OakChart

Citigroup Inc

CFinancial·Banks - Diversified·USA·Mega·NYSE·Nov 11 • 9:10 AM ET

123.63+1.36 (1.11%)
2026-11-11 15:12 CET
Market cap
205,100.59 USD m
Revenue, TTM
- USD m
Net income, TTM
17,859.00 USD m
Free cash flow, TTM
75,014.00 USD m
EPS diluted, TTM
10.26
P/E
12.05
Compare

Price

C against its 20, 50 and 200-day averages
2050200beat
110.00120.00130.00140.00150.0016.1M32.1MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26Cclose 123.6320-day 122.5450-day 128.33200-day 126.84123.63

16.4% under 147.96 on 18 Jun 2026. Last 15 sessions, 9.0% high to low

Profile

C
52-week range, 53% of the way up
95.83147.96

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Services, Markets, Banking, Wealth, U.S. Personal Banking (USPB), and All Other. The Services segment includes Treasury and Trade Solutions (TTS) which provides an integrated suite of tailored cash management, trade, and working capital solutions to multinational corporations, financial institutions and public sector organizations, and Securities Services, which offers cross-border support for clients, providing on-the-ground local market expertise, post-trade technologies, customized data solutions, and a wide range of securities services solutions that can be tailored to meet client needs. The Markets segment provides corporate, institutional, and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products, and commodities. The Banking segment offers Investment Banking and Corporate Lending services. The Wealth segment includes Private Bank, Wealth at Work, and Citigold and provides financial services to a range of client segments through banking, lending, mortgages, investment, custody, and trust product offerings. The USPB segment includes Branded Cards and Retail Services, which have proprietary card portfolios and co-branded card portfolios within Branded Cards, and co-brand and private label relationships within Retail Services. The All Other segment consists of activities not assigned to the reportable operating segments, including certain unallocated costs of global functions, other corporate expenses, and net treasury results. The company was founded in 1812 and is headquartered in New York, NY.

IndexS&P 500, RUI
Employees226000
IPOOct 29, 1986
Beta1.15
ATR, 14d3.49
Rel volume0.03
Short float1.32%
Inst own82.71%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap207.38B
Enterprise Value-
Income17.86B
Sales193.83B
Book/sh115.61
Cash/sh-
Dividend Est.2.57 (2.08%)
Dividend TTM2.54 (2.05%)
Dividend Ex-DateNov 02, 2026
Dividend Gr. 3/5Y4.38% 2.61%
Payout33.18%
Employees226000
IPOOct 29, 1986

Ratios

P/E12.05
Forward P/E9.63
PEG0.34
P/S1.07
P/B1.07
P/C-
P/FCF2.76
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio1.49
Debt/Eq3.92
LT Debt/Eq1.67
Option/ShortYes / Yes

Earnings

EPS (ttm)10.26
EPS next Y12.84
EPS next Q2.34
EPS this Y63.08%
EPS next Y12.68%
EPS next 5Y28.39%
EPS past 3/5Y-0.02% 8.24%
Sales past 3/5Y18.52% 13.72%
EPS Y/Y TTM44.35%
Sales Y/Y TTM14.21%
EPS Q/Q53.43%
Sales Q/Q40.72%
EarningsOct 13 BMO
EPS/Sales Surpr.7.08% 0.46%

Ownership

Insider Own-
Insider Trans-
Inst Own82.71%
Inst Trans-1.43%
ROA0.69%
ROE9.06%
ROIC3.43%
Gross Margin-
Oper. Margin22.30%
Profit Margin9.21%
SMA200.89%
SMA50-3.66%
SMA200-2.53%
Trades-

Technical

Shs Outstand1.68B
Shs Float1.67B
Short Float1.32%
Short Ratio2.34
Short Interest22.13M
52W High147.96 -16.44%
52W Low95.83 29.01%
Volatility4.38% 2.85%
ATR (14)3.49
RSI (14)48.73
Beta1.15
Rel Volume0.03
Avg Volume9.46M
Volume15,408

