OakChart

FS Bancorp Inc

FSBWFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 11:56 AM ET

43.08-0.44 (-1.01%)
2026-11-11 17:57 CET
Market cap
342.39 USD m
Revenue, TTM
- USD m
Net income, TTM
28.65 USD m
Free cash flow, TTM
88.27 USD m
EPS diluted, TTM
3.80
P/E
11.34
Compare

Price

FSBW against its 20, 50 and 200-day averages
2050200miss
40.0042.0044.0046.0065K129KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FSBWclose 43.0820-day 44.0750-day 44.00200-day 42.0843.0852w high

6.0% under the 52-week high of 45.85 on 17 Jul 2026. 52-week low 36.66 on 20 Mar 2026. Last 15 sessions, 8.0% high to low

Profile

FSBW
52-week range, 70% of the way up
36.6645.85

FS Bancorp, Inc. operates as a bank holding company, which engages in the provision of banking and financial services through its subsidiary. It operates through the Commercial and Consumer Banking, and Home Lending segments. The Commercial and Consumer Banking segment focuses on diversified financial products and services to its commercial and consumer customers through bank branches, automated teller machines (ATM), online banking platforms, mobile banking apps, and telephone banking. The Home Lending segment offers one-to-four-family residential mortgage loans primarily for sale in the secondary markets as well as originating adjustable rate mortgage. The company was founded in September 2011 and is headquartered in Mountlake Terrace, WA.

IndexRUT
Employees580
IPOJul 10, 2012
Beta0.68
ATR, 14d0.95
Rel volume0.18
Short float2.35%
Insider own14.73%
Inst own63.97%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap339.28M
Enterprise Value-
Income28.65M
Sales227.09M
Book/sh42.35
Cash/sh-
Dividend Est.1.16 (2.70%)
Dividend TTM1.16 (2.69%)
Dividend Ex-DateNov 06, 2026
Dividend Gr. 3/5Y11.87% 21.67%
Payout26.12%
Employees580
IPOJul 10, 2012

Ratios

P/E11.34
Forward P/E9.64
PEG2.38
P/S1.49
P/B1.02
P/C-
P/FCF3.84
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.03
Debt/Eq1.28
LT Debt/Eq1.28
Option/ShortNo / Yes

Earnings

EPS (ttm)3.80
EPS next Y4.47
EPS next Q1.03
EPS this Y-8.08%
EPS next Y13.27%
EPS next 5Y4.05%
EPS past 3/5Y5.09% -0.90%
Sales past 3/5Y15.88% 10.52%
EPS Y/Y TTM-7.24%
Sales Y/Y TTM6.16%
EPS Q/Q-46.33%
Sales Q/Q6.85%
EarningsOct 21 AMC
EPS/Sales Surpr.-43.07% 2.86%

Ownership

Insider Own14.73%
Insider Trans-0.85%
Inst Own63.97%
Inst Trans1.71%
ROA0.83%
ROE9.04%
ROIC3.77%
Gross Margin-
Oper. Margin17.40%
Profit Margin12.62%
SMA20-2.24%
SMA50-2.08%
SMA2002.37%
Trades-

Technical

Shs Outstand7.87M
Shs Float6.71M
Short Float2.35%
Short Ratio5.70
Short Interest0.16M
52W High45.85 -6.04%
52W Low36.66 17.51%
Volatility2.40% 2.28%
ATR (14)0.95
RSI (14)38.86
Beta0.68
Rel Volume0.18
Avg Volume27.70K
Volume2,054

Performance

Perf Week-3.13%
Perf Month-3.52%
Perf Quarter-1.87%
Perf Half Y7.62%
Perf YTD4.64%
Perf Year7.19%
Perf 3Y46.71%
Perf 5Y22.80%
Perf 10Y181.74%
Recom3.00
Target Price45.50
Prev Close43.52
Price43.08
Change %-1.01%

