Credit Acceptance Corp
CACCFinancial·Credit Services·USA·Mid·NASD·Nov 11 • 11:58 AM ET
513.79-1.59 (-0.31%)
2026-11-11 17:59 CET
Market cap
5,224.66 USD m
Revenue, TTM
2,341.90 USD m
Net income, TTM
337.10 USD m
Free cash flow, TTM
1,256.40 USD m
EPS diluted, TTM
30.61
P/E
16.78
Price
CACC against its 20, 50 and 200-day averages2050200miss
23.2% under the 52-week high of 668.86 on 6 Jul 2026. 52-week low 405.00 on 1 Apr 2026. Last 15 sessions, 27.3% high to low
Profile
CACC52-week range, 41% of the way up
405668.86
Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. Its financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers. The company was founded by Donald A. Foss in 1972 and is headquartered in Southfield, MI.
| Index | RUI |
|---|---|
| Employees | 2314 |
| IPO | Jun 05, 1992 |
| Beta | 1.44 |
| ATR, 14d | 23.51 |
| Rel volume | 0.30 |
| Short float | 19.32% |
| Insider own | 49.26% |
| Inst own | 76.88% |
Snapshot
6 groupsValuation
| Index | RUI |
|---|---|
| Market Cap | 5.21B |
| Enterprise Value | 11.40B |
| Income | 337.10M |
| Sales | 2.34B |
| Book/sh | 137.05 |
| Cash/sh | 52.13 |
| Dividend Est. | - |
| Dividend TTM | - |
| Dividend Ex-Date | - |
| Dividend Gr. 3/5Y | - - |
| Payout | 0.00% |
| Employees | 2314 |
| IPO | Jun 05, 1992 |
Ratios
| P/E | 16.78 |
|---|---|
| Forward P/E | 9.46 |
| PEG | 0.51 |
| P/S | 2.22 |
| P/B | 3.75 |
| P/C | 9.86 |
| P/FCF | 4.15 |
| EV/EBITDA | 12.33 |
| EV/Sales | 4.87 |
| Quick Ratio | 0.64 |
| Current Ratio | 0.64 |
| Debt/Eq | 4.84 |
| LT Debt/Eq | 4.50 |
| Option/Short | Yes / Yes |
Earnings
| EPS (ttm) | 30.61 |
|---|---|
| EPS next Y | 54.31 |
| EPS next Q | 13.02 |
| EPS this Y | 22.77% |
| EPS next Y | 11.88% |
| EPS next 5Y | 18.54% |
| EPS past 3/5Y | -2.56% 9.16% |
| Sales past 3/5Y | 8.14% 6.78% |
| EPS Y/Y TTM | -18.24% |
| Sales Y/Y TTM | 1.68% |
| EPS Q/Q | -157.61% |
| Sales Q/Q | 2.09% |
| Earnings | Oct 29 AMC |
| EPS/Sales Surpr. | 1.14% -0.30% |
Ownership
| Insider Own | 49.26% |
|---|---|
| Insider Trans | -1.60% |
| Inst Own | 76.88% |
| Inst Trans | 10.70% |
| ROA | 3.85% |
| ROE | 22.72% |
| ROIC | 4.41% |
| Gross Margin | 97.18% |
| Oper. Margin | 38.42% |
| Profit Margin | 14.39% |
| SMA20 | -2.65% |
| SMA50 | -6.60% |
| SMA200 | -4.88% |
| Trades | - |
Technical
| Shs Outstand | 10.14M |
|---|---|
| Shs Float | 5.14M |
| Short Float | 19.32% |
| Short Ratio | 8.42 |
| Short Interest | 0.99M |
| 52W High | 668.86 -23.18% |
| 52W Low | 405.00 26.86% |
| Volatility | 4.57% 3.97% |
| ATR (14) | 23.51 |
| RSI (14) | 45.71 |
| Beta | 1.44 |
| Rel Volume | 0.30 |
| Avg Volume | 117.85K |
| Volume | 14,687 |
Performance
| Perf Week | 3.03% |
|---|---|
| Perf Month | -5.89% |
| Perf Quarter | -11.85% |
| Perf Half Y | -2.14% |
| Perf YTD | 15.86% |
| Perf Year | 16.82% |
| Perf 3Y | 24.85% |
| Perf 5Y | -23.56% |
| Perf 10Y | 175.06% |
| Recom | 2.75 |
| Target Price | 555.75 |
| Prev Close | 515.38 |
| Price | 513.79 |
| Change % | -0.31% |
Analyst ratings
latest 10 of 20| Date | Action | Analyst | Rating change | Target | Implied |
|---|---|---|---|---|---|
| Jan 08, 2026 | Upgrade | TTD Cowen | Sell → Hold | $460 | -10.5% |
| Nov 13, 2024 | Initiated | SStephens | Equal-Weight | $452 | -12.0% |
| Nov 01, 2023 | Initiated | TTD Cowen | Underperform | $360 | -29.9% |
| Jul 31, 2020 | Upgrade | JJanney | Sell → Neutral | $394 | -23.3% |
| Jan 31, 2020 | Downgrade | JJanney | Neutral → Sell | ||
| Mar 28, 2019 | Initiated | BBuckingham Research | Neutral | $440 | -14.4% |
| Jan 24, 2019 | Initiated | BBTIG Research | Sell | ||
| Jan 03, 2019 | Upgrade | SStephens | Underweight → Equal-Weight | ||
| Jan 31, 2018 | Reiterated | JJMP Securities | Mkt Underperform | $195 → $260 | -49.4% |
| Aug 01, 2017 | Upgrade | RRaymond James | Underperform → Mkt Perform |
Peers
Mkt cap| Ticker | Company | Mkt cap |
|---|---|---|
| CPSS | Consumer Portfolio Service Inc | 218.29M |
| ALLY | Ally Financial Inc | 11.39B |
| OMF | OneMain Holdings Inc | 6.34B |
| ENVA | Enova International Inc | 4.09B |
| COF | Capital One Financial Corp | 117.93B |
| ATLC | Atlanticus Holdings Corp | 1.27B |
| WRLD | World Acceptance Corp | 630.75M |
| RM | Regional Management Corp | 308.77M |
| OPRT | Oportun Financial Corp | 545.35M |
| KMX | Carmax Inc | 7.64B |
Insider trading
latest 14 of 100| Insider | Relationship | Date | Transaction | Cost | Shares | Value | Total held | Form |
|---|---|---|---|---|---|---|---|---|
| TRYFOROS THOMAS N | Director | Nov 02 '26 | Buy | 485.20 | 3,000 | 1,455,600 | 3,000 | Nov 04 04:02 PM |
