OakChart

First Community Corp

FCCOFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

32.68-0.13 (-0.40%)
2026-11-12 02:00 CET
Market cap
308.41 USD m
Revenue, TTM
- USD m
Net income, TTM
25.97 USD m
Free cash flow, TTM
23.72 USD m
EPS diluted, TTM
2.85
P/E
11.45
Compare

Price

FCCO against its 20, 50 and 200-day averages
2050200beat
30.0032.0034.0036.00300K600KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FCCOclose 32.6820-day 32.9450-day 33.05200-day 31.5832.6852w high

8.5% under the 52-week high of 35.74 on 29 Jul 2026. 52-week low 26.96 on 17 Nov 2025. Last 15 sessions, 6.3% high to low

Volume 0.35× normal · the line is the 50-bar volume average

Profile

FCCO
52-week range, 65% of the way up
26.9635.74

First Community Corp. is a bank holding company, which engages in the provision of commercial banking services through its subsidiary, First Community Bank. It operates through the following segments: Commercial and Retail Banking, Mortgage Banking, Investment Advisory and Non-Deposit, and Corporate. The Commercial and Retail Banking segment includes deposit and lending products and services to its commercial and retail customers. The Mortgage Banking segment offers mortgage origination services for loans that will be sold to investors in the secondary market. The Investment Advisory and Non-Deposit segment consists of investment advisory services and non-deposit products. The Corporate segment consists of parent company's financial information, including interest on parent company debt and dividend income received from First Community Bank. The company was founded on November 2, 1994 and is headquartered in Lexington, SC.

IndexRUT
Employees275
IPOMar 09, 1999
Beta0.34
ATR, 14d0.88
Rel volume0.35
Short float1.98%
Insider own9.14%
Inst own62.95%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap307.19M
Enterprise Value-
Income25.97M
Sales132.72M
Book/sh24.49
Cash/sh-
Dividend Est.0.66 (2.02%)
Dividend TTM0.66 (2.02%)
Dividend Ex-DateNov 03, 2026
Dividend Gr. 3/5Y6.04% 5.25%
Payout25.06%
Employees275
IPOMar 09, 1999

Ratios

P/E11.45
Forward P/E9.87
PEG0.85
P/S2.31
P/B1.33
P/C-
P/FCF12.95
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.07
Debt/Eq0.52
LT Debt/Eq0.07
Option/ShortNo / Yes

Earnings

EPS (ttm)2.85
EPS next Y3.31
EPS next Q0.82
EPS this Y20.14%
EPS next Y5.08%
EPS next 5Y11.56%
EPS past 3/5Y8.81% 12.89%
Sales past 3/5Y22.21% 14.62%
EPS Y/Y TTM19.11%
Sales Y/Y TTM18.81%
EPS Q/Q27.01%
Sales Q/Q22.30%
EarningsOct 21 BMO
EPS/Sales Surpr.7.06% 0.83%

Ownership

Insider Own9.14%
Insider Trans-3.64%
Inst Own62.95%
Inst Trans5.25%
ROA1.17%
ROE13.26%
ROIC10.50%
Gross Margin-
Oper. Margin26.47%
Profit Margin19.57%
SMA20-0.79%
SMA50-1.12%
SMA2003.48%
Trades-

Technical

Shs Outstand9.40M
Shs Float8.54M
Short Float1.98%
Short Ratio3.18
Short Interest0.17M
52W High35.74 -8.55%
52W Low26.96 21.22%
Volatility3.60% 2.54%
ATR (14)0.88
RSI (14)47.14
Beta0.34
Rel Volume0.35
Avg Volume52.97K
Volume18,735

Performance

Perf Week-2.94%
Perf Month1.21%
Perf Quarter-5.49%
Perf Half Y10.82%
Perf YTD10.22%
Perf Year19.14%
Perf 3Y88.47%
Perf 5Y55.47%
Perf 10Y110.84%
Recom1.00
Target Price37.83
Prev Close32.81
Price32.68
Change %-0.40%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 13, 2026ReiteratedHHovde GroupOutperform$36 → $37.50+14.7%
Feb 03, 2026ReiteratedHHovde GroupOutperform$32 → $34+4.0%
Apr 24, 2025ReiteratedHHovde GroupOutperform$28 → $29-11.3%
Feb 04, 2025UpgradeJJanneyNeutral → Buy$30-8.2%
Jan 23, 2025UpgradeRRaymond JamesOutperform → Strong Buy$27 → $30-8.2%
Jan 23, 2025ReiteratedHHovde GroupOutperform$28 → $29-11.3%
Jan 25, 2024UpgradeRRaymond JamesMkt Perform → Outperform$21-35.7%
Jul 06, 2023ResumedRRaymond JamesMkt Perform
Jan 20, 2022DowngradeRRaymond JamesOutperform → Mkt Perform
Oct 19, 2020ResumedSStephensEqual-Weight$16-51.0%

