OakChart

Enova International Inc

ENVAFinancial·Credit Services·USA·Mid·NYSE·Nov 11 • 12:00 PM ET

167.28-1.57 (-0.93%)
2026-11-11 18:01 CET
Market cap
4,130.09 USD m
Revenue, TTM
3,652.63 USD m
Net income, TTM
382.44 USD m
Free cash flow, TTM
2,006.32 USD m
EPS diluted, TTM
14.51
P/E
11.53
Compare

Price

ENVA against its 20, 50 and 200-day averages
2050200beatmiss
150.00200.00250.00923K1.8MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26ENVAclose 167.2820-day 174.5450-day 182.78200-day 184.39167.2852w high

37.5% under the 52-week high of 267.45 on 14 Aug 2026. 52-week low 119.02 on 19 Nov 2025. Last 15 sessions, 13.7% high to low

Profile

ENVA
52-week range, 33% of the way up
119.02267.45

Enova International, Inc. engages in the provision of online financial services. Its products and services include short-term consumer loan, line of credit accounts, instalment loans, receivables purchase agreements, credit services organization program, bank program, and decision management platform-as-a-service & analytics-as-a-service. It caters non-prime credit consumers and small businesses in the United States and Brazil. The company was founded by Albert Goldstein and Alexander Goldstein in 2003 and is headquartered in Chicago, IL.

IndexRUT
Employees1836
IPOOct 30, 2014
Beta1.40
ATR, 14d7.19
Rel volume0.67
Short float7.25%
Insider own5.18%
Inst own96.25%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap4.09B
Enterprise Value9.00B
Income382.44M
Sales3.65B
Book/sh63.47
Cash/sh20.29
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1836
IPOOct 30, 2014

Ratios

P/E11.53
Forward P/E7.84
PEG0.32
P/S1.12
P/B2.64
P/C8.24
P/FCF2.04
EV/EBITDA9.78
EV/Sales2.47
Quick Ratio20.71
Current Ratio20.71
Debt/Eq3.45
LT Debt/Eq3.45
Option/ShortYes / Yes

Earnings

EPS (ttm)14.51
EPS next Y21.32
EPS next Q4.62
EPS this Y33.35%
EPS next Y23.39%
EPS next 5Y24.39%
EPS past 3/5Y22.96% -0.31%
Sales past 3/5Y21.99% 23.80%
EPS Y/Y TTM33.74%
Sales Y/Y TTM20.08%
EPS Q/Q33.80%
Sales Q/Q25.73%
EarningsOct 22 AMC
EPS/Sales Surpr.1.43% 0.69%

Ownership

Insider Own5.18%
Insider Trans-16.18%
Inst Own96.25%
Inst Trans1.05%
ROA5.60%
ROE26.82%
ROIC5.48%
Gross Margin-
Oper. Margin24.19%
Profit Margin10.47%
SMA20-4.16%
SMA50-8.48%
SMA200-9.28%
Trades-

Technical

Shs Outstand24.71M
Shs Float23.19M
Short Float7.25%
Short Ratio4.82
Short Interest1.68M
52W High267.45 -37.45%
52W Low119.02 40.55%
Volatility6.13% 3.99%
ATR (14)7.19
RSI (14)39.52
Beta1.40
Rel Volume0.67
Avg Volume348.64K
Volume96,809

Performance

Perf Week-7.67%
Perf Month-4.40%
Perf Quarter-36.13%
Perf Half Y2.48%
Perf YTD6.41%
Perf Year31.45%
Perf 3Y315.20%
Perf 5Y304.85%
Perf 10Y1581.23%
Recom1.00
Target Price230.83
Prev Close168.85
Price167.28
Change %-0.93%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
May 14, 2025InitiatedSSeaport Research PartnersBuy$124-25.9%
Apr 01, 2025UpgradeTTD CowenHold → Buy$17-89.8%
Nov 13, 2024InitiatedSStephensOverweight$108-35.4%
Aug 26, 2024DowngradeJJanneyBuy → Neutral
Aug 14, 2024InitiatedBBTIG ResearchBuy$90-46.2%
Jan 10, 2024InitiatedBBMO Capital MarketsMarket Perform$57-65.9%
Nov 01, 2023InitiatedTTD CowenMarket Perform$45-73.1%
Mar 14, 2022UpgradeJJanneyNeutral → Buy$49-70.7%
Feb 11, 2022DowngradeJJanneyBuy → Neutral$46 → $48-71.3%
Feb 07, 2022UpgradeMMaxim GroupHold → Buy$55-67.1%

