OakChart

Group 1 Automotive Inc

GPIConsumer Cyclical·Auto & Truck Dealerships·USA·Mid·NYSE·Nov 11 • 2:08 PM ET

263.98-0.20 (-0.08%)
2026-11-11 20:08 CET
Market cap
3,156.24 USD m
Revenue, TTM
21,768.80 USD m
Net income, TTM
375.10 USD m
Free cash flow, TTM
250.00 USD m
EPS diluted, TTM
31.56
P/E
8.36
Compare

Price

GPI against its 20, 50 and 200-day averages
2050200miss
250.00300.00350.00400.00259K517KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26GPIclose 263.9820-day 253.8750-day 254.86200-day 301.63263.9852w low

38.5% under the 52-week high of 429.00 on 12 Dec 2025. 52-week low 224.65 on 21 Oct 2026. Last 15 sessions, 24.8% high to low

Profile

GPI
52-week range, 19% of the way up
224.65429

Group 1 Automotive, Inc. engages in the automotive retailing industry. The firm also sells new and used cars and light trucks, arranges related vehicle financing, sells service contracts, provides automotive maintenance and repair services, and sells vehicle parts. It operates through the United States and the United Kingdom geographical segments. The company was founded on December 20, 1995 and is headquartered in Houston, TX.

IndexRUT
Employees20452
IPOOct 30, 1997
Beta0.97
ATR, 14d11.69
Rel volume0.35
Short float12.38%
Insider own2.84%
Inst own107.93%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap3.15B
Enterprise Value8.50B
Income375.10M
Sales21.77B
Book/sh256.58
Cash/sh73.78
Dividend Est.2.21 (0.84%)
Dividend TTM2.15 (0.81%)
Dividend Ex-DateSep 01, 2026
Dividend Gr. 3/5Y10.06% 27.23%
Payout7.96%
Employees20452
IPOOct 30, 1997

Ratios

P/E8.36
Forward P/E6.86
PEG3.22
P/S0.14
P/B1.03
P/C3.58
P/FCF12.62
EV/EBITDA7.47
EV/Sales0.39
Quick Ratio0.57
Current Ratio1.32
Debt/Eq2.03
LT Debt/Eq1.25
Option/ShortYes / Yes

Earnings

EPS (ttm)31.56
EPS next Y38.48
EPS next Q8.81
EPS this Y-10.90%
EPS next Y6.09%
EPS next 5Y2.13%
EPS past 3/5Y-18.92% 10.13%
Sales past 3/5Y11.64% 16.32%
EPS Y/Y TTM11.11%
Sales Y/Y TTM-3.41%
EPS Q/Q745.42%
Sales Q/Q-6.68%
EarningsOct 28 BMO
EPS/Sales Surpr.-1.49% -3.25%

Ownership

Insider Own2.84%
Insider Trans240.93%
Inst Own107.93%
Inst Trans-1.10%
ROA3.54%
ROE12.26%
ROIC5.45%
Gross Margin15.36%
Oper. Margin4.66%
Profit Margin1.72%
SMA203.98%
SMA503.58%
SMA200-12.48%
Trades-

Technical

Shs Outstand11.95M
Shs Float11.61M
Short Float12.38%
Short Ratio6.15
Short Interest1.44M
52W High429.00 -38.47%
52W Low224.65 17.51%
Volatility4.54% 4.89%
ATR (14)11.69
RSI (14)55.29
Beta0.97
Rel Volume0.35
Avg Volume233.65K
Volume58,775

Performance

Perf Week-3.24%
Perf Month13.99%
Perf Quarter0.37%
Perf Half Y-19.46%
Perf YTD-32.88%
Perf Year-30.54%
Perf 3Y-0.53%
Perf 5Y29.59%
Perf 10Y307.88%
Recom2.20
Target Price317.64
Prev Close264.18
Price263.98
Change %-0.08%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Nov 04, 2026DowngradeJJP MorganNeutral → Underweight$250-5.3%
Oct 05, 2026DowngradeMMorgan StanleyEqual-Weight → Underweight$232-12.1%
Aug 07, 2026DowngradeMMorgan StanleyOverweight → Equal-Weight$300+13.6%
Jul 31, 2026DowngradeJJP MorganOverweight → Neutral$320+21.2%
May 27, 2026InitiatedUUBSNeutral$338+28.0%
Mar 30, 2026UpgradeTThe Benchmark CompanyHold → Buy$425+61.0%
Mar 04, 2026ResumedBBofA SecuritiesBuy
Feb 20, 2026UpgradeJJP MorganNeutral → Overweight$370+40.2%
Jan 20, 2026InitiatedEEvercore ISIOutperform
Nov 12, 2025InitiatedBBarclaysOverweight$510+93.2%

