OakChart

Hingham Institution For Savings

HIFSFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

306.20-0.92 (-0.30%)
2026-11-12 02:53 CET
Market cap
667.59 USD m
Revenue, TTM
- USD m
Net income, TTM
61.69 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
27.90
P/E
10.98
Compare

Price

HIFS against its 20, 50 and 200-day averages
2050200
260.00280.00300.00320.0041K82KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HIFSclose 306.2020-day 302.4550-day 299.24200-day 293.51306.20

9.4% under the 52-week high of 338.00 on 6 Feb 2026. 52-week low 248.94 on 18 Nov 2025. Last 15 sessions, 12.6% high to low

Volume 0.43× normal · the line is the 50-bar volume average

Profile

HIFS
52-week range, 64% of the way up
248.94337.99

Hingham Institution for Savings provides community banking services. It is involved in the business of commercial and residential real estate mortgage lending, funded by retail deposits, wholesale deposits and borrowings. The company was founded in 1834 and is headquartered in Hingham, MA.

IndexRUT
Employees93
IPODec 13, 1988
Beta0.85
ATR, 14d9.73
Rel volume0.43
Insider own0.00%
Inst own74.70%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap667.59M
Enterprise Value-
Income61.69M
Sales236.57M
Book/sh235.93
Cash/sh-
Dividend Est.-
Dividend TTM2.52 (0.82%)
Dividend Ex-DateNov 02, 2026
Dividend Gr. 3/5Y-5.96% 0.40%
Payout10.18%
Employees93
IPODec 13, 1988

Ratios

P/E10.98
Forward P/E-
PEG-
P/S2.82
P/B1.30
P/C-
P/FCF18.89
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.72
Debt/Eq2.73
LT Debt/Eq2.73
Option/ShortNo / Yes

Earnings

EPS (ttm)27.90
EPS next Y-
EPS next Q-
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y13.27% 1.26%
Sales past 3/5Y26.02% 15.57%
EPS Y/Y TTM35.78%
Sales Y/Y TTM3.49%
EPS Q/Q-27.11%
Sales Q/Q-13.67%
EarningsJul 17 AMC
EPS/Sales Surpr.- -

Ownership

Insider Own0.00%
Insider Trans-
Inst Own74.70%
Inst Trans1.61%
ROA1.35%
ROE12.58%
ROIC3.19%
Gross Margin-
Oper. Margin34.67%
Profit Margin26.08%
SMA201.24%
SMA502.33%
SMA2004.32%
Trades-

Technical

Shs Outstand2.20M
Shs Float-
Short Float-
Short Ratio8.62
Short Interest0.34M
52W High337.99 -9.41%
52W Low248.94 23.00%
Volatility4.24% 2.89%
ATR (14)9.73
RSI (14)53.65
Beta0.85
Rel Volume0.43
Avg Volume39.92K
Volume17,252

Performance

Perf Week-4.36%
Perf Month5.46%
Perf Quarter-1.98%
Perf Half Y16.73%
Perf YTD8.11%
Perf Year8.67%
Perf 3Y92.30%
Perf 5Y-18.41%
Perf 10Y94.03%
Recom-
Target Price-
Prev Close307.12
Price306.20
Change %-0.30%

Peers

Mkt cap
TickerCompanyMkt cap
NBBKNB Bancorp Inc903.53M
WASHWashington Trust Bancorp Inc747.12M
WNEBWestern New England Bancorp Inc270.89M
CACCamden National Corp1.00B
BHBBar Harbor Bankshares Inc696.29M
INDBIndependent Bank Corp3.92B
KRNYKearny Financial Corp601.89M
NBNNortheast Bank1.10B
FLGFlagstar Bank NA4.16B
DCOMDime Commercial Bancshares Inc1.85B

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
OSCVOpus Small Cap Value Plus ETFAUM: 632.77M
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
No quarterly earnings.

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
No annual earnings.

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
No estimate revisions.

