OakChart

Carmax Inc

KMXConsumer Cyclical·Auto & Truck Dealerships·USA·Mid·NYSE·Nov 11 • 3:59 PM ET

53.89-0.30 (-0.55%)
2026-11-12 02:24 CET
Market cap
7,691.89 USD m
Revenue, TTM
29,437.47 USD m
Net income, TTM
292.44 USD m
Free cash flow, TTM
1,146.11 USD m
EPS diluted, TTM
2.04
P/E
26.39
Compare

Price

KMX against its 20, 50 and 200-day averages
2050200beat
40.0050.0060.006.1M12.2MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26KMXclose 53.8920-day 53.5450-day 55.71200-day 49.6453.8952w high

17.4% under the 52-week high of 65.28 on 26 Aug 2026. 52-week low 31.95 on 18 Nov 2025. Last 15 sessions, 16.9% high to low

Volume 0.76× normal · the line is the 50-bar volume average

Profile

KMX
52-week range, 66% of the way up
31.9565.28

CarMax, Inc.is a holding company, which engages in the retail sale of used vehicles and wholesale vehicle sales. It operates through the following segments: CarMax Sales Operations, and CarMax Auto Finance (CAF) segments. The CarMax Sales Operations segment consists of retail sales of used vehicles, wholesale vehicle sales, related products and services, vehicle repair services, and financing arrangements. The CAF segment consists of its finance operation, which provides financing to customers purchasing retail vehicles from CarMax. The company was founded by Richard L. Sharp and William Austin Ligon in 1993 and is headquartered in Richmond, VA.

IndexRUI
Employees27796
IPOFeb 04, 1997
Beta1.23
ATR, 14d2.40
Rel volume0.76
Short float7.14%
Insider own2.04%
Inst own102.28%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap7.65B
Enterprise Value24.94B
Income292.44M
Sales29.44B
Book/sh44.42
Cash/sh5.46
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees27796
IPOFeb 04, 1997

Ratios

P/E26.39
Forward P/E-
PEG-
P/S0.26
P/B1.21
P/C9.86
P/FCF6.67
EV/EBITDA24.18
EV/Sales0.85
Quick Ratio0.57
Current Ratio2.33
Debt/Eq2.87
LT Debt/Eq2.76
Option/ShortYes / Yes

Earnings

EPS (ttm)2.04
EPS next Y-
EPS next Q0.43
EPS this Y10.20%
EPS next Y-
EPS next 5Y14.01%
EPS past 3/5Y-17.96% -18.02%
Sales past 3/5Y-3.76% 6.67%
EPS Y/Y TTM-40.01%
Sales Y/Y TTM4.09%
EPS Q/Q82.04%
Sales Q/Q17.64%
EarningsSep 29 BMO
EPS/Sales Surpr.58.41% 11.09%

Ownership

Insider Own2.04%
Insider Trans0.84%
Inst Own102.28%
Inst Trans-5.58%
ROA1.10%
ROE4.68%
ROIC1.23%
Gross Margin10.53%
Oper. Margin2.19%
Profit Margin0.99%
SMA200.65%
SMA50-3.27%
SMA2008.56%
Trades-

Technical

Shs Outstand141.93M
Shs Float139.05M
Short Float7.14%
Short Ratio3.82
Short Interest9.93M
52W High65.28 -17.45%
52W Low31.95 68.67%
Volatility4.33% 4.34%
ATR (14)2.40
RSI (14)49.29
Beta1.23
Rel Volume0.76
Avg Volume2.60M
Volume1,968,427