Peers

Mkt cap
TickerCompanyMkt cap
ANAutonation Inc5.89B
ABGAsbury Automotive Group Inc3.70B
LADLithia Motors Inc6.62B
SAHSonic Automotive Inc1.94B
PAGPenske Automotive Group Inc14.01B
KMXCarmax Inc7.71B
RUSHARush Enterprises Inc5.61B
CVNACarvana Co81.83B
CARGCarGurus Inc3.10B

Insider trading

latest 14 of 21
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
MIZELL STEVENDirectorOct 30 '26Sale260.52550143,28633Oct 30 03:37 PM
Steven MizellOfficerOct 30 '26Proposed Sale260.48550143,262Oct 30 03:25 PM
Gillian HobsonOfficerOct 29 '26Proposed Sale258.46811209,613Oct 29 06:46 PM
Hobson Gillian A.SVP, Chief Legal Officer & SecOct 29 '26Sale258.242,000516,4807,543Oct 29 02:41 PM
Hobson Gillian A.OfficerOct 29 '26Proposed Sale258.071,189306,845Oct 29 01:31 PM
Conifer Management, L.L.C.10% OwnerOct 22 '26Buy240.5245,00010,823,2991,957,290Oct 26 09:00 PM
Conifer Management, L.L.C.10% OwnerOct 23 '26Buy242.4134,5298,370,2591,991,819Oct 26 09:00 PM
Conifer Management, L.L.C.10% OwnerOct 26 '26Buy246.1420,4715,038,6502,012,290Oct 26 09:00 PM
Conifer Management, L.L.C.10% OwnerSep 28 '26Buy243.58133,47232,510,5371,772,050Sep 30 08:46 PM
Conifer Management, L.L.C.10% OwnerSep 30 '26Buy242.0371,59217,327,6691,912,290Sep 30 08:46 PM
Conifer Management, L.L.C.10% OwnerSep 29 '26Buy239.4868,64816,440,1111,840,698Sep 30 08:46 PM
Conifer Management, L.L.C.10% OwnerSep 24 '26Buy248.0075,75618,787,3341,588,046Sep 28 04:05 PM
Conifer Management, L.L.C.10% OwnerSep 25 '26Buy252.0650,53212,737,1181,638,578Sep 28 04:05 PM
Conifer Management, L.L.C.10% OwnerSep 18 '26Buy249.8837,6509,407,9751,512,290Sep 21 04:32 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-289.3609.5018.5905,3975,57811
2026Q22026-07-309.61010.6028.6145,3855,65611
2026Q12026-04-308.6608.81810.8255,4075,42110
2025Q42026-01-298.4909.1573.5295,5805,6248
2025Q32025-10-2810.45010.7251.0165,7835,6717
2025Q22025-07-2411.57010.50410.7695,7045,6438
2025Q12025-04-2410.1709.7209.6385,5055,4328
2024Q42025-01-2910.0209.1146.9965,5465,2718
2024Q32024-10-309.9009.8728.6945,2215,0617
2024Q22024-07-249.8209.36310.1704,6964,6776
2024Q12024-04-249.5309.38110.8004,4714,3836
2023Q42024-01-319.50010.4027.7614,4804,4118
2023Q32023-10-2512.07011.47711.6564,7054,5237
2023Q22023-07-2611.75011.08112.0434,5594,3627
2023Q12023-04-2610.9109.87811.0964,1303,9237
2022Q42023-01-2510.86010.73910.6634,0693,9147

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY10.93010.6299.34412,04411,974
2020FY18.06018.20315.51110,85210,890
2021FY34.55034.53930.10913,48213,668
2022FY45.71045.91347.13616,22216,051
2023FY44.27045.27142.73117,87417,816
2024FY39.21038.32536.80819,93419,627
2025FY40.71041.35325.24022,57122,633
2026FY-36.272--21,813
2027FY-38.480--22,634
2028FY-43.371--23,411
2029FY-55.840--24,107
2030FY-60.030--24,610

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-039275,6175,2905,932
2026Q4S2026-10-309275,6175,2905,932
2026Q4S2026-10-299275,6495,2905,932
2026Q4S2026-10-289175,6455,2905,932
2026Q4S2026-10-209055,6435,2906,128
2026Q4S2026-10-159065,6435,2906,128
2026Q4S2026-10-149055,6565,2906,128
2026Q4S2026-10-139055,6565,2906,128
2026Q4S2026-10-099075,6675,3876,128
2026Q4S2026-10-089065,6885,3876,128
2026Q4S2026-10-069055,6955,3876,128
2026Q4S2026-10-059035,7065,3876,128
2026Q4S2026-09-289035,7055,3876,128
2026Q4S2026-09-229035,7115,3876,128

