OakChart

Central Plains Bancshares Inc

CPBIFinancial·Banks - Regional·USA·Micro·NASD·Nov 11 • 3:59 PM ET

20.510.00 (0.00%)
2026-11-12 02:58 CET
Market cap
85.57 USD m
Revenue, TTM
- USD m
Net income, TTM
4.50 USD m
Free cash flow, TTM
6.04 USD m
EPS diluted, TTM
1.17
P/E
17.46
Compare

Price

CPBI against its 20, 50 and 200-day averages
2050200
16.0018.0020.0022.0017K34KVolumeApr 26May 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26CPBIclose 20.5120-day 20.3850-day 20.57200-day 18.7920.5152w high

6.1% under the 52-week high of 21.84 on 9 Jul 2026. 52-week low 15.56 on 19 Nov 2025. Last 15 sessions, 6.1% high to low

Volume 0.46× normal · the line is the 50-bar volume average

Profile

CPBI
52-week range, 79% of the way up
15.5621.83

Central Plains Bancshares, Inc. engages in the offering of sale of shares of its common stock in connection with the conversion of Home Federal Savings from a mutual savings association to a stock savings association. The company was founded on June 13, 2023 and is headquartered in Grand Island, NE.

Employees68
IPOOct 20, 2023
Beta0.23
ATR, 14d0.28
Rel volume0.46
Short float0.13%
Insider own17.70%
Inst own33.01%

Snapshot

6 groups

Valuation

Index-
Market Cap85.57M
Enterprise Value-
Income4.50M
Sales31.43M
Book/sh23.45
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees68
IPOOct 20, 2023

Ratios

P/E17.46
Forward P/E-
PEG-
P/S2.72
P/B0.87
P/C-
P/FCF14.17
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.10
Debt/Eq0.00
LT Debt/Eq0.00
Option/ShortNo / Yes

Earnings

EPS (ttm)1.17
EPS next Y-
EPS next Q-
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y32.89% 5.25%
Sales past 3/5Y18.09% 17.94%
EPS Y/Y TTM21.27%
Sales Y/Y TTM12.14%
EPS Q/Q50.37%
Sales Q/Q15.12%
Earnings-
EPS/Sales Surpr.- -

Ownership

Insider Own17.70%
Insider Trans0.00%
Inst Own33.01%
Inst Trans0.16%
ROA0.85%
ROE5.15%
ROIC4.99%
Gross Margin-
Oper. Margin17.85%
Profit Margin14.33%
SMA200.62%
SMA50-0.27%
SMA2009.13%
Trades-

Technical

Shs Outstand3.85M
Shs Float3.43M
Short Float0.13%
Short Ratio1.17
Short Interest0.00M
52W High21.83 -6.07%
52W Low15.56 31.81%
Volatility0.54% 1.17%
ATR (14)0.28
RSI (14)51.07
Beta0.23
Rel Volume0.46
Avg Volume3.81K
Volume1,750

Performance

Perf Week-0.53%
Perf Month2.81%
Perf Quarter-2.17%
Perf Half Y17.00%
Perf YTD21.22%
Perf Year26.68%
Perf 3Y113.65%
Perf 5Y-
Perf 10Y-
Recom-
Target Price-
Prev Close20.51
Price20.51
Change %0.00%

Peers

Mkt cap
TickerCompanyMkt cap
LARKLandmark Bancorp Inc197.71M
CFFNCapitol Federal Financial1.06B
TCBSTexas Community Bancshares Inc49.69M
ATLOAmes National Corp302.04M
CLSTCatalyst Bancorp Inc69.96M
HFBLHome Federal Bancorp Inc (Louisiana)72.73M
BSBKBogota Financial Corp118.58M
KFFBKentucky First Federal Bancorp47.50M
WTBAWest Bancorporation521.20M
HWBKHawthorn Bancshares Inc287.50M

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWCiShares Micro-Cap ETFAUM: 1.22B

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
No quarterly earnings.

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
No annual earnings.

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
No estimate revisions.

