PicS NV
PICSTechnology·Software - Infrastructure·Brazil·Small·NASD·Nov 10 • 3:59 PM ET
Price
PICS against its 20 and 50-day averages65.1% under 19.95 on 29 Jan 2026. Last 15 sessions, 122.3% high to low
Profile
PICSPicS NV engages in the provision of financial services. It operates through the following segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The Consumer Banking segment includes digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments. The Small and Medium-Sized Businesses segment encompasses merchant-discount rates (MDR) charged to merchants accepting PicPay as a payment network. The Audiences and Ecosystem Integration segment offers services to customers, which include consumers and businesses, and is essential to increase engagement and monetization of both sides of the ecosystem. The Institutional segment refers to revenue, costs, and expenses from financial investments and funding activities executed at the corporate level. The company was founded by Anderson Chamon in 2012 and is headquartered in Sao Paulo, Brazil.
| Employees | 4000 |
|---|---|
| IPO | Jan 29, 2026 |
| ATR, 14d | 0.91 |
| Rel volume | 0.00 |
| Short float | 8.49% |
| Insider own | 82.91% |
| Inst own | 9.83% |
Snapshot
6 groupsValuation
| Index | - |
|---|---|
| Market Cap | 901.93M |
| Enterprise Value | 6.78B |
| Income | 251.60M |
| Sales | 2.57B |
| Book/sh | 9.41 |
| Cash/sh | 8.09 |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | - |
| Dividend Gr. 3/5Y | - - |
| Payout | - |
| Employees | 4000 |
| IPO | Jan 29, 2026 |
Ratios
| P/E | 3663.16 |
|---|---|
| Forward P/E | 2.20 |
| PEG | 0.03 |
| P/S | 0.35 |
| P/B | 0.74 |
| P/C | 0.86 |
| P/FCF | 0.31 |
| EV/EBITDA | 33.88 |
| EV/Sales | 2.64 |
| Quick Ratio | 5.56 |
| Current Ratio | 5.56 |
| Debt/Eq | 5.69 |
| LT Debt/Eq | 5.69 |
| Option/Short | Yes / Yes |
Earnings
| EPS (ttm) | 0.00 |
|---|---|
| EPS next Y | 3.16 |
| EPS next Q | 0.41 |
| EPS this Y | 90.41% |
| EPS next Y | 98.42% |
| EPS next 5Y | 69.82% |
| EPS past 3/5Y | - - |
| Sales past 3/5Y | 47.06% - |
| EPS Y/Y TTM | -100.00% |
| Sales Y/Y TTM | 88.54% |
| EPS Q/Q | 300.00% |
| Sales Q/Q | 87.33% |
| Earnings | Aug 24 AMC |
| EPS/Sales Surpr. | 4.09% 16.23% |
Ownership
| Insider Own | 82.91% |
|---|---|
| Insider Trans | 0.17% |
| Inst Own | 9.83% |
| Inst Trans | -2.44% |
| ROA | 3.08% |
| ROE | 30.55% |
| ROIC | 3.09% |
| Gross Margin | 55.91% |
| Oper. Margin | 5.69% |
| Profit Margin | 9.79% |
| SMA20 | -29.24% |
| SMA50 | -31.77% |
| SMA200 | -41.11% |
| Trades | - |
Technical
| Shs Outstand | 43.14M |
|---|---|
| Shs Float | 22.15M |
| Short Float | 8.49% |
| Short Ratio | 2.63 |
| Short Interest | 1.88M |
| 52W High | 19.95 -65.11% |
| 52W Low | 6.42 8.35% |
| Volatility | 8.51% 8.47% |
| ATR (14) | 0.91 |
| RSI (14) | 33.36 |
| Beta | - |
| Rel Volume | 0.00 |
| Avg Volume | 714.73K |
| Volume | 0 |
Performance
| Perf Week | 4.04% |
|---|---|
| Perf Month | -48.82% |
| Perf Quarter | -35.50% |
| Perf Half Y | -43.18% |
| Perf YTD | -64.31% |
| Perf Year | - |
| Perf 3Y | - |
| Perf 5Y | - |
| Perf 10Y | - |
| Recom | 1.00 |
| Target Price | 18.45 |
| Prev Close | 6.96 |
| Price | 6.96 |
| Change % | 0.00% |
Analyst ratings
latest 5 of 5| Date | Action | Analyst | Rating change | Target | Implied |
