OakChart

NewtekOne Inc

NEWTFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 1:43 PM ET

10.91+0.06 (0.55%)
2026-11-11 19:44 CET
Market cap
313.34 USD m
Revenue, TTM
396.75 USD m
Net income, TTM
54.01 USD m
Free cash flow, TTM
-64.48 USD m
EPS diluted, TTM
1.89
P/E
5.78
Compare

Price

NEWT against its 20, 50 and 200-day averages
2050200miss
12.0014.00550K1.1MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NEWTclose 10.9120-day 11.0650-day 11.35200-day 12.7110.9152w high

30.5% under the 52-week high of 15.69 on 16 Jul 2026. 52-week low 9.59 on 20 Nov 2025. Last 15 sessions, 10.0% high to low

Profile

NEWT
52-week range, 22% of the way up
9.5915.69

NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.

IndexRUT
Employees572
IPOMar 17, 1980
Beta1.37
ATR, 14d0.34
Rel volume0.50
Short float15.82%
Insider own13.17%
Inst own47.86%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap315.07M
Enterprise Value3.11B
Income54.01M
Sales396.75M
Book/sh12.80
Cash/sh10.54
Dividend Est.0.76 (6.97%)
Dividend TTM0.76 (6.97%)
Dividend Ex-DateSep 24, 2026
Dividend Gr. 3/5Y-34.86% -18.00%
Payout34.90%
Employees572
IPOMar 17, 1980

Ratios

P/E5.78
Forward P/E5.22
PEG1.46
P/S0.79
P/B0.85
P/C1.03
P/FCF-
EV/EBITDA17.76
EV/Sales7.84
Quick Ratio5.56
Current Ratio5.56
Debt/Eq7.30
LT Debt/Eq7.30
Option/ShortYes / Yes

Earnings

EPS (ttm)1.89
EPS next Y2.09
EPS next Q0.52
EPS this Y-14.53%
EPS next Y16.75%
EPS next 5Y3.57%
EPS past 3/5Y17.71% 6.50%
Sales past 3/5Y26.81% 25.48%
EPS Y/Y TTM-15.85%
Sales Y/Y TTM18.28%
EPS Q/Q-49.54%
Sales Q/Q22.83%
EarningsOct 28 AMC
EPS/Sales Surpr.-31.97% -6.89%

Ownership

Insider Own13.17%
Insider Trans0.52%
Inst Own47.86%
Inst Trans2.13%
ROA1.97%
ROE14.48%
ROIC1.68%
Gross Margin71.53%
Oper. Margin32.56%
Profit Margin13.61%
SMA20-1.38%
SMA50-3.88%
SMA200-14.19%
Trades-

Technical

Shs Outstand28.89M
Shs Float25.08M
Short Float15.82%
Short Ratio15.80
Short Interest3.97M
52W High15.69 -30.47%
52W Low9.59 13.76%
Volatility3.17% 2.99%
ATR (14)0.34
RSI (14)46.05
Beta1.37
Rel Volume0.50
Avg Volume251.07K
Volume83,675

Performance

Perf Week-0.91%
Perf Month-0.46%
Perf Quarter-16.53%
Perf Half Y-15.03%
Perf YTD-3.88%
Perf Year7.28%
Perf 3Y-19.25%
Perf 5Y-63.40%
Perf 10Y-27.41%
Recom2.43
Target Price15.20
Prev Close10.85
Price10.91
Change %0.55%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 15, 2025ResumedRB. Riley SecuritiesBuy$18+65.0%
Sep 04, 2024DowngradeRB. Riley SecuritiesBuy → Neutral$16 → $13+19.2%
May 19, 2023InitiatedRB. Riley SecuritiesBuy$15+37.5%
Feb 22, 2023InitiatedPPiper SandlerNeutral
Aug 08, 2022UpgradeRRaymond JamesUnderperform → Mkt Perform
Aug 03, 2021DowngradeRRaymond JamesMkt Perform → Underperform
Jun 07, 2021DowngradeCCompass PointBuy → Neutral$33 → $38+248.3%
Apr 20, 2021UpgradeCCompass PointNeutral → Buy$30+175.0%
Feb 09, 2021ResumedKKeefe BruyetteMkt Perform$21+92.5%
Aug 11, 2020DowngradeLLadenburg ThalmannBuy → Neutral