Estimate history

EPS, annual0.8550.4472.1880.9571.051.1749
Period20212022202320242025TTM
EPS, quarterly0.2370.2490.2480.2170.260.2320.3090.2440.391
PeriodQ1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Sales, annual15.67518.42123.81627.31330.33231.43
Period20212022202320242025TTM
Sales, quarterly6.5236.7736.9037.1147.2357.4647.8757.7588.329
PeriodQ1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Shares, annual3.683.683.8173.9113.9093.851
Period20212022202320242025MRQ
Shares, quarterly3.8174.1314.1713.9113.9263.9233.9143.9093.851
PeriodQ1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY
Interest Income28.7727.6624.7020.9616.1413.17
Total Interest Expense9.368.998.216.492.741.08
Net Interest Income19.4118.6716.4914.4713.4012.09
Loan Loss Provision-0.310.200.092.88-0.11
Net Interest Income After Loan Loss Provision-18.3716.2914.3810.5312.20
Non-Interest Income2.662.672.612.852.282.51
Non-Interest Expense16.1016.0414.3812.6010.8410.97
Operating Income5.614.994.524.641.963.74
Unusual Expense0.000.000.000.000.000.00
Net Income Before Taxes5.614.994.524.641.963.74
Income Taxes1.110.990.870.880.320.59
Consolidated Net Income4.504.003.653.761.653.15
Net Income From Continuing Operations4.504.003.653.761.653.15
Net Income4.504.003.653.761.653.15
EPS (Recurring)1.181.050.962.190.450.86
EPS (Basic, Before Extraordinaries)1.181.060.962.190.450.86
EPS (Diluted)1.171.050.962.190.450.86
Non-Operating Income (Expense)0.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.00
Stock Option Compensation Expense0.600.600.15---
Price To Earnings Ratio17.4617.466.69---
Price To Sales Ratio2.312.152.080.74--
Operating Margin17.8516.4516.5619.4710.6623.88
Net Margin14.3313.1913.3815.788.9420.08
Shares Outstanding3.853.913.913.823.683.68
Market Capitalization85.5785.5763.2942.2242.22-

Income statement, quarterly

Currency USD, millions
Metric2026Q12025Q42025Q32025Q22025Q12024Q42024Q32024Q2
Interest Income7.697.137.176.796.586.406.256.15
Total Interest Expense2.462.382.322.202.092.062.122.09
Net Interest Income5.234.744.864.584.494.334.134.06
Loan Loss Provision0.050.22-0.09-0.000.140.06-0.00
Net Interest Income After Loan Loss Provision5.184.52-4.504.494.194.084.06
Non-Interest Income0.640.630.700.680.650.720.660.62
Non-Interest Expense3.973.984.084.063.923.843.543.52
Operating Income1.851.171.481.111.231.061.191.17
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes1.851.171.481.111.231.061.191.16
Income Taxes0.360.220.300.230.240.220.240.20
Consolidated Net Income1.490.951.180.880.990.850.950.95
Net Income From Continuing Operations1.490.951.180.880.990.850.950.95
Net Income1.490.951.180.880.990.850.950.95
EPS (Recurring)0.390.240.310.230.260.220.250.25
EPS (Basic, Before Extraordinaries)0.390.240.310.230.260.220.250.25
EPS (Diluted)0.390.240.310.230.260.220.250.25
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.150.150.150.150.15---
Price To Earnings Ratio17.4616.8317.7016.7515.926.696.545.52
Price To Sales Ratio2.312.202.172.162.052.142.161.85
Operating Margin22.2015.1118.7314.9416.9914.9717.2517.20
Net Margin17.9112.3114.9211.8213.6611.9213.7814.06
Shares Outstanding3.853.913.913.923.933.914.174.13
Market Capitalization85.5771.9571.2868.7763.8863.2961.8051.88