Peers

Mkt cap
TickerCompanyMkt cap
OPFIOppFi Inc507.11M
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UPSTUpstart Holdings Inc2.08B
OPRTOportun Financial Corp543.81M
WRLDWorld Acceptance Corp627.00M
SWRDStewards Inc482.09M
ATLCAtlanticus Holdings Corp1.27B
HAPNHappen Inc1.82B
SOFISoFi Technologies Inc21.51B
FCFSFirstCash Holdings Inc7.83B

Insider trading

latest 14 of 71
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Rahilly SeanGeneral Counsel and SecretaryOct 29 '26Option Exercise20.7310,000207,300114,249Nov 02 04:30 PM
Rahilly SeanGeneral Counsel and SecretaryOct 29 '26Sale183.2610,0001,832,608104,249Nov 02 04:30 PM
Cunningham Steven EChief Executive OfficerOct 27 '26Option Exercise33.2511,149370,713130,336Oct 29 06:00 PM
Cunningham Steven EChief Executive OfficerOct 27 '26Sale172.0015,3052,632,460118,789Oct 29 06:00 PM
Chartier KirkChief Strategy OfficerOct 27 '26Sale171.5127,9774,798,28576,995Oct 29 06:00 PM
Fisher DavidExecutive ChairmanOct 27 '26Option Exercise20.7313,200273,636319,644Oct 29 06:00 PM
Fisher DavidExecutive ChairmanOct 28 '26Option Exercise20.739,957206,409316,401Oct 29 06:00 PM
Fisher DavidExecutive ChairmanOct 27 '26Sale171.7913,2002,267,591306,444Oct 29 06:00 PM
Fisher DavidExecutive ChairmanOct 28 '26Sale178.169,9571,773,909306,444Oct 29 06:00 PM
SEAN RAHILLYOfficerOct 29 '26Proposed Sale183.2610,0001,832,608Oct 29 04:03 PM
David FisherOfficerOct 27 '26Proposed Sale171.0035,7236,108,633Oct 27 05:07 PM
STEVEN E CUNNINGHAMOfficerOct 27 '26Proposed Sale172.0015,3052,632,460Oct 27 04:12 PM
KIRK L CHARTIEROFFICEROct 27 '26Proposed Sale171.4027,9774,795,388Oct 27 03:01 PM
Fisher DavidExecutive ChairmanSep 17 '26Option Exercise20.7320,750430,148327,194Sep 21 04:30 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VXFVanguard Extended Market Index ETFAUM: 30.47B
XSMOInvesco S&P SmallCap Momentum ETFAUM: 2.74B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJTiShares S&P Small-Cap 600 Growth ETFAUM: 7.45B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B

News

latest 14 of 206
  • ENOVA ANNOUNCES NEW $500 MILLION SHARE REPURCHASE PROGRAM (PR Newswire)
  • ENOVA ANNOUNCES PRIVATE OFFERING OF $600 MILLION OF SENIOR NOTES DUE 2031 (PR Newswire)
  • New Report: 93% of Small Businesses Expect Growth as AI Delivers Measurable Results (PR Newswire)
  • Enova To Participate in Upcoming Investor Conferences (PR Newswire)
  • Fintech for SMEs: Pipe CEO Claurelle Rakipovic, Live from Money 20/20 2026 (Exec Edge)
  • Loading…
  • Accelerating SMEs From HK to the World: FundPark CSO & Chief of Staff Hay Yip, Live from Money 20/20 2026 (Exec Edge)
  • Enova Tops Consensus But Misses The Whisper As Accelerating Lending Growth Meets The Loss Of Its Bank Catalyst (Earnings Whispers) -6.62%
  • Enova International: Q3 Earnings Snapshot (Associated Press)
  • Enova Reports Third Quarter 2026 Results (PR Newswire)
  • Enova Announces Date of Third Quarter 2026 Financial Results Conference Call (PR Newswire)
  • OnDeck Combines Machine Learning With AI-Enabled Verification to Automate Approval Process (PR Newswire)
  • Will Enova owe $5M fee after stall-out of Grasshopper deal? (American Banker)
  • Enova drops 25% as it pulls bank deal filings, plans faster buybacks (Proactive) -23.43%

