OakChart

C & F Financial Corp

CFFIFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 11:17 AM ET

107.59-0.11 (-0.10%)
2026-11-11 17:18 CET
Market cap
350.00 USD m
Revenue, TTM
- USD m
Net income, TTM
30.29 USD m
Free cash flow, TTM
42.18 USD m
EPS diluted, TTM
9.32
P/E
11.54
Compare

Price

CFFI against its 20, 50 and 200-day averages
2050200beatearnings
80.00100.00172K345KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26CFFIclose 107.5920-day 107.5450-day 100.99200-day 83.60107.5952w high

6.8% under the 52-week high of 115.40 on 4 Nov 2026. 52-week low 66.48 on 14 Nov 2025. Last 15 sessions, 9.8% high to low

Profile

CFFI
52-week range, 84% of the way up
66.48115.4

C&F Financial Corp. is a bank holding company, which engages in the provision of banking services to individuals and businesses. It operates through the following segments: Community Banking, Mortgage Banking and Consumer Finance. The Community Banking segment provides checking and savings deposit accounts, business, real estate, development, mortgage, home equity, and installment loans. The Mortgage Banking segment offers ancillary mortgage loan origination services for loan settlement and residential appraisals. The Consumer Finance segment consists of automobile financing through lending programs that are designed to serve customers in the non-prime market who have limited access to traditional automobile financing. The company was founded on March 8, 1994 and is headquartered in Toano, VA.

IndexRUT
Employees575
IPOJan 26, 1998
Beta0.35
ATR, 14d3.22
Rel volume0.44
Short float2.26%
Insider own6.76%
Inst own41.55%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap349.64M
Enterprise Value-
Income30.29M
Sales197.12M
Book/sh82.66
Cash/sh-
Dividend Est.-
Dividend TTM1.90 (1.77%)
Dividend Ex-DateSep 15, 2026
Dividend Gr. 3/5Y3.91% 3.90%
Payout22.20%
Employees575
IPOJan 26, 1998

Ratios

P/E11.54
Forward P/E-
PEG-
P/S1.77
P/B1.30
P/C-
P/FCF8.29
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.09
Debt/Eq0.51
LT Debt/Eq0.27
Option/ShortNo / Yes

Earnings

EPS (ttm)9.32
EPS next Y-
EPS next Q2.53
EPS this Y-
EPS next Y-
EPS next 5Y-
EPS past 3/5Y-0.01% 6.46%
Sales past 3/5Y12.76% 4.09%
EPS Y/Y TTM15.32%
Sales Y/Y TTM8.41%
EPS Q/Q16.48%
Sales Q/Q4.17%
EarningsOct 26 AMC
EPS/Sales Surpr.3.66% -5.65%

Ownership

Insider Own6.76%
Insider Trans-4.24%
Inst Own41.55%
Inst Trans0.77%
ROA1.10%
ROE11.60%
ROIC8.86%
Gross Margin-
Oper. Margin19.02%
Profit Margin15.36%
SMA200.05%
SMA506.54%
SMA20028.69%
Trades-

Technical

Shs Outstand3.25M
Shs Float3.03M
Short Float2.26%
Short Ratio1.03
Short Interest0.07M
52W High115.40 -6.77%
52W Low66.48 61.84%
Volatility3.83% 3.01%
ATR (14)3.22
RSI (14)55.18
Beta0.35
Rel Volume0.44
Avg Volume66.75K
Volume9,097

Performance

Perf Week-4.13%
Perf Month3.32%
Perf Quarter21.60%
Perf Half Y43.95%
Perf YTD48.22%
Perf Year51.75%
Perf 3Y95.37%
Perf 5Y103.73%
Perf 10Y154.05%
Recom1.00
Target Price124.00
Prev Close107.70
Price107.59
Change %-0.10%

Analyst ratings

latest 1 of 1
DateActionAnalystRating changeTargetImplied
Sep 29, 2026InitiatedDDA DavidsonBuy$115+6.9%

Peers

Mkt cap
TickerCompanyMkt cap
FXNCFirst National Corp (Strasburg, VA)271.72M
VABKVirginia National Bankshares Corp292.01M
EFSIEagle Financial Services Inc248.09M
NKSHNational Bankshares Inc252.79M
FVCBFVCBankcorp Inc292.97M
TOWNTownebank Portsmouth VA3.37B
BOTJBank of the James Financial Group Inc116.81M
BHRBBurke & Herbert Financial Services Corp1.43B
CARECarter Bankshares Inc640.45M
AUBAtlantic Union Bankshares Corp5.55B

