OakChart

HomeTrust Bancshares Inc

HTBFinancial·Banks - Regional·USA·Small·NYSE·Nov 11 • 8:52 AM ET

47.06-0.23 (-0.49%)
2026-11-11 14:57 CET
Market cap
747.96 USD m
Revenue, TTM
- USD m
Net income, TTM
65.68 USD m
Free cash flow, TTM
114.44 USD m
EPS diluted, TTM
3.97
P/E
11.84
Compare

Price

HTB against its 20, 50 and 200-day averages
2050200beat
42.5045.0047.5050.0052.50365K730KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26HTBclose 47.0620-day 47.2050-day 46.88200-day 46.3047.06

10.4% under 52.50 on 4 Aug 2026. Last 15 sessions, 5.4% high to low

Profile

HTB
52-week range, 60% of the way up
39.0652.50

HomeTrust Bancshares, Inc. is a bank holding company, which engages in the business of planning, directing, and coordinating business activities of HomeTrust Bank. The company was founded on July 10, 2012 and is headquartered in Asheville, NC.

IndexRUT
Employees574
IPOJul 11, 2012
Beta0.78
ATR, 14d1.06
Rel volume0.01
Short float11.38%
Insider own10.21%
Inst own66.26%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap744.31M
Enterprise Value-
Income65.68M
Sales285.20M
Book/sh36.85
Cash/sh-
Dividend Est.0.58 (1.23%)
Dividend TTM0.56 (1.19%)
Dividend Ex-DateNov 12, 2026
Dividend Gr. 3/5Y11.87% 12.66%
Payout13.16%
Employees574
IPOJul 11, 2012

Ratios

P/E11.84
Forward P/E10.70
PEG1.03
P/S2.61
P/B1.28
P/C-
P/FCF6.50
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.09
Debt/Eq0.39
LT Debt/Eq0.01
Option/ShortYes / Yes

Earnings

EPS (ttm)3.97
EPS next Y4.40
EPS next Q0.95
EPS this Y7.74%
EPS next Y9.78%
EPS next 5Y10.36%
EPS past 3/5Y9.97% 31.65%
Sales past 3/5Y10.42% 12.90%
EPS Y/Y TTM10.09%
Sales Y/Y TTM-2.52%
EPS Q/Q16.31%
Sales Q/Q-2.98%
EarningsOct 21 BMO
EPS/Sales Surpr.29.35% 1.44%

Ownership

Insider Own10.21%
Insider Trans-0.68%
Inst Own66.26%
Inst Trans6.98%
ROA1.46%
ROE11.27%
ROIC11.37%
Gross Margin-
Oper. Margin28.57%
Profit Margin23.03%
SMA20-0.29%
SMA500.38%
SMA2001.64%
Trades-

Technical

Shs Outstand15.47M
Shs Float14.20M
Short Float11.38%
Short Ratio8.70
Short Interest1.62M
52W High52.50 -10.36%
52W Low39.06 20.48%
Volatility2.22% 2.26%
ATR (14)1.06
RSI (14)50.12
Beta0.78
Rel Volume0.01
Avg Volume185.72K
Volume108

Performance

Perf Week-1.63%
Perf Month2.66%
Perf Quarter-6.13%
Perf Half Y2.95%
Perf YTD9.59%
Perf Year17.21%
Perf 3Y117.56%
Perf 5Y51.90%
Perf 10Y124.09%
Recom1.80
Target Price55.25
Prev Close47.29
Price47.06
Change %-0.49%

Analyst ratings

latest 10 of 15
DateActionAnalystRating changeTargetImplied
Apr 24, 2026ReiteratedHHovde GroupMarket Perform$46.50 → $47-0.1%
Jan 12, 2026DowngradeHHovde GroupOutperform → Market Perform
Jul 23, 2025ReiteratedHHovde GroupOutperform$41.50 → $47-0.1%
Mar 26, 2025InitiatedSStephensOverweight$43-8.6%
Oct 28, 2024DowngradeRRaymond JamesOutperform → Mkt Perform
Jul 31, 2024InitiatedHHovde GroupOutperform$42-10.8%
Feb 21, 2024UpgradeKKeefe BruyetteMkt Perform → Outperform$32-32.0%
May 04, 2023ResumedPPiper SandlerOverweight$25-46.9%
Feb 28, 2023UpgradePPiper SandlerNeutral → Overweight$27 → $32-32.0%
Feb 21, 2023UpgradeJJanneyNeutral → Buy