Peers

Mkt cap
TickerCompanyMkt cap
SFSTSouthern First Bancshares Inc579.23M
COSOCoastalSouth Bancshares Inc335.73M
FCBMFirst Carolina Financial Services Inc418.20M
PEBKPeoples Bancorp Of North Carolina Inc235.55M
CBANColony Bankcorp Inc556.57M
CFFIC & F Financial Corp345.29M
HTBHomeTrust Bancshares Inc748.43M
CCBGCapital City Bank Group Inc875.46M
FBNCFirst Bancorp2.69B
AUBNAuburn National Bancorp Inc88.37M

Insider trading

13 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Deutsch Fred JosephDirectorOct 05 '26Sale32.570159,855Oct 06 06:22 PM
Been Jonathan WDirectorSep 03 '26Sale34.0514,800503,940120,655Sep 04 06:15 PM
Sosebee Jane SDirectorAug 25 '26Buy33.951,25042,43110,855Aug 26 04:12 PM
Deutsch Fred JosephExecutive Vice PresidentAug 24 '26Sale34.007,936269,82410,000Aug 24 03:54 PM
Deutsch Fred JosephExecutive Vice PresidentAug 21 '26Sale34.0096332,74217,936Aug 24 03:54 PM
Deutsch Fred JosephExecutive Vice PresidentJul 28 '26Sale34.5210,000345,15018,468Jul 28 01:11 PM
Deutsch Fred JosephDirectorJul 28 '26Proposed Sale33.9310,000339,300Jul 28 10:53 AM
CRAPPS MICHAEL CPresident and CEOFeb 21 '26Option Exercise0.003,564073,658Feb 24 01:11 PM
Walker Jack W.EVP and Chief Credit OfficerFeb 21 '26Option Exercise0.001,47906,027Feb 24 12:52 PM
Brown, Robin D.EVP, HR and MarketingFeb 21 '26Option Exercise0.001,737023,365Feb 24 11:54 AM
Nissen Ted JEVP and Chief Banking OfficerFeb 21 '26Option Exercise0.002,153037,358Feb 24 11:31 AM
Jordan Donald ShawnEVP and CFOFeb 21 '26Option Exercise0.001,87009,728Feb 24 11:03 AM
REYNOLDS E. LELANDDirectorFeb 02 '26Buy29.6750014,83530,930Feb 02 03:49 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
FDMFirst Trust Dow Jones Select Microcap Index FundAUM: 267.52M
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M

News

latest 14 of 200
  • First Community Corporation Announces Third Quarter Results and Cash Dividend (PR Newswire)
  • First Community Corporation Announces Leadership Transition, Second Quarter Results and Increased Cash Dividend (PR Newswire)
  • First Community Corp (FCCO) Q2 2026: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
  • First Community Corporation Announces First Quarter Results and Cash Dividend (PR Newswire)
  • First Community Corp (FCCO) Q1 2026 Earnings Report Preview: What to Expect (GuruFocus.com)
  • Are You Looking for a High-Growth Dividend Stock? (Zacks)
  • Why First Community (FCCO) is a Great Dividend Stock Right Now (Zacks)
  • Why First Community (FCCO) is a Top Dividend Stock for Your Portfolio (Zacks)
  • First Community (FCCO) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
  • First Community (FCCO) Tops Q4 Earnings and Revenue Estimates (Zacks)
  • First Community Corporation Announces Fourth Quarter and Year End 2025 Results and Cash Dividend (PR Newswire)
  • What To Expect From First Community Corp (FCCO) Q4 2025 Earnings (GuruFocus.com)
  • Amerant Bancorp Inc. (AMTB) Q4 Earnings and Revenues Surpass Estimates (Zacks)
  • First Community Corporation Acquires Signature Bank of Georgia (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-210.8600.8030.84526.2326.013
2026Q22026-07-220.8400.6930.79925.1424.693
2026Q12026-04-220.7200.6330.58823.1623.613
2025Q42026-01-280.6880.6790.62020.6020.273
2025Q32025-10-220.6700.6500.66620.4619.773
2025Q22025-07-230.6700.5680.66619.5319.203
2025Q12025-04-230.5100.4530.51518.3717.393
2024Q42025-01-220.5500.4890.54717.4717.193
2024Q32024-10-160.5000.4420.50025.4016.703
2024Q22024-07-170.4200.3570.42416.3415.523
2024Q12024-04-170.3400.3400.33815.2614.864
2023Q42024-01-240.4300.3700.43115.2315.074
2023Q32023-10-180.3250.3840.22913.9714.975
2023Q22023-07-190.4300.3880.43515.1914.735
2023Q12023-04-190.4500.4900.45314.9315.884
2022Q42023-01-180.5300.5130.53115.8815.854