Performance

Perf Week-2.27%
Perf Month6.06%
Perf Quarter-10.26%
Perf Half Y45.37%
Perf YTD39.47%
Perf Year57.85%
Perf 3Y-14.96%
Perf 5Y-64.11%
Perf 10Y-1.62%
Recom2.70
Target Price61.00
Prev Close54.19
Price53.89
Change %-0.55%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 15, 2026UpgradeBBofA SecuritiesUnderperform → Buy$65+20.6%
Jul 29, 2026UpgradeJJP MorganUnderweight → Neutral$60+11.3%
Jul 21, 2026UpgradeBBarclaysUnderweight → Equal Weight$61+13.2%
Jun 18, 2026UpgradeSStephensEqual-Weight → Overweight$66+22.5%
May 27, 2026InitiatedUUBSNeutral$42-22.1%
Apr 15, 2026ResumedBBofA SecuritiesUnderperform$40-25.8%
Nov 12, 2025InitiatedBBarclaysUnderweight$28-48.0%
Nov 10, 2025DowngradeMMorgan StanleyOverweight → Equal-Weight$35-35.1%
Nov 07, 2025DowngradeRRBC Capital MktsOutperform → Sector Perform
Nov 07, 2025DowngradeNNeedhamBuy → Hold

Peers

Mkt cap
TickerCompanyMkt cap
CVNACarvana Co81.50B
ANAutonation Inc5.99B
LADLithia Motors Inc6.75B
GPIGroup 1 Automotive Inc3.23B
PAGPenske Automotive Group Inc14.07B
SAHSonic Automotive Inc2.00B
OPLNOpenlane Inc4.25B
CARGCarGurus Inc3.10B
LKQLKQ Corp5.05B
AZOAutozone Inc52.11B

Insider trading

8 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Chawla SonaDirectorJun 25 '26Buy53.392,000106,78021,702Jun 26 04:13 PM
Shinder MarcellaDirectorJun 25 '26Buy52.0157429,85424,993Jun 26 04:13 PM
ONeil Mark FDirectorJun 24 '26Buy52.364,800251,3284,800Jun 26 04:13 PM
ONeil Mark FDirectorJun 24 '26Buy52.364,800251,32829,490Jun 26 04:13 PM
FOLLIARD THOMAS JDirectorJun 23 '26Option Exercise51.9114,855771,123227,676Jun 24 05:21 PM
Bensen Peter JDirectorJun 22 '26Buy52.202,500130,50024,796Jun 24 05:21 PM
Barr KeithPresident and CEOJun 22 '26Buy53.019,400498,24733,375Jun 24 05:20 PM
McCreight David W.DirectorMar 16 '26Option Exercise41.7130,5581,274,57447,257Mar 18 04:11 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJSiShares S&P Small-Cap 600 Value ETFAUM: 7.74B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q22026-09-291.1600.7321.1607,8787,09212
2026Q12026-06-171.3100.9651.3068,0147,42414
2025Q42026-04-140.3400.228-0.8505,9465,71614
2025Q32025-12-180.4300.3060.4275,7945,64115
2025Q22025-09-250.6401.0440.6376,5957,00715
2025Q12025-06-201.3801.1611.3797,5477,50516
2024Q42025-04-100.5800.6600.5816,0035,99914
2024Q32024-12-190.8100.6160.8086,2236,04715
2024Q22024-09-260.8500.8530.8497,0146,83115
2024Q12024-06-210.9700.9490.9677,1137,16215
2023Q42024-04-110.3200.4610.3185,6275,78415
2023Q32023-12-210.5200.4210.5166,1496,29415
2023Q22023-09-280.7500.7510.7457,0747,02416
2023Q12023-06-231.4400.7901.4407,6877,49516
2022Q42023-04-110.4400.1960.4365,7226,11115
2022Q32022-12-220.2400.6540.2376,5067,16114

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2015FY3.0303.0213.03315,15015,132
2016FY3.3103.2853.26215,87515,781
2017FY3.6003.7953.60017,12017,200
2018FY4.7904.6974.79018,17318,223
2019FY5.3305.1625.32620,32020,069
2020FY4.5204.4964.52318,95018,971
2021FY6.9707.1866.97031,90031,720
2022FY3.0302.8113.03429,68530,015
2023FY3.0202.9503.01926,53626,730
2024FY3.2103.2773.20726,35326,369
2025FY2.9102.6941.68025,88125,664
2026FY-3.207--28,797