|---|---|---|---|---|---|
| Apr 06, 2026 | Reiterated | RRBC Capital Mkts | Outperform | $20 → $19 | +173.0% |
| Feb 24, 2026 | Initiated | BBofA Securities | Buy | $27 | +287.9% |
| Feb 23, 2026 | Initiated | RRBC Capital Mkts | Outperform | $20 | +187.4% |
| Feb 23, 2026 | Initiated | MMizuho | Outperform | $30 | +331.0% |
| Feb 23, 2026 | Initiated | CCitigroup | Buy | $28 | +302.3% |
Peers
Mkt capInsider trading
11 filings| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| Augusto Cazotto Andre | IR, Strategy and M&A Officer | Jun 11 '26 | Buy | 9.41 | 49,500 | 465,795 | 57,700 | Jun 12 05:49 PM |
| Batista Costa Jose Antonio | Director | Jun 10 '26 | Buy | 9.47 | 18,500 | 175,195 | 4,373,479 | Jun 12 04:28 PM |
| Batista Costa Jose Antonio | Director | Jun 09 '26 | Buy | 9.73 | 20,800 | 202,384 | 4,376,109 | Jun 10 03:27 PM |
| Batista Costa Jose Antonio | Director | Jun 08 '26 | Buy | 9.42 | 21,130 | 199,045 | 4,355,309 | Jun 10 12:36 PM |
| Batista Costa Jose Antonio | Director | Jun 05 '26 | Buy | 9.16 | 21,833 | 199,990 | 4,313,049 | Jun 08 03:04 PM |
| Batista Costa Jose Antonio | Director | Jun 04 '26 | Buy | 9.09 | 22,000 | 199,980 | 4,291,216 | Jun 08 11:11 AM |
| Pruett William Rodney | Director | Jun 05 '26 | Buy | 9.10 | 25,000 | 227,500 | 25,000 | Jun 08 08:00 AM |
| Augusto Cazotto Andre | IR, Strategy and M&A Officer | Mar 31 '26 | Buy | 10.69 | 1,700 | 18,173 | 1,700 | Apr 01 12:02 PM |
| Chedid Simoes Eduardo | Chief Executive Officer | Mar 26 '26 | Buy | 11.52 | 87,505 | 1,008,058 | 87,505 | Mar 27 09:33 AM |
| Augusto Cazotto Andre | IR, Strategy and M&A Officer | Mar 25 '26 | Buy | 11.55 | 6,500 | 75,075 | 6,500 | Mar 26 01:00 PM |
| Pruett William Rodney | Director | Mar 23 '26 | Buy | 11.80 | 100,000 | 1,180,000 | 100,000 | Mar 24 10:50 AM |
Held by
AUMNews
latest 14 of 56- Brazils PicPay CFO forges ahead after post-election turmoil, watershed IPO (CFO Dive) -9.67%
- PicPay to Participate in Money 20/20 USA 2026 in Las Vegas (GlobeNewswire)
- PicPay Announces Integration with Claude, Expanding Customer Access to Financial Information through Generative AI (GlobeNewswire)
- PicPay Announces Second Quarter 2026 Results (GlobeNewswire)
- PicS NV (PICS) Q2 2026: Everything You Need To Know Ahead Of Earnings (GuruFocus.com) +5.47%
- Loading…
- PicPay to Announce Second Quarter 2026 Results on August 24, 2026 (GlobeNewswire) -10.51%
- PicPay Transforms How Customers Access Their Financial Information Through Integration with ChatGPT (GlobeNewswire)
- Did You Lose Money Investing in PicS N.V.? Robbins LLP Urges Investors with Significant Losses to Contact the Firm for Information About Their Rights Against PICS (Newsfile) +6.35%
- ACI Worldwide taps dLocal to offer Latin American payment options (Electronic Payments)
- Kaplan Fox Urges Investors of PicS N.V. (PICS) with Significant Losses to Seek a Leadership Role Before August 4, 2026 (Newsfile)
- PicS N.V. Allegedly Misled Investors in Connection with its Initial Public Offering; Robbins LLP Urges Harmed Investors to Contact the Firm (Newsfile)
- Kaplan Fox Encourages Investors of PicS N.V. (PICS) Who Suffered Losses to Contact the Firm Before August 4, 2026 (Newsfile)
