OakChart

Southern First Bancshares Inc

SFSTFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 12:33 PM ET

60.94+0.51 (0.84%)
2026-11-11 18:34 CET
Market cap
573.54 USD m
Revenue, TTM
- USD m
Net income, TTM
43.17 USD m
Free cash flow, TTM
48.16 USD m
EPS diluted, TTM
4.89
P/E
12.47
Compare

Price

SFST against its 20, 50 and 200-day averages
2050200beat
50.0055.0060.0065.00230K461KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26SFSTclose 60.9420-day 60.4750-day 60.88200-day 59.0560.9452w high

6.4% under the 52-week high of 65.09 on 13 Aug 2026. 52-week low 47.01 on 18 Nov 2025. Last 15 sessions, 7.1% high to low

Profile

SFST
52-week range, 77% of the way up
47.0165.09

Southern First Bancshares, Inc. is a bank holding company engaged in accepting demand and savings deposits insured by the Federal Deposit Insurance Corporation (FDIC). It also provides commercial, consumer, and mortgage loans to the general public. The company was founded in March 1999 and is headquartered in Greenville, SC.

IndexRUT
Employees315
IPOOct 27, 1999
Beta0.75
ATR, 14d1.64
Rel volume0.95
Short float4.29%
Insider own6.87%
Inst own88.75%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap578.33M
Enterprise Value-
Income43.17M
Sales240.78M
Book/sh48.68
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees315
IPOOct 27, 1999

Ratios

P/E12.47
Forward P/E10.11
PEG0.44
P/S2.40
P/B1.25
P/C-
P/FCF12.01
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.12
Debt/Eq0.61
LT Debt/Eq0.60
Option/ShortYes / Yes

Earnings

EPS (ttm)4.89
EPS next Y6.03
EPS next Q1.34
EPS this Y33.60%
EPS next Y20.26%
EPS next 5Y22.86%
EPS past 3/5Y1.04% 9.70%
Sales past 3/5Y20.86% 13.17%
EPS Y/Y TTM52.74%
Sales Y/Y TTM8.99%
EPS Q/Q19.22%
Sales Q/Q8.16%
EarningsOct 20 BMO
EPS/Sales Surpr.1.99% -0.19%

Ownership

Insider Own6.87%
Insider Trans-5.15%
Inst Own88.75%
Inst Trans19.80%
ROA0.93%
ROE10.55%
ROIC5.82%
Gross Margin-
Oper. Margin23.07%
Profit Margin17.93%
SMA200.77%
SMA500.10%
SMA2003.18%
Trades-

Technical

Shs Outstand9.49M
Shs Float8.84M
Short Float4.29%
Short Ratio4.42
Short Interest0.38M
52W High65.09 -6.38%
52W Low47.01 29.62%
Volatility3.80% 2.80%
ATR (14)1.64
RSI (14)52.08
Beta0.75
Rel Volume0.95
Avg Volume85.91K
Volume40,324

Performance

Perf Week-0.84%
Perf Month1.41%
Perf Quarter-5.67%
Perf Half Y9.32%
Perf YTD18.27%
Perf Year25.20%
Perf 3Y118.64%
Perf 5Y-4.76%
Perf 10Y87.49%
Recom2.00
Target Price68.75
Prev Close60.43
Price60.94
Change %0.84%

Analyst ratings

latest 8 of 8
DateActionAnalystRating changeTargetImplied
Jan 03, 2024UpgradePPiper SandlerNeutral → Overweight$34 → $44-27.8%
Dec 05, 2022InitiatedPPiper SandlerNeutral$51-16.3%
Aug 01, 2022DowngradeDDA DavidsonBuy → Neutral$52 → $50-17.9%
Mar 16, 2021DowngradeJJanneyBuy → Neutral
Aug 03, 2020ResumedPPiper SandlerOverweight$30-50.8%
May 22, 2020InitiatedDDA DavidsonBuy$31-49.1%
May 01, 2017UpgradeSSandler O'NeillHold → Buy
Nov 29, 2016DowngradeKKeefe BruyetteOutperform → Mkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
FCBMFirst Carolina Financial Services Inc417.66M
HTBHomeTrust Bancshares Inc744.48M
FCCOFirst Community Corp310.20M
SMBKSmartFinancial Inc815.32M
CBANColony Bankcorp Inc556.30M
CARECarter Bankshares Inc641.05M
PEBKPeoples Bancorp Of North Carolina Inc234.41M
CCBGCapital City Bank Group Inc873.41M
MCBSMetroCity Bankshares Inc1.04B
FBNCFirst Bancorp2.68B

