OakChart

Norwood Financial Corp

NWFLFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

36.17-0.35 (-0.96%)
2026-11-12 03:44 CET
Market cap
394.81 USD m
Revenue, TTM
- USD m
Net income, TTM
32.26 USD m
Free cash flow, TTM
39.49 USD m
EPS diluted, TTM
3.09
P/E
11.71
Compare

Price

NWFL against its 20, 50 and 200-day averages
2050200beatmiss
27.5030.0032.5035.0037.50174K347KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NWFLclose 36.1720-day 35.2950-day 34.59200-day 31.9536.1752w high

4.2% under the 52-week high of 37.75 on 9 Nov 2026. 52-week low 26.50 on 11 Nov 2025. Last 15 sessions, 14.4% high to low

Volume 1.32× normal · the line is the 50-bar volume average

Profile

NWFL
52-week range, 86% of the way up
26.5037.74

Norwood Financial Corp. is a bank holding company, which offers financial services and traditional banking to individual, business and government customers. It offers debit cards, savings accounts, personal loans, credit card, business lending, and wealth management. The company was founded in 1995 and is headquartered in Honesdale, PA.

IndexRUT
Employees275
IPOJan 02, 1997
Beta0.54
ATR, 14d1.26
Rel volume1.32
Short float1.29%
Insider own9.46%
Inst own41.46%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap394.81M
Enterprise Value-
Income32.26M
Sales163.89M
Book/sh25.96
Cash/sh-
Dividend Est.1.28 (3.55%)
Dividend TTM1.28 (3.54%)
Dividend Ex-DateOct 15, 2026
Dividend Gr. 3/5Y3.42% 4.36%
Payout41.59%
Employees275
IPOJan 02, 1997

Ratios

P/E11.71
Forward P/E9.22
PEG0.83
P/S2.41
P/B1.39
P/C-
P/FCF10.00
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.06
Debt/Eq0.42
LT Debt/Eq0.22
Option/ShortNo / Yes

Earnings

EPS (ttm)3.09
EPS next Y3.92
EPS next Q0.97
EPS this Y16.88%
EPS next Y7.98%
EPS next 5Y11.06%
EPS past 3/5Y-5.62% 7.58%
Sales past 3/5Y16.72% 15.49%
EPS Y/Y TTM372.22%
Sales Y/Y TTM45.99%
EPS Q/Q20.98%
Sales Q/Q27.75%
EarningsOct 27 BMO
EPS/Sales Surpr.14.29% 3.10%

Ownership

Insider Own9.46%
Insider Trans0.10%
Inst Own41.46%
Inst Trans-0.48%
ROA1.20%
ROE12.45%
ROIC9.36%
Gross Margin-
Oper. Margin28.12%
Profit Margin19.69%
SMA202.50%
SMA504.58%
SMA20013.20%
Trades-

Technical

Shs Outstand10.91M
Shs Float9.88M
Short Float1.29%
Short Ratio2.95
Short Interest0.13M
52W High37.74 -4.17%
52W Low26.50 36.52%
Volatility3.98% 3.57%
ATR (14)1.26
RSI (14)58.07
Beta0.54
Rel Volume1.32
Avg Volume43.31K
Volume57,116

Performance

Perf Week-1.15%
Perf Month6.92%
Perf Quarter4.84%
Perf Half Y23.36%
Perf YTD28.95%
Perf Year34.01%
Perf 3Y39.12%
Perf 5Y37.27%
Perf 10Y84.54%
Recom2.00
Target Price39.00
Prev Close36.52
Price36.17
Change %-0.96%

Analyst ratings

latest 2 of 2
DateActionAnalystRating changeTargetImplied
Jan 08, 2025InitiatedPPiper SandlerNeutral$28-22.6%
Jan 02, 2025InitiatedJJanneyBuy$31-14.3%

Peers

Mkt cap
TickerCompanyMkt cap
FDBCFidelity D&D Bancorp Inc392.60M
PFISPeoples Financial Services Corp725.15M
CZFSCitizens Financial Services Inc412.85M
CZNCCitizens & Northern Corp505.30M
CHMGChemung Financial Corp414.18M
ACNBACNB Corp678.37M
FRAFFranklin Financial Services Corp314.51M
QNBCQNB Corp294.81M
AROWArrow Financial Corp715.83M
MPBMid Penn Bancorp Inc885.48M