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q3S2026-11-04161116,6046,0137,259
2026Q3S2026-11-03161216,6046,0137,259
2026Q3S2026-11-02161306,6106,0137,259
2026Q3S2026-10-26151106,5775,8977,040
2026Q3S2026-10-20151106,5765,8977,040
2026Q3S2026-10-19151106,5765,8977,040
2026Q3S2026-10-15151106,5765,8977,040
2026Q3S2026-10-04151106,5695,8977,040
2026Q3S2026-10-01161106,5505,8977,040
2026Q3S2026-09-3013816,4155,8977,040
2026Q3S2026-09-29141006,5005,8977,040
2026Q3S2026-09-2511316,2025,8976,783
2026Q3S2026-09-2414316,1335,8126,783
2026Q3S2026-09-1813206,1265,8126,783

Estimate history

EPS, annual3.64.795.3264.5236.973.0343.0193.2071.6752.0424
Period201720182019202020212022202320242025TTM
EPS, quarterly0.8490.8080.5811.3790.6370.427-0.851.3061.16
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Sales, annual18114.79119145.9921424.11720092.15933197.21931126.37728213.41128207.36927745.35229437.47
Period201720182019202020212022202320242025TTM
Sales, quarterly7478.0096692.5566470.7378031.8917084.5226241.9846386.9558474.468334.07
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Shares, annual179.748167.479163.081163.172161.054158.079157.612153.32141.799141.934
Period201720182019202020212022202320242025MRQ
Shares, quarterly155.332153.908153.32150.582147.673143.062141.799141.909141.934
PeriodQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue29,437.4727,745.3528,207.3728,213.4131,126.3833,197.2220,092.1621,424.1219,145.99
Cost of Goods Sold Incl. D&A26,337.8024,686.5924,983.0425,170.9627,891.2229,320.1317,150.2218,245.7516,226.71
Gross Profit3,099.673,058.763,224.333,042.453,235.163,877.092,941.933,178.372,919.28
Selling, General and Administrative Excl. Other2,456.432,453.412,435.402,286.382,487.362,325.221,939.081,940.071,730.28
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income643.25605.35788.92756.07747.801,551.871,002.861,238.301,189.01
Interest Expense120.51110.39107.94124.75120.4094.0986.1883.0175.79
Unusual Expense124.66141.260.000.000.00--40.300.000.00
Net Income Before Taxes454.83383.43669.36641.60636.801,492.35965.261,160.991,112.81
Income Taxes162.38136.14168.80162.39152.04341.05218.34272.55270.39
Consolidated Net Income292.44247.29500.56479.20484.761,151.30746.92888.43842.41
Net Income From Continuing Operations292.44247.29500.56479.20484.761,151.30746.92888.43842.41
Net Income292.44247.29500.56479.20484.761,151.30746.92888.43842.41
EPS (Recurring)2.672.353.213.023.036.974.355.334.79
EPS (Basic, Before Extraordinaries)2.051.683.223.033.057.094.585.394.83
EPS (Diluted)2.041.683.213.023.036.974.525.334.79
EBITDA1,031.49968.911,100.831,049.371,028.531,831.661,245.021,454.111,371.25
Non-Operating Income (Expense)56.7629.73-11.6210.279.4034.578.285.69-0.41
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense82.4480.07108.43122.3869.6681.7190.6780.8560.58
Price To Earnings Ratio26.5326.5328.2126.1722.8815.7126.3416.9312.98
Price To Sales Ratio0.300.230.460.440.350.540.980.680.57
Gross Margin10.5311.0211.4310.7810.3911.6814.6414.8415.25
Operating Margin2.192.182.802.682.404.674.995.786.21
Net Margin0.990.891.771.701.563.473.724.154.40
Shares Outstanding141.93141.80153.32157.61158.08161.05163.17163.08167.48
Market Capitalization7,691.897,691.8912,760.7912,475.7610,909.9817,676.4719,425.2714,265.1410,562.40

