OakChart

First United Corp

FUNCFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 11:40 AM ET

45.53-0.70 (-1.51%)
2026-11-11 17:41 CET
Market cap
298.57 USD m
Revenue, TTM
- USD m
Net income, TTM
25.29 USD m
Free cash flow, TTM
30.41 USD m
EPS diluted, TTM
3.90
P/E
11.67
Compare

Price

FUNC against its 20, 50 and 200-day averages
2050200miss
40.0045.0074K148KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FUNCclose 45.5320-day 45.4250-day 44.40200-day 41.0945.5352w high

5.3% under the 52-week high of 48.07 on 5 Nov 2026. 52-week low 35.02 on 23 Feb 2026. Last 15 sessions, 9.6% high to low

Profile

FUNC
52-week range, 81% of the way up
35.0248.07

First United Corp. is a bank holding company, which engages in community banking services. It offers checking, savings, money market deposit accounts, and certificates of deposit, business loans, personal loans, mortgage loans, lines of credit, and consumer-oriented retirement accounts including individual retirement accounts, and employee benefit accounts through its subsidiary. It operates through Community Banking and Wealth Management segments. The Community Banking segment manages financial products and services, including various loan and deposit products, to consumers, businesses, and not for profit customers. The Wealth Management segment offers corporate trustee services, trust and estate administration, and IRA administration and custody services. The company was founded in 1984 and is headquartered in Oakland, MD.

IndexRUT
Employees343
IPOSep 03, 1992
Beta0.52
ATR, 14d1.27
Rel volume0.24
Short float1.22%
Insider own5.09%
Inst own49.48%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap294.05M
Enterprise Value-
Income25.29M
Sales124.65M
Book/sh33.15
Cash/sh-
Dividend Est.1.06 (2.33%)
Dividend TTM1.06 (2.33%)
Dividend Ex-DateOct 19, 2026
Dividend Gr. 3/5Y15.07% 13.05%
Payout25.47%
Employees343
IPOSep 03, 1992

Ratios

P/E11.67
Forward P/E9.35
PEG1.00
P/S2.36
P/B1.37
P/C-
P/FCF9.67
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.06
Debt/Eq0.30
LT Debt/Eq0.15
Option/ShortNo / Yes

Earnings

EPS (ttm)3.90
EPS next Y4.87
EPS next Q1.24
EPS this Y13.02%
EPS next Y8.53%
EPS next 5Y9.39%
EPS past 3/5Y0.08% 13.81%
Sales past 3/5Y14.76% 9.55%
EPS Y/Y TTM1.64%
Sales Y/Y TTM5.24%
EPS Q/Q4.06%
Sales Q/Q4.91%
EarningsOct 19 AMC
EPS/Sales Surpr.-2.20% 3.00%

Ownership

Insider Own5.09%
Insider Trans-3.47%
Inst Own49.48%
Inst Trans1.94%
ROA1.23%
ROE12.24%
ROIC10.29%
Gross Margin-
Oper. Margin26.88%
Profit Margin20.29%
SMA200.24%
SMA502.55%
SMA20010.80%
Trades-

Technical

Shs Outstand6.46M
Shs Float6.13M
Short Float1.22%
Short Ratio2.83
Short Interest0.07M
52W High48.07 -5.28%
52W Low35.02 30.01%
Volatility2.94% 2.90%
ATR (14)1.27
RSI (14)51.66
Beta0.52
Rel Volume0.24
Avg Volume26.50K
Volume2,355

Performance

Perf Week-3.74%
Perf Month3.27%
Perf Quarter-1.41%
Perf Half Y22.95%
Perf YTD21.61%
Perf Year25.74%
Perf 3Y158.69%
Perf 5Y128.56%
Perf 10Y284.06%
Recom1.50
Target Price50.00
Prev Close46.23
Price45.53
Change %-1.51%

Analyst ratings

latest 4 of 4
DateActionAnalystRating changeTargetImplied
May 29, 2026InitiatedHHovde GroupOutperform$44.50-2.3%
Feb 07, 2025UpgradeRRaymond JamesMkt Perform → Outperform$42-7.8%
May 27, 2021InitiatedRRaymond JamesOutperform$24-47.3%
Oct 21, 2008DowngradeBBB&T Capital MktsBuy → Hold