| Eidolon Corvid 2024 Trust | Member of immediate family of | Oct 06 '26 | Proposed Sale | 535.00 | 15,000 | 8,025,000 | Oct 06 02:50 PM | |
| Jill Foss Watson Irrevocable T | Member of immediate family of | Sep 25 '26 | Proposed Sale | 555.00 | 14,064 | 7,805,520 | Sep 25 04:42 PM | |
| Jill Foss Watson 2014 Children | Member of immediate family of | Sep 25 '26 | Proposed Sale | 555.00 | 6,105 | 3,388,275 | Sep 25 04:15 PM | |
| Jill Foss Watson 2014 Children | Member of immediate family of | Sep 25 '26 | Proposed Sale | 555.00 | 5,568 | 3,090,240 | Sep 25 03:36 PM | |
| Jill Foss Watson Living Trust | Stakeholder | Sep 25 '26 | Proposed Sale | 555.00 | 12,000 | 6,660,000 | Sep 25 03:17 PM | |
| Booth Kenneth | Former Director | Sep 03 '26 | Proposed Sale | 615.75 | 10,000 | 6,157,500 | Sep 03 05:06 PM | |
| Booth Kenneth | Former Director | Sep 02 '26 | Proposed Sale | 604.00 | 2,500 | 1,510,000 | Sep 02 01:33 PM | |
| Booth Kenneth | Former Director | Aug 21 '26 | Proposed Sale | 604.00 | 2,500 | 1,510,000 | Aug 21 04:28 PM | |
| Booth Kenneth | Former Director | Aug 21 '26 | Proposed Sale | 589.00 | 1,453 | 855,817 | Aug 21 12:13 PM | |
| Booth Kenneth | Former Director | Aug 06 '26 | Proposed Sale | 594.01 | 2,547 | 1,512,934 | Aug 06 04:28 PM | |
| Watson Jill Foss | 10% Owner | Jul 16 '26 | Sale | 640.52 | 1,436 | 919,788 | 47,910 | Jul 20 05:02 PM |
| Eidolon Corvid 2024 Trust | Member of immediate family of | Jul 09 '26 | Proposed Sale | 620.00 | 15,000 | 9,300,000 | Jul 09 04:49 PM | |
| Watson Jill Foss | 10% Owner | Jul 02 '26 | Sale | 653.24 | 11,000 | 7,185,657 | 49,346 | Jul 07 04:20 PM |
Held by
AUM| Ticker | Company | AUM |
|---|---|---|
| IJR | iShares Core S&P Small-Cap ETF | AUM: 106.27B |
| VTI | Vanguard Morningstar Total Stock Market ETF | AUM: 687.42B |
| AVUV | Avantis U.S. Small Cap Value ETF | AUM: 32.39B |
| VB | Vanguard Morningstar Small-Cap ETF | AUM: 79.59B |
| DFAS | U.S. Small Cap Portfolio-ETF Class Shares | - |
| VXF | Vanguard Extended Market Index ETF | AUM: 30.47B |
| VBK | Vanguard Morningstar Small-Cap Growth ETF | AUM: 22.34B |
| DFAC | U.S. Core Equity 2 Portfolio-ETF Class Shares | - |
| SPSM | State Street SPDR Portfolio S&P 600TM Small Cap ETF | AUM: 16.06B |
| MIGO | MIG Core ETF | AUM: 715.04M |
News
latest 14 of 206- Credit Acceptance Beats On Adjusted Earnings As Origination Boom Collides With A $291 Million Forecast Write-Down (Earnings Whispers) -19.26%
- Credit Acceptance: Q3 Earnings Snapshot (Associated Press) +5.67%
- Credit Acceptance Announces Third Quarter 2026 Results (GlobeNewswire)
- Credit Acceptance's Volume Rebound Faces Its First Real Test As Credit Revisions Linger (Earnings Whispers)
- Credit Acceptance Announces Timing of Third Quarter 2026 Earnings Release and Webcast (GlobeNewswire)
- Loading…
- Fortune Media and Great Place To Work Name Credit Acceptance to 2026 Best Workplaces in Financial Services List for the 12th Consecutive Year (GlobeNewswire)
- Over 50,000 drivers could have $634M in car debt erased after lender preyed on consumers. Do you qualify? (Moneywise)
- Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer (GlobeNewswire)
- Could you get debt relief from Credit Acceptance car loan deal? (Detroit Free Press)
- Credit Acceptance Reaches Resolution With State Attorneys General (GlobeNewswire)
- Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing (GlobeNewswire)
- Credit Acceptance Announces Completion Of $600.0 Million Asset-Backed Financing (GlobeNewswire)
- Credit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care for Fifth Consecutive Year (GlobeNewswire)
Quarterly earnings
actual against estimate| Period | Reported | EPS act | EPS est | EPS rep | Sales act | Sales est | Analysts |
|---|---|---|---|---|---|---|---|
| 2026Q3 | 2026-10-29 | 13.010 | 12.864 | -5.430 | 594.6 | 596.4 | 4 |
| 2026Q2 | 2026-08-04 | 12.120 | 12.199 | 12.660 | 587.4 | 588.07 | 4 |
| 2026Q1 | 2026-05-05 | 10.710 | 10.731 | 12.397 | 580 | 580.77 | 4 |
| 2025Q4 | 2026-01-29 | 11.350 | 9.853 | 10.987 | 579.9 | 585.37 | 3 |
| 2025Q3 | 2025-10-30 | 10.280 | 9.874 | 9.431 | 582.4 | 593.77 | 5 |
| 2025Q2 | 2025-07-31 | 8.560 | 10.161 | 7.425 | 583.8 | 581.12 | 5 |
| 2025Q1 | 2025-04-30 | 9.350 | 9.667 | 8.657 | 571.1 | 567.2 | 4 |
| 2024Q4 | 2025-01-30 | 10.170 | 7.926 | 12.262 | 565.9 | 564.7 | 4 |
| 2024Q3 | 2024-10-30 | 9.211 | 9.211 | 6.347 | 550.3 | 548.13 | 1 |
| 2024Q2 | 2024-07-31 | 10.290 | 8.857 | -3.835 | 538.2 | 525.03 | 3 |
| 2024Q1 | 2024-04-30 | 9.280 | 9.133 | 5.084 | 508 | 497.71 | 3 |