Estimate history

EPS, annual10.087.8299.34415.51130.10947.13642.73136.80825.12331.5588
Period201720182019202020212022202320242025TTM
EPS, quarterly8.6946.9969.63810.7691.0163.52910.8258.6148.59
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual11130.32111601.35812043.810600.213481.916222.117873.719934.322571.421768.8
Period201720182019202020212022202320242025TTM
Sales, quarterly5221.455465505.35703.55782.75579.95407.15385.15396.7
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual20.89918.32218.62818.09117.17614.29213.68413.27912.04311.947
Period201720182019202020212022202320242025MRQ
Shares, quarterly13.33913.27913.03212.9412.77112.04311.90111.92611.947
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue21,768.8022,571.4019,934.3017,873.7016,222.1013,481.9010,600.2012,043.8011,601.36
Cost of Goods Sold Incl. D&A18,425.8019,070.6016,806.4014,945.4013,345.3011,118.608,939.6010,299.409,943.33
Gross Profit3,343.003,500.803,127.902,928.302,876.802,363.301,660.601,744.401,658.02
Selling, General and Administrative Excl. Other2,329.302,552.102,218.801,944.401,816.401,473.101,142.601,345.601,237.58
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income1,013.70948.70909.10983.901,060.40890.20518.00398.80420.45
Interest Expense300.20310.90287.40197.20108.0075.7090.40136.20130.53
Unusual Expense90.00224.1055.1032.902.1012.1040.4040.0055.28
Net Income Before Taxes498.70449.90658.50800.20985.30800.90380.80227.30205.40
Income Taxes120.00126.20161.50198.20231.10175.5084.1053.3047.63
Consolidated Net Income375.10320.00486.50587.20733.00606.80286.40167.60152.36
Net Income From Continuing Operations375.10320.00486.50587.20733.00606.80286.40167.60152.36
Net Income375.10320.00487.70586.80730.30533.50276.20167.60152.36
EPS (Recurring)36.9037.4439.7244.4147.2330.5917.1010.919.82
EPS (Basic, Before Extraordinaries)31.6225.1736.9742.8947.3030.2215.569.357.83
EPS (Diluted)31.5625.1236.8142.7347.1430.1115.519.347.83
EBITDA1,138.401,069.801,022.201,075.901,178.30992.60615.50470.40487.52
Non-Operating Income (Expense)-118.6036.2091.9046.4035.00-1.50-6.404.70-29.23
Other After Tax Adjustments-3.70-3.70-10.50-14.80-21.20-18.60-10.30-6.40-5.42
Stock Option Compensation Expense26.1718.0016.9011.6021.8020.6623.5814.8514.78
Price To Earnings Ratio8.378.3711.266.704.396.508.5110.816.78
Price To Sales Ratio0.130.220.280.230.170.260.220.150.09
Gross Margin15.3615.5115.6916.3817.7317.5315.6714.4814.29
Operating Margin4.664.204.565.506.546.604.893.313.62
Net Margin1.721.422.453.284.503.962.611.391.31
Shares Outstanding11.9512.0413.2813.6814.2917.1818.0918.6318.32
Market Capitalization3,156.243,156.245,613.404,212.332,629.923,533.622,401.721,857.131,010.85

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue5,396.705,385.105,407.105,579.905,782.705,703.505,505.305,546.00
Cost of Goods Sold Incl. D&A4,573.104,555.404,560.304,737.004,894.604,796.504,642.604,698.30
Gross Profit823.60829.70846.80842.90888.10907.00862.70847.70
Selling, General and Administrative Excl. Other514.50631.00556.50627.30654.90645.20618.70613.70
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income309.10198.70290.30215.60233.20261.80244.00234.00
Interest Expense73.2073.2076.9076.9078.5075.8073.6079.20
Unusual Expense7.103.103.5076.30125.508.0011.7040.30
Net Income Before Taxes131.50134.40170.5062.3036.20183.90167.50122.60
Income Taxes28.7031.4040.6019.3023.0044.0039.7028.00
Consolidated Net Income102.00102.00128.6042.5013.00138.20126.1092.70
Net Income From Continuing Operations102.00102.00128.6042.5013.00138.20126.1092.70
Net Income102.00102.00128.6042.5013.00138.20126.1092.90
EPS (Recurring)9.018.8011.037.967.8811.2010.269.12
EPS (Basic, Before Extraordinaries)8.618.6310.853.531.0210.789.667.00
EPS (Diluted)8.598.6110.833.531.0210.779.647.00
EBITDA340.30229.60321.40247.10264.80290.50273.30265.50
Non-Operating Income (Expense)-97.3012.00-39.406.106.805.808.808.20
Other After Tax Adjustments-0.90-1.00-1.30-0.50-0.10-1.60-1.60-1.90
Stock Option Compensation Expense4.826.248.616.505.296.486.004.11
Price To Earnings Ratio8.3711.1413.2513.8412.1212.3010.4211.26
Price To Sales Ratio0.130.160.170.210.250.260.240.28
Gross Margin15.2615.4115.6615.1115.3615.9015.6715.28
Operating Margin5.733.695.373.864.034.594.434.22
Net Margin1.891.892.380.760.222.422.291.68
Shares Outstanding11.9511.9311.9012.0412.7712.9413.0313.28
Market Capitalization3,156.243,464.403,942.834,967.615,661.255,648.714,981.055,613.40