Peers

Mkt cap
TickerCompanyMkt cap
LOBLive Oak Bancshares Inc1.59B
BAFNBayFirst Financial Corp191.09M
INBKFirst Internet Bancorp222.97M
BYByline Bancorp Inc1.74B
CASHPathward Financial Inc1.55B
TFINTriumph Financial Inc1.47B
CCBCoastal Financial Corp665.17M
TBBKBancorp Inc1.94B
RCReady Capital Corp152.65M
PRTHPriority Technology Holdings Inc652.33M

Insider trading

latest 14 of 15
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
SLOANE BARRYPresident, Chairman & CEOJun 15 '26Buy14.205,00071,0001,181,914Jun 16 08:54 AM
DeMaria Frank MCheif Financial OfficerJun 15 '26Buy13.915006,95836,736Jun 15 02:02 PM
SLOANE BARRYPresident, Chairman & CEOJun 15 '26Buy14.2111,000156,2601,176,914Jun 15 10:10 AM
Brunet Craig JeffryDirectorJun 03 '26Buy12.701,00012,6967,185Jun 04 08:53 AM
Downs Peter MathisonPresident, Newtek BankMay 26 '26Buy13.567379,99487,539May 26 11:54 AM
Brunet Craig JeffryDirectorMay 15 '26Buy12.723304,1986,185May 18 08:59 AM
Zink Gregory LDirectorMay 08 '26Buy13.871,00013,87036,085May 11 08:49 AM
SALUTE RICHARD JDirectorMay 07 '26Buy13.471,00013,47045,772May 08 09:36 AM
Razon-Feingold HalliSVP, Human Resources & CAOJan 14 '26Buy13.911,25817,49922,915Jan 16 09:07 AM
Schwartz Michael AdamChief Legal OfficerJan 14 '26Buy13.912,24731,25649,713Jan 16 09:02 AM
DeMaria Frank MCheif Financial OfficerJan 14 '26Buy13.911,55621,64435,220Jan 16 08:59 AM
SLOANE BARRYPresident, Chairman & CEOJan 14 '26Buy13.913,59550,0061,194,180Jan 16 08:56 AM
Zink Gregory LDirectorDec 15 '25Buy12.065006,03037,707Dec 15 09:43 AM
SALUTE RICHARD JDirectorDec 08 '25Buy11.2890010,15244,505Dec 08 11:57 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
FDMFirst Trust Dow Jones Select Microcap Index FundAUM: 267.52M
IWCiShares Micro-Cap ETFAUM: 1.22B
AVSCAvantis U.S Small Cap Equity ETFAUM: 3.23B

News

latest 14 of 200
  • NewtekOne Misses As Gain-On-Sale Income Vanishes, Credit Stress Builds, And 'Strategic Alternatives' Takes Center Stage (Earnings Whispers)
  • NewtekOne: Q3 Earnings Snapshot (Associated Press)
  • NewtekOne, Inc. Reports 3Q26 Basic and Diluted EPS of $0.34 (GlobeNewswire)
  • NewtekOne's Third Quarter Tests Whether Its Costly Shift To Balance-Sheet Lending Pays Off (Earnings Whispers)
  • NewtekOne adds Zelle to its Real Time Payments Platform for Payroll, Merchant Services, and Inbound and Outbound Electronic Payments (GlobeNewswire)
  • NewtekOne, Inc. to Report Third Quarter 2026 Results and Host a Conference Call on Wednesday, October 28, 2026 (GlobeNewswire)
  • Newtek Bank Expands Connected Banking Capabilities Across Leading Accounting and Business Applications (GlobeNewswire)
  • NewtekOne, Inc. Declares Dividends on Common Stock and Series B Preferred Shares (GlobeNewswire)
  • NewtekOne Repositions Earnings Guidance with an Emphasis on Recurring Net Interest Income (GlobeNewswire)
  • NewtekOne Expands AI-Powered Client Support Platform with Glia (GlobeNewswire)
  • NewtekOne Inc (NEWT) (Q2 2026) Earnings Call Highlights: Strategic Shift to Bank-Centric Model ... (GuruFocus.com) -9.50%
  • NewtekOne: Q2 Earnings Snapshot (Associated Press)
  • NewtekOne, Inc. Reports 2Q26 Basic and Diluted EPS of $0.48 and $0.47 (GlobeNewswire)
  • NewtekOne, Inc. to Report Second Quarter 2026 Results and Host a Conference Call on Thursday, August 6, 2026 (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-280.3030.4460.34071.7977.107
2026Q22026-08-060.4330.4700.47375.0875.007
2026Q12026-04-300.3930.4200.43470.9675.776
2025Q42026-01-290.6130.6820.64573.3380.016
2025Q32025-10-290.6640.6400.66974.9478.316
2025Q22025-07-280.5170.5200.51970.2073.885
2025Q12025-05-060.3500.3540.35166.3363.225
2024Q42025-02-260.6900.6640.68275.3769.556
2024Q32024-11-060.4500.4330.44962.8362.206
2024Q22024-08-050.4300.4150.42761.1559.906
2024Q12024-05-060.3800.2240.38058.2748.945
2023Q42024-03-060.5300.5780.52557.5360.636
2023Q32023-11-070.3800.3620.38850.9753.655
2023Q22023-08-020.2600.2820.25268.9851.645
2023Q12023-05-080.4500.3560.45447.3748.815
2022Q42023-02-270.0600.632-0.09123.0924.775

