OakChart

Great Southern Bancorp Inc

GSBCFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 12:19 PM ET

81.47-0.25 (-0.31%)
2026-11-11 18:20 CET
Market cap
871.75 USD m
Revenue, TTM
- USD m
Net income, TTM
63.55 USD m
Free cash flow, TTM
54.31 USD m
EPS diluted, TTM
5.75
P/E
14.18
Compare

Price

GSBC against its 20, 50 and 200-day averages
2050200beatmiss
70.0080.00215K430KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26GSBCclose 81.4720-day 80.5550-day 79.46200-day 72.9081.4752w high

3.4% under the 52-week high of 84.36 on 4 Nov 2026. 52-week low 55.37 on 18 Nov 2025. Last 15 sessions, 11.0% high to low

Profile

GSBC
52-week range, 90% of the way up
55.3784.36

Great Southern Bancorp, Inc. is a bank holding company, which engages in the provision of financial services. The company was founded in 1923 and is headquartered in Springfield, MO.

IndexRUT
Employees1075
IPODec 14, 1989
Beta0.51
ATR, 14d1.73
Rel volume0.22
Short float8.62%
Insider own31.91%
Inst own52.33%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap869.08M
Enterprise Value-
Income63.55M
Sales321.79M
Book/sh56.97
Cash/sh-
Dividend Est.1.74 (2.13%)
Dividend TTM1.72 (2.11%)
Dividend Ex-DateSep 28, 2026
Dividend Gr. 3/5Y2.09% 4.07%
Payout26.80%
Employees1075
IPODec 14, 1989

Ratios

P/E14.18
Forward P/E13.74
PEG-
P/S2.70
P/B1.43
P/C-
P/FCF16.00
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.11
Debt/Eq1.74
LT Debt/Eq0.05
Option/ShortYes / Yes

Earnings

EPS (ttm)5.75
EPS next Y5.93
EPS next Q1.54
EPS this Y-5.90%
EPS next Y1.80%
EPS next 5Y-0.22%
EPS past 3/5Y0.93% 8.05%
Sales past 3/5Y9.68% 6.21%
EPS Y/Y TTM-3.88%
Sales Y/Y TTM-8.87%
EPS Q/Q-18.60%
Sales Q/Q-5.33%
EarningsOct 21 AMC
EPS/Sales Surpr.-8.63% -4.28%

Ownership

Insider Own31.91%
Insider Trans-0.33%
Inst Own52.33%
Inst Trans4.87%
ROA1.10%
ROE10.21%
ROIC9.89%
Gross Margin-
Oper. Margin23.72%
Profit Margin19.75%
SMA201.14%
SMA502.53%
SMA20011.76%
Trades-

Technical

Shs Outstand10.75M
Shs Float7.26M
Short Float8.62%
Short Ratio7.26
Short Interest0.63M
52W High84.36 -3.43%
52W Low55.37 47.15%
Volatility2.47% 2.11%
ATR (14)1.73
RSI (14)55.41
Beta0.51
Rel Volume0.22
Avg Volume86.10K
Volume8,941

Performance

Perf Week-1.58%
Perf Month5.90%
Perf Quarter-0.01%
Perf Half Y19.97%
Perf YTD32.34%
Perf Year40.15%
Perf 3Y61.17%
Perf 5Y38.67%
Perf 10Y70.43%
Recom3.00
Target Price78.00
Prev Close81.72
Price81.47
Change %-0.31%

Analyst ratings

latest 8 of 8
DateActionAnalystRating changeTargetImplied
Jan 07, 2022DowngradePPiper SandlerOverweight → Neutral$63-22.7%
Dec 17, 2020UpgradePPiper SandlerNeutral → Overweight$44 → $56-31.3%
Oct 06, 2017DowngradeSSandler O'NeillBuy → Hold
Sep 08, 2016DowngradeFFIG PartnersOutperform → Market Perform
May 02, 2016UpgradeFFIG PartnersMarket Perform → Outperform
Mar 30, 2010InitiatedSStifel NicolausHold
Jul 20, 2007ReiteratedRRBC Capital MktsSector Perform$30 → $29-64.4%
Apr 23, 2007ReiteratedRRBC Capital MktsSector Perform$31 → $30-63.2%