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-224.4804.4174.0601,0091,0025
2026Q22026-07-234.3103.9633.999928.93909.616
2026Q12026-04-233.8703.6813.457875.14851.696
2025Q42026-01-273.4603.2522.997839.39837.946
2025Q32025-10-233.3603.0323.034802.68806.637
2025Q22025-07-243.2302.9842.858764.04756.587
2025Q12025-04-292.9802.7992.691745.54736.266
2024Q42025-02-042.6102.2652.302729.55730.046
2024Q32024-10-222.4502.3101.567689.92666.335
2024Q22024-07-232.2092.0741.930628.36622.925
2024Q12024-04-231.9101.7161.642609.89584.425
2023Q42024-01-301.8301.6641.126583.59586.346
2023Q32023-10-241.5001.9951.294551.36534.374
2023Q22023-07-251.7201.6751.495499.43486.184
2023Q12023-04-251.7901.5281.557483.26487.024
2022Q42023-02-011.7601.7081.559486.16486.034

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.6421.2830.860843.74832.58
2018FY2.5802.5751.9931,1141,103
2019FY4.0804.0981.0641,1751,232
2020FY7.2606.07811.6971,0841,061
2021FY7.5707.1386.7921,2081,192
2022FY6.8106.8106.1951,7361,736
2023FY6.8506.6795.4862,1182,120
2024FY9.1508.8177.4272,6582,658
2025FY12.96012.80211.5203,1523,150
2026FY-17.282--3,869
2027FY-21.324--4,636
2028FY-24.945--5,360

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-236111,0551,0471,073
2026Q4S2026-10-226001,0521,0371,074
2026Q4S2026-10-136001,0521,0371,074
2026Q4S2026-10-076001,0521,0371,074
2026Q4S2026-10-056601,0521,0371,074
2026Q4S2026-10-026601,0521,0371,074
2026Q4S2026-09-256601,0521,0371,074
2026Q4S2026-09-156601,0521,0371,074
2026Q4S2026-09-147701,0581,0371,091
2026Q4S2026-08-257701,0581,0371,091
2026Q4S2026-07-247701,0581,0371,091
2026Q4S2026-07-207001,0261,0051,068
2026Q4S2026-07-177001,0261,0051,068
2026Q4S2026-07-087001,0261,0051,068