Insider trading

latest 14 of 26
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
THOMAS F CHERRYOfficerNov 05 '26Proposed Sale112.231,560175,079Nov 05 09:55 AM
Fox Mark APRESIDENT & CEO C&F MORTGAGENov 04 '26Sale111.991,000111,99010,527Nov 04 01:28 PM
Mark A FoxOfficerNov 04 '26Proposed Sale110.981,000110,980Nov 04 09:36 AM
Crone S DustinPRESIDENT & CEO C&F FINANCESep 04 '26Sale94.4190084,9698,378Sep 09 12:09 PM
DILLON LARRY GEXECUTIVE CHAIRMANSep 04 '26Sale95.071,00095,07033,058Sep 08 10:38 AM
Crone S DustinDirectorSep 04 '26Proposed Sale94.332,500235,825Sep 04 12:22 PM
LARRY G DILLONOfficerSep 04 '26Proposed Sale94.631,00094,630Sep 04 11:32 AM
DILLON LARRY GEXECUTIVE CHAIRMANAug 20 '26Sale86.001,00086,00034,058Aug 20 01:45 PM
LARRY G DILLONOfficerAug 19 '26Proposed Sale87.621,00087,620Aug 19 11:36 AM
PEAY D ANTHONYDirectorAug 05 '26Sale85.9242536,5161,850Aug 07 12:53 PM
CHERRY THOMAS FPRESIDENT & CEOAug 05 '26Sale87.1350043,56538,869Aug 07 12:51 PM
Seaman John A IIIEVP, CHIEF CREDIT OFFICERAug 03 '26Sale84.6165054,9964,632Aug 04 11:01 AM
John A III SeamanOfficerAug 03 '26Proposed Sale82.5965053,684Aug 03 11:19 AM
CHERRY THOMAS FPRESIDENT & CEOJun 12 '26Sale77.5014110,92839,369Jun 15 01:10 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 206
  • C&F: Q3 Earnings Snapshot (Associated Press)
  • C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months of 2026 (GlobeNewswire)
  • Top Research Reports for Amgen, Thermo Fisher & Pepsi (Zacks)
  • C&F Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
  • C&F: Q2 Earnings Snapshot (Associated Press)
  • Loading…
  • C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months (GlobeNewswire)
  • C&F Announces Expansion into Lynchburg Market (GlobeNewswire)
  • C&F Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
  • C&F Financial Corporation Announces Sale of Interest in Bearing Insurance Group and Executes Strategic Restructuring of Securities Portfolio (GlobeNewswire)
  • C&F: Q1 Earnings Snapshot (Associated Press)
  • C&F Financial Corporation Announces Net Income for First Quarter (GlobeNewswire)
  • C&F Financial Corporation Announces Increase in Quarterly Dividend (GlobeNewswire)
  • C&F Financial Q4 Earnings Rise Y/Y on Loan Growth, Margin Gains (Zacks)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-262.5502.4602.55038.2140.501
2026Q22026-07-232.405-2.63340.07--
2026Q12026-04-23--2.07736.26--
2025Q42026-01-27--2.06936.21--
2025Q32025-10-23--2.18536.34--
2025Q22025-07-24--2.37536.66--
2025Q12025-04-24--1.65932.87--
2024Q42025-01-28--1.86732.34--
2024Q32024-10-29--1.654---
2024Q22024-07-24--1.49831.44--
2024Q12024-04-19--1.00930.94--
2023Q32023-10-26--1.70730.73--
2023Q22023-07-26--1.84132.34--
2023Q12023-04-26--1.85932.61--
2022Q42023-01-242.300-2.96636.12--
2022Q32022-10-27--1.84630.66--

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2010FY2.2402.2202.24080.9884.46
2011FY3.7203.7203.720100.8488.99

