OakChart

Navient Holdings Inc

NAVIFinancial·Credit Services·USA·Small·NASD·Nov 11 • 3:59 PM ET

5.92-0.82 (-12.23%)
2026-11-12 00:31 CET
Market cap
626.50 USD m
Revenue, TTM
3,039.00 USD m
Net income, TTM
52.00 USD m
Free cash flow, TTM
181.00 USD m
EPS diluted, TTM
0.55
P/E
10.80
Compare

Price

NAVI against its 20, 50 and 200-day averages
2050200beat
6.008.0010.002.0M3.9MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NAVIclose 5.9220-day 8.5450-day 9.02200-day 8.765.92

56.1% under the 52-week high of 13.48 on 17 Dec 2025. 52-week low 5.91 on 11 Nov 2026. Last 15 sessions, 59.9% high to low

Volume 2.60× normal · the line is the 50-bar volume average

Profile

NAVI
52-week range, 0% of the way up
6.7013.48

Navient Holdings, Inc. engages in the education loan management, servicing and asset recovery services. The company is headquartered in Herndon, VA.

IndexRUT
Employees670
IPOApr 17, 2014
Beta1.23
ATR, 14d0.64
Rel volume2.60
Short float12.19%
Inst own94.89%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap549.87M
Enterprise Value41.74B
Income52.00M
Sales3.04B
Book/sh26.26
Cash/sh21.39
Dividend Est.0.64 (10.81%)
Dividend TTM0.64 (10.81%)
Dividend Ex-DateSep 04, 2026
Dividend Gr. 3/5Y0.00% 0.00%
Payout-
Employees670
IPOApr 17, 2014

Ratios

P/E10.80
Forward P/E7.17
PEG-
P/S0.18
P/B0.23
P/C0.28
P/FCF3.04
EV/EBITDA15.22
EV/Sales13.74
Quick Ratio0.64
Current Ratio0.64
Debt/Eq17.73
LT Debt/Eq15.37
Option/ShortYes / Yes

Earnings

EPS (ttm)0.55
EPS next Y0.83
EPS next Q0.11
EPS this Y285.82%
EPS next Y26.97%
EPS next 5Y-
EPS past 3/5Y- -
Sales past 3/5Y-5.67% -2.83%
EPS Y/Y TTM205.80%
Sales Y/Y TTM-10.96%
EPS Q/Q118.19%
Sales Q/Q6.00%
EarningsNov 04 AMC
EPS/Sales Surpr.-76.40% 112.53%

Ownership

Insider Own-
Insider Trans-
Inst Own94.89%
Inst Trans2.46%
ROA0.11%
ROE2.13%
ROIC0.13%
Gross Margin92.27%
Oper. Margin79.40%
Profit Margin1.71%
SMA20-30.65%
SMA50-34.35%
SMA200-32.42%
Trades-

Technical

Shs Outstand92.71M
Shs Float92.12M
Short Float12.19%
Short Ratio8.00
Short Interest11.23M
52W High13.48 -56.08%
52W Low6.70 -11.58%
Volatility12.68% 6.86%
ATR (14)0.64
RSI (14)26.10
Beta1.23
Rel Volume2.60
Avg Volume1.40M
Volume3,646,256

Performance

Perf Week-34.73%
Perf Month-37.15%
Perf Quarter-35.93%
Perf Half Y-24.97%
Perf YTD-54.46%
Perf Year-49.75%
Perf 3Y-64.21%
Perf 5Y-71.07%
Perf 10Y-65.28%
Recom3.33
Target Price9.00
Prev Close6.74
Price5.92
Change %-12.23%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Apr 20, 2026ResumedBBofA SecuritiesUnderperform$7+18.2%
Sep 04, 2025DowngradeBBofA SecuritiesNeutral → Underperform$12+102.7%
Jan 21, 2025UpgradeSSeaport Research PartnersNeutral → Buy$18+204.1%
Sep 30, 2024InitiatedBBofA SecuritiesNeutral$17+187.2%
Apr 03, 2024UpgradeJJP MorganUnderweight → Neutral$18 → $17+187.2%
Jan 10, 2024InitiatedDDeutsche BankHold
Jan 10, 2024DowngradeBBarclaysEqual Weight → Underweight$17 → $14+136.5%
Jan 08, 2024DowngradeTTD CowenMarket Perform → Underperform$17 → $15+153.4%
Jan 02, 2024DowngradeSStephensEqual-Weight → Underweight$16+170.3%
Nov 15, 2023InitiatedBBarclaysEqual Weight$17+187.2%