Estimate history

EPS, annual0.861.9931.06411.6976.7926.1955.4867.42711.51814.5119
Period201720182019202020212022202320242025TTM
EPS, quarterly1.5672.3022.6912.8583.0342.9973.4573.9994.059
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual843.741972.6211174.7571083.711207.9321736.0852117.6392657.83151.6533652.63
Period201720182019202020212022202320242025TTM
Sales, quarterly689.924729.551745.541764.043802.678839.391875.142928.9271009.172
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual33.50533.58532.97535.76334.14431.22129.08925.80824.71624.714
Period201720182019202020212022202320242025MRQ
Shares, quarterly26.26725.80825.55925.0724.88324.71624.9224.88624.714
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue3,652.633,151.652,657.802,117.641,736.091,207.931,083.711,174.76972.62
Total Expenses2,769.002,412.222,073.041,695.501,352.09794.87705.89926.55797.08
Operating Income883.63739.43584.76422.13383.99413.06377.82248.21175.55
Unusual Expense6.150.005.690.280.000.0020.852.3224.99
Net Income Before Taxes494.60401.03271.10227.25272.57337.15435.42170.0768.87
Income Taxes112.1692.6461.6552.1365.1580.0957.1942.055.30
Consolidated Net Income382.44308.39209.45175.12207.42257.07378.23128.0263.57
Net Income From Continuing Operations382.44308.39209.45175.12207.42256.30378.14128.0263.57
Net Income382.44308.39209.45175.12207.42256.30377.8436.6170.10
EPS (Recurring)14.6311.527.575.496.196.7912.151.112.49
EPS (Basic, Before Extraordinaries)15.3912.257.785.716.427.0511.851.092.06
EPS (Diluted)14.5111.527.435.496.196.7911.701.061.99
Non-Operating Income (Expense)1.510.91-17.520.174.470.60165.14-0.22-2.32
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense27.9626.1525.1321.1221.9515.4613.178.748.51
Price To Earnings Ratio11.6411.6415.319.376.466.032.1923.569.74
Price To Sales Ratio1.211.341.020.830.741.280.740.700.70
Gross Margin-------47.4046.78
Operating Margin24.1923.4622.0019.9322.1234.2034.8621.1318.05
Net Margin10.479.787.888.2711.9521.2234.873.127.21
Shares Outstanding24.7124.7225.8129.0931.2234.1435.7632.9733.58
Market Capitalization4,130.094,130.092,512.641,653.541,207.121,491.82883.45812.51666.99

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue1,009.17928.93875.14839.39802.68764.04745.54729.55
Total Expenses760.57690.30665.39652.74605.90579.94573.64574.36
Operating Income248.60238.63209.76186.65196.78184.11171.90155.20
Unusual Expense2.021.482.650.000.001.020.000.00
Net Income Before Taxes142.84140.11112.8698.78110.17101.0591.0377.40
Income Taxes35.5435.0521.7719.8029.8624.9018.0813.70
Consolidated Net Income107.30105.0691.1078.9880.3176.1572.9463.70
Net Income From Continuing Operations107.30105.0691.1078.9880.3176.1572.9463.70
Net Income107.30105.0691.1078.9880.3176.1572.9463.70
EPS (Recurring)4.114.043.533.003.032.882.692.30
EPS (Basic, Before Extraordinaries)4.314.223.663.193.223.012.842.44
EPS (Diluted)4.064.003.463.003.032.862.692.30
Non-Operating Income (Expense)-0.240.78-0.201.160.350.75-0.33-0.81
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense7.446.916.886.736.746.406.276.55
Price To Earnings Ratio11.6419.5011.7314.4412.2213.1412.9815.31
Price To Sales Ratio1.211.841.091.311.001.010.941.00
Operating Margin24.6325.6923.9722.2424.5124.1023.0621.27
Net Margin10.6311.3110.419.4110.019.979.788.73
Shares Outstanding24.7124.8924.9224.7224.8825.0725.5625.81
Market Capitalization4,130.095,990.543,397.153,895.012,878.702,828.912,490.632,512.64

