Fidelity D&D Bancorp Inc
FDBCFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 2:39 PM ET
Price
FDBC against its 20, 50 and 200-day averages6.1% under the 52-week high of 71.96 on 3 Nov 2026. 52-week low 41.00 on 7 Jan 2026. Last 15 sessions, 21.1% high to low
Profile
FDBCFidelity D&D Bancorp, Inc. is a holding company, which engages in the provision of commercial banking services. It operates through the following segments: Commercial and Industrial, Commercial Real Estate, Consumer, and Residential Real Estate. The Commercial and Industrial segment refers to identified historic and the projected cash flows of the borrower and secondarily to the underlying collateral provided by the borrower. The Commercial Real Estate segment offers loans to finance the purchase of real estate, refinance existing obligations, and/or to provide capital. The Consumer segment includes home equity installment loans and lines of credit. The Residential Real Estate segment operates as a secured first lien position of the borrower's residential real estate. The company was founded in 1902 and is headquartered in Dunmore, PA.
| Index | RUT |
|---|---|
| Employees | 324 |
| IPO | Apr 13, 1994 |
| Beta | 0.79 |
| ATR, 14d | 2.05 |
| Rel volume | 0.45 |
| Short float | 0.71% |
| Insider own | 21.78% |
| Inst own | 26.00% |
Snapshot
6 groupsValuation
| Index | RUT |
|---|---|
| Market Cap | 392.48M |
| Enterprise Value | - |
| Income | 32.17M |
| Sales | 148.07M |
| Book/sh | 42.52 |
| Cash/sh | - |
| Dividend Est. | - |
| Dividend TTM | 1.72 (2.55%) |
| Dividend Ex-Date | Nov 13, 2026 |
| Dividend Gr. 3/5Y | 6.48% 7.41% |
| Payout | 33.51% |
| Employees | 324 |
| IPO | Apr 13, 1994 |
Ratios
| P/E | 12.27 |
|---|---|
| Forward P/E | - |
| PEG | - |
| P/S | 2.65 |
| P/B | 1.59 |
| P/C | - |
| P/FCF | 11.15 |
| EV/EBITDA | - |
| EV/Sales | - |
| Quick Ratio | - |
| Current Ratio | 0.08 |
| Debt/Eq | 0.60 |
| LT Debt/Eq | 0.06 |
| Option/Short | No / Yes |
Earnings
| EPS (ttm) | 5.51 |
|---|---|
| EPS next Y | - |
| EPS next Q | - |
| EPS this Y | - |
| EPS next Y | - |
| EPS next 5Y | - |
| EPS past 3/5Y | -2.74% 11.49% |
| Sales past 3/5Y | 13.64% 16.86% |
| EPS Y/Y TTM | 22.19% |
| Sales Y/Y TTM | 8.19% |
| EPS Q/Q | 20.49% |
| Sales Q/Q | 8.80% |
| Earnings | - |
| EPS/Sales Surpr. | - - |
Ownership
| Insider Own | 21.78% |
|---|---|
| Insider Trans | -0.04% |
| Inst Own | 26.00% |
| Inst Trans | 3.03% |
| ROA | 1.12% |
| ROE | 13.51% |
| ROIC | 12.27% |
| Gross Margin | - |
| Oper. Margin | 25.43% |
| Profit Margin | 21.72% |
| SMA20 | 4.63% |
| SMA50 | 14.71% |
| SMA200 | 33.30% |
| Trades | - |
Technical
| Shs Outstand | 5.81M |
|---|---|
| Shs Float | 4.54M |
| Short Float | 0.71% |
| Short Ratio | 2.75 |
| Short Interest | 0.03M |
| 52W High | 71.96 -6.10% |
| 52W Low | 41.00 64.80% |
| Volatility | 3.13% 3.09% |
| ATR (14) | 2.05 |
| RSI (14) | 65.30 |
| Beta | 0.79 |
| Rel Volume | 0.45 |
| Avg Volume | 11.77K |
| Volume | 4,248 |
Performance
| Perf Week | -3.57% |
|---|---|
| Perf Month | 19.57% |
| Perf Quarter | 22.45% |
| Perf Half Y | 48.83% |
| Perf YTD | 55.23% |
| Perf Year | 50.22% |
| Perf 3Y | 35.63% |
| Perf 5Y | 25.32% |
| Perf 10Y | 204.48% |
| Recom | - |
| Target Price | - |
| Prev Close | 68.72 |
| Price | 67.57 |
| Change % | -1.67% |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| NWFL | Norwood Financial Corp | 394.61M |
| PFIS | Peoples Financial Services Corp | 723.15M |
| CZFS | Citizens Financial Services Inc | 414.46M |