- PicS N.V. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights - PICS (PR Newswire)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2026Q2 | 2026-08-24 | 0.412 | 0.396 | 0.407 | 799.49 | 687.85 | 4 |
| 2026Q1 | 2026-06-02 | 0.255 | 0.226 | 0.000 | 694.44 | 584.64 | 5 |
| 2025Q4 | 2026-03-18 | 0.296 | 0.228 | 0.001 | 571.92 | 520.87 | 4 |
| 2025Q3 | 2025-12-03 | 0.142 | - | 0.000 | 461.64 | - | - |
| 2026Q3 | - | - | 0.412 | - | - | 820.93 | 5 |
| 2026Q4 | - | - | 0.533 | - | - | 887.38 | 5 |
| 2027Q1 | - | - | 0.709 | - | - | 1,053 | 4 |
| 2027Q2 | - | - | 0.798 | - | - | 1,172 | 4 |
| 2027Q3 | - | - | 1.030 | - | - | 1,255 | 3 |
| 2027Q4 | - | - | 1.094 | - | - | 1,304 | 3 |
| 2028Q1 | - | - | 1.337 | - | - | 1,415 | 1 |
| 2028Q2 | - | - | 1.273 | - | - | 1,557 | 1 |
| 2028Q3 | - | - | 1.622 | - | - | 1,570 | 1 |
| 2028Q4 | - | - | 1.510 | - | - | 1,678 | 1 |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2025FY | 0.848 | 0.695 | 1.524 | 1,964 | 1,715 |
| 2026FY | - | 1.595 | - | - | 2,858 |
| 2027FY | - | 3.164 | - | - | 4,027 |
| 2028FY | - | 4.102 | - | - | 4,607 |
| 2029FY | - | 9.692 | - | - | 7,432 |
| 2030FY | - | 14.142 | - | - | 9,973 |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| 2026Q3 | S | 2026-11-08 | 5 | 2 | 1 | 820.93 | 504.12 | 929.38 |
| 2026Q3 | S | 2026-11-05 | 5 | 3 | 1 | 820.93 | 504.12 | 929.38 |
| 2026Q3 | S | 2026-10-20 | 4 | 3 | 0 | 900.13 | 877.4 | 929.38 |
| 2026Q3 | S | 2026-10-16 | 3 | 3 | 0 | 867.72 | 796.39 | 929.38 |
| 2026Q3 | S | 2026-09-21 | 4 | 3 | 0 | 785.13 | 537.35 | 929.38 |
| 2026Q3 | S | 2026-09-08 | 4 | 4 | 0 | 785.13 | 537.35 | 929.38 |
| 2026Q3 | S | 2026-08-27 | 4 | 4 | 0 | 771.37 | 537.35 | 929.38 |
| 2026Q3 | S | 2026-08-25 | 4 | 4 | 0 | 772.35 | 537.35 | 933.33 |
| 2026Q3 | S | 2026-08-24 | 4 | 2 | 1 | 716.52 | 537.35 | 822.35 |
| 2026Q3 | S | 2026-08-21 | 4 | 2 | 1 | 716.52 | 537.35 | 822.35 |
| 2026Q3 | S | 2026-08-17 | 4 | 2 | 0 | 721 | 537.35 | 822.35 |
| 2026Q3 | S | 2026-07-21 | 4 | 4 | 0 | 721 | 537.35 | 822.35 |
| 2026Q3 | S | 2026-07-20 | 3 | 3 | 0 | 687.22 | 537.35 | 774.26 |
| 2026Q3 | S | 2026-07-11 | 3 | 3 | 0 | 689.71 | 537.35 | 781.74 |
Estimate history
| EPS, annual | -0.026 | 0.02 | 0 | 0.002 | 0.0019 | ||||
|---|---|---|---|---|---|---|---|---|---|
| Period | 2022 | 2023 | 2024 | 2025 | TTM | ||||
| EPS, quarterly | 0.029 | 85086.631 | 0 | 0 | 0 | 0 | 0.001 | 0 | 0 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
| Sales, annual | 585.503 | 697.137 | 1049.592 | 1862.123 | 2570.75 | ||||
| Period | 2022 | 2023 | 2024 | 2025 | TTM | ||||
| Sales, quarterly | 247.395 | 257.22 | 309.302 | 356.826 | 440.172 | 505.721 | 568.336 | 672.102 | 824.593 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
| Shares, annual | 34.036 | 34.036 | 129.588 | 129.588 | 129.588 | ||||
| Period | 2022 | 2023 | 2024 | 2025 | MRQ | ||||
| Shares, quarterly | 34.036 | 0 | 129.588 | 129.588 | 129.588 | 129.588 | 129.588 | 129.588 | 129.588 |
| Period | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY |
|---|---|---|---|---|---|
| Total Revenue | 2,570.75 | 1,862.12 | 1,049.59 | 697.14 | 585.50 |
| Total Expenses | 2,424.53 | 1,785.47 | 985.42 | 454.24 | 476.80 |
| Operating Income | 146.22 | 76.66 | 64.18 | 242.90 | 108.70 |