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments407.86322.67377.44178.40225.88369.2080.9650.2898.14
Short Term Receivables5,512.444,427.133,673.303,062.272,015.791,241.511,095.51809.03708.80
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments13.723.647.1717.410.000.000.000.000.00
Investment in Unconsolidated Affiliates8.427.0223.0226.326.926.926.706.706.70
Net Property, Plant & Equipment149.12138.16122.96112.58101.50119.5474.1346.0648.52
Other Intangible Assets376.87367.52381.66383.92411.38370.91317.05422.28297.29
Total Assets6,468.435,266.134,585.543,780.892,761.482,108.071,574.351,334.351,159.46
Total Debt4,569.903,625.952,989.032,314.541,442.831,024.541,026.89857.93791.54
Long Term Debt4,525.883,592.182,966.682,282.751,414.50999.361,019.65857.93788.54
Provision for Risks Charges0.000.000.000.000.000.001.512.170.00
Deferred Tax Liabilities295.44223.59113.35104.1786.9448.1348.6839.3412.11
Other Liabilities266.37219.67242.98176.04138.66116.57120.6587.1574.12
Total Liabilities5,131.714,069.213,345.352,594.741,668.431,189.241,197.74986.58877.77
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,336.721,196.921,240.181,186.141,093.05917.35376.61347.77281.69
Total Shareholders Equity1,336.721,196.921,240.181,186.141,093.05917.35376.61347.77281.69
Accumulated Minority Interest0.000.000.000.000.001.490.000.000.00
Total Equity1,336.721,196.921,240.181,186.141,093.05918.83376.61347.77281.69
Total Liabilities & Stockholders Equity6,468.435,266.134,585.543,780.892,761.482,108.071,574.351,334.351,159.46
Book Value Per Share54.0846.3842.6337.9932.0125.6511.4210.358.41
Tangible Book Value Per Share42.6435.1332.3828.1722.8017.433.262.310.31
Full-Time Employees1,8361,7871,6751,8041,4631,5491,3251,2181,109
Price to Book Ratio2.662.141.331.061.280.972.111.881.86
Return on Assets5.264.254.196.3410.5320.548.825.102.74
Return on Equity24.3417.1914.4418.2025.5058.4535.3420.2011.17
Return on Invested Capital5.264.374.165.9810.2219.712.625.812.73
Quick Ratio19.3819.0115.5716.0013.7411.659.3410.9010.77
Current Ratio19.3819.0115.5716.0013.7411.659.3410.9010.77

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations1,985.691,784.871,551.441,138.32906.23534.23667.99815.39728.45
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital67.3134.25-12.8628.55-12.23-62.3672.8933.24-43.61
Income Taxes Payable---47.1650.91-48.6329.7470.38-26.82
Cash from Operating Activities2,053.001,819.121,538.581,166.87894.00471.87740.87848.64684.84
Capital Expenditures-46.69-47.14-43.42-45.24-43.63-29.67-29.49-20.06-14.66
Net Assets From Acquisitions0.000.000.000.000.00-29.150.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.008.711.93109.920.000.00
Purchase or Sale of Investments0.000.000.000.000.000.000.000.000.00
Purchase of Investments0.000.000.000.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.000.00-70.31-72.58
Other Sources0.000.000.000.000.000.030.170.030.25
Cash from Investing Activities-3,025.97-2,445.78-1,911.19-1,494.66-1,666.27-980.3783.58-941.40-720.93
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-133.95-205.88-277.10-147.55-138.83-101.20-56.22-30.22-10.58
Repurchase of Common Pref Stock-140.98-214.59-289.29-153.19-143.07-116.66-56.41-33.78-17.31
Sale of Common Pref Stock7.028.7112.205.644.2415.460.193.566.73
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net1,246.90917.69595.98674.09863.70466.35-479.75125.7033.06
Change in Long Term Debt1,246.90917.69595.98674.09863.70466.35-479.75125.7033.06
Issuance of Long Term Debt4,473.933,438.912,941.801,810.40959.18843.04252.84656.35913.80
Reduction of Long Term Debt-3,227.04-2,521.22-2,345.82-1,136.31-95.49-376.69-732.60-530.64-880.74
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities1,112.94711.82318.88526.54724.87365.15-535.9795.4822.48
Exchange Rate Effect-0.540.04-1.030.29-0.080.03-0.240.98-7.27
Net Change in Cash139.4485.19-54.77199.04-47.48-143.32288.243.71-20.89
Free Cash Flow2,006.321,771.981,495.151,121.63850.37442.19711.38828.58670.18
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow2.202.381.811.581.513.501.121.001.02