| CZNC | Citizens & Northern Corp | 505.03M |
| FRAF | Franklin Financial Services Corp | 316.18M |
| QNBC | QNB Corp | 293.31M |
| ACNB | ACNB Corp | 676.44M |
| CHMG | Chemung Financial Corp | 414.57M |
| MPB | Mid Penn Bancorp Inc | 883.46M |
| CCNE | CNB Financial Corp (PA) | 1.06B |
Insider trading
3 filings| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Woelkers Paul C. | Director | Nov 04 '26 | Sale | 69.35 | 500 | 34,675 | 80,538 | Nov 04 03:11 PM |
| McDonald Michael J. | Director | Feb 05 '26 | Proposed Sale | 48.01 | 10,414 | 500,000 | Feb 12 04:54 PM | |
| MCDONALD MICHAEL J | Vice Chairman | Feb 05 '26 | Buy | 48.01 | 10,414 | 500,000 | 181,228 | Feb 09 03:28 PM |
Held by
AUM| Ticker | Company | AUM |
|---|---|---|
| IWM | iShares Russell 2000 Index Fund | AUM: 77.38B |
| VTI | Vanguard Morningstar Total Stock Market ETF | AUM: 687.42B |
| IWN | iShares Russell 2000 Value ETF | AUM: 14.10B |
| VXF | Vanguard Extended Market Index ETF | AUM: 30.47B |
| VTWO | Vanguard Russell 2000 Index ETF | AUM: 16.75B |
| IWC | iShares Micro-Cap ETF | AUM: 1.22B |
| AVUV | Avantis U.S. Small Cap Value ETF | AUM: 32.39B |
| DES | WisdomTree U.S. SmallCap Dividend Fund | AUM: 2.12B |
| DFAS | U.S. Small Cap Portfolio-ETF Class Shares | AUM: 15.51B |
| DHS | WisdomTree U.S. High Dividend Fund | AUM: 1.66B |
News
latest 14 of 96- Fidelity D & D Bancorp, Inc. Raises Quarterly Dividend 7% to $0.46 per Share, Marking Twelve Consecutive Years of Increases (GlobeNewswire) +6.78%
- Fidelity D & D Bancorp, Inc. Reports Third Quarter 2026 Financial Results (GlobeNewswire)
- Fidelity D & D Bancorp, Inc. Third Quarter 2026 Dividend (GlobeNewswire)
- Ruth Turkington promoted to Executive Vice President, Chief Banking Officer at Fidelity Bank (GlobeNewswire)
- Fidelity D & D Bancorp, Inc. Second Quarter 2026 Dividend (GlobeNewswire)
- Fidelity D & D Bancorp, Inc. Reports First Quarter 2026 Financial Results (GlobeNewswire)
- Peter A. Gray Joins Fidelity Bank as Executive Vice President, Chief Lending Officer and Market President for the Lehigh Valley (GlobeNewswire)
- Fidelity D & D Bancorp, Inc. Reports 2025 Financial Results (GlobeNewswire)
- Fidelity D & D Bancorp, Inc. First Quarter 2026 Dividend (GlobeNewswire)
- Fidelity Bank Welcomes James Clemente, CPA, MT and Rocco A. DelVecchio to Board of Directors (GlobeNewswire)
- Charles Hangen Joins Fidelity Bank as Senior Vice President and Chief Risk Officer (GlobeNewswire)
- Eleven Consecutive Years Raising Dividends With 7.5% Increase for Fourth Quarter 2025 (GlobeNewswire)
- Fidelity D & D Bancorp, Inc. Reports Third Quarter 2025 Financial Results (GlobeNewswire)
- Fidelity D & D Bancorp, Inc. Announces Retirement of Director Richard Hotchkiss (GlobeNewswire)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2026Q1 | 2026-04-22 | - | - | 1.282 | 24.60 | - | - |
| 2025Q4 | 2026-01-28 | - | - | 1.368 | 24.40 | - | - |
| 2025Q3 | 2025-10-22 | - | - | 1.267 | 23.53 | - | - |
| 2025Q2 | 2025-07-23 | - | - | 1.195 | 23.29 | - | - |
| 2025Q1 | 2025-04-23 | - | - | 1.035 | 22.01 | - | - |
| 2024Q4 | 2025-01-29 | 1.010 | - | 1.009 | 21.22 | - | - |
| 2024Q3 | 2024-10-23 | - | - | 0.860 | 20.41 | - | - |
| 2024Q2 | 2024-07-24 | - | - | 0.856 | 19.73 | - | - |
| 2024Q1 | 2024-04-24 | - | - | 0.878 | 19.52 | - | - |
| 2023Q4 | 2024-01-25 | 0.970 | - | 0.080 | 12.96 | - | - |
| 2023Q3 | 2023-10-25 | - | - | 0.933 | 18.96 | - | - |
| 2023Q2 | 2023-07-26 | - | - | 0.940 | 20.02 | - | - |