| Unusual Expense | 26.27 | 19.85 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 119.95 | 56.80 | 64.18 | 0.33 | -135.32 |
| Income Taxes | -134.95 | -147.54 | 17.47 | -7.14 | -1.16 |
| Consolidated Net Income | 254.90 | 204.34 | 46.71 | 7.48 | -134.16 |
| Net Income From Continuing Operations | 251.60 | 195.37 | 40.36 | 6.91 | -8.85 |
| Net Income | 251.60 | 195.37 | 40.36 | 6.91 | -8.85 |
| EPS (Recurring) | 2.08 | 1.61 | 0.31 | 0.02 | -0.03 |
| EPS (Basic, Before Extraordinaries) | 0.00 | 0.00 | 0.00 | 0.02 | -0.03 |
| EPS (Diluted) | 0.00 | 0.00 | 0.00 | 0.02 | -0.03 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | - | 24.29 | - | - | - |
| Price To Earnings Ratio | 3,584.67 | 3,584.67 | - | - | - |
| Price To Sales Ratio | 0.54 | - | - | - | - |
| Gross Margin | 55.91 | 55.46 | 60.67 | 70.89 | 74.08 |
| Operating Margin | 5.69 | 4.12 | 6.11 | 34.84 | 18.57 |
| Net Margin | 9.79 | 10.49 | 3.85 | 0.99 | -1.51 |
| Shares Outstanding | 129.59 | 129.59 | 129.59 | 34.04 | 34.04 |
| Market Capitalization | 901.93 | 901.93 | - | - | - |
Income statement, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 | 2024Q3 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 824.59 | 672.10 | 568.34 | 505.72 | 440.17 | 356.83 | 309.30 | 257.22 |
| Total Expenses | 766.75 | 625.67 | 559.84 | 472.27 | 421.46 | 343.72 | 298.55 | 235.05 |
| Operating Income | 57.84 | 46.43 | 8.49 | 33.45 | 18.71 | 13.10 | 10.75 | 22.17 |
| Unusual Expense | 4.73 | 4.25 | 14.66 | 2.64 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Before Taxes | 53.11 | 42.18 | -6.16 | 30.82 | 18.71 | 13.10 | 10.75 | 22.17 |
| Income Taxes | -0.12 | 13.31 | -159.61 | 11.47 | -2.51 | -1.96 | -2.92 | 2.31 |
| Consolidated Net Income | 53.24 | 28.87 | 153.45 | 19.35 | 21.22 | 15.06 | 13.67 | 19.86 |
| Net Income From Continuing Operations | 53.47 | 28.81 | 152.20 | 17.12 | 18.36 | 12.82 | 11.43 | 17.02 |
| Net Income | 53.47 | 28.81 | 152.20 | 17.12 | 18.36 | 12.82 | 11.43 | 17.02 |
| EPS (Recurring) | 0.44 | 0.25 | 1.25 | 0.15 | 0.14 | 0.10 | 0.09 | 85,086.63 |
| EPS (Basic, Before Extraordinaries) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 85,086.63 |
| EPS (Diluted) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 85,086.63 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 1.51 | 3.36 | - | - | - | - | - | - |
| Price To Earnings Ratio | 3,584.67 | - | - | - | - | - | - | - |
| Price To Sales Ratio | 0.54 | 0.62 | - | - | - | - | - | - |
| Gross Margin | 56.48 | 55.82 | 57.04 | 53.85 | 55.25 | 55.52 | 63.66 | 60.33 |
| Operating Margin | 7.01 | 6.91 | 1.49 | 6.61 | 4.25 | 3.67 | 3.48 | 8.62 |
| Net Margin | 6.48 | 4.29 | 26.78 | 3.39 | 4.17 | 3.59 | 3.70 | 6.62 |
| Shares Outstanding | 129.59 | 129.59 | 129.59 | 129.59 | 129.59 | 129.59 | 129.59 | 0.00 |
| Market Capitalization | 901.93 | 1,354.19 | 1,285.51 | - | - | - | - | - |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY |
|---|---|---|---|---|
| Cash & Short Term Investments | 705.03 | 438.27 | 930.84 | 25.43 |
| Short Term Receivables | 5,201.76 | 2,410.06 | 952.21 | 697.96 |
| Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 |
| Securities In Custody | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1,088.20 | 1,289.00 | 1,154.68 | 1,476.76 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 26.69 | 19.00 | 16.22 | 15.09 |