Peers

Mkt cap
TickerCompanyMkt cap
CARECarter Bankshares Inc648.89M
FBNCFirst Bancorp2.69B
SFSTSouthern First Bancshares Inc572.57M
SMBKSmartFinancial Inc820.90M
FCBCFirst Community Bankshares Inc864.59M
PEBKPeoples Bancorp Of North Carolina Inc233.15M
CCBGCapital City Bank Group Inc882.67M
CBANColony Bankcorp Inc554.39M
FRSTPrimis Financial Corp364.71M
SHBIShore Bancshares Inc759.72M

Insider trading

latest 14 of 18
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
KENDALL LAURA CDirectorJul 30 '26Option Exercise24.9510,000249,50034,229Aug 03 10:02 AM
KENDALL LAURA CDirectorJul 30 '26Sale51.1310,000511,34824,229Aug 03 10:02 AM
Laura C. KendallDirectorJul 30 '26Proposed Sale51.7410,000517,400Jul 30 12:10 PM
POWELL KRISTIN Y.EVP, Consumer & BB Group ExecMay 27 '26Option Exercise24.951,00024,95022,595May 28 02:04 PM
POWELL KRISTIN Y.EVP, Consumer & BB Group ExecMay 27 '26Sale46.781,00046,78221,595May 28 02:04 PM
Kristin Y. PowellEVP, Consumer and Business BanMay 27 '26Proposed Sale47.201,00047,200May 27 11:37 AM
Westbrook HunterPresident, CEOMay 07 '26Option Exercise26.003,904101,504109,732May 08 02:51 PM
Westbrook HunterPresident, CEOMay 07 '26Sale46.173,904180,240105,828May 08 02:51 PM
Westbrook HunterPresident, CEOMay 05 '26Option Exercise26.0031,022806,572136,850May 07 11:06 AM
Westbrook HunterPresident, CEOMay 06 '26Option Exercise26.005,074131,924110,902May 07 11:06 AM
Westbrook HunterPresident, CEOMay 05 '26Sale45.8131,0221,420,991105,828May 07 11:06 AM
Westbrook HunterPresident, CEOMay 06 '26Sale46.005,074233,428105,828May 07 11:06 AM
Westbrook HunterPresident, CEOMay 01 '26Option Exercise24.9520,000499,000125,828May 05 09:44 AM
Westbrook HunterPresident, CEOMay 01 '26Sale45.6520,000912,910105,828May 05 09:44 AM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
OSCVOpus Small Cap Value Plus ETFAUM: 632.77M
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class Shares-