| 2023Q1 | 2023-04-21 | - | - | 1.237 | 21.51 | - | - |
| 2022Q4 | 2023-01-25 | 1.260 | - | 1.260 | 22.25 | - | - |
| 2022Q3 | 2022-10-26 | 1.360 | - | 1.357 | 22.42 | - | - |
| 2022Q2 | 2022-07-27 | 1.350 | - | 1.348 | 22.40 | - | - |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| No annual earnings. | |||||
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| No estimate revisions. | ||||||||
Estimate history
| EPS, annual | 2.333 | 2.899 | 3.029 | 2.824 | 4.477 | 5.286 | 3.185 | 3.602 | 4.864 | 5.5078 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| EPS, quarterly | 0.86 | 1.009 | 1.035 | 1.195 | 1.267 | 1.368 | 1.282 | 1.332 | 1.526 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
| Sales, annual | 39.595 | 44.548 | 49.475 | 64.306 | 83.941 | 95.494 | 105.452 | 126.056 | 140.139 | 148.07 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| Sales, quarterly | 32.279 | 32.915 | 33.043 | 35.121 | 35.778 | 36.197 | 35.721 | 37.221 | 38.927 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
| Shares, annual | 3.734 | 3.729 | 3.754 | 4.948 | 5.603 | 5.631 | 5.704 | 5.736 | 5.771 | 5.809 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | MRQ |
| Shares, quarterly | 5.736 | 5.736 | 5.768 | 5.767 | 5.767 | 5.771 | 5.805 | 5.809 | 5.809 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Interest Income | 126.37 | 119.84 | 107.02 | 93.83 | 78.67 | 65.47 | 49.50 | 39.27 | 35.33 |
| Total Interest Expense | 45.11 | 47.17 | 45.16 | 31.79 | 6.40 | 3.64 | 5.31 | 7.55 | 4.87 |
| Net Interest Income | 81.25 | 72.67 | 61.87 | 62.05 | 72.27 | 61.83 | 44.19 | 31.71 | 30.46 |
| Loan Loss Provision | 3.03 | 1.27 | 1.47 | 1.33 | 2.10 | 2.00 | 5.25 | 1.08 | 1.45 |
| Net Interest Income After Loan Loss Provision | 78.22 | 71.40 | 60.40 | 60.72 | 70.17 | 59.83 | 38.94 | 30.63 | 29.01 |
| Non-Interest Income | 21.70 | 20.30 | 19.03 | 11.62 | 16.82 | 18.47 | 14.81 | 10.21 | 9.22 |
| Non-Interest Expense | 62.27 | 58.85 | 55.55 | 51.87 | 51.33 | 47.07 | 35.87 | 26.48 | 25.07 |
| Operating Income | 37.65 | 32.85 | 23.88 | 20.47 | 35.66 | 31.23 | 17.88 | 14.36 | 13.15 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.03 | 2.45 | 0.44 | 0.00 |
| Net Income Before Taxes | 37.93 | 33.14 | 23.87 | 20.26 | 35.47 | 28.01 | 15.28 | 13.90 | 13.13 |
| Income Taxes | 5.76 | 4.95 | 3.08 | 2.05 | 5.45 | 4.00 | 2.25 | 2.33 | 2.13 |
| Consolidated Net Income | 32.17 | 28.20 | 20.79 | 18.21 | 30.02 | 24.01 | 13.04 | 11.58 | 11.01 |
| Net Income From Continuing Operations | 32.17 | 28.20 | 20.79 | 18.21 | 30.02 | 24.01 | 13.04 | 11.58 | 11.01 |
| Net Income | 32.17 | 28.20 | 20.79 | 18.21 | 30.02 | 24.01 | 13.04 | 11.58 | 11.01 |
| EPS (Recurring) | 5.50 | 4.86 | 3.60 | 3.19 | 5.29 | 4.87 | 3.20 | 3.11 | 2.90 |
| EPS (Basic, Before Extraordinaries) | 5.54 | 4.89 | 3.63 | 3.21 | 5.32 | 4.51 | 2.84 | 3.06 | 2.93 |
| EPS (Diluted) | 5.51 | 4.86 | 3.60 | 3.19 | 5.29 | 4.48 | 2.82 | 3.03 | 2.90 |
| Non-Operating Income (Expense) | 0.28 | 0.30 | -0.01 | -0.22 | -0.20 | -0.19 | -0.14 | -0.01 | -0.02 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.96 | 0.86 | 1.15 | 1.30 | 1.00 | 0.81 | 0.88 | 0.70 | 0.70 |
| Price To Earnings Ratio | 12.48 | 12.48 | 18.25 | 13.28 | 8.74 | 13.16 | 23.26 | 20.53 | 22.12 |
| Price To Sales Ratio | 2.14 | 1.80 | 2.23 | 3.15 | 2.80 | 3.77 | 4.62 | 4.81 | 5.47 |
| Operating Margin | 25.43 | 23.44 | 18.95 | 19.41 | 37.35 | 37.20 | 27.80 | 29.01 | 29.53 |
| Net Margin | 21.72 | 20.12 | 16.50 | 17.27 | 31.44 | 28.60 | 20.27 | 23.40 | 24.71 |