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2710139.4039.4039.40
2026Q4S2026-10-2610041.7041.7041.70
2026Q4S2026-09-3010041.7041.7041.70
2026Q4S2026-09-2510041.6741.6741.67
2026Q4S2026-09-2410041.7041.7041.70
2026Q4R2026-10-271102.532.532.53
2026Q4R2026-10-261002.482.482.48
2026Q4R2026-09-301002.482.482.48
2026Q4E2026-10-271102.532.532.53
2026Q4E2026-10-261002.482.482.48
2026Q4E2026-09-301002.482.482.48
2026Q4E2026-09-251002.482.482.48
2026Q4E2026-09-241002.482.482.48
2026Q3S2026-09-3010040.5040.5040.50

Estimate history

EPS, annual1.8855.1475.4656.0627.9548.2916.9186.0118.2899.3243
Period201720182019202020212022202320242025TTM
EPS, quarterly1.6541.8671.6592.3752.1852.0692.0772.6332.545
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual116.825118.306127.022152.331143.172129.836153.752170.132186.13197.12
Period201720182019202020212022202320242025TTM
Sales, quarterly44.90343.39343.56147.25547.62747.68747.69652.12749.612
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual3.4963.4973.4383.673.5463.4773.3743.2343.2463.251
Period201720182019202020212022202320242025MRQ
Shares, quarterly3.2343.2343.2343.2383.2383.2463.2483.253.251
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income160.39151.50139.59124.14101.3593.7396.9195.0192.55
Total Interest Expense45.9045.2942.8226.437.898.3613.3814.5611.03
Net Interest Income114.49106.2196.7897.7193.4685.3783.5380.4581.52
Loan Loss Provision12.5511.5513.258.283.170.5711.088.5211.01
Net Interest Income After Loan Loss Provision101.9494.6683.5389.4390.2984.7972.4571.9470.52
Non-Interest Income36.7334.6330.5429.6128.4849.4455.4232.0125.76
Non-Interest Expense101.1896.2289.9389.8881.8195.8896.4593.1985.83
Operating Income37.4833.0724.1329.1636.9638.3631.4210.7610.44
Unusual Expense0.000.000.000.000.000.282.200.000.00
Net Income Before Taxes37.4833.0724.1329.1636.9638.0829.2223.9322.54
Income Taxes7.096.084.215.427.598.966.795.084.52
Consolidated Net Income30.3926.9919.9223.7529.3729.1222.4218.8518.02
Net Income From Continuing Operations30.2926.8419.8323.6029.1628.6722.1218.8618.02
Net Income30.2926.8419.8323.6029.1628.6722.1218.8618.02
EPS (Recurring)9.318.296.016.928.298.016.48--
EPS (Basic, Before Extraordinaries)9.328.296.016.928.297.956.065.475.15
EPS (Diluted)9.328.296.016.928.297.956.065.475.15
Non-Operating Income (Expense)0.000.000.000.000.000.000.0013.1712.10
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.651.461.521.581.561.701.451.470.98
Price To Earnings Ratio11.5511.5512.588.148.316.446.1210.1210.34
Price To Sales Ratio1.621.261.381.511.581.290.891.501.57
Operating Margin19.0217.7714.1818.9728.4726.8020.628.478.83
Net Margin15.3614.4211.6615.3522.4620.0214.5214.8515.23
Shares Outstanding3.253.253.233.373.483.553.673.443.50
Market Capitalization350.00350.00230.43229.70202.67183.90135.44189.45186.34

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income41.5840.3539.1539.3238.7837.4135.9936.44
Total Interest Expense11.4011.2611.4411.8011.6110.9010.9811.34
Net Interest Income30.1729.0927.7127.5227.1726.5125.0125.10
Loan Loss Provision2.752.653.603.552.902.103.003.50
Net Interest Income After Loan Loss Provision27.4226.4424.1123.9724.2724.4122.0121.60
Non-Interest Income8.0411.788.558.378.849.857.576.95
Non-Interest Expense25.2827.3524.3224.2424.4424.6323.0621.32
Operating Income10.1810.878.348.098.689.636.527.23
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes10.1810.878.348.098.839.636.527.23
Income Taxes1.922.241.551.381.721.861.131.21
Consolidated Net Income8.268.636.796.727.117.775.396.03
Net Income From Continuing Operations8.288.566.756.707.087.695.376.04
Net Income8.288.566.756.707.087.695.376.04
EPS (Recurring)2.552.632.082.072.182.371.661.87
EPS (Basic, Before Extraordinaries)2.542.632.082.072.192.371.661.87
EPS (Diluted)2.542.632.082.072.192.371.661.87
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.420.430.410.380.350.360.360.77
Price To Earnings Ratio11.559.198.808.988.909.2411.1812.58
Price To Sales Ratio1.621.331.251.261.201.121.261.35
Operating Margin20.5220.8517.4916.9718.2220.3714.9816.67
Net Margin16.6816.4314.1514.0514.8616.2812.3213.91
Shares Outstanding3.253.253.253.253.243.243.233.23
Market Capitalization350.00260.35237.48235.06217.61199.95218.33230.43