Analyst ratings

latest 7 of 7
DateActionAnalystRating changeTargetImplied
Jul 27, 2026DowngradeBBrean CapitalBuy → Neutral$45+4.5%
Jul 07, 2022DowngradeRRaymond JamesOutperform → Mkt Perform
Jun 17, 2020UpgradeRRaymond JamesMkt Perform → Outperform$45+4.5%
Jan 07, 2020DowngradeRRaymond JamesOutperform → Mkt Perform
Sep 12, 2017InitiatedDDA DavidsonNeutral$52+20.7%
Apr 19, 2017InitiatedRRaymond JamesOutperform
Apr 17, 2017InitiatedFFIG PartnersOutperform$44+2.1%

Peers

Mkt cap
TickerCompanyMkt cap
TSBKTimberland Bancorp Inc372.66M
HFWAHeritage Financial Corp1.14B
RVSBRiverview Bancorp Inc124.75M
SFBCSound Financial Bancorp Inc115.74M
FNWBFirst Northwest Bancorp93.18M
BANRBanner Corp2.52B
NRIMNorthrim Bancorp Inc533.43M
WAFDWaFd Inc2.16B
EBMTEagle Bancorp Montana Inc166.72M
COLBColumbia Banking System Inc8.47B

Insider trading

latest 14 of 17
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Crowl BenChief Lending Officer, EVPNov 04 '26Option Exercise22.222,60457,85422,111Nov 06 11:57 AM
Crowl BenChief Lending Officer, EVPNov 05 '26Sale43.785,399236,36817Nov 06 11:57 AM
COSTA DONN CChief Home Lending Officer/EVPNov 04 '26Sale44.691,00044,68975,172Nov 06 11:30 AM
Leech Ted A.Chairman of the BoardOct 29 '26Sale44.016277202Oct 30 04:34 PM
COSTA DONN CChief Home Lending, EVPOct 26 '26Option Exercise29.3036,8001,078,240112,972Oct 28 11:54 AM
Degner Terri LDirectorAug 28 '26Sale43.2597542,1691,200Aug 31 01:36 PM
Degner Terri LDirectorAug 25 '26Sale42.721,69472,3680Aug 28 11:28 AM
Degner Terri LDirectorAug 28 '26Proposed Sale43.2597542,169Aug 28 11:24 AM
McCormick SeanChief Credit Admin. OfficerAug 25 '26Sale42.8690738,8744,913Aug 26 02:35 PM
McCormick SeanOfficerAug 25 '26Proposed Sale42.8690738,874Aug 25 10:38 AM
Cofer-Wildsmith MarinaDirectorNov 21 '25Sale40.002,37194,8210Nov 24 10:12 AM
Cofer-Wildsmith MarinaDirectorNov 20 '25Sale40.001616,4402,371Nov 24 10:12 AM
Cofer-Wildsmith MarinaDirectorNov 13 '25Option Exercise27.948,543238,73414,133Nov 17 07:38 PM
Cofer-Wildsmith MarinaDirectorNov 14 '25Option Exercise29.30174985,607Nov 17 12:30 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
DFSVUS Small Cap Value Portfolio ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 206
  • FS Bancorp, Inc. Announces the Appointment of Matthew D. Mullet as a Director of FS Bancorp, Inc. (GlobeNewswire)
  • FS Bancorp: Q3 Earnings Snapshot (Associated Press)
  • FS Bancorp, Inc. Reports Third Quarter Net Income of $4.9 Million or $0.63 Per Diluted Share and Declares 55th Consecutive Quarterly Cash Dividend (GlobeNewswire)
  • FS Bancorp, Inc. Authorizes Share Repurchase Program (GlobeNewswire)
  • FS Bancorp, Inc. Announces Completion of Acquisition of Pacific West Bancorp (GlobeNewswire)
  • Loading…
  • FS Bancorp: Q2 Earnings Snapshot (Associated Press)
  • FS Bancorp, Inc. Reports Second Quarter Net Income of $7.9 Million or $1.04 Per Diluted Share and Declares 54th Consecutive Quarterly Cash Dividend (GlobeNewswire)
  • FS Bancorp, Inc. Names Matt Mullet CEO (GlobeNewswire)
  • FS Bancorp: Q1 Earnings Snapshot (Associated Press)
  • FS Bancorp, Inc. Reports First Quarter Net Income of $7.8 Million or $1.02 Per Diluted Share and Declares 53rd Consecutive Quarterly Cash Dividend (GlobeNewswire)
  • Washingtons FS Bancorp boosts Portland presence (Banking Dive)
  • FS Bancorp, Inc. and Pacific West Bancorp to Merge (GlobeNewswire)
  • 1st Security Bank CEO Matthew Mullet joins the Federal Reserve Bank of San Francisco's Seattle Branch Board of Directors (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.6301.1070.63041.8640.703
2026Q22026-07-211.0401.0831.04238.8038.003
2026Q12026-04-211.0201.0131.02237.9537.703
2025Q42026-01-211.1001.1271.10240.0138.203
2025Q32025-10-211.1801.0801.18139.2837.903
2025Q22025-07-220.9900.9670.98737.2836.553
2025Q12025-04-221.0100.9331.01036.1136.053
2024Q42025-01-210.9201.0430.91935.7236.333
2024Q32024-10-221.2901.1471.28937.2136.303
2024Q22024-07-251.1301.0631.13136.3036.003
2024Q12024-04-241.0600.9801.05635.4634.503
2023Q42024-01-241.2301.0201.23435.9134.753
2023Q32023-10-251.1301.1171.13235.6236.053
2023Q22023-07-261.1601.2171.15636.3936.703
2023Q12023-04-261.2101.0201.03735.8834.403
2022Q42023-01-250.9701.1100.97033.0032.153