News

latest 14 of 103
  • HomeTrust Bancshares, Inc. Announces Appointment of New Director (Business Wire)
  • HomeTrust Bancshares: Q3 Earnings Snapshot (Associated Press)
  • HomeTrust Bancshares, Inc. Announces Financial Results for the Third Quarter of the Year Ending December 31, 2026 and Declaration of a Quarterly Dividend (Business Wire)
  • HomeTrust Bancshares, Inc. Announces Completion of Previous Stock Repurchase Program and Authorization of New Stock Repurchase Program (Business Wire)
  • HomeTrust Bancshares, Inc. Expands into Attractive Virginia Markets Through Acquisition of Blue Ridge Bankshares, Inc. (GlobeNewswire)
  • Loading…
  • NC lender to acquire Blue Ridge Bank for $448M (Banking Dive)
  • HomeTrust Bancshares, Inc. Announces Completion of Previous Stock Repurchase Program and Authorization of New Stock Repurchase Program (GlobeNewswire)
  • HomeTrust Bancshares: Q2 Earnings Snapshot (Associated Press)
  • HomeTrust Bancshares, Inc. Announces Financial Results for the Second Quarter of the Year Ending December 31, 2026 and Declaration of a Quarterly Dividend (GlobeNewswire)
  • HomeTrust Bank Adds Specialized Healthcare Banking Division (GlobeNewswire)
  • HomeTrust Named to 2026 KBW Bank Honor Roll and Forbes' 2026 List of America's Best Banks (GlobeNewswire)
  • HomeTrust Bancshares: Q1 Earnings Snapshot (Associated Press)
  • HomeTrust Bancshares, Inc. Announces Financial Results for the First Quarter of the Year Ending December 31, 2026 and an Increase in the Quarterly Dividend (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-211.1620.8981.11055.5354.745
2026Q22026-07-231.0630.8670.94054.5452.955
2026Q12026-04-231.0350.8200.99054.3451.825
2025Q42026-01-220.9300.8640.93553.6152.725
2025Q32025-10-220.9500.8680.95354.1452.855
2025Q22025-07-221.1170.7720.99554.3950.545
2025Q12025-04-240.8400.7440.84050.9349.465
2024Q42025-01-230.8300.7520.82451.4549.874
2024Q32024-10-240.7600.7730.76250.3649.794
2024Q22024-08-280.7340.7300.72750.6550.644
2024Q12024-04-240.8800.7300.88430.9448.473
2023Q42023-07-260.9190.8900.79450.8052.485
2023Q32023-04-260.8490.6350.41549.7648.904
2023Q22023-01-240.9000.7180.89446.0042.494
2023Q12022-10-260.6000.5400.60341.9338.165
2022Q42022-07-270.3900.5440.39238.5837.455

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.9400.9300.653106.63108.1
2018FY1.3801.3570.437120.3121.4
2019FY1.4601.4201.466129.77129.5
2020FY1.3001.0501.307134.44134.5
2021FY2.0601.9750.942143.14142.1
2022FY2.2302.3432.235149.97149.32
2023FY3.8313.0732.972188.5188.47
2024FY3.2003.1233.196202.12200.68
2025FY3.7203.6083.720213.07211.6
2026FY-4.008--219.03
2027FY-4.400--333.38
2028FY-5.000--343.08

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2940354.6654.2055.29
2026Q4S2026-10-2140354.5954.2055.00
2026Q4S2026-10-0740055.4155.0056.49
2026Q4S2026-10-0244055.4155.0056.49
2026Q4S2026-09-2144055.5455.0057.00
2026Q4S2026-07-2444055.5155.0057.00
2026Q4S2026-07-2340054.0753.9454.40
2026Q4S2026-07-0840054.0753.9454.40
2026Q4S2026-07-0740154.0753.9454.40
2026Q4S2026-07-0240254.0753.9454.40
2026Q4S2026-04-2441254.1753.9454.40
2026Q4S2026-04-2340254.3853.6555.47
2026Q4S2026-04-0840154.5853.6555.47
2026Q4S2026-04-0740254.5853.6555.47