Insider trading

latest 14 of 29
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
ORDERS JAMES B IIIDirectorSep 18 '26Sale62.058,045499,17146,481Sep 22 08:52 AM
ORDERS JAMES B IIIDirectorSep 18 '26Proposed Sale61.428,045494,162Sep 18 04:11 PM
Locke Anna TDirectorSep 14 '26Buy63.2730018,9823,902Sep 15 12:24 PM
CUBBAGE LEIGHTON MDirectorSep 02 '26Sale62.261,20074,71047,100Sep 03 04:36 PM
CUBBAGE LEIGHTON MDirectorSep 03 '26Sale62.7950031,39546,600Sep 03 04:36 PM
CUBBAGE LEIGHTON MDirectorSep 01 '26Sale60.7546528,24948,300Sep 03 04:36 PM
CUBBAGE LEIGHTON MDirectorAug 28 '26Sale63.0040025,20048,765Sep 01 04:54 PM
CUBBAGE LEIGHTON MDirectorAug 24 '26Sale63.0040025,20049,515Aug 27 01:30 PM
CUBBAGE LEIGHTON MDirectorAug 25 '26Sale63.0535022,06849,165Aug 27 01:30 PM
CUBBAGE LEIGHTON MDirectorAug 20 '26Sale63.0280050,41549,915Aug 24 11:44 AM
SEAVER R ARTHUR JRChief Executive OfficerAug 12 '26Option Exercise39.3910,429410,78692,026Aug 13 12:06 PM
SEAVER R ARTHUR JRChief Executive OfficerAug 12 '26Sale63.5921,0001,335,37581,597Aug 13 12:06 PM
SEAVER R ARTHUR JROfficerAug 12 '26Proposed Sale63.4421,0001,332,190Aug 12 12:25 PM
Fairchild Julie AnnChief Accounting OfficerAug 03 '26Sale63.001,50094,5005,200Aug 04 02:50 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 206
  • Southern First Reports Third Quarter 2026 Results (PR Newswire)
  • Southern First: Q3 Earnings Snapshot (Associated Press)
  • Southern First: Q2 Earnings Snapshot (Associated Press)
  • Southern First Reports Second Quarter 2026 Results (PR Newswire)
  • Southern First Appoints Bryan Kennedy to Board of Directors (PR Newswire)
  • Loading…
  • Southern First: Q1 Earnings Snapshot (Associated Press)
  • Southern First Reports First Quarter 2026 Results (PR Newswire)
  • Southern First Bancshares, Inc. Announces Closing of Public Offering of Common Stock (PR Newswire)
  • Southern First Bancshares, Inc. Announces Pricing of Public Offering of Common Stock (PR Newswire) -6.37%
  • Southern First Bancshares, Inc. Announces Public Offering of Common Stock (PR Newswire)
  • ServisFirst Bancshares Stock Scores RS Rating Upgrade (Investor's Business Daily)
  • Southern First (SFST) Tops Q4 Earnings Estimates (Zacks)
  • Southern First: Q4 Earnings Snapshot (Associated Press Finance)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-201.2801.2551.28037.5337.602
2026Q22026-07-211.2001.1901.20135.8836.302
2026Q12026-04-211.1901.2301.19233.8033.101
2025Q42026-01-221.2101.1101.21431.8331.901
2025Q32025-10-281.0700.8901.07231.1330.202
2025Q22025-07-220.8100.6500.80928.6326.802
2025Q12025-04-220.6500.6100.64926.50-1
2024Q42025-01-280.700-0.69525.24--
2024Q32024-10-220.540-0.54223.77--
2024Q22024-07-180.3700.2900.36823.0522.381
2024Q12024-04-180.3100.3200.31021.3121.411
2023Q42024-01-180.5100.3850.51621.3922.472
2023Q32023-10-190.5100.3250.50822.0922.082
2023Q22023-07-250.3100.3230.30521.5621.733
2023Q12023-04-250.3300.6370.33422.4725.263
2022Q42023-01-240.6801.0200.68125.8328.323

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.0902.0601.764-60.63
2018FY2.8802.8552.88170.3570.44
2019FY3.5503.5253.584-82.62
2020FY2.2071.7402.343106.1104.94
2021FY5.8505.5375.847104.63104.88
2022FY3.6104.0033.607107.2110.09
2023FY1.6601.5301.66287.5188.65
2024FY1.910-1.91393.36-
2025FY3.7503.6503.750118.09118.2
2026FY-5.010--146.1
2027FY-6.025--170.3
2028FY-6.955--190.5