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY
Cash & Due from Banks7.467.616.297.928.48
Investments86.9582.5967.8969.1186.74
Net Loans442.54396.76374.39348.34306.61
Investment in Unconsolidated Affiliates0.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.00
Net Property, Plant & Equipment12.7612.945.874.544.29
Interest Receivables3.263.102.251.731.34
Deferred Tax Assets2.232.703.813.743.34
Other Intangible Assets3.453.013.252.873.06
Total Assets558.65508.70463.74438.24413.86
Total Deposits460.36416.20375.14390.95365.00
Total Debt0.200.240.300.440.00
Long Term Debt0.150.190.240.360.00
Provision for Risks Charges1.031.953.193.715.59
Deferred Tax Liabilities--0.460.450.47
Other Liabilities8.086.986.374.034.39
Total Liabilities469.66425.37385.46399.58375.45
Preferred Stock - Carrying Value0.000.000.000.000.00
Common Equity88.9983.3378.2838.6738.40
Total Shareholders Equity88.9983.3378.2838.6738.40
Accumulated Minority Interest0.000.000.000.000.00
Total Equity88.9983.3378.2838.6738.40
Total Liabilities & Stockholders Equity558.65508.70463.74438.24413.86
Book Value Per Share22.7721.3120.5110.5110.44
Tangible Book Value Per Share22.7721.3120.5110.5110.44
Full-Time Employees6868716773
Price to Book Ratio0.870.770.540.54-
Return on Assets0.750.750.830.39-
Return on Equity4.644.526.434.27-
Return on Invested Capital4.494.374.794.228.20
Current Ratio0.090.480.200.060.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY
Funds from Operations7.226.665.385.145.764.67
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-0.97-0.31-1.160.34-1.51-0.39
Cash from Operating Activities6.256.354.225.484.254.28
Capital Expenditures-0.21-0.88-7.53-2.28-0.30-0.26
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-1.72-1.912.22-2.4212.044.22
Purchase of Investments-10.44-10.45-6.20-11.560.00-23.34
Sale Or Maturity of Investments8.728.538.429.1512.0427.56
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-36.16-48.98-27.90-31.16-32.93-48.49
Cash Dividends Paid0.000.000.000.000.000.00
Change in Capital Stock-0.70-0.68-0.4139.360.000.00
Repurchase of Common Pref Stock-0.71-0.68-0.410.000.000.00
Sale of Common Pref Stock0.010.000.0039.360.000.00
Proceedsfrom Stock Options0.010.000.0039.360.000.00
Issuance or Reduction of Debt, Net-8.140.340.24-3.080.230.65
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.050.060.030.090.090.53
Other Financing Activities Uses-----0.00
Cash from Financing Activities56.4243.8840.9120.5726.2636.04
Net Change in Cash26.521.2517.23-5.11-2.42-8.17
Free Cash Flow6.045.47-3.313.203.944.02
Preferred Dividends (Cash Flow)-0.000.000.000.000.00
Price to Free Cash Flow12.0311.92-5.48--
Federal Home Loan Advances Increase (Decrease)--0.03-0.03-0.02-0.060.07

Balance sheet, quarterly

Currency USD, millions
Metric2026Q12025Q42025Q32025Q22025Q12024Q4
Cash & Due from Banks5.607.467.736.347.917.61
Investments93.1186.9580.0863.0461.9482.59
Net Loans441.55442.54424.66416.80407.78396.76
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment12.5312.7613.1713.3713.4112.94
Interest Receivables3.253.263.323.813.103.10
Deferred Tax Assets2.272.232.362.482.612.70
Other Intangible Assets4.113.454.414.174.133.01
Total Assets562.42558.65535.74510.00500.88508.70
Total Deposits465.84460.36439.96408.19400.64416.20
Total Debt0.000.200.008.508.470.24
Long Term Debt0.000.150.000.000.000.19
Provision for Risks Charges0.911.031.551.591.421.95
Other Liabilities5.388.086.465.545.716.98
Total Liabilities472.13469.66447.98423.82416.23425.37
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity90.2888.9987.7686.1884.6583.33
Total Shareholders Equity90.2888.9987.7686.1884.6583.33
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity90.2888.9987.7686.1884.6583.33
Total Liabilities & Stockholders Equity562.42558.65535.74510.00500.88508.70
Book Value Per Share23.4522.7722.4221.9721.5621.31
Tangible Book Value Per Share23.4522.7722.4221.9721.5621.31
Full-Time Employees-68---68
Price to Book Ratio0.870.760.770.760.710.77
Return on Assets0.850.750.760.740.770.75
Return on Equity5.154.644.614.374.564.52
Return on Invested Capital1.651.071.341.021.171.02
Current Ratio0.100.090.090.050.050.48

Cash flow, quarterly

Currency USD, millions
Metric2026Q12025Q42025Q32025Q22025Q12024Q4
Funds from Operations2.132.061.391.641.572.04
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-2.320.940.90-0.49-1.66-0.17
Cash from Operating Activities-0.193.002.291.15-0.101.86
Capital Expenditures-0.000.09-0.06-0.24-0.67-2.73
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-1.08-3.961.242.08-1.27-1.31
Purchase of Investments-3.40-6.06-0.990.00-3.40-3.18
Sale Or Maturity of Investments2.312.102.232.082.121.86
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-0.15-22.05-6.69-7.27-12.97-1.95
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-0.28-0.14-0.19-0.09-0.26-0.28
Repurchase of Common Pref Stock-0.30-0.14-0.19-0.09-0.26-0.28
Sale of Common Pref Stock0.010.000.000.000.000.00
Proceedsfrom Stock Options0.010.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.010.37-8.510.018.460.22
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.340.250.54-0.39-0.330.33
Other Financing Activities Uses-0.34-0.54-0.39-0.33-
Cash from Financing Activities4.8620.8723.617.09-7.6922.12
Net Change in Cash4.511.8219.220.97-20.7622.04
Free Cash Flow-0.193.092.230.91-0.77-0.86
Price to Free Cash Flow12.0312.2242.51---

