OakChart

Encore Capital Group Inc

ECPGFinancial·Credit Services·USA·Mid·NASD·Nov 11 • 3:59 PM ET

112.35+4.33 (4.01%)
2026-11-12 02:47 CET
Market cap
2,253.98 USD m
Revenue, TTM
1,978.34 USD m
Net income, TTM
350.91 USD m
Free cash flow, TTM
151.46 USD m
EPS diluted, TTM
15.61
P/E
7.20
Compare

Price

ECPG against its 20, 50 and 200-day averages
2050200beat
60.0080.00100.00120.00586K1.2MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26ECPGclose 112.3520-day 104.3050-day 100.71200-day 85.32112.3552w high

11.4% under the 52-week high of 126.74 on 5 Nov 2026. 52-week low 47.49 on 20 Nov 2025. Last 15 sessions, 32.2% high to low

Volume 0.85× normal · the line is the 50-bar volume average

Profile

ECPG
52-week range, 82% of the way up
47.49126.74

Encore Capital Group, Inc. is an international specialty finance company, which engages in the provision of debt recovery solutions. It operates through the following geographical segments: United States, Europe, and Other Geographies. The company was founded in 1999 and is headquartered in San Diego, CA.

IndexRUT
Employees7350
IPOJul 09, 1999
Beta1.30
ATR, 14d5.71
Rel volume0.85
Short float4.26%
Insider own4.04%
Inst own105.83%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.34B
Enterprise Value6.42B
Income350.91M
Sales1.98B
Book/sh51.51
Cash/sh7.59
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees7350
IPOJul 09, 1999

Ratios

P/E7.20
Forward P/E6.74
PEG-
P/S1.18
P/B2.18
P/C14.80
P/FCF15.48
EV/EBITDA8.01
EV/Sales3.25
Quick Ratio0.85
Current Ratio0.85
Debt/Eq3.93
LT Debt/Eq3.93
Option/ShortYes / Yes

Earnings

EPS (ttm)15.61
EPS next Y16.68
EPS next Q3.80
EPS this Y46.88%
EPS next Y4.06%
EPS next 5Y-
EPS past 3/5Y13.54% 10.31%
Sales past 3/5Y8.82% 3.27%
EPS Y/Y TTM1025.27%
Sales Y/Y TTM29.59%
EPS Q/Q75.55%
Sales Q/Q18.30%
EarningsNov 04 AMC
EPS/Sales Surpr.66.39% 16.65%

Ownership

Insider Own4.04%
Insider Trans-1.53%
Inst Own105.83%
Inst Trans2.51%
ROA6.41%
ROE34.55%
ROIC6.60%
Gross Margin70.93%
Oper. Margin39.12%
Profit Margin17.74%
SMA207.72%
SMA5011.56%
SMA20031.68%
Trades-

Technical

Shs Outstand20.94M
Shs Float20.02M
Short Float4.26%
Short Ratio2.76
Short Interest0.85M
52W High126.74 -11.35%
52W Low47.49 136.58%
Volatility8.43% 4.49%
ATR (14)5.71
RSI (14)58.10
Beta1.30
Rel Volume0.85
Avg Volume309.23K
Volume262,204

Performance

Perf Week12.43%
Perf Month6.39%
Perf Quarter10.92%
Perf Half Y42.18%
Perf YTD106.72%
Perf Year126.01%
Perf 3Y174.56%
Perf 5Y89.21%
Perf 10Y340.59%
Recom1.50
Target Price131.33
Prev Close108.02
Price112.35
Change %4.01%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 17, 2024UpgradeNNorthland CapitalMarket Perform → Outperform$55 → $58-48.4%
Mar 28, 2023UpgradeJJanneyNeutral → Buy
Feb 14, 2023DowngradeNNorthland CapitalOutperform → Market Perform$58-48.4%
Jan 15, 2019UpgradeOOppenheimerPerform → Outperform$37-67.1%
Jan 03, 2019InitiatedBBuckingham ResearchBuy$38-66.2%
Aug 09, 2018UpgradeNNorthland CapitalMarket Perform → Outperform
Dec 13, 2016DowngradeRRaymond JamesOutperform → Mkt Perform
Sep 20, 2016DowngradeCCitigroupBuy → Neutral
Mar 22, 2016InitiatedNNorthland CapitalOutperform
Oct 08, 2015UpgradeCCitigroupNeutral → Buy