Peers

Mkt cap
TickerCompanyMkt cap
SMBCSouthern Missouri Bancorp Inc775.64M
EQBKEquity Bancshares Inc1.01B
HWBKHawthorn Bancshares Inc288.52M
EFSCEnterprise Financial Services Corp2.22B
CBSHCommerce Bancshares Inc7.87B
CBCCentral Bancompany Inc9.19B
SFNCSimmons First National Corp3.38B
BUSEFirst Busey Corp2.32B
HBTHBT Financial Inc1.36B
OSBCOld Second Bancorporation Inc1.24B

Insider trading

latest 14 of 47
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Julie BrownDirectorAug 17 '26Proposed Sale80.6985168,666Sep 04 11:07 AM
BROWN JULIE ADirectorAug 17 '26Sale81.0085168,9317,052Aug 20 04:30 PM
STEINERT EARL A JRDirectorMay 26 '26Option Exercise59.744,500268,820944,096May 26 05:09 PM
STEINERT EARL A JRDirectorMay 26 '26Sale71.624,500322,271939,596May 26 05:09 PM
EARL STEINERTDirectorMay 26 '26Proposed Sale71.624,500322,271May 26 04:09 PM
TURNER WILLIAM VDirectorMay 18 '26Option Exercise52.206,000313,200205,112May 19 04:15 PM
TURNER WILLIAM VDirectorMay 18 '26Sale68.356,000410,104199,112May 19 04:15 PM
WILLIAM TURNERDirectorMay 18 '26Proposed Sale68.356,000410,104May 18 06:28 PM
Baker Kevin LVice President of SubsidiaryMay 06 '26Option Exercise52.202,800146,1602,814May 06 05:01 PM
Baker Kevin LVice President of SubsidiaryMay 06 '26Sale69.962,800195,88814May 06 05:01 PM
KEVIN L BAKERVice President of SubsidiaryMay 06 '26Proposed Sale69.962,800195,888May 06 04:13 PM
Maples Mark AVice President of SubsidiaryMay 01 '26Option Exercise59.772,387142,6822,387May 04 04:35 PM
Maples Mark AVice President of SubsidiaryMay 01 '26Sale68.952,387164,5960May 04 04:35 PM
COPELAND REX ATreasurerMay 01 '26Option Exercise52.202,164112,96126,835May 01 04:40 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
DFSVUS Small Cap Value Portfolio ETF Class Shares-
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFMCU.S. Micro Cap Portfolio ETF Class Shares-

News

latest 14 of 202
  • Great Southern Bancorp Beats On Adjusted EPS, But A Hedge-Accounting Correction And A Lower Margin Outlook Cloud The Quarter (Earnings Whispers)
  • Great Southern Bancorp: Q3 Earnings Snapshot (Associated Press)
  • Great Southern Bancorp, Inc. Reports Preliminary Third Quarter Earnings of $1.27 Per Diluted Common Share Earnings Negatively Impacted in This Period by Non-Cash Hedge Accounting Adjustment (GlobeNewswire)
  • Great Southern Bancorp, Inc. Announces Third Quarter 2026 Preliminary Earnings Release Date and Conference Call (GlobeNewswire)
  • Great Southern Bancorp, Inc. announces quarterly dividend of $0.43 per common share (GlobeNewswire)
  • Loading…
  • Great Southern Bancorp Inc (GSBC) Q2 2026 Earnings Call Highlights: Navigating Challenges with ... (GuruFocus.com)
  • Great Southern Bancorp: Q2 Earnings Snapshot (Associated Press)
  • Great Southern Bancorp, Inc. Reports Preliminary Second Quarter Earnings of $1.43 Per Diluted Common Share (GlobeNewswire)
  • Great Southern Bancorp, Inc. Announces Second Quarter 2026 Preliminary Earnings Release Date and Conference Call (GlobeNewswire)
  • Great Southern Bancorp, Inc. announces quarterly dividend of $0.43 per common share (GlobeNewswire)
  • Great Southern Bancorp Inc (GSBC) Q1 2026 Earnings Call Highlights: Solid Loan Growth and ... (GuruFocus.com)
  • Great Southern Bancorp: Q1 Earnings Snapshot (Associated Press)
  • Great Southern Bancorp, Inc. Reports Preliminary First Quarter Earnings of $1.58 Per Diluted Common Share (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-211.2701.3901.27053.6856.082
2026Q22026-07-151.4301.3751.42756.8755.262
2026Q12026-04-151.5801.2901.58255.3654.752
2025Q42026-01-211.4501.3401.47156.3555.032
2025Q32025-10-151.5601.5001.55857.8457.362
2025Q22025-07-161.7201.3401.71859.1856.022
2025Q12025-04-161.4701.2671.46855.9255.533
2024Q42025-01-211.2701.3201.27056.4755.333
2024Q32024-10-161.4101.2601.40754.9754.783
2024Q22024-07-161.4501.2071.45256.6553.733
2024Q12024-04-171.1301.0371.13451.6251.953
2023Q42024-01-221.1101.1501.11051.7153.263
2023Q32023-10-181.3301.2071.32654.5953.653
2023Q22023-07-191.5201.4571.51855.9158.863
2023Q12023-04-191.6701.4901.66761.0860.693
2022Q42023-01-231.8401.6401.46062.2862.253