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.1402.1002.14065.3266.05
2018FY2.3352.2653.14678.9571.35
2019FY2.5052.7482.50393.3494.30
2020FY4.4853.7884.487129.48120.6
2021FY4.3204.1574.316124.16122.75
2022FY3.7003.8203.695122.39120.9
2023FY4.5604.5274.562143.79142.65
2024FY4.3604.0604.365144.66141.25
2025FY4.2904.3174.290152.68150.9
2026FY-3.943--160.65
2027FY-4.467--175.15
2028FY-4.833--183.82

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2321042.8542.8042.90
2026Q4S2026-10-2221142.7542.7042.80
2026Q4S2026-10-2120142.1541.6042.70
2026Q4S2026-08-1420142.1541.6042.70
2026Q4S2026-07-3110041.6041.6041.60
2026Q4S2026-07-2220042.4541.6043.30
2026Q4S2026-07-0620042.5041.7043.30
2026Q4S2026-04-2220242.5041.7043.30
2026Q4S2026-02-2622043.1542.3044.00
2026Q4S2026-02-2521041.3740.4042.33
2026Q4S2026-01-2320039.7039.0040.40
2026Q4S2026-01-2220039.7039.2040.20
2026Q4S2026-01-0520039.7039.2040.20
2026Q4S2025-11-1120239.7039.2040.20