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.7701.7822.25038.9138.58
2018FY1.9401.908-49.5247.98
2019FY2.3302.330-59.3060.08
2020FY2.0502.157-92.2091.28
2021FY3.4703.405-108.4995.59
2022FY2.1402.7021.33586.2487.84
2023FY1.7001.6771.884203.72211.06
2024FY1.9601.9241.956257.62251.78
2025FY2.0962.2302.180284.8291.76
2026FY-1.791--295.03
2027FY-2.091--327.5
2028FY-2.329--358.63

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3031277.2776.5078.30
2026Q4S2026-10-2930376.3373.7078.30
2026Q4S2026-10-2830281.6373.7087.20
2026Q4S2026-10-2130281.6373.7087.20
2026Q4S2026-10-0230381.6373.7087.20
2026Q4S2026-08-2830384.8783.4087.20
2026Q4S2026-08-1031288.6383.4095.30
2026Q4S2026-08-0731192.1087.2095.30
2026Q4S2026-07-1731095.1793.8096.40
2026Q4S2026-07-1520095.1093.8096.40
2026Q4S2026-06-3021095.1093.8096.40
2026Q4S2026-06-1621095.1293.8496.40
2026Q4S2026-05-2421195.1293.8496.40
2026Q4S2026-05-0131194.1892.3096.40

Estimate history

EPS, annual2.25----1.3351.8841.9562.1781.8888
Period201720182019202020212022202320242025TTM
EPS, quarterly0.4490.6820.3510.5190.6690.6450.4340.4730.338
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual78.33192.69109.696103.569160.931157.999253.137333.53322.172396.75
Period201720182019202020212022202320242025TTM
Sales, quarterly87.20788.4272.211104.55470.23275.175149.5585.75786.263
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual18.45718.91920.5321.9724.15924.60924.6826.29128.65828.892
Period201720182019202020212022202320242025MRQ
Shares, quarterly26.01826.29126.34226.31728.87628.65828.84628.89928.892
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue396.75322.17333.53253.14158.00160.93103.57109.7092.69
Total Expenses267.56185.38212.41155.6092.4854.7252.0247.8539.94
Operating Income129.19136.79121.1197.5365.52106.2151.5561.8552.75
Unusual Expense0.000.180.000.270.421.550.050.291.01
Net Income Before Taxes74.9579.9868.6945.3738.7784.1433.6241.1335.68
Income Taxes16.6919.4617.84-1.966.460.000.000.000.00
Consolidated Net Income58.2660.5150.8547.3332.3184.1433.6241.1335.68
Net Income From Continuing Operations58.2660.5150.8547.3332.3184.1433.6241.1335.68
Net Income54.0158.1849.2545.8832.3184.1433.6241.1335.68
EPS (Recurring)1.892.181.961.891.35----
EPS (Basic, Before Extraordinaries)1.892.211.971.891.343.691.592.131.91
EPS (Diluted)1.892.181.961.881.34----
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.613.243.212.211.982.100.570.640.58
Price To Earnings Ratio5.745.747.1713.757.0311.968.529.817.55
Price To Sales Ratio0.800.940.961.332.493.914.023.993.52
Gross Margin71.5375.5077.1076.0080.3981.4881.9682.0890.46
Operating Margin32.5642.4636.3138.5341.4766.0049.7756.3856.91
Net Margin13.6118.0614.7718.1220.4552.2832.4637.5038.49
Shares Outstanding28.8928.6626.2924.6824.6124.1621.9720.5318.92
Market Capitalization313.34313.34335.92340.15396.90665.11428.88448.83329.58