Peers

Mkt cap
TickerCompanyMkt cap
FRAFFranklin Financial Services Corp316.14M
CBFVCB Financial Services Inc204.29M
ACNBACNB Corp676.64M
MVBFMVB Financial Corp332.82M
SHBIShore Bancshares Inc755.40M
FCBCFirst Community Bankshares Inc851.52M
FXNCFirst National Corp (Strasburg, VA)271.63M
EFSIEagle Financial Services Inc247.73M
MPBMid Penn Bancorp Inc879.40M
CHCOCity Holding Co1.99B

Insider trading

latest 14 of 19
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Rush Jason BarryChairman, President & CEONov 02 '26Buy46.31683,16127,469Nov 03 06:50 PM
Sturm Tonya K.EVP & CFONov 02 '26Buy46.31312311,901Nov 03 06:47 PM
RUDY IRVIN ROBERTDirectorNov 03 '26Sale46.261,00046,25536,500Nov 03 06:42 PM
Boal Brian R.DirectorNov 02 '26Buy46.31793,65422,465Nov 03 06:31 PM
Rodeheaver Carissa LynnRetired directorAug 03 '26Buy45.701406,39649,010Aug 05 08:32 AM
Rush Jason BarryChairman, President & CEOAug 03 '26Buy45.84642,91927,311Aug 05 08:25 AM
Sturm Tonya K.EVP & CFOAug 03 '26Buy45.84211311,835Aug 05 08:22 AM
Boal Brian R.DirectorAug 03 '26Buy45.84743,37322,386Aug 05 08:17 AM
Fisher Robert L. IIEVP & Chief Banking OfficerJul 28 '26Sale45.295,250237,7729,105Jul 29 03:52 PM
RUDY IRVIN ROBERTDirectorJul 24 '26Sale44.581,00044,58037,500Jul 28 12:31 PM
Sanders KeithEVP & Chief Wealth OfficerJul 23 '26Sale43.685,000218,39810,342Jul 27 07:22 PM
Sturm Tonya K.EVP & CFOMay 01 '26Buy38.10311211,909May 05 01:02 PM
Boal Brian R.DirectorMay 01 '26Buy38.10782,99020,917May 05 12:56 PM
Rush Jason BarryPresident & CEOMay 01 '26Buy38.10762,89927,167May 05 12:53 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
IWNiShares Russell 2000 Value ETFAUM: 14.10B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 206
  • FIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2026 FINANCIAL RESULTS (PR Newswire)
  • FIRST UNITED CORPORATION ANNOUNCES FOURTH QUARTER 2026 DIVIDEND (PR Newswire)
  • FIRST UNITED CORPORATION ANNOUNCES SECOND QUARTER 2026 FINANCIAL RESULTS (PR Newswire)
  • FIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2026 DIVIDEND (PR Newswire)
  • FIRST UNITED CORPORATION ANNOUNCES FIRST QUARTER 2026 FINANCIAL RESULTS (PR Newswire)
  • Loading…
  • FIRST UNITED CORPORATION ANNOUNCES SECOND QUARTER 2026 DIVIDEND (PR Newswire)
  • This is Why First United Corporation (FUNC) is a Great Dividend Stock (Zacks)
  • First United (FUNC) Moves to Buy: Rationale Behind the Upgrade (Zacks)
  • First United Corporation (FUNC) Could Be a Great Choice (Zacks)
  • First United Corporation (FUNC) Q4 Earnings and Revenues Beat Estimates (Zacks)
  • FIRST UNITED CORPORATION ANNOUNCES FOURTH QUARTER 2025 FINANCIAL RESULTS (PR Newswire)
  • Princeton Bancorp (BPRN) Q4 Earnings and Revenues Miss Estimates (Zacks)
  • FIRST UNITED CORPORATION ANNOUNCES FIRST QUARTER 2026 DIVIDEND (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-191.1101.1351.11025.1024.372
2026Q22026-07-201.1301.0530.87723.9123.552
2026Q12026-04-201.0200.9201.02623.2822.831
2025Q42026-02-041.1000.9620.88723.3222.761
2025Q32025-10-211.0700.8881.06822.4822.131
2025Q22025-07-210.9200.8400.92021.6521.261
2025Q12025-04-210.8900.8000.89520.8420.601
2024Q42025-02-050.9500.8600.95420.6220.491
2024Q32024-10-210.8900.7870.89020.1420.301
2024Q22024-07-220.7500.6600.75220.0219.341
2024Q12024-04-230.6200.5600.55618.6118.751
2023Q42024-02-050.8200.6100.26418.9914.681
2023Q32023-10-230.6700.6300.67118.7019.001
2023Q22023-07-240.6600.7200.65718.6619.001
2023Q12023-04-240.650-0.6532.04--
2022Q42023-02-091.040-1.04119.66--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2010FY-1.896--1.89656.53-
2021FY3.5403.2002.94371.8971.00
2022FY3.7603.6503.76075.5176.00
2023FY2.8002.5902.24775.2070.89
2024FY3.2103.1103.14579.3979.54
2025FY3.9703.8313.77088.2888.22
2026FY-4.487--98.13
2027FY-4.870--103.58
2028FY-5.197--109.56