Peers

Mkt cap
TickerCompanyMkt cap
PRAAPRA Group Inc485.09M
JCAPJefferson Capital Inc1.15B
CACCCredit Acceptance Corp5.21B
ATLCAtlanticus Holdings Corp1.23B
NAVINavient Holdings Inc549.87M
OMFOneMain Holdings Inc6.34B
BFHBread Financial Holdings Inc3.71B
ENVAEnova International Inc4.19B
WRLDWorld Acceptance Corp617.91M
SYFSynchrony Financial22.43B

Insider trading

latest 14 of 22
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
LAURA N OLLEDirectorNov 09 '26Proposed Sale112.9310,4931,185,001Nov 09 05:15 PM
WENDY HANNAMDirectorAug 20 '26Proposed Sale99.577,895786,105Aug 20 04:04 PM
WENDY HANNAMDirectorJul 07 '26Proposed Sale90.098,248743,081Jul 07 04:07 PM
WENDY HANNAMDirectorJun 25 '26Proposed Sale86.4221,7061,875,791Jun 25 04:36 PM
Yung JohnPresident, Intl. and CabotJun 10 '26Sale82.082,000164,16064,570Jun 11 04:35 PM
Yung JohnPresident, Intl. and CabotJun 11 '26Sale80.512,000161,02062,570Jun 11 04:35 PM
Asch Andrew EricSVP, General CounselJun 09 '26Sale81.478,311677,11122,381Jun 11 04:34 PM
Asch Andrew EricSVP, General CounselJun 10 '26Sale82.0877463,53021,607Jun 11 04:34 PM
JOHN YUNGOfficerJun 11 '26Proposed Sale80.512,000161,020Jun 11 04:14 PM
JOHN YUNGOfficerJun 10 '26Proposed Sale82.082,000164,160Jun 10 04:05 PM
ANDREW E ASCHOfficerJun 10 '26Proposed Sale82.0877463,530Jun 10 04:03 PM
ANDREW E ASCHOfficerJun 09 '26Proposed Sale81.478,311677,132Jun 09 04:19 PM
Bell Ryan BPresident, MCMMar 02 '26Sale69.047,240499,84448,170Mar 04 05:13 PM
Bell Ryan BPresident, MCMMar 03 '26Sale68.6226017,84147,910Mar 04 05:13 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
XSMOInvesco S&P SmallCap Momentum ETFAUM: 2.74B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-045.5703.3485.570544.54466.84
2026Q22026-08-052.8102.6702.808491.87455.14
2026Q12026-05-063.8603.0183.864475.41446.264
2025Q42026-02-253.3702.0983.366473.55422.194
2025Q32025-11-053.1701.8783.174460.35411.345
2025Q22025-08-062.4901.4182.491442.12383.425
2025Q12025-05-071.9301.2141.928392.78374.495
2024Q42025-02-26-9.4201.520-9.421265.62374.355
2024Q32024-11-061.2601.4801.256367.07360.75
2024Q22024-08-071.3401.2441.336355.29346.065
2024Q12024-05-080.9500.9440.950328.39330.835
2023Q42024-02-21-11.4001.230-11.405277.39330.725
2023Q32023-11-010.7901.3230.793309.62332.576
2023Q22023-08-021.0801.2551.083323.04327.956
2023Q12023-05-030.7501.2130.747312.63323.286
2022Q42023-02-22-3.1101.468-3.106234319.586