| Shares Outstanding | 5.81 | 5.77 | 5.74 | 5.70 | 5.63 | 5.60 | 4.95 | 3.75 | 3.73 |
| Market Capitalization | 399.16 | 399.16 | 279.92 | 330.56 | 265.44 | 333.10 | 320.37 | 235.28 | 241.25 |
Income statement, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 |
|---|---|---|---|---|---|---|---|---|
| Interest Income | 33.11 | 31.72 | 30.46 | 31.08 | 30.68 | 29.77 | 28.31 | 28.06 |
| Total Interest Expense | 11.29 | 10.96 | 11.05 | 11.80 | 12.25 | 11.84 | 11.28 | 11.69 |
| Net Interest Income | 21.81 | 20.76 | 19.41 | 19.28 | 18.43 | 17.93 | 17.03 | 16.37 |
| Loan Loss Provision | 1.06 | 0.74 | 0.96 | 0.27 | 0.31 | 0.32 | 0.37 | 0.17 |
| Net Interest Income After Loan Loss Provision | 20.75 | 20.02 | 18.44 | 19.01 | 18.12 | 17.61 | 16.66 | 16.21 |
| Non-Interest Income | 5.82 | 5.50 | 5.26 | 5.11 | 5.10 | 5.36 | 4.74 | 4.86 |
| Non-Interest Expense | 16.11 | 15.99 | 15.26 | 14.91 | 14.62 | 14.70 | 14.62 | 14.39 |
| Operating Income | 10.46 | 9.53 | 8.44 | 9.21 | 8.59 | 8.27 | 6.77 | 6.67 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 10.77 | 9.51 | 8.44 | 9.21 | 8.59 | 8.26 | 7.08 | 6.66 |
| Income Taxes | 1.85 | 1.66 | 0.98 | 1.27 | 1.25 | 1.34 | 1.09 | 0.83 |
| Consolidated Net Income | 8.92 | 7.85 | 7.46 | 7.94 | 7.35 | 6.92 | 5.99 | 5.83 |
| Net Income From Continuing Operations | 8.92 | 7.85 | 7.46 | 7.94 | 7.35 | 6.92 | 5.99 | 5.83 |
| Net Income | 8.92 | 7.85 | 7.46 | 7.94 | 7.35 | 6.92 | 5.99 | 5.83 |
| EPS (Recurring) | 1.53 | 1.33 | 1.28 | 1.37 | 1.27 | 1.20 | 1.03 | 1.01 |
| EPS (Basic, Before Extraordinaries) | 1.54 | 1.34 | 1.29 | 1.38 | 1.27 | 1.20 | 1.04 | 1.02 |
| EPS (Diluted) | 1.53 | 1.33 | 1.28 | 1.37 | 1.27 | 1.20 | 1.03 | 1.01 |
| Non-Operating Income (Expense) | 0.30 | -0.02 | -0.00 | -0.00 | -0.00 | -0.01 | 0.31 | -0.01 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 0.26 | 0.26 | 0.27 | 0.18 | 0.17 | 0.26 | 0.26 | 0.25 |
| Price To Earnings Ratio | 12.48 | 10.06 | 8.90 | 9.66 | 10.69 | 12.24 | 11.55 | 18.25 |
| Price To Sales Ratio | 2.14 | 2.09 | 1.76 | 1.80 | 1.86 | 2.00 | 1.87 | 2.24 |
| Operating Margin | 26.88 | 25.60 | 23.63 | 25.45 | 24.02 | 23.54 | 20.50 | 20.27 |
| Net Margin | 22.91 | 21.09 | 20.88 | 21.94 | 20.53 | 19.71 | 18.13 | 17.72 |
| Shares Outstanding | 5.81 | 5.81 | 5.81 | 5.77 | 5.77 | 5.77 | 5.77 | 5.74 |
| Market Capitalization | 399.16 | 298.50 | 251.25 | 251.05 | 252.78 | 265.31 | 243.07 | 279.92 |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY | 2017FY |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | 25.46 | 26.27 | 28.95 | 3.54 | 27.32 | 19.41 | 14.58 | 16.02 | 14.14 |
| Investments | 651.63 | 620.53 | 656.81 | 676.27 | 843.47 | 474.96 | 192.22 | 196.32 | 164.08 |
| Net Loans | 1,890.98 | 1,779.14 | 1,666.29 | 1,547.03 | 1,417.50 | 1,105.45 | 743.66 | 707.23 | 628.77 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Customer Liability on Acceptances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Real Estate Assets | 1.08 | 1.41 | 1.17 | 1.26 | 0.43 | 0.26 | 0.37 | 0.19 | 0.97 |
| Net Property, Plant & Equipment | 58.01 | 44.70 | 42.00 | 39.95 | 39.62 | 34.99 | 27.86 | 18.62 | 16.58 |
| Interest Receivables | 9.67 | 9.63 | 9.09 | 8.49 | 7.53 | 5.71 | 3.28 | 3.27 | 2.79 |
| Deferred Tax Assets | 19.54 | 23.42 | 23.77 | 27.42 | 8.67 | 5.82 | 4.13 | 3.20 | 2.58 |
| Other Intangible Assets | 100.34 | 89.62 | 86.45 | 86.49 | 83.23 | 58.74 | 27.95 | 39.45 | 36.31 |
| Total Assets | 2,756.72 | 2,594.71 | 2,514.54 | 2,390.45 | 2,427.77 | 1,705.33 | 1,014.06 | 984.30 | 866.22 |
