OakChart

Banco Santander (Brasil) SA ADR

BSBRFinancial·Banks - Regional·Brazil·Large·NYSE·Nov 11 • 3:59 PM ET

4.90-0.04 (-0.81%)
2026-11-12 04:08 CET
Market cap
18,344.87 USD m
Revenue, TTM
- USD m
Net income, TTM
2,449.93 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
0.33
P/E
14.98
Compare

Price

BSBR against its 20, 50 and 200-day averages
2050200miss
4.505.005.506.007.9M15.8MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26BSBRclose 4.9020-day 5.0050-day 5.48200-day 5.744.9052w low

33.1% under the 52-week high of 7.32 on 29 Jan 2026. 52-week low 4.38 on 30 Oct 2026. Last 15 sessions, 27.6% high to low

Volume 0.45× normal · the line is the 50-bar volume average

Profile

BSBR
52-week range, 18% of the way up
4.387.32

Banco Santander SA is a banking services company, which engages in the provision of banking services to individuals, companies, and institutions. It operates through the following segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, Payments, and Corporate Centre. The Retail & Commercial Banking segment integrates the retail banking business for individuals and commercial banking. The Digital Consumer Bank segment includes Santander Consumer Finance, which incorporates the entire consumer finance business in Europe, Openbank, Open Digital Services (ODS), and SBNA Consumer. The Corporate & Investment Banking segment includes markets, investment banking, finance, and global transactional banking; offers products and services on a global scale to corporate and institutional customers; and collaborates with other global businesses to better serve a broad customer base. The Wealth Management & Insurance segment includes the corporate unit of private banking and international private banking in Miami and Switzerland, the asset management business, the insurance business, and the unit that manages the investment platforms and stakes that complement wealth's traditional business. The Payments segment is involved in digital payment solutions, providing global technology solutions for banks and new customers in the open market. The Corporate Center segment includes centralized activities relating to equity stakes in financial companies and the financial management of the structural exchange rate position. The company was founded on March 21, 1857 and is headquartered in Madrid, Spain.

Employees49661
IPOOct 07, 2009
Beta0.50
ATR, 14d0.18
Rel volume0.45
Short float0.19%
Insider own0.00%
Inst own1.09%

Snapshot

6 groups

Valuation

Index-
Market Cap18.34B
Enterprise Value-
Income2.45B
Sales37.07B
Book/sh2.21
Cash/sh-
Dividend Est.0.38 (7.69%)
Dividend TTM0.40 (8.10%)
Dividend Ex-DateOct 22, 2026
Dividend Gr. 3/5Y-16.21% 7.39%
Payout65.04%
Employees49661
IPOOct 07, 2009

Ratios

P/E14.98
Forward P/E5.96
PEG1.36
P/S0.49
P/B2.22
P/C-
P/FCF-
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.98
Debt/Eq3.44
LT Debt/Eq2.73
Option/ShortYes / Yes

Earnings

EPS (ttm)0.33
EPS next Y0.82
EPS next Q0.19
EPS this Y-15.05%
EPS next Y16.18%
EPS next 5Y4.38%
EPS past 3/5Y-6.31% -2.57%
Sales past 3/5Y7.57% 19.46%
EPS Y/Y TTM16.65%
Sales Y/Y TTM18.27%
EPS Q/Q-22.98%
Sales Q/Q6.89%
EarningsOct 29 BMO
EPS/Sales Surpr.-57.63% -5.05%

Ownership

Insider Own0.00%
Insider Trans-
Inst Own1.09%
Inst Trans0.26%
ROA1.00%
ROE10.20%
ROIC2.65%
Gross Margin-
Oper. Margin8.43%
Profit Margin6.61%
SMA20-2.07%
SMA50-10.57%
SMA200-14.64%
Trades-