Estimate history

EPS, annual11.8113.917.83223.25730.64917.03912.02512.84924.76227.8951
Period201720182019202020212022202320242025TTM
EPS, quarterly2.6615.1663.2374.2797.8479.3871.29111.4975.72
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual82.48292.466115.663114.808123.511118.285190.521217.304236.715236.57
Period201720182019202020212022202320242025TTM
Sales, quarterly53.17158.71351.36154.07964.42966.84642.11571.98655.619
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual2.1332.1332.1362.1382.1422.1472.1622.182.182.2
Period201720182019202020212022202320242025MRQ
Shares, quarterly2.182.182.182.1812.1812.182.1932.1982.2
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income212.27206.83195.90174.26139.03110.49106.36106.9594.17
Total Interest Expense120.53132.43151.52125.9632.898.0321.1640.0528.38
Net Interest Income91.7474.4144.3748.30106.13102.4785.2066.9065.78
Loan Loss Provision2.251.570.331.124.513.032.291.571.27
Net Interest Income After Loan Loss Provision89.4972.8344.0547.18101.6399.4482.9265.3364.52
Non-Interest Income24.3029.8821.4116.26-20.7413.028.458.71-1.70
Non-Interest Expense31.7829.9328.9428.2626.5722.1221.4520.5020.08
Operating Income82.0172.7836.5235.1954.3190.3369.9153.5542.73
Unusual Expense-0.000.000.000.000.000.000.000.00
Net Income Before Taxes81.9772.7836.5235.2354.3192.6770.1353.5542.73
Income Taxes20.2918.238.328.8616.8025.2119.3614.6212.33
Consolidated Net Income61.6954.5528.1926.3737.5267.4650.7738.9330.40
Net Income From Continuing Operations61.6954.5528.1926.3737.5267.4650.7738.9330.40
Net Income61.6954.5528.1926.3737.5267.4650.7738.9330.40
EPS (Recurring)-24.7612.8512.0317.0430.6523.2617.8313.90
EPS (Basic, Before Extraordinaries)28.1525.0112.9512.2617.4931.5123.7618.2414.25
EPS (Diluted)27.9024.7612.8512.0317.0430.6523.2617.8313.90
Non-Operating Income (Expense)-0.000.000.040.002.340.220.000.00
Other After Tax Adjustments-0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-0.150.140.030.020.030.060.160.09
Price To Earnings Ratio10.9810.9824.0113.3014.3713.639.2211.6314.01
Price To Sales Ratio2.652.642.572.245.147.484.113.974.68
Operating Margin34.6730.7516.8018.4745.9273.1460.8946.3046.21
Net Margin26.0823.0512.9713.8431.7254.6244.2233.6632.88
Shares Outstanding2.202.182.182.162.152.142.142.142.13
Market Capitalization667.59667.59552.66415.99590.52893.24451.84441.73414.50

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income54.7652.8851.8152.8252.9151.2949.8249.94
Total Interest Expense29.7529.2829.6831.8333.5733.2533.7936.50
Net Interest Income25.0223.6122.1320.9919.3418.0416.0413.44
Loan Loss Provision0.700.500.500.550.280.450.30-
Net Interest Income After Loan Loss Provision24.3223.1121.6320.4419.0717.5915.74-
Non-Interest Income0.8619.10-9.6914.0311.522.791.548.77
Non-Interest Expense7.838.777.717.477.477.537.467.16
Operating Income17.3433.444.2327.0023.1112.859.8115.05
Unusual Expense-0.000.000.000.000.000.000.00
Net Income Before Taxes17.3433.444.1927.0023.1112.859.8115.05
Income Taxes4.678.001.346.285.823.442.693.67
Consolidated Net Income12.6725.442.8520.7217.309.417.1211.38
Net Income From Continuing Operations12.6725.442.8520.7217.309.417.1211.38
Net Income12.6725.442.8520.7217.309.417.1211.38
EPS (Recurring)-11.501.299.397.854.283.245.17
EPS (Basic, Before Extraordinaries)5.7611.591.309.497.934.323.275.22
EPS (Diluted)5.7211.501.299.397.854.283.245.17
Non-Operating Income (Expense)-0.000.000.000.000.000.000.00
Other After Tax Adjustments-0.000.000.000.000.000.000.00
Stock Option Compensation Expense-0.030.030.12-0.040.040.04
Price To Earnings Ratio10.9813.4711.5513.8017.1519.1418.4824.01
Price To Sales Ratio2.652.772.782.652.542.512.432.57
Operating Margin31.1846.4510.0440.3935.8823.7619.1125.63
Net Margin22.7935.346.7730.9926.8417.4113.8719.37
Shares Outstanding2.202.202.192.182.182.182.182.18
Market Capitalization667.59669.66623.20617.51573.62540.07517.13552.66