| Total Deposits | 2,467.35 | 2,340.82 | 2,158.43 | 2,166.91 | 2,169.86 | 1,509.51 | 835.74 | 770.18 | 730.15 |
| Total Debt | 16.87 | 16.99 | 134.12 | 31.03 | 21.57 | 12.94 | 59.68 | 108.41 | 39.71 |
| Long Term Debt | 15.92 | 16.10 | 10.11 | 10.88 | 19.94 | 12.31 | 21.36 | 15.26 | 16.70 |
| Provision for Risks Charges | 1.30 | 1.08 | 0.94 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax Liabilities | 8.67 | 10.09 | 11.38 | 12.07 | 10.45 | 10.86 | 7.83 | 5.20 | 4.33 |
| Other Liabilities | 23.68 | 21.75 | 20.19 | 17.48 | 14.16 | 5.36 | 3.97 | 6.96 | 4.65 |
| Total Liabilities | 2,517.86 | 2,390.74 | 2,325.06 | 2,227.50 | 2,216.05 | 1,538.66 | 907.22 | 890.75 | 778.84 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 238.86 | 203.97 | 189.48 | 162.95 | 211.73 | 166.67 | 106.83 | 93.56 | 87.38 |
| Total Shareholders Equity | 238.86 | 203.97 | 189.48 | 162.95 | 211.73 | 166.67 | 106.83 | 93.56 | 87.38 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 238.86 | 203.97 | 189.48 | 162.95 | 211.73 | 166.67 | 106.83 | 93.56 | 87.38 |
| Total Liabilities & Stockholders Equity | 2,756.72 | 2,594.71 | 2,514.54 | 2,390.45 | 2,427.77 | 1,705.33 | 1,014.06 | 984.30 | 866.22 |
| Book Value Per Share | 41.39 | 35.56 | 33.22 | 28.94 | 37.79 | 33.69 | 28.46 | 25.09 | 23.40 |
| Tangible Book Value Per Share | 37.88 | 31.98 | 29.57 | 25.18 | 33.94 | 31.91 | 28.40 | 25.03 | 23.34 |
| Tier 1 Capital | 259.31 | 239.04 | 225.13 | 212.94 | 189.98 | 148.93 | 103.02 | 94.44 | 85.37 |
| Tier 2 Capital | 21.47 | 20.75 | 20.98 | 17.20 | 15.69 | 12.27 | 8.89 | 8.76 | 7.83 |
| Full-Time Employees | 324 | 320 | 313 | 320 | 319 | 265 | 189 | 181 | 175 |
| Price to Book Ratio | 1.62 | 1.35 | 2.00 | 1.81 | 1.56 | 1.91 | 2.19 | 2.56 | 1.79 |
| Return on Assets | 1.05 | 0.81 | 0.74 | 1.25 | 1.16 | 0.96 | 1.16 | 1.19 | 1.05 |
| Return on Equity | 12.74 | 10.57 | 10.33 | 16.02 | 12.69 | 9.53 | 11.55 | 12.17 | 10.38 |
| Return on Invested Capital | 11.07 | 9.45 | 9.12 | 17.27 | 10.36 | 7.28 | 9.03 | 10.11 | 8.37 |
| Current Ratio | 0.17 | 0.33 | 0.12 | 0.05 | 0.09 | 0.09 | 0.04 | 0.04 | 0.05 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 43.48 | 41.83 | 25.79 | 30.70 | 37.85 | 28.50 | 19.14 | 15.76 | 16.09 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 7.92 | 0.53 | 2.72 | 0.48 | -0.34 | 3.12 | -0.20 | -0.37 | -0.30 |
| Cash from Operating Activities | 51.40 | 42.36 | 28.51 | 31.19 | 37.50 | 31.62 | 18.93 | 15.40 | 15.79 |
| Capital Expenditures | -16.20 | -17.54 | -6.66 | -6.95 | -5.51 | -2.52 | -12.39 | -6.13 | -3.57 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -3.75 | 53.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 2.44 | 0.62 | 0.02 | 0.84 | 1.09 | 1.72 | 0.19 | 0.24 | 0.01 |
| Purchase or Sale of Investments | 3.85 | 48.04 | 7.65 | 85.31 | 1.41 | -311.88 | -78.20 | 3.68 | -28.16 |
| Purchase of Investments | -38.79 | -25.14 | -15.39 | 0.00 | -42.09 | -411.41 | -271.50 | -43.38 | -63.57 |
| Sale Or Maturity of Investments | 42.63 | 73.18 | 23.04 | 85.31 | 43.50 | 99.52 | 193.30 | 47.06 | 35.41 |
| Other Uses | -7.21 | -7.21 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.42 | 0.00 | 0.93 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -284.61 | -95.25 | -112.54 | -36.77 | -103.46 | -327.67 | -182.88 | -23.61 | -119.26 |
| Cash Dividends Paid | -9.89 | -9.40 | -8.85 | -6.75 | -7.71 | -6.61 | -5.38 | -4.04 | -3.40 |
| Change in Capital Stock | 0.06 | 0.13 | 0.20 | 0.06 | -1.03 | 0.27 | 0.22 | 0.17 | 0.16 |