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.0721.1030.83039.0339.58
2018FY1.4501.4831.45346.3947.04
2019FY1.4501.4231.44648.5948.37
2020FY1.3501.1701.35053.4053.10
2021FY2.0502.0042.04959.1859.22
2022FY1.9201.8901.92159.5159.76
2023FY1.5501.5981.54959.3160.01
2024FY1.8101.7381.81266.0465.78
2025FY2.6222.5882.47078.9778.56
2026FY-3.150--100.27
2027FY-3.310--106.49
2028FY-3.640--113.11

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2120126.0625.6026.52
2026Q4S2026-10-0520026.1726.0026.33
2026Q4S2026-07-2221026.1726.0026.33
2026Q4S2026-07-0720025.9625.6026.32
2026Q4S2026-04-2321025.9625.6026.32
2026Q4S2026-04-2220025.7625.2026.32
2026Q4S2026-02-0220025.7825.2026.36
2026Q4S2026-01-3110026.3626.3626.36
2026Q4S2026-01-2820025.8325.3026.36
2026Q4S2025-11-1120025.8025.3026.30
2026Q4S2025-11-1020025.8025.3026.30
2026Q4S2025-11-0920025.8025.3026.30
2026Q4S2025-11-0820025.8025.3026.30
2026Q4S2025-11-0721025.8025.3026.30

Estimate history

EPS, annual0.831.4531.4461.352.0491.9211.5491.8122.4752.8532
Period201720182019202020212022202320242025TTM
EPS, quarterly0.50.5470.5150.6660.6660.620.5880.7990.845
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual42.24250.37354.64857.54761.20262.37883.23103.323113.861132.72
Period201720182019202020212022202320242025TTM
Sales, quarterly26.7227.02627.05228.26929.35929.18132.82534.80935.905
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual7.5887.6397.447.57.5497.5787.6067.6447.6939.4
Period201720182019202020212022202320242025MRQ
Shares, quarterly7.6417.6447.6827.6867.697.6939.3989.49.4
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income112.1297.0589.4272.7051.1247.5243.7842.6339.73
Total Interest Expense37.7035.0337.3823.803.172.243.755.783.98
Net Interest Income74.4262.0252.0448.8947.9445.2840.0236.8535.75
Loan Loss Provision0.880.770.811.13-0.150.343.660.140.35
Net Interest Income After Loan Loss Provision73.5461.2551.2347.7648.0944.9436.3636.7135.40
Non-Interest Income20.6016.8113.9010.5311.2613.6813.7712.0210.64
Non-Interest Expense59.0251.9447.3643.2640.9539.1037.5334.5332.06
Operating Income35.1326.1217.7715.0418.4119.5312.6014.2013.98
Unusual Expense2.641.260.000.000.00-0.120.000.280.00
Net Income Before Taxes32.4824.8617.7715.0418.4119.6512.6013.8313.92
Income Taxes6.525.653.813.203.804.182.502.862.69
Consolidated Net Income25.9719.2013.9611.8414.6115.4610.1010.9711.23
Net Income From Continuing Operations25.9719.2013.9611.8414.6115.4610.1010.9711.23
Net Income25.9719.2013.9611.8414.6115.4610.1010.9711.23
EPS (Recurring)2.922.591.811.551.922.041.351.471.45
EPS (Basic, Before Extraordinaries)2.902.511.831.561.942.061.361.461.48
EPS (Diluted)2.852.471.811.551.922.051.351.451.45
Non-Operating Income (Expense)0.000.000.000.000.000.000.00-0.09-0.06
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.880.92-------
Price To Earnings Ratio11.4811.4814.1813.0711.4710.1912.5914.9413.36
Price To Sales Ratio2.312.021.791.982.672.572.213.002.98
Operating Margin26.4722.9417.2018.0729.5231.9121.8925.9827.76
Net Margin19.5716.8713.5114.2323.4325.2717.5520.0822.29
Shares Outstanding9.407.697.647.617.587.557.507.447.64
Market Capitalization308.41308.41183.38163.62165.76157.49127.30160.39148.25