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2016FY3.4803.4183.0201,0291,038
2017FY4.0103.8843.1601,1871,167
2018FY4.9804.5834.0561,3621,355
2019FY5.9505.8285.3341,3981,398
2020FY7.7508.6086.6811,5011,478
2021FY11.26010.96411.2601,6141,619
2022FY7.46011.5527.4571,3981,484
2023FY-8.7203.850-8.7241,2231,276
2024FY-5.8305.062-5.8331,3161,424
2025FY10.9109.68010.9101,7691,717
2026FY-16.025--1,995
2027FY-16.675--2,012

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-05420483.02461.53501.39
2026Q4S2026-11-04400476.41460.76486.35
2026Q4S2026-10-21400476.41460.76486.35
2026Q4S2026-10-20410476.41460.76486.35
2026Q4S2026-08-07430476.41460.76486.35
2026Q4S2026-08-06430473.69449.89486.35
2026Q4S2026-07-21410463.61449.89472.4
2026Q4S2026-06-16430463.61449.89472.4
2026Q4S2026-05-12421462.34444.83472.4
2026Q4S2026-05-07431462.34444.83472.4
2026Q4S2026-04-16430460.42454.85469.94
2026Q4S2026-02-26430461.14454.85469.94
2026Q4S2026-01-20400447.48442.67458
2026Q4S2026-01-01411447.48442.67458

Estimate history

EPS, annual3.164.0565.3346.68111.267.457-8.724-5.83310.91315.6101
Period201720182019202020212022202320242025TTM
EPS, quarterly1.256-9.4211.9282.4913.1743.3663.8642.8085.572
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual1188.5041362.4421395.6311500.8421571.6561367.6991221.9781304.8211762.5181978.34
Period201720182019202020212022202320242025TTM
Sales, quarterly402.372235.376391.944440.665458.569473.552472.935489.376542.474
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual25.80130.88431.09731.34524.54123.32323.54523.69121.68820.942
Period201720182019202020212022202320242025MRQ
Shares, quarterly23.69123.69123.5123.09522.85421.68821.49921.20920.942
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue1,978.341,762.521,304.821,221.981,367.701,571.661,500.841,395.631,362.44
Total Expenses1,204.321,138.951,029.17941.82934.96981.25964.331,168.291,212.08
Operating Income774.02623.56275.65280.16432.74590.41536.51227.34150.37
Unusual Expense38.314.82137.43264.331.219.3040.9510.72-5.66
Net Income Before Taxes453.19336.16-96.22-180.26310.99436.54282.90201.24156.49
Income Taxes102.2779.3343.0326.23116.4285.3470.3732.3346.75
Consolidated Net Income350.91256.83-139.24-206.49194.56351.20212.52168.91109.74
Net Income From Continuing Operations350.91256.83-139.24-206.49194.56350.78211.85167.87115.89
Net Income350.91256.83-139.24-206.49194.56350.78211.85167.87115.89
EPS (Recurring)16.9711.06-1.80-0.917.4911.477.585.573.92
EPS (Basic, Before Extraordinaries)16.1711.05-5.83-8.728.0611.646.745.384.09
EPS (Diluted)15.6110.91-5.83-8.727.4611.266.685.334.06
Non-Operating Income (Expense)4.895.0415.47-0.8124.52-17.76-3.92-15.380.46
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense17.3215.7712.8110.9412.1718.3312.099.1711.70
Price To Earnings Ratio6.926.92--3.865.525.836.645.85
Price To Sales Ratio1.060.730.870.980.911.230.820.800.49
Gross Margin70.9370.6165.2766.2269.6470.8470.6570.1968.49
Operating Margin39.1235.3821.1322.9331.6437.5735.7516.2911.04
Net Margin17.7414.57-10.67-16.9014.2322.3214.1212.038.51
Shares Outstanding20.9421.6923.6923.5523.3224.5431.3431.1030.88
Market Capitalization2,253.982,253.981,131.731,194.081,121.111,818.071,220.881,098.25725.02