Technical

Shs Outstand3.74B
Shs Float3.74B
Short Float0.19%
Short Ratio1.64
Short Interest7.03M
52W High7.32 -33.06%
52W Low4.38 11.87%
Volatility2.05% 2.71%
ATR (14)0.18
RSI (14)44.15
Beta0.50
Rel Volume0.45
Avg Volume4.29M
Volume1,936,898

Performance

Perf Week2.94%
Perf Month-14.78%
Perf Quarter-15.08%
Perf Half Y-9.43%
Perf YTD-19.42%
Perf Year-21.85%
Perf 3Y-11.22%
Perf 5Y-7.09%
Perf 10Y0.06%
Recom2.50
Target Price6.22
Prev Close4.94
Price4.90
Change %-0.81%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 15, 2026DowngradeHHSBC SecuritiesBuy → Hold$6.20+26.5%
Aug 24, 2026DowngradeUUBSBuy → Neutral
Jul 30, 2026DowngradeJJP MorganOverweight → Neutral$6+22.4%
Jun 11, 2025UpgradeUUBSNeutral → Buy
Feb 12, 2025UpgradeGGoldmanSell → Neutral$4.20 → $4.70-4.1%
Dec 10, 2024DowngradeBBofA SecuritiesBuy → Neutral
Nov 25, 2024UpgradeJJP MorganNeutral → Overweight$7 → $6+22.4%
May 06, 2024UpgradeBBofA SecuritiesNeutral → Buy
Oct 16, 2023InitiatedJJefferiesHold$5.70+16.3%
Nov 15, 2022DowngradeBBarclaysEqual Weight → Underweight$6 → $5+2.0%

Peers

Mkt cap
TickerCompanyMkt cap
BBDBanco Bradesco SA ADR14.34B
ITUBItau Unibanco Holding SA ADR40.80B
NUNu Holdings Ltd59.51B
INTRInter & Co Inc1.77B
BSACBanco Santander Chile SA ADR15.28B
BAPCredicorp Ltd29.28B
BCHBanco de Chile ADR19.81B
AGBKAGI Inc862.02M
XPXP Inc7.95B
BBVABanco Bilbao Vizcaya Argentaria SA ADR142.84B

Insider trading

latest 14 of 37
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Viani Ede IlsonVP Exec OfficerSep 22 '26Sale5.7950,000289,500300,203Sep 29 05:06 PM
Cabral Leonardo MendesOfficer w/o Specific DesigSep 24 '26Sale5.6820,000113,600112,571Sep 28 06:57 PM
Saes EdmilsonVP Exec OfficerSep 22 '26Sale5.7950,000289,500300,203Sep 28 06:55 PM
Ishii Michele SoaresOfficer w/o Specific DesigSep 24 '26Sale5.678004,53613,303Sep 28 06:53 PM
Ferro Denis JuniorOfficer w/o Specific DesigSep 03 '26Sale5.953,20319,05826,803Sep 08 05:40 PM
da Silva Marcos Jose MaiaOfficer w/o Specific DesigAug 28 '26Buy5.7679455455Sep 01 05:10 PM
Janikian Cezar AugustoVP Exec OfficerAug 27 '26Sale5.726,60037,75247,007Aug 28 05:06 PM
Fasoli Franco LuigiOfficer w/o Specific DesigAug 27 '26Sale5.755,14329,57261,593Aug 28 05:03 PM
Gschliffner RudolfOfficer w/o Specific DesigAug 25 '26Sale5.7311,50765,93533,192Aug 27 05:08 PM
Fasoli Franco LuigiOfficer w/o Specific DesigAug 25 '26Sale5.7613,70778,95266,736Aug 27 05:06 PM
Garrido Eduardo AlvarezOfficer w/o Specific DesigAug 13 '26Sale5.714102,34124,291Aug 18 05:09 PM
Fasoli Franco LuigiOfficer w/o Specific DesigAug 13 '26Sale5.7124,600140,46680,443Aug 18 05:06 PM
Vergara NicolasOfficer w/o Specific DesigAug 11 '26Sale5.7417,800102,17229,138Aug 13 05:11 PM
Lima Paulo Fernando AlvesOfficer w/o Specific DesigAug 11 '26Sale5.7443,876251,84835,189Aug 13 05:09 PM