Income statement, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q3
Total Revenue8,334.078,474.466,386.956,241.987,084.528,031.896,470.746,692.56
Cost of Goods Sold Incl. D&A7,491.857,553.225,714.595,578.146,331.507,062.365,708.575,919.53
Gross Profit842.22921.24672.37663.84753.02969.53762.16773.02
Selling, General and Administrative Excl. Other628.58635.17611.31581.37601.09659.64610.50575.76
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income213.64286.0761.0682.47151.93309.89151.66197.26
Interest Expense31.8333.8128.7526.1228.4527.0724.1425.42
Unusual Expense-16.600.00141.260.000.000.000.000.00
Net Income Before Taxes223.07258.56-110.6883.89127.10283.13118.40166.47
Income Taxes57.7872.9310.0021.6731.7272.7528.5441.03
Consolidated Net Income165.29185.63-120.6862.2295.38210.3889.87125.44
Net Income From Continuing Operations165.29185.63-120.6862.2295.38210.3889.87125.44
Net Income165.29185.63-120.6862.2295.38210.3889.87125.44
EPS (Recurring)1.081.31-0.150.430.641.380.580.81
EPS (Basic, Before Extraordinaries)1.161.31-0.850.430.641.380.580.81
EPS (Diluted)1.161.31-0.850.430.641.380.580.81
EBITDA313.35383.46159.22175.46240.26393.98233.43276.93
Non-Operating Income (Expense)24.656.30-1.7327.533.620.31-9.12-5.37
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense26.0133.629.7113.1019.6037.6522.3619.69
Price To Earnings Ratio26.5328.0214.2811.3516.9720.1228.2131.70
Price To Sales Ratio0.300.230.220.200.320.340.460.47
Gross Margin10.1110.8710.5310.6410.6312.0711.7811.55
Operating Margin2.563.380.961.322.143.862.342.95
Net Margin1.982.19-1.891.001.352.621.391.87
Shares Outstanding141.93141.91141.80143.06147.67150.58153.32153.91
Market Capitalization7,691.896,328.056,121.385,677.039,206.929,819.5112,760.7913,008.97

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments714.86806.081,080.79785.65650.82628.73539.25487.61443.97
Short Term Receivables304.94188.73221.15298.78560.98239.07191.09139.85133.32
Inventories4,137.013,934.623,678.073,726.145,124.573,157.162,846.422,519.452,390.69
Other Current Assets153.59148.20246.58230.79212.9291.8386.9367.1093.46
Total Current Assets5,310.405,077.645,226.595,041.376,549.294,116.803,663.693,214.013,061.44
Net Property, Plant & Equipment4,529.814,335.194,186.253,976.593,746.433,487.223,518.202,828.062,667.06
Total Investments and Advances230.10230.90255.50246.90214.30250.10224.50144.80137.70
Long-Term Note Receivable15,952.2917,242.7917,011.8416,341.7915,289.7013,489.8213,551.7112,428.4911,535.70
Intangible Assets0.00141.26141.26141.26141.26----
Deferred Tax Assets405.18422.18426.69447.63454.68382.20309.88162.60146.78
Other Assets266.82236.10276.56354.09276.3633.3534.2541.1621.11
Total Assets26,694.6027,686.0627,524.7026,549.6226,672.0121,759.4821,302.2218,819.1217,569.79
Short Term Debt Incl. Current Port. of LT Debt836.09617.69875.49651.54586.76492.95469.50398.34365.55
Accounts Payable1,117.98977.85933.71826.59937.72799.33737.14593.17529.73
Income Tax Payable2.0287.53--0.000.221.393.780.00
Other Current Liabilities458.72514.91503.09460.18522.98406.04326.67316.21278.77
Total Current Liabilities2,414.802,197.972,312.291,938.312,047.461,698.551,534.711,311.511,174.06
Long Term Debt17,900.7918,808.5218,654.6218,464.1018,843.4715,163.6315,464.0513,806.3312,752.81
Provision for Risks Charges68.7272.4972.4590.80134.73163.38195.89125.84133.79
Deferred Tax Liabilities326.70281.85327.90366.89333.75217.94220.04101.2683.52
Other Liabilities94.7382.2483.6976.4577.17151.37118.66117.17108.76
Total Liabilities20,805.7421,443.0721,450.9620,936.5521,436.5717,394.8717,533.3415,462.1014,252.94
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity5,888.866,242.996,073.745,613.085,235.444,364.613,768.883,357.033,316.85
Total Shareholders Equity5,888.866,242.996,073.745,613.085,235.444,364.613,768.883,357.033,316.85
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity5,888.866,242.996,073.745,613.085,235.444,364.613,768.883,357.033,316.85
Total Liabilities & Stockholders Equity26,694.6027,686.0627,524.7026,549.6226,672.0121,759.4821,302.2218,819.1217,569.79
Book Value Per Share41.5340.7238.5435.5132.5126.7523.1120.0418.45
Tangible Book Value Per Share41.5339.8037.6434.6131.6326.7523.1120.0418.45
Full-Time Employees27,79630,04829,83630,62132,64726,88927,05025,94625,110
Price to Book Ratio1.222.062.051.943.364.723.873.103.36
Return on Assets0.911.811.771.824.753.474.434.633.91
Return on Equity4.088.138.208.9423.9918.3724.9425.2520.67
Return on Invested Capital1.042.001.942.014.783.824.624.914.13
Quick Ratio0.490.520.670.680.700.560.530.530.57
Current Ratio2.202.312.262.603.202.422.392.452.61