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments496.40465.21421.36407.86356.96379.44
Short Term Receivables6,625.236,204.815,913.985,512.445,067.984,808.90
Investments11.4413.0414.3113.729.033.64
Investment in Unconsolidated Affiliates8.227.627.228.428.027.72
Net Property, Plant & Equipment157.07155.60151.59149.12145.86145.47
Other Intangible Assets397.16375.90368.79376.87374.39379.59
Total Assets7,695.537,222.186,877.256,468.435,962.245,724.75
Total Debt5,409.375,045.454,864.264,569.904,138.723,996.17
Long Term Debt5,409.375,045.454,864.264,525.884,138.723,515.17
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities368.36344.74329.10295.44286.93242.42
Other Liabilities349.17334.88282.11266.37252.91257.51
Total Liabilities6,126.905,725.085,475.475,131.714,678.564,496.10
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,568.631,497.101,401.781,336.721,283.671,228.65
Total Shareholders Equity1,568.631,497.101,401.781,336.721,283.671,228.65
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,568.631,497.101,401.781,336.721,283.671,228.65
Total Liabilities & Stockholders Equity7,695.537,222.186,877.256,468.435,962.245,724.75
Book Value Per Share63.4760.1656.2554.0851.5949.01
Tangible Book Value Per Share52.0948.8544.9542.6440.1737.59
Full-Time Employees---1,836--
Price to Book Ratio2.664.282.513.052.352.38
Return on Assets5.605.495.295.265.364.86
Return on Equity26.8226.0825.1324.3423.8121.56
Return on Invested Capital1.541.611.451.351.481.61
Quick Ratio20.7120.2022.7719.3821.797.14
Current Ratio20.7120.2022.7719.3821.797.14

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations549.78501.39490.32444.21489.85428.88
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-14.1642.65-15.7854.60-8.0518.48
Income Taxes Payable11.8317.0711.85--14.4815.72
Cash from Operating Activities535.62544.03474.54498.81481.80447.36
Capital Expenditures-11.62-12.61-10.75-11.70-11.35-11.22
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments0.000.000.000.000.000.00
Purchase of Investments0.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-811.82-657.97-753.37-802.81-605.15-528.24
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-44.87-18.42-37.84-32.82-34.81-54.18
Repurchase of Common Pref Stock-46.28-19.78-39.59-35.33-38.40-55.32
Sale of Common Pref Stock1.411.361.752.503.591.14
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net352.32176.71329.96387.91135.03203.37
Change in Long Term Debt352.32176.71329.96387.91135.03203.37
Issuance of Long Term Debt1,594.49746.94934.721,197.79675.75672.68
Reduction of Long Term Debt-1,242.17-570.23-604.75-809.88-540.72-469.31
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities307.45158.29292.12355.09100.78148.63
Exchange Rate Effect-0.05-0.500.21-0.190.09-0.17
Net Change in Cash31.1943.8613.4950.90-22.4867.59
Free Cash Flow523.99531.42463.79487.12470.46436.14
Price to Free Cash Flow2.203.241.932.341.791.83