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks6.684.185.657.945.43233.99252.15295.98355.23
Investments585.15528.51509.70473.40387.6185.2172.0867.1661.41
Net Loans3,899.013,873.663,914.243,657.782,999.102,495.332,227.062,009.291,833.99
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets----0.003.83---
Net Property, Plant & Equipment17.1117.1217.3918.4716.6616.3515.9514.5514.07
Interest Receivables9.218.778.557.125.475.274.934.584.40
Deferred Tax Assets--0.974.06-6.265.655.034.23
Other Intangible Assets25.4825.5227.4325.0316.9016.3616.9714.7814.21
Total Assets4,542.654,457.774,483.954,193.803,431.162,862.592,594.792,411.362,287.52
Total Deposits2,566.742,492.092,349.982,505.292,392.862,139.201,820.831,573.151,505.86
Total Debt1,465.031,497.741,693.291,276.65665.87409.13507.28607.35579.98
Long Term Debt798.19810.47785.370.3935.620.8436.680.6989.75
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities9.493.79--0.545.504.442.782.92
Other Liabilities21.6832.3933.0625.9017.2815.8215.0115.5112.60
Total Liabilities4,062.954,026.024,076.333,807.833,076.552,569.652,347.562,198.792,101.37
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity479.71431.75407.62385.97354.61292.94247.22212.58186.16
Total Shareholders Equity479.71431.75407.62385.97354.61292.94247.22212.58186.16
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity479.71431.75407.62385.97354.61292.94247.22212.58186.16
Total Liabilities & Stockholders Equity4,542.654,457.774,483.954,193.803,431.162,862.592,594.792,411.362,287.52
Book Value Per Share220.02198.03188.50179.74165.52137.02115.7599.6787.29
Tangible Book Value Per Share220.02198.03188.50179.74165.52137.02115.7599.6787.29
Tier 1 Capital479.72431.75407.62385.97354.61292.94247.22212.58179.48
Tier 2 Capital28.5526.9826.6524.9920.4317.4015.3813.8116.39
Full-Time Employees9387878976879096101
Price to Book Ratio1.301.311.041.572.521.571.791.952.41
Return on Assets1.210.630.610.982.141.861.561.291.20
Return on Equity11.976.726.6510.1320.8318.8016.9315.2514.84
Return on Invested Capital4.272.272.219.7117.2917.2813.7114.259.34
Current Ratio0.120.120.120.100.100.170.210.220.29