Insider trading

latest 14 of 18
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
French, Ryan J. (NWFL)OfficerNov 05 '26Proposed Sale37.252,50093,125Nov 04 12:58 PM
O'Bell VincentEVP & Chief Lending OfficerSep 02 '26Option Exercise32.583,00097,7255,892Sep 04 05:07 PM
O'Bell VincentEVP & Chief Lending OfficerSep 04 '26Option Exercise25.412,25057,1756,642Sep 04 05:07 PM
O'Bell VincentEVP & Chief Lending OfficerSep 02 '26Sale34.523,000103,5694,392Sep 04 05:07 PM
O'Bell Vincent (NWFL)OfficerAug 27 '26Proposed Sale34.103,000102,300Aug 25 01:05 PM
Shook JamesDirectorJul 28 '26Buy34.553,100107,10512,586Jul 30 10:36 AM
Schmalzle Ronald RDirectorMay 26 '26Buy30.1970021,13327,168May 27 09:17 AM
FORTE ANDREWDirectorMay 12 '26Buy29.582707,9877,624May 13 01:20 PM
Carroll Joseph WDirectorMay 05 '26Buy29.4557216,8451,100May 06 01:08 PM
Carroll Joseph WDirectorMay 05 '26Buy29.451002,94541,694May 06 01:08 PM
Carroll Joseph WDirectorMay 01 '26Buy29.611805,330904May 04 11:57 AM
Shook JamesDirectorApr 30 '26Buy29.0637510,8989,353May 01 12:40 PM
McCaffery John Martin JREVP & CFOApr 30 '26Buy29.441,00029,4404,000Apr 30 04:13 PM
Donnelly James OPresident & CEOApr 29 '26Buy29.061002,906300Apr 30 04:13 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
IWCiShares Micro-Cap ETFAUM: 1.22B
ITOTiShares Core S&P Total U.S. Stock Market ETFAUM: 95.28B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-271.0800.9451.08030.9330.002
2026Q22026-07-220.8600.8650.86029.3728.102
2026Q12026-04-270.7200.8050.34627.3027.502
2025Q42026-01-220.8400.8450.80123.5023.502
2025Q32025-10-220.8900.7050.89521.3022.102
2025Q22025-07-220.6700.6550.67421.3021.202
2025Q12025-04-170.6300.5600.62620.2019.923
2024Q42025-01-270.380-0.415-1.54018.9118.752
2024Q32024-10-280.480-0.47718.23--
2024Q22024-07-26--0.52417.13--
2024Q12024-04-22--0.54916.72--
2023Q42024-01-29--0.04217.42--
2023Q32023-10-24--0.513---
2023Q22023-07-26--0.80517.43--
2023Q12023-04-21--0.71018.01--
2022Q42023-01-27--0.87019.16--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2012FY1.552-1.55232.61-
2024FY1.9301.125-0.02071.0070.83
2025FY3.1103.0903.01087.9088.00
2026FY-3.635--118.1
2027FY-3.925--125.7
2028FY-4.260--136.3

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-0510030.5030.5030.50
2026Q4S2026-10-2710030.3030.3030.30
2026Q4S2026-10-0510030.3030.3030.30
2026Q4S2026-09-2111030.3030.3030.30
2026Q4S2026-07-2211030.2030.2030.20
2026Q4S2026-07-0210129.0029.0029.00
2026Q4S2026-04-2811029.5029.5029.50
2026Q4S2026-04-2710029.0029.0029.00
2026Q4S2026-04-0110029.0029.0029.00
2026Q4S2026-02-0910029.1029.1029.10
2026Q4S2026-01-2210029.2029.2029.20
2026Q4S2026-01-1810029.2029.2029.20
2026Q4S2025-11-1111029.2029.2029.20
2026Q4S2025-11-1011029.2029.2029.20