Held by

AUM
TickerCompanyAUM
VWOVanguard FTSE Emerging Markets ETFAUM: 119.40B
AVEMAvantis Emerging Markets Equity ETFAUM: 26.77B
BFLXiShares Flexible Equity Active ETFAUM: 2.15B
APIEActivePassive International Equity ETFAUM: 1.13B
DFEMDimensional Emerging Markets Core Equity 2 ETFAUM: 8.86B
DFEVDimensional Emerging Markets Value ETFAUM: 2.12B
DEXCDimensional Emerging Markets ex China Core Equity ETFAUM: 260.57M
DFAEDimensional Emerging Core Equity Market ETFAUM: 9.14B
DFSEDimensional Emerging Markets Sustainability Core 1 ETFAUM: 582.80M
AVXCAvantis Emerging Markets ex-China Equity ETFAUM: 426.31M

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-290.0710.1690.0713,7773,9783
2026Q22026-07-290.1580.1950.0764,0244,1745
2026Q12026-04-290.1960.2090.0824,2524,2876
2025Q42026-02-040.2120.2040.0974,0164,0726
2025Q32025-10-290.2010.1790.0943,8833,9246
2025Q22025-07-300.1800.1780.0453,6763,8576
2025Q12025-04-300.1840.1730.0713,7203,6935
2024Q42025-02-050.1760.1680.0703,7043,4976
2024Q32024-10-290.1660.1680.0883,5913,6986
2024Q22024-07-250.1580.1560.0933,5333,5825
2024Q12024-04-300.1520.1450.0823,7963,8534
2023Q42024-02-050.1170.1550.0553,9543,9455
2023Q32023-10-250.1490.1420.0763,2793,7285
2023Q22023-07-260.1240.1420.0433,1383,8047
2023Q12023-04-260.1150.1040.0793,6753,2738
2022Q42023-02-020.1120.1390.0743,5483,4897

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.7340.7270.37215,74816,175
2018FY0.8220.8370.46015,05515,527
2019FY0.7000.9020.55712,55115,341
2020FY0.6440.6240.34912,00112,126
2021FY0.8640.7970.38518,69813,519
2022FY0.6800.7130.37214,06613,836
2023FY0.4920.5380.25415,03814,666
2024FY0.6430.6240.33214,07313,652
2025FY0.8240.7870.83215,90515,621
2026FY-0.707--15,984
2027FY-0.822--17,270
2028FY-0.947--18,470

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-292114,1793,9564,401
2026Q4S2026-10-282114,1793,9564,401
2026Q4S2026-10-202204,3714,3414,401
2026Q4S2026-10-082204,3844,3414,427
2026Q4S2026-10-072204,3524,2764,427
2026Q4S2026-10-053214,3714,2764,427
2026Q4S2026-08-213124,3274,2764,409
2026Q4S2026-07-303124,3524,2764,486
2026Q4S2026-07-293034,3334,2204,486
2026Q4S2026-07-143034,4984,4034,604
2026Q4S2026-07-103024,5144,4034,653
2026Q4S2026-07-063024,5454,4034,653
2026Q4S2026-07-013014,6074,5794,653
2026Q4S2026-06-283114,6074,5794,653