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-33.7613.5216.1859.7058.6346.6635.2134.84
Extraordinary Item-0.000.000.000.000.000.000.000.00
Changes in Working Capital-2.03-1.633.58-3.850.38-1.07-2.041.03
Cash from Operating Activities-35.7911.8919.7555.8559.0145.5933.1735.87
Capital Expenditures--0.27-0.14-1.30-2.53-1.60-1.53-0.65-1.12
Net Assets From Acquisitions-0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses-0.000.001.510.002.820.340.000.00
Purchase or Sale of Investments--9.22-16.16-1.083.45-10.53-10.30-2.59-7.18
Purchase of Investments--9.40-17.20-2.89-9.00-18.86-20.06-6.64-13.54
Sale Or Maturity of Investments-0.181.051.8112.458.339.764.056.37
Federal Home Loan Advances Increase (Decrease)--0.968.55-16.97-22.70-10.565.543.81-1.59
Other Uses-0.000.000.000.000.000.000.000.00
Other Sources-0.000.000.000.000.000.290.000.00
Cash from Investing Activities--37.5332.48-276.58-685.28-527.34-280.43-219.49-187.08
Cash Dividends Paid--5.50-5.48-6.77-6.58-5.78-4.93-4.35-3.69
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Change in Capital Stock-0.241.271.060.320.230.150.210.00
Repurchase of Common Pref Stock-0.000.000.000.000.000.000.000.00
Sale of Common Pref Stock-0.241.271.060.320.230.150.210.00
Proceedsfrom Stock Options-0.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net--33.19-195.68416.68611.00256.97-97.86-101.4627.38
Change in Long Term Debt-21.82-32.671,384.67-405.00171.9747.14215.54-94.62
Issuance of Long Term Debt-685.821,368.002,894.680.00440.00263.63270.900.60
Reduction of Long Term Debt--664.00-1,400.67-1,510.00-405.00-268.03-216.49-55.36-95.22
Net Financing Active Other Cash Flow-0.002.761.623.140.410.950.410.98
Other Financing Activities Uses----0.00----
Cash from Financing Activities-19.51-55.02257.27720.30505.50216.68142.4991.95
Net Change in Cash-17.78-10.650.4490.8737.17-18.16-43.83-59.25
Free Cash Flow-35.5311.7518.4553.3357.4144.0632.5234.74
Price to Free Cash Flow-20.8388.9136.4913.0017.9012.0516.2913.93

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks4.815.495.226.686.818.47
Investments595.48588.47593.02585.15560.15549.20
Net Loans3,917.993,903.913,895.913,899.013,913.773,931.66
Investment in Unconsolidated Affiliates-0.000.000.000.000.00
Net Property, Plant & Equipment15.5516.8216.8217.1117.3016.79
Interest Receivables9.579.279.469.218.868.96
Other Intangible Assets33.6727.8816.8525.4824.3324.08
Total Assets4,581.144,556.514,547.814,542.654,531.234,539.16
Total Deposits2,599.432,613.762,620.682,566.742,512.772,496.36
Total Debt1,415.341,406.441,414.701,465.031,527.521,572.62
Long Term Debt1,415.341,406.301,414.49798.191,527.451,572.48
Provision for Risks Charges-0.000.000.000.000.00
Deferred Tax Liabilities9.029.586.089.497.114.63
Other Liabilities38.2419.3123.6921.6822.1219.80
Total Liabilities4,062.034,049.094,065.154,062.954,069.524,093.41
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity519.12507.42482.66479.71461.70445.75
Total Shareholders Equity519.12507.42482.66479.71461.70445.75
Accumulated Minority Interest-0.000.000.000.000.00
Total Equity519.12507.42482.66479.71461.70445.75
Total Liabilities & Stockholders Equity4,581.144,556.514,547.814,542.654,531.234,539.16
Book Value Per Share235.93230.83220.06220.02211.67204.36
Tangible Book Value Per Share-230.83220.06220.02211.67204.36
Tier 1 Capital-507.37-479.72461.72431.75
Tier 2 Capital-29.55-28.5528.0026.98
Full-Time Employees---93--
Price to Book Ratio1.301.401.301.341.291.23
Return on Assets1.351.461.111.211.010.75
Return on Equity12.5813.9110.9311.9710.237.82
Return on Invested Capital0.661.330.151.620.870.47
Current Ratio0.720.150.160.120.150.15