| Repurchase of Common Pref Stock | -0.18 | -0.12 | -0.08 | -0.24 | -1.28 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 0.24 | 0.25 | 0.28 | 0.30 | 0.25 | 0.27 | 0.22 | 0.17 | 0.16 |
| Proceedsfrom Stock Options | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 131.13 | -0.47 | -118.32 | 103.59 | 9.83 | -21.98 | -55.55 | -55.30 | 68.33 |
| Change in Long Term Debt | -0.21 | -0.22 | -0.22 | -0.23 | -0.23 | -9.76 | -17.71 | -16.78 | 10.46 |
| Issuance of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 152.79 | 0.00 | 15.00 |
| Reduction of Long Term Debt | -0.21 | -0.22 | -0.22 | -0.23 | -0.23 | -9.76 | -170.50 | -16.78 | -4.54 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 264.65 | 117.60 | 55.43 | 88.44 | -1.82 | 323.57 | 217.63 | 6.39 | 105.13 |
| Net Change in Cash | 31.45 | 64.71 | -28.60 | 82.86 | -67.79 | 27.53 | 53.68 | -1.82 | 1.66 |
| Free Cash Flow | 35.20 | 24.82 | 23.85 | 24.23 | 31.99 | 29.10 | 17.55 | 11.27 | 12.21 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Free Cash Flow | 12.54 | 16.36 | 18.78 | 18.98 | 11.03 | 14.07 | 24.42 | 32.88 | 27.63 |
| Federal Home Loan Advances Increase (Decrease) | - | -0.41 | -0.06 | 1.36 | -2.06 | 0.79 | 2.15 | 1.96 | -3.51 |
Balance sheet, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | 25.29 | 47.38 | 30.52 | 25.46 | 28.89 | 33.36 |
| Investments | 669.89 | 680.57 | 642.04 | 651.63 | 647.84 | 682.82 |
| Net Loans | 2,152.66 | 2,065.94 | 2,002.11 | 1,890.98 | 1,893.82 | 1,817.03 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 57.54 | 55.48 | 62.42 | 58.01 | 55.37 | 50.21 |
| Interest Receivables | 10.59 | 10.40 | 10.23 | 9.67 | 10.18 | 9.99 |
| Deferred Tax Assets | - | - | - | 19.54 | - | - |
| Other Intangible Assets | 112.45 | 111.42 | 111.94 | 100.34 | 100.24 | 104.75 |
| Total Assets | 3,028.42 | 2,971.22 | 2,859.26 | 2,756.72 | 2,736.75 | 2,698.57 |
| Total Deposits | 2,610.27 | 2,558.65 | 2,576.49 | 2,467.35 | 2,466.91 | 2,435.33 |
| Total Debt | 147.91 | 135.18 | 15.57 | 16.87 | 17.05 | 17.26 |
| Long Term Debt | 15.20 | 15.38 | 15.56 | 15.92 | 17.03 | 17.25 |
| Provision for Risks Charges | 1.68 | 1.73 | 1.39 | 1.30 | 1.13 | 1.02 |
| Deferred Tax Liabilities | - | - | - | 8.67 | - | - |
| Other Liabilities | 21.57 | 22.75 | 21.16 | 23.68 | 22.41 | 27.06 |
| Total Liabilities | 2,781.43 | 2,718.32 | 2,614.61 | 2,517.86 | 2,507.50 | 2,480.66 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 246.98 | 250.37 | 244.65 | 238.86 | 229.25 | 217.91 |
| Total Shareholders Equity | 246.98 | 250.37 | 244.65 | 238.86 | 229.25 | 217.91 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 246.98 | 250.37 | 244.65 | 238.86 | 229.25 | 217.91 |
| Total Liabilities & Stockholders Equity | 3,028.42 | 2,971.22 | 2,859.26 | 2,756.72 | 2,736.75 | 2,698.57 |
| Book Value Per Share | 42.52 | 43.10 | 42.14 | 41.39 | 39.75 | 37.78 |
| Tangible Book Value Per Share | 39.06 | 39.64 | 38.67 | 37.88 | 36.23 | 34.25 |
| Tier 1 Capital | 277.31 | 270.55 | 264.77 | 259.31 | 253.47 | 248.25 |
| Tier 2 Capital | 24.07 | 23.04 | 22.24 | 21.47 | 21.24 | 21.00 |
| Full-Time Employees | - | - | - | 324 | - | - |
| Price to Book Ratio | 1.62 | 1.22 | 1.05 | 1.10 | 1.16 | 1.25 |
| Return on Assets | 1.12 | 1.08 | 1.07 | 1.05 | 0.97 | 0.91 |
| Return on Equity | 13.51 | 13.07 | 13.00 | 12.74 | 11.95 | 11.47 |
| Return on Invested Capital | 3.40 | 2.95 | 2.87 | 3.12 | 2.98 | 2.94 |
| Current Ratio | 0.08 | 0.13 | 0.11 | 0.17 | 0.08 | 0.18 |