| 2023Q4 | 2024-01-31 | 10.060 | 5.896 | 7.291 | 491.6 | 460.96 | 5 |
| 2023Q3 | 2023-10-30 | 5.430 | 5.713 | 5.430 | 478.6 | 487.25 | 4 |
| 2023Q2 | 2023-08-01 | 1.690 | 8.180 | 1.695 | 477.9 | 463.83 | 4 |
| 2023Q1 | 2023-05-01 | 7.610 | 8.207 | 7.611 | 453.8 | 458.12 | 4 |
| 2022Q4 | 2023-01-31 | 9.580 | 7.404 | 9.575 | 459 | 452.89 | 6 |
Annual earnings
| Period | EPS act | EPS est | EPS rep | Sales act | Sales est |
|---|---|---|---|---|---|
| 2017FY | 18.940 | 21.551 | 24.040 | 1,110 | 1,112 |
| 2018FY | 29.390 | 28.872 | 29.387 | 1,171 | 1,265 |
| 2019FY | 34.570 | 34.814 | 34.574 | 1,489 | 1,465 |
| 2020FY | 23.470 | 21.240 | 23.473 | 1,669 | 1,651 |
| 2021FY | 59.520 | 57.530 | 59.520 | 1,856 | 1,852 |
| 2022FY | 39.320 | 36.978 | 39.325 | 1,832 | 1,826 |
| 2023FY | 41.170 | 20.145 | 21.990 | 1,902 | 1,900 |
| 2024FY | 38.410 | 32.301 | 19.881 | 2,162 | 2,161 |
| 2025FY | 39.540 | 39.568 | 36.500 | 2,317 | 2,323 |
| 2026FY | - | 48.544 | - | - | 2,135 |
| 2027FY | - | 54.312 | - | - | 2,290 |
| 2028FY | - | 65.859 | - | - | 2,771 |
Estimate revisions
last 14 periods| Period | Type | Date | Estimates | Up | Down | Mean | Low | High |
|---|---|---|---|---|---|---|---|---|
| 2026Q4 | S | 2026-10-30 | 3 | 1 | 0 | 606.77 | 594.9 | 622.1 |
| 2026Q4 | S | 2026-10-29 | 3 | 0 | 0 | 602.97 | 595.6 | 610 |
| 2026Q4 | S | 2026-10-19 | 3 | 0 | 0 | 602.97 | 595.6 | 610 |
| 2026Q4 | S | 2026-10-06 | 3 | 1 | 0 | 602.97 | 595.6 | 610 |
| 2026Q4 | S | 2026-10-02 | 3 | 1 | 0 | 602.97 | 595.6 | 610 |
| 2026Q4 | S | 2026-08-27 | 3 | 1 | 0 | 601.2 | 595.6 | 610 |
| 2026Q4 | S | 2026-08-05 | 3 | 1 | 0 | 600.6 | 593.8 | 610 |
| 2026Q4 | S | 2026-07-30 | 3 | 0 | 0 | 600.07 | 586.5 | 615.7 |
| 2026Q4 | S | 2026-07-07 | 3 | 0 | 1 | 600.07 | 586.5 | 615.7 |
| 2026Q4 | S | 2026-07-06 | 3 | 0 | 1 | 600.06 | 586.49 | 615.7 |
| 2026Q4 | S | 2026-05-25 | 2 | 0 | 0 | 601.1 | 586.49 | 615.7 |
| 2026Q4 | S | 2026-05-06 | 2 | 0 | 0 | 601 | 586.3 | 615.7 |
| 2026Q4 | S | 2026-04-17 | 2 | 0 | 0 | 599.2 | 584.6 | 613.8 |
| 2026Q4 | S | 2026-04-16 | 3 | 0 | 0 | 604.7 | 584.6 | 615.7 |
Estimate history
| EPS, annual | 24.04 | 29.387 | 34.574 | 23.473 | 59.52 | 39.325 | 21.99 | 19.881 | 36.384 | 30.6108 |
|---|---|---|---|---|---|---|---|---|---|---|
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| EPS, quarterly | 6.347 | 12.262 | 8.657 | 7.425 | 9.431 | 10.987 | 12.397 | 12.66 | -5.434 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
| Sales, annual | 1110 | 1285.8 | 1489 | 1669.3 | 1856 | 1832.4 | 1901.9 | 2162.4 | 2317.2 | 2341.9 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
| Sales, quarterly | 550.3 | 565.9 | 571.1 | 583.8 | 582.4 | 579.9 | 580 | 587.4 | 594.6 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
| Shares, annual | 19.31 | 18.973 | 18.353 | 17.092 | 14.146 | 12.757 | 12.522 | 12.048 | 10.68 | 10.137 |
| Period | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | MRQ |
| Shares, quarterly | 12.112 | 12.048 | 11.748 | 11.237 | 11.041 | 10.68 | 10.423 | 10.376 | 10.137 | |
| Period | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
Income statement, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,341.90 | 2,317.20 | 2,162.40 | 1,901.90 | 1,832.40 | 1,856.00 | 1,669.30 | 1,489.00 | 1,285.80 |
| Total Expenses | 1,442.20 | 1,213.50 | 1,389.70 | 1,268.00 | 953.10 | 403.60 | 920.40 | 631.30 | 530.70 |
| Operating Income | 899.70 | 1,103.70 | 772.70 | 633.90 | 879.30 | 1,452.40 | 748.90 | 857.70 | 755.10 |
| Unusual Expense | 35.80 | 75.40 | 0.00 | 1.80 | 0.00 | 27.20 | 7.40 | 1.80 | - |
| Net Income Before Taxes | 427.10 | 565.40 | 329.50 | 367.60 | 711.70 | 1,260.90 | 549.50 | 855.90 | 755.10 |
| Income Taxes | 90.00 | 141.50 | 81.60 | 81.50 | 175.90 | 302.60 | 128.50 | 199.80 | 181.10 |
| Consolidated Net Income | 337.10 | 423.90 | 247.90 | 286.10 | 535.80 | 958.30 | 421.00 | 656.10 | 574.00 |
| Net Income From Continuing Operations | 337.10 | 423.90 | 247.90 | 286.10 | 535.80 | 958.30 | 421.00 | 656.10 | 574.00 |
| Net Income | 337.10 | 423.90 | 247.90 | 286.10 | 535.80 | 958.30 | 421.00 | 656.10 | 574.00 |
| EPS (Recurring) | 34.77 | 40.91 | 19.88 | 22.09 | 39.32 | 60.70 | 23.76 | 34.64 | 29.39 |
| EPS (Basic, Before Extraordinaries) | 31.36 | 37.02 | 20.12 | 22.09 | 39.50 | 59.57 | 23.57 | 34.71 | 29.52 |
| EPS (Diluted) | 30.61 | 36.38 | 19.88 | 21.99 | 39.32 | 59.52 | 23.47 | 34.57 | 29.39 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | -23.70 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 34.44 | 40.05 | 35.55 | 30.89 | 36.50 | 24.80 | 4.90 | 6.00 | 8.14 |