Revenue breakdown

United States2024: 2.62B 2025: 3.11B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-307.25%1.7M23.2M342.30K
2026-10-157.79%1.8M23.2M356.57K
2026-09-308.00%1.9M23.6M361.21K
2026-09-158.65%2.0M23.6M382.39K
2026-08-318.69%2.1M23.6M364.94K
2026-08-148.97%2.1M23.6M347.07K
2026-07-318.78%2.1M23.6M347.76K
2026-07-159.16%2.2M23.6M321.43K
2026-06-309.76%2.3M23.6M290.90K
2026-06-158.76%2.1M23.5M236.42K
2026-05-298.13%1.9M23.6M224.52K
2026-05-158.26%1.9M23.6M245.47K
2026-04-307.94%1.9M23.6M277.63K
2026-04-158.09%1.9M23.7M293.82K
2026-03-318.09%1.9M23.6M310.16K
2026-03-138.25%1.9M23.6M322.78K
2026-02-277.83%1.8M23.6M325.82K
2026-02-137.86%1.9M23.6M309.56K
2026-01-307.78%1.8M23.3M275.27K
2026-01-158.01%1.9M23.3M265.16K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call85.0080.2084.600.003.0180.000.000.992-0.0720.006
call90.0075.2079.500.002.8290.000.000.958-0.3460.023
call95.0070.3074.500.002.6080.000.000.955-0.3410.025
call10065.3069.700.002.4750.000.000.951-0.3360.027
call10560.3064.600.002.2630.000.000.947-0.3300.028
call11055.3059.700.002.0530.000.000.943-0.3240.030
call11550.3054.600.001.8830.000.000.938-0.3170.032
call12045.4049.700.001.7340.000.000.932-0.3100.035
call12540.5044.700.001.5740.000.000.925-0.3010.037
call13035.5039.8045.801.4631.000.000.917-0.2910.040
call13530.6034.800.001.2840.000.000.908-0.2810.043
call14026.2029.7027.271.1101.000.000.896-0.2690.047
call14521.4024.9036.220.9882.000.000.881-0.2540.052
call15016.6019.9020.220.8321000.000.861-0.2370.058
call15512.2015.1014.700.6991120.000.801-0.2690.073
call1608.2011.0011.270.6322100.000.693-0.3500.093
call1654.908.005.800.6331.000.000.585-0.3560.103
call1702.605.505.800.6251090.000.461-0.3620.104
call1751.154.102.000.67016.001.000.354-0.3550.098
call1800.103.304.000.73621.000.000.284-0.3620.089
call1850.002.551.240.77713.000.000.228-0.3470.080
call1900.152.650.250.89326.002.000.206-0.3750.075
call1950.001.300.150.80615.000.000.129-0.2500.055
call2000.000.500.400.87494.000.000.135-0.2700.060
call2100.002.200.440.83727.000.000.056-0.1380.030
call2200.000.102.551.19541.000.000.106-0.3100.051
call2300.002.150.790.85825.000.000.013-0.0430.009
call2400.002.150.650.95751.000.000.012-0.0440.008
call2500.002.150.451.05115.000.000.011-0.0450.008
call2600.002.150.611.13925.000.000.010-0.0460.007
call2700.002.150.451.2244.000.000.010-0.0460.007
call2800.001.901.951.3301610.000.009-0.0480.006
call2900.002.150.351.3813.000.000.009-0.0480.006
call3000.002.150.201.45485.000.000.008-0.0480.006
call3100.002.150.201.5251.000.000.008-0.0490.006
call3200.002.150.201.5931.000.000.008-0.0500.006
call3300.002.150.001.6580.000.000.007-0.0500.005
call3400.002.150.001.7210.000.000.007-0.0510.005
call3500.002.150.001.7810.000.000.007-0.0510.005
call3600.002.150.001.8400.000.000.007-0.0510.005
call3700.002.150.001.8960.000.000.007-0.0520.005
call3800.002.150.001.9510.000.000.006-0.0520.005
call3900.002.150.002.0040.000.000.006-0.0530.005
put85.000.000.150.471.85915.000.00-0.008-0.0570.006
put90.000.002.150.702.59711.000.00-0.041-0.3340.023
put95.000.002.150.752.40614.000.00-0.044-0.3290.025
put1000.002.200.612.2249.000.00-0.048-0.3230.027
put1050.002.200.792.05013.000.00-0.052-0.3170.028
put1100.002.200.951.8846.000.00-0.056-0.3110.030
put1150.002.251.101.7306.000.00-0.061-0.3040.032
put1200.001.551.351.67012.000.00-0.082-0.3570.042
put1250.002.350.951.4189.000.00-0.073-0.2870.037
put1300.002.400.201.23629.000.00-0.084-0.2750.040
put1350.102.450.791.12831.000.00-0.090-0.2660.043
put1400.052.501.100.94922.000.00-0.106-0.2510.048
put1450.051.400.450.82928.001.00-0.119-0.2380.052
put1500.301.350.700.68817.001.00-0.139-0.2200.058
put1550.251.851.100.61819.001.00-0.199-0.2520.073
put1600.303.701.200.66817.000.00-0.307-0.3320.093
put1651.704.901.550.58917.000.00-0.415-0.3380.103
put1704.507.505.630.58931.000.00-0.540-0.3430.104
put1757.7010.506.800.57310.000.00-0.646-0.3360.098
put18012.2014.7014.200.60519.000.00-0.719-0.3420.089
put18516.2019.2012.400.6875.000.00-0.772-0.3260.080
put19021.0024.1019.740.7515.000.00-0.795-0.3550.075
put19525.9029.5025.410.9483.000.00-0.871-0.2290.055
put20030.7035.0032.001.1234.000.00-0.936-0.1090.033
put21040.7044.9034.241.2980.000.00-0.945-0.1170.029
put22050.4054.9043.491.4540.000.00-0.985-0.0170.010
put23060.5064.9012.801.5960.000.00-0.987-0.0170.009
put24070.7074.900.001.7780.000.00-0.988-0.0180.008
put25080.7084.9034.561.9170.000.00-0.989-0.0170.008
put26090.7094.900.002.0480.000.00-0.990-0.0170.007
put270100.7104.90.002.1710.000.00-0.990-0.0170.007
put280110.7114.90.002.2880.000.00-0.991-0.0170.006
put290120.7124.90.002.4000.000.00-0.991-0.0160.006
put300130.5134.90.002.4620.000.00-0.992-0.0160.006
put310140.7144.90.002.6070.000.00-0.992-0.0150.006
put320150.7154.90.002.7040.000.00-0.992-0.0140.006
put330160.7164.90.002.7980.000.00-0.993-0.0140.005
put340170.5174.90.002.8400.000.00-0.993-0.0130.005
put350180.7184.90.002.9740.000.00-0.993-0.0130.005
put360190.7194.90.003.0010.000.00-0.993-0.0120.005
put370200.7204.90.003.1380.000.00-0.993-0.0110.005
put380210.7214.90.003.1580.000.00-0.994-0.0100.005
put390220.5224.90.003.2820.000.00-0.994-0.0100.005