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3010038.8038.8038.80
2026Q4S2026-10-2010039.1039.1039.10
2026Q4S2026-10-1310039.1039.1039.10
2026Q4S2026-07-3010139.1039.1039.10
2026Q4S2026-07-2110040.1040.1040.10
2026Q4S2026-07-0510040.1040.1040.10
2026Q4S2026-04-2111040.1040.1040.10
2026Q4S2026-04-1910036.9036.9036.90
2026Q4S2026-02-0310136.9036.9036.90
2026Q4S2026-01-2210037.4037.4037.40
2026Q4S2026-01-2010037.4037.4037.40
2026Q4S2025-11-1111037.4037.4037.40
2026Q4S2025-11-1011037.4037.4037.40
2026Q4S2025-11-0911037.4037.4037.40

Estimate history

EPS, annual1.7642.8813.5842.3435.8473.6071.6621.9133.7214.8851
Period201720182019202020212022202320242025TTM
EPS, quarterly0.5420.6950.6490.8091.0721.2141.1921.2011.278
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual70.31886.858109.131120.985109.883127.242187.458213.325224.619240.78
Period201720182019202020212022202320242025TTM
Sales, quarterly54.34653.91152.76155.65258.58657.6258.15161.63963.365
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual7.3487.4667.6737.7477.8848.0118.0888.1658.2139.491
Period201720182019202020212022202320242025MRQ
Shares, quarterly8.1568.1658.1698.1818.1898.2138.2489.4689.491
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income227.77211.48201.21177.60117.6693.1794.8292.6576.66
Total Interest Expense101.73106.53119.9999.9420.045.4315.0125.3816.50
Net Interest Income126.04104.9581.2277.6597.6287.7379.8167.2760.15
Loan Loss Provision4.382.950.121.266.16-12.4029.602.301.90
Net Interest Income After Loan Loss Provision121.66102.0081.1076.3991.47100.1350.2164.9758.25
Non-Interest Income13.0013.1412.119.869.5816.7226.1716.4810.20
Non-Interest Expense79.1375.5373.3368.8362.9356.0552.5244.4739.76
Operating Income55.5439.6019.8817.4338.1160.8023.8636.9828.69
Unusual Expense0.000.000.000.000.000.000.041.500.00
Net Income Before Taxes55.5439.6019.9117.4338.1160.8023.8235.4828.69
Income Taxes12.379.244.384.009.0014.095.497.626.40
Consolidated Net Income43.1730.3715.5313.4329.1146.7118.3327.8622.29
Net Income From Continuing Operations43.1730.3715.5313.4329.1146.7118.3327.8622.29
Net Income43.1730.3715.5313.4329.1146.7118.3327.8622.29
EPS (Recurring)4.513.721.911.663.615.852.353.722.88
EPS (Basic, Before Extraordinaries)4.953.751.921.673.665.962.373.703.02
EPS (Diluted)4.893.721.911.663.615.852.343.582.88
Non-Operating Income (Expense)0.000.000.030.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.652.272.281.942.031.651.401.341.07
Price To Earnings Ratio12.3712.3722.9020.3110.3610.6915.1011.8611.13
Price To Sales Ratio2.351.871.511.602.904.542.293.032.86
Operating Margin23.0717.639.329.3029.9555.3319.7233.8833.03
Net Margin17.9313.527.287.1622.8842.5115.1525.5325.66
Shares Outstanding9.498.218.168.098.017.887.757.677.47
Market Capitalization573.54573.54324.35300.09365.88494.51273.52323.73238.92