| Price To Earnings Ratio | 16.84 | 16.84 | 11.92 | - | - | - | - | - | - |
| Price To Sales Ratio | 2.36 | 2.23 | 2.71 | 3.64 | 3.53 | 5.97 | 3.72 | 5.64 | 5.80 |
| Gross Margin | - | - | 98.71 | 98.60 | 98.60 | 98.58 | 98.57 | 98.50 | 98.48 |
| Operating Margin | 38.42 | 47.63 | 35.73 | 33.33 | 47.99 | 78.25 | 44.86 | 57.60 | 58.73 |
| Net Margin | 14.39 | 18.29 | 11.46 | 15.04 | 29.24 | 51.63 | 25.22 | 44.06 | 44.64 |
| Shares Outstanding | 10.14 | 10.68 | 12.05 | 12.52 | 12.76 | 14.15 | 17.09 | 18.35 | 18.97 |
| Market Capitalization | 5,224.66 | 5,224.66 | 4,967.82 | - | - | - | - | - | - |
Income statement, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 | 2025Q1 | 2024Q4 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 594.60 | 587.40 | 580.00 | 579.90 | 582.40 | 583.80 | 571.10 | 565.90 |
| Total Expenses | 560.90 | 311.40 | 296.60 | 273.30 | 317.20 | 347.90 | 313.50 | 262.70 |
| Operating Income | 33.70 | 276.00 | 283.40 | 306.60 | 265.20 | 235.90 | 257.60 | 303.20 |
| Unusual Expense | 0.00 | 0.00 | 0.00 | 35.80 | 0.00 | 0.00 | 1.20 | 0.00 |
| Net Income Before Taxes | -73.50 | 168.60 | 175.00 | 157.00 | 148.90 | 117.80 | 141.70 | 191.90 |
| Income Taxes | -16.90 | 32.70 | 39.20 | 35.00 | 40.70 | 30.40 | 35.40 | 40.00 |
| Consolidated Net Income | -56.60 | 135.90 | 135.80 | 122.00 | 108.20 | 87.40 | 106.30 | 151.90 |
| Net Income From Continuing Operations | -56.60 | 135.90 | 135.80 | 122.00 | 108.20 | 87.40 | 106.30 | 151.90 |
| Net Income | -56.60 | 135.90 | 135.80 | 122.00 | 108.20 | 87.40 | 106.30 | 151.90 |
| EPS (Recurring) | -5.43 | 12.66 | 12.40 | 13.24 | 9.43 | 7.42 | 8.73 | 12.26 |
| EPS (Basic, Before Extraordinaries) | -5.43 | 12.97 | 12.64 | 11.18 | 9.62 | 7.55 | 8.79 | 12.39 |
| EPS (Diluted) | -5.43 | 12.66 | 12.40 | 10.99 | 9.43 | 7.42 | 8.66 | 12.26 |
| Non-Operating Income (Expense) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other After Tax Adjustments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock Option Compensation Expense | 8.37 | 6.87 | 8.93 | 10.27 | 9.56 | 10.03 | 10.19 | 10.11 |
| Price To Earnings Ratio | 16.84 | 15.82 | 11.60 | 11.74 | 13.46 | 21.74 | 26.00 | 25.84 |
| Price To Sales Ratio | 2.36 | 2.93 | 1.99 | 2.13 | 2.33 | 2.64 | 2.85 | 2.69 |
| Gross Margin | - | - | - | - | 98.83 | 98.84 | 98.79 | 98.78 |
| Operating Margin | 5.67 | 46.99 | 48.86 | 52.87 | 45.54 | 40.41 | 45.11 | 53.58 |
| Net Margin | -9.52 | 23.14 | 23.41 | 21.04 | 18.58 | 14.97 | 18.61 | 26.84 |
| Shares Outstanding | 10.14 | 10.38 | 10.42 | 10.68 | 11.04 | 11.24 | 11.75 | 12.05 |
| Market Capitalization | 5,224.66 | 6,660.36 | 4,551.22 | 4,892.03 | 5,247.22 | 5,911.17 | 6,212.52 | 6,173.77 |
Balance sheet, annual
| Metric | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY | 2017FY |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 510.30 | 854.50 | 477.80 | 421.70 | 437.10 | 397.30 | 517.70 | 331.00 | 266.30 |
| Short Term Receivables | 67.20 | 4.20 | 4.30 | 8.70 | 109.20 | 147.00 | 66.20 | 7.90 | 2.20 |
| Investment Securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Securities In Custody | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8,005.80 | 7,947.20 | 7,041.60 | 6,366.00 | 6,395.50 | 6,852.90 | 6,744.50 | 5,820.20 | 4,663.20 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 12.60 | 14.70 | 46.50 | 51.40 | 57.30 | 59.40 | 62.40 | 40.20 | 20.50 |
| Deferred Tax Assets | 966.80 | 886.50 | 783.60 | 728.70 | 751.10 | 833.80 | 160.60 | 137.90 | 121.30 |
| Other Intangible Assets | 35.80 | 34.00 | 40.00 | 56.90 | 51.80 | 32.40 | 32.40 | 38.10 | 33.40 |
| Total Assets | 9,598.50 | 9,741.10 | 8,393.80 | 7,633.40 | 7,802.00 | 8,322.80 | 7,583.80 | 6,375.30 | 5,106.90 |
| Total Debt | 6,356.00 | 6,352.90 | 5,067.50 | 4,590.70 | 4,616.80 | 4,610.10 | 4,541.60 | 3,820.90 | 3,070.80 |
| Long Term Debt | 4,172.50 | 6,265.60 | 4,993.40 | 3,082.80 | 3,185.00 | 3,517.00 | 3,011.50 | 2,772.30 | 2,270.70 |
| Provision for Risks Charges | 5.90 | 6.00 | 5.60 | 3.10 | 2.40 | 2.30 | 1.80 | 1.60 | 0.00 |
| Deferred Tax Liabilities | 1,320.80 | 1,205.60 | 1,172.80 | 1,155.40 | 1,186.30 | 1,224.80 | 483.10 | 374.60 | 308.70 |
| Other Liabilities | 392.20 | 427.00 | 394.20 | 260.20 | 172.30 | 183.10 | 202.00 | 187.30 | 191.60 |
| Total Liabilities | 8,074.90 | 7,991.50 | 6,640.10 | 6,009.40 | 5,977.80 | 6,020.30 | 5,228.50 | 4,384.40 | 3,571.10 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 1,523.60 | 1,749.60 | 1,753.70 | 1,624.00 | 1,824.20 | 2,302.50 | 2,355.30 | 1,990.90 | 1,535.80 |