Estimate history

EPS, annual1.3072.172.2452.0863.0393.5752.073-0.023.0053.0889
Period201720182019202020212022202320242025TTM
EPS, quarterly0.477-1.540.6260.6740.8950.8010.3460.861.082
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual44.73549.38954.01766.18279.2885.525103.535101.375136.003163.89
Period201720182019202020212022202320242025TTM
Sales, quarterly30.77311.81732.43133.31734.69635.55741.06242.95244.323
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual6.2536.2936.2928.1878.2018.1678.119.2739.29410.915
Period201720182019202020212022202320242025MRQ
Shares, quarterly8.0919.2739.2599.2619.2629.29410.8910.89210.915
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income153.35126.53112.5895.5475.6771.0758.4547.2842.50
Total Interest Expense53.0048.2050.3933.477.275.767.988.685.66
Net Interest Income100.3578.3262.1962.0768.4065.3150.4838.6136.84
Loan Loss Provision3.971.772.675.550.904.205.451.251.73
Net Interest Income After Loan Loss Provision96.3876.5559.5256.5267.5061.1145.0337.3635.11
Non-Interest Income10.559.47-11.217.999.868.217.736.736.89
Non-Interest Expense60.8349.7748.5743.3740.9738.4632.3427.2725.80
Operating Income46.0936.26-0.2621.1536.3830.8620.4116.8216.20
Unusual Expense4.991.240.000.000.000.002.050.000.00
Net Income Before Taxes41.0935.02-0.2621.1536.3830.8618.3716.8216.20
Income Taxes8.837.26-0.104.397.155.953.292.612.55
Consolidated Net Income32.2627.75-0.1616.7629.2324.9115.0814.2113.65
Net Income From Continuing Operations32.2627.75-0.1616.7629.2324.9115.0814.2113.65
Net Income32.2627.75-0.1616.7629.2324.9115.0814.2113.65
EPS (Recurring)3.293.10-0.022.073.583.042.282.242.17
EPS (Basic, Before Extraordinaries)3.093.01-0.022.083.593.052.092.272.19
EPS (Diluted)3.093.01-0.022.073.583.042.092.242.17
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.680.610.570.830.510.400.410.390.35
Price To Earnings Ratio11.7111.7117.0811.369.518.5613.0017.2715.18
Price To Sales Ratio2.191.902.172.573.202.692.864.564.20
Operating Margin28.1226.66-0.2520.4242.5438.9330.8531.1432.81
Net Margin19.6920.41-0.1616.1934.1831.4322.7926.3227.64
Shares Outstanding10.919.299.278.118.178.208.196.296.29
Market Capitalization394.81394.81247.34265.56272.09212.51214.62245.11206.88

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income41.4640.4638.3833.0532.1931.2130.0829.48
Total Interest Expense13.4513.6213.8312.1011.7312.1412.2312.86
Net Interest Income28.0126.8424.5520.9420.4619.0717.8616.62
Loan Loss Provision0.101.941.460.47-0.500.950.861.60
Net Interest Income After Loan Loss Provision27.9124.8923.0920.4820.9618.1117.0015.02
Non-Interest Income2.862.502.682.512.502.112.35-17.67
Non-Interest Expense15.4915.7116.0113.6212.9312.3912.0613.41
Operating Income15.2811.689.769.3710.537.837.29-16.06
Unusual Expense0.000.054.940.000.000.000.000.00
Net Income Before Taxes15.2811.634.829.3710.537.837.29-16.06
Income Taxes3.512.301.091.932.201.631.51-3.41
Consolidated Net Income11.769.333.737.448.336.215.77-12.65
Net Income From Continuing Operations11.769.333.737.448.336.215.77-12.65
Net Income11.769.333.737.448.336.215.77-12.65
EPS (Recurring)1.080.860.670.800.890.670.63-1.54
EPS (Basic, Before Extraordinaries)1.080.860.350.800.890.670.63-1.54
EPS (Diluted)1.080.860.350.800.890.670.63-1.54
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.160.170.210.140.140.140.190.14
Price To Earnings Ratio11.7111.849.8242.85107.03295.302,369.6117.08
Price To Sales Ratio2.192.262.191.922.112.192.122.20
Operating Margin34.4727.2023.7726.3530.3523.5122.47-135.88
Net Margin26.5421.729.0820.9324.0218.6217.80-107.06
Shares Outstanding10.9110.8910.899.299.269.269.269.27
Market Capitalization394.81350.14320.37259.86235.43238.74223.88247.34