Performance

Perf Week-0.89%
Perf Month-0.72%
Perf Quarter-10.88%
Perf Half Y-0.38%
Perf YTD5.95%
Perf Year22.70%
Perf 3Y193.80%
Perf 5Y79.51%
Perf 10Y134.01%
Recom1.56
Target Price151.50
Prev Close122.27
Price123.63
Change %1.11%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 08, 2026ResumedTTD CowenBuy$150+21.3%
Sep 28, 2026ResumedHHSBC SecuritiesBuy$164+32.7%
Jun 30, 2026DowngradeOOppenheimerOutperform → Perform
Mar 26, 2026InitiatedJJefferiesBuy$135+9.2%
Dec 12, 2025UpgradeJJP MorganNeutral → Overweight$124+0.3%
May 15, 2025InitiatedTTD CowenHold$83-32.9%
Jan 06, 2025UpgradeBBarclaysEqual Weight → Overweight$70 → $95-23.2%
Dec 03, 2024UpgradeKKeefe BruyetteMkt Perform → Outperform$70 → $82-33.7%
Apr 04, 2024ReiteratedEEvercore ISIIn-line$58 → $60-51.5%
Mar 25, 2024ReiteratedWWells FargoOverweight$70 → $80-35.3%

Peers

Mkt cap
TickerCompanyMkt cap
JPMJPMorgan Chase & Co910.00B
BACBank Of America Corp351.07B
WFCWells Fargo & Co258.01B
MUFGMitsubishi UFJ Financial Group Inc ADR248.19B
GSGoldman Sachs Group Inc267.15B
MSMorgan Stanley297.53B
USBU.S. Bancorp94.26B
PNCPNC Financial Services Group Inc92.24B
TFCTruist Financial Corp60.19B
SCHWCharles Schwab Corp160.17B

Insider trading

latest 14 of 19
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
DUGAN JOHN CUNNINGHAMDirectorMay 08 '26Sale125.302,117265,26012,194May 12 04:08 PM
DUGAN JOHN CUNNINGHAMDirectorMay 08 '26Proposed Sale125.302,117265,260May 08 05:06 PM
Skyler EdwardHd of Ent Svc & Public AffairsApr 15 '26Sale131.4125,0003,285,350182,022Apr 17 04:01 PM
Giles NicoleCHIEF ACCOUNTING OFFICERApr 15 '26Sale131.8012,7321,678,07897,734Apr 17 04:01 PM
Giles NicoleOfficerApr 15 '26Proposed Sale131.8012,7321,678,078Apr 15 03:14 PM
Skyler EdwardOfficerApr 15 '26Proposed Sale131.4125,0003,285,350Apr 15 12:20 PM
Mason MarkChief Financial OfficerFeb 20 '26Sale114.713,627416,045233,789Feb 24 04:09 PM
MARK A.L. MASONOfficerFeb 20 '26Proposed Sale114.713,627416,045Feb 20 04:15 PM
Torres Cantu ErnestoOfficerFeb 13 '26Proposed Sale111.1167,3187,479,679Feb 13 04:26 PM
Torres Cantu ErnestoHead of InternationalFeb 13 '26Sale111.0943,1734,796,09345,835Feb 13 04:08 PM
Torres Cantu ErnestoHead of InternationalFeb 13 '26Sale111.1424,1452,683,586155,103Feb 13 04:08 PM
LUCHETTI GONZALOHead of U.S. Personal BankingFeb 12 '26Sale115.0319,9742,297,52382,588Feb 13 04:03 PM
Habner PamelaHead of U.S. Consumer CardsFeb 12 '26Sale117.2629,7543,488,94563,557Feb 13 04:02 PM
Giles NicoleCHIEF ACCOUNTING OFFICERFeb 11 '26Sale119.0416,7921,998,938110,466Feb 13 04:01 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B
VYMVanguard High Dividend Yield Indx ETFAUM: 83.15B
SPYMState Street SPDR Portfolio S&P 500 ETFAUM: 183.48B
PVALPutnam Focused Large Cap Value ETFAUM: 15.87B
DYNFiShares U.S. Equity Factor Rotation Active ETFAUM: 41.61B