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY3.6503.4903.636193.68187.23
2018FY4.7104.6104.706204.41195.16
2019FY5.1405.1375.137211.35210.89
2020FY4.2103.9034.205212.19210.32
2021FY5.4605.5875.458216.24215.22
2022FY6.0205.8336.024233.75231.3
2023FY5.6105.6705.613223.29224.95
2024FY5.2605.3075.258219.71215.9
2025FY6.1906.0806.190229.29226.86
2026FY-5.825--227
2027FY-5.930--228.92
2028FY-6.150--236.34

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2211057.0457.0457.04
2026Q4S2026-10-2110055.9055.9055.90
2026Q4S2026-10-0610055.9055.9055.90
2026Q4S2026-07-1610055.8555.8555.85
2026Q4S2026-07-0710055.7255.7255.72
2026Q4S2026-04-1610055.3555.3555.35
2026Q4S2026-04-0710055.5855.5855.58
2026Q4S2026-01-2210155.5855.5855.58
2026Q4S2025-12-3010056.1856.1856.18
2026Q4S2025-11-1110156.1856.1856.18
2026Q4S2025-11-1010156.1856.1856.18
2026Q4S2025-11-0910156.1856.1856.18
2026Q4S2025-11-0810156.1856.1856.18
2026Q4S2025-11-0710156.1856.1856.18

Estimate history

EPS, annual3.6364.7065.1374.2055.4586.0245.6135.2586.1955.7474
Period201720182019202020212022202320242025TTM
EPS, quarterly1.4071.271.4681.7181.5581.4711.5821.4271.268
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual223.886237.25267.905254.697236.96260.946328.587357.117344.254321.79
Period201720182019202020212022202320242025TTM
Sales, quarterly91.58789.84187.17389.57286.51981.03878.57680.26581.911
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual14.08814.15114.26113.75313.12812.23111.80411.72411.06210.752
Period201720182019202020212022202320242025MRQ
Shares, quarterly11.68111.72411.56511.39711.26611.06210.87410.88410.752
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income291.18313.73324.70296.83226.98198.67217.70234.99205.95
Total Interest Expense93.93113.50135.56103.6227.3620.7540.5654.6037.76
Net Interest Income197.25200.23189.14193.22199.61177.92177.14180.39168.19
Loan Loss Provision0.630.042.72-3.086.19-5.7615.876.157.15
Net Interest Income After Loan Loss Provision196.62200.19186.43196.29193.43183.68161.27174.24161.04
Non-Interest Income30.6130.5232.4231.7533.9738.2936.9932.9131.30
Non-Interest Expense150.89143.41143.35142.70133.19127.61125.17117.09117.81
Operating Income76.3487.3075.5085.3494.2094.3673.0990.0674.54
Unusual Expense0.000.000.000.000.000.000.000.000.00
Net Income Before Taxes76.3487.3075.5085.3494.2094.3673.0990.0681.95
Income Taxes12.7816.3213.6917.5418.2519.7413.7816.4514.84
Consolidated Net Income63.5570.9761.8167.8075.9574.6359.3173.6167.11
Net Income From Continuing Operations63.5570.9761.8167.8075.9574.6359.3173.6167.11
Net Income63.5570.9761.8167.8075.9574.6359.3173.6167.11
EPS (Recurring)5.756.195.265.616.025.464.215.144.71
EPS (Basic, Before Extraordinaries)5.806.235.285.656.075.504.225.184.75
EPS (Diluted)5.756.195.265.616.025.464.215.144.71
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.007.41
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-1.501.421.261.110.880.880.670.58
Price To Earnings Ratio14.2214.2211.709.9411.1510.8611.6212.129.49
Price To Sales Ratio2.652.051.972.182.873.422.713.392.77
Operating Margin23.7225.3621.1425.9736.1039.8228.7033.6231.42
Net Margin19.7520.6217.3120.6329.1031.4923.2927.4828.29
Shares Outstanding10.7511.0611.7211.8012.2313.1313.7514.2614.15
Market Capitalization871.75871.75696.99700.05726.66790.31676.99886.58631.90