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks13.6216.1616.3819.6119.6917.7421.1514.1414.07
Investments573.55499.80548.11545.84710.91585.47428.86363.46384.97
Net Loans2,014.901,880.311,702.491,595.201,369.901,313.251,082.321,028.10992.06
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.940.780.650.351.021.201.100.250.17
Net Property, Plant & Equipment48.4849.6750.0052.3053.9052.7335.2637.1036.97
Interest Receivables11.7310.5910.408.986.818.106.787.447.59
Deferred Tax Assets21.5025.1425.6228.9920.4421.3716.5116.7516.76
Other Intangible Assets91.5988.6891.7488.0288.6894.2756.3258.7461.14
Total Assets2,775.952,570.792,445.392,339.292,271.362,094.131,662.721,525.971,513.72
Total Deposits2,345.722,170.862,066.132,003.861,914.611,752.171,291.251,181.661,171.43
Total Debt115.81124.87112.4295.0593.7878.66163.98159.69167.86
Long Term Debt94.6495.8853.0857.4057.8857.03138.74137.77147.24
Provision for Risks Charges-0.200.150.150.000.000.000.000.000.00
Deferred Tax Liabilities7.467.426.896.986.837.825.294.564.67
Other Liabilities44.8140.5242.2937.1745.1061.0136.9228.1028.07
Total Liabilities2,513.602,343.822,227.872,143.062,060.331,899.661,497.441,374.011,372.02
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity261.75226.36216.88195.63210.32193.81164.80151.96141.70
Total Shareholders Equity261.75226.36216.88195.63210.32193.81164.80151.96141.70
Accumulated Minority Interest0.590.610.640.600.710.670.480.000.00
Total Equity262.35226.97217.52196.23211.02194.47165.28151.96141.70
Total Liabilities & Stockholders Equity2,775.952,570.792,445.392,339.292,271.362,094.131,662.721,525.971,513.72
Book Value Per Share80.6470.0064.2856.2759.3252.8047.9343.4540.53
Tangible Book Value Per Share72.6061.8656.3948.5451.6645.3247.6739.0035.95
Tier 1 Capital274.47252.37244.83233.58213.09196.14179.23168.50155.37
Tier 2 Capital68.3946.7844.5747.0244.6843.9216.6915.2815.01
Full-Time Employees575545594613650697643634650
Price to Book Ratio1.301.011.151.100.860.701.151.221.38
Return on Assets1.000.790.991.261.311.181.181.190.44
Return on Equity11.008.9511.4414.3714.1912.3411.9112.274.68
Return on Invested Capital7.536.168.7411.5210.698.826.216.222.27
Current Ratio0.070.140.070.040.290.110.300.250.47

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations46.8623.4329.7640.0199.96161.29-87.68-16.0143.73
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital1.761.067.00-1.20-9.40-3.907.310.853.39
Cash from Operating Activities48.6224.4936.7738.8190.56157.39-80.37-15.1647.12
Capital Expenditures-6.44-2.33-3.49-1.46-3.39-4.79-10.23-2.71-3.37
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.001.970.008.000.000.23
Purchase or Sale of Investments-21.53-22.0344.2161.54-186.90-95.20-59.0327.89-0.24
Purchase of Investments-165.50-87.65-56.40-39.27-242.23-209.22-201.87-48.22-51.32
Sale Or Maturity of Investments143.9865.62100.60100.8155.33114.02142.8476.1051.09
Other Uses--0.05--1.83---7.40-3.770.00
Other Sources0.480.000.070.003.297.332.230.790.00
Cash from Investing Activities-173.56-169.35-146.92-56.34-411.28-138.69-183.29-35.93-47.52
Cash Dividends Paid-6.17-5.95-5.78-5.99-5.76-5.67-5.55-5.13-4.93
Change in Capital Stock-1.50-0.94-8.76-7.76-5.37-8.23-1.06-4.38-0.96
Repurchase of Common Pref Stock-1.50-0.94-8.76-7.76-5.37-8.23-1.06-4.38-1.10
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.14
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.14
Issuance or Reduction of Debt, Net25.00-8.9910.7717.631.8614.28-97.711.44-8.21
Change in Long Term Debt25.0020.0040.00-4.000.000.00-101.800.00-2.50
Issuance of Long Term Debt65.0040.0040.000.000.000.0019.927.000.00
Reduction of Long Term Debt-40.00-20.000.00-4.000.000.00-121.73-7.00-2.50
Net Financing Active Other Cash Flow-0.55-0.56-0.38-0.13-0.34-0.71-0.18-0.00-0.14
Other Financing Activities Uses-0.55-0.56-0.38-0.13-0.34-0.71-0.18-0.00-0.14
Cash from Financing Activities74.82158.41100.5866.0379.64162.38184.90101.51-4.01
Net Change in Cash-50.1213.55-9.5748.50-241.08181.08-78.7650.42-4.41
Free Cash Flow42.1822.1633.2837.3587.17152.60-90.60-17.8743.75
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow8.8514.508.557.422.521.26--4.80
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.05