| Total Shareholders Equity | 1,523.60 | 1,749.60 | 1,753.70 | 1,624.00 | 1,824.20 | 2,302.50 | 2,355.30 | 1,990.90 | 1,535.80 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 1,523.60 | 1,749.60 | 1,753.70 | 1,624.00 | 1,824.20 | 2,302.50 | 2,355.30 | 1,990.90 | 1,535.80 |
| Total Liabilities & Stockholders Equity | 9,598.50 | 9,741.10 | 8,393.80 | 7,633.40 | 7,802.00 | 8,322.80 | 7,583.80 | 6,375.30 | 5,106.90 |
| Book Value Per Share | 142.66 | 145.22 | 140.05 | 127.30 | 128.96 | 134.71 | 128.33 | 104.94 | 79.53 |
| Tangible Book Value Per Share | 142.66 | 145.22 | 140.05 | 127.30 | 128.96 | 134.71 | 128.33 | 104.94 | 79.53 |
| Full-Time Employees | 2,314 | 2,431 | 2,232 | 2,246 | 2,073 | 2,033 | 2,016 | 2,040 | 1,817 |
| Price to Book Ratio | 3.76 | 3.15 | - | - | - | - | - | - | - |
| Return on Assets | 4.38 | 2.73 | 3.57 | 6.94 | 11.89 | 5.29 | 9.40 | 10.00 | 9.92 |
| Return on Equity | 25.90 | 14.15 | 16.94 | 31.08 | 46.44 | 18.08 | 30.19 | 32.55 | 34.71 |
| Return on Invested Capital | 7.44 | 3.09 | 4.24 | 11.38 | 19.13 | 7.23 | 12.23 | 12.05 | 12.35 |
| Quick Ratio | 0.22 | 1.65 | 1.02 | 0.24 | 0.34 | 0.43 | 0.34 | 0.27 | 0.27 |
| Current Ratio | 0.22 | 1.65 | 1.02 | 0.24 | 0.34 | 0.43 | 0.34 | 0.27 | 0.27 |
Cash flow, annual
| Metric | TTM | 2025FY | 2024FY | 2023FY | 2022FY | 2021FY | 2020FY | 2019FY | 2018FY |
|---|---|---|---|---|---|---|---|---|---|
| Funds from Operations | 1,283.30 | 1,152.90 | 1,089.50 | 1,052.40 | 1,071.90 | 1,062.10 | 1,082.90 | 849.60 | 709.80 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -22.20 | -98.30 | 48.40 | 151.40 | 166.80 | 7.30 | -97.70 | -37.30 | -5.90 |
| Income Taxes Payable | -11.90 | -117.20 | 36.20 | 78.50 | 2.30 | 0.00 | 0.00 | -2.30 | -37.40 |
| Cash from Operating Activities | 1,261.10 | 1,054.60 | 1,137.90 | 1,203.80 | 1,238.70 | 1,069.40 | 985.20 | 812.30 | 703.90 |
| Capital Expenditures | -4.70 | -1.60 | -1.80 | -4.00 | -3.10 | -7.60 | -8.50 | -26.80 | -25.10 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 3.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
| Purchase or Sale of Investments | -24.10 | 2.30 | -12.80 | -19.00 | -14.70 | 1.70 | -5.40 | 0.90 | -12.60 |
| Purchase of Investments | -69.10 | -43.30 | -59.00 | -43.30 | -50.10 | -38.80 | -43.20 | -40.10 | -43.80 |
| Sale Or Maturity of Investments | 45.00 | 45.60 | 46.20 | 24.30 | 35.40 | 40.50 | 37.80 | 41.00 | 31.20 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -1,019.80 | -674.30 | -1,721.10 | -1,416.80 | -460.60 | 437.30 | -673.50 | -1,024.20 | -1,238.30 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | -566.60 | -701.90 | -297.70 | -197.40 | -769.40 | -1,460.00 | -480.80 | -300.40 | -129.10 |
| Repurchase of Common Pref Stock | -673.30 | -725.40 | -313.30 | -202.60 | -784.50 | -1,471.80 | -480.80 | -300.40 | -129.10 |
| Sale of Common Pref Stock | 106.70 | 23.50 | 15.60 | 5.20 | 15.10 | 11.80 | 0.00 | 0.00 | 0.00 |
| Proceedsfrom Stock Options | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 333.70 | -23.70 | 1,272.00 | 457.20 | -41.50 | -7.90 | 48.40 | 701.30 | 736.00 |
| Change in Long Term Debt | 333.70 | -23.70 | 1,272.00 | 457.20 | -41.50 | -7.90 | 48.40 | 701.30 | 736.00 |
| Issuance of Long Term Debt | 10,849.00 | 4,003.30 | 9,723.60 | 10,760.60 | 8,152.00 | 3,377.00 | 8,157.50 | 7,017.60 | 4,944.80 |
| Reduction of Long Term Debt | -10,515.30 | -4,027.00 | -8,451.60 | -10,303.40 | -8,193.50 | -3,384.90 | -8,109.10 | -6,316.30 | -4,208.80 |
| Net Financing Active Other Cash Flow | 11.00 | 1.00 | -17.00 | 6.40 | 16.30 | -0.80 | -0.80 | -0.60 | -7.00 |
| Other Financing Activities Uses | 2.60 | 0.00 | -17.00 | 0.00 | 0.00 | -0.80 | -0.80 | -0.60 | -7.00 |
| Cash from Financing Activities | -221.90 | -724.60 | 957.30 | 266.20 | -794.60 | -1,468.70 | -433.20 | 400.30 | 599.90 |
| Net Change in Cash | 19.40 | -344.30 | 374.10 | 53.20 | -16.50 | 38.00 | -121.50 | 188.40 | 65.50 |
| Free Cash Flow | 1,256.40 | 1,053.00 | 1,136.10 | 1,199.80 | 1,235.60 | 1,061.80 | 976.70 | 785.50 | 678.80 |
| Preferred Dividends (Cash Flow) | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Price to Free Cash Flow | 4.40 | 4.91 | 5.15 | 5.78 | 5.23 | 10.43 | 6.36 | 10.69 | 10.99 |
Balance sheet, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 528.50 | 500.80 | 558.20 | 510.30 | 507.30 | 572.30 |
| Short Term Receivables | 53.40 | 8.40 | 29.40 | 67.20 | 9.70 | 9.40 |
| Investments | 8,246.00 | 8,067.10 | 8,059.00 | 8,005.80 | 8,075.90 | 8,100.50 |
