OakChart

PagSeguro Digital Ltd

PAGSTechnology·Software - Infrastructure·Brazil·Mid·NYSE·Nov 11 • 8:44 AM ET

7.85+0.17 (2.21%)
2026-11-11 14:47 CET
Market cap
2,131.32 USD m
Revenue, TTM
3,746.33 USD m
Net income, TTM
407.26 USD m
Free cash flow, TTM
-188.04 USD m
EPS diluted, TTM
1.42
P/E
5.52
Compare

Price

PAGS against its 20, 50 and 200-day averages
2050200missearnings
8.009.0010.0011.0012.009.4M18.8MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PAGSclose 7.8520-day 9.1250-day 9.54200-day 9.687.85

36.3% under 12.32 on 29 Jan 2026. Last 15 sessions, 54.1% high to low

Profile

PAGS
52-week range, 8% of the way up
7.4812.32

PagSeguro Digital Ltd. engages in the provision of financial technology solutions focused on consumers, individual entrepreneurs, micro-merchants, small companies and medium-sized companies in Brazil. Its business model covers the following pillars: Multiple digital payment solutions; In-person payments via POS devices that sell to merchants; Free digital accounts; Issuer of prepaid cards to clients for spending or withdrawing account balances, and Operating as an acquirer. The company was founded in 2006 and is headquartered in Sau Paulo, Brazil.

IndexRUT
IPOJan 24, 2018
Beta1.40
ATR, 14d0.46
Rel volume0.17
Short float16.01%
Insider own45.95%
Inst own46.75%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.18B
Enterprise Value10.02B
Income407.26M
Sales3.75B
Book/sh10.52
Cash/sh4.22
Dividend Est.0.71 (9.05%)
Dividend TTM0.54 (6.88%)
Dividend Ex-DateSep 16, 2026
Dividend Gr. 3/5Y- -
Payout0.01%
Employees-
IPOJan 24, 2018

Ratios

P/E5.52
Forward P/E4.76
PEG0.73
P/S0.58
P/B0.75
P/C1.86
P/FCF-
EV/EBITDA5.68
EV/Sales2.67
Quick Ratio1.55
Current Ratio1.55
Debt/Eq3.11
LT Debt/Eq1.05
Option/ShortYes / Yes

Earnings

EPS (ttm)1.42
EPS next Y1.65
EPS next Q0.38
EPS this Y10.52%
EPS next Y7.66%
EPS next 5Y6.53%
EPS past 3/5Y12.98% 11.05%
Sales past 3/5Y6.38% 22.21%
EPS Y/Y TTM15.45%
Sales Y/Y TTM11.04%
EPS Q/Q23.43%
Sales Q/Q11.92%
EarningsNov 16 AMC
EPS/Sales Surpr.-1.68% -4.04%

Ownership

Insider Own45.95%
Insider Trans-0.53%
Inst Own46.75%
Inst Trans0.13%
ROA2.94%
ROE14.62%
ROIC6.85%
Gross Margin51.19%
Oper. Margin37.73%
Profit Margin10.87%
SMA20-13.93%
SMA50-17.70%
SMA200-18.95%
Trades-

Technical

Shs Outstand155.19M
Shs Float149.99M
Short Float16.01%
Short Ratio6.05
Short Interest24.02M
52W High12.32 -36.28%
52W Low7.48 4.95%
Volatility3.64% 4.42%
ATR (14)0.46
RSI (14)36.20
Beta1.40
Rel Volume0.17
Avg Volume3.97M
Volume34,109

Performance

Perf Week-0.88%
Perf Month-28.57%
Perf Quarter-11.00%
Perf Half Y-9.04%
Perf YTD-17.73%
Perf Year-20.14%
Perf 3Y4.86%
Perf 5Y-76.06%
Perf 10Y-
Recom2.65
Target Price10.08
Prev Close7.68
Price7.85
Change %2.21%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Nov 05, 2026DowngradeUUBSBuy → Neutral$8+1.9%
Oct 27, 2026DowngradeCCitigroupBuy → Neutral$8+1.9%
Jul 23, 2026InitiatedJJefferiesHold$10.40+32.5%
Jul 15, 2026DowngradeBBofA SecuritiesBuy → Neutral$10+27.4%
Oct 14, 2025DowngradeGGoldmanBuy → Neutral$9+14.6%
Sep 19, 2025UpgradeBBofA SecuritiesNeutral → Buy$13+65.6%
Apr 22, 2025UpgradeCCitigroupNeutral → Buy$10+27.4%
Jan 16, 2025DowngradeCCitigroupBuy → Neutral$17 → $7-10.8%
Dec 10, 2024DowngradeBBofA SecuritiesBuy → Neutral
Oct 01, 2024DowngradeIItau BBAOutperform → Market Perform