News

latest 14 of 103
  • CRWV Stock Eyes Biggest One-Day Gain Since August Citi Sees Over 200% Upside After Q3 Beat (Stocktwits)
  • Goldman, Citi and Other Banks Reportedly Fund $270 Million Stablecoin Initiative (Unchained)
  • Goldman, Citi and Global Banks Commit $270 Million to Challenge Cryptos Stablecoin Giants (decrypt)
  • Securitize Stock Jumps 24%, Defying Crypto Slump. Its Tokenized Assets Hit $5 Billion. (Barrons.com)
  • Goldman, Citi join global banks in $270 million stablecoin venture - Bloomberg (Investing.com)
  • Loading…
  • Vanguard Inks $4B of Private Debt for Altruist Deal (Wealth Management)
  • Binance CFO Steps Down After $6.3 Billion Hack (CryptoProwl)
  • AI fatigue: Citi cuts U.S. and tech to neutral, turns bullish on Europe (Investing.com)
  • Nifty 50 Is Still Down 4.91% in 2026, So Why Does Citi See 13% Upside? (BeInCrypto)
  • Emerging market central banks turn hawkish as inflation pressures mount, Citi says (Investing.com)
  • Citigroup CEO Jane Fraser on if market correction will continue (CNBC TV)
  • Citigroup CEO Jane Fraser: I don't think correction will run deeper or longer (CNBC TV)
  • Citi Names Top Stock in Stablecoin and Digital Payments Space (Investing.com)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-132.8502.6622.85023,84523,73518
2026Q22026-07-143.1502.7393.14924,76623,74117
2026Q12026-04-143.0602.6533.06424,63323,59818
2025Q42026-01-141.1901.6471.19419,87120,9459
2025Q32025-10-141.8601.7291.85722,09021,08618
2025Q22025-07-151.9601.6551.95621,66821,00418
2025Q12025-04-151.9601.8461.96321,59621,26217
2024Q42025-01-151.3401.2231.33819,58119,51117
2024Q32024-10-151.5101.3111.50820,31519,86216
2024Q22024-07-121.5201.3991.52220,13920,07018
2024Q12024-04-121.5801.1781.57621,10420,44619
2023Q42024-01-12-1.1600.109-1.14317,44018,71312
2023Q32023-10-131.6301.2271.62720,13919,27219
2023Q22023-07-141.3301.3011.32519,43619,34221
2023Q12023-04-142.1901.6482.19221,44720,01521
2022Q42023-01-131.1601.1441.15718,00617,96119

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY8.0407.6858.02174,28673,745
2020FY4.8704.2744.70774,29874,508
2021FY10.14010.12210.14471,88470,927
2022FY7.0006.9876.99575,33875,151
2023FY4.0405.2684.04378,46279,338
2024FY5.9405.8405.94481,13981,007
2025FY6.9907.5776.99085,22586,414
2026FY-11.399--96,127
2027FY-12.844--100,131
2028FY-14.792--104,567
2029FY-16.000--108,521
2030FY-18.300--113,458

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-02143622,90822,22223,387
2026Q4S2026-10-30143622,90822,22223,387
2026Q4S2026-10-29142622,89422,22223,387
2026Q4S2026-10-28142522,89822,22223,387
2026Q4S2026-10-23141522,89022,22223,387
2026Q4S2026-10-16141522,90122,22223,387
2026Q4S2026-10-14141522,91322,22223,387
2026Q4S2026-10-13142522,91322,22223,387
2026Q4S2026-10-12142123,04322,35423,689
2026Q4S2026-10-07144023,05922,35423,689
2026Q4S2026-10-06144023,05922,35423,689
2026Q4S2026-10-02135023,04322,27723,689
2026Q4S2026-10-01135023,02422,27723,689
2026Q4S2026-09-30135023,04022,27723,689

Estimate history

EPS, annual-2.9826.6828.0214.70710.1446.9954.0435.9446.99210.2557
Period201720182019202020212022202320242025TTM
EPS, quarterly1.5081.3381.9631.9561.8571.1943.0643.1492.848
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual88286974961035288894380171101593157096170981169155193831
Period201720182019202020212022202320242025TTM
Sales, quarterly435004110141461432714388142164445454537161751
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual2569.9092368.4672114.1232082.0891984.3551936.9861903.1141877.0711747.5471655.205
Period201720182019202020212022202320242025MRQ
Shares, quarterly1891.2651877.0711867.7341840.8981789.2661747.5471705.5771677.4371655.205
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income148,589.00142,864.00143,713.00133,258.0074,408.0050,475.0058,089.0076,510.0070,828.00
Total Interest Expense83,076.0083,072.0089,618.0078,358.0025,740.007,981.0014,541.0029,163.0024,266.00
Net Interest Income65,513.0059,792.0054,095.0054,900.0048,668.0042,494.0043,548.0047,347.0046,562.00
Loan Loss Provision9,824.009,509.009,776.007,762.004,778.00-3,106.0017,375.008,218.007,354.00
Net Interest Income After Loan Loss Provision55,689.0050,283.0044,319.0047,138.0043,890.0045,600.0026,173.0039,129.0039,208.00
Non-Interest Income45,242.0026,291.0027,268.0023,838.0027,185.0029,696.0030,854.0027,018.0026,668.00
Non-Interest Expense57,706.0056,408.0053,852.0056,958.0051,774.0047,618.0043,227.0042,214.0042,299.00
Operating Income43,225.0020,166.0017,735.0014,018.0019,301.0027,678.0013,800.0023,933.0023,577.00
Unusual Expense470.00338.00689.001,108.00494.00209.00168.0032.00132.00
Net Income Before Taxes26,664.0019,828.0017,046.0012,910.0018,807.0027,469.0013,632.0023,901.0023,445.00
Income Taxes6,758.005,373.004,211.003,528.003,642.005,451.002,525.004,430.005,357.00
Consolidated Net Income19,713.0014,284.0012,665.009,202.0015,052.0021,864.0011,034.0019,350.0017,888.00
Net Income From Continuing Operations19,141.0014,138.0012,514.009,049.0014,963.0021,791.0010,994.0019,284.0017,853.00
Net Income17,859.0013,021.0011,458.007,850.0013,700.0020,758.009,879.0018,171.0016,671.00
EPS (Recurring)10.707.126.194.447.1710.224.768.036.72
EPS (Basic, Before Extraordinaries)10.437.116.034.077.0410.214.748.086.69
EPS (Diluted)10.266.995.944.047.0010.144.718.026.68
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments-193.00-171.00-170.00-180.00-113.00-154.00-73.00-121.00-200.00
Price To Earnings Ratio11.9211.9220.338.166.205.9912.279.947.79
Price To Sales Ratio1.141.290.800.640.871.541.461.751.33
Operating Margin22.3011.9210.378.9219.0034.5215.5223.1224.18
Net Margin9.217.706.705.0013.4925.8911.1117.5517.10
Shares Outstanding1,655.201,747.551,877.071,903.111,936.991,984.362,082.092,114.122,368.47
Market Capitalization205,100.59205,100.59133,125.7998,449.9987,603.73119,830.07128,373.65174,415.05127,137.81