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income74.1272.4671.1773.4479.0880.9780.2482.58
Total Interest Expense23.8522.9722.8424.2728.3130.0130.9133.05
Net Interest Income50.2749.4948.3349.1650.7750.9649.3349.53
Loan Loss Provision0.670.01-0.930.88-0.38-0.11-0.351.56
Net Interest Income After Loan Loss Provision49.5949.4849.2648.2851.1551.0749.6847.98
Non-Interest Income7.797.807.417.607.448.606.937.26
Non-Interest Expense40.6538.6535.1736.4136.4935.3935.1637.27
Operating Income16.7318.6421.5019.4722.1024.2821.4517.96
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes16.7318.6421.5019.4722.1024.2821.4517.96
Income Taxes2.722.844.023.194.354.494.293.04
Consolidated Net Income14.0115.7917.4816.2717.7519.7917.1614.92
Net Income From Continuing Operations14.0115.7917.4816.2717.7519.7917.1614.92
Net Income14.0115.7917.4816.2717.7519.7917.1614.92
EPS (Recurring)1.271.431.581.471.561.721.471.27
EPS (Basic, Before Extraordinaries)1.291.451.591.471.571.731.471.27
EPS (Diluted)1.271.431.581.471.561.721.471.27
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-7.815.753.62-1.800.640.93-
Price To Earnings Ratio14.2212.3910.1610.2410.4510.5010.5211.70
Price To Sales Ratio2.652.662.081.981.981.891.801.96
Operating Margin20.4323.2227.3624.0225.5427.1124.6120.00
Net Margin17.1019.6822.2420.0820.5222.0919.6816.61
Shares Outstanding10.7510.8810.8711.0611.2711.4011.5711.72
Market Capitalization871.75854.14692.10688.81693.86674.08642.18696.99