Estimate history

EPS, annual2.143.1462.5034.4874.3163.6954.5624.3654.2893.7989
Period201720182019202020212022202320242025TTM
EPS, quarterly1.2890.9191.010.9871.1811.1021.0221.0420.634
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual68.17389.949112.51132.951133.229140.899187.635206.409219.265227.09
Period201720182019202020212022202320242025TTM
Sales, quarterly53.00652.23151.60653.7756.30757.0553.95355.92260.162
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual7.088.8298.7348.3148.177.7367.8017.8337.5087.867
Period201720182019202020212022202320242025MRQ
Shares, quarterly7.8177.8337.7437.6197.5357.5087.5027.4247.867
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income203.20197.25184.84167.19118.6996.3788.8489.6262.33
Total Interest Expense68.7066.8461.7343.8914.419.7214.7219.3210.23
Net Interest Income134.50130.41123.11123.30104.2886.6574.1270.3152.10
Loan Loss Provision12.269.555.514.776.220.5013.042.881.54
Net Interest Income After Loan Loss Provision122.25120.86117.59118.5398.0686.1561.0867.4350.56
Non-Interest Income23.8922.0221.5720.4422.2036.8544.1122.8927.62
Non-Interest Expense106.61101.7697.5892.1482.3875.5855.3560.4348.15
Operating Income39.5241.1241.5846.8337.8947.4249.8529.8930.03
Unusual Expense3.170.000.001.560.900.000.001.761.39
Net Income Before Taxes36.3541.1241.5845.2736.9947.4249.8528.1328.57
Income Taxes7.247.776.569.227.3410.0110.595.414.22
Consolidated Net Income28.6532.7834.4535.4829.0936.8039.0722.6424.35
Net Income From Continuing Operations28.6532.7834.4535.4829.0936.8039.0722.6424.35
Net Income28.6532.7834.4535.4829.0936.8039.0722.6424.35
EPS (Recurring)4.024.294.364.703.784.324.492.643.27
EPS (Basic, Before Extraordinaries)3.874.354.484.633.754.424.572.563.29
EPS (Diluted)3.804.294.364.563.704.324.492.503.15
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00-0.07
Other After Tax Adjustments-0.46-0.57-0.57-0.58-0.55-0.61-0.19-0.070.00
Stock Option Compensation Expense2.001.781.431.591.561.060.631.730.61
Price To Earnings Ratio11.4611.468.678.568.907.746.0412.586.87
Price To Sales Ratio1.461.441.571.531.872.151.792.561.84
Operating Margin17.4018.7520.1424.9626.8935.5937.5026.5633.39
Net Margin12.6214.9516.6918.9120.6527.6229.3920.1327.07
Shares Outstanding7.877.517.837.807.748.178.318.738.83
Market Capitalization342.39342.39319.17286.59256.19272.86225.75276.06187.60

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income53.4249.6649.3350.7850.9748.7046.7946.97
Total Interest Expense17.7317.0116.7917.1617.2816.5915.8115.86
Net Interest Income35.6932.6532.5533.6233.6932.1130.9831.11
Loan Loss Provision3.462.642.533.622.312.021.591.52
Net Interest Income After Loan Loss Provision32.2230.0130.0230.0031.3830.0929.3929.59
Non-Interest Income6.746.264.626.275.335.074.825.26
Non-Interest Expense30.4225.8024.4425.9525.1325.4024.7525.00
Operating Income8.5510.4710.1910.3111.599.769.469.85
Unusual Expense2.460.420.290.000.000.000.000.00
Net Income Before Taxes6.0910.059.9010.3111.599.769.469.85
Income Taxes1.162.122.071.892.412.031.442.47
Consolidated Net Income4.877.807.698.309.007.597.897.26
Net Income From Continuing Operations4.877.807.698.309.007.597.897.26
Net Income4.877.807.698.309.007.597.897.26
EPS (Recurring)0.861.081.051.101.180.991.010.92
EPS (Basic, Before Extraordinaries)0.651.061.041.121.201.001.020.94
EPS (Diluted)0.631.041.021.101.180.991.010.92
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-0.06-0.14-0.14-0.12-0.18-0.13-0.14-0.12
Stock Option Compensation Expense0.500.510.500.500.460.420.400.44
Price To Earnings Ratio11.4610.119.0210.059.499.008.608.67
Price To Sales Ratio1.461.451.311.421.421.441.421.57
Operating Margin14.2118.7218.8918.0820.5818.1518.3318.86
Net Margin8.0913.9414.2614.5415.9914.1215.2813.90
Shares Outstanding7.877.427.507.517.547.627.747.83
Market Capitalization342.39321.79289.48309.54303.25301.42293.41319.17