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income30.0129.1828.0424.9024.9024.1723.0823.07
Total Interest Expense9.779.679.678.588.918.858.699.22
Net Interest Income20.2419.5018.3716.3115.9915.3214.3913.86
Loan Loss Provision0.190.130.190.370.20-0.240.440.24
Net Interest Income After Loan Loss Provision20.0519.3818.1815.9515.7915.5613.9513.62
Non-Interest Income5.905.634.794.284.464.103.973.95
Non-Interest Expense15.4414.7715.4513.3713.0912.9712.7411.94
Operating Income10.5110.247.526.867.166.685.185.63
Unusual Expense0.100.501.580.460.570.000.000.23
Net Income Before Taxes10.409.745.936.416.596.685.185.40
Income Taxes2.362.140.441.581.401.501.181.17
Consolidated Net Income8.047.595.504.835.195.194.004.23
Net Income From Continuing Operations8.047.595.504.835.195.194.004.23
Net Income8.047.595.504.835.195.194.004.23
EPS (Recurring)0.850.840.710.660.720.670.510.57
EPS (Basic, Before Extraordinaries)0.860.810.600.630.680.680.520.55
EPS (Diluted)0.850.800.590.620.670.670.510.55
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.280.26-0.080.410.25---
Price To Earnings Ratio11.4812.8711.8512.3912.6712.2812.4714.18
Price To Sales Ratio2.312.462.282.031.971.741.651.79
Operating Margin29.2629.4222.9023.5124.4023.6419.1520.82
Net Margin22.4021.8216.7516.5517.6818.3514.7815.66
Shares Outstanding9.409.409.407.697.697.697.687.64
Market Capitalization308.41307.13274.30228.00216.89187.28173.06183.38