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments32.5034.4057.2047.9014.9069.0023.8015.9328.79
Short Term Receivables634.80663.10607.60477.70396.80402.80478.90459.64495.04
Inventories2,741.302,636.801,963.401,356.601,073.101,446.401,901.701,844.061,763.29
Other Current Assets254.00163.00163.10103.10181.4086.00111.9082.7342.06
Total Current Assets3,662.603,497.302,791.301,985.301,666.202,004.202,516.302,402.372,329.19
Net Property, Plant & Equipment3,413.403,171.802,465.202,377.302,225.601,791.501,767.201,347.841,318.96
Total Investments and Advances40.6077.5088.10109.2013.800.306.202.790.00
Intangible Assets3,138.703,006.002,353.102,178.101,812.501,229.901,261.801,223.561,198.67
Deferred Tax Assets155.90161.10-------
Other Assets94.5071.6076.4067.6031.3063.5018.7024.5324.25
Total Assets10,505.509,985.307,774.106,717.505,749.405,089.405,570.205,001.074,871.06
Short Term Debt Incl. Current Port. of LT Debt2,199.902,223.101,695.701,157.30777.301,163.201,688.001,769.611,606.44
Accounts Payable732.80738.00499.30488.00457.80430.40527.50419.35412.98
Other Current Liabilities470.40435.70310.70276.10308.50249.10206.80197.61179.07
Total Current Liabilities3,403.103,396.802,505.701,921.401,543.601,842.702,422.302,386.572,198.49
Long Term Debt3,670.403,014.102,198.802,190.602,071.901,486.601,642.801,281.491,318.18
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities487.00456.90256.60238.10180.90141.00145.70134.68124.40
Other Liabilities155.80143.20138.60129.90127.80169.50103.70102.64105.71
Total Liabilities7,716.307,011.005,099.704,480.003,924.203,639.804,314.503,905.383,746.78
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,789.102,974.302,674.402,237.501,825.201,449.601,255.701,095.691,124.28
Total Shareholders Equity2,789.102,974.302,674.402,237.501,825.201,449.601,255.701,095.691,124.28
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity2,789.102,974.302,674.402,237.501,825.201,449.601,255.701,095.691,124.28
Total Liabilities & Stockholders Equity10,505.409,985.307,774.106,717.505,749.405,089.405,570.205,001.074,871.06
Book Value Per Share231.59223.99195.44156.55106.2780.1367.4159.8053.80
Tangible Book Value Per Share-29.03-2.3923.484.160.7412.14-0.33-6.98-3.56
Full-Time Employees20,45220,41316,01115,49113,71112,33715,29614,57014,108
Price to Book Ratio1.031.891.611.241.841.641.480.881.46
Return on Assets3.125.488.1011.7611.205.373.173.094.41
Return on Equity11.1017.2323.9136.0837.0621.1714.2613.7320.05
Return on Invested Capital4.958.1412.0416.4913.699.415.786.418.43
Quick Ratio0.270.250.330.330.380.300.250.230.26
Current Ratio1.081.031.111.031.081.091.041.011.06