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue542.47489.38472.94473.55458.57440.67391.94235.38
Total Expenses312.45301.76289.95300.16287.01290.35263.18267.35
Operating Income230.03187.62182.98173.39171.56150.32128.76-31.98
Unusual Expense1.4933.751.471.610.171.040.25133.06
Net Income Before Taxes160.7982.85111.7397.8299.8678.0260.46-209.98
Income Taxes36.7718.8525.4921.1625.2019.3013.6615.33
Consolidated Net Income124.0164.0086.2476.6674.6658.7246.80-225.31
Net Income From Continuing Operations124.0164.0086.2476.6674.6658.7246.80-225.31
Net Income124.0164.0086.2476.6674.6658.7246.80-225.31
EPS (Recurring)5.623.843.913.423.182.521.94-5.53
EPS (Basic, Before Extraordinaries)5.802.973.973.433.222.501.96-9.42
EPS (Diluted)5.572.813.863.373.172.491.93-9.42
Non-Operating Income (Expense)2.480.390.791.230.931.231.6524.94
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.714.773.615.224.344.172.701.80
Price To Earnings Ratio6.927.236.40-----
Price To Sales Ratio1.061.120.850.700.640.620.600.88
Gross Margin71.8270.0370.9870.7971.4769.9770.2847.31
Operating Margin42.4038.3438.6936.6237.4134.1132.85-13.59
Net Margin22.8613.0818.2416.1916.2813.3311.94-95.72
Shares Outstanding20.9421.2121.5021.6922.8523.0923.5123.69
Market Capitalization2,253.982,000.171,501.291,212.21960.51903.85812.141,131.73

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments156.78199.87158.36143.91189.65189.18192.34157.42212.14
Short Term Receivables34.240.009.0816.0922.6138.7845.0178.0648.06
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments4,389.893,814.703,556.333,193.313,113.733,304.163,283.983,139.922,924.65
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment138.71138.69170.98183.97188.67199.46195.31115.5276.28
Deferred Tax Assets5.778.4217.2818.0751.4533.2024.1324.9118.77
Other Intangible Assets614.41628.06718.45953.001,042.021,099.741,169.181,116.051,210.82
Total Assets5,339.804,789.734,630.494,508.364,608.124,864.524,909.954,631.884,490.71
Total Debt4,066.733,742.513,399.502,982.423,081.643,281.633,607.043,490.633,446.88
Long Term Debt4,066.413,742.513,399.502,982.423,081.643,066.463,392.113,375.263,446.88
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Other Liabilities296.32279.89294.45346.31341.22362.81277.50321.55319.93
Total Liabilities4,363.054,022.403,693.953,328.733,422.863,644.453,884.543,812.193,766.80
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity976.75767.33936.541,179.631,185.261,217.611,022.19818.01581.86
Total Shareholders Equity976.75767.33936.541,179.631,185.261,217.611,022.19818.01581.86
Accumulated Minority Interest0.000.000.000.000.002.473.211.68142.05
Total Equity976.75767.33936.541,179.631,185.261,220.081,025.41819.69723.91
Total Liabilities & Stockholders Equity5,339.804,789.734,630.494,508.364,608.124,864.524,909.954,631.884,490.71
Book Value Per Share45.0432.3939.7850.5848.3038.8532.8726.4922.55
Tangible Book Value Per Share20.3110.9514.0214.4210.238.472.79-3.58-16.39
Full-Time Employees7,3507,3507,4006,9006,6047,7257,3007,9008,200
Price to Book Ratio2.101.081.000.951.291.001.080.891.90
Return on Assets5.07-2.96-4.524.277.414.333.522.542.04
Return on Equity29.45-16.34-19.5216.4529.2018.9218.2416.5614.62
Return on Invested Capital5.09-3.09-4.764.678.224.953.802.762.07
Quick Ratio0.991.011.050.961.040.590.590.641.10
Current Ratio0.991.011.050.961.040.690.590.641.10