| Deferred Tax Assets | 378.84 | 91.66 | 19.21 | 1.30 |
| Other Intangible Assets | 261.53 | 173.89 | 175.95 | 87.16 |
| Total Assets | 7,662.05 | 4,421.87 | 3,249.11 | 2,303.69 |
| Total Debt | 5,478.35 | 3,278.99 | 2,752.58 | 1,936.75 |
| Long Term Debt | 5,478.35 | 3,278.99 | 2,752.58 | 1,936.75 |
| Provision for Risks Charges | 46.48 | 2.83 | 2.28 | 1.31 |
| Deferred Tax Liabilities | 6.90 | - | - | - |
| Other Liabilities | 1,420.44 | 854.53 | 246.50 | 145.50 |
| Total Liabilities | 6,952.18 | 4,136.36 | 3,001.36 | 2,083.56 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 706.74 | 260.38 | 269.26 | 240.45 |
| Total Shareholders Equity | 706.74 | 260.38 | 269.26 | 240.45 |
| Accumulated Minority Interest | 3.13 | 25.14 | -21.51 | -20.33 |
| Total Equity | 709.87 | 285.51 | 247.75 | 220.13 |
| Total Liabilities & Stockholders Equity | 7,662.05 | 4,421.87 | 3,249.11 | 2,303.69 |
| Book Value Per Share | 5.45 | 2.01 | 7.91 | 7.06 |
| Tangible Book Value Per Share | 3.85 | 0.85 | 3.26 | 4.78 |
| Full-Time Employees | 4,000 | 4,202 | 4,156 | 3,454 |
| Price to Book Ratio | 0.74 | - | - | - |
| Return on Assets | 3.23 | 1.05 | 0.25 | - |
| Return on Equity | 40.40 | 15.24 | 2.71 | - |
| Return on Invested Capital | 3.16 | 1.14 | 0.23 | -0.41 |
| Quick Ratio | 4.72 | 4.96 | 10.09 | 13.14 |
| Current Ratio | 4.72 | 4.96 | 10.09 | 13.14 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY |
|---|---|---|---|---|---|
| Funds from Operations | 39.88 | 9.86 | -106.04 | -231.83 | -258.63 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 2,834.60 | 2,117.65 | 1,773.43 | 840.70 | 661.53 |
| Cash from Operating Activities | 2,874.48 | 2,127.51 | 1,667.40 | 608.87 | 402.90 |
| Capital Expenditures | -138.49 | -122.49 | -107.97 | -100.52 | -42.17 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | -7.00 | 29.92 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | -165.38 | -453.53 | 15.58 | -188.41 | 1,259.99 |
| Purchase of Investments | -167.16 | -453.53 | -27.08 | -188.41 | 0.00 |
| Sale Or Maturity of Investments | 1.78 | 0.00 | 42.66 | 0.00 | 1,259.99 |
| Other Uses | 0.00 | 0.00 | -360.42 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -3,132.40 | -2,919.32 | -1,668.24 | -402.68 | 1,247.74 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 452.37 | 147.38 | 19.58 | 0.00 | 11.45 |
| Repurchase of Common Pref Stock | -66.73 | -64.44 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 519.10 | 211.82 | 19.58 | 0.00 | 11.45 |
| Proceedsfrom Stock Options | 519.10 | 211.82 | 19.58 | 0.00 | 11.45 |
| Issuance or Reduction of Debt, Net | - | - | - | 0.00 | -43.57 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | -413.59 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | -450.51 |
| Cash from Financing Activities | 450.68 | 145.95 | 18.02 | -2.45 | -447.80 |
| Net Change in Cash | 192.76 | -645.86 | 17.18 | 203.74 | 1,202.84 |
| Free Cash Flow | 2,864.68 | 2,115.39 | 1,656.12 | 607.93 | 401.87 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Free Cash Flow | 0.48 | - | - | - | - |
Balance sheet, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1,049.00 | 856.02 | 705.03 | 751.79 | 484.88 | 552.14 |