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income380.00325.20498.10601.60751.50552.10286.50174.00157.77
Depreciation124.80121.10113.1092.00118.80103.9099.8071.6067.07
Other Funds (Non Cash)96.70246.7032.1051.60-2.10110.1083.3068.4040.09
Funds from Operations608.80717.80666.90763.90896.20797.10468.70330.20268.41
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-113.90-72.90-200.20-700.40-317.80553.20469.001.70-36.84
Cash from Operating Activities494.90644.90466.7063.50578.401,350.30937.70331.90231.57
Capital Expenditures-244.90-270.00-245.10-185.40-155.50-143.60-103.20-191.80-141.03
Net Assets From Acquisitions-220.10-546.80-1,276.80-366.10-528.70-1,099.60-1.30-143.20-135.34
Sale of Fixed Assets and Businesses545.90145.50229.70193.80200.8024.8029.8043.40107.87
Purchase or Sale of Investments0.000.000.000.000.000.000.000.000.00
Purchase of Investments0.000.000.000.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.000.000.000.00
Other Uses-9.700.000.00-8.40-1.30-33.300.000.000.00
Other Sources0.000.009.600.000.100.000.000.000.50
Cash from Investing Activities71.10-671.30-1,282.60-366.10-484.60-1,251.70-74.70-291.60-168.00
Cash Dividends Paid-25.80-25.60-25.20-25.20-23.70-23.90-11.00-20.30-20.87
Change in Capital Stock-350.40-525.20-137.20-151.50-501.70-195.40-70.607.20-181.20
Repurchase of Common Pref Stock-377.40-554.80-161.60-172.80-521.20-210.60-80.20-1.40-183.92
Sale of Common Pref Stock27.0029.6024.4021.3019.5015.209.608.602.72
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net671.90582.80996.20500.60478.6067.60-712.70-10.60130.02
Change in Long Term Debt1,170.10-148.401,002.30-73.7024.50344.20-179.0069.107.34
Issuance of Long Term Debt1,556.70112.101,195.60149.90310.90531.50812.90664.50376.08
Reduction of Long Term Debt-386.60-260.50-193.30-223.60-286.40-187.30-991.90-595.40-368.74
Net Financing Active Other Cash Flow-10.50-13.40-33.10-12.00-13.00-13.00-6.10-4.400.92
Other Financing Activities Uses-10.50-13.40-33.10-12.10-13.00-13.00-6.10-4.400.00
Cash from Financing Activities285.1018.50800.70311.90-59.80-164.70-800.40-28.10-71.14
Exchange Rate Effect-0.306.00-7.600.10-4.80-2.50-3.40-2.90-3.35
Net Change in Cash850.70-1.90-22.809.4029.20-68.6059.209.30-10.91
Free Cash Flow250.00374.90221.60-121.90422.901,206.70834.50140.1090.54
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow12.7314.3428.43-7.002.932.8414.9714.73
Deferred Taxes & Investment Tax Credit-24.8023.6018.7028.0031.00-0.9016.203.47

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments881.50164.5041.7032.5030.8052.70
Short Term Receivables575.70586.70679.00634.80647.70646.90
Inventories2,573.502,759.602,727.802,741.302,732.902,658.20
Other Current Assets485.10162.1058.80254.00138.6075.90
Total Current Assets4,515.803,672.903,507.303,662.603,550.103,433.70
Net Property, Plant & Equipment3,237.203,357.503,380.003,413.403,453.803,375.40
Total Investments and Advances47.4039.5039.3040.6047.7052.60
Intangible Assets2,905.303,120.003,044.103,138.703,253.303,284.60
Deferred Tax Assets---155.90--
Other Assets79.4096.6091.7094.5085.7083.60
Total Assets10,785.1010,286.5010,062.4010,505.5010,390.6010,229.90
Short Term Debt Incl. Current Port. of LT Debt2,410.502,521.102,553.602,199.902,158.302,131.90
Accounts Payable600.60685.60719.90732.80737.20733.10
Other Current Liabilities404.70394.80427.60470.40439.70414.30
Total Current Liabilities3,415.803,601.503,701.103,403.103,335.203,279.30
Long Term Debt3,817.303,255.403,058.303,670.403,522.403,336.50
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities332.60325.90314.20487.00328.10332.30
Other Liabilities153.90151.50149.30155.80151.80145.80
Total Liabilities7,719.607,334.307,222.907,716.307,337.507,093.90
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity3,065.402,952.202,839.502,789.103,053.103,136.00
Total Shareholders Equity3,065.402,952.202,839.502,789.103,053.103,136.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity3,065.402,952.202,839.502,789.103,053.103,136.00
Total Liabilities & Stockholders Equity10,785.0010,286.5010,062.4010,505.4010,390.6010,229.90
Book Value Per Share256.58247.54238.60231.59239.06242.36
Tangible Book Value Per Share13.40-14.07-17.19-29.03-15.68-11.48
Full-Time Employees---20,452--
Price to Book Ratio1.031.221.431.651.811.90
Return on Assets3.542.793.233.123.634.94
Return on Equity12.269.4011.0511.1012.2715.72
Return on Invested Capital1.481.642.180.660.202.14
Quick Ratio0.570.250.210.270.250.24
Current Ratio1.321.020.951.081.061.05