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks32.1227.5628.5328.8521.0719.4515.0418.0416.21
Investments428.49457.18452.39428.83596.55322.81215.43247.51285.11
Net Loans1,833.541,693.801,584.651,456.951,338.491,397.58916.07841.73756.46
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.770.000.100.351.740.961.561.111.66
Net Property, Plant & Equipment26.2723.4321.7422.0321.8022.7514.2313.8513.86
Interest Receivables9.258.478.126.925.896.233.723.783.72
Deferred Tax Assets17.6520.7523.9626.159.418.444.256.205.54
Other Intangible Assets79.7589.3384.1979.6074.9975.9261.7853.1251.11
Total Assets2,427.842,320.522,203.682,049.682,069.951,854.141,232.071,185.331,133.67
Total Deposits2,078.641,859.161,795.161,727.731,756.791,535.38957.53946.78929.38
Total Debt77.54218.75202.32137.4195.40110.75124.01105.3378.47
Long Term Debt20.8052.2784.953.6431.0534.2938.7826.0524.63
Provision for Risks Charges3.663.673.703.523.483.533.433.363.36
Deferred Tax Liabilities2.993.062.602.601.452.281.460.770.75
Other Liabilities22.8422.3718.8311.337.577.428.216.805.96
Total Liabilities2,185.682,107.012,022.611,882.591,864.691,659.361,094.641,063.051,017.93
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity242.16213.51181.07167.09205.26194.78137.43122.28115.74
Total Shareholders Equity242.16213.51181.07167.09205.26194.78137.43122.28115.74
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity242.16213.51181.07167.09205.26194.78137.43122.28115.74
Total Liabilities & Stockholders Equity2,427.842,320.522,203.682,049.682,069.951,854.141,232.071,185.331,133.67
Book Value Per Share26.0623.0222.3320.4625.0323.7921.8419.4318.51
Tangible Book Value Per Share22.9019.8518.6916.8421.4120.1520.0017.5816.62
Tier 1 Capital234.12217.62199.77194.12175.03158.95124.00114.47105.46
Tier 2 Capital19.6519.2617.7616.9316.4413.158.518.457.63
Full-Time Employees275264265274263265220210214
Price to Book Ratio1.391.121.611.711.041.101.781.691.75
Return on Assets1.17-0.010.791.421.270.981.181.180.73
Return on Equity12.18-0.089.6315.7012.469.0810.9511.477.23
Return on Invested Capital10.56-0.066.3017.1210.546.588.079.205.84
Current Ratio0.030.050.050.030.210.140.040.050.04