Estimate history

EPS, annual0.3720.460.5570.3490.3850.3720.2540.3320.3060.3272
Period201720182019202020212022202320242025TTM
EPS, quarterly0.0880.070.0710.0450.0940.0970.0820.0760.072
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual28133.15922703.2823677.03413914.27518607.23627197.07931269.40130415.21933849.2237071.69
Period201720182019202020212022202320242025TTM
Sales, quarterly7523.6977098.5047704.6557885.1658657.659152.1399104.2849561.529253.745
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual3743.4213735.9493732.5643730.4373733.5113718.1043722.0733729.8143735.63743.847
Period201720182019202020212022202320242025MRQ
Shares, quarterly3730.2353729.8143749.2663749.2663735.5313735.63749.2663749.2663743.847
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income31,880.2329,101.0725,462.5225,687.2822,318.3014,469.0012,176.5618,470.0919,284.94
Total Interest Expense20,976.5918,769.5014,933.3516,296.4213,112.934,942.173,554.027,229.847,810.42
Net Interest Income10,903.6510,331.5810,529.179,390.869,205.369,526.838,622.5411,240.2511,474.51
Loan Loss Provision5,324.685,287.495,283.685,607.364,807.573,171.273,383.023,389.293,088.90
Net Interest Income After Loan Loss Provision5,578.975,044.085,245.493,783.504,397.806,355.565,239.527,850.978,385.62
Non-Interest Income5,191.464,748.154,952.705,582.124,878.784,138.231,737.715,206.943,418.34
Non-Interest Expense7,645.466,835.396,676.087,001.765,519.115,914.375,128.337,421.417,374.35
Operating Income3,124.962,956.843,522.122,363.863,757.474,579.431,848.895,636.504,429.61
Unusual Expense69.2971.0546.8450.0931.2630.7316.4633.32139.02
Net Income Before Taxes3,078.702,912.373,501.662,338.883,751.674,559.921,851.775,608.374,333.32
Income Taxes673.51673.711,071.51485.061,013.701,703.24-734.131,430.18850.55
Consolidated Net Income2,494.802,320.692,488.201,901.712,776.542,883.402,607.664,216.093,500.81
Net Income From Continuing Operations2,449.932,285.062,479.251,891.802,766.402,877.602,601.424,159.183,441.34
Net Income2,449.932,285.062,479.251,891.802,766.402,877.602,601.424,159.183,441.34
EPS (Recurring)0.330.310.340.260.370.390.350.560.47
EPS (Basic, Before Extraordinaries)0.330.310.330.250.370.390.350.560.46
EPS (Diluted)0.330.310.330.250.370.390.350.560.46
Non-Operating Income (Expense)23.0326.5826.3825.1125.4611.2219.335.1942.74
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-25.0236.0021.635.102.942.4814.7611.91
Price To Earnings Ratio14.9814.98-------
Price To Sales Ratio1.131.350.961.561.472.164.643.823.66
Operating Margin8.438.7411.587.5613.8224.6113.2923.8119.51
Net Margin6.616.758.156.0510.1715.4618.7017.5715.16
Shares Outstanding3,743.853,735.603,729.813,722.073,718.103,733.513,730.443,732.563,735.95
Market Capitalization18,344.8718,344.8714,357.4823,998.6119,744.3518,891.4628,420.4939,932.4435,782.20

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income7,385.348,520.758,075.527,898.627,437.487,174.676,631.046,275.54
Total Interest Expense5,235.815,390.345,008.255,342.194,845.894,536.224,091.193,628.88
Net Interest Income2,149.543,130.413,067.272,556.432,591.592,638.452,539.852,646.66
Loan Loss Provision1,475.431,414.961,390.481,043.811,196.671,786.151,242.261,311.16
Net Interest Income After Loan Loss Provision674.111,715.441,676.791,512.631,394.92852.301,297.581,335.50
Non-Interest Income1,868.401,040.771,028.771,253.521,220.17710.491,073.62822.97
Non-Interest Expense1,867.922,111.851,832.811,832.881,708.641,226.761,588.531,465.10
Operating Income674.59644.36872.75933.26906.44336.04782.67693.37
Unusual Expense39.09-2.846.7626.2714.1815.3215.5810.59
Net Income Before Taxes643.75653.59872.36909.01910.89329.95775.19688.42
Income Taxes113.1385.35271.78203.25220.61-0.53251.08179.45
Consolidated Net Income553.29586.29624.31730.90712.53350.74538.93525.86
Net Income From Continuing Operations541.98572.65612.22723.07702.58340.18531.61523.96
Net Income541.98572.65612.22723.07702.58340.18531.61523.96
EPS (Recurring)0.080.080.080.100.100.050.070.07
EPS (Basic, Before Extraordinaries)0.070.080.080.100.090.050.070.07
EPS (Diluted)0.070.080.080.100.090.050.070.07
Non-Operating Income (Expense)8.256.396.372.0218.639.248.105.63
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio14.9816.8219.3121.4320.0516.6613.91-
Price To Sales Ratio1.131.081.281.371.331.351.190.97
Operating Margin7.296.749.5910.2010.474.2610.169.77
Net Margin5.865.996.727.908.124.316.907.38
Shares Outstanding3,743.853,749.273,749.273,735.603,735.533,749.273,749.273,729.81
Market Capitalization18,344.8720,007.7922,071.1022,467.7120,555.3420,040.2717,293.1214,357.48