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income102.90103.30130.2043.6013.00140.50
Depreciation31.2031.0031.1031.5031.6028.70
Other Funds (Non Cash)20.1026.00-26.6077.20139.9020.30
Funds from Operations159.50172.10121.00156.20185.60200.50
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital36.00-45.20-38.60-66.10-74.0051.90
Cash from Operating Activities195.50126.9082.4090.10111.60252.40
Capital Expenditures-40.30-42.80-84.00-77.80-68.30-71.70
Net Assets From Acquisitions0.00-219.00-0.60-0.50-225.90-305.30
Sale of Fixed Assets and Businesses111.60103.70266.5064.105.3045.40
Purchase or Sale of Investments0.000.000.000.000.000.00
Purchase of Investments0.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses-10.20-1.600.002.101.001.40
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities61.10-159.60181.80-12.20-287.80-330.30
Cash Dividends Paid-6.60-6.50-6.60-6.10-6.40-6.50
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock5.907.10-64.50-298.90-75.10-36.00
Repurchase of Common Pref Stock0.000.00-72.40-305.00-82.50-44.50
Sale of Common Pref Stock5.907.107.906.107.408.50
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net461.60155.70-176.70231.30237.2099.50
Change in Long Term Debt1,326.40-88.90-46.30-21.10-43.10-29.30
Issuance of Long Term Debt1,450.2026.7026.7053.1013.3033.50
Reduction of Long Term Debt-123.80-115.60-73.00-74.20-56.40-62.80
Net Financing Active Other Cash Flow-0.50-0.80-6.60-2.60-0.80-1.20
Other Financing Activities Uses-0.50-0.80-6.60-2.60-0.80-1.20
Cash from Financing Activities460.40155.50-254.40-76.40154.8055.80
Exchange Rate Effect-0.100.20-0.700.30-0.704.40
Net Change in Cash716.90123.009.101.70-21.80-17.90
Free Cash Flow155.2084.10-1.6012.3043.30180.70
Price to Free Cash Flow12.7330.6518.7813.5611.068.68