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income60.5058.1354.6154.5354.9952.3249.6551.13
Total Interest Expense25.8425.7624.3525.7927.4627.0226.2628.67
Net Interest Income34.6732.3730.2628.7427.5325.3023.3822.46
Loan Loss Provision1.401.021.300.650.850.700.75-0.20
Net Interest Income After Loan Loss Provision33.2731.3428.9628.0926.6824.5922.6322.66
Non-Interest Income2.863.513.543.093.603.333.112.78
Non-Interest Expense20.3020.3920.0218.4218.9519.3418.8418.54
Operating Income15.8314.4612.4812.7711.338.596.916.89
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes15.8314.4612.4812.7711.338.596.916.89
Income Taxes3.603.272.602.912.672.011.651.27
Consolidated Net Income12.2311.209.899.868.666.585.275.63
Net Income From Continuing Operations12.2311.209.899.868.666.585.275.63
Net Income12.2311.209.899.868.666.585.275.63
EPS (Recurring)1.281.201.191.211.070.810.650.69
EPS (Basic, Before Extraordinaries)1.301.221.211.231.080.810.650.70
EPS (Diluted)1.281.201.191.211.070.810.650.69
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.640.700.621.690.000.000.000.58
Price To Earnings Ratio12.3714.2514.5615.9716.3716.8717.1922.90
Price To Sales Ratio2.352.411.961.861.611.431.241.51
Operating Margin24.9823.4621.4722.1619.3415.4413.1012.79
Net Margin19.3018.1617.0017.1114.7911.839.9810.44
Shares Outstanding9.499.478.258.218.198.188.178.16
Market Capitalization573.54577.71448.60421.91360.93310.66269.20324.35

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks27.8222.5528.0218.7921.7712.9219.2017.4317.17
Investments401.46300.42290.14260.26283.72248.77210.65144.05159.04
Net Loans3,802.843,591.853,561.953,234.722,459.472,098.721,926.881,661.571,371.55
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets-----1.20--0.24
Net Property, Plant & Equipment83.4788.7994.3099.1892.3760.2458.4832.4332.23
Interest Receivables11.8011.0011.600.000.000.000.000.000.00
Deferred Tax Assets20.5421.2020.5321.3815.7116.3210.135.685.24
Other Intangible Assets62.4059.5157.5866.5059.8251.2247.7141.1140.60
Total Assets4,410.334,095.324,064.123,700.842,932.862,489.392,273.051,902.281,626.08
Total Deposits3,716.803,435.763,379.563,133.862,563.832,142.761,876.121,648.141,381.12
Total Debt286.61288.13335.97237.0464.1280.53165.9863.4080.60
Long Term Debt284.40285.97333.8760.0262.1553.2053.8838.4038.40
Provision for Risks Charges1.961.461.832.780.000.000.000.000.00
Deferred Tax Liabilities6.847.738.338.867.316.805.851.661.46
Other Liabilities29.4631.8025.9623.7819.7031.0019.2315.1613.21
Total Liabilities4,041.683,764.883,751.653,406.332,654.962,261.092,067.191,728.361,476.40
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity368.66330.44312.47294.51277.90228.29205.86173.92149.69
Total Shareholders Equity368.66330.44312.47294.51277.90228.29205.86173.92149.69
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity368.66330.44312.47294.51277.90228.29205.86173.92149.69
Total Liabilities & Stockholders Equity4,410.334,095.324,064.123,700.842,932.862,489.392,273.051,902.281,626.08
Book Value Per Share44.8940.4738.6336.7635.2529.4726.8323.2920.37
Tangible Book Value Per Share44.8940.4738.6336.7635.2529.4726.8323.2920.37
Tier 1 Capital389.11354.92336.81320.92291.64240.27219.16187.83163.14
Tier 2 Capital49.1848.9562.7459.8851.8448.3239.6415.7615.52
Full-Time Employees315297296293278254242229198
Price to Book Ratio1.240.990.991.271.771.201.581.382.05
Return on Assets0.710.380.350.881.720.771.331.260.88
Return on Equity8.694.834.4210.1718.468.4414.6713.7810.05