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations169.66146.93128.01147.54248.40300.06367.53307.28182.53
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital6.786.2728.165.45-37.722.99-54.67-62.544.26
Income Taxes Payable-----7.76-27.69-25.6824.28
Cash from Operating Activities176.44153.20156.17152.99210.68303.05312.86244.73186.79
Capital Expenditures-24.98-26.27-29.01-24.81-76.56-33.37-34.60-39.60-67.47
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00-1.88
Purchase or Sale of Investments-177.12-214.42-420.35-376.34-81.39362.3593.08-169.55-555.51
Purchase of Investments-1,509.91-1,389.06-1,336.65-1,087.11-790.57-657.28-644.05-1,035.13-1,365.20
Sale Or Maturity of Investments1,332.801,174.64916.31710.77709.181,019.63737.13865.58809.69
Other Uses-1.89-1.890.00-0.790.000.000.000.00-18.30
Other Sources1.320.008.920.0027.7210.9224.346.8211.54
Cash from Investing Activities-202.68-242.59-440.43-401.94-130.24339.9082.83-202.33-631.62
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-129.07-90.400.000.00-87.01-390.610.000.000.00
Repurchase of Common Pref Stock-129.07-90.400.000.00-87.01-390.610.000.000.00
Sale of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net193.28181.86352.83275.341.92-252.88-362.38-2.37413.92
Change in Long Term Debt193.28181.86352.83275.341.92-252.88-362.38-2.37413.92
Issuance of Long Term Debt3,372.641,763.043,010.051,516.53777.851,163.713,051.561,164.951,119.09
Reduction of Long Term Debt-3,179.36-1,581.18-2,657.22-1,241.19-775.94-1,416.59-3,413.94-1,167.33-705.18
Net Financing Active Other Cash Flow-6.87-4.14-35.06-7.04-22.36-12.21-40.82-17.40-13.44
Other Financing Activities Uses-6.87-4.14-40.04-7.04-22.36-12.21-40.82-17.40-13.44
Cash from Financing Activities14.8744.85317.77268.30-107.44-655.69-403.20-19.77400.48
Exchange Rate Effect-2.701.457.99-4.90-18.7313.204.3612.29-10.37
Net Change in Cash-14.06-43.0841.5014.45-45.730.46-3.1534.92-54.72
Free Cash Flow151.46126.93127.16128.18134.12269.68278.26205.13119.32
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow13.8810.088.979.379.337.174.445.435.63

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments158.43182.93227.20156.78172.49172.90
Short Term Receivables26.5728.8130.4734.2436.1931.86
Investments4,776.124,621.484,453.234,389.894,293.664,215.40
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment126.15130.87131.94138.71142.08145.11
Deferred Tax Assets4.144.274.165.776.046.35
Other Intangible Assets591.30596.89603.57614.41607.50619.76
Total Assets5,682.715,565.265,450.565,339.805,257.945,191.39
Total Debt4,237.804,179.524,033.304,066.733,933.863,965.47
Long Term Debt4,237.804,179.524,033.304,066.413,933.863,965.47
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities366.23307.03382.45296.32371.17329.95
Total Liabilities4,604.024,486.554,415.754,363.054,305.034,295.41
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,078.681,078.721,034.81976.75952.91895.97
Total Shareholders Equity1,078.681,078.721,034.81976.75952.91895.97
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,078.681,078.721,034.81976.75952.91895.97
Total Liabilities & Stockholders Equity5,682.715,565.265,450.565,339.805,257.945,191.39
Book Value Per Share51.5150.8648.1345.0441.7038.80
Tangible Book Value Per Share26.2825.9323.5020.3118.2615.29
Full-Time Employees---7,350--
Price to Book Ratio2.101.941.561.301.081.11
Return on Assets6.415.615.695.07-0.88-1.78
Return on Equity34.5530.5431.9629.45-4.51-9.46
Return on Invested Capital2.331.221.701.521.531.21
Quick Ratio0.851.291.180.990.931.12
Current Ratio0.851.291.180.990.931.12