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks109.83109.37102.53105.2690.0192.4099.30110.11115.60
Investments815.33850.59822.47803.031,146.50918.91549.22363.49326.33
Net Loans4,356.854,690.394,589.624,506.844,007.504,296.804,153.983,989.003,726.30
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets6.045.990.020.232.091.885.538.4422.00
Net Property, Plant & Equipment133.26132.47138.59141.07132.73139.17141.91132.42138.02
Interest Receivables18.0720.4321.2119.1110.7112.7913.5313.4512.34
Deferred Tax Assets26.6133.7729.4835.9525.643.69-7.4616.94
Other Intangible Assets132.61138.62108.5569.2148.4460.7751.6151.8256.99
Total Assets5,598.615,981.635,812.405,680.705,463.615,526.425,015.074,676.204,414.52
Total Deposits4,482.774,605.554,721.714,684.914,552.104,516.903,960.113,725.013,597.14
Total Debt409.40685.96430.68374.08246.60348.52421.12397.59324.10
Long Term Debt28.73105.96105.91106.45106.53181.71107.6799.62226.96
Provision for Risks Charges8.558.507.4912.829.630.000.000.000.00
Deferred Tax Liabilities----13.67-2.89--
Other Liabilities61.7582.0580.7075.8124.8631.2527.8921.6221.62
Total Liabilities4,962.485,382.065,240.575,147.614,846.864,896.684,412.014,144.223,942.86
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity636.13599.57571.83533.09616.75629.74603.07531.98471.66
Total Shareholders Equity636.13599.57571.83533.09616.75629.74603.07531.98471.66
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity636.13599.57571.83533.09616.75629.74603.07531.98471.66
Total Liabilities & Stockholders Equity5,598.615,981.635,812.405,680.705,463.615,526.425,015.074,676.204,414.52
Book Value Per Share57.5051.1448.4443.5846.9845.7942.2937.5933.48
Tangible Book Value Per Share56.6350.2847.5542.7046.5145.2941.7236.9432.71
Tier 1 Capital683.28668.64632.28607.81613.54594.64582.79538.06485.69
Tier 2 Capital60.80140.58138.61138.48132.10205.74115.29113.41111.49
Full-Time Employees1,0751,1081,1331,1241,1051,1561,1911,1821,225
Price to Book Ratio1.431.141.321.421.261.071.471.191.52
Return on Assets1.231.051.181.361.361.131.521.481.15
Return on Equity11.4910.5512.2713.2111.979.6212.9713.3711.44
Return on Invested Capital10.678.7610.0011.8810.327.3110.3610.637.38
Current Ratio0.110.150.190.140.540.130.060.060.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations60.7664.2354.3462.9184.0964.8363.6987.4471.89
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital2.8413.48-13.2816.57-25.851.04-18.693.9113.69
Cash from Operating Activities63.6077.7141.0679.4858.2465.8745.0091.3485.58
Capital Expenditures-9.29-11.46-4.92-7.30-20.11-5.74-8.22-11.79-9.32
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-50.36
Sale of Fixed Assets and Businesses0.200.130.160.253.980.590.780.202.33
Purchase or Sale of Investments-344.3944.87-52.1428.99-264.83-103.09-18.84-104.05-46.74
Purchase of Investments-399.23-8.90-92.63-5.44-360.73-177.47-118.42-207.75-93.53
Sale Or Maturity of Investments54.8453.7740.4934.4395.8974.3899.58103.7146.79
Other Uses-1.26-11.57-12.07-35.160.000.000.000.000.00
Other Sources0.000.000.000.000.000.0045.860.000.00
Cash from Investing Activities-152.63370.99-172.39-86.99-792.94209.81-130.30-300.07-372.71
Cash Dividends Paid-18.97-18.72-18.71-19.28-19.18-18.80-33.43-29.05-15.82
Change in Capital Stock-37.63-39.64-5.06-22.44-55.59-35.42-21.443.311.32
Repurchase of Common Pref Stock-51.90-44.46-15.15-23.33-61.85-39.12-22.10-0.85-0.90
Sale of Common Pref Stock14.274.8210.100.886.263.700.664.162.22
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net568.18-274.30255.2457.03127.47-101.74-73.1214.3573.34
Change in Long Term Debt0.00-255.00180.000.000.00-75.0073.510.00-127.50
Issuance of Long Term Debt0.000.00180.000.000.000.0073.510.002,621.50
Reduction of Long Term Debt0.00-255.000.000.000.00-75.000.000.00-2,749.00
Net Financing Active Other Cash Flow1.020.510.33-1.640.44-1.390.052.39-0.23
Other Financing Activities Uses0.000.00--1.640.00-1.39-0.00-0.23
Cash from Financing Activities54.53-454.90115.7550.32185.95-122.15428.87226.14247.62
Net Change in Cash-34.50-6.20-15.5842.81-548.75153.54343.5717.41-39.51
Free Cash Flow54.3166.2436.1472.1838.1360.1336.7879.5576.26
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow24.1414.8440.2613.5539.5819.60205.8817.9710.86
Federal Home Loan Advances Increase (Decrease)-8.31-2.084.50-24.163.153.67-1.03-1.26