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations-10.7510.0310.168.908.11
Extraordinary Item-0.000.000.000.000.00
Changes in Working Capital--7.003.09-2.542.25-2.58
Cash from Operating Activities-3.7513.127.6211.155.53
Capital Expenditures--0.180.00-0.10-0.01-0.12
Net Assets From Acquisitions-0.000.000.000.000.00
Sale of Fixed Assets and Businesses-0.000.000.000.000.00
Purchase or Sale of Investments--8.30-0.57-3.52-0.15-1.94
Purchase of Investments--13.96-10.78-3.52-0.15-1.94
Sale Or Maturity of Investments-5.6610.220.000.000.00
Other Uses-0.000.000.000.000.00
Other Sources-0.000.000.000.000.00
Cash from Investing Activities--19.541.9311.6618.96-13.44
Cash Dividends Paid--1.38-2.90-1.37-1.37-1.37
Preferred Dividends (Cash Flow)-0.000.000.000.000.00
Change in Capital Stock-0.641.410.140.000.10
Repurchase of Common Pref Stock-0.000.000.000.000.00
Sale of Common Pref Stock-0.641.410.140.000.10
Proceedsfrom Stock Options-0.000.000.000.000.00
Issuance or Reduction of Debt, Net--8.20-50.27-62.44-45.75101.00
Change in Long Term Debt--23.20-20.27-77.44-0.7566.00
Issuance of Long Term Debt-131.80177.72133.56161.25251.00
Reduction of Long Term Debt--155.00-198.00-211.00-162.00-185.00
Net Financing Active Other Cash Flow-0.000.000.000.000.00
Cash from Financing Activities--15.862.16-9.70-30.716.89
Net Change in Cash--31.6517.219.58-0.59-1.03
Free Cash Flow-3.5713.127.5311.145.40
Price to Free Cash Flow-24.0020.9320.8724.2933.05

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-30-0.3M-41.15K
2026-10-15-0.3M-43.90K
2026-09-3018.27%0.3M1.8M43.99K
2026-09-1516.61%0.3M1.8M41.59K
2026-08-3115.02%0.3M1.8M39.23K
2026-08-1414.22%0.3M1.8M35.07K
2026-07-3117.05%0.3M1.8M31.26K
2026-07-1517.92%0.3M1.8M30.37K
2026-06-3017.02%0.3M1.8M35.42K
2026-06-1516.47%0.3M1.8M39.83K
2026-05-2916.48%0.3M1.8M44.38K
2026-05-1516.88%0.3M1.8M49.10K
2026-04-3016.70%0.3M1.8M55.85K
2026-04-1518.20%0.3M1.8M56.53K
2026-03-3118.76%0.3M1.8M62.28K
2026-03-1318.70%0.3M1.8M68.31K
2026-02-2717.68%0.3M1.8M71.07K
2026-02-1319.28%0.3M1.8M69.01K
2026-01-3017.27%0.3M1.8M69.11K
2026-01-1515.62%0.3M1.8M73.23K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

0
FiledFormDescriptionPeriodLink
No filings.

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
Maren Capital LLC8.88%
BlackRock, Inc.7.04%
Doma Perpetual Capital Management LLC5.66%
UBS Group AG5.21%
ROYCE & ASSOCIATES LP4.67%
STATE STREET CORP4.14%
SCHWARTZ INVESTMENT COUNSEL INC3.75%
VANGUARD CAPITAL MANAGEMENT LLC3.53%
DIMENSIONAL FUND ADVISORS LP2.61%
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC2.21%

Funds

Fund% owned
AVE MARIA VALUE FUND3.72%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.41%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF2.25%
iShares Russell 2000 ETF2.01%
BBR ALO Fund, LLC.1.66%
Avantis U.S. Small Cap Value ETF1.49%
Royce Small-Cap Total Return Fund1.43%
ROYCE SMALL-CAP TRUST, INC.1.26%
Opus Small Cap Value ETF1.22%
Royce Small-Cap Fund1.04%

OakChart. HIFS. Cached 15 minutes.

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