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations31.1442.1742.1554.2026.6624.69
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital75.54-71.5540.17-37.3854.92-15.17
Cash from Operating Activities106.68-29.3882.3316.8181.589.52
Capital Expenditures-4.80-8.39-4.86-6.93-6.02-6.33
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-47.34-104.22-31.075.51-47.94-68.87
Purchase of Investments-386.77-440.84-359.46-322.84-340.83-362.68
Sale Or Maturity of Investments339.43336.62328.39328.35292.89293.81
Other Uses0.000.000.00-1.890.000.00
Other Sources7.159.378.52-23.728.065.82
Cash from Investing Activities-44.99-103.24-27.41-27.04-45.90-69.37
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-26.96-26.94-20.09-55.07-10.11-15.21
Repurchase of Common Pref Stock-26.96-26.94-20.09-55.07-10.11-15.21
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-53.22121.3252.7372.45-19.2468.31
Change in Long Term Debt-53.22121.3252.7372.45-19.2468.31
Issuance of Long Term Debt537.081,524.46356.91954.18261.75300.94
Reduction of Long Term Debt-590.30-1,403.14-304.19-881.73-280.99-232.63
Net Financing Active Other Cash Flow-6.07-6.16-14.0319.39-7.32-6.21
Other Financing Activities Uses-6.07-6.16-14.0319.39-7.32-6.21
Cash from Financing Activities-86.2688.2218.61-5.70-36.6746.89
Exchange Rate Effect0.050.13-3.110.220.58-1.26
Net Change in Cash-24.51-44.2770.42-15.70-0.41-14.22
Free Cash Flow101.88-37.7777.479.8875.563.19
Price to Free Cash Flow13.8816.999.429.757.449.47

Revenue breakdown

Short-Term Business Credit Institutions2024: 1.32B 2025: 1.77B
Other European Countries2024: 89.62M 2025: 141.02M
Other Geographies2024: 2.24M 2025: 5.01M
United Kingdom2024: 232.56M 2025: 354.47M
United States2024: 991.95M 2025: 1.27B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.26%0.9M20.0M309.39K
2026-10-154.62%0.9M20.4M340.77K
2026-09-305.20%1.1M20.4M361.66K
2026-09-156.35%1.3M20.2M365.11K
2026-08-315.81%1.2M20.2M347.53K
2026-08-145.51%1.1M20.3M337.56K
2026-07-315.06%1.0M20.3M344.34K
2026-07-155.90%1.2M20.5M332.49K
2026-06-306.89%1.4M20.5M341.51K
2026-06-156.43%1.3M20.5M327.48K
2026-05-296.95%1.4M20.6M338.43K
2026-05-157.10%1.4M20.4M339.05K
2026-04-307.08%1.4M20.4M300.59K
2026-04-155.59%1.1M20.3M274.80K
2026-03-315.79%1.2M20.5M238.39K
2026-03-135.10%1.0M20.5M223.06K
2026-02-274.99%1.0M20.5M208.74K
2026-02-135.00%1.1M21.4M203.96K
2026-01-304.89%1.0M21.4M226.59K
2026-01-155.02%1.1M21.4M230.04K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call60.0050.5054.200.003.1160.000.000.953-0.2720.017
call65.0045.5049.200.002.7860.000.000.948-0.2660.019
call70.0040.4044.200.002.4780.000.000.941-0.2590.020
call75.0035.4039.100.002.1540.000.000.934-0.2520.022
call80.0030.6034.4037.101.9821.000.000.925-0.2430.025
call85.0025.5029.400.001.7160.000.000.913-0.2330.028
call90.0020.6024.400.001.4590.000.000.899-0.2200.031
call92.5018.1022.000.001.3580.000.000.890-0.2130.033
call95.0015.6019.500.001.2320.000.000.879-0.2060.035
call97.5013.6017.1013.851.12926.0026.000.867-0.1970.038
call10010.7014.4011.900.9615.000.000.851-0.1860.041
call1056.409.9012.000.7973.000.000.720-0.2930.059
call1102.704.802.500.4987.000.000.612-0.2320.067
call1151.053.501.600.66155.001.000.430-0.2520.069
call1200.002.706.600.7902.000.000.320-0.2830.063
call1250.002.253.430.9173.000.000.252-0.2920.056
call1300.002.151.881.0753.000.000.217-0.3150.051
call1350.000.400.050.76739.001.000.071-0.1030.024
call1400.002.150.000.8810.000.000.063-0.1090.022
call1450.002.150.000.9880.000.000.057-0.1130.020
put60.000.002.150.002.7570.000.00-0.047-0.2650.017
put65.000.002.150.002.4590.000.00-0.052-0.2590.019
put70.000.002.200.002.1820.000.00-0.059-0.2520.020
put75.000.002.200.001.9210.000.00-0.066-0.2430.022
put80.000.002.250.851.6746.000.00-0.075-0.2340.025
put85.000.002.300.001.4390.000.00-0.087-0.2230.028
put90.000.001.750.151.2129.000.00-0.101-0.2100.031
put92.500.002.402.651.1001.000.00-0.110-0.2030.033
put95.000.002.450.950.9902.000.00-0.121-0.1950.035
put97.500.002.504.330.8818.000.00-0.133-0.1860.038
put1000.001.101.220.7719.001.00-0.149-0.1750.041
put1050.252.850.750.8671.000.00-0.280-0.2810.059
put1101.453.403.220.6560.001.00-0.388-0.2200.067
put1152.605.604.600.5978.000.00-0.570-0.2400.069
put1206.4010.207.300.7856.000.00-0.680-0.2700.063
put12511.0014.8011.600.9213.000.00-0.748-0.2780.056
put13016.4019.7010.501.0801.000.00-0.783-0.3000.051
put13520.9024.500.001.1980.000.00-0.929-0.0880.024
put14025.9029.500.001.3440.000.00-0.937-0.0930.022
put14530.9034.600.001.5030.000.00-0.943-0.0970.020

