%0.1M10.0M42.12K
2026-03-131.26%0.1M10.0M33.85K
2026-02-271.17%0.1M10.0M30.56K
2026-02-131.29%0.1M10.0M28.62K
2026-01-301.15%0.1M10.0M25.72K
2026-01-151.21%0.1M10.0M23.95K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call35.0029.3033.300.003.6200.000.000.978-0.0610.005
call40.0024.5028.300.003.0120.000.000.974-0.0590.006
call45.0019.5023.500.002.5670.000.000.968-0.0570.007
call50.0014.3018.400.002.0190.000.000.907-0.1430.017
call55.009.3013.500.001.5860.000.000.879-0.1290.021
call60.004.508.500.001.1230.000.000.828-0.1090.027
call65.000.104.902.100.98217.000.000.587-0.2750.041
call70.000.004.900.301.50917.000.000.451-0.3140.042
call75.000.000.050.050.8595.000.000.226-0.1440.033
call80.000.004.700.000.5610.000.000.023-0.0180.006
call85.000.002.950.001.3450.000.000.163-0.1850.027
call90.000.004.700.000.8550.000.000.016-0.0200.004
call95.000.004.900.000.9930.000.000.014-0.0210.004
put35.000.004.900.002.1870.000.00-0.021-0.0630.005
put40.000.004.900.001.7830.000.00-0.025-0.0610.006
put45.000.000.200.002.1200.000.00-0.095-0.1990.018
put50.000.001.750.001.5020.000.00-0.092-0.1430.017
put55.000.001.000.002.4560.000.00-0.247-0.4320.035
put60.000.000.750.100.7694.000.00-0.184-0.1190.028
put65.000.004.900.701.3692.000.00-0.412-0.2740.041
put70.001.606.000.000.9480.000.00-0.548-0.3120.042
put75.006.5010.700.001.2390.000.00-0.968-0.0140.007
put80.0011.5015.700.001.5410.000.00-0.976-0.0150.006
put85.0016.6020.900.001.8630.000.00-0.980-0.0160.005
put90.0021.6025.700.002.0350.000.00-0.983-0.0160.004
put95.0026.5030.700.002.2460.000.00-0.985-0.0160.004

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-288-KCurrent report2026-10-27SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-09-258-KCurrent report2026-09-25SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-174Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-08-07144Filing for proposed sale of securities under Rule 144.SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-07SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-174Statement of changes in beneficial ownership of securities2026-06-15SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-09250100
2026-080096.53K1
2026-070000
2026-060000
2026-050000
2026-040000
2026-03250100
2026-020038.48K1
2026-010072.10K1
2025-122501399.96K2
2025-1115.84K100

Institutional holders

Manager% owned
BlackRock, Inc.6.90%
VANGUARD CAPITAL MANAGEMENT LLC4.26%
DIMENSIONAL FUND ADVISORS LP3.59%
Private Capital Management, LLC3.54%
GEODE CAPITAL MANAGEMENT, LLC2.61%
AMERICAN CENTURY COMPANIES INC2.58%
STATE STREET CORP2.21%
MANUFACTURERS LIFE INSURANCE COMPANY, THE1.58%
BRIDGEWAY CAPITAL MANAGEMENT, LLC1.04%
TWO SIGMA INVESTMENTS, LP0.97%

Funds

Fund% owned
Strategic Advisers Fidelity Short Duration Fund149.66%
Permanent Portfolio144.88%
Fidelity Total Bond Fund31.86%
Fidelity Series International Developed Markets Bond Index Fund25.56%
International Bond Fund16.65%
State Street(R) SPDR(R) Bloomberg Short Term International Treasury Bond ETF10.67%
Symmetry Panoramic Global Systematic Fixed Income Fund8.03%
Putnam Global Income Trust5.29%
Strategic Advisers Fidelity Core Income Fund4.92%
State Street(R) SPDR(R) Bloomberg International Treasury Bond ETF4.11%

OakChart. ACNB. Cached 15 minutes.