Estimate history

EPS, annual0.6530.4371.4661.3070.9422.2352.9723.1963.7243.973
Period201720182019202020212022202320242025TTM
EPS, quarterly0.7620.8240.840.9950.9530.9350.990.941.108
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual114.858136.083159.715166.05158.619154.722265.82295.074290.928285.2
Period201720182019202020212022202320242025TTM
Sales, quarterly74.93174.44171.66272.32274.14672.79871.15169.31971.937
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual18.96819.04217.29616.38716.05515.59117.38717.52817.28615.472
Period201720182019202020212022202320242025MRQ
Shares, quarterly17.51517.52817.55317.49217.5217.28616.80316.38415.472
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2023FY2022FY2021FY2020FY2019FY
Interest Income249.03256.14261.62234.48187.13116.11118.73136.25137.21
Total Interest Expense68.7579.4092.1165.0529.715.3415.4132.1530.38
Net Interest Income180.28176.74169.50169.43157.41110.77103.32104.10106.83
Loan Loss Provision4.176.947.5415.1015.39-0.59-7.138.505.70
Net Interest Income After Loan Loss Provision176.10169.80161.96154.34142.02111.37110.4695.60101.13
Non-Interest Income36.1834.7933.4631.3428.9538.6139.8929.8022.50
Non-Interest Expense130.80125.18125.50118.35110.44104.60107.0496.5993.61
Operating Income81.4879.4169.9267.3360.5345.3843.3028.8130.02
Unusual Expense1.980.000.004.745.460.0024.200.000.00
Net Income Before Taxes81.0680.9569.9163.3257.1645.3819.1028.8134.26
Income Taxes14.5716.5915.1113.2812.569.723.426.027.12
Consolidated Net Income65.6863.7054.2649.6444.1935.3415.5322.5926.96
Net Income From Continuing Operations65.6863.7054.2649.6444.1935.3415.5322.5926.96
Net Income65.6863.7054.2649.6444.1935.3415.5322.5926.96
EPS (Recurring)4.193.723.203.173.042.241.971.311.47
EPS (Basic, Before Extraordinaries)4.003.753.212.972.822.280.971.351.52
EPS (Diluted)3.973.723.202.972.802.240.941.311.47
Non-Operating Income (Expense)1.561.54-0.010.732.100.000.000.000.00
Other After Tax Adjustments-0.81-0.66-0.54-0.40-0.41-0.31-0.14-0.19-0.19
Stock Option Compensation Expense2.752.171.821.211.421.641.611.391.23
Price To Earnings Ratio11.9011.9010.6310.489.5111.2230.1912.3417.94
Price To Sales Ratio2.572.521.941.691.532.552.901.672.90
Operating Margin28.5727.3023.7025.3328.0129.3327.3017.3518.80
Net Margin23.0321.9018.3918.6820.4522.849.7913.6016.88
Shares Outstanding15.4717.2917.5317.3916.8915.5916.0516.3917.30
Market Capitalization747.96747.96590.41467.96362.86393.01463.60272.32459.21

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income62.8961.1761.5063.4765.3963.6463.6366.20
Total Interest Expense16.4315.8817.1919.2520.0119.4120.7322.99
Net Interest Income46.4645.2944.3044.2145.3944.2342.9143.20
Loan Loss Provision0.810.920.372.082.021.301.54-0.85
Net Interest Income After Loan Loss Provision45.6644.3743.9442.1343.3742.9341.3744.06
Non-Interest Income9.058.159.659.338.758.688.038.24
Non-Interest Expense33.2332.9032.9831.6931.2731.2530.9634.01
Operating Income21.4719.6220.6119.7720.8620.3518.4318.29
Unusual Expense0.901.080.000.000.000.000.000.00
Net Income Before Taxes20.5919.6420.9919.8420.8621.8318.4318.29
Income Taxes2.624.014.223.714.374.623.894.09
Consolidated Net Income17.7315.4316.5615.9616.3217.0214.3714.08
Net Income From Continuing Operations17.7315.4316.5615.9616.3217.0214.3714.08
Net Income17.7315.4316.5615.9616.3217.0214.3714.08
EPS (Recurring)1.150.990.990.930.950.990.840.82
EPS (Basic, Before Extraordinaries)1.110.951.000.940.961.000.840.83
EPS (Diluted)1.110.940.990.930.950.990.840.82
Non-Operating Income (Expense)0.021.100.380.070.001.480.000.00
Other After Tax Adjustments-0.23-0.20-0.22-0.17-0.17-0.19-0.17-0.13
Stock Option Compensation Expense0.640.550.590.970.450.380.370.78
Price To Earnings Ratio11.9012.8811.4611.8911.9711.8710.7210.63
Price To Sales Ratio2.572.852.452.522.402.181.991.95
Operating Margin29.8528.3028.9727.1628.1328.1425.7224.58
Net Margin24.6522.2623.2721.9222.0123.5320.0618.91
Shares Outstanding15.4716.3816.8017.2917.5217.4917.5517.53
Market Capitalization747.96838.42722.00749.05716.49656.49602.23590.41