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue86.2685.76149.5575.1770.23104.5572.2188.42
Total Expenses59.9053.88118.7235.0631.3272.5446.4551.17
Operating Income26.3731.8830.8340.1138.9132.0125.7637.25
Unusual Expense0.000.000.000.000.180.000.000.00
Net Income Before Taxes14.2219.1517.0924.4925.0718.7711.6523.75
Income Taxes3.524.543.694.957.175.072.285.43
Consolidated Net Income10.7014.6113.4019.5417.9013.709.3718.32
Net Income From Continuing Operations10.7014.6113.4019.5417.9013.709.3718.32
Net Income9.6413.5512.3418.4817.4313.308.9717.92
EPS (Recurring)0.340.470.430.640.670.520.350.68
EPS (Basic, Before Extraordinaries)0.340.480.430.640.680.530.360.68
EPS (Diluted)0.340.470.430.640.670.520.350.68
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.490.610.450.070.491.231.451.42
Price To Earnings Ratio5.746.545.015.115.725.916.177.17
Price To Sales Ratio0.801.110.781.010.890.820.921.01
Gross Margin59.0266.7980.8772.6968.3983.4173.8975.04
Operating Margin30.5737.1820.6253.3655.4030.6235.6742.13
Net Margin11.1815.808.2524.5824.8212.7212.4220.27
Shares Outstanding28.8928.9028.8528.6628.8826.3226.3426.29
Market Capitalization313.34427.88315.70327.87301.39297.14314.44335.92

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments310.29381.37184.01125.61186.8651.4233.2131.3520.54
Short Term Receivables0.5452.5062.430.0048.9358.8454.1545.8510.79
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments39.8432.7637.64264.11731.67653.88645.46541.10456.69
Investment in Unconsolidated Affiliates37.2556.9040.8623.0229.4620.0316.120.000.00
Net Property, Plant & Equipment2.795.695.706.487.316.937.990.000.00
Deferred Tax Assets15.0714.1412.65------
Other Intangible Assets2,354.111,530.701,093.64579.6852.3249.8740.4935.0531.59
Total Assets2,759.892,074.051,436.93998.901,056.56840.98797.41653.34519.61
Total Customer Deposits0.000.000.00------
Total Debt2,241.171,687.591,114.58547.30481.11460.48441.82331.63216.25
Long Term Debt2,145.511,605.351,073.69509.40479.23458.92410.18296.93216.25
Provision for Risks Charges0.133.573.060.000.000.000.000.000.00
Deferred Tax Liabilities25.8016.397.4219.1912.7311.4112.409.248.16
Other Liabilities95.2270.2262.8357.05158.8329.7420.9525.0216.87
Total Liabilities2,362.321,777.771,187.88623.54652.67501.63475.19365.90241.28
Preferred Stock - Carrying Value48.1819.7419.740.000.000.000.000.000.00
Common Equity349.39276.54229.31375.36403.89339.35322.23287.44278.33
Total Shareholders Equity397.57296.28249.05375.36403.89339.35322.23287.44278.33
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity397.57296.28249.05375.36403.89339.35322.23287.44278.33
Total Liabilities & Stockholders Equity2,759.892,074.051,436.93998.901,056.56840.98797.41653.34519.61
Book Value Per Share12.1910.529.2915.2516.7215.4515.7015.1915.08
Tangible Book Value Per Share11.689.968.0715.2516.7215.4515.7015.1915.08
Full-Time Employees572591528104104110109175162
Price to Book Ratio0.851.271.641.011.651.271.441.151.28
Return on Assets2.502.903.893.148.874.105.676.088.46
Return on Equity17.4418.6515.168.2922.6410.1613.4912.6115.99
Return on Invested Capital2.382.673.583.659.534.215.626.117.88
Quick Ratio1.632.902.321.321.473.521.661.291.96
Current Ratio1.632.902.321.321.473.521.661.291.96