| Short Term Receivables | 6,889.18 | 6,039.21 | 5,201.76 | 4,370.66 | 3,907.09 | 3,055.76 |
| Investments | 1,338.14 | 1,296.30 | 1,088.20 | 1,407.74 | 1,400.08 | 1,195.03 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 28.56 | 27.18 | 26.69 | 27.56 | 27.27 | 19.55 |
| Deferred Tax Assets | 439.95 | 425.25 | 378.84 | 242.82 | 190.85 | 133.26 |
| Other Intangible Assets | 334.74 | 307.37 | 261.53 | 263.33 | 236.03 | 209.98 |
| Total Assets | 10,079.56 | 8,951.33 | 7,662.05 | 7,063.89 | 6,246.20 | 5,165.73 |
| Total Debt | 6,930.44 | 6,373.72 | 5,478.35 | 5,219.93 | 4,547.14 | 3,711.87 |
| Long Term Debt | 6,930.44 | 6,373.72 | 5,478.35 | 5,219.93 | 4,547.14 | 3,711.87 |
| Provision for Risks Charges | 55.81 | 51.90 | 46.48 | 7.20 | 5.41 | 3.97 |
| Deferred Tax Liabilities | 4.21 | 10.11 | 6.90 | - | - | - |
| Other Liabilities | 1,869.63 | 1,350.79 | 1,420.44 | 1,290.09 | 1,231.28 | 1,061.16 |
| Total Liabilities | 8,860.09 | 7,786.53 | 6,952.18 | 6,517.21 | 5,783.83 | 4,777.00 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 1,218.95 | 1,161.17 | 706.74 | 508.68 | 428.42 | 359.22 |
| Total Shareholders Equity | 1,218.95 | 1,161.17 | 706.74 | 508.68 | 428.42 | 359.22 |
| Accumulated Minority Interest | 0.52 | 3.63 | 3.13 | 38.00 | 33.96 | 29.51 |
| Total Equity | 1,219.47 | 1,164.80 | 709.87 | 546.68 | 462.38 | 388.73 |
| Total Liabilities & Stockholders Equity | 10,079.56 | 8,951.33 | 7,662.05 | 7,063.89 | 6,246.20 | 5,165.73 |
| Book Value Per Share | 9.41 | 8.96 | 5.45 | 3.93 | 3.31 | 2.77 |
| Tangible Book Value Per Share | 7.50 | 7.21 | 3.85 | 2.30 | 1.83 | 1.42 |
| Full-Time Employees | - | - | 4,000 | 4,644 | 4,226 | 4,226 |
| Price to Book Ratio | 0.74 | 0.00 | 0.00 | - | - | - |
| Return on Assets | 3.08 | 3.07 | 3.32 | 1.08 | - | - |
| Return on Equity | 30.55 | 28.48 | 41.47 | 15.38 | - | - |
| Return on Invested Capital | 0.66 | 0.38 | 2.46 | 0.30 | 0.37 | 0.31 |
| Quick Ratio | 5.56 | 5.34 | 4.72 | 4.97 | 4.50 | 4.22 |
| Current Ratio | 5.56 | 5.34 | 4.72 | 4.97 | 4.50 | 4.22 |
Cash flow, quarterly
| Metric | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 |
|---|---|---|---|---|---|---|
| Funds from Operations | 2.50 | 35.48 | -102.78 | 104.69 | -57.57 | 65.87 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | 894.85 | 577.55 | 772.71 | 589.49 | 683.72 | 147.02 |
| Cash from Operating Activities | 897.35 | 613.03 | 669.92 | 694.18 | 626.15 | 212.88 |
| Capital Expenditures | -43.90 | -31.00 | -26.56 | -37.02 | -33.25 | -30.02 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | -56.66 | 58.44 | -222.12 | 54.95 | -13.30 | -289.18 |
| Purchase of Investments | 0.00 | 0.00 | -222.12 | 54.95 | -13.30 | -289.18 |
| Sale Or Maturity of Investments | -56.66 | 58.44 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -767.48 | -693.63 | -1,164.23 | -507.06 | -653.78 | -698.03 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | 7.76 | 388.27 | 5.15 | 51.18 | 32.98 | 63.30 |
| Repurchase of Common Pref Stock | 0.00 | 0.00 | -66.73 | 0.00 | 0.00 | 0.00 |
| Sale of Common Pref Stock | 7.76 | 388.27 | 71.88 | 51.18 | 32.98 | 63.30 |
| Proceedsfrom Stock Options | 7.76 | 388.27 | 71.88 | 51.18 | 32.98 | 63.30 |
| Net Financing Active Other Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Financing Activities | 7.22 | 387.78 | 4.97 | 50.71 | 32.55 | 62.91 |