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2022025.5425.3025.78
2026Q4S2026-10-1920025.0824.9025.27
2026Q4S2026-10-0520025.0824.9025.27
2026Q4S2026-07-2221025.0824.9025.27
2026Q4S2026-07-2120024.6524.6024.70
2026Q4S2026-06-3020024.6524.6024.70
2026Q4S2026-05-2820024.6324.5624.70
2026Q4S2026-04-2110024.5624.5624.56
2026Q4S2026-02-0511024.7724.7724.77
2026Q4S2025-11-1110024.3024.3024.30
2026Q4S2025-11-1010024.3024.3024.30
2026Q4S2025-11-0910024.3024.3024.30
2026Q4S2025-11-0810024.3024.3024.30
2026Q4S2025-11-0710024.3024.3024.30

Estimate history

EPS, annual0.5851.5071.8491.9742.9433.762.2473.1453.7693.9014
Period201720182019202020212022202320242025TTM
EPS, quarterly0.890.9540.8950.921.0680.8871.0260.8771.111
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual62.1167.92274.86677.05880.32780.43995.055111.657121.567124.65
Period201720182019202020212022202320242025TTM
Sales, quarterly28.18628.78128.88429.74931.02729.74930.88231.46832.55
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual7.0677.0877.116.9936.6216.6666.646.4716.4996.456
Period201720182019202020212022202320242025MRQ
Shares, quarterly6.4696.4716.4796.4956.4976.4996.4476.4546.456
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income105.01100.8591.9981.1662.4258.2658.2057.9252.29
Total Interest Expense30.7532.7332.0224.294.795.719.6511.538.11
Net Interest Income74.2668.1159.9856.8757.6352.5448.5546.3944.18
Loan Loss Provision4.312.742.931.62-0.64-0.825.401.322.11
Net Interest Income After Loan Loss Provision69.9565.3757.0555.2558.2853.3643.1545.0742.07
Non-Interest Income19.6420.7219.6613.9018.0222.0718.8616.9515.63
Non-Interest Expense56.0953.3349.4849.6443.1543.4744.0645.5544.19
Operating Income33.5032.7627.2319.5033.1531.9617.9416.4713.51
Unusual Expense0.000.000.000.000.005.670.000.000.00
Net Income Before Taxes33.3532.5327.2319.4833.1826.3117.7916.4613.43
Income Taxes8.068.026.664.428.136.543.953.342.76
Consolidated Net Income25.2924.5220.5715.0625.0519.7713.8413.1310.67
Net Income From Continuing Operations25.2924.5220.5715.0625.0519.7713.8413.1310.67
Net Income25.2924.5220.5715.0625.0519.7713.8413.1310.67
EPS (Recurring)3.913.773.152.253.763.531.971.851.51
EPS (Basic, Before Extraordinaries)3.913.783.152.253.772.951.981.851.51
EPS (Diluted)3.903.773.152.253.762.941.971.851.51
Non-Operating Income (Expense)-0.15-0.230.00-0.030.030.01-0.15-0.00-0.07
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-0.600.380.530.420.340.250.200.18
Price To Earnings Ratio11.8511.8513.697.785.106.347.8413.0310.56
Price To Sales Ratio2.222.001.971.661.631.571.412.281.66
Operating Margin26.8826.9524.3920.5241.2139.7923.2822.0019.88
Net Margin20.2920.1718.4215.8431.1424.6117.9617.5415.70
Shares Outstanding6.466.506.476.646.676.626.997.117.09
Market Capitalization298.57298.57218.06157.19130.80124.15108.33171.28112.78