Peers

Mkt cap
TickerCompanyMkt cap
STNEStoneCo Ltd1.93B
PICSPicS NV901.93M
DLODLocal Limited4.20B
EVTCEvertec Inc1.96B
XYZBlock Inc51.97B
FOURShift4 Payments Inc3.27B
GPNGlobal Payments Inc26.91B
INTRInter & Co Inc1.79B
MELIMercadoLibre Inc76.88B
NUNu Holdings Ltd59.49B

Insider trading

latest 14 of 19
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Magnani Alexandre MrDirectorOct 23 '26Sale11.4327,294311,94357,390Oct 26 07:07 PM
Magnani Alexandre MrDirectorOct 22 '26Sale11.3022,706256,57884,684Oct 26 07:07 PM
Magnani Alexandre MrDirectorOct 20 '26Sale11.2247,100528,274107,390Oct 21 05:02 PM
Magnani Alexandre MrDirectorOct 19 '26Sale11.1816,209181,265154,490Oct 21 05:02 PM
Magnani Alexandre MrDirectorOct 16 '26Sale11.181,01411,339170,699Oct 20 05:54 PM
Magnani Alexandre MrDirectorOct 09 '26Sale10.95300,0003,285,000207,390Oct 13 02:08 PM
Magnani Alexandre MrDirectorOct 12 '26Sale11.2035,677399,582171,713Oct 13 02:08 PM
Magnani Alexandre MrDirectorOct 09 '26Proposed Sale10.68507,3905,418,925Oct 09 06:30 PM
Magnani Alexandre MrDirectorOct 07 '26Sale10.60100,0001,060,000507,390Oct 09 04:21 PM
Magnani Alexandre MrDirectorOct 07 '26Proposed Sale10.61100,0001,060,500Oct 07 05:44 PM
Dutra da Silva RicardoPrincipal Executive OfficerJul 21 '26Sale9.2725,000231,7500Jul 23 11:06 AM
Dutra da Silva RicardoPrincipal Executive OfficerJul 20 '26Sale9.2425,000231,00025,000Jul 23 11:06 AM
Dutra da Silva RicardoPrincipal Executive OfficerJul 14 '26Sale9.2525,000231,25099,160Jul 16 07:09 PM
Dutra da Silva RicardoPrincipal Executive OfficerJul 16 '26Sale9.1725,000229,25050,000Jul 16 07:09 PM

Held by

AUM
TickerCompanyAUM
IWMiShares Russell 2000 Index FundAUM: 78.30B
IEMGiShares Core MSCI Emerging Markets ETFAUM: 146.12B
IWNiShares Russell 2000 Value ETFAUM: 14.17B
AVEMAvantis Emerging Markets Equity ETFAUM: 26.83B
VTWOVanguard Russell 2000 Index ETFAUM: 16.97B
PSCPrincipal U.S. Small-Cap ETFAUM: 2.69B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
EWZSiShares MSCI Brazil Small-Cap ETFAUM: 309.21M
VYMVanguard High Dividend Yield Indx ETFAUM: 82.74B
SPEMState Street SPDR Portfolio Emerging Markets ETFAUM: 16.23B