Cash flow, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|
| Funds from Operations | 12.73 | 10.10 | 9.84 | 10.81 | 10.31 | 13.90 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 0.90 | 11.18 | -3.03 | -1.13 | -1.89 | 1.66 |
| Cash from Operating Activities | 13.63 | 21.28 | 6.81 | 9.68 | 8.42 | 15.57 |
| Capital Expenditures | -3.06 | -3.38 | -4.31 | -5.44 | -6.23 | -5.69 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 1.81 | 0.63 | 0.00 | 0.00 | 0.04 | 0.00 |
| Purchase or Sale of Investments | -21.24 | 5.42 | 10.75 | 8.92 | 23.39 | -4.08 |
| Purchase of Investments | -33.84 | 0.00 | 0.00 | -4.95 | -5.45 | -10.18 |
| Sale Or Maturity of Investments | 12.60 | 5.42 | 10.75 | 13.87 | 28.83 | 6.10 |
| Other Uses | 0.00 | 0.00 | 0.00 | -7.21 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.42 | 0.00 |
| Cash from Investing Activities | -109.57 | -68.00 | -105.38 | -1.66 | -61.19 | -36.69 |
| Cash Dividends Paid | -2.53 | -2.44 | -2.51 | -2.41 | -2.34 | -2.33 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 0.00 | -0.02 | 0.11 | -0.03 | 0.00 | 0.00 |
| Repurchase of Common Pref Stock | 0.00 | -0.02 | -0.13 | -0.03 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 0.00 | 0.00 | 0.24 | 0.00 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 12.79 | 119.68 | -1.23 | -0.12 | -0.12 | -0.11 |
| Change in Long Term Debt | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.06 |
| Issuance of Long Term Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reduction of Long Term Debt | -0.05 | -0.05 | -0.05 | -0.05 | -0.05 | -0.06 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 61.89 | 99.38 | 105.50 | -2.12 | 29.43 | -24.58 |
| Net Change in Cash | -34.05 | 52.66 | 6.93 | 5.90 | -23.33 | -45.70 |
| Free Cash Flow | 10.57 | 17.90 | 2.50 | 4.23 | 2.20 | 9.87 |
| Price to Free Cash Flow | 12.54 | 17.69 | 27.35 | 16.39 | 14.75 | 11.71 |
Revenue breakdown
| National Commercial Banks | 2024: 80.88M 2025: 93.23M |
|---|---|
| United States | 2024: 80.88M 2025: 93.23M |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 0.71% | 0.0M | 4.5M | 13.08K |
| 2026-10-15 | 0.92% | 0.0M | 4.5M | 11.76K |
| 2026-09-30 | 0.89% | 0.0M | 4.5M | 11.41K |
| 2026-09-15 | 1.11% | 0.1M | 4.5M | 12.01K |
| 2026-08-31 | 1.01% | 0.0M | 4.6M | 12.32K |
| 2026-08-14 | 0.99% | 0.0M | 4.6M | 12.96K |
| 2026-07-31 | 0.82% | 0.0M | 4.6M | 10.39K |
| 2026-07-15 | 0.79% | 0.0M | 4.6M | 10.09K |
| 2026-06-30 | 0.83% | 0.0M | 4.6M | 9.82K |
| 2026-06-15 | 0.69% | 0.0M | 4.6M | 8.26K |
| 2026-05-29 | 0.60% | 0.0M | 4.6M | 7.50K |
| 2026-05-15 | 0.50% | 0.0M | 4.6M | 6.97K |
| 2026-04-30 | 0.64% | 0.0M | 4.6M | 6.78K |
| 2026-04-15 | 0.62% | 0.0M | 4.6M | 6.85K |
| 2026-03-31 | 0.70% | 0.0M | 4.5M | 7.22K |
| 2026-03-13 | 0.62% | 0.0M | 4.5M | 7.41K |
| 2026-02-27 | 0.45% | 0.0M | 4.5M | 7.88K |
| 2026-02-13 | 0.45% | 0.0M | 4.5M | 8.37K |
| 2026-01-30 | 0.45% | 0.0M | 4.5M | 8.18K |
| 2026-01-15 | 0.50% | 0.0M | 4.5M | 8.14K |
Option chain
expiry 2026-11-11| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| No option chain for this symbol. | ||||||||||
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-06 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-04 | SEC |
| 2026-11-06 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-09-30 | SEC |
| 2026-11-05 | 13F-HR | Further understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff); | 2026-09-30 | SEC |
| 2026-11-04 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-04 | SEC |