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income26.9826.1725.7126.1525.7624.8724.0623.73
Total Interest Expense7.377.587.648.178.368.168.058.03
Net Interest Income19.6118.5918.0717.9917.4016.7116.0215.70
Loan Loss Provision1.930.780.880.720.510.860.660.53
Net Interest Income After Loan Loss Provision17.6817.8017.2017.2716.8915.8515.3615.17
Non-Interest Income5.575.305.173.605.264.884.825.06
Non-Interest Expense13.8115.7113.5713.0012.9212.7712.4828.06
Operating Income9.447.408.807.869.247.967.70-7.83
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes9.487.408.847.639.247.967.708.15
Income Taxes2.291.732.181.862.291.981.891.96
Consolidated Net Income7.185.676.665.786.955.985.816.19
Net Income From Continuing Operations7.185.676.665.786.955.985.816.19
Net Income7.185.676.665.786.955.985.816.19
EPS (Recurring)1.110.881.030.891.070.920.890.95
EPS (Basic, Before Extraordinaries)1.110.881.030.891.070.920.900.96
EPS (Diluted)1.110.881.030.891.070.920.890.95
Non-Operating Income (Expense)0.030.000.05-0.230.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense--0.090.140.070.350.040.09
Price To Earnings Ratio11.8511.319.729.7610.058.889.5313.69
Price To Sales Ratio2.222.311.962.042.021.751.711.96
Operating Margin29.0123.5128.4826.4329.7826.7526.65-27.22
Net Margin22.0618.0121.5819.4222.3920.1120.1021.49
Shares Outstanding6.466.456.456.506.506.496.486.47
Market Capitalization298.57284.36238.21243.24238.81200.90194.33218.06

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks129.8377.0248.3472.72109.82146.6748.5122.1982.27
Investments286.08277.87318.57364.17350.02307.14233.18239.40247.59
Net Loans1,501.761,462.181,388.851,264.681,137.441,149.601,038.89996.10882.55
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.001.862.56
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets1.083.064.494.734.489.394.136.6010.14
Net Property, Plant & Equipment30.6831.2932.8336.8536.9439.2741.3737.8530.88
Interest Receivables7.907.477.496.054.826.244.124.173.81
Deferred Tax Assets17.3818.0317.9517.2212.7212.7512.1711.7512.54
Other Intangible Assets121.3996.6794.1688.3679.4567.1364.3967.7467.42
Total Assets2,096.101,981.061,912.681,854.781,735.701,738.201,446.761,387.671,339.75
Total Deposits1,735.151,574.831,550.981,570.731,469.371,422.371,142.031,067.531,039.39
Total Debt114.77187.72157.9097.8791.39153.05152.90178.64169.77
Long Term Debt97.1197.31112.1232.8433.1798.39103.70100.93120.93
Provision for Risks Charges10.239.2010.657.330.120.110.080.000.00
Deferred Tax Liabilities8.648.046.826.615.874.784.733.913.28
Other Liabilities23.6721.4924.4620.4527.0626.8421.0820.5318.92
Total Liabilities1,892.461,801.281,750.811,702.991,593.801,607.151,320.821,270.601,231.36
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity203.63179.29161.87151.79141.90131.05125.94117.07108.39
Total Shareholders Equity203.63179.29161.87151.79141.90131.05125.94117.07108.39
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity203.63179.29161.87151.79141.90131.05125.94117.07108.39
Total Liabilities & Stockholders Equity2,096.101,980.571,912.681,854.781,735.701,738.201,446.761,387.671,339.75
Book Value Per Share31.3327.7124.3822.7721.4318.7417.7116.5215.34
Tangible Book Value Per Share29.5725.8922.5620.9019.6117.1716.1714.9713.78
Tier 1 Capital222.68205.02189.37181.67171.40178.34170.33158.79148.07
Tier 2 Capital-19.0918.40--15.0512.6211.1110.04
Full-Time Employees343326338336303319319356363
Price to Book Ratio1.391.251.020.990.880.831.360.961.11
Return on Assets1.201.060.801.401.140.870.930.770.39
Return on Equity12.8012.069.6017.0614.4910.7710.819.114.86
Return on Invested Capital8.157.445.5013.5711.296.035.724.892.30
Current Ratio0.090.060.040.060.100.160.070.040.11