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations38.6230.3924.4125.8532.3831.3123.2818.1517.25
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital3.223.25-1.803.91-1.65-2.29-10.010.160.04
Cash from Operating Activities41.8433.6422.6129.7630.7329.0213.2718.3217.28
Capital Expenditures-9.34-4.72-3.13-3.91-5.15-1.26-0.75-1.62-0.87
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses57.020.000.000.000.000.1615.200.250.00
Purchase or Sale of Investments-26.484.426.0825.05-83.11-188.371.6339.9233.94
Purchase of Investments-101.85-63.35-208.05-12.67-130.83-268.24-82.35-21.54-15.46
Sale Or Maturity of Investments75.3767.77214.1337.7247.7279.8883.9861.4649.39
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.001.660.840.440.760.510.000.000.00
Cash from Investing Activities-115.48-128.62-115.01-116.50-207.99-130.79-60.83-39.66-54.82
Cash Dividends Paid-13.35-11.49-9.72-9.42-9.16-8.54-7.26-6.04-5.51
Change in Capital Stock1.27-0.1827.78-2.11-1.73-0.920.290.340.45
Repurchase of Common Pref Stock-0.01-0.36-0.70-3.10-2.52-1.44-0.11-0.43-0.19
Sale of Common Pref Stock1.290.1828.480.990.790.520.400.770.64
Proceedsfrom Stock Options0.260.1028.220.100.130.130.130.130.12
Issuance or Reduction of Debt, Net5.10-140.7316.5565.1042.40-14.94-12.9313.3626.86
Change in Long Term Debt-51.02-42.37-22.4484.2410.00-12.46-13.984.1516.34
Issuance of Long Term Debt0.1740.0260.00155.0040.000.0010.0031.0030.00
Reduction of Long Term Debt-51.20-82.39-82.44-70.76-30.00-12.46-23.98-26.85-13.66
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses-----0.00---
Cash from Financing Activities71.4467.0898.62121.002.44196.75143.8418.4139.19
Net Change in Cash-2.21-27.906.2234.25-174.8194.9996.28-2.931.65
Free Cash Flow39.4928.9219.4828.3528.5827.7612.5216.6916.41
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow13.7414.8622.5414.0514.0811.0835.9823.1319.04
Federal Home Loan Advances Increase (Decrease)-6.74-6.05-1.90-1.490.053.33-0.92-0.42

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks19.8630.9025.4832.1250.3532.05
Investments491.58475.56516.23428.49435.34431.87
Net Loans2,269.322,237.182,214.311,833.541,794.771,769.67
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment25.1425.2625.3026.2722.2921.61
Interest Receivables10.6110.5710.819.258.698.64
Deferred Tax Assets22.9819.9819.7317.6516.5317.69
Other Intangible Assets111.30107.69104.6279.7583.9883.82
Total Assets2,951.562,907.912,917.252,427.842,411.952,365.35
Total Deposits2,508.982,514.302,506.702,078.642,073.971,997.83
Total Debt118.8565.5188.2777.5472.07111.85
Long Term Debt61.2364.0188.2720.8072.0785.35
Provision for Risks Charges0.000.000.003.660.000.00
Deferred Tax Liabilities---2.99--
Other Liabilities40.3638.4638.3522.8431.0130.24
Total Liabilities2,668.202,618.272,633.322,185.682,177.052,139.93
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity283.36289.64283.94242.16234.91225.43
Total Shareholders Equity283.36289.64283.94242.16234.91225.43
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity283.36289.64283.94242.16234.91225.43
Total Liabilities & Stockholders Equity2,951.562,907.912,917.252,427.842,411.952,365.35
Book Value Per Share25.9626.5926.0726.0625.3624.34
Tangible Book Value Per Share22.3522.9622.4322.9022.1921.17
Full-Time Employees---275--
Price to Book Ratio1.391.231.131.111.041.08
Return on Assets1.201.090.971.170.330.14
Return on Equity12.4511.2010.1912.183.561.56
Return on Invested Capital3.412.641.002.832.712.00
Current Ratio0.060.060.090.030.080.06

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations13.3511.344.709.238.307.33
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital5.13-2.441.30-0.781.04-0.58
Cash from Operating Activities18.488.916.008.459.346.75
Capital Expenditures-7.32-0.50-0.46-1.07-1.04-1.68
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.0057.020.000.000.00
Purchase or Sale of Investments-9.75-7.90-7.01-1.823.437.93
Purchase of Investments-23.88-26.01-24.08-27.87-8.06-7.51
Sale Or Maturity of Investments14.1318.1117.0826.0511.4915.44
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.561.10
Cash from Investing Activities-51.41-32.5211.21-42.76-21.15-12.89
Cash Dividends Paid-3.48-3.48-3.51-2.87-2.87-2.87
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.620.010.490.150.010.00
Repurchase of Common Pref Stock0.00-0.000.00-0.010.000.00
Sale of Common Pref Stock0.620.010.490.160.010.00
Proceedsfrom Stock Options0.000.000.170.100.000.00
Issuance or Reduction of Debt, Net53.34-22.79-27.512.06-39.78-6.74
Change in Long Term Debt-2.79-22.79-12.79-12.65-13.28-33.24
Issuance of Long Term Debt0.000.000.150.020.000.00
Reduction of Long Term Debt-2.79-22.79-12.95-12.67-13.28-33.24
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Cash from Financing Activities45.16-18.6740.934.0233.50-16.23
Net Change in Cash12.23-42.2858.14-30.2921.68-22.36
Free Cash Flow18.178.415.547.388.305.08
Price to Free Cash Flow13.7420.6522.3614.9517.3624.08