| Investment in Unconsolidated Affiliates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Property, Plant & Equipment | 15.00 | 14.10 | 13.20 | 12.60 | 12.90 | 13.20 |
| Deferred Tax Assets | - | - | - | 966.80 | - | - |
| Other Intangible Assets | 35.00 | 32.20 | 34.80 | 35.80 | 34.80 | 29.20 |
| Total Assets | 8,877.90 | 8,622.60 | 8,694.60 | 9,598.50 | 8,640.60 | 8,724.60 |
| Total Debt | 6,723.70 | 6,286.20 | 6,408.60 | 6,356.00 | 6,369.00 | 6,471.20 |
| Long Term Debt | 6,248.10 | 4,934.00 | 4,619.10 | 4,172.50 | 6,265.20 | 6,407.40 |
| Provision for Risks Charges | 5.90 | 5.90 | 5.40 | 5.90 | 6.20 | 6.30 |
| Deferred Tax Liabilities | 337.90 | 349.20 | 356.60 | 1,320.80 | 298.20 | 306.10 |
| Other Liabilities | 421.10 | 392.40 | 409.90 | 392.20 | 388.60 | 386.30 |
| Total Liabilities | 7,488.60 | 7,033.70 | 7,180.50 | 8,074.90 | 7,062.00 | 7,169.90 |
| Preferred Stock - Carrying Value | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Common Equity | 1,389.30 | 1,588.90 | 1,514.10 | 1,523.60 | 1,578.60 | 1,554.70 |
| Total Shareholders Equity | 1,389.30 | 1,588.90 | 1,514.10 | 1,523.60 | 1,578.60 | 1,554.70 |
| Accumulated Minority Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Equity | 1,389.30 | 1,588.90 | 1,514.10 | 1,523.60 | 1,578.60 | 1,554.70 |
| Total Liabilities & Stockholders Equity | 8,877.90 | 8,622.60 | 8,694.60 | 9,598.50 | 8,640.60 | 8,724.60 |
| Book Value Per Share | 137.05 | 153.13 | 145.26 | 142.66 | 142.97 | 138.35 |
| Tangible Book Value Per Share | 137.05 | 153.13 | 145.26 | 142.66 | 142.97 | 138.35 |
| Full-Time Employees | - | - | - | 2,314 | - | - |
| Price to Book Ratio | 3.76 | 4.38 | 2.97 | 3.10 | 3.38 | 3.50 |
| Return on Assets | 3.85 | 5.79 | 5.05 | 4.38 | 5.24 | 5.00 |
| Return on Equity | 22.72 | 31.93 | 28.12 | 25.90 | 28.14 | 27.30 |
| Return on Invested Capital | -0.74 | 2.08 | 2.21 | 2.14 | 1.38 | 1.10 |
| Quick Ratio | 0.64 | 0.29 | 0.27 | 0.22 | 1.04 | 1.27 |
| Current Ratio | 0.64 | 0.29 | 0.27 | 0.22 | 1.04 | 1.27 |
Cash flow, quarterly
| Metric | 2026Q3 | 2026Q2 | 2026Q1 | 2025Q4 | 2025Q3 | 2025Q2 |
|---|---|---|---|---|---|---|
| Funds from Operations | 359.80 | 301.90 | 295.30 | 326.30 | 271.10 | 264.50 |
| Extraordinary Item | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in Working Capital | -24.30 | 7.60 | 51.50 | -57.00 | 28.30 | -124.80 |
| Income Taxes Payable | -4.30 | 4.30 | 0.00 | -11.90 | -1.90 | -130.20 |
| Cash from Operating Activities | 335.50 | 309.50 | 346.80 | 269.30 | 299.40 | 139.70 |
| Capital Expenditures | -1.40 | -1.60 | -1.30 | -0.40 | -0.60 | -0.30 |
| Net Assets From Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sale of Fixed Assets and Businesses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase or Sale of Investments | -15.10 | -7.80 | -4.00 | 2.80 | -1.40 | 2.40 |
| Purchase of Investments | -19.50 | -17.50 | -21.10 | -11.00 | -13.10 | -8.90 |
| Sale Or Maturity of Investments | 4.40 | 9.70 | 17.10 | 13.80 | 11.70 | 11.30 |
| Other Uses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Sources | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from Investing Activities | -595.40 | -171.40 | -192.10 | -60.90 | -127.60 | -194.20 |
| Cash Dividends Paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preferred Dividends (Cash Flow) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Change in Capital Stock | -151.50 | -69.30 | -155.90 | -189.90 | -96.50 | -256.70 |
| Repurchase of Common Pref Stock | -161.60 | -141.40 | -178.90 | -191.40 | -107.40 | -262.20 |
| Sale of Common Pref Stock | 10.10 | 72.10 | 23.00 | 1.50 | 10.90 | 5.50 |
| Proceedsfrom Stock Options | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Issuance or Reduction of Debt, Net | 432.70 | -128.70 | 49.90 | -20.20 | -107.80 | -241.40 |
| Change in Long Term Debt | 432.70 | -128.70 | 49.90 | -20.20 | -107.80 | -241.40 |
| Issuance of Long Term Debt | 3,939.80 | 2,960.10 | 1,930.00 | 2,019.10 | 805.00 | 30.10 |
| Reduction of Long Term Debt | -3,507.10 | -3,088.80 | -1,880.10 | -2,039.30 | -912.80 | -271.50 |
| Net Financing Active Other Cash Flow | 4.80 | 0.60 | 2.00 | 3.60 | -32.50 | -4.20 |
| Other Financing Activities Uses | 0.00 | 0.00 | 0.00 | 2.60 | -2.60 | 0.00 |
| Cash from Financing Activities | 286.00 | -197.40 | -104.00 | -206.50 | -236.80 | -502.30 |
| Net Change in Cash | 26.10 | -59.30 | 50.70 | 1.90 | -65.00 | -556.80 |
| Free Cash Flow | 334.10 | 307.90 | 345.50 | 268.90 | 298.80 | 139.40 |
| Price to Free Cash Flow | 4.40 | 5.60 | 4.41 | 4.68 | 4.92 | 5.41 |
Revenue breakdown