Peers

Mkt cap
TickerCompanyMkt cap
NNINelnet Inc4.45B
SLMSLM Corp3.09B
SOFISoFi Technologies Inc21.12B
OMFOneMain Holdings Inc6.34B
ENVAEnova International Inc4.19B
OPRTOportun Financial Corp543.74M
PRAAPRA Group Inc485.09M
UPSTUpstart Holdings Inc2.03B
CACCCredit Acceptance Corp5.21B
HAPNHappen Inc1.81B

Insider trading

4 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Fisher JoeFormer OfficerApr 16 '26Proposed Sale8.4723,146196,066Apr 16 02:30 PM
Fisher JoeFormer OfficerApr 14 '26Proposed Sale8.1930,982253,638Apr 14 04:09 PM
Fisher JoeFormer OfficerApr 13 '26Proposed Sale8.0330,000240,962Apr 13 02:26 PM
Fisher JoeFormer OfficerMar 12 '26Proposed Sale8.0220,000160,421Mar 12 04:55 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VXFVanguard Extended Market Index ETFAUM: 30.47B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
FNDASchwab Fundamental U.S. Small Company ETFAUM: 8.98B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B

News

latest 14 of 100
  • Navient declares fourth quarter common stock dividend (GlobeNewswire) -12.23%
  • Navient's Record Originations Undercut By $211 Million Credit True-Up As Core EPS Collapses And Full-Year Guide Goes Unreaffirmed (Earnings Whispers) +9.81%
  • Navient: Q3 Earnings Snapshot (Associated Press)
  • Navient posts third quarter 2026 financial results (GlobeNewswire)
  • S&P cuts Navient outlook to negative on corporate restructuring plan (Investing.com) +11.55%
  • Navient's Peak In-School Season Tests Whether Fair-Value Shift Can Offset Legacy Credit Drag (Earnings Whispers)
  • Navient to establish new holding company structure (GlobeNewswire)
  • Navient to announce third quarter 2026 results, host earnings webcast November 4 (GlobeNewswire)
  • Navient names Diane Offereins as new board member (GlobeNewswire)
  • Navient Completes $612.5 Million Securitization Backed by Private Education Loans (GlobeNewswire)
  • Navient declares third quarter common stock dividend (GlobeNewswire)
  • Navient: Q2 Earnings Snapshot (Associated Press)
  • Navient posts second quarter 2026 financial results (GlobeNewswire)
  • CFOs On the Move: Week ending July 17 (CFO.com)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-040.0300.1270.160308144.926
2026Q22026-08-060.2900.2020.263147141.867
2026Q12026-04-290.2000.1600.177152141.478
2025Q42026-01-280.0200.314-0.052144159.829
2025Q32025-10-29-0.8400.178-0.878161164.579
2025Q22025-07-300.2000.2690.139156163.599
2025Q12025-04-300.2500.199-0.020195179.359
2024Q42025-01-29-0.2400.2200.224223223.459
2024Q32024-10-301.4500.248-0.019239244.0510
2024Q22024-07-240.2900.4290.321247262.739
2024Q12024-04-240.4700.5880.640266281.598
2023Q42024-01-310.2100.753-0.247288325.259
2023Q32023-10-250.4700.7390.653385327.039
2023Q22023-07-260.7000.7570.528324326.899
2023Q12023-04-261.0600.8250.854331322.8611
2022Q42023-01-240.8500.8350.784331356.2411

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.7901.7491.0402,1632,171
2018FY2.0901.9811.4962,0322,011
2019FY2.6402.5022.5622,0362,002
2020FY3.4003.2472.1131,9471,912
2021FY4.4504.4714.1691,9031,924
2022FY3.4303.3844.4791,4711,498
2023FY2.4502.9681.8541,3441,375
2024FY2.0002.4381.1801,152936.2
2025FY-0.350-0.062-0.810672667.2
2026FY-0.650--668.04
2027FY-0.826--615.72
2028FY-0.918--789.37