Revenue breakdown

Atm Fees2024: 424.00K 2025: 242.00K
Commissions On Mutual Funds And Annuities2024: 407.00K 2025: 708.00K
Debit Card2024: 2.31M 2025: 2.37M
Deposit Account2024: 453.00K 2025: 470.00K
Fiduciary Activities2024: 943.00K 2025: 1.03M
Financial Service Other2024: 626.00K 2025: 749.00K
Gains On Sales Of Other Real Estate Owned2024: 32.00K
Loan Related Service Fees2024: 690.00K 2025: 768.00K
Overdraft Fees2024: 1.42M 2025: 1.57M
Safe Deposit Box Rental2024: 88.00K 2025: 89.00K
United States2024: 7.40M 2025: 8.00M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.29%0.1M9.9M40.47K
2026-10-151.59%0.2M9.9M35.57K
2026-09-301.54%0.2M9.9M34.59K
2026-09-151.67%0.2M9.9M42.37K
2026-08-311.55%0.2M9.9M40.54K
2026-08-141.47%0.1M9.9M38.73K
2026-07-311.27%0.1M9.9M35.90K
2026-07-151.48%0.1M9.9M31.91K
2026-06-301.42%0.1M9.9M30.37K
2026-06-150.94%0.1M9.9M20.97K
2026-05-290.90%0.1M9.9M21.11K
2026-05-150.86%0.1M9.9M22.56K
2026-04-301.00%0.1M9.9M25.88K
2026-04-151.21%0.1M9.9M28.81K
2026-03-311.04%0.1M9.9M33.30K
2026-03-131.05%0.1M9.9M32.19K
2026-02-270.80%0.1M9.9M32.36K
2026-02-130.93%0.1M9.9M33.79K
2026-01-301.00%0.1M9.8M30.78K
2026-01-152.29%0.2M9.8M30.71K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-144Statement of changes in beneficial ownership of securities2026-10-13SEC
2026-10-013Initial statement of beneficial ownership of securities2026-10-01SEC
2026-10-013Initial statement of beneficial ownership of securities2026-10-01SEC
2026-10-013Initial statement of beneficial ownership of securities2026-10-01SEC
2026-10-013Initial statement of beneficial ownership of securities2026-10-01SEC
2026-09-168-KCurrent report2026-09-16SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC
2026-09-114Statement of changes in beneficial ownership of securities2026-09-10SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0900103.57K1
2026-080000
2026-07107.11K100
2026-060000
2026-0554.24K500
2026-0443.24K300
2026-030000
2026-020000
2026-01274.79K400
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.7.13%
WELLINGTON MANAGEMENT GROUP LLP5.21%
VANGUARD CAPITAL MANAGEMENT LLC4.06%
GEODE CAPITAL MANAGEMENT, LLC2.36%
DIMENSIONAL FUND ADVISORS LP1.72%
MANUFACTURERS LIFE INSURANCE COMPANY, THE1.60%
Bulldog Investors, LLP1.56%
Cornerstone Wealth Group, LLC1.46%
STATE STREET CORP1.43%
RAYMOND JAMES FINANCIAL INC0.90%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.92%
iShares Russell 2000 ETF2.54%
Total Return Securities Fund1.56%
Fidelity Small Cap Index Fund1.05%
VANGUARD EXTENDED MARKET INDEX FUND1.04%
iShares Russell 2000 Value ETF1.02%
Avantis U.S. Small Cap Value ETF0.82%
VANGUARD RUSSELL 2000 INDEX FUND0.54%
Fidelity Extended Market Index Fund0.46%
iShares Micro-Cap ETF0.33%

OakChart. NWFL. Cached 15 minutes.