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-09144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-08SCHEDULE 13GSEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-273Initial statement of beneficial ownership of securities2026-08-19SEC
2026-08-20144Filing for proposed sale of securities under Rule 144.SEC
2026-08-198-KCurrent report2026-08-19SEC
2026-08-07SCHEDULE 13G/ASEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-058-KCurrent report2026-08-05SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-07-07144Filing for proposed sale of securities under Rule 144.SEC
2026-06-25144Filing for proposed sale of securities under Rule 144.SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-234Statement of changes in beneficial ownership of securities2026-06-22SEC
2026-06-168-KCurrent report2026-06-12SEC
2026-06-11144Filing for proposed sale of securities under Rule 144.SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-114Statement of changes in beneficial ownership of securities2026-06-10SEC
2026-06-10144Filing for proposed sale of securities under Rule 144.SEC
2026-06-10144Filing for proposed sale of securities under Rule 144.SEC
2026-06-09144Filing for proposed sale of securities under Rule 144.SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-05-298-KCurrent report2026-05-28SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-06001.07M4
2026-050000
2026-040000
2026-0300517.69K2
2026-020000
2026-010000
2025-1200212.62K2
2025-1100552.00K3

Institutional holders

Manager% owned
ABSOLUTE INVESTMENT ADVISERS, LLC52.47%
BlackRock, Inc.17.16%
VANGUARD PORTFOLIO MANAGEMENT LLC6.12%
DIMENSIONAL FUND ADVISORS LP5.22%
VANGUARD CAPITAL MANAGEMENT LLC4.25%
STATE STREET CORP3.99%
GEODE CAPITAL MANAGEMENT, LLC3.08%
AMERICAN CENTURY COMPANIES INC2.95%
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP2.46%
AQR CAPITAL MANAGEMENT LLC2.29%

Funds

Fund% owned
BrandywineGLOBAL - HIGH YIELD FUND117.77%
PGIM High Yield Fund99.55%
BrandywineGLOBAL - CORPORATE CREDIT FUND81.27%
Allspring Short-Term High Income Fund80.55%
High Yield Bond Series67.42%
iShares Broad USD High Yield Corporate Bond ETF58.80%
Goldman Sachs High Yield Fund57.65%
American Beacon SiM High Yield Opportunities Fund57.62%
iShares iBoxx $ High Yield Corporate Bond ETF52.49%
Guggenheim Total Return Bond Fund46.41%

OakChart. ECPG. Cached 15 minutes.