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks23.8826.3727.9124.4621.9718.9314.9514.3314.80
Investments640.11625.69577.06579.20620.79453.00332.69277.19305.28
Net Loans1,297.211,207.411,121.75969.52852.52833.77730.40712.20641.01
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.170.540.620.931.171.782.001.461.93
Net Property, Plant & Equipment31.5332.4533.8433.9835.6737.4938.2234.9936.10
Interest Receivables6.256.080.000.000.000.000.000.000.00
Deferred Tax Assets11.1511.9512.3813.214.414.133.193.763.63
Other Intangible Assets48.9349.0555.1352.9250.5750.4151.0049.1249.55
Total Assets2,059.221,959.551,829.051,674.501,587.111,399.511,172.451,093.041,052.30
Total Deposits1,749.541,675.901,511.001,385.381,361.291,189.41988.20925.52888.32
Total Debt124.53120.72171.25158.5472.1358.9951.7443.2248.48
Long Term Debt16.9517.6117.9717.5317.6917.7817.9415.2029.21
Provision for Risks Charges0.530.480.000.000.000.000.000.000.00
Deferred Tax Liabilities1.491.531.361.562.604.672.171.451.57
Other Liabilities15.5716.4314.3810.6610.0910.1010.1510.368.26
Total Liabilities1,891.661,815.061,697.991,556.141,446.111,263.171,052.26980.55946.64
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity167.56144.49131.06118.36141.00136.34120.19112.50105.66
Total Shareholders Equity167.56144.49131.06118.36141.00136.34120.19112.50105.66
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity167.56144.49131.06118.36141.00136.34120.19112.50105.66
Total Liabilities & Stockholders Equity2,059.221,959.551,829.051,674.501,587.111,399.511,172.451,093.041,052.30
Book Value Per Share21.7818.9017.2315.6218.6818.1816.1614.7313.93
Tangible Book Value Per Share19.8416.9315.2313.5916.6216.0813.9912.5511.66
Tier 1 Capital179.29164.40153.86145.58132.92120.39112.75112.74103.75
Tier 2 Capital14.3613.6412.8911.3411.1810.396.636.265.80
Full-Time Employees275270287269247244242226224
Price to Book Ratio-13.451.281.321.451.120.931.341.321.75
Return on Assets0.960.740.680.901.040.790.971.050.59
Return on Equity12.3110.139.5011.2711.157.879.4310.296.20
Return on Invested Capital10.418.617.9510.759.756.557.948.794.31
Current Ratio0.120.120.060.030.060.070.100.070.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations31.1918.338.4512.8518.0219.7517.3915.1015.75
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-6.200.363.172.03-1.240.28-0.57-2.172.54
Cash from Operating Activities24.9918.6911.6214.8816.7820.0316.8212.9218.29
Capital Expenditures-1.27-1.11-1.10-1.07-1.22-1.66-1.09-2.79-1.47
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses35.930.030.000.001.041.430.000.301.15
Purchase or Sale of Investments6.9910.7920.0564.43-45.80-217.31-63.56-28.4823.79
Purchase of Investments-57.19-42.54-17.73-8.61-119.62-271.38-112.04-113.10-64.15
Sale Or Maturity of Investments64.1753.3337.7873.0573.8254.0748.4884.6187.94
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-93.83-80.81-67.63-92.32-157.44-198.38-205.39-57.13-45.92
Cash Dividends Paid-5.81-4.75-4.42-4.24-3.91-3.59-3.57-3.31-3.03
Change in Capital Stock-0.040.000.000.791.940.430.45-5.61-0.06
Repurchase of Common Pref Stock-0.040.000.00-0.12-0.04-0.07-0.01-5.87-0.06
Sale of Common Pref Stock0.000.000.000.921.980.500.460.270.00
Proceedsfrom Stock Options0.000.000.000.921.980.500.460.270.00
Issuance or Reduction of Debt, Net1.854.08-49.7512.1286.5313.307.415.25-5.27
Change in Long Term Debt0.000.00-90.0040.0050.000.00-0.21-0.02-14.02
Issuance of Long Term Debt0.000.000.00289.00118.000.0034.0082.0079.00
Reduction of Long Term Debt0.000.00-90.00-249.00-68.000.00-34.21-82.02-93.02
Net Financing Active Other Cash Flow0.380.390.410.440.390.370.370.570.38
Other Financing Activities Uses0.000.000.00--0.00---
Cash from Financing Activities1.5873.36111.14134.74109.03182.38205.8759.6329.31
Net Change in Cash-67.2611.2355.1357.29-31.624.0317.3015.421.68
Free Cash Flow23.7217.5810.5313.8115.5619.2115.7310.1316.82
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow17.1017.9430.2417.2014.3010.0910.4524.0310.89
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.350.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks18.8231.6735.4423.8830.3632.15
Investments630.56653.71702.07640.11673.63669.94
Net Loans1,591.721,559.781,530.781,297.211,265.831,246.72
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment31.5731.7832.1231.5331.4731.84
Interest Receivables0.000.000.006.250.000.00
Deferred Tax Assets---11.15--
Other Intangible Assets90.5395.2490.9648.9365.1265.42
Total Assets2,363.302,372.352,391.532,059.222,066.602,046.27
Total Deposits2,004.512,024.842,048.261,749.541,771.161,754.04
Total Debt118.74113.95117.36124.53117.02121.11
Long Term Debt17.1217.0917.0716.9517.3117.29
Provision for Risks Charges0.610.610.650.530.530.49
Deferred Tax Liabilities---1.49--
Other Liabilities9.254.974.4315.5716.3215.12
Total Liabilities2,133.112,144.362,170.711,891.661,905.031,890.77
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity230.18227.99220.82167.56161.57155.50
Total Shareholders Equity230.18227.99220.82167.56161.57155.50
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity230.18227.99220.82167.56161.57155.50
Total Liabilities & Stockholders Equity2,363.302,372.352,391.532,059.222,066.602,046.27
Book Value Per Share24.4924.2523.5021.7821.0120.23
Tangible Book Value Per Share21.0920.8420.0719.8419.0618.28
Tier 1 Capital---179.29175.47171.61
Tier 2 Capital---14.3614.0313.84
Full-Time Employees272298282275272273
Price to Book Ratio-13.451.391.341.411.391.25
Return on Assets1.171.050.930.960.930.88
Return on Equity13.2612.0611.1712.3112.2111.85
Return on Invested Capital3.253.102.312.622.903.00
Current Ratio0.070.130.180.120.130.09