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations34.0630.5624.2222.2427.0021.5818.2715.9715.96
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-0.61-11.19-1.940.23-0.46-1.56-2.100.422.18
Cash from Operating Activities33.4519.3722.2822.4726.5420.0216.1716.3918.14
Capital Expenditures-3.04-3.97-1.92-0.35-3.58-1.13-1.60-3.97-9.48
Net Assets From Acquisitions0.000.000.000.00-0.600.000.000.000.00
Sale of Fixed Assets and Businesses0.080.000.000.010.280.040.000.000.00
Purchase or Sale of Investments6.58-3.2043.1150.91-41.80-47.51-67.7611.8111.86
Purchase of Investments-11.48-25.64-11.22-3.99-73.34-133.86-205.74-47.51-10.76
Sale Or Maturity of Investments18.0622.4454.3454.9031.5386.34137.9759.3322.61
Other Uses-0.000.000.000.000.000.000.000.00
Other Sources0.780.000.000.000.000.000.732.120.00
Cash from Investing Activities-101.30-48.01-38.44-81.71-172.40-28.43-191.28-32.52-113.56
Cash Dividends Paid-6.73-5.97-5.37-5.22-3.99-3.89-3.65-3.12-1.91
Change in Capital Stock-2.190.32-3.74-1.200.22-6.96-2.560.170.12
Repurchase of Common Pref Stock-2.540.00-4.03-1.500.00-7.18-2.750.000.00
Sale of Common Pref Stock0.360.320.290.290.220.210.200.170.12
Proceedsfrom Stock Options0.360.320.290.290.220.210.200.170.00
Issuance or Reduction of Debt, Net-52.37-72.7529.9960.856.87-61.460.43-28.988.86
Change in Long Term Debt-65.00-25.0010.0080.000.00-70.000.000.00-20.00
Issuance of Long Term Debt0.000.0090.0080.000.000.000.000.000.00
Reduction of Long Term Debt-65.00-25.00-80.000.000.00-70.000.000.00-20.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.00--0.000.000.000.000.00
Cash from Financing Activities47.5481.9244.7334.68104.46-25.31274.5642.5735.21
Net Change in Cash-20.3053.2828.57-24.56-41.41-33.7199.4526.44-60.21
Free Cash Flow30.4115.4020.3622.1222.9718.8914.5612.428.66
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow11.6725.8014.719.326.908.409.9618.4116.71
Federal Home Loan Advances Increase (Decrease)-1.14-0.52-4.220.003.44-0.050.980.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks73.7284.1989.22129.8392.2777.31
Investments274.01281.91285.09286.08287.29287.27
Net Loans1,582.951,550.951,505.001,501.761,477.201,482.90
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment29.9430.4130.9630.6831.3530.70
Interest Receivables15.5712.849.847.907.487.16
Deferred Tax Assets9.508.079.1417.388.239.15
Other Intangible Assets109.66110.93105.98121.39114.39107.14
Total Assets2,098.052,082.092,039.012,096.102,023.972,007.47
Total Deposits1,787.731,735.511,750.701,735.151,678.901,614.21
Total Debt64.69101.1751.61114.77117.29173.11
Long Term Debt31.8631.9432.0297.1197.0897.16
Provision for Risks Charges11.2210.5610.4710.239.519.46
Deferred Tax Liabilities---8.64--
Other Liabilities20.4222.4720.9623.6719.1719.54
Total Liabilities1,884.061,869.721,833.751,892.461,824.881,816.32
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity213.99212.37205.26203.63199.10191.15
Total Shareholders Equity213.99212.37205.26203.63199.10191.15
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity213.99212.37205.26203.63199.10191.15
Total Liabilities & Stockholders Equity2,098.052,082.092,039.012,096.102,023.972,007.47
Book Value Per Share33.1532.9131.8431.3330.6529.43
Tangible Book Value Per Share31.4131.1630.0829.5728.8727.64
Full-Time Employees---343--
Price to Book Ratio1.391.391.171.221.251.09
Return on Assets1.231.231.261.201.271.23
Return on Equity12.2412.4213.0512.8013.3613.37
Return on Invested Capital2.922.322.811.922.352.08
Current Ratio0.060.070.070.090.080.07

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations8.547.647.3310.545.047.43
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-3.72-2.826.58-0.65-3.52-6.43
Cash from Operating Activities4.824.8213.929.901.520.99
Capital Expenditures-0.24-0.15-0.91-1.75-1.35-0.29
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.080.000.00-0.000.000.00
Purchase or Sale of Investments4.044.96-3.390.972.28-3.28
Purchase of Investments-0.01-2.42-6.62-2.43-11.01-6.32
Sale Or Maturity of Investments4.047.383.233.4113.293.04
Other Uses---0.000.000.00
Other Sources0.000.000.780.000.000.00
Cash from Investing Activities-29.37-41.98-4.39-25.566.95-26.21
Cash Dividends Paid-1.68-1.67-1.69-1.69-1.43-1.43
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.09-0.28-2.080.090.080.07
Repurchase of Common Pref Stock0.00-0.37-2.170.000.000.00
Sale of Common Pref Stock0.090.090.090.090.080.07
Proceedsfrom Stock Options0.090.090.090.090.080.07
Issuance or Reduction of Debt, Net-36.4049.65-63.07-2.55-55.7530.61
Change in Long Term Debt0.000.00-65.000.00-25.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.00-65.000.00-25.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities14.2332.50-51.2952.107.5919.89
Net Change in Cash-10.32-4.66-41.7736.4416.06-5.32
Free Cash Flow4.584.6713.018.150.170.71
Price to Free Cash Flow11.6714.6015.0625.8222.2517.84