| Personal Credit Institutions | 2024: 2.16B 2025: 2.32B |
|---|---|
| United States | 2024: 2.16B 2025: 2.32B |
Short interest
shares short against float, oldest to newest| Settlement | Of float | Shares short | Float | Avg volume |
|---|---|---|---|---|
| 2026-10-30 | 19.32% | 1.0M | 5.1M | 110.91K |
| 2026-10-15 | 19.17% | 1.0M | 5.3M | 116.84K |
| 2026-09-30 | 18.25% | 1.0M | 5.3M | 125.56K |
| 2026-09-15 | 18.65% | 1.0M | 5.3M | 142.64K |
| 2026-08-31 | 18.88% | 1.0M | 5.3M | 153.35K |
| 2026-08-14 | 17.79% | 0.9M | 5.3M | 157.60K |
| 2026-07-31 | 20.39% | 1.0M | 5.1M | 167.47K |
| 2026-07-15 | 23.39% | 1.2M | 5.2M | 168.35K |
| 2026-06-30 | 23.33% | 1.2M | 5.2M | 168.17K |
| 2026-06-15 | 19.49% | 1.0M | 5.2M | 153.28K |
| 2026-05-29 | 16.62% | 0.9M | 5.3M | 175.65K |
| 2026-05-15 | 20.20% | 1.0M | 5.0M | 191.61K |
| 2026-04-30 | 16.27% | 0.9M | 5.7M | 207.18K |
| 2026-04-15 | 17.25% | 1.0M | 5.8M | 212.68K |
| 2026-03-31 | 17.57% | 1.0M | 6.0M | 216.19K |
| 2026-03-13 | 18.83% | 1.1M | 6.0M | 204.68K |
| 2026-02-27 | 18.35% | 1.1M | 6.0M | 169.50K |
| 2026-02-13 | 19.71% | 1.2M | 6.0M | 148.04K |
| 2026-01-30 | 20.64% | 1.3M | 6.1M | 140.32K |
| 2026-01-15 | 21.82% | 1.3M | 6.1M | 137.32K |
Option chain
expiry 2026-11-20| Type | Strike | Bid | Ask | Last | IV | Open int | Volume | Delta | Theta | Vega |
|---|---|---|---|---|---|---|---|---|---|---|
| call | 250 | 256.8 | 271.8 | 0.00 | 3.456 | 0.00 | 0.00 | 0.925 | -2.646 | 0.115 |
| call | 260 | 247 | 262 | 0.00 | 3.134 | 0.00 | 0.00 | 0.921 | -2.628 | 0.119 |
| call | 270 | 237.1 | 252.1 | 368.1 | 2.998 | 1.00 | 0.00 | 0.917 | -2.605 | 0.123 |
| call | 300 | 207.2 | 222.2 | 214.1 | 2.615 | 1.00 | 0.00 | 0.905 | -2.525 | 0.137 |
| call | 320 | 187.4 | 202.4 | 220 | 2.376 | 1.00 | 0.00 | 0.895 | -2.462 | 0.147 |
| call | 350 | 157.7 | 172.7 | 0.00 | 2.039 | 0.00 | 0.00 | 0.878 | -2.353 | 0.164 |
| call | 360 | 147.8 | 162.8 | 0.00 | 1.930 | 0.00 | 0.00 | 0.872 | -2.312 | 0.170 |
| call | 370 | 137.9 | 152.9 | 0.00 | 1.919 | 0.00 | 0.00 | 0.864 | -2.261 | 0.176 |
| call | 380 | 128 | 143 | 0.00 | 1.719 | 0.00 | 0.00 | 0.857 | -2.221 | 0.183 |
| call | 390 | 118.2 | 133.2 | 0.00 | 1.610 | 0.00 | 0.00 | 0.849 | -2.172 | 0.189 |
| call | 400 | 108.3 | 123.3 | 144 | 1.508 | 0.00 | 0.00 | 0.840 | -2.119 | 0.197 |
| call | 420 | 88.30 | 103.3 | 53.90 | 1.307 | 1.00 | 0.00 | 0.820 | -2.001 | 0.213 |
| call | 440 | 68.60 | 83.60 | 0.00 | 1.175 | 0.00 | 0.00 | 0.791 | -1.850 | 0.232 |
| call | 450 | 59.10 | 74.10 | 0.00 | 1.021 | 0.00 | 0.00 | 0.778 | -1.783 | 0.241 |
| call | 490 | 23.40 | 38.40 | 67.00 | 0.742 | 2.00 | 0.00 | 0.674 | -1.395 | 0.292 |
| call | 500 | 16.10 | 31.10 | 88.93 | 0.704 | 13.00 | 0.00 | 0.624 | -1.331 | 0.307 |
| call | 510 | 9.80 | 24.80 | 0.00 | 0.680 | 0.00 | 0.00 | 0.560 | -1.311 | 0.319 |
| call | 520 | 4.80 | 19.80 | 0.00 | 0.674 | 0.00 | 0.00 | 0.492 | -1.298 | 0.323 |
| call | 530 | 2.10 | 17.10 | 33.80 | 0.719 | 1.00 | 0.00 | 0.428 | -1.318 | 0.318 |
| call | 550 | 0.10 | 15.10 | 15.00 | 0.885 | 14.00 | 0.00 | 0.337 | -1.445 | 0.295 |
| call | 560 | 0.00 | 15.00 | 32.60 | - | 1.00 | 0.00 | - | - | - |
| call | 570 | 0.00 | 15.00 | 46.96 | - | 18.00 | 0.00 | - | - | - |
| call | 600 | 0.00 | 15.00 | 65.20 | - | 3.00 | 0.00 | - | - | - |
| call | 610 | 0.00 | 15.00 | 34.20 | - | 1.00 | 0.00 | - | - | - |
| call | 620 | 0.00 | 15.00 | 14.00 | - | 1.00 | 0.00 | - | - | - |
| call | 720 | 0.00 | 15.00 | 0.50 | - | 7.00 | 0.00 | - | - | - |
| put | 250 | 0.00 | 15.00 | 6.25 | - | 4.00 | 0.00 | - | - | - |
| put | 260 | 0.00 | 15.00 | 9.00 | - | 2.00 | 0.00 | - | - | - |
| put | 270 | 0.00 | 15.00 | 11.50 | - | 1.00 | 0.00 | - | - | - |
| put | 300 | 0.00 | 15.00 | 6.70 | - | 4.00 | 0.00 | - | - | - |
| put | 320 | 0.00 | 15.00 | 0.00 | - | 0.00 | 0.00 | - | - | - |
| put | 350 | 0.00 | 15.00 | 0.00 | - | 1.00 | 0.00 | - | - | - |
| put | 360 | 0.00 | 15.00 | 26.50 | - | 1.00 | 0.00 | - | - | - |
| put | 370 | 0.00 | 15.00 | 24.00 | - | 2.00 | 0.00 | - | - | - |
| put | 380 | 0.00 | 15.00 | 43.06 | - | 6.00 | 0.00 | - | - | - |
| put | 390 | 0.00 | 15.00 | 45.85 | - | 29.00 | 0.00 | - | - | - |
| put | 400 | 0.00 | 15.00 | 25.00 | - | 3.00 | 0.00 | - | - | - |
| put | 420 | 0.00 | 15.00 | 57.00 | - | 2.00 | 0.00 | - | - | - |
| put | 440 | 0.00 | 15.00 | 42.50 | 1.420 | 2.00 | 0.00 | -0.206 | -1.797 | 0.232 |
| put | 450 | 0.00 | 15.00 | 92.37 | 1.258 | 2.00 | 0.00 | -0.232 | -1.688 | 0.245 |
| put | 490 | 1.60 | 16.60 | 107.7 | 0.854 | 0.00 | 0.00 | -0.334 | -1.342 | 0.294 |