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-10403136.77133.5143
2026Q4S2026-11-05404136.77133.5143
2026Q4S2026-11-04412147.73135163.86
2026Q4S2026-10-21412147.73135163.86
2026Q4S2026-10-09312147.32135163.86
2026Q4S2026-10-05302146.37135161.02
2026Q4S2026-10-02302146.34135161.02
2026Q4S2026-09-23302147.46135161.02
2026Q4S2026-08-27312147.46135161.02
2026Q4S2026-08-07311149.46141161.02
2026Q4S2026-08-06311150.83141161.02
2026Q4S2026-07-13411153.87141163
2026Q4S2026-07-10431153.87141163
2026Q4S2026-07-08422152.61141163

Estimate history

EPS, annual1.041.4962.5622.1134.1694.4791.8541.18-0.8080.5483
Period201720182019202020212022202320242025TTM
EPS, quarterly-0.0190.224-0.020.139-0.878-0.0520.1770.2630.16
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual5244566754843694351438134920425532003039
Period201720182019202020212022202320242025TTM
Sales, quarterly999979828806800765716710848
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual263247215.437186.302153.743130.209113.504103.02695.51192.713
Period201720182019202020212022202320242025MRQ
Shares, quarterly107.363103.026101.33499.43197.50795.51193.9893.78492.713
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue3,039.003,200.004,255.004,920.003,813.003,514.003,694.005,484.005,667.00
Total Expenses626.00711.00934.00979.00791.00888.00887.001,311.001,477.00
Operating Income2,413.002,489.003,321.003,941.003,022.002,626.002,807.004,173.004,190.00
Unusual Expense16.0017.0039.0033.0036.0099.0015.00-39.00-6.00
Net Income Before Taxes77.00-111.00174.00313.00827.00936.00532.00763.00528.00
Income Taxes25.00-31.0043.0085.00182.00219.00120.00166.00133.00
Consolidated Net Income52.00-80.00131.00228.00645.00717.00412.00597.00395.00
Net Income From Continuing Operations52.00-80.00131.00228.00645.00717.00412.00597.00395.00
Net Income52.00-80.00131.00228.00645.00717.00412.00597.00395.00
EPS (Recurring)0.67-0.691.432.044.654.572.172.451.48
EPS (Basic, Before Extraordinaries)0.55-0.811.201.874.544.222.132.601.52
EPS (Diluted)0.55-0.811.181.854.484.172.112.561.50
Non-Operating Income (Expense)0.000.00191.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense9.4816.5918.1718.9619.0022.0018.0018.2519.75
Price To Earnings Ratio12.3012.3019.086.614.625.284.545.325.91
Price To Sales Ratio0.280.400.350.470.621.040.520.580.41
Gross Margin92.2792.5086.1189.4785.5077.9580.8186.1486.89
Operating Margin79.4077.7878.0580.1079.2674.7375.9976.0973.94
Net Margin1.71-2.503.084.6316.9220.4011.1510.896.97
Shares Outstanding92.7195.51103.03113.50130.21153.74186.30215.44247.00
Market Capitalization626.50626.501,426.852,189.172,230.853,420.071,829.273,023.792,272.68

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue848.00710.00716.00765.00800.00806.00828.00979.00
Total Expenses270.00104.00112.00140.00274.00134.00164.00183.00
Operating Income578.00606.00604.00625.00526.00672.00664.00796.00
Unusual Expense2.003.000.0011.004.000.003.004.00
Net Income Before Taxes13.0039.0032.00-7.00-117.0018.00-5.0026.00
Income Taxes-2.0014.0015.00-2.00-31.004.00-3.002.00
Consolidated Net Income15.0025.0017.00-5.00-86.0014.00-2.0024.00
Net Income From Continuing Operations15.0025.0017.00-5.00-86.0014.00-2.0024.00
Net Income15.0025.0017.00-5.00-86.0014.00-2.0024.00
EPS (Recurring)0.170.290.180.03-0.850.140.000.25
EPS (Basic, Before Extraordinaries)0.160.270.18-0.05-0.880.14-0.020.23
EPS (Diluted)0.160.260.18-0.05-0.880.14-0.020.22
Non-Operating Income (Expense)0.000.000.000.000.000.000.00-28.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.792.372.373.953.163.166.324.74
Price To Earnings Ratio12.30---40.4927.7810.8219.08
Price To Sales Ratio0.280.270.250.390.380.390.330.34
Gross Margin91.7591.9791.7693.5992.2593.3090.9490.30
Operating Margin68.1685.3584.3681.7065.7583.3780.1981.31
Net Margin1.773.522.37-0.65-10.751.74-0.242.45
Shares Outstanding92.7193.7893.9895.5197.5199.43101.33103.03
Market Capitalization626.50799.85777.831,267.591,307.521,426.211,291.751,426.85