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks88.1997.20101.41109.8394.11110.01
Investments1,160.97803.00817.44815.33851.78882.11
Net Loans4,248.454,307.714,456.644,356.854,467.684,534.29
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment120.41132.84132.11133.26133.77134.34
Interest Receivables19.1518.4719.7218.0719.9320.64
Deferred Tax Assets39.5528.6825.2826.6127.1329.99
Other Intangible Assets123.88126.57128.11132.61137.28137.26
Total Assets5,821.015,522.825,687.325,598.615,737.875,854.67
Total Deposits4,069.964,302.074,445.164,482.774,528.034,684.13
Total Debt1,067.15516.14537.59409.40500.18456.57
Long Term Debt30.0330.0228.7728.7331.2731.21
Provision for Risks Charges8.307.627.628.557.678.04
Other Liabilities63.0655.4063.3261.7569.0683.56
Total Liabilities5,208.484,881.235,053.694,962.485,104.945,232.30
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity612.53641.60633.63636.13632.93622.37
Total Shareholders Equity612.53641.60633.63636.13632.93622.37
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity612.53641.60633.63636.13632.93622.37
Total Liabilities & Stockholders Equity5,821.015,522.825,687.325,598.615,737.875,854.67
Book Value Per Share56.9758.9558.2757.5056.1854.61
Tangible Book Value Per Share56.0758.0857.3956.6355.3253.74
Full-Time Employees---1,075--
Price to Book Ratio1.431.351.101.101.121.11
Return on Assets1.101.181.221.231.181.16
Return on Equity10.2110.6511.4311.4911.1811.48
Return on Invested Capital2.182.352.642.452.673.03
Current Ratio0.110.150.160.110.170.21

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations15.7514.5817.8212.6115.9719.98
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital3.86-9.593.365.21-10.3820.45
Cash from Operating Activities19.615.0021.1817.815.5940.43
Capital Expenditures-1.15-3.43-1.30-3.40-1.74-4.40
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.040.070.030.050.050.03
Purchase or Sale of Investments-380.5111.5910.1914.346.7214.02
Purchase of Investments-398.64-0.580.000.00-2.95-5.95
Sale Or Maturity of Investments18.1312.1710.1914.349.6819.97
Other Uses0.000.00-0.60-0.66-1.91-8.36
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-341.75157.54-99.83131.4168.64160.43
Cash Dividends Paid-4.68-4.68-4.76-4.85-4.56-4.63
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-11.25-1.07-12.84-12.48-8.24-9.43
Repurchase of Common Pref Stock-12.72-7.85-16.92-14.41-10.04-9.79
Sale of Common Pref Stock1.476.784.081.931.800.36
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net551.29-22.39128.46-89.1943.87-85.52
Change in Long Term Debt0.000.000.000.000.00-75.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.00-75.00
Net Financing Active Other Cash Flow0.641.263.24-4.121.081.37
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities303.90-169.9676.49-155.90-123.91-172.13
Net Change in Cash-18.25-7.42-2.15-6.68-49.6828.73
Free Cash Flow18.451.5619.8814.413.8536.04
Price to Free Cash Flow24.1441.6112.5914.3318.5114.69

Revenue breakdown

State Commercial Banks2024: 219.71M 2025: 229.29M
United States2024: 219.71M 2025: 229.29M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-308.55%0.6M7.3M88.42K
2026-10-158.24%0.6M7.4M95.95K
2026-09-308.59%0.6M7.4M99.13K
2026-09-157.86%0.6M7.4M103.33K
2026-08-317.39%0.5M7.4M103.40K
2026-08-147.25%0.5M7.4M104.53K
2026-07-317.08%0.5M7.4M106.03K
2026-07-157.07%0.5M7.4M104.34K
2026-06-306.92%0.5M7.4M98.14K
2026-06-155.47%0.4M7.4M90.91K
2026-05-295.42%0.4M7.4M88.74K
2026-05-154.94%0.4M7.4M86.37K
2026-04-304.77%0.4M7.4M79.62K
2026-04-154.07%0.3M7.5M72.25K
2026-03-314.54%0.4M7.9M68.15K
2026-03-133.91%0.3M7.9M66.41K
2026-02-273.40%0.3M7.9M62.27K
2026-02-133.22%0.3M8.1M57.68K
2026-01-303.09%0.3M8.1M53.61K
2026-01-152.57%0.2M8.1M49.13K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call40.0039.5043.500.003.8900.000.000.983-0.0680.005
call45.0034.7038.500.003.3570.000.000.980-0.0660.006
call50.0029.6033.500.002.9090.000.000.977-0.0650.007
call55.0024.6028.500.002.4450.000.000.925-0.1970.018
call60.0019.7023.500.002.0420.000.000.910-0.1860.021
call65.0014.7018.500.001.6600.000.000.889-0.1730.024
call70.009.7013.500.001.3010.000.000.859-0.1560.029
call75.004.809.000.001.0440.000.000.735-0.2250.042
call80.001.653.201.510.4551.000.000.607-0.1560.049
call85.000.002.601.600.7851.000.000.363-0.1990.048
call90.000.004.900.001.1020.000.000.313-0.2780.045
call95.000.000.950.000.9460.000.000.160-0.1630.031
call1000.001.900.001.1170.000.000.141-0.1780.029
call1050.002.500.001.2930.000.000.126-0.1900.026
call1100.004.900.001.4720.000.000.114-0.2010.025
call1150.004.900.001.5970.000.000.107-0.2090.024
call1200.004.900.001.7350.000.000.100-0.2180.023
put40.000.004.900.002.3260.000.00-0.017-0.0680.005
put45.000.004.900.001.9580.000.00-0.020-0.0660.006
put50.000.000.200.001.7860.000.00-0.030-0.0870.009
put55.000.004.900.001.9450.000.00-0.075-0.1950.018
put60.000.004.900.001.6030.000.00-0.090-0.1840.021
put65.000.004.900.001.2820.000.00-0.110-0.1700.024
put70.000.000.950.000.9400.000.00-0.144-0.1500.029
put75.000.002.100.000.9530.000.00-0.263-0.2220.042
put80.000.352.450.000.6210.000.00-0.398-0.1470.049
put85.001.905.700.000.7050.000.00-0.614-0.2050.049
put90.006.5010.500.000.9700.000.00-0.686-0.2730.045
put95.0011.5015.400.001.1930.000.00-0.837-0.1560.031
put10016.5020.400.001.3980.000.00-0.859-0.1710.028
put10521.5025.300.001.5640.000.00-0.874-0.1840.026
put11026.5030.400.001.7810.000.00-0.884-0.1940.025
put11531.5035.500.001.9770.000.00-0.893-0.2020.024
put12036.5040.400.002.1110.000.00-0.899-0.2090.023