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks36,859.7133,164.3639,935.4128,342.165,815.8014,921.1712,114.9018,643.2020,486.65
Investments63,939.2952,990.5957,054.4143,094.3245,767.4151,178.7248,759.8950,419.0550,761.86
Net Loans109,584.6596,517.00112,550.8397,206.3199,615.1696,673.12108,365.5598,249.18101,663.09
Investment in Unconsolidated Affiliates641.83589.23331.39327.21221.30210.81266.18271.77261.24
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment920.87974.761,458.661,551.351,576.981,836.112,431.691,700.051,962.52
Interest Receivables0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets9,280.507,805.938,439.177,072.456,757.687,312.337,531.037,141.997,469.80
Other Intangible Assets10,540.928,480.449,901.739,053.457,428.508,107.5310,014.8110,342.4812,053.73
Total Assets231,767.77200,522.32229,671.60186,647.25167,182.84180,239.78189,484.04186,767.72194,658.90
Total Deposits94,304.8697,941.5499,878.8380,822.2069,649.3070,788.5069,110.5266,027.0761,785.90
Total Debt86,795.8464,183.0287,569.8069,806.9265,017.4365,380.4573,885.5875,685.1882,581.38
Long Term Debt66,694.0855,093.0951,561.7439,384.5937,443.8136,732.1546,810.0642,555.2945,807.27
Provision for Risks Charges2,209.991,821.932,437.871,790.982,140.782,722.444,138.853,859.034,298.19
Deferred Tax Liabilities837.47920.94761.58689.81399.50875.321,377.40782.14752.62
Other Liabilities24,524.9316,258.6315,378.8412,574.2010,949.8920,048.3816,806.5416,781.3418,986.66
Total Liabilities208,673.08181,126.07206,026.93165,684.10148,156.89159,815.10165,318.89163,134.76168,404.76
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity22,842.9319,341.9523,561.6420,868.9518,965.9120,364.4424,026.3023,480.0726,122.43
Total Shareholders Equity22,842.9319,341.9523,561.6420,868.9518,965.9120,364.4424,026.3023,480.0726,122.43
Accumulated Minority Interest251.7754.3083.0394.2060.0360.24138.86152.90131.71
Total Equity23,094.6919,396.2523,644.6720,963.1519,025.9420,424.6824,165.1523,632.9626,254.14
Total Liabilities & Stockholders Equity231,767.77200,522.32229,671.60186,647.25167,182.84180,239.78189,484.04186,767.72194,658.90
Book Value Per Share2.041.732.111.871.691.822.152.096.98
Tangible Book Value Per Share4.493.764.544.003.603.874.404.214.55
Tier 1 Capital17,254.1413,849.9516,728.2414,383.9613,818.6514,934.2616,526.6315,861.8916,998.58
Tier 2 Capital3,744.922,507.092,808.842,483.032,260.561,261.881,263.781,260.961,281.37
Full-Time Employees49,66155,64655,61152,60348,83444,59947,81948,01247,000
Price to Book Ratio2.221.993.182.922.994.194.984.584.67
Return on Assets1.061.150.911.561.661.412.211.801.44
Return on Equity10.8311.568.5213.8914.6311.7217.5113.8810.70
Return on Invested Capital2.553.332.524.595.104.565.875.217.25
Current Ratio0.661.510.600.770.320.470.400.490.48