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2023FY2022FY2021FY2020FY2019FY2018FY
Cash & Due from Banks14.4118.7818.3119.2720.9122.3131.9140.9145.22
Investments709.81675.90724.48673.09530.56532.10694.03508.92524.33
Net Loans3,536.683,603.013,591.383,611.632,734.612,697.802,741.052,683.762,504.79
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets---0.000.200.190.342.933.68
Net Property, Plant & Equipment70.0377.9480.2082.8474.9476.4163.0661.0562.54
Interest Receivables15.9718.3416.9014.838.577.9312.3110.539.34
Deferred Tax Assets24.7927.1029.2730.5626.4229.3627.7631.9536.95
Other Intangible Assets188.81190.72229.57194.91167.93171.08163.82141.55121.70
Total Assets4,560.504,611.794,690.104,627.133,564.143,537.183,734.273,481.613,308.55
Total Deposits3,710.003,779.203,661.373,601.173,099.762,955.542,785.762,327.262,196.25
Total Debt184.27207.68454.76478.028.40123.67481.82680.00636.91
Long Term Debt17.3719.6837.9039.306.847.13480.44680.00636.91
Provision for Risks Charges9.182.677.928.988.845.445.305.295.24
Deferred Tax Liabilities14.8716.3617.4719.6414.9412.4611.425.434.38
Other Liabilities41.5054.1248.6948.1343.3643.5541.7154.7456.52
Total Liabilities3,959.814,060.034,190.214,155.953,175.303,140.673,326.013,072.712,899.31
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity600.69551.76499.89471.19388.85396.52408.26408.90409.24
Total Shareholders Equity600.69551.76499.89471.19388.85396.52408.26408.90409.24
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity600.69551.76499.89471.19388.85396.52408.26408.90409.24
Total Liabilities & Stockholders Equity4,560.504,611.794,690.104,627.133,564.143,537.183,734.273,481.613,308.55
Book Value Per Share34.7531.4828.7527.9024.9424.7024.9123.6421.49
Tangible Book Value Per Share32.5029.1626.2725.2423.2923.0823.2822.0119.91
Tier 1 Capital571.14525.58-447.74372.80375.32374.44374.73372.19
Tier 2 Capital46.1044.54-39.5623.1623.0928.5321.8821.52
Full-Time Employees574563565556515575590505520
Price to Book Ratio1.281.090.970.751.001.130.641.131.33
Return on Assets1.391.171.201.081.000.430.630.790.25
Return on Equity11.0610.3211.1710.289.003.865.536.592.03
Return on Invested Capital10.319.509.238.668.933.852.542.480.78
Current Ratio0.100.120.100.090.120.120.270.260.26

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2023FY2022FY2021FY2020FY2019FY
Funds from Operations142.5457.9847.89-6.6660.5638.4827.6929.7732.78
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-23.13-8.49-2.46-4.77-5.24-2.021.21-8.05-9.25
Cash from Operating Activities119.4249.4945.44-11.4355.3236.4628.9121.7123.52
Capital Expenditures-4.99-6.75-16.77-45.78-14.86-9.68-25.39-17.08-18.84
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses10.599.130.268.0516.628.300.000.000.00
Purchase or Sale of Investments3.8214.25-24.0828.89179.5622.8285.35-60.2630.61
Purchase of Investments-42.97-23.00-52.79-17.04-292.41-600.13-107.99-134.76-40.50
Sale Or Maturity of Investments46.7837.2528.7145.93471.96622.95193.3474.5171.10
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.792.7046.705.6230.600.001.310.480.01
Cash from Investing Activities45.84110.0620.8121.90-218.8531.51130.15-188.71-166.39
Cash Dividends Paid-9.28-8.38-7.67-3.55-6.23-5.45-5.02-4.55-3.18
Change in Capital Stock-84.46-13.491.430.014.80-37.61-11.77-23.16-29.67
Repurchase of Common Pref Stock-86.67-14.92-1.01-0.14-0.34-43.69-16.36-24.71-30.84
Sale of Common Pref Stock2.211.442.440.155.146.084.591.541.17
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-26.26-23.00-245.76-23.50432.54-115.00-382.69-205.0045.00
Change in Long Term Debt-10.260.000.000.00-4.460.00-382.69-205.0045.00
Issuance of Long Term Debt1.080.000.000.0020.2660.000.000.0045.00
Reduction of Long Term Debt-11.340.000.000.00-24.73-60.00-382.69-205.000.00
Net Financing Active Other Cash Flow34.250.000.000.000.000.000.000.000.00
Other Financing Activities Uses-0.000.000.00--0.000.00-
Cash from Financing Activities-234.62-114.08-134.1733.17361.91-13.84-229.69217.57143.16
Net Change in Cash-69.3645.47-67.9243.64198.3854.13-70.6350.580.30
Free Cash Flow114.4442.7728.70-25.8940.5726.953.594.804.82
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow6.9621.3627.19-9.6018.38-1,133.92280.76
Federal Home Loan Advances Increase (Decrease)--9.314.443.65-9.761.6315.246.43-3.45