News

latest 14 of 206
  • PagSeguro Nears Post-Earnings Lows As Street Seeks Proof Profit Growth Outpaces Sales (Earnings Whispers)
  • PagSeguro Digital Ltd's Dividend Analysis (GuruFocus.com)
  • PagBank reports recurring net income of R$ 576 million in 2Q26, with continued progress across its ecosystem (PR Newswire)
  • PagBank reports recurring net income of R$ 575 million in 1Q26, driven by revenue growth and efficiency gains (PR Newswire) -11.76%
  • PagSeguro Files its Annual Report on Form 20-F for the Fiscal Year Ended December 31, 2025 (PR Newswire)
  • Loading…
  • PagSeguro Digital Ltd. (PAGS) Recently Broke Out Above the 50-Day Moving Average (Quartz)
  • Are Investors Undervaluing PagSeguro Digital (PAGS) Right Now? (Quartz) +5.09%
  • 5 Dividend Stocks to Weather Market Volatility and the Iran War (Barrons.com)
  • 5 Dividend Stocks for a Volatile Market. One Yields More Than 4%. (Barrons.com)
  • 5 Dividend Stocks for a Volatile Market (Barrons.com)
  • PagSeguro Digital Ltd (PAGS) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and ... (GuruFocus.com) -7.30%
  • PagBank reaches 34 million customers and reports recurring profit of R$ 678 million, with an ROAE of 18.4% in 4Q25 (PR Newswire)
  • PagSeguro Digital Ltd. (PAGS) Tops Q4 Earnings Estimates (Zacks) +5.59%

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-16-0.377--1,0448
2026Q22026-08-110.3870.3940.358981.641,0238
2026Q12026-05-120.3810.4080.367985.5995.18
2025Q42026-03-040.4280.4350.3211,0841,0227
2025Q32025-11-120.3630.3560.345924.19995.838
2025Q22025-08-140.3490.3290.315938.02913.17
2025Q12025-05-140.3070.3100.294873.78837.569
2024Q42025-02-200.3410.3080.326894.04830.048
2024Q32024-11-140.3070.2960.299831.98797.837
2024Q22024-08-200.3110.2920.300842.78795.049
2024Q12024-05-230.3170.2900.303836.99793.959
2023Q42024-02-290.3290.2950.308876.58847.2710
2023Q32023-11-160.2680.2690.260811.63825.4610
2023Q22023-08-240.2420.2580.239783.22806.8710
2023Q12023-05-260.2260.2230.218748.8780.211
2022Q42023-03-020.2400.2430.236761.32792.0911

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY0.8380.8400.7821,1601,106
2019FY0.9890.9961.0511,1981,285
2020FY0.7800.7650.7591,2231,227
2021FY0.7240.8520.6512,1552,026
2022FY0.8940.9210.8852,9473,049
2023FY1.0991.0531.0223,2103,173
2024FY1.2211.1631.2293,2873,234
2025FY1.4671.4831.3913,9123,958
2026FY-1.531--4,215
2027FY-1.648--4,019
2028FY-1.675--4,006
2029FY-2.379---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q3S2026-10-267031,0441,0241,080
2026Q3S2026-10-227041,0321,0121,067
2026Q3S2026-10-206041,0321,0141,064
2026Q3S2026-10-136041,0431,0241,075
2026Q3S2026-09-28504999.28984.411,033
2026Q3S2026-09-105031,0231,0001,050
2026Q3S2026-09-085021,0241,0051,046
2026Q3S2026-08-125011,021995.691,036
2026Q3S2026-08-015001,0471,0231,079
2026Q3S2026-07-215011,0411,0181,074
2026Q3S2026-07-165011,0441,0211,077
2026Q3S2026-07-155011,0451,0211,077
2026Q3S2026-07-064011,0241,0021,057
2026Q3S2026-07-013011,0291,0041,059