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income292.44247.29500.56479.20484.761,151.30746.92888.43842.41
Depreciation370.35345.96294.80260.41265.22273.19242.16215.81182.25
Other Funds (Non Cash)2,143.731,625.58587.86519.80505.51346.68353.43387.33295.62
Funds from Operations2,825.272,292.631,359.491,254.621,248.951,786.161,306.721,490.481,322.58
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-1,225.94-508.78-735.05-796.0034.38-4,335.61-638.96-1,727.08-1,159.61
Cash from Operating Activities1,599.331,783.85624.44458.621,283.33-2,549.45667.76-236.61162.97
Capital Expenditures-453.23-540.99-467.94-465.31-422.71-308.53-164.54-331.90-304.64
Net Assets From Acquisitions0.000.000.000.000.00-241.560.000.000.00
Sale of Fixed Assets and Businesses0.320.420.331.355.1912.5631.760.000.69
Purchase or Sale of Investments-3.00-7.016.60-3.04-8.2513.794.60-57.47-4.57
Purchase of Investments-7.62-10.01-10.74-6.19-12.53-24.61-3.73-59.05-6.15
Sale Or Maturity of Investments4.622.9917.343.154.2838.418.321.581.58
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources18.067.540.000.000.000.000.000.000.00
Cash from Investing Activities-437.84-540.04-461.00-467.00-425.77-523.75-128.18-389.36-308.51
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-260.45-634.44-354.71-49.32-316.84-496.67-86.79-443.35-846.60
Repurchase of Common Pref Stock-260.53-642.79-428.45-94.09-333.93-576.48-229.94-567.75-904.73
Sale of Common Pref Stock0.088.3573.7444.7717.0979.81143.15124.4058.13
Proceedsfrom Stock Options0.088.3573.7444.7717.0979.81143.15124.4058.13
Issuance or Reduction of Debt, Net-1,290.43-706.82-98.83357.11-393.343,601.54-337.231,130.331,032.62
Change in Long Term Debt-1,290.43-706.82-98.82357.11-393.343,601.54-337.191,131.421,031.62
Issuance of Long Term Debt17,457.4614,574.5513,470.0412,493.0217,334.8121,992.5712,541.5518,043.9315,189.94
Reduction of Long Term Debt-18,747.89-15,281.37-13,568.86-12,135.91-17,728.16-18,391.03-12,878.74-16,912.51-14,158.32
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities-1,550.88-1,341.26-453.54307.79-710.183,104.87-424.02686.98186.02
Net Change in Cash-389.39-97.46-290.10299.41147.3931.67115.5661.0140.48
Free Cash Flow1,146.111,242.86156.50-6.69860.62-2,857.98503.22-568.50-141.66
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow7.625.1382.74-12.82-39.22--
Deferred Taxes & Investment Tax Credit-73.80-23.72-4.80-6.5515.00-35.79-1.102.30