| put | 500 | 3.20 | 18.20 | 114.3 | 0.781 | 0.00 | 0.00 | -0.384 | -1.278 | 0.308 |
| put | 510 | 6.70 | 21.70 | 77.00 | 0.745 | 0.00 | 0.00 | -0.448 | -1.257 | 0.319 |
| put | 520 | 11.60 | 26.60 | 80.00 | 0.753 | 0.00 | 0.00 | -0.508 | -1.240 | 0.323 |
| put | 530 | 18.00 | 33.00 | 0.00 | 0.765 | 0.00 | 0.00 | -0.572 | -1.259 | 0.318 |
| put | 550 | 33.50 | 48.50 | 104.68 | 0.847 | 0.00 | 0.00 | -0.657 | -1.392 | 0.297 |
| put | 560 | 42.40 | 57.40 | 0.00 | 0.903 | 0.00 | 0.00 | -0.681 | -1.496 | 0.289 |
| put | 570 | 51.90 | 66.90 | 46.60 | 0.962 | 0.00 | 0.00 | -0.699 | -1.603 | 0.282 |
| put | 600 | 81.00 | 96.00 | 0.00 | 1.171 | 0.00 | 0.00 | -0.739 | -1.841 | 0.263 |
| put | 610 | 91.10 | 106.1 | 0.00 | 1.238 | 0.00 | 0.00 | -0.749 | -1.907 | 0.258 |
| put | 620 | 100.9 | 115.9 | 0.00 | 1.307 | 0.00 | 0.00 | -0.758 | -1.969 | 0.253 |
| put | 720 | 200.9 | 215.9 | 0.00 | 1.891 | 0.00 | 0.00 | -0.810 | -2.421 | 0.220 |
Latest SEC filings
30| Filed | Form | Description | Period | Link |
|---|---|---|---|---|
| 2026-11-06 | ABS-15G | Asset-Backed Securitizer Report | 2026-11-06 | SEC |
| 2026-11-04 | 4 | Statement of changes in beneficial ownership of securities | 2026-11-02 | SEC |
| 2026-10-29 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-09-30 | SEC |
| 2026-10-29 | 8-K | Current report | 2026-10-29 | SEC |
| 2026-10-06 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-25 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-25 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-25 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-25 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-21 | 8-K | Current report | 2026-09-15 | SEC |
| 2026-09-18 | 8-K | Current report | 2026-09-17 | SEC |
| 2026-09-04 | 8-K | Current report | 2026-09-03 | SEC |
| 2026-09-03 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-09-02 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-08-25 | 8-K | Current report | 2026-08-20 | SEC |
| 2026-08-21 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-08-21 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-08-13 | SCHEDULE 13G/A | SEC | ||
| 2026-08-06 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-08-04 | 10-Q | Quarterly report pursuant to Section 13 or 15(d) | 2026-06-30 | SEC |
| 2026-08-04 | 8-K | Current report | 2026-08-04 | SEC |
| 2026-07-31 | 3 | Initial statement of beneficial ownership of securities | 2026-07-27 | SEC |
| 2026-07-31 | ABS-15G | Asset-Backed Securitizer Report | 2026-07-31 | SEC |
| 2026-07-27 | SCHEDULE 13G | SEC | ||
| 2026-07-24 | 8-K | Current report | 2026-07-20 | SEC |
| 2026-07-22 | 8-K | Current report | 2026-07-21 | SEC |
| 2026-07-20 | 4 | Statement of changes in beneficial ownership of securities | 2026-07-16 | SEC |
| 2026-07-09 | 144 | Filing for proposed sale of securities under Rule 144. | SEC | |
| 2026-07-08 | 4 | Statement of changes in beneficial ownership of securities | 2026-06-15 | SEC |
| 2026-07-07 | 144 | Filing for proposed sale of securities under Rule 144. | SEC |
Insider activity by month
| Month | Bought | Buys | Sold | Sells |
|---|---|---|---|---|
| 2026-11 | 1.46M | 1 | 0 | 0 |
| 2026-10 | 0 | 0 | 0 | 0 |
| 2026-09 | 0 | 0 | 0 | 0 |
| 2026-08 | 0 | 0 | 0 | 0 |
| 2026-07 | 0 | 0 | 8.11M | 2 |
| 2026-06 | 0 | 0 | 20.62M | 26 |
| 2026-05 | 0 | 0 | 30.29M | 19 |
| 2026-04 | 0 | 0 | 12.54M | 5 |
| 2026-03 | 0 | 0 | 0 | 0 |
| 2026-02 | 0 | 0 | 8.41M | 6 |
| 2026-01 | 0 | 0 | 4.85M | 3 |
| 2025-12 | 0 | 0 | 1.71M | 2 |
| 2025-11 | 0 | 0 | 221.11K | 1 |
Institutional holders
| Manager | % owned |
|---|---|
| Prescott General Partners LLC | 13.74% |
| BlackRock, Inc. | 6.14% |
| Boston Partners | 4.43% |
| GOBI CAPITAL LLC | 3.42% |
| BECK MACK & OLIVER LLC | 2.93% |
| WELLINGTON MANAGEMENT GROUP LLP | 2.49% |
| DIMENSIONAL FUND ADVISORS LP | 2.26% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 2.15% |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.99% |
| Smead Capital Management, Inc. | 1.89% |
Funds
| Fund | % owned |
|---|---|
| VANGUARD HIGH-YIELD CORPORATE FUND | 608.5% |
| BrandywineGLOBAL - HIGH YIELD FUND | 480.67% |
| BrandywineGLOBAL - CORPORATE CREDIT FUND | 330.28% |
| BBH Limited Duration Fund | 178.01% |
| High Yield Fund | 163.8% |
| Performance Trust Total Return Bond Fund | 99.26% |
| iShares iBoxx $ High Yield Corporate Bond ETF | 89.21% |
| Goldman Sachs High Yield Fund | 81.72% |
| iShares Broad USD High Yield Corporate Bond ETF | 77.49% |
| Principal Active High Yield ETF | 59.70% |
OakChart. CACC. Cached 15 minutes.