Estimate history

EPS, annual0.4760.7821.0510.7590.6510.8851.0221.2291.2731.4214
Period201720182019202020212022202320242025TTM
EPS, quarterly0.30.2990.3260.2940.3150.3450.3210.3670.389
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual790.3871109.3941414.7411296.2131908.6152935.2493139.2723400.8323533.9493746.33
Period201720182019202020212022202320242025TTM
Sales, quarterly849.362848.361856.941805.627862.931902.194968.546909.771965.824
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual315.14327.285328.337328.848327.92324.277315.869303.825279.706275.646
Period201720182019202020212022202320242025MRQ
Shares, quarterly319.069311.988303.825301.421291.872290.982279.706277.517275.646
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue3,746.333,533.953,400.833,139.272,935.251,908.621,296.211,414.741,109.39
Cost of Goods Sold Incl. D&A1,828.451,746.351,780.551,639.301,456.411,078.71735.60701.80587.28
Gross Profit1,917.891,787.601,620.281,499.971,478.84829.91560.61712.94522.11
Selling, General and Administrative Excl. Other504.33460.88514.99421.83496.46436.69224.75250.00254.50
Other Operating Expense0.000.000.000.000.000.00---
Operating Income1,413.561,326.721,105.291,078.14982.38393.22335.86462.94267.61
Interest Expense1,018.31935.93695.00654.58610.23146.5221.180.000.00
Unusual Expense0.000.000.000.000.000.000.00--
Net Income Before Taxes491.86456.33441.47403.83340.65275.76344.05484.83333.02
Income Taxes84.6077.1648.8972.7649.2959.6293.52138.2984.02
Consolidated Net Income407.26379.18392.58331.08291.37216.13250.53346.54249.00
Net Income From Continuing Operations407.26379.18392.58331.08291.37216.10250.41346.18248.69
Net Income407.26379.18392.58331.08291.37216.10250.41346.18248.69
EPS (Recurring)1.461.271.231.020.880.650.761.050.78
EPS (Basic, Before Extraordinaries)1.441.281.241.030.890.650.761.050.78
EPS (Diluted)1.421.271.231.020.890.650.761.050.78
EBITDA1,765.081,650.261,402.261,349.551,201.31535.65408.82495.48293.69
Non-Operating Income (Expense)96.6265.5431.18-19.73-31.4929.0629.3721.8965.42
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense15.8013.2421.8817.3716.2845.3315.7215.62-
Price To Earnings Ratio5.345.344.9412.5310.3738.5671.1630.6922.87
Price To Sales Ratio0.680.810.591.290.984.5614.477.955.37
Gross Margin51.1950.5847.6447.7850.3843.4843.2550.3947.06
Operating Margin37.7337.5432.5034.3433.4720.6025.9132.7224.12
Net Margin10.8710.7311.5410.559.9311.3219.3224.4722.42
Shares Outstanding275.65279.71303.82315.87324.28327.92328.85328.34327.29
Market Capitalization2,131.322,131.321,988.043,981.392,755.868,454.1418,031.3910,838.495,915.06

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue965.82909.77968.55902.19862.93805.63856.94848.36
Cost of Goods Sold Incl. D&A470.81443.61471.42442.60428.07406.17445.29445.24
Gross Profit495.02466.16497.12459.59434.87399.45411.65403.12
Selling, General and Administrative Excl. Other145.35126.52119.08113.38117.08111.32121.68133.75
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income349.67339.64378.04346.21317.78288.14289.97269.37
Interest Expense252.21254.95255.14256.02225.75201.41187.02173.89
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes124.08118.11132.87116.80108.7399.17109.00107.03
Income Taxes15.4214.3239.8215.0414.029.376.3811.25
Consolidated Net Income108.66103.7993.05101.7694.7089.79102.6195.78
Net Income From Continuing Operations108.66103.7993.05101.7694.7089.79102.6195.78
Net Income108.66103.7993.05101.7694.7089.79102.6195.78
EPS (Recurring)0.390.370.320.350.310.290.330.30
EPS (Basic, Before Extraordinaries)0.390.370.320.350.320.300.330.30
EPS (Diluted)0.390.370.320.350.320.290.330.30
EBITDA444.25427.51463.08430.25397.50363.21362.81343.85
Non-Operating Income (Expense)26.6133.439.9726.6116.7012.446.0411.55
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense4.654.506.030.623.253.364.945.25
Price To Earnings Ratio5.347.797.397.857.565.924.947.02
Price To Sales Ratio0.680.780.790.860.860.690.580.81
Gross Margin51.2551.2451.3350.9450.3949.5848.0447.52
Operating Margin36.2037.3339.0338.3736.8335.7733.8431.75
Net Margin11.2511.419.6111.2810.9711.1511.9711.29
Shares Outstanding275.65277.52279.71290.98291.87301.42303.82311.99
Market Capitalization2,131.322,915.643,145.203,220.783,061.462,423.131,988.042,734.35