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations3,669.343,526.211,723.561,907.2311,297.89-2,302.67-893.306,541.486,379.46
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-3,917.108,031.434,407.663,292.73424.94-5,791.4311,469.45903.582,876.39
Cash from Operating Activities-247.7611,557.646,131.225,199.9611,722.82-8,094.1010,576.157,445.059,255.85
Capital Expenditures-700.84-833.91-616.15-792.42-647.53-494.00-388.84-887.19-823.38
Net Assets From Acquisitions--1.34-21.18-1.01-89.12-2.55-2.63-0.19-30.42
Sale of Fixed Assets and Businesses--61.8523.4928.766.969.137.5833.37
Purchase or Sale of Investments-2,407.91-2,107.20-11,139.92-18,430.15-7,845.6219,534.07-19,021.863,779.28-7,709.27
Purchase of Investments-2,320.87-5,464.13-11,139.92-18,430.15-16,722.38-68.65-19,023.19-2,243.44-8,200.48
Sale Or Maturity of Investments-87.033,356.940.000.008,876.7619,602.721.336,022.72491.22
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources285.86199.42131.97120.61150.57104.37294.53205.08154.15
Cash from Investing Activities-6,923.81-9,445.17-34,754.81-27,462.13-17,375.073,178.46-34,940.22-12,222.47-24,588.14
Cash Dividends Paid-879.30-1,162.82-1,042.25-1,091.20-1,431.51-1,835.99-1,993.04-1,762.78-1,661.82
Change in Capital Stock45.6929.5641.1922.53-98.0314.51-21.37-55.692,471.22
Repurchase of Common Pref Stock0.000.000.000.00-98.030.00-21.37-55.69-85.42
Sale of Common Pref Stock45.6929.5641.1922.530.0014.510.000.002,556.63
Proceedsfrom Stock Options45.6929.5641.1922.530.0014.510.000.002,556.63
Issuance or Reduction of Debt, Net-19,864.541,956.051,219.0415,096.4011,730.6018,862.4011,641.3010,933.90-579.82
Change in Long Term Debt-1,956.051,219.0415,096.4511,730.6518,862.4111,641.2910,933.87-430.88
Issuance of Long Term Debt-16,264.807,347.4715,096.4511,730.6518,862.4111,641.2913,439.8821,149.29
Reduction of Long Term Debt--14,308.75-6,128.430.000.00-0.00-2,506.01-21,580.17
Net Financing Active Other Cash Flow-1,355.760.000.00-12,693.19-7,581.47-16,997.32-16,071.79-15,695.450.00
Other Financing Activities Uses-34,068.160.000.00-12,693.19-7,581.47-18,016.56-16,071.79-15,695.450.00
Cash from Financing Activities16,129.99-1,025.6724,502.4530,240.828,923.925,698.0425,721.753,803.6216,047.30
Exchange Rate Effect-----0.000.00-0.030.00
Net Change in Cash8,958.551,086.81-4,121.147,978.653,271.67782.391,357.68-973.82715.01
Free Cash Flow-11,300.865,972.624,910.5011,504.77-8,309.5810,336.546,957.128,874.51
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow-4.505.9212.783.98-7.7317.4311.54
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks51,736.1942,630.9145,886.2536,859.7125,082.4841,048.20
Investments62,331.1763,106.0663,775.2563,939.2965,147.4059,432.09
Net Loans116,146.00119,741.25114,958.74109,584.65125,280.93105,055.00
Investment in Unconsolidated Affiliates686.42678.97691.23641.83683.50651.20
Net Property, Plant & Equipment1,135.351,108.41964.23920.87986.831,046.51
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets10,681.9310,341.029,847.659,280.509,295.649,035.85
Other Intangible Assets11,787.0711,730.9711,650.9210,540.9210,751.3510,987.96
Total Assets254,504.13249,337.59247,774.27231,767.77237,228.12227,256.81
Total Deposits104,875.56120,051.16114,678.8494,304.86113,176.89107,591.72
Total Debt85,437.9483,155.9279,649.9886,795.8460,067.0160,691.75
Long Term Debt67,647.9083,155.9279,649.9866,694.0859,914.5360,691.75
Provision for Risks Charges2,605.082,518.542,361.162,209.992,329.732,190.01
Deferred Tax Liabilities1,177.821,716.581,678.03837.47898.80-
Other Liabilities35,214.8816,954.4624,842.4224,524.9337,255.9034,198.39
Total Liabilities229,311.26224,396.65223,210.44208,673.08213,728.34204,671.86
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity24,803.9124,589.6224,204.7322,842.9323,256.2022,402.82
Total Shareholders Equity24,803.9124,589.6224,204.7322,842.9323,256.2022,402.82
Accumulated Minority Interest388.95351.32359.10251.77243.58182.13
Total Equity25,192.8624,940.9424,563.8323,094.6923,499.7822,584.94
Total Liabilities & Stockholders Equity254,504.13249,337.59247,774.27231,767.77237,228.12227,256.81
Book Value Per Share2.212.192.152.042.081.99
Tangible Book Value Per Share4.914.854.764.494.574.37
Tier 1 Capital18.2018,275.7717,950.0017,254.1417,437.1516,754.61
Tier 2 Capital4.964,656.754,221.603,744.923,266.483,062.41
Full-Time Employees---49,661--
Price to Book Ratio2.222.482.912.902.762.86
Return on Assets1.001.101.021.060.910.93
Return on Equity10.2011.1110.5010.899.349.43
Return on Invested Capital0.590.530.590.810.840.41
Current Ratio0.983.612.740.661.273.81