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations14.843.679.043.647.550.48
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital11.39-5.84-11.43-0.321.62-0.72
Cash from Operating Activities26.23-2.17-2.393.329.17-0.24
Capital Expenditures-0.37-0.24-0.10-0.57-0.12-0.22
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.0035.930.000.000.03
Purchase or Sale of Investments-12.672.505.5211.648.71-9.28
Purchase of Investments-25.55-14.65-17.290.30-12.86-19.98
Sale Or Maturity of Investments12.8817.1422.8111.3421.5710.70
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-45.18-27.06-0.91-20.68-10.68-17.55
Cash Dividends Paid-1.59-1.50-1.50-1.23-1.23-1.15
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.000.00-0.040.00-0.330.30
Repurchase of Common Pref Stock0.000.00-0.040.000.33-0.07
Sale of Common Pref Stock0.000.000.000.00-0.660.37
Proceedsfrom Stock Options0.000.000.000.00-0.660.37
Issuance or Reduction of Debt, Net4.92-3.29-7.357.58-4.03-26.17
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.100.090.090.090.100.10
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-16.89-26.5260.17-15.1811.641.40
Net Change in Cash-35.85-55.7556.88-32.5310.12-16.39
Free Cash Flow25.86-2.40-2.492.759.04-0.45
Price to Free Cash Flow17.10213.1772.7118.0036.3526.41

Revenue breakdown

State Commercial Banks2024: 952.00K 2025: 922.00K
United States2024: 952.00K 2025: 922.00K

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.98%0.2M8.5M52.95K
2026-10-151.67%0.1M8.5M54.91K
2026-09-301.95%0.2M8.5M56.70K
2026-09-152.24%0.2M8.5M64.16K
2026-08-312.15%0.2M8.5M79.22K
2026-08-141.95%0.2M8.5M85.84K
2026-07-312.02%0.2M8.5M89.89K
2026-07-151.88%0.2M8.5M92.72K
2026-06-302.06%0.2M8.5M98.50K
2026-06-150.73%0.1M8.5M88.81K
2026-05-290.80%0.1M8.5M75.97K
2026-05-150.69%0.1M8.5M69.75K
2026-04-300.67%0.1M8.4M70.86K
2026-04-151.07%0.1M8.4M73.52K
2026-03-310.82%0.1M8.3M68.50K
2026-03-130.99%0.1M8.3M60.83K
2026-02-271.06%0.1M6.8M56.40K
2026-02-131.20%0.1M6.8M52.65K
2026-01-301.20%0.1M6.8M44.55K
2026-01-150.98%0.1M6.8M36.26K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-063Initial statement of beneficial ownership of securities2026-10-01SEC
2026-10-063Initial statement of beneficial ownership of securities2026-10-01SEC
2026-10-064Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-028-KCurrent report2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-018-KCurrent report2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-168-KCurrent report2026-09-15SEC
2026-09-088-KCurrent report2026-09-08SEC
2026-09-044Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-25SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-21SEC
2026-08-198-KCurrent report2026-08-19SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-1210-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-108-KCurrent report2026-08-10SEC
2026-07-28SCHEDULE 13GSEC
2026-07-28144/ASEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-28SEC
2026-07-278-KCurrent report2026-07-27SEC
2026-07-228-KCurrent report2026-07-21SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-1000151
2026-0900503.94K1
2026-0842.43K1302.57K2
2026-0700345.15K1
2026-060000
2026-050000
2026-040000
2026-030000
2026-0214.83K100
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.7.32%
VANGUARD CAPITAL MANAGEMENT LLC4.10%
MANUFACTURERS LIFE INSURANCE COMPANY, THE3.61%
Fifth Third Wealth Advisors LLC2.86%
ALLIANCEBERNSTEIN L.P.2.83%
MALTESE CAPITAL MANAGEMENT LLC2.66%
DIMENSIONAL FUND ADVISORS LP2.64%
GEODE CAPITAL MANAGEMENT, LLC2.38%
BANC FUNDS CO LLC2.34%
RENAISSANCE TECHNOLOGIES LLC1.91%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.85%
iShares Russell 2000 ETF2.49%
Avantis U.S. Small Cap Value ETF1.42%
VANGUARD EXTENDED MARKET INDEX FUND1.15%
Fidelity Small Cap Index Fund0.99%
iShares Russell 2000 Value ETF0.97%
Putnam Small Cap Value Fund0.70%
VANGUARD RUSSELL 2000 INDEX FUND0.54%
Fidelity Extended Market Index Fund0.50%
Hunter Small Cap Value Fund0.49%

OakChart. FCCO. Cached 15 minutes.