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments1,226.17999.861,277.92555.40462.66504.39684.52712.9183.47
Short Term Receivables10,622.579,450.518,746.636,974.084,325.463,195.252,668.072,113.261,112.26
Inventories0.000.276.902.528.895.8615.4022.8518.57
Other Current Assets0.909.46------0.00
Total Current Assets11,849.6410,460.1010,031.467,532.004,797.013,705.493,367.992,849.021,214.30
Net Property, Plant & Equipment463.36416.38504.57472.28410.96347.0499.4317.313.28
Total Investments and Advances21.2112.8810.508.8110.034.591.780.390.26
Long-Term Note Receivable513.94370.26248.55144.7141.096.467.44--
Intangible Assets578.93473.68529.29408.88296.26216.32146.5678.8547.89
Deferred Tax Assets15.8715.5220.3518.8321.6816.04-0.0011.16
Other Assets136.0651.510.000.002.101.981.790.250.05
Total Assets13,579.0011,800.3211,344.728,585.515,579.144,297.933,624.992,945.821,276.95
Short Term Debt Incl. Current Port. of LT Debt6,354.124,755.552,381.751,916.63732.12112.590.000.000.00
Accounts Payable2,088.521,978.184,528.563,604.552,574.292,020.601,393.281,166.29968.35
Income Tax Payable1.220.610.920.785.721.220.182.3710.69
Other Current Liabilities276.07184.66177.03110.9599.5393.9471.4948.9821.52
Total Current Liabilities8,719.936,918.997,088.265,632.913,411.662,228.351,464.951,217.641,000.56
Long Term Debt1,740.921,858.911,009.58366.4123.1748.770.000.000.00
Provision for Risks Charges22.1411.521.182.722.502.260.000.00-
Deferred Tax Liabilities327.32289.80377.16296.27249.87218.05156.8531.8912.91
Other Liabilities97.10346.75142.7744.266.454.7610.760.001.08
Total Liabilities10,907.429,425.978,618.956,342.573,693.652,502.191,632.561,249.541,014.55
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,671.582,374.352,725.772,242.931,885.491,793.411,986.871,690.14261.34
Total Shareholders Equity2,671.582,374.352,725.772,242.931,885.491,793.411,986.871,690.14261.34
Accumulated Minority Interest0.000.000.000.000.002.335.566.141.05
Total Equity2,671.582,374.352,725.772,242.931,885.491,795.751,992.431,696.28262.40
Total Liabilities & Stockholders Equity13,579.0011,800.3211,344.728,585.515,579.144,297.933,624.992,945.821,276.95
Book Value Per Share9.557.818.636.925.755.456.055.160.83
Tangible Book Value Per Share7.486.266.955.664.854.805.604.920.68
Full-Time Employees-10,1218,6138,9528,3875,8363,3991,8071,068
Price to Book Ratio0.730.711.491.294.3910.055.443.493.68
Return on Assets2.993.393.324.114.386.3210.5411.7814.96
Return on Equity15.0315.3913.3314.1211.7513.2518.8325.4966.07
Return on Invested Capital8.599.278.8611.1711.3213.5917.4214.7157.38
Quick Ratio1.361.511.411.341.401.662.292.321.20
Current Ratio1.361.511.421.341.411.662.302.341.21