Revenue breakdown

Financial Service2024: 828.70M 2025: 934.60M
New Vehicles - Retail2024: 9.97B 2025: 10.99B
Parts And Service2024: 2.49B 2025: 2.84B
Used Vehicles - Retail2024: 6.18B 2025: 7.20B
Used Vehicles - Wholesale2024: 462.40M 2025: 607.30M
United Kingdom2024: 4.16B 2025: 5.94B
United States2024: 15.77B 2025: 16.63B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3012.38%1.4M11.6M240.44K
2026-10-1512.35%1.4M11.6M237.75K
2026-09-3012.48%1.4M11.6M223.85K
2026-09-1511.04%1.3M11.6M214.80K
2026-08-3110.35%1.2M11.6M201.61K
2026-08-1410.02%1.2M11.6M204.08K
2026-07-318.38%1.0M11.5M199.26K
2026-07-158.56%1.0M11.5M184.10K
2026-06-308.46%1.0M11.5M172.15K
2026-06-158.21%0.9M11.5M171.17K
2026-05-297.99%0.9M11.5M168.11K
2026-05-157.98%0.9M11.5M165.39K
2026-04-308.49%1.0M11.5M172.55K
2026-04-158.45%1.0M11.4M183.95K
2026-03-318.86%1.0M11.5M193.28K
2026-03-139.14%1.1M11.5M173.88K
2026-02-278.41%1.0M11.5M181.64K
2026-02-138.30%1.0M11.5M183.35K
2026-01-308.83%1.1M12.2M181.25K
2026-01-159.33%1.1M12.2M197.36K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call140120125.90.002.5500.000.000.991-0.1120.010
call145115120.90.002.4270.000.000.990-0.1120.011
call150110115.90.002.3080.000.000.990-0.1120.011
call155105.1110.90.002.1930.000.000.989-0.1110.011
call160100.1105.90.002.0810.000.000.989-0.1110.012
call16595.101010.002.0730.000.000.988-0.1110.013
call17090.1096.0065.501.8611.000.000.987-0.1100.013
call17585.1091.000.001.7870.000.000.987-0.1100.014
call18080.0086.0061.001.6580.000.000.986-0.1090.015
call18575.2081.000.001.5860.000.000.985-0.1090.015
call19070.2076.200.001.5280.000.000.957-0.2850.037
call19565.2071.100.001.3900.000.000.955-0.2810.039
call20060.2066.2056.201.3582.000.000.952-0.2760.041
call21050.3056.100.001.1150.000.000.944-0.2670.046
call22040.4046.40128.20.9801.000.000.935-0.2550.052
call23030.5036.3040.850.8032.000.000.921-0.2390.061
call24021.0027.2029.000.71140.000.000.867-0.3030.089
call25012.5017.9018.000.55449.000.000.767-0.3860.126
call2606.6010.9011.850.52873.000.000.597-0.4640.160
call2703.104.806.300.43543.000.000.404-0.4350.160
call2801.402.153.000.45487.000.000.245-0.3730.130
call2900.001.455.600.52262.000.000.140-0.2740.092
call3000.003.603.430.70322.000.000.124-0.3330.084
call3100.004.907.270.76419.000.000.102-0.3160.073
call3200.004.9064.900.8722.000.000.091-0.3330.068
call3300.004.0016.100.9732740.000.084-0.3480.064
call3400.004.9023.601.06951.000.000.078-0.3610.060
call3500.004.903.001.1623.000.000.073-0.3730.057
call3600.004.9027.201.24953.000.000.069-0.3840.055
call3700.004.903.301.3303.000.000.065-0.3930.053
call3800.004.904.301.4102.000.000.062-0.4020.051
call3900.004.900.501.48632.000.000.060-0.4100.049
call4000.004.900.841.5604.000.000.058-0.4170.048
call4100.004.902.001.63325.000.000.056-0.4240.046
call4200.004.900.471.6991.000.000.054-0.4310.045
call4300.004.903.201.76511.000.000.052-0.4370.044
call4400.004.902.401.82911.000.000.051-0.4430.043
call4500.004.901.851.9650.000.000.055-0.5050.046
call4600.004.901.501.9523.000.000.048-0.4540.041
call4700.004.900.002.0580.000.000.052-0.5050.044
call4800.004.905.702.1431.000.000.052-0.5220.044
call4900.004.900.002.1210.000.000.045-0.4680.039
call5000.004.901.702.25474.000.000.050-0.5320.042
call5100.004.902.402.3071.000.000.049-0.5370.042
call5200.004.900.002.2760.000.000.043-0.4800.038
call5300.004.902.352.3321.000.000.042-0.4840.037
call5400.004.9048.902.4588.000.000.047-0.5500.040
call5600.004.902.002.5531.000.000.045-0.5580.039
call5800.004.901.402.6441.000.000.044-0.5660.038
call6000.004.901.002.7311.000.000.043-0.5730.038
call6200.004.9014.202.8141.000.000.042-0.5800.037
call6400.004.900.002.8940.000.000.041-0.5860.036
call6600.004.900.002.9710.000.000.040-0.5920.036
call6800.004.900.003.0450.000.000.040-0.5970.035
call7000.004.902.593.1161.000.000.039-0.6030.035
put1400.004.900.001.8290.000.00-0.009-0.1030.010
put1450.004.902.101.7371.000.00-0.009-0.1020.011
put1500.000.850.901.6482.000.00-0.010-0.1010.011
put1550.004.902.301.5622.000.00-0.011-0.1000.011
put1600.004.902.501.4782.000.00-0.011-0.0990.012
put1650.004.902.751.39717.000.00-0.012-0.0980.013
put1700.004.901.581.3178.000.00-0.012-0.0970.013
put1750.004.902.951.2415.000.00-0.013-0.0960.014
put1800.004.900.291.1659.000.00-0.014-0.0950.015
put1850.000.253.401.0986.000.00-0.019-0.1120.020
put1900.004.903.201.3024.000.00-0.042-0.2700.037
put1950.004.903.901.2155.000.00-0.045-0.2660.039
put2000.054.900.051.1312501.00-0.048-0.2610.041
put2100.004.902.340.96816.000.00-0.056-0.2490.046
put2200.003.500.950.80939.000.00-0.065-0.2360.052
put2300.001.000.810.62756.001.00-0.082-0.2150.062
put2400.001.601.460.5721181.00-0.132-0.2820.088
put2500.152.953.000.5101770.00-0.236-0.3670.127
put2604.305.905.500.4861,0570.00-0.403-0.4410.160
put2708.9012.0012.600.53566.000.00-0.594-0.4210.160
put28016.3021.6032.820.71621.000.00-0.755-0.3480.130
put29025.2030.9037.100.8444.000.00-0.861-0.2470.091
put30034.7040.5043.490.96849.000.00-0.884-0.2680.080
put31044.5050.0045.291.0661.000.00-0.898-0.2880.073
put32054.3060.0027.501.1940.000.00-0.909-0.3040.068
put33064.2070.0039.501.3140.000.00-0.916-0.3180.063
put34074.2080.0045.001.4280.000.00-0.922-0.3300.060
put35083.7090.0050.501.5350.000.00-0.927-0.3400.057
put36093.7010043.501.6370.000.00-0.931-0.3500.055
put370104.111047.661.7470.000.00-0.935-0.3580.053
put380113.7120103.931.8280.000.00-0.937-0.3660.051
put390123.713044.491.9180.000.00-0.940-0.3730.049
put400133.714085.622.0040.000.00-0.942-0.3790.048
put410143.91500.002.0870.000.00-0.944-0.3850.046
put420153.71600.002.1670.000.00-0.946-0.3900.045
put430163.8170107.422.2440.000.00-0.948-0.3950.044
put440174.118041.252.3180.000.00-0.949-0.4000.043
put450184.11901432.3910.000.00-0.950-0.4050.042
put460194.1200133.92.4610.000.00-0.952-0.4090.041
put470204.12100.002.5290.000.00-0.953-0.4130.041
put480214.12200.002.5950.000.00-0.954-0.4160.040
put490224.12300.002.6590.000.00-0.955-0.4200.039
put500234.12400.002.7370.000.00-0.955-0.4230.039
put510244.12500.002.7830.000.00-0.956-0.4260.038
put520254.12600.002.8420.000.00-0.957-0.4290.038
put530264.12700.002.9000.000.00-0.958-0.4320.037
put540274.12800.002.9560.000.00-0.958-0.4340.037
put560294.13000.003.0650.000.00-0.960-0.4390.036
put580314.13202413.1870.000.00-0.961-0.4430.035
put600334.13400.003.2690.000.00-0.962-0.4470.034
put620354.13600.003.3650.000.00-0.963-0.4510.034
put640374.1380330.53.4570.000.00-0.963-0.4540.033
put660394.14000.003.5460.000.00-0.964-0.4570.032
put680414.14200.003.6310.000.00-0.965-0.4600.032
put700434.14400.003.7140.000.00-0.965-0.4620.031