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments2,104.002,103.002,793.004,807.003,578.003,537.003,781.005,262.004,764.00
Short Term Receivables1,670.001,782.002,182.002,114.002,040.002,051.002,071.002,094.002,073.00
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments44,258.0047,195.0055,488.0062,925.0073,759.0080,424.0087,702.0095,420.00106,370.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment23.0052.0062.0074.0095.00116.00135.00136.00156.00
Deferred Tax Assets150.00120.00122.00132.00369.00454.00258.00271.00380.00
Other Intangible Assets476.00537.00728.00743.00764.00830.00956.00993.001,248.00
Total Assets48,681.0051,789.0061,375.0070,795.0080,605.0087,412.0094,903.00104,176.00114,991.00
Total Debt45,706.0048,318.0057,628.0066,896.0076,978.0083,945.0090,198.0098,941.00109,783.00
Long Term Debt36,969.0039,004.0048,902.0055,827.0068,772.0070,540.0074,947.0083,245.0093,202.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Other Liabilities576.00830.00987.00922.001,019.001,020.001,356.001,688.001,723.00
Total Liabilities46,282.0049,148.0058,615.0067,818.0077,997.0084,965.0091,554.00100,629.00111,506.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,399.002,641.002,760.002,977.002,597.002,433.003,336.003,519.003,454.00
Total Shareholders Equity2,399.002,641.002,760.002,977.002,597.002,433.003,336.003,519.003,454.00
Accumulated Minority Interest0.000.000.000.0011.0014.0013.0028.0031.00
Total Equity2,399.002,641.002,760.002,977.002,608.002,447.003,349.003,547.003,485.00
Total Liabilities & Stockholders Equity48,681.0051,789.0061,375.0070,795.0080,605.0087,412.0094,903.00104,176.00114,991.00
Book Value Per Share25.1225.6324.3222.8616.8913.0615.4814.2513.13
Tangible Book Value Per Share20.5721.3918.1917.4512.189.1111.9711.0610.05
Full-Time Employees6702,1004,5004,0006,1955,5605,8006,5006,700
Price to Book Ratio0.260.530.760.751.260.750.880.620.99
Return on Assets-0.160.230.350.850.850.450.600.360.25
Return on Equity-3.174.857.9523.1428.5114.2817.4211.338.16
Return on Invested Capital-0.200.310.441.101.000.560.760.460.30
Quick Ratio0.430.420.570.630.680.420.380.470.41
Current Ratio0.430.420.570.630.680.420.380.470.41