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income508.44456.33441.47403.83340.65275.76344.05484.83333.02
Depreciation363.84323.54296.97271.41218.93142.4372.9632.5426.08
Other Funds (Non Cash)1,262.391,098.85668.63821.87890.77447.80110.92160.02150.56
Funds from Operations2,134.681,878.731,407.071,497.121,450.36865.99527.93677.38509.67
Extraordinary Item0.000.000.000.000.000.000.000.00-
Changes in Working Capital-2,137.28-1,408.78-1,940.31-698.27-774.20-699.58-110.60-555.80-991.91
Income Taxes Payable-27.77-29.64-17.7025.485.00-2.13-6.68-0.378.69
Cash from Operating Activities-2.61469.94-533.24798.85676.16166.42417.33121.58-482.24
Capital Expenditures-428.71-407.55-430.47-398.08-413.67-324.64-396.76-175.78-69.36
Net Assets From Acquisitions0.000.000.00-6.270.00-10.21-69.00-8.61-1.97
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.005.66
Purchase or Sale of Investments-43.74-4.1191.00-136.96-9.3260.09102.88-281.2957.74
Purchase of Investments-30.36-4.110.00-136.96-9.320.000.00-281.290.00
Sale Or Maturity of Investments-13.380.0091.000.000.0060.09102.880.0057.74
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00-
Cash from Investing Activities-472.44-411.65-339.47-541.31-422.99-274.76-362.88-465.67-7.93
Cash Dividends Paid-178.64-110.450.000.000.000.000.000.000.00
Change in Capital Stock-198.38-238.10-145.51-79.96-56.43-47.81-8.68-0.441,279.54
Repurchase of Common Pref Stock-198.38-238.10-145.51-79.96-56.43-47.81-8.68-0.44-10.81
Sale of Common Pref Stock0.000.000.000.000.000.000.000.001,290.35
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.001,290.35
Issuance or Reduction of Debt, Net-281.961,020.8140.04-186.49187.560.000.000.00
Change in Long Term Debt------0.000.000.00
Issuance of Long Term Debt------0.000.000.00
Reduction of Long Term Debt------0.000.000.00
Net Financing Active Other Cash Flow-40.49-10.84-3.620.000.000.000.000.00-51.92
Other Financing Activities Uses-40.49-10.84-3.620.000.000.000.000.00-51.92
Cash from Financing Activities234.29-80.94868.22-43.32-246.44136.94-8.68-0.441,227.61
Net Change in Cash-240.76-22.65-4.49214.216.7328.5945.77-344.53737.44
Free Cash Flow-188.04283.78-743.20608.34463.93-13.76122.1238.35-499.08
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow-16.57-6.646.20-153.62293.29-
Deferred Taxes & Investment Tax Credit-0.000.000.000.000.000.000.00-

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments1,172.451,292.251,226.171,121.791,099.75984.70
Short Term Receivables11,556.4111,244.9610,622.5710,743.9010,299.209,565.01
Inventories0.000.000.000.190.180.15
Other Current Assets0.660.000.90--0.14
Total Current Assets12,729.5212,537.2211,849.6411,865.8711,399.1210,550.00
Net Property, Plant & Equipment493.73490.37463.36486.11479.52464.27
Total Investments and Advances28.2024.6521.2121.0316.5314.15
Intangible Assets626.19617.73578.93576.58559.17523.31
Deferred Tax Assets17.8218.0515.8714.1114.7214.86
Other Assets107.0993.08136.06130.57124.4786.88
Total Assets14,624.8514,397.3713,579.0013,573.2913,044.1912,070.89
Short Term Debt Incl. Current Port. of LT Debt5,967.196,502.056,354.126,133.705,830.874,853.41
Accounts Payable1,986.101,991.712,088.521,963.361,954.791,887.02
Income Tax Payable3.525.131.221.902.483.59
Other Current Liabilities253.64296.45276.07257.18221.72178.02
Total Current Liabilities8,210.448,795.338,719.938,356.148,009.866,922.04
Long Term Debt3,047.162,355.631,740.921,951.351,853.462,048.33
Provision for Risks Charges32.7826.6222.1416.3912.8710.25
Deferred Tax Liabilities329.65334.28327.32305.90294.52292.21
Other Liabilities103.72104.6397.10147.94201.43189.16
Total Liabilities11,723.7611,616.4910,907.4210,777.7210,372.139,462.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,901.082,780.882,671.582,795.582,672.062,608.90
Total Shareholders Equity2,901.082,780.882,671.582,795.582,672.062,608.90
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,901.082,780.882,671.582,795.582,672.062,608.90
Total Liabilities & Stockholders Equity14,624.8514,397.3713,579.0013,573.2913,044.1912,070.89
Book Value Per Share10.5210.029.559.619.158.66
Tangible Book Value Per Share8.257.797.487.637.246.92
Price to Book Ratio0.731.050.991.071.070.86
Return on Assets2.942.972.993.003.063.22
Return on Equity14.6214.5915.0314.2814.5914.36
Return on Invested Capital1.832.022.112.142.091.93
Quick Ratio1.551.431.361.421.421.52
Current Ratio1.551.431.361.421.421.52