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-108-KCurrent report2026-11-10SEC
2026-11-093Initial statement of beneficial ownership of securities2026-11-01SEC
2026-11-05SCHEDULE 13GSEC
2026-10-30144Filing for proposed sale of securities under Rule 144.SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-10-29144Filing for proposed sale of securities under Rule 144.SEC
2026-10-29144Filing for proposed sale of securities under Rule 144.SEC
2026-10-2910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-10-27SCHEDULE 13D/ASEC
2026-10-264Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-218-KCurrent report2026-10-19SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-28SEC
2026-09-29SCHEDULE 13D/ASEC
2026-09-284Statement of changes in beneficial ownership of securities2026-09-24SEC
2026-09-248-KCurrent report2026-09-23SEC
2026-09-228-KCurrent report2026-09-22SEC
2026-09-228-KCurrent report2026-09-21SEC
2026-09-22SCHEDULE 13D/ASEC
2026-09-214Statement of changes in beneficial ownership of securities2026-09-17SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-108-KCurrent report2026-09-08SEC
2026-09-088-KCurrent report2026-09-08SEC
2026-09-08SCHEDULE 13D/ASEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-033Initial statement of beneficial ownership of securities2026-09-01SEC
2026-08-20SCHEDULE 13DSEC
2026-08-13SCHEDULE 13G/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1024.23M3659.77K2
2026-09187.26M1300
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.17.13%
Conifer Management, L.L.C.8.13%
FMR LLC6.51%
DIMENSIONAL FUND ADVISORS LP5.90%
VANGUARD PORTFOLIO MANAGEMENT LLC5.84%
VANGUARD CAPITAL MANAGEMENT LLC4.33%
STATE STREET CORP4.21%
MASSACHUSETTS FINANCIAL SERVICES CO /MA/3.23%
GEODE CAPITAL MANAGEMENT, LLC2.54%
NORGES BANK2.16%

Funds

Fund% owned
Performance Trust Total Return Bond Fund117.55%
Allspring Short-Term High Income Fund105.1%
Income Fund of America102.7%
Shenkman Capital Short Duration High Income Fund94.59%
iShares Broad USD High Yield Corporate Bond ETF94.04%
Lord Abbett Short Duration High Yield Fund84.86%
iShares iBoxx $ High Yield Corporate Bond ETF75.16%
NYLIM MacKay Short Duration High Income Fund71.56%
State Street(R) SPDR(R) Portfolio High Yield Bond ETF69.37%
T. Rowe Price High Yield Fund, Inc.64.68%

OakChart. GPI. Cached 15 minutes.