Return on Invested Capital4.652.522.088.2113.746.5110.7310.506.94
Current Ratio0.100.070.060.050.070.050.080.060.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations58.6831.5815.1716.3438.7226.8728.2222.3921.84
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-7.72-0.462.310.80-0.96-9.184.433.472.17
Cash from Operating Activities50.9631.1217.4817.1437.7517.6932.6425.8724.01
Capital Expenditures-2.80-0.58-0.79-1.24-13.95-34.01-7.28-13.43-1.94
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.030.000.100.052.900.000.00
Purchase or Sale of Investments-20.557.962.31-47.903.40-27.95-22.765.46-7.84
Purchase of Investments-66.02-33.03-28.24-114.87-40.80-51.64-53.19-44.60-23.23
Sale Or Maturity of Investments45.4640.9930.5466.9644.2023.6930.4350.0715.38
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-415.62-207.00-20.78-378.06-780.03-350.25-242.79-283.17-294.01
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock64.832.040.290.520.913.011.391.770.90
Repurchase of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Sale of Common Pref Stock64.832.040.290.520.913.011.391.770.90
Proceedsfrom Stock Options61.330.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.00-46.50100.00175.00-25.00-85.0082.49-17.20
Change in Long Term Debt0.000.00-11.500.000.000.000.0022.49-17.20
Issuance of Long Term Debt0.000.000.000.000.000.000.0022.490.00
Reduction of Long Term Debt0.000.00-11.500.000.000.000.000.00-17.20
Net Financing Active Other Cash Flow-0.86-0.480.000.000.000.000.000.000.00
Other Financing Activities Uses-0.86-0.480.000.000.000.000.00-0.00
Cash from Financing Activities481.26282.609.99346.22745.94399.08183.02312.24250.71
Net Change in Cash116.60106.726.69-14.703.6766.52-27.1354.94-19.29
Free Cash Flow48.1630.5416.7015.9023.80-8.8225.3717.4422.07
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow11.7713.7719.3218.8515.51-10.9018.9411.24
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks21.6130.1032.7227.8224.6025.18
Investments547.47505.13468.81401.46416.68405.74
Net Loans4,130.833,986.023,898.843,802.843,747.223,705.56
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment87.5288.0188.5883.4784.5985.92
Interest Receivables0.000.000.0011.800.000.00
Deferred Tax Assets15.0213.9513.8120.5412.6612.97
Other Intangible Assets78.4476.9675.6462.4072.8472.70
Total Assets4,880.904,700.174,578.404,410.334,358.594,308.07
Total Deposits4,105.203,935.453,873.453,716.803,676.423,636.33
Total Debt279.90280.23292.53286.61287.00287.38
Long Term Debt279.34279.12290.87284.40286.46286.30
Provision for Risks Charges2.402.202.101.961.901.50
Deferred Tax Liabilities---6.84--
Other Liabilities31.3430.0230.9129.4636.9237.40
Total Liabilities4,418.854,247.904,198.994,041.684,002.243,962.61
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity462.05452.27379.41368.66356.35345.46
Total Shareholders Equity462.05452.27379.41368.66356.35345.46
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity462.05452.27379.41368.66356.35345.46
Total Liabilities & Stockholders Equity4,880.904,700.174,578.404,410.334,358.594,308.07
Book Value Per Share48.6847.7746.0044.8943.5142.23
Tangible Book Value Per Share48.6847.7746.0044.8943.5142.23
Tier 1 Capital487.46473.64400.28389.11377.77368.07
Tier 2 Capital44.6944.23-49.1851.0050.48
Full-Time Employees---315--
Price to Book Ratio1.241.331.211.181.040.92
Return on Assets0.930.880.790.710.610.52
Return on Equity10.559.939.768.697.656.58
Return on Invested Capital1.651.531.481.511.351.04
Current Ratio0.120.100.100.100.090.09