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations147.00348.00247.00540.00172.00270.00953.00979.00855.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital34.0093.00212.00136.00133.00432.0034.0040.00285.00
Cash from Operating Activities181.00441.00459.00676.00305.00702.00987.001,019.001,140.00
Capital Expenditures0.000.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.00-16.000.000.000.00
Sale of Fixed Assets and Businesses0.0025.00359.000.000.000.000.000.000.00
Purchase or Sale of Investments0.000.000.000.000.000.000.007.00115.00
Purchase of Investments0.000.000.000.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.000.007.00115.00
Other Uses-29.00-13.00-6.000.000.000.00-90.000.00-76.00
Other Sources-9.000.000.005.0096.0068.000.009.000.00
Cash from Investing Activities2,817.002,712.008,466.007,357.0010,585.006,673.006,448.007,485.0010,360.00
Cash Dividends Paid-60.00-63.00-70.00-78.00-91.00-107.00-123.00-147.00-166.00
Change in Capital Stock-62.00-111.00-179.00-310.00-400.00-600.00-400.00-440.00-220.00
Repurchase of Common Pref Stock-62.00-111.00-179.00-310.00-400.00-600.00-400.00-440.00-220.00
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-3,816.00-3,242.00-9,171.00-9,566.00-10,353.00-4,655.00-5,049.00-8,302.00-7,503.00
Change in Long Term Debt-3,816.00-3,242.00-9,171.00-9,566.00-10,353.00-4,655.00-5,049.00-8,302.00-7,503.00
Issuance of Long Term Debt2,985.002,657.001,106.002,346.002,243.009,210.008,641.007,919.009,501.00
Reduction of Long Term Debt-6,801.00-5,899.00-10,277.00-11,912.00-12,596.00-13,865.00-13,690.00-16,221.00-17,004.00
Net Financing Active Other Cash Flow-473.00264.00-195.00-93.001,183.00-1,972.00-2,107.00-1,096.00-2,995.00
Other Financing Activities Uses-764.000.00-195.00-101.000.00-2,169.00-2,107.00-1,096.00-2,995.00
Cash from Financing Activities-2,883.00-3,152.00-9,615.00-10,047.00-9,661.00-7,334.00-7,679.00-9,985.00-10,884.00
Net Change in Cash115.001.00-690.00-2,014.001,229.0041.00-244.00-1,481.00616.00
Free Cash Flow181.00441.00459.00676.00305.00702.00987.001,019.001,140.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow7.053.403.793.8311.076.132.223.662.39

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments1,987.002,139.002,131.002,104.001,872.002,077.00
Short Term Receivables1,694.001,648.001,631.001,670.001,672.001,680.00
Investments39,415.0042,320.0043,530.0044,258.0045,062.0045,790.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment25.0021.0021.0023.0027.0028.00
Deferred Tax Assets129.00142.00134.00150.00150.00100.00
Other Intangible Assets2,878.001,027.00557.00476.00523.00547.00
Total Assets46,128.0047,297.0048,004.0048,681.0049,306.0050,222.00
Total Debt43,180.0044,337.0045,110.0045,706.0046,334.0047,097.00
Long Term Debt37,429.0040,123.0039,240.0036,969.0041,414.0042,345.00
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities513.00562.00515.00576.00533.00561.00
Total Liabilities43,693.0044,899.0045,625.0046,282.0046,867.0047,658.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,435.002,398.002,379.002,399.002,439.002,564.00
Total Shareholders Equity2,435.002,398.002,379.002,399.002,439.002,564.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,435.002,398.002,379.002,399.002,439.002,564.00
Total Liabilities & Stockholders Equity46,128.0047,297.0048,004.0048,681.0049,306.0050,222.00
Book Value Per Share26.2625.5725.3125.1225.0125.79
Tangible Book Value Per Share21.6320.9820.7420.5720.5521.40
Full-Time Employees---670--
Price to Book Ratio0.260.340.330.520.510.55
Return on Assets0.11-0.10-0.12-0.16-0.100.06
Return on Equity2.13-1.98-2.42-3.13-1.951.28
Return on Invested Capital0.040.060.04-0.01-0.200.03
Quick Ratio0.640.900.640.430.720.79
Current Ratio0.640.900.640.430.720.79

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations9.0041.0037.0060.00103.0096.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-98.00102.00-84.00114.00-33.0030.00
Cash from Operating Activities-89.00143.00-47.00174.0070.00126.00
Capital Expenditures0.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments0.000.000.000.000.000.00
Purchase of Investments0.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses-16.000.000.00-13.000.000.00
Other Sources-43.0027.0016.00-9.00-15.00-3.00
Cash from Investing Activities740.00639.00691.00747.00559.00745.00
Cash Dividends Paid-15.00-15.00-15.00-15.00-16.00-16.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-10.00-3.00-23.00-26.00-26.00-24.00
Repurchase of Common Pref Stock-10.00-3.00-23.00-26.00-26.00-24.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-1,738.00-464.00-776.00-838.00-996.00-688.00
Change in Long Term Debt-1,738.00-464.00-776.00-838.00-996.00-688.00
Issuance of Long Term Debt0.001,765.00680.00540.00541.001,029.00
Reduction of Long Term Debt-1,738.00-2,229.00-1,456.00-1,378.00-1,537.00-1,717.00
Net Financing Active Other Cash Flow-568.00-292.00197.00190.00204.00-121.00
Other Financing Activities Uses-637.00-127.000.000.00160.00-151.00
Cash from Financing Activities-803.00-774.00-617.00-689.00-834.00-849.00
Net Change in Cash-152.008.0027.00232.00-205.0022.00
Free Cash Flow-89.00143.00-47.00174.0070.00126.00
Price to Free Cash Flow7.052.903.013.346.1411.13