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks15.1919.3715.2913.6215.2517.91
Investments524.04554.84598.23573.55562.92552.04
Net Loans2,104.932,073.112,035.392,014.901,968.781,952.09
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment42.4440.3338.7348.4839.2639.33
Interest Receivables12.3111.7711.7511.7310.9610.93
Deferred Tax Assets17.3613.0514.4121.5015.0516.88
Other Intangible Assets94.1496.7299.0891.5996.8994.98
Total Assets2,811.192,809.972,813.752,775.952,711.292,686.39
Total Deposits2,356.082,365.362,399.462,345.722,298.032,256.31
Total Debt138.09118.17103.25115.81113.41146.13
Long Term Debt73.0973.1783.2594.6493.41103.49
Provision for Risks Charges1.651.751.75-0.201.650.05
Deferred Tax Liabilities---7.46--
Other Liabilities46.0546.2943.1844.8144.3142.98
Total Liabilities2,541.872,531.582,547.642,513.602,457.412,445.48
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity268.75277.79265.47261.75253.28240.31
Total Shareholders Equity268.75277.79265.47261.75253.28240.31
Accumulated Minority Interest0.560.610.640.590.600.60
Total Equity269.32278.39266.11262.35253.89240.92
Total Liabilities & Stockholders Equity2,811.192,809.972,813.752,775.952,711.292,686.39
Book Value Per Share82.6685.4681.7380.6478.2374.21
Tangible Book Value Per Share74.6677.4573.7072.6070.1566.12
Tier 1 Capital294.18286.87279.62274.47269.28263.15
Tier 2 Capital69.0769.19-68.3967.7267.65
Full-Time Employees---575--
Price to Book Ratio1.300.980.900.930.910.85
Return on Assets1.101.061.041.000.990.95
Return on Equity11.6011.2311.2811.0010.8910.67
Return on Invested Capital2.422.441.931.882.042.24
Current Ratio0.090.120.150.070.190.15

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations28.6223.22-7.402.4123.91-6.03
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital0.641.47-0.17-0.18-0.471.64
Cash from Operating Activities29.2624.69-7.572.2323.44-4.39
Capital Expenditures-2.95-2.41-0.32-0.76-0.74-0.57
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-16.3924.55-14.19-15.494.46-3.93
Purchase of Investments-31.43-74.74-28.78-30.55-14.78-18.08
Sale Or Maturity of Investments15.0499.2914.5915.0519.2314.16
Other Uses--0.000.020.60-0.58
Other Sources-0.44-0.711.630.000.000.00
Cash from Investing Activities-54.42-18.79-35.58-64.76-14.98-56.07
Cash Dividends Paid-1.56-1.56-1.56-1.49-1.49-1.49
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-0.01-0.37-0.61-0.510.00-0.01
Repurchase of Common Pref Stock-0.01-0.37-0.61-0.510.00-0.01
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net20.0015.00-10.000.00-32.6426.73
Change in Long Term Debt20.005.000.000.00-12.0032.00
Issuance of Long Term Debt50.0015.000.000.00-12.0052.00
Reduction of Long Term Debt-30.00-10.000.000.000.00-20.00
Net Financing Active Other Cash Flow-0.12-0.20-0.11-0.12-0.15-0.20
Other Financing Activities Uses-0.12-0.20-0.11-0.12-0.15-0.20
Cash from Financing Activities9.03-21.2241.4545.577.4464.70
Net Change in Cash-16.14-15.32-1.71-16.9615.904.24
Free Cash Flow26.3122.29-7.891.4722.70-4.95
Price to Free Cash Flow8.858.0144.7214.504.3620.49