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks15.0017.1414.5114.4115.4416.66
Investments517.05567.82591.10709.81696.53651.73
Net Loans3,588.823,582.453,505.973,536.683,600.533,627.81
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment69.2069.5369.5970.0371.0071.25
Interest Receivables13.4414.5314.6415.9717.0816.55
Deferred Tax Assets11.099.398.5124.799.799.97
Other Intangible Assets202.56175.36181.71188.81181.77184.07
Total Assets4,421.764,440.284,386.344,560.504,592.144,578.05
Total Deposits3,583.613,606.853,639.543,710.003,698.233,666.18
Total Debt221.95183.36109.01184.27249.63284.65
Long Term Debt7.477.3917.5717.3719.1618.75
Provision for Risks Charges3.483.473.574.143.593.33
Deferred Tax Liabilities---14.87--
Other Liabilities42.5846.0041.8146.5444.8644.62
Total Liabilities3,851.623,839.683,793.933,959.813,996.303,998.78
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity570.13600.60592.41600.69595.83579.27
Total Shareholders Equity570.13600.60592.41600.69595.83579.27
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity570.13600.60592.41600.69595.83579.27
Total Liabilities & Stockholders Equity4,421.764,440.284,386.344,560.504,592.144,578.05
Book Value Per Share36.8536.6635.2634.7534.0133.12
Tangible Book Value Per Share34.3934.3232.9632.5031.7630.84
Tier 1 Capital-562.70564.13571.14566.19549.89
Tier 2 Capital-43.7344.6546.1047.1547.94
Full-Time Employees---574--
Price to Book Ratio1.281.421.231.261.241.16
Return on Assets1.461.431.471.391.341.26
Return on Equity11.2710.8911.3811.0510.8810.60
Return on Invested Capital3.072.542.712.582.652.85
Current Ratio0.090.090.090.100.110.09

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations31.67-3.74114.190.42-10.48-1.39
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-21.374.13-3.36-2.53-0.77-7.44
Cash from Operating Activities10.300.39110.83-2.11-11.26-8.83
Capital Expenditures-1.77-1.35-0.82-1.05-0.78-1.81
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses1.915.972.650.070.688.15
Purchase or Sale of Investments3.883.06-6.963.84-0.567.55
Purchase of Investments-4.29-14.39-12.96-11.32-4.81-3.92
Sale Or Maturity of Investments8.1717.456.0115.154.2511.47
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.270.530.000.00
Cash from Investing Activities-5.20-62.2136.3976.8634.48-6.94
Cash Dividends Paid-2.43-2.47-2.17-2.21-2.05-2.06
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-44.52-5.90-23.60-10.440.40-2.61
Repurchase of Common Pref Stock-44.82-7.17-23.66-11.03-0.12-2.85
Sale of Common Pref Stock0.301.260.060.590.520.23
Proceedsfrom Stock Options-0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net39.0074.74-75.00-65.00-35.0088.00
Change in Long Term Debt0.00-10.260.000.000.000.00
Issuance of Long Term Debt0.001.080.000.000.000.00
Reduction of Long Term Debt0.00-11.340.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.0034.250.00-34.25
Other Financing Activities Uses--0.0034.250.00-34.25
Cash from Financing Activities-31.1833.67-171.22-65.89-4.6113.15
Net Change in Cash-26.08-28.15-24.008.8618.62-2.62
Free Cash Flow8.53-0.95110.02-3.16-12.02-10.63
Price to Free Cash Flow6.969.649.4221.3117.336.92