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Net Income128.82118.11136.23125.29111.8899.17
Depreciation98.1187.8787.5090.3682.1175.07
Other Funds (Non Cash)301.18310.41282.31368.50284.90202.20
Funds from Operations528.11516.39506.04584.14478.89376.44
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-497.68-427.05-1,053.51-159.04-77.84-168.46
Income Taxes Payable-15.53-17.034.390.40-17.40-18.08
Cash from Operating Activities30.4389.34-547.47425.10401.04207.98
Capital Expenditures-106.79-107.66-111.81-102.45-96.87-110.91
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-26.430.33-20.933.3039.55-26.16
Purchase of Investments-26.110.00-4.250.0026.16-26.16
Sale Or Maturity of Investments-0.330.33-16.683.3013.380.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-133.23-107.33-132.74-99.15-57.32-137.07
Cash Dividends Paid-73.19-32.72-35.24-37.49-41.650.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-20.83-53.81-109.99-13.74-83.79-39.03
Repurchase of Common Pref Stock-20.83-53.81-109.99-13.74-83.79-39.03
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net48.74102.13-2.02-212.28-186.52-26.50
Net Financing Active Other Cash Flow-7.38-21.88-6.08-5.140.000.00
Other Financing Activities Uses-7.38-21.88-6.08-5.140.000.00
Cash from Financing Activities-53.86-7.28565.06-269.63-312.86-66.38
Net Change in Cash-156.65-25.27-115.1556.3130.864.52
Free Cash Flow-16.4842.64-590.96376.76358.60149.47
Price to Free Cash Flow-70.9515.593.679.28-

Revenue breakdown

Services-Computer Processing & Data Preparation2024: 3.49B 2025: 3.65B
Cayman Islands2024: 3.49B 2025: 3.65B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3016.01%24.0M150.0M3.79M
2026-10-1512.75%19.1M150.0M3.37M
2026-09-3011.59%17.3M149.6M2.93M
2026-09-1512.96%19.4M149.6M2.99M
2026-08-3112.45%18.6M149.6M2.96M
2026-08-1412.76%19.1M149.6M3.21M
2026-07-3112.30%18.4M149.6M3.34M
2026-07-1513.86%20.7M149.5M3.44M
2026-06-3013.02%19.5M149.4M3.59M
2026-06-1512.43%18.6M149.4M3.41M
2026-05-2911.83%17.8M150.0M3.89M
2026-05-1514.00%20.6M147.1M3.88M
2026-04-3014.55%23.2M159.7M3.95M
2026-04-1515.00%24.0M159.7M4.18M
2026-03-3112.70%21.5M169.6M4.11M
2026-03-1310.98%18.6M169.6M4.17M
2026-02-2710.96%18.6M169.6M3.96M
2026-02-1310.21%17.3M169.6M4.38M
2026-01-3011.75%19.9M169.8M4.35M
2026-01-158.96%18.7M208.2M4.24M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.005.206.205.759.4173.000.000.971-0.0200.001
call3.004.205.206.206.7530.000.000.959-0.0200.001
call4.003.204.205.205.0370.000.000.944-0.0190.001
call5.002.352.852.862.4623.003.000.923-0.0170.002
call6.001.402.152.852.5482.000.000.827-0.0290.003
call7.000.651.100.801.49929.000.000.722-0.0230.004
call8.000.200.300.300.7681,1130.000.400-0.0200.005
call9.000.000.150.191.0894830.000.210-0.0200.004
call10.000.000.250.051.4892,2430.000.167-0.0240.003
call11.000.000.150.031.7913,8500.000.145-0.0260.003
call12.000.000.300.022.1032,9340.000.130-0.0280.003
call13.000.000.300.082.3532040.000.120-0.0300.003
call14.000.000.300.162.57645.000.000.112-0.0310.002
call15.000.000.300.012.7782,4310.000.107-0.0330.002
call16.000.000.300.372.96224.000.000.102-0.0340.002
call17.000.000.300.383.1324.000.000.098-0.0350.002
call18.000.000.300.203.2882.000.000.095-0.0350.002
call20.000.000.300.353.5702.000.000.089-0.0370.002
put2.000.000.150.005.5180.000.00-0.026-0.0220.001
put3.000.000.300.003.9630.000.00-0.038-0.0210.001
put4.000.000.300.052.8888.000.00-0.054-0.0200.001
put5.000.000.100.092.05213.000.00-0.075-0.0190.002
put6.000.000.250.131.87521.000.00-0.170-0.0310.003
put7.000.050.250.061.0801536.00-0.276-0.0240.004
put8.000.300.650.490.9111,65610.00-0.598-0.0210.005
put9.001.101.601.321.3941,9862.00-0.788-0.0210.004
put10.002.052.652.241.9615,15623.00-0.830-0.0250.003
put11.002.803.803.352.70734.000.00-0.853-0.0270.003
put12.003.804.903.703.2800.000.00-0.867-0.0290.003
put13.004.805.902.143.5790.000.00-0.878-0.0310.003
put14.005.806.903.123.8463.000.00-0.885-0.0320.002
put15.006.807.900.004.0850.000.00-0.891-0.0330.002
put16.007.808.804.904.0430.000.00-0.896-0.0340.002
put17.008.809.906.604.5041.000.00-0.900-0.0350.002
put18.009.8010.900.004.6880.000.00-0.903-0.0350.002
put20.0011.8012.800.004.7470.000.00-0.908-0.0370.002