Balance sheet, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Cash & Short Term Investments775.44727.33714.86772.341,159.17847.10
Short Term Receivables224.63263.92304.94151.10173.56200.31
Inventories3,854.784,062.764,137.013,127.953,149.573,624.35
Other Current Assets253.44780.32153.59146.821,059.73780.84
Total Current Assets5,108.295,834.335,310.404,198.205,542.025,452.59
Net Property, Plant & Equipment4,519.484,531.434,529.814,498.544,445.374,392.59
Total Investments and Advances140.34144.01230.10140.47146.01142.14
Intangible Assets--0.00141.26141.26141.26
Deferred Tax Assets81.8772.92405.1873.45105.73141.18
Other Assets406.26354.26266.82359.27313.02313.90
Total Assets26,068.3626,626.9026,694.6025,562.3527,079.6427,386.40
Short Term Debt Incl. Current Port. of LT Debt664.62646.33836.09813.57872.35824.24
Accounts Payable989.461,056.721,117.98887.50913.35980.50
Income Tax Payable32.1454.192.024.084.8779.41
Other Current Liabilities507.39399.81458.72401.10461.46393.20
Total Current Liabilities2,193.612,157.052,414.802,106.242,252.042,277.35
Long Term Debt17,405.7018,185.8817,900.7917,229.8318,463.3318,662.74
Provision for Risks Charges68.3064.7068.7261.1063.6066.90
Deferred Tax Liabilities--326.70---
Other Liabilities96.22100.6894.73100.66100.1592.50
Total Liabilities19,763.8220,508.3120,805.7419,497.8220,879.1221,099.50
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity6,304.536,118.595,888.866,064.536,200.526,286.91
Total Shareholders Equity6,304.536,118.595,888.866,064.536,200.526,286.91
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity6,304.536,118.595,888.866,064.536,200.526,286.91
Total Liabilities & Stockholders Equity26,068.3626,626.9026,694.6025,562.3527,079.6427,386.40
Book Value Per Share44.4243.1241.5342.3941.9941.75
Tangible Book Value Per Share44.4243.1241.5341.4041.0340.81
Full-Time Employees--27,796---
Price to Book Ratio1.221.071.020.921.471.58
Return on Assets1.100.820.911.731.922.04
Return on Equity4.683.594.087.468.428.97
Return on Invested Capital0.700.76-0.510.270.390.84
Quick Ratio0.570.820.490.511.060.80
Current Ratio2.332.702.201.992.462.39

Cash flow, quarterly

Currency USD, millions
Metric2026Q22026Q12025Q42025Q32025Q22025Q1
Net Income165.29185.63-120.6862.2295.38210.38
Depreciation95.2092.8993.7688.4883.9379.78
Other Funds (Non Cash)716.16160.44270.38996.75183.65174.80
Funds from Operations965.02437.98240.641,181.64402.60467.75
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-82.08-420.39-798.0474.57382.89-168.21
Cash from Operating Activities882.9317.59-557.401,256.21785.49299.54
Capital Expenditures-77.11-103.33-133.03-139.76-131.47-136.74
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.190.060.030.040.300.05
Purchase or Sale of Investments0.23-0.82-0.18-2.22-0.11-4.50
Purchase of Investments-1.71-1.67-1.25-2.99-0.84-4.93
Sale Or Maturity of Investments1.940.841.070.770.730.42
Other Uses0.000.000.000.000.000.00
Other Sources6.054.477.540.000.000.00
Cash from Investing Activities-70.63-99.63-125.64-141.94-131.28-141.19
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-0.23-2.31-54.35-203.57-180.83-195.70
Repurchase of Common Pref Stock-0.31-2.31-54.35-203.57-180.85-204.03
Sale of Common Pref Stock0.080.00-0.000.000.028.33
Proceedsfrom Stock Options0.080.00-0.000.000.028.33
Issuance or Reduction of Debt, Net-767.6292.83687.43-1,303.07-157.4666.27
Change in Long Term Debt-767.6292.83687.43-1,303.07-157.4666.27
Issuance of Long Term Debt5,031.484,773.324,928.932,723.722,854.924,066.97
Reduction of Long Term Debt-5,799.10-4,680.49-4,241.50-4,026.80-3,012.38-4,000.70
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-767.8590.52633.08-1,506.64-338.28-129.43
Net Change in Cash44.458.48-49.95-392.37315.9428.93
Free Cash Flow805.83-85.75-690.431,116.45654.03162.81
Price to Free Cash Flow7.626.384.932.8913.4018.19