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations3,763.59254.23634.64-983.122,279.96829.63
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital2,376.47-8,068.76-1,994.383,769.564,413.031,643.82
Cash from Operating Activities6,140.07-7,814.53-1,359.732,786.446,693.002,473.44
Capital Expenditures-276.06-233.260.00-384.54-173.39-192.64
Net Assets From Acquisitions0.00---0.02-0.03-
Sale of Fixed Assets and Businesses-4.2251.110.00-79.9140.99
Purchase or Sale of Investments-8,095.415,081.98-649.481,255.00-5,778.235,049.19
Purchase of Investments-4,670.712,702.03-2,702.032,349.84-5,888.96772.10
Sale Or Maturity of Investments-3,424.702,379.952,052.55-1,094.84110.744,277.10
Other Uses0.000.000.000.000.000.00
Other Sources28.7985.830.00171.24-288.07317.30
Cash from Investing Activities-3,262.59-25.532,466.48-6,102.18-5,368.09-2,781.19
Cash Dividends Paid-318.69-747.480.00186.87-683.45-672.38
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.3344.660.000.690.9528.08
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.3344.660.000.690.9528.08
Proceedsfrom Stock Options0.3344.660.000.690.9528.08
Issuance or Reduction of Debt, Net-25,025.07-25,728.880.001,372.45539.20-8,182.37
Change in Long Term Debt-25,025.07-25,728.880.001,372.45539.20-8,182.37
Issuance of Long Term Debt-25,025.07--5,160.532,953.09-
Reduction of Long Term Debt--25,728.880.00-3,788.08-2,413.89-8,182.37
Net Financing Active Other Cash Flow-1,355.760.000.000.000.000.00
Other Financing Activities Uses-34,068.160.000.000.000.000.00
Cash from Financing Activities407.298,971.426,470.91280.37-460.38-2,356.06
Exchange Rate Effect0.170.17-0.15--0.18-0.16
Net Change in Cash3,284.931,131.547,577.51-3,035.44864.35-2,663.96
Free Cash Flow6,070.49--2,662.996,646.05-