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-264Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-214Statement of changes in beneficial ownership of securities2026-10-19SEC
2026-10-204Statement of changes in beneficial ownership of securities2026-10-16SEC
2026-10-134Statement of changes in beneficial ownership of securities2026-10-09SEC
2026-10-09144Filing for proposed sale of securities under Rule 144.SEC
2026-10-094Statement of changes in beneficial ownership of securities2026-10-07SEC
2026-10-07144Filing for proposed sale of securities under Rule 144.SEC
2026-09-016-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-01SEC
2026-08-216-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-08-21SEC
2026-08-116-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-08-11SEC
2026-08-116-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-08-11SEC
2026-08-116-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-08-11SEC
2026-07-29SCHEDULE 13GSEC
2026-07-234Statement of changes in beneficial ownership of securities2026-07-20SEC
2026-07-164Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-07-14144Filing for proposed sale of securities under Rule 144.SEC
2026-06-0420-F/A2025-12-31SEC
2026-05-296-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-05-29SEC
2026-05-126-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-05-12SEC
2026-05-126-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-05-12SEC
2026-04-296-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-04-29SEC
2026-04-2920-FRegistration statement under Section 12 of the Securities Exchange Act of 1934 or an annual or transition report filed under Section 13(a) or 15(d) of the Exchange Act for a foreign private issuer.2025-12-31SEC
2026-04-214Statement of changes in beneficial ownership of securities2026-04-17SEC
2026-04-17144Filing for proposed sale of securities under Rule 144.SEC
2026-04-106-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-04-10SEC
2026-04-093Initial statement of beneficial ownership of securities2026-03-18SEC
2026-03-314Statement of changes in beneficial ownership of securities2026-03-27SEC
2026-03-313Initial statement of beneficial ownership of securities2026-03-18SEC
2026-03-243Initial statement of beneficial ownership of securities2026-03-18SEC
2026-03-193/A2026-03-18SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-10006.03M8
2026-090000
2026-080000
2026-07001.15M5
2026-060000
2026-050000
2026-04002.25M1
2026-034.97M100
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.5.80%
Robeco Institutional Asset Management B.V.4.62%
Point72 Asset Management, L.P.2.47%
ACADIAN ASSET MANAGEMENT LLC2.27%
Polunin Capital Partners Ltd2.21%
Artemis Investment Management LLP2.20%
STATE STREET CORP1.59%
LSV ASSET MANAGEMENT1.22%
CAUSEWAY CAPITAL MANAGEMENT LLC1.13%
GEODE CAPITAL MANAGEMENT, LLC1.07%

Funds

Fund% owned
iShares Russell 2000 ETF1.54%
Fidelity Small Cap Index Fund0.66%
iShares Core MSCI Emerging Markets ETF0.63%
iShares Russell 2000 Value ETF0.57%
Principal U.S. Small-Cap ETF0.39%
VANGUARD RUSSELL 2000 INDEX FUND0.34%
Nuveen Quant Small Cap Equity Fund0.34%
Columbia Small Cap Value Discovery Fund0.33%
Avantis Emerging Markets Equity ETF0.33%
Old Westbury Small & Mid Cap Strategies Fund0.32%

OakChart. PAGS. Cached 15 minutes.