Revenue breakdown

Advertising & subscription revenues2024: 139.30M 2025: 144.50M
Extended protection plan2024: 451.70M 2025: 448.70M
Other2024: 13.40M 2025: 13.10M
Service2024: 83.40M 2025: 76.60M
Third-party finance fees2024: -1.50M 2025: -8.70M
Used Vehicles2024: 21.08B 2025: 20.70B
Wholesale Vehicles2024: 4.59B 2025: 4.50B
United States2024: 26.35B 2025: 25.88B
Total Retail-Auto Dealers & Gasoline Stations revenue2024: 26.35B 2025: 25.88B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-307.14%9.9M139.1M2.54M
2026-10-157.16%10.0M139.1M2.60M
2026-09-307.74%10.8M139.1M2.56M
2026-09-157.06%9.8M139.0M2.61M
2026-08-318.05%11.2M139.0M2.92M
2026-08-149.07%12.6M139.0M3.14M
2026-07-3110.08%13.8M136.9M3.28M
2026-07-158.42%11.5M136.9M3.32M
2026-06-309.21%12.6M136.9M3.60M
2026-06-1510.91%14.9M136.8M3.28M
2026-05-2911.06%15.1M136.9M3.25M
2026-05-1512.50%17.1M136.9M3.32M
2026-04-3011.05%15.0M135.9M3.43M
2026-04-1510.49%14.3M135.9M3.46M
2026-03-3111.10%15.1M136.0M3.40M
2026-03-1312.44%16.9M136.0M3.75M
2026-02-2711.05%15.0M136.0M3.72M
2026-02-1310.66%14.5M136.0M3.87M
2026-01-3010.17%14.3M141.0M4.70M
2026-01-1511.81%16.7M141.0M5.26M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call30.0022.7025.400.003.4680.000.000.990-0.0240.002
call32.5020.2022.600.002.8780.000.000.989-0.0240.002
call35.0017.7020.500.002.8070.000.000.988-0.0240.003
call37.5015.2017.700.002.2980.000.000.986-0.0230.003
call40.0012.7015.2016.401.99720.000.000.983-0.0230.004
call42.5010.2012.500.001.6040.000.000.967-0.0350.006
call45.007.8010.0010.201.33417.000.000.959-0.0340.007
call47.505.607.600.001.1110.000.000.931-0.0410.011
call50.003.705.205.030.87367.000.000.815-0.0770.022
call52.502.202.852.650.62321211.000.638-0.1030.031
call55.000.851.901.120.7101,22810.000.440-0.1200.033
call57.500.350.750.520.5972964.000.257-0.0920.027
call60.000.100.300.200.5812,2915.000.128-0.0580.018
call62.500.050.550.180.7302500.000.107-0.0640.015
call65.000.000.350.230.8651141.000.093-0.0690.014
call67.500.000.550.030.9911900.000.084-0.0730.013
call70.000.000.550.251.1084590.000.077-0.0760.012
call72.500.000.550.171.2181120.000.071-0.0790.011
call75.000.000.300.181.32277.000.000.067-0.0820.011
call80.000.000.250.031.4622400.000.053-0.0750.009
call85.000.000.550.501.6330.000.000.048-0.0780.008
call90.000.000.550.001.7910.000.000.045-0.0800.008
call95.000.000.550.001.9380.000.000.042-0.0830.008
put30.000.000.250.001.7210.000.00-0.009-0.0200.002
put32.500.000.550.001.4940.000.00-0.011-0.0200.002
put35.000.000.550.051.29738.000.00-0.012-0.0200.003
put37.500.000.550.041.11264.000.00-0.014-0.0190.003
put40.000.000.500.050.9371470.00-0.017-0.0190.004
put42.500.000.100.120.8674540.00-0.033-0.0300.006
put45.000.000.600.010.69164471.00-0.041-0.0290.007
put47.500.050.150.110.567312139-0.069-0.0350.011
put50.000.200.400.290.52351837.00-0.185-0.0710.022
put52.500.701.100.770.5227244.00-0.362-0.0970.031
put55.001.802.301.950.5081,2410.00-0.560-0.1140.033
put57.503.404.204.150.5542693.00-0.743-0.0850.027
put60.005.307.106.400.90626.000.00-0.872-0.0520.018
put62.507.509.206.200.91595.000.00-0.893-0.0570.015
put65.0010.1012.308.301.34033.000.00-0.907-0.0620.014
put67.5012.7014.6014.701.4080.000.00-0.916-0.0650.013
put70.0015.1017.309.701.6420.000.00-0.923-0.0680.012
put72.5017.7019.800.001.7780.000.00-0.929-0.0710.011
put75.0020.2022.3017.201.9060.000.00-0.933-0.0730.011
put80.0024.8026.600.001.7310.000.00-0.947-0.0660.009
put85.0030.1032.300.002.3560.000.00-0.952-0.0680.008
put90.0035.1037.300.002.5520.000.00-0.955-0.0700.008
put95.0040.1042.300.002.7330.000.00-0.958-0.0720.008