Revenue breakdown

Brazil2024: 10.53B 2025: 10.31B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.19%7.0M3743.9M4.53M
2026-10-150.12%4.6M3743.8M3.95M
2026-09-300.24%9.0M3743.8M3.51M
2026-09-150.21%7.9M3743.8M3.42M
2026-08-310.12%4.4M3743.8M2.84M
2026-08-140.30%11.1M3743.8M2.46M
2026-07-310.18%6.8M3743.6M1.72M
2026-07-150.22%8.3M3743.5M1.42M
2026-06-300.20%7.4M3743.5M1.18M
2026-06-150.17%6.3M3743.5M1.05M
2026-05-290.10%3.6M3743.5M995.54K
2026-05-150.06%2.3M3743.5M962.23K
2026-04-300.08%3.0M3743.5M998.76K
2026-04-150.09%3.5M3721.8M1.06M
2026-03-310.11%4.0M3721.8M1.06M
2026-03-130.06%2.4M3721.8M939.97K
2026-02-270.05%1.8M3721.8M824.05K
2026-02-130.04%1.5M3735.3M768.19K
2026-01-300.05%1.7M3735.3M705.25K
2026-01-150.04%1.6M3735.3M584.87K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.501.653.202.158.4308.000.000.882-0.0480.001
call5.000.000.300.051.12518.000.000.491-0.0190.003
call7.500.000.050.021.82012.000.000.087-0.0120.001
call10.000.000.750.002.6650.000.000.065-0.0150.001
put2.500.005.000.005.8500.000.00-0.116-0.0490.001
put5.000.000.400.501.14418.000.00-0.507-0.0200.003
put7.501.805.002.9410.4157.000.00-0.911-0.0130.001
put10.004.307.500.0011.5280.000.00-0.933-0.0150.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-306-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-12-31SEC
2026-10-306-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-12-31SEC
2026-10-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-10-286-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-10-096-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-12-31SEC
2026-10-096-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-12-31SEC
2026-10-084Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-073Initial statement of beneficial ownership of securities2026-09-29SEC
2026-10-026-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-12-31SEC
2026-09-294Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-24SEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-22SEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-24SEC
2026-09-22425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-09-226-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-09-22425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-023Initial statement of beneficial ownership of securities2026-08-12SEC
2026-09-024/A2026-08-28SEC
2026-09-016-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-06-30SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-28SEC
2026-08-31425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-08-31425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-27SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-27SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-25SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-25SEC
2026-08-266-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-08-263Initial statement of beneficial ownership of securities2026-08-12SEC
2026-08-196-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900716.19K5
2026-0845511.51M12
2026-070000
2026-062.85M42.86M5
2026-050040.73K1
2026-040000
2026-03001.54M9
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
Banco Santander, S.A.13.90%
Aquamarine Financial0.28%
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.0.08%
VANGUARD CAPITAL MANAGEMENT LLC0.08%
MARSHALL WACE, LLP0.06%
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP0.06%
MORGAN STANLEY0.05%
Truxt Investmentos Ltda.0.05%
UBS Group AG0.04%
JANE STREET GROUP, LLC0.04%

Funds

Fund% owned
VANGUARD EMERGING MARKETS STOCK INDEX FUND0.08%
Nomura Emerging Markets Fund0.08%
Avantis Emerging Markets Equity ETF0.03%
Goldman Sachs Emerging Markets Equity Insights Fund0.01%
ActivePassive International Equity ETF0.01%
Dimensional Emerging Markets Core Equity 2 ETF0.00%
iShares Flexible Equity Active ETF0.00%
Nomura VIP Emerging Markets Series0.00%
Dimensional Emerging Markets Value ETF0.00%
PRAXIS INTERNATIONAL INDEX FUND0.00%

OakChart. BSBR. Cached 15 minutes.