Revenue breakdown

Brokerage Commissions2024: 1.45M 2025: 1.45M
Debit Card Income2024: 4.07M 2025: 4.06M
Other Service Charges2024: 887.00K 2025: 845.00K
Service Charges on Deposit Accounts2024: 2.22M 2025: 2.26M
Trust Department2024: 9.09M 2025: 9.82M
United States2024: 17.72M 2025: 18.43M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.22%0.1M6.1M26.27K
2026-10-151.28%0.1M6.1M27.49K
2026-09-301.44%0.1M6.1M24.72K
2026-09-151.51%0.1M6.1M24.33K
2026-08-311.43%0.1M6.1M24.19K
2026-08-141.47%0.1M6.1M24.81K
2026-07-311.33%0.1M6.1M24.28K
2026-07-151.51%0.1M6.1M20.22K
2026-06-301.33%0.1M6.1M17.31K
2026-06-150.79%0.0M6.1M13.38K
2026-05-290.85%0.1M6.1M12.70K
2026-05-150.74%0.0M5.9M12.07K
2026-04-300.93%0.1M6.0M11.93K
2026-04-150.93%0.1M6.0M12.60K
2026-03-310.94%0.1M6.2M15.74K
2026-03-131.05%0.1M6.2M18.94K
2026-02-270.78%0.0M6.2M19.45K
2026-02-130.73%0.0M6.2M20.35K
2026-01-300.74%0.0M6.2M21.29K
2026-01-150.71%0.0M6.2M23.38K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2023-11-02SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-10-198-KCurrent report2026-10-19SEC
2026-10-084Statement of changes in beneficial ownership of securities2026-10-07SEC
2026-10-084Statement of changes in beneficial ownership of securities2026-10-07SEC
2026-10-084Statement of changes in beneficial ownership of securities2026-10-07SEC
2026-10-023Initial statement of beneficial ownership of securities2026-09-24SEC
2026-10-023Initial statement of beneficial ownership of securities2026-09-24SEC
2026-10-023Initial statement of beneficial ownership of securities2026-09-24SEC
2026-09-298-KCurrent report2026-09-24SEC
2026-09-248-KCurrent report2026-09-23SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-054Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-28SEC
2026-07-28SCHEDULE 13GSEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-24SEC
2026-07-274Statement of changes in beneficial ownership of securities2026-07-23SEC
2026-07-208-KCurrent report2026-07-20SEC
2026-06-304Statement of changes in beneficial ownership of securities2026-05-07SEC
2026-06-228-KCurrent report2026-06-17SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-294Statement of changes in beneficial ownership of securities2026-05-27SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-116.94K346.26K1
2026-100000
2026-090000
2026-0812.80K400
2026-0700500.75K3
2026-060000
2026-0512.35K400
2026-040000
2026-030000
2026-0212.27K400
2026-010000
2025-120000
2025-1114.31K400

Institutional holders

Manager% owned
BlackRock, Inc.7.08%
DIMENSIONAL FUND ADVISORS LP5.64%
VANGUARD CAPITAL MANAGEMENT LLC4.18%
GENDELL JEFFREY L2.77%
De Lisle Partners LLP2.55%
GEODE CAPITAL MANAGEMENT, LLC2.32%
Huber Capital Management LLC1.86%
ACADIAN ASSET MANAGEMENT LLC1.79%
AMERICAN CENTURY COMPANIES INC1.76%
RENAISSANCE TECHNOLOGIES LLC1.72%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND3.03%
iShares Russell 2000 ETF2.58%
Avantis U.S. Small Cap Value ETF2.04%
U.S. SMALL CAP VALUE PORTFOLIO1.30%
Huber Small Cap Value Fund1.21%
Fidelity Small Cap Index Fund1.02%
VANGUARD EXTENDED MARKET INDEX FUND1.02%
iShares Russell 2000 Value ETF0.93%
U.S. Targeted Value Portfolio0.69%
EA Bridgeway Omni Small-Cap Value ETF0.59%

OakChart. FUNC. Cached 15 minutes.