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-228-KCurrent report2026-10-21SEC
2026-09-168-KCurrent report2026-09-16SEC
2026-09-04144Filing for proposed sale of securities under Rule 144.SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-07-14SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-274Statement of changes in beneficial ownership of securities2026-07-21SEC
2026-07-168-KCurrent report2026-07-15SEC
2026-06-178-KCurrent report2026-06-17SEC
2026-06-12S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-05-26144Filing for proposed sale of securities under Rule 144.SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-26SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-04-14SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-18144Filing for proposed sale of securities under Rule 144.SEC
2026-05-158-KCurrent report2026-05-13SEC
2026-05-144Statement of changes in beneficial ownership of securities2026-04-14SEC
2026-05-144Statement of changes in beneficial ownership of securities2026-04-14SEC
2026-05-144Statement of changes in beneficial ownership of securities2026-04-14SEC
2026-05-144Statement of changes in beneficial ownership of securities2026-04-14SEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-06144Filing for proposed sale of securities under Rule 144.SEC
2026-05-064Statement of changes in beneficial ownership of securities2026-05-06SEC
2026-05-044Statement of changes in beneficial ownership of securities2026-05-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080068.93K1
2026-070000
2026-060000
2026-05001.16M5
2026-0400716.89K3
2026-030000
2026-0200252.61K3
2026-0100842.39K3
2025-120000
2025-1100187.91K2

Institutional holders

Manager% owned
BlackRock, Inc.7.10%
DIMENSIONAL FUND ADVISORS LP6.55%
VANGUARD CAPITAL MANAGEMENT LLC3.49%
STATE STREET CORP3.37%
AMERICAN CENTURY COMPANIES INC3.10%
GEODE CAPITAL MANAGEMENT, LLC1.92%
RENAISSANCE TECHNOLOGIES LLC1.57%
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC1.42%
TWO SIGMA INVESTMENTS, LP1.27%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC1.22%

Funds

Fund% owned
Avantis U.S. Small Cap Value ETF2.70%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.55%
iShares Russell 2000 ETF2.05%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.14%
U.S. Targeted Value Portfolio0.99%
Allspring Small Company Value Portfolio0.97%
VANGUARD EXTENDED MARKET INDEX FUND0.86%
U.S. SMALL CAP VALUE PORTFOLIO0.83%
Fidelity Small Cap Index Fund0.80%
U.S. SMALL CAP PORTFOLIO0.75%

OakChart. GSBC. Cached 15 minutes.