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income38,765.0037,662.0035,513.0036,649.0036,690.0035,859.0033,666.0035,047.00
Total Interest Expense21,783.0020,537.0019,772.0020,984.0021,750.0020,684.0019,654.0021,314.00
Net Interest Income16,982.0017,125.0015,741.0015,665.0014,940.0015,175.0014,012.0013,733.00
Loan Loss Provision2,416.002,603.002,605.002,200.002,254.002,470.002,556.002,563.00
Net Interest Income After Loan Loss Provision14,566.0014,522.0013,136.0013,465.0012,686.0012,705.0011,456.0011,170.00
Non-Interest Income22,986.007,709.009,032.005,515.007,191.007,412.007,795.006,054.00
Non-Interest Expense14,122.0014,134.0014,511.0014,939.0014,507.0014,865.0013,748.0013,094.00
Operating Income23,430.008,097.007,657.004,041.005,370.005,252.005,503.004,130.00
Unusual Expense32.0068.00140.00230.0020.0033.0055.00328.00
Net Income Before Taxes7,307.008,029.007,517.003,811.005,350.005,219.005,448.003,802.00
Income Taxes1,887.002,005.001,578.001,288.001,559.001,186.001,340.00912.00
Consolidated Net Income5,368.005,977.005,883.002,485.003,751.003,984.004,064.002,853.00
Net Income From Continuing Operations5,193.005,784.005,730.002,434.003,713.003,970.004,021.002,819.00
Net Income4,840.005,446.005,424.002,149.003,438.003,683.003,751.002,563.00
EPS (Recurring)2.863.183.121.281.861.971.981.46
EPS (Basic, Before Extraordinaries)2.903.203.121.211.891.982.001.36
EPS (Diluted)2.853.153.061.191.861.961.961.34
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments-52.00-47.00-56.00-38.00-40.00-49.00-44.00-37.00
Price To Earnings Ratio11.9217.3416.2716.4115.0113.4511.9420.33
Price To Sales Ratio1.141.381.161.241.110.950.810.80
Operating Margin37.9417.8517.199.5812.2412.1413.2710.05
Net Margin7.8412.0012.185.107.838.519.056.24
Shares Outstanding1,655.201,677.441,705.581,747.551,789.271,840.901,867.731,877.07
Market Capitalization205,100.59240,018.80198,390.38208,789.92186,851.35158,981.18133,614.54133,125.79