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks13.5019.2817.0810.5312.0411.5513.189.413.04
Investments390.46354.79408.77314.19437.22455.75257.86204.24173.62
Net Loans2,623.172,501.952,401.482,190.861,728.541,544.981,336.351,312.52761.56
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets--0.000.570.000.090.170.69-
Net Property, Plant & Equipment49.8535.1337.2031.3431.1532.2933.7929.1115.46
Interest Receivables14.6113.8814.0111.147.597.035.915.763.57
Deferred Tax Assets14.8015.7617.056.677.588.816.045.522.26
Other Intangible Assets98.2597.0887.4067.5969.8461.5465.8159.9224.53
Total Assets3,204.653,037.882,983.002,632.902,293.972,122.051,719.091,627.17984.04
Total Deposits2,673.642,339.422,522.322,127.741,915.741,674.071,392.411,274.22829.84
Total Debt184.85362.96150.12242.4696.71180.9999.96147.0117.37
Long Term Debt182.87361.25148.19240.9595.32179.6798.67147.0117.37
Provision for Risks Charges1.802.000.000.000.000.000.000.000.00
Deferred Tax Liabilities7.818.7110.33-8.768.878.015.882.87
Other Liabilities28.8629.0435.7431.0025.2428.1218.4720.0111.96
Total Liabilities2,896.962,742.112,718.512,401.202,046.461,892.051,518.851,447.13862.04
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity307.69295.77264.49231.70247.51230.01200.24180.04122.00
Total Shareholders Equity307.69295.77264.49231.70247.51230.01200.24180.04122.00
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity307.69295.77264.49231.70247.51230.01200.24180.04122.00
Total Liabilities & Stockholders Equity3,204.653,037.882,983.002,632.902,293.972,122.051,719.091,627.17984.04
Book Value Per Share40.9837.7633.9129.9530.3027.6722.9320.3917.23
Tangible Book Value Per Share39.1135.5531.2229.2229.5226.8222.0419.4216.72
Tier 1 Capital351.23336.42307.69---191.69172.99119.11
Tier 2 Capital33.9832.5431.75---13.5212.6510.32
Full-Time Employees580562570537536506452424326
Price to Book Ratio1.031.101.141.161.100.981.381.041.68
Return on Assets1.051.141.261.181.672.031.351.861.55
Return on Equity10.8612.3014.3012.1415.4118.1611.9116.1213.87
Return on Invested Capital6.685.248.606.1610.739.547.587.4410.11
Current Ratio0.020.020.050.040.040.100.080.080.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations106.6071.9647.9581.40183.71114.73-42.4216.3621.25
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-0.440.352.87-3.731.19-5.7210.10-7.180.19
Cash from Operating Activities106.1672.3150.8277.67184.90109.01-32.329.1821.44
Capital Expenditures-17.89-20.37-1.64-1.67-1.55-1.98-1.38-2.46-6.80
Net Assets From Acquisitions136.130.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.00336.160.000.000.000.0023.75
Purchase or Sale of Investments5.24-26.349.28-58.02-2.62-100.19-56.64-25.533.25
Purchase of Investments-81.79-99.62-110.34-76.03-23.97-130.14-106.89-61.28-31.31
Sale Or Maturity of Investments87.0373.28119.6218.0121.3529.9450.2535.7534.55
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources2.543.3116.490.001.170.000.000.000.00
Cash from Investing Activities-90.03-206.43-104.2077.67-504.04-310.83-270.69-55.20-186.96
Cash Dividends Paid-8.59-10.26-8.27-7.76-7.10-4.60-3.57-2.86-1.92
Change in Capital Stock-7.15-14.26-3.070.17-14.75-16.25-10.00-4.300.87
Repurchase of Common Pref Stock-8.48-15.42-2.51-0.58-15.82-14.17-9.84-5.00-0.25
Sale of Common Pref Stock1.331.17-0.560.741.07-2.08-0.160.701.12
Proceedsfrom Stock Options1.221.221.071.020.500.000.000.000.00
Issuance or Reduction of Debt, Net244.19-178.50214.06-92.78144.00-83.9580.94-52.5492.87
Change in Long Term Debt244.19-178.50214.06-92.78144.00-83.9580.95-52.5492.87
Issuance of Long Term Debt636.50949.94967.772,164.343,003.62198.24601.16401.45917.24
Reduction of Long Term Debt-392.31-1,128.44-753.71-2,257.12-2,859.62-282.19-520.21-453.98-824.37
Net Financing Active Other Cash Flow0.00-0.46-0.390.000.000.000.000.000.00
Other Financing Activities Uses--0.46-0.39------
Cash from Financing Activities-30.47130.7019.32-131.08334.09136.74348.8159.02179.39
Net Change in Cash-17.33-3.42-34.0624.2514.95-65.0845.8013.0013.86
Free Cash Flow88.2751.9449.1976.00183.35107.03-33.706.7117.64
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow4.177.557.924.211.492.80-74.7910.55
Federal Home Loan Advances Increase (Decrease)-7.65-13.518.50-5.832.660.611.84-7.02