| 2026-10-28 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-27 | SEC |
| 2026-10-28 | 4 | Statement of changes in beneficial ownership of securities | 2026-10-27 | SEC |
| 2026-10-21 | 8-K | Current report | 2026-10-21 | SEC |
| 2026-09-15 | 4 | Statement of changes in beneficial ownership of securities | 2026-09-14 | SEC |
| 2026-08-07 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-06-30 | SEC |
| 2026-08-06 | 13F-HR | Further understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff); | 2026-06-30 | SEC |
| 2026-07-30 | 4 | Statement of changes in beneficial ownership of securities | 2025-12-05 | SEC |
| 2026-07-28 | SCHEDULE 13G | SEC | ||
| 2026-07-22 | 8-K | Current report | 2026-07-22 | SEC |
| 2026-06-12 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-12 | SEC |
| 2026-05-08 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-03-31 | SEC |
| 2026-05-06 | 8-K | Current report | 2026-05-05 | SEC |
| 2026-04-30 | 13F-HR | Further understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff); | 2026-03-31 | SEC |
| 2026-04-27 | 8-K | Current report | 2026-04-21 | SEC |
| 2026-04-22 | 8-K | Current report | 2026-04-22 | SEC |
| 2026-03-25 | DEF 14A | Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 | 2026-05-05 | SEC |
| 2026-03-20 | 4 | Statement of changes in beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-19 | 3 | Initial statement of beneficial ownership of securities | 2026-03-16 | SEC |
| 2026-03-13 | 10-K | Annual report pursuant to Section 13 or 15(d) | 2025-12-31 | SEC |
| 2026-03-11 | 4 | Statement of changes in beneficial ownership of securities | 2026-03-11 | SEC |
| 2026-02-23 | 4 | Statement of changes in beneficial ownership of securities | 2026-02-20 | SEC |
| 2026-02-20 | 4 | Statement of changes in beneficial ownership of securities | 2026-02-18 | SEC |
| 2026-02-20 | 4 | Statement of changes in beneficial ownership of securities | 2026-02-18 | SEC |
| 2026-02-20 | 4 | Statement of changes in beneficial ownership of securities | 2026-02-18 | SEC |
| 2026-02-20 | 4 | Statement of changes in beneficial ownership of securities | 2026-02-18 | SEC |
| 2026-02-20 | 4 | Statement of changes in beneficial ownership of securities | 2026-02-18 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 34.68K | 1 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 0 | 0 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 500.00K | 1 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 175.82K | 3 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| BlackRock, Inc. | 5.94% |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.36% |
| GEODE CAPITAL MANAGEMENT, LLC | 2.01% |
| FIDELITY D & D BANCORP INC | 1.63% |
| STATE STREET CORP | 1.29% |
| Siena Capital Partners GP, LLC | 1.00% |
| Creative Planning | 0.71% |
| GOLDMAN SACHS GROUP INC | 0.66% |
| NORTHERN TRUST CORP | 0.65% |
| LIBERTY SQUARE WEALTH PARTNERS LLC | 0.62% |
Funds
| Fund | % owned |
|---|---|
| VANGUARD TOTAL STOCK MARKET INDEX FUND | 2.34% |
| iShares Russell 2000 ETF | 2.22% |
| VANGUARD EXTENDED MARKET INDEX FUND | 0.94% |
| Fidelity Small Cap Index Fund | 0.91% |
| iShares Russell 2000 Value ETF | 0.84% |
| VANGUARD RUSSELL 2000 INDEX FUND | 0.47% |
| Fidelity Extended Market Index Fund | 0.41% |
| iShares Micro-Cap ETF | 0.29% |
| Schwab Small-Cap Index Fund | 0.20% |
| Fidelity Total Market Index Fund | 0.15% |
OakChart. FDBC. Cached 15 minutes.
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