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations26.6011.8511.069.179.037.20
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital0.64-0.530.55-8.38-0.120.94
Cash from Operating Activities27.2411.3211.600.798.918.15
Capital Expenditures-0.93-1.32-0.28-0.27-0.09-0.08
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-6.95-20.553.013.94-0.952.84
Purchase of Investments-10.89-23.10-2.79-29.23-3.770.41
Sale Or Maturity of Investments3.942.555.8033.172.822.43
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-160.09-104.43-95.72-55.39-37.63-57.88
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock1.0761.511.300.940.580.31
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock1.0761.511.300.940.580.31
Proceedsfrom Stock Options0.0661.270.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.000.000.000.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.12-0.05-0.64-0.06-0.08-0.04
Other Financing Activities Uses-0.12-0.05-0.64-0.06-0.08-0.04
Cash from Financing Activities170.71111.96157.3141.2740.5915.71
Net Change in Cash37.8718.8673.19-13.3211.87-34.02
Free Cash Flow26.3110.0111.320.528.838.07
Price to Free Cash Flow11.7718.5615.7313.7015.599.54

Revenue breakdown

National Commercial Banks2024: 5.56M 2025: 6.28M
United States2024: 5.56M 2025: 6.28M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.29%0.4M8.8M89.02K
2026-10-154.90%0.4M8.8M96.17K
2026-09-304.76%0.4M8.8M104.65K
2026-09-154.70%0.4M8.8M121.42K
2026-08-314.19%0.4M8.8M127.97K
2026-08-144.08%0.4M8.8M132.88K
2026-07-314.00%0.4M8.8M133.74K
2026-07-154.39%0.4M8.8M149.68K
2026-06-304.98%0.4M8.8M151.88K
2026-06-152.17%0.2M8.8M134.39K
2026-05-291.50%0.1M8.8M130.55K
2026-05-151.44%0.1M8.8M121.49K
2026-04-301.36%0.1M8.7M112.54K
2026-04-151.36%0.1M8.5M83.67K
2026-03-311.52%0.1M7.5M73.07K
2026-03-131.60%0.1M7.5M63.22K
2026-02-271.09%0.1M7.5M57.85K
2026-02-130.81%0.1M7.5M50.22K
2026-01-300.73%0.1M7.5M47.42K
2026-01-150.86%0.1M7.5M42.76K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call35.0023.7028.300.003.6640.000.000.918-0.2500.014
call40.0018.7023.300.002.9920.000.000.899-0.2370.017
call45.0013.9018.400.002.4360.000.000.874-0.2190.020
call50.008.9013.300.001.7900.000.000.803-0.2660.027
call55.004.008.400.001.3460.000.000.733-0.2220.031
call60.000.404.901.751.15216.000.000.574-0.2760.038
call65.000.003.100.751.2391.000.000.401-0.2490.037
call70.000.001.400.001.1200.000.000.241-0.1870.030
call75.000.001.350.001.3870.000.000.201-0.2080.027
call80.000.001.350.001.6400.000.000.178-0.2290.025
call85.000.001.350.001.8700.000.000.162-0.2450.023
call90.000.001.350.002.0810.000.000.150-0.2580.022
call95.000.001.350.002.1510.000.000.128-0.2390.020
put35.000.004.800.003.0690.000.00-0.082-0.2460.014
put40.000.003.000.002.4800.000.00-0.101-0.2320.017
put45.000.001.350.001.9500.000.00-0.127-0.2140.020
put50.000.002.750.001.7830.000.00-0.197-0.2620.027
put55.000.002.150.001.2380.000.00-0.269-0.2150.032
put60.000.004.902.251.4054.000.00-0.433-0.2690.038
put65.002.506.304.101.0181.000.00-0.596-0.2400.037
put70.007.0011.200.001.3760.000.00-0.758-0.1780.030
put75.0012.0016.200.001.6450.000.00-0.800-0.2010.027
put80.0017.0021.200.001.9160.000.00-0.822-0.2200.025
put85.0022.0026.200.002.2140.000.00-0.838-0.2350.024
put90.0027.0031.300.002.4460.000.00-0.849-0.2490.022
put95.0032.0036.200.002.5760.000.00-0.858-0.2600.021

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-18SEC
2026-09-18144Filing for proposed sale of securities under Rule 144.SEC
2026-09-154Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-28SEC
2026-08-288-KCurrent report2026-08-27SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-134Statement of changes in beneficial ownership of securities2026-08-12SEC
2026-08-134/A2026-08-03SEC
2026-08-12144Filing for proposed sale of securities under Rule 144.SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-06-23SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-06-124Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-028-KCurrent report2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-0918.98K1633.52K4
2026-08001.55M6
2026-070000
2026-060061.36K2
2026-050000
2026-040000
2026-0320.94K100
2026-0200158.80K1
2026-010000
2025-1200604.70K2
2025-118.70K162.90K1

Institutional holders

Manager% owned
FJ Capital Management LLC9.44%
T. Rowe Price Investment Management, Inc.8.93%
BlackRock, Inc.8.78%
ENDEAVOUR CAPITAL ADVISORS INC7.00%
DIMENSIONAL FUND ADVISORS LP4.16%
VANGUARD CAPITAL MANAGEMENT LLC4.15%
STATE STREET CORP3.95%
AMERIPRISE FINANCIAL INC2.62%
GEODE CAPITAL MANAGEMENT, LLC2.47%
RENAISSANCE TECHNOLOGIES LLC1.97%

Funds

Fund% owned
T. Rowe Price Small-Cap Value Fund, Inc.4.87%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.97%
iShares Russell 2000 ETF2.61%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.86%
Columbia Small Cap Value Discovery Fund1.75%
Avantis U.S. Small Cap Value ETF1.64%
VANGUARD EXTENDED MARKET INDEX FUND1.09%
Fidelity Small Cap Index Fund1.04%
iShares Russell 2000 Value ETF0.94%
BlackRock Advantage Small Cap Core Fund0.59%

OakChart. SFST. Cached 15 minutes.