Revenue breakdown

Government Services2024: 183.00M
Healthcare Services2024: 88.00M
United States2024: 271.00M
Business Processing2024: 271.00M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3012.19%11.2M92.1M1.36M
2026-10-1512.87%11.9M92.1M1.25M
2026-09-3012.58%11.6M92.1M1.19M
2026-09-1513.02%12.0M92.1M1.14M
2026-08-3112.37%11.4M92.1M1.15M
2026-08-1411.87%10.9M92.1M1.17M
2026-07-3111.18%10.3M92.4M1.08M
2026-07-1511.18%10.3M92.4M1.14M
2026-06-3011.04%10.2M92.4M1.14M
2026-06-1511.02%10.2M92.4M1.07M
2026-05-2910.66%9.8M92.2M1.00M
2026-05-1510.47%9.6M91.9M1.01M
2026-04-3010.15%9.3M91.3M1.03M
2026-04-159.77%9.0M92.4M1.06M
2026-03-319.55%8.8M92.5M1.07M
2026-03-139.21%8.5M92.5M1.01M
2026-02-278.30%7.7M92.5M1.04M
2026-02-137.44%7.1M94.9M1.02M
2026-01-307.85%7.4M94.9M944.13K
2026-01-157.88%7.5M94.9M847.01K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.503.304.500.0012.5290.000.000.965-0.0120.001
call5.000.702.150.005.0310.000.000.725-0.0470.003
call7.500.000.100.051.39958895.000.162-0.0180.002
call10.000.000.750.052.3895190.000.109-0.0230.002
call12.500.000.650.153.06645.000.000.091-0.0260.002
call15.000.000.750.003.5830.000.000.082-0.0280.001
call17.500.000.750.004.0000.000.000.076-0.0300.001
call20.000.000.750.004.3490.000.000.071-0.0310.001
put2.500.002.150.003.5070.000.00-0.032-0.0130.001
put5.000.000.550.052.7934910.00-0.273-0.0490.003
put7.501.251.750.651.6502590.00-0.836-0.0190.002
put10.002.904.302.052.93913.000.00-0.888-0.0240.002
put12.505.506.703.452.2430.000.00-0.906-0.0260.002
put15.007.909.200.002.7240.000.00-0.916-0.0280.001
put17.5010.4011.700.003.1300.000.00-0.922-0.0290.001
put20.0013.0014.300.005.1250.000.00-0.926-0.0300.001

Latest SEC filings

15
FiledFormDescriptionPeriodLink
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-093Initial statement of beneficial ownership of securities2026-10-28SEC
2026-11-04SCHEDULE 13GSEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-04SEC
2026-11-028-KCurrent report2026-11-02SEC
2026-10-29S-3ASRAutomatic shelf registration statement of securities of well-known seasoned issuersSEC
2026-10-29S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-10-298-K12B2026-10-28SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
Sherborne Investors Management LP31.33%
BlackRock, Inc.13.78%
DIMENSIONAL FUND ADVISORS LP4.81%
VANGUARD CAPITAL MANAGEMENT LLC2.98%
STATE STREET CORP2.92%
VANGUARD PORTFOLIO MANAGEMENT LLC2.56%
Boston Partners2.43%
AMERICAN CENTURY COMPANIES INC2.15%
Arbiter Partners Capital Management LLC2.11%
WELLINGTON MANAGEMENT GROUP LLP2.06%

Funds

Fund% owned
High Yield Fixed Income Fund9.15%
iShares Core S&P Small-Cap ETF4.16%
Global Bond Fund2.34%
Short Duration Strategic Income Fund1.82%
Avantis U.S. Small Cap Value ETF1.81%
High Yield Fund1.72%
High Income Fund1.46%
American Century Diversified Corporate Bond ETF1.25%
Touchstone Strategic Trust-Touchstone Strategic Income Fund0.73%
Empower Multi-Sector Bond Fund0.72%

OakChart. NAVI. Cached 15 minutes.