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks29.0212.8412.4213.5012.3915.17
Investments438.68371.18399.31390.46440.60420.80
Net Loans3,008.132,628.992,624.092,623.172,599.602,582.27
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment56.9550.1149.0849.8539.2838.07
Interest Receivables16.9014.2615.3314.6115.1214.27
Deferred Tax Assets9.476.447.1714.806.777.78
Other Intangible Assets117.5095.2696.0998.2595.0797.65
Total Assets3,676.653,179.083,203.513,204.653,208.823,176.01
Total Deposits2,867.202,448.882,637.582,673.642,686.492,553.38
Total Debt427.13380.95222.55184.85185.94292.07
Long Term Debt426.63380.22220.57182.87185.45290.98
Provision for Risks Charges2.711.701.601.801.800.00
Deferred Tax Liabilities---7.81--
Other Liabilities46.4028.5927.9328.8634.0833.37
Total Liabilities3,343.452,860.122,889.662,896.962,908.312,878.81
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity333.21318.96313.85307.69300.51297.20
Total Shareholders Equity333.21318.96313.85307.69300.51297.20
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity333.21318.96313.85307.69300.51297.20
Total Liabilities & Stockholders Equity3,676.653,179.083,203.513,204.653,208.823,176.01
Book Value Per Share42.3542.9641.8440.9839.8839.01
Tangible Book Value Per Share40.1841.2640.0639.1137.9136.95
Tier 1 Capital---351.23349.69349.06
Tier 2 Capital---33.9832.3634.04
Full-Time Employees626593585580575567
Price to Book Ratio1.031.040.941.031.021.01
Return on Assets0.831.031.041.051.031.07
Return on Equity9.0410.6410.6410.8610.7711.31
Return on Invested Capital0.641.121.441.691.851.29
Current Ratio0.030.030.030.020.060.02