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3011.38%1.6M14.2M190.57K
2026-10-1510.47%1.6M15.0M192.05K
2026-09-309.45%1.4M15.0M190.15K
2026-09-157.60%1.1M15.0M185.15K
2026-08-315.04%0.8M15.0M162.02K
2026-08-142.51%0.4M15.0M123.45K
2026-07-311.79%0.3M15.0M108.81K
2026-07-151.61%0.2M15.1M96.42K
2026-06-301.74%0.3M15.1M87.55K
2026-06-151.79%0.3M15.1M71.51K
2026-05-292.00%0.3M15.1M69.60K
2026-05-152.24%0.3M15.1M73.57K
2026-04-302.04%0.3M15.1M76.94K
2026-04-152.02%0.3M15.2M79.70K
2026-03-312.17%0.3M15.2M78.39K
2026-03-131.37%0.2M15.2M76.78K
2026-02-270.96%0.2M15.7M70.61K
2026-02-131.10%0.2M15.7M67.01K
2026-01-301.14%0.2M15.7M62.40K
2026-01-150.84%0.1M15.7M64.60K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call25.0020.0024.500.004.2520.000.000.872-0.4960.016
call30.0015.0019.500.003.3150.000.000.834-0.4720.019
call35.0010.0014.500.002.5130.000.000.786-0.4350.023
call40.005.009.500.001.7880.000.000.722-0.3810.026
call45.000.005.000.001.2510.000.000.623-0.2730.029
call50.000.005.000.101.9823.000.000.482-0.2830.031
call55.000.005.000.102.5044.000.000.435-0.3890.031
call60.000.005.000.002.9250.000.000.398-0.4460.030
call65.000.005.000.003.2820.000.000.373-0.4900.029
call70.000.005.000.003.5930.000.000.355-0.5280.029
put25.000.005.000.006.0340.000.00-0.128-0.4950.016
put30.000.005.000.004.8090.000.00-0.166-0.4710.019
put35.000.005.000.003.7840.000.00-0.214-0.4330.023
put40.000.005.000.002.8760.000.00-0.278-0.3780.026
put45.000.005.001.482.0182.000.00-0.377-0.2700.029
put50.000.705.000.001.0880.000.00-0.517-0.2790.031
put55.005.6010.000.001.5770.000.00-0.565-0.3850.031
put60.0010.5015.000.001.9640.000.00-0.601-0.4410.030
put65.0015.5020.000.002.2910.000.00-0.626-0.4850.029
put70.0020.5025.000.002.5760.000.00-0.645-0.5210.029

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-03424B3SEC
2026-10-30EFFECTEffectiveness filing by commission orderSEC
2026-10-29S-4/ASEC
2026-10-288-KCurrent report2026-10-26SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-068-KCurrent report2026-10-06SEC
2026-10-058-KCurrent report2026-10-02SEC
2026-10-02S-4Registration statement for securities to be issued in business combination transactionsSEC
2026-08-17425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-08-178-KCurrent report2026-08-16SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-06SCHEDULE 13G/ASEC
2026-08-048-KCurrent report2026-08-03SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-30144Filing for proposed sale of securities under Rule 144.SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-14SCHEDULE 13GSEC
2026-07-103Initial statement of beneficial ownership of securities2026-07-01SEC
2026-07-078-KCurrent report2026-07-07SEC
2026-06-2611-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-0700511.35K1
2026-060000
2026-05002.79M5
2026-040000
2026-030000
2026-020090.00K1
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.98%
DIMENSIONAL FUND ADVISORS LP5.38%
FJ Capital Management LLC4.99%
VANGUARD CAPITAL MANAGEMENT LLC3.83%
AMERICAN CENTURY COMPANIES INC3.31%
ALLIANCEBERNSTEIN L.P.2.85%
STATE STREET CORP2.75%
RENAISSANCE TECHNOLOGIES LLC2.60%
GEODE CAPITAL MANAGEMENT, LLC2.50%
Boston Partners2.27%

Funds

Fund% owned
Avantis U.S. Small Cap Value ETF3.00%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.86%
iShares Russell 2000 ETF2.43%
U.S. SMALL CAP VALUE PORTFOLIO1.21%
Fidelity Small Cap Index Fund0.99%
iShares Russell 2000 Value ETF0.91%
VANGUARD EXTENDED MARKET INDEX FUND0.88%
BlackRock Advantage Small Cap Core Fund0.87%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.60%
U.S. Targeted Value Portfolio0.59%

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