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-16.48-2.96-3.36-0.480.3842.7637.51-0.53-2.59
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-47.9658.94-1.30-88.12-52.44130.50-4.83-20.43-35.76
Cash from Operating Activities-64.4455.98-4.66-88.60-52.06173.2632.68-20.96-38.35
Capital Expenditures-0.04-0.11-0.44-0.46-0.010.00-0.01-0.13-0.63
Net Assets From Acquisitions-10.12-10.120.0011.140.000.000.000.00-
Sale of Fixed Assets and Businesses1.984.000.000.000.000.000.000.00-
Purchase or Sale of Investments-639.36-628.18-145.25-123.88-10.35-32.34-53.36-76.3935.31
Purchase of Investments-1,040.83-1,083.93-1,183.83-832.14-831.54-1,353.94-1,467.22-571.98-479.85
Sale Or Maturity of Investments401.46455.751,038.59708.26821.181,321.601,413.86495.59515.16
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-1,207.11-880.51-357.41-252.85-10.37-32.34-14.93-68.12-35.94
Cash Dividends Paid-31.31-28.04-20.25-14.15-64.54-70.14-42.58-40.77-32.43
Change in Capital Stock-1.0052.0513.6219.492.0248.4325.4833.655.20
Repurchase of Common Pref Stock-1.32-1.49-0.400.000.00-1.57-0.09-0.090.00
Sale of Common Pref Stock0.3253.5414.0319.492.0250.0125.5733.745.20
Proceedsfrom Stock Options0.3253.5414.0319.492.0250.0125.5733.745.20
Issuance or Reduction of Debt, Net1,120.09552.20567.83344.4764.5316.2217.5298.06112.45
Change in Long Term Debt1,120.09552.20567.83344.4764.5316.2217.5298.06112.45
Issuance of Long Term Debt1,529.821,004.50721.03513.91162.34238.1372.41178.27206.64
Reduction of Long Term Debt-409.73-452.30-153.20-169.44-97.82-221.91-54.88-80.21-94.19
Net Financing Active Other Cash Flow271.31177.25-0.30-4.89-0.830.000.000.00-0.11
Other Financing Activities Uses-1.76-2.17-0.30-4.89-0.830.000.000.00-0.11
Cash from Financing Activities1,359.09753.45560.90344.971.18-5.490.4790.9485.11
Net Change in Cash87.53-71.08198.833.52-61.25135.4418.221.8610.81
Free Cash Flow-64.4855.87-5.10-89.06-52.08173.2632.67-21.09-38.98
Preferred Dividends (Cash Flow)----0.000.000.000.000.00
Price to Free Cash Flow-10.90---6.11---

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments304.46395.01403.02310.29216.93213.29
Short Term Receivables0.070.0851.610.540.4719.70
Investments74.9538.9036.5539.8439.3434.99
Investment in Unconsolidated Affiliates35.7036.5035.9537.2539.7556.49
Net Property, Plant & Equipment2.462.572.682.792.292.38
Deferred Tax Assets14.0510.776.2715.07-0.19
Other Intangible Assets3,094.312,701.062,350.682,354.112,100.321,799.17
Total Assets3,526.013,184.882,886.772,759.892,399.102,126.22
Total Customer Deposits0.000.000.000.000.000.00
Total Debt3,053.222,707.342,412.102,241.171,928.841,743.56
Long Term Debt3,053.052,707.012,411.612,145.511,928.671,743.26
Provision for Risks Charges0.000.000.000.130.000.00
Deferred Tax Liabilities---25.805.34-
Other Liabilities54.6764.1769.9795.2278.2170.47
Total Liabilities3,107.892,771.512,482.082,362.322,012.391,814.04
Preferred Stock - Carrying Value48.1848.1848.1848.1848.1819.74
Common Equity369.94365.19356.51349.39338.53292.44
Total Shareholders Equity418.12413.37404.69397.57386.71312.18
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity418.12413.37404.69397.57386.71312.18
Total Liabilities & Stockholders Equity3,526.013,184.882,886.772,759.892,399.102,126.22
Book Value Per Share12.8012.6412.3612.1911.7211.11
Tangible Book Value Per Share12.3012.1311.8511.6811.2210.55
Full-Time Employees---572--
Price to Book Ratio0.851.200.900.971.031.05
Return on Assets1.972.462.572.502.912.85
Return on Equity14.4818.0418.2617.4417.7418.20
Return on Invested Capital0.310.470.480.770.770.67
Quick Ratio5.566.146.461.632.783.33
Current Ratio5.566.146.461.632.783.33