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.13%0.0M3.4M3.65K
2026-10-150.16%0.0M3.4M3.75K
2026-09-300.13%0.0M3.4M3.44K
2026-09-150.15%0.0M3.4M2.69K
2026-08-310.13%0.0M3.4M3.05K
2026-08-140.16%0.0M3.4M3.88K
2026-07-310.16%0.0M3.4M3.83K
2026-07-150.16%0.0M3.4M3.94K
2026-06-300.17%0.0M3.5M3.68K
2026-06-150.14%0.0M3.5M4.28K
2026-05-290.13%0.0M3.5M4.38K
2026-05-150.27%0.0M3.5M4.16K
2026-04-300.26%0.0M3.5M4.16K
2026-04-150.19%0.0M3.5M4.08K
2026-03-310.17%0.0M3.5M4.19K
2026-03-130.18%0.0M3.5M3.88K
2026-02-270.15%0.0M3.5M3.89K
2026-02-130.15%0.0M3.5M3.68K
2026-01-300.14%0.0M3.4M4.02K
2026-01-150.16%0.0M3.4M4.05K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-09-238-KCurrent report2026-09-22SEC
2026-09-108-KCurrent report2026-09-09SEC
2026-08-288-KCurrent report2026-08-25SEC
2026-08-1210-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-308-KCurrent report2026-07-28SEC
2026-07-27DFRN14ARevised definitive proxy statement filed by non-managementSEC
2026-07-24DEFC14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-21DFAN14ADefinitive additional proxy soliciting materials filed by non-management including Rule 14(a)(12) material.SEC
2026-07-21DEFC14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-148-KCurrent report2026-07-08SEC
2026-07-14DFAN14ADefinitive additional proxy soliciting materials filed by non-management including Rule 14(a)(12) material.SEC
2026-07-10PREC14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-10PREC14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-07-093Initial statement of beneficial ownership of securities2026-07-08SEC
2026-07-098-KCurrent report2026-07-08SEC
2026-07-09SCHEDULE 13D/ASEC
2026-07-0211-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-30NT 11-K2025-12-13SEC
2026-06-23SCHEDULE 13D/ASEC
2026-06-1810-KAnnual report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-20DFAN14ADefinitive additional proxy soliciting materials filed by non-management including Rule 14(a)(12) material.SEC
2026-05-20SCHEDULE 13D/ASEC
2026-02-13SCHEDULE 13GSEC
2026-02-1110-QQuarterly report pursuant to Section 13 or 15(d)2025-12-31SEC
2025-11-1310-QQuarterly report pursuant to Section 13 or 15(d)2025-09-30SEC
2025-08-288-KCurrent report2025-08-26SEC
2025-08-1210-QQuarterly report pursuant to Section 13 or 15(d)2025-06-30SEC
2025-07-25DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342025-08-26SEC
2025-07-238-KCurrent report2025-07-22SEC
2025-06-274Statement of changes in beneficial ownership of securities2025-05-27SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
Stilwell Value LLC9.73%
GRAHAM CAPITAL WEALTH MANAGEMENT, LLC4.19%
Oppenheimer & Close, LLC3.95%
MANGROVE PARTNERS IM, LLC3.78%
VANGUARD CAPITAL MANAGEMENT LLC3.67%
ALLIANCEBERNSTEIN L.P.3.21%
Minerva Advisors LLC1.17%
GEODE CAPITAL MANAGEMENT, LLC0.87%
Cambridge Investment Research Advisors, Inc.0.68%
RENAISSANCE TECHNOLOGIES LLC0.58%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.57%
WisdomTree India Earnings Fund1.73%
VANGUARD EXTENDED MARKET INDEX FUND0.98%
Avantis Emerging Markets Equity ETF0.69%
Fidelity Extended Market Index Fund0.37%
iShares Micro-Cap ETF0.27%
Fidelity Total Market Index Fund0.18%
Fidelity Series Total Market Index Fund0.12%
VANGUARD INSTITUTIONAL TOTAL STOCK MARKET INDEX FUND0.08%
VANGUARD BALANCED INDEX FUND0.04%

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