| Net Change in Cash | 137.08 | 307.18 | -489.34 | 237.83 | 4.92 | -422.24 |
| Free Cash Flow | 893.59 | 611.48 | 667.57 | 692.04 | 618.41 | 212.57 |
| Price to Free Cash Flow | 0.48 | 0.52 | - | - | - | - |
Revenue breakdown
| Revenue split | - |
|---|
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 8.49% | 1.9M | 22.2M | 674.71K |
| 2026-10-15 | 6.13% | 1.4M | 22.2M | 520.96K |
| 2026-09-30 | 6.77% | 1.5M | 22.2M | 417.55K |
| 2026-09-15 | 6.17% | 1.4M | 22.2M | 409.49K |
| 2026-08-31 | 5.20% | 1.2M | 22.2M | 451.43K |
| 2026-08-14 | 5.57% | 1.2M | 22.2M | 377.89K |
| 2026-07-31 | 6.34% | 1.4M | 22.2M | 366.84K |
| 2026-07-15 | 8.09% | 1.8M | 22.2M | 389.40K |
| 2026-06-30 | 9.03% | 2.0M | 22.2M | 428.47K |
| 2026-06-15 | 8.33% | 1.8M | 22.2M | 541.38K |
| 2026-05-29 | 5.86% | 1.3M | 22.2M | 493.79K |
| 2026-05-15 | 5.53% | 1.2M | 22.2M | 544.91K |
| 2026-04-30 | 5.08% | 1.1M | 22.2M | 667.82K |
| 2026-04-15 | 5.91% | 1.3M | 22.2M | 979.98K |
| 2026-03-31 | 9.75% | 2.2M | 22.4M | 1.10M |
| 2026-03-13 | 7.32% | 1.6M | 22.4M | 1.15M |
| 2026-02-27 | 9.00% | 2.0M | 22.4M | 1.49M |
| 2026-02-13 | 9.10% | 2.0M | 22.4M | 2.13M |
| 2026-01-30 | 4.23% | 1.0M | 23.4M | 7.15M |
Option chain
expiry 2026-11-20| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| call | 5.00 | 0.55 | 4.00 | 2.00 | 8.059 | 1.00 | 0.00 | 0.818 | -0.122 | 0.003 |
| call | 7.50 | 0.10 | 2.45 | 0.30 | 5.953 | 23.00 | 2.00 | 0.651 | -0.122 | 0.004 |
| call | 10.00 | 0.00 | 0.50 | 0.15 | 2.889 | 12.00 | 0.00 | 0.300 | -0.059 | 0.004 |
| call | 12.50 | 0.00 | 0.75 | 0.00 | 3.721 | 0.00 | 0.00 | 0.257 | -0.070 | 0.004 |
| call | 15.00 | 0.00 | 2.15 | 0.12 | 4.334 | 1.00 | 0.00 | 0.235 | -0.078 | 0.004 |
| call | 17.50 | 0.00 | 2.15 | 0.00 | 4.819 | 0.00 | 0.00 | 0.221 | -0.083 | 0.003 |
| call | 20.00 | 0.00 | 2.15 | 0.00 | 5.219 | 0.00 | 0.00 | 0.211 | -0.088 | 0.003 |
| call | 22.50 | 0.00 | 0.75 | 0.00 | 5.559 | 0.00 | 0.00 | 0.204 | -0.091 | 0.003 |
| call | 25.00 | 0.00 | 0.75 | 0.00 | 5.853 | 0.00 | 0.00 | 0.198 | -0.095 | 0.003 |
| put | 5.00 | 0.00 | 2.15 | 0.05 | 7.944 | 50.00 | 0.00 | -0.182 | -0.122 | 0.003 |
| put | 7.50 | 0.00 | 2.00 | 0.00 | 3.694 | 0.00 | 0.00 | -0.349 | -0.122 | 0.004 |
| put | 10.00 | 1.60 | 4.90 | 2.66 | 5.981 | 0.00 | 0.00 | -0.700 | -0.057 | 0.004 |
| put | 12.50 | 4.10 | 7.40 | 5.61 | 6.892 | 0.00 | 0.00 | -0.743 | -0.069 | 0.004 |
| put | 15.00 | 6.60 | 9.90 | 0.00 | 7.569 | 0.00 | 0.00 | -0.765 | -0.076 | 0.004 |
| put | 17.50 | 8.90 | 11.00 | 0.00 | 4.757 | 0.00 | 0.00 | -0.779 | -0.081 | 0.003 |
| put | 20.00 | 11.60 | 14.90 | 13.01 | 8.549 | 0.00 | 0.00 | -0.789 | -0.086 | 0.003 |
| put | 22.50 | 14.10 | 17.40 | 15.62 | 8.926 | 0.00 | 0.00 | -0.796 | -0.089 | 0.003 |
| put | 25.00 | 16.60 | 19.90 | 18.05 | 9.254 | 0.00 | 0.00 | -0.802 | -0.092 | 0.003 |
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-08-25 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-30 | SEC |
| 2026-08-12 | SCHEDULE 13G | SEC | ||
| 2026-08-10 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-08-10 | SEC |
| 2026-08-03 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-08-03 | SEC |
| 2026-07-23 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-07-23 | SEC |