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations-0.44-6.39-16.667.01-0.20-10.80
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-20.1930.10-74.2516.387.80-5.21
Cash from Operating Activities-20.6323.71-90.9123.387.60-16.00
Capital Expenditures0.030.03-0.09-0.01-0.01-0.05
Net Assets From Acquisitions0.000.000.00-10.120.000.00
Sale of Fixed Assets and Businesses0.000.001.980.000.000.00
Purchase or Sale of Investments-123.96-186.14-165.76-163.50-188.79-183.94
Purchase of Investments-149.23-314.99-298.86-277.75-293.40-263.08
Sale Or Maturity of Investments25.27128.85133.10114.25104.6179.14
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-402.23-326.86-251.82-226.21-244.71-228.64
Cash Dividends Paid-6.49-6.48-6.48-11.87-5.71-5.24
Preferred Dividends (Cash Flow)-1.06-1.06-1.06---
Change in Capital Stock0.070.100.07-1.2553.30-0.06
Repurchase of Common Pref Stock0.000.000.00-1.320.00-0.17
Sale of Common Pref Stock0.070.100.070.0853.300.11
Proceedsfrom Stock Options0.070.100.070.0853.300.11
Issuance or Reduction of Debt, Net345.19295.36169.21310.3384.9199.02
Change in Long Term Debt345.19295.36169.21310.3384.9199.02
Issuance of Long Term Debt360.59322.23464.16382.85398.09109.09
Reduction of Long Term Debt-15.40-26.87-294.94-72.52-313.18-10.07
Net Financing Active Other Cash Flow-6.456.16272.64-1.03108.2570.07
Other Financing Activities Uses-0.15-0.15-0.43-1.03-1.07-0.02
Cash from Financing Activities332.32295.14435.45296.18240.76163.80
Net Change in Cash-90.54-8.0192.7293.363.64-80.84
Free Cash Flow-20.6023.74-91.0023.377.59-16.06
Price to Free Cash Flow---11.6924.8816.96