Revenue breakdown

United States2024: 127.31M 2025: 140.84M
Community Banking2024: 89.28M 2025: 99.21M
Consolidation, Policy2024: -182.00K 2025: -174.00K
Consumer Finance2024: 27.05M 2025: 26.91M
Mortgage Banking2024: 12.12M 2025: 15.83M
Other Operating2024: -958.00K 2025: -937.00K

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.26%0.1M3.0M65.27K
2026-10-152.21%0.1M3.0M53.14K
2026-09-301.61%0.0M3.0M45.19K
2026-09-151.66%0.1M3.0M34.01K
2026-08-311.27%0.0M3.0M22.63K
2026-08-141.12%0.0M3.0M12.31K
2026-07-311.06%0.0M3.0M6.21K
2026-07-151.07%0.0M3.0M6.01K
2026-06-301.26%0.0M3.0M5.94K
2026-06-151.14%0.0M3.0M5.00K
2026-05-290.99%0.0M3.0M4.74K
2026-05-150.98%0.0M3.0M4.48K
2026-04-301.16%0.0M3.0M4.47K
2026-04-151.25%0.0M3.0M4.46K
2026-03-311.34%0.0M3.0M4.19K
2026-03-131.60%0.0M3.0M4.27K
2026-02-271.29%0.0M3.0M4.47K
2026-02-131.35%0.0M3.0M4.64K
2026-01-301.79%0.1M3.0M4.58K
2026-01-151.71%0.1M3.0M4.55K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-05144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-10-268-KCurrent report2026-10-26SEC
2026-09-094Statement of changes in beneficial ownership of securities2026-09-04SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-04SEC
2026-09-04144Filing for proposed sale of securities under Rule 144.SEC
2026-09-04144Filing for proposed sale of securities under Rule 144.SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-19144Filing for proposed sale of securities under Rule 144.SEC
2026-08-198-KCurrent report2026-08-19SEC
2026-08-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-05SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-238-KCurrent report2026-07-23SEC
2026-07-074Statement of changes in beneficial ownership of securities2026-07-03SEC
2026-06-188-KCurrent report2026-06-16SEC
2026-06-1711-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-154Statement of changes in beneficial ownership of securities2026-06-11SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-06-05SEC
2026-06-01144Filing for proposed sale of securities under Rule 144.SEC
2026-05-28144Filing for proposed sale of securities under Rule 144.SEC
2026-05-284Statement of changes in beneficial ownership of securities2026-05-27SEC
2026-05-208-KCurrent report2026-05-20SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100111.99K1
2026-100000
2026-0900180.04K2
2026-0800221.08K4
2026-070000
2026-0600208.02K6
2026-0500112.33K2
2026-040000
2026-030000
2026-02008611
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.6.01%
DIMENSIONAL FUND ADVISORS LP5.76%
VANGUARD CAPITAL MANAGEMENT LLC4.17%
MANUFACTURERS LIFE INSURANCE COMPANY, THE3.11%
GEODE CAPITAL MANAGEMENT, LLC2.41%
RENAISSANCE TECHNOLOGIES LLC2.40%
Huber Capital Management LLC1.86%
STATE STREET CORP1.34%
AMERICAN CENTURY COMPANIES INC1.31%
BRIDGEWAY CAPITAL MANAGEMENT, LLC1.19%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.98%
iShares Russell 2000 ETF2.34%
U.S. SMALL CAP VALUE PORTFOLIO1.31%
Huber Small Cap Value Fund1.21%
VANGUARD EXTENDED MARKET INDEX FUND1.10%
Avantis U.S. Small Cap Value ETF1.05%
Fidelity Small Cap Index Fund1.01%
iShares Russell 2000 Value ETF0.92%
U.S. Targeted Value Portfolio0.68%
Dimensional U.S. Targeted Value ETF0.64%

OakChart. CFFI. Cached 15 minutes.