| 2026-06-23 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-22 | SEC |
| 2026-06-12 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-11 | SEC |
| 2026-06-12 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-10 | SEC |
| 2026-06-10 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-09 | SEC |
| 2026-06-10 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-08 | SEC |
| 2026-06-08 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-05 | SEC |
| 2026-06-08 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-04 | SEC |
| 2026-06-08 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-05 | SEC |
| 2026-06-04 | 6-K/A | 2026-03-31 | SEC | |
| 2026-06-03 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-03-31 | SEC |
| 2026-06-01 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-06-01 | SEC |
| 2026-05-15 | SCHEDULE 13G | SEC | ||
| 2026-05-15 | SCHEDULE 13G | SEC | ||
| 2026-05-15 | SCHEDULE 13G | SEC | ||
| 2026-04-30 | 20-F | Registration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer. | 2025-12-31 | SEC |
| 2026-04-01 | 4 | Statement of changes in beneficial ownership of securities | 2026-03-31 | SEC |
| 2026-03-27 | 4 | Statement of changes in beneficial ownership of securities | 2026-03-26 | SEC |
| 2026-03-26 | 4 | Statement of changes in beneficial ownership of securities | 2026-03-25 | SEC |
| 2026-03-24 | 4 | Statement of changes in beneficial ownership of securities | 2026-03-23 | SEC |
| 2026-03-19 | 6-K | Current report of foreign issuer pursuant to Rules 13a-16 and 15d-16 | 2026-03-19 | SEC |
| 2026-03-19 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-19 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-19 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
| 2026-03-18 | 3 | Initial statement of beneficial ownership of securities | 2026-03-18 | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 0 | 0 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 0 | 0 |
| 2026-06 | 1.67M | 7 | 0 | 0 |
| 2026-05 | 0 | 0 | 0 | 0 |
| 2026-04 | 0 | 0 | 0 | 0 |
| 2026-03 | 2.28M | 4 | 0 | 0 |
| 2026-02 | 0 | 0 | 0 | 0 |
| 2026-01 | 0 | 0 | 0 | 0 |
| 2025-12 | 0 | 0 | 0 | 0 |
| 2025-11 | 0 | 0 | 0 | 0 |
Institutional holders
| Manager | % owned |
|---|---|
| GOLDMAN SACHS GROUP INC | 2.43% |
| FIL Ltd | 1.33% |
| SAMLYN CAPITAL, LLC | 1.13% |
| Sagil Capital LLP | 1.00% |
| BlackRock, Inc. | 0.44% |
| NORGES BANK | 0.39% |
| BlueCrest Capital Management Ltd | 0.29% |
| TEACHER RETIREMENT SYSTEM OF TEXAS | 0.19% |
| Schonfeld Strategic Advisors LLC | 0.19% |
| Whetstone Capital Advisors, LLC | 0.16% |
Funds
| Fund | % owned |
|---|---|
| VANGUARD TOTAL INTERNATIONAL BOND II INDEX FUND | 165.91% |
| VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND | 98.77% |
| Fidelity Series International Developed Markets Bond Index Fund | 27.55% |
| Fidelity Low-Priced Stock Fund | 3.65% |
| iShares Global Government Bond USD Hedged Active ETF | 3.06% |
| Lazard Emerging Markets Equity Portfolio | 2.44% |
| International Bond Fund | 2.32% |
| Wellington Global Multi-Strategy Fund | 2.25% |
| Fidelity International Index Fund | 1.86% |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND | 1.68% |
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