Revenue breakdown

United States2024: 257.62M 2025: 284.80M
Alternative Lending2024: 67.36M 2025: 100.87M
Banking2024: 148.37M 2025: 170.14M
Consolidation, Policy2024: -14.11M 2025: -26.79M
NSBF2024: -7.85M 2025: 144.00K
Payments2024: 43.97M 2025: 40.43M
Technology2024: 19.88M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3015.82%4.0M25.1M256.31K
2026-10-1515.60%3.9M25.1M244.98K
2026-09-3015.60%3.9M25.1M239.13K
2026-09-1515.48%3.9M25.1M260.67K
2026-08-3115.56%3.9M25.1M252.65K
2026-08-1413.47%3.4M25.1M225.26K
2026-07-3112.82%3.2M25.1M217.45K
2026-07-1512.41%3.1M25.1M213.19K
2026-06-3012.30%3.1M25.1M220.48K
2026-06-1510.68%2.7M25.1M199.63K
2026-05-2910.62%2.6M24.9M206.66K
2026-05-159.45%2.6M27.2M210.39K
2026-04-3010.48%2.6M24.9M212.99K
2026-04-1510.93%2.7M24.9M240.84K
2026-03-3110.49%2.6M24.9M259.83K
2026-03-1310.01%2.5M24.9M262.50K
2026-02-2710.32%2.6M25.0M266.65K
2026-02-1310.52%2.6M25.0M272.73K
2026-01-3010.10%2.5M25.0M267.79K
2026-01-159.52%2.4M25.0M252.20K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.507.709.609.1013.9620.000.000.964-0.0540.001
call5.005.207.206.526.8990.000.000.930-0.0530.002
call7.502.804.600.003.9600.000.000.876-0.0460.003
call10.000.601.350.901.28733.000.000.727-0.0310.006
call12.500.000.250.261.1251280.000.241-0.0330.005
call15.000.000.150.121.59688.000.000.123-0.0300.003
call17.500.000.750.002.1040.000.000.100-0.0350.003
call20.000.000.750.002.5050.000.000.088-0.0380.003
call22.500.000.750.002.8490.000.000.080-0.0400.003
put2.500.000.750.007.6850.000.00-0.034-0.0550.001
put5.000.000.750.004.3000.000.00-0.069-0.0540.002
put7.500.000.750.002.4400.000.00-0.122-0.0470.003
put10.000.000.300.100.9951020.00-0.271-0.0320.006
put12.501.202.301.601.82425.000.00-0.758-0.0340.005
put15.003.505.500.003.5000.000.00-0.875-0.0310.003
put17.505.907.900.004.3480.000.00-0.898-0.0350.003
put20.008.4010.400.004.8820.000.00-0.910-0.0380.003
put22.5010.4013.000.005.1400.000.00-0.918-0.0400.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-09-148-KCurrent report2026-09-14SEC
2026-08-148-KCurrent report2026-08-14SEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-068-KCurrent report2026-08-06SEC
2026-07-21EFFECTEffectiveness filing by commission orderSEC
2026-07-17CORRESPSEC
2026-07-17S-3/ASEC
2026-07-02UPLOADUpload SubmissionSEC
2026-06-25S-3Registration statement for specified transactions by certain issuers including face-amount certificate companiesSEC
2026-06-254Statement of changes in beneficial ownership of securities2026-06-25SEC
2026-06-184Statement of changes in beneficial ownership of securities2026-06-16SEC
2026-06-184Statement of changes in beneficial ownership of securities2026-06-16SEC
2026-06-184Statement of changes in beneficial ownership of securities2026-06-16SEC
2026-06-184Statement of changes in beneficial ownership of securities2026-06-16SEC
2026-06-164Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-158-KCurrent report2026-06-15SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-15SEC
2026-06-128-KCurrent report2026-06-12SEC
2026-06-044Statement of changes in beneficial ownership of securities2026-06-03SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-26SEC
2026-05-184Statement of changes in beneficial ownership of securities2026-05-15SEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-08SEC
2026-05-0810-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-084Statement of changes in beneficial ownership of securities2026-05-07SEC
2026-04-308-KCurrent report2026-04-30SEC
2026-04-298-KCurrent report2026-04-28SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-06246.91K400
2026-0541.53K400
2026-040000
2026-030000
2026-020000
2026-01120.40K400
2025-1225.11K300
2025-11112.60K200

Institutional holders

Manager% owned
BlackRock, Inc.8.75%
Patriot Financial Partners GP II, L.P.7.99%
VANGUARD CAPITAL MANAGEMENT LLC3.87%
PRICE T ROWE ASSOCIATES INC /MD/3.79%
GOLDMAN SACHS GROUP INC2.53%
GEODE CAPITAL MANAGEMENT, LLC2.37%
AQR CAPITAL MANAGEMENT LLC1.97%
STATE STREET CORP1.87%
MARSHALL WACE, LLP1.86%
Connor, Clark & Lunn Investment Management Ltd.1.19%

Funds

Fund% owned
Angel Oak Financial Strategies Income Term Trust7.79%
Holbrook Income Fund6.92%
iShares Russell 2000 ETF2.74%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.70%
Holbrook Total Return Fund1.73%
T. Rowe Price Financial Services Fund, Inc.1.59%
T. Rowe Price Integrated U.S. Small-Mid Cap Core Equity Fund1.15%
ROYCE SMALL-CAP TRUST, INC.1.09%
VANGUARD EXTENDED MARKET INDEX FUND1.08%
Fidelity Small Cap Index Fund1.01%

OakChart. NEWT. Cached 15 minutes.