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-038-KCurrent report2026-11-03SEC
2026-10-198-KCurrent report2026-10-19SEC
2026-10-083Initial statement of beneficial ownership of securities2026-10-05SEC
2026-09-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-08-31SEC
2026-09-298-KCurrent report2026-09-29SEC
2026-08-12SCHEDULE 13G/ASEC
2026-07-318-KCurrent report2026-07-29SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-294Statement of changes in beneficial ownership of securities2026-06-26SEC
2026-06-264Statement of changes in beneficial ownership of securities2026-06-25SEC
2026-06-264Statement of changes in beneficial ownership of securities2026-06-25SEC
2026-06-264Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-06-243Initial statement of beneficial ownership of securities2026-06-23SEC
2026-06-243Initial statement of beneficial ownership of securities2026-06-23SEC
2026-06-243Initial statement of beneficial ownership of securities2026-06-23SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-23SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-24S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-06-248-KCurrent report2026-06-23SEC
2026-06-2410-QQuarterly report pursuant to Section 13 or 15(d)2026-05-31SEC
2026-06-178-KCurrent report2026-06-17SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-061.27M600
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.12.04%
VANGUARD PORTFOLIO MANAGEMENT LLC5.13%
AQR CAPITAL MANAGEMENT LLC4.67%
VANGUARD CAPITAL MANAGEMENT LLC4.52%
SRS Investment Management, LLC4.17%
TWO SIGMA INVESTMENTS, LP4.11%
DIMENSIONAL FUND ADVISORS LP3.98%
STATE STREET CORP3.63%
Jupiter Topco LLC3.27%
PRIMECAP MANAGEMENT CO/CA/3.07%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF6.02%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.18%
VANGUARD SMALL-CAP INDEX FUND2.29%
Janus Henderson Enterprise Fund2.22%
Avantis U.S. Small Cap Value ETF1.91%
FPA Crescent Fund1.30%
VANGUARD CAPITAL OPPORTUNITY FUND1.17%
VANGUARD SMALL-CAP VALUE INDEX FUND1.15%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
U.S. SMALL CAP VALUE PORTFOLIO1.00%

OakChart. KMX. Cached 15 minutes.