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations28.3150.277.8120.2041.200.22
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital4.781.730.90-7.853.436.92
Cash from Operating Activities33.0952.008.7112.3644.647.15
Capital Expenditures-1.33-0.57-0.27-15.71-3.02-1.29
Net Assets From Acquisitions136.130.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-36.511.6514.3425.76-8.49-34.83
Purchase of Investments-47.25-16.01-6.62-11.91-17.93-54.73
Sale Or Maturity of Investments10.7417.6520.9637.679.4419.90
Other Uses0.000.000.000.000.000.00
Other Sources0.00-1.001.002.540.000.77
Cash from Investing Activities-42.18-23.902.23-26.16-38.76-133.33
Cash Dividends Paid-2.15-2.15-2.17-2.10-3.80-2.16
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-2.23-3.43-0.21-1.29-4.63-4.92
Repurchase of Common Pref Stock-2.54-3.78-0.62-1.54-4.90-5.23
Sale of Common Pref Stock0.320.350.410.250.270.31
Proceedsfrom Stock Options0.00-0.030.031.220.000.00
Issuance or Reduction of Debt, Net49.00157.1938.000.00-105.00165.50
Change in Long Term Debt49.00157.1938.000.00-105.00165.50
Issuance of Long Term Debt-1,507.851,715.85105.00323.5012.44461.00
Reduction of Long Term Debt1,556.85-1,558.65-67.00-323.50-117.44-295.50
Net Financing Active Other Cash Flow0.000.000.000.00-0.460.00
Other Financing Activities Uses---0.00--
Cash from Financing Activities23.33-37.09-0.46-16.2519.2196.64
Net Change in Cash14.24-8.9910.48-33.0628.09-29.55
Free Cash Flow31.7751.428.44-3.3541.615.85
Price to Free Cash Flow4.173.706.877.443.556.80

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.35%0.2M6.7M26.67K
2026-10-152.44%0.2M6.7M25.11K
2026-09-302.15%0.1M6.7M22.92K
2026-09-152.27%0.2M6.7M22.05K
2026-08-312.18%0.1M6.6M20.70K
2026-08-143.40%0.2M6.3M19.08K
2026-07-313.09%0.2M6.3M17.18K
2026-07-152.78%0.2M6.3M16.98K
2026-06-303.00%0.2M6.3M16.00K
2026-06-152.88%0.2M6.3M13.62K
2026-05-292.60%0.2M6.3M13.30K
2026-05-152.40%0.2M6.3M13.33K
2026-04-302.40%0.2M6.3M13.19K
2026-04-151.23%0.1M6.4M11.36K
2026-03-311.30%0.1M6.4M10.97K
2026-03-131.30%0.1M6.4M10.60K
2026-02-270.99%0.1M6.4M11.35K
2026-02-130.97%0.1M6.4M11.67K
2026-01-300.94%0.1M6.4M13.07K
2026-01-151.03%0.1M6.4M12.93K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-108-KCurrent report2026-11-10SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-104Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-0910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-284Statement of changes in beneficial ownership of securities2026-10-26SEC
2026-10-238-KCurrent report2026-10-22SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-08-314Statement of changes in beneficial ownership of securities2026-08-28SEC
2026-08-28144Filing for proposed sale of securities under Rule 144.SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-25SEC
2026-08-25144Filing for proposed sale of securities under Rule 144.SEC
2026-08-248-KCurrent report2026-08-24SEC
2026-08-218-KCurrent report2026-08-19SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-14SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-14SEC
2026-08-194/A2026-08-06SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-14SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100281.06K2
2026-10002771
2026-090000
2026-0800153.41K3
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-1100254.22K4

Institutional holders

Manager% owned
T. Rowe Price Investment Management, Inc.13.46%
BlackRock, Inc.6.59%
DIMENSIONAL FUND ADVISORS LP5.54%
De Lisle Partners LLP5.28%
VANGUARD CAPITAL MANAGEMENT LLC3.97%
Advisors Asset Management, Inc.3.33%
Pacific Ridge Capital Partners, LLC2.79%
TCW GROUP INC2.11%
GEODE CAPITAL MANAGEMENT, LLC2.10%
ALLIANCEBERNSTEIN L.P.1.85%

Funds

Fund% owned
Angel Oak Multi-Strategy Income Fund13.47%
T. Rowe Price Small-Cap Value Fund, Inc.8.35%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.89%
iShares Russell 2000 ETF2.51%
Avantis U.S. Small Cap Value ETF1.45%
Adara Smaller Companies Fund1.03%
iShares Russell 2000 Value ETF0.98%
VANGUARD EXTENDED MARKET INDEX FUND0.97%
Fidelity Small Cap Index Fund0.96%
U.S. Targeted Value Portfolio0.90%

OakChart. FSBW. Cached 15 minutes.