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-108-KCurrent report2026-11-10SEC
2026-11-068-KCurrent report2026-11-06SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-054Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-11-05SCHEDULE 13GSEC
2026-11-048-KCurrent report2026-11-04SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-308-KCurrent report2026-10-30SEC
2026-10-29144Filing for proposed sale of securities under Rule 144.SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-27SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-27SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-27SEC
2026-10-28EFFECTEffectiveness filing by commission orderSEC
2026-10-27144Filing for proposed sale of securities under Rule 144.SEC
2026-10-27144Filing for proposed sale of securities under Rule 144.SEC
2026-10-27144Filing for proposed sale of securities under Rule 144.SEC
2026-10-23POS AMPost-effective amendment to a registration statement that is not immediately effective upon filingSEC
2026-10-2210-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-168-KCurrent report2026-10-16SEC
2026-10-138-KCurrent report2026-10-13SEC
2026-09-258-KCurrent report2026-09-25SEC
2026-09-214Statement of changes in beneficial ownership of securities2026-09-17SEC
2026-09-17144Filing for proposed sale of securities under Rule 144.SEC
2026-09-178-KCurrent report2026-09-17SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100013.30M5
2026-09003.70M1
2026-08004.49M2
2026-07006.60M2
2026-060012.24M4
2026-05006.35M5
2026-04001.38M1
2026-030000
2026-02007.95M3
2026-010011.80M4
2025-12002.40M1
2025-1100745.53K1

Institutional holders

Manager% owned
BlackRock, Inc.16.74%
FMR LLC6.77%
VANGUARD CAPITAL MANAGEMENT LLC4.28%
STATE STREET CORP4.08%
Invesco Ltd.3.78%
PRICE T ROWE ASSOCIATES INC /MD/3.41%
VANGUARD PORTFOLIO MANAGEMENT LLC3.34%
RENAISSANCE TECHNOLOGIES LLC3.12%
DIMENSIONAL FUND ADVISORS LP2.92%
GEODE CAPITAL MANAGEMENT, LLC2.85%

Funds

Fund% owned
The Osterweis Strategic Income Fund208.76%
BrandywineGLOBAL - CORPORATE CREDIT FUND101.29%
Goldman Sachs High Yield Fund70.89%
iShares Broad USD High Yield Corporate Bond ETF43.86%
High Yield Fixed Income Fund26.34%
iShares High Yield Systematic Bond ETF21.04%
Greenspring Income Opportunities Fund20.49%
Fidelity Enhanced High Yield ETF19.72%
FlexShares High Yield Value - Scored Bond Index Fund19.30%
BrandywineGLOBAL - HIGH YIELD FUND18.29%

OakChart. ENVA. Cached 15 minutes.