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks57,298.0046,199.0046,780.0044,533.0051,851.0040,552.0050,460.00134,965.0051,439.00
Investments1,642,344.001,430,999.001,494,593.001,525,389.001,395,937.001,389,588.001,044,063.00943,603.00972,310.00
Net Loans732,983.00675,914.00671,217.00640,247.00651,312.00650,927.00686,700.00671,881.00654,679.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets22.0018.00-15.0027.0043.0061.0099.00144.00
Net Property, Plant & Equipment36,348.0033,028.0031,548.0026,253.00845.002,800.003,100.00--
Interest Receivables2,000.002,000.003,000.000.000.000.000.000.000.00
Deferred Tax Assets34,826.0034,767.0039,057.0033,352.0029,812.0030,988.0028,973.0027,685.0026,797.00
Other Intangible Assets156,676.00134,942.00135,088.00152,567.00166,652.00151,340.00143,680.00143,932.00141,412.00
Total Assets2,662,497.002,357,867.002,421,283.002,422,356.002,296,436.002,266,238.001,957,037.001,922,165.001,846,781.00
Total Deposits1,403,573.001,284,458.001,308,681.001,365,954.001,317,230.001,280,671.001,070,590.001,013,170.00959,822.00
Total Debt718,966.00593,573.00594,298.00524,222.00476,763.00503,813.00463,488.00442,113.00437,438.00
Long Term Debt271,417.00247,729.00232,218.00241,519.00223,749.00231,146.00214,042.00231,999.00236,709.00
Provision for Risks Charges12,833.0012,301.0014,928.003,561.0019,745.002,655.001,456.002,982.002,878.00
Deferred Tax Liabilities5,295.004,922.005,877.005,680.005,023.006,148.005,879.004,782.004,316.00
Other Liabilities308,008.00253,247.00291,248.00321,101.00275,003.00272,751.00221,678.00262,044.00240,655.00
Total Liabilities2,448,675.002,148,501.002,215,032.002,220,518.002,093,764.002,066,038.001,763,091.001,725,091.001,645,109.00
Preferred Stock - Carrying Value20,050.0017,850.0017,600.0018,995.0018,995.0019,480.0017,980.0018,460.0019,253.00
Common Equity192,241.00190,748.00187,853.00182,194.00182,977.00179,962.00175,262.00177,760.00181,487.00
Total Shareholders Equity212,291.00208,598.00205,453.00201,189.00201,972.00199,442.00193,242.00196,220.00200,740.00
Accumulated Minority Interest1,531.00768.00798.00649.00700.00758.00704.00854.00932.00
Total Equity213,822.00209,366.00206,251.00201,838.00202,672.00200,200.00193,946.00197,074.00201,672.00
Total Liabilities & Stockholders Equity2,662,497.002,357,867.002,421,283.002,422,356.002,296,436.002,266,238.001,957,037.001,922,165.001,846,781.00
Book Value Per Share110.01101.6298.7194.0692.2186.4382.9075.0570.62
Tangible Book Value Per Share97.0689.3586.1981.9579.4173.6770.3963.7960.17
Tier 1 Capital179,675.00174,527.00172,504.00169,145.00169,568.00167,053.00155,805.00158,122.00162,377.00
Tier 2 Capital26,495.0022,844.0019,415.0019,694.0024,438.0028,906.0025,532.0025,022.0025,500.00
Full-Time Employees226,000229,000239,000240,000223,400210,000200,000204,000209,000
Price to Book Ratio1.060.690.520.490.650.710.960.690.88
Return on Assets0.560.520.370.630.960.520.990.93-0.37
Return on Equity6.726.044.457.4210.865.609.909.10-3.16
Return on Invested Capital2.922.742.073.335.122.554.734.17-1.56
Current Ratio1.481.401.381.481.351.431.260.851.17

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations35,663.0031,349.0025,311.0019,232.0023,438.0023,672.0028,448.0029,476.0028,574.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital45,455.00-2,546.00-13,030.00-16,739.00-517.00-1,673.0048,726.00-21,280.0011,847.00
Cash from Operating Activities81,118.0028,803.0012,281.002,493.0022,921.0021,999.0077,174.008,196.0040,421.00
Capital Expenditures-6,104.00-6,520.00-6,500.00-6,583.00-5,632.00-4,119.00-3,446.00-5,336.00-3,774.00
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses84.0062.00222.0056.0063.00190.0050.00259.00212.00
Purchase or Sale of Investments-190,782.00-127,976.0074,681.00-39,488.00-69,227.00-79,847.00-206,773.00-19,029.00-49,067.00
Purchase of Investments-527,718.00-458,217.00-298,598.00-314,350.00-302,036.00-391,734.00-477,287.00-294,615.00-194,162.00
Sale Or Maturity of Investments336,936.00330,241.00373,279.00274,862.00232,809.00311,887.00270,514.00275,586.00145,095.00
Other Uses-----791.00-0.000.000.00
Other Sources639.002,167.002,512.00835.000.00185.00116.00196.00495.00
Cash from Investing Activities-297,078.00-204,717.0054,300.00-84,368.00-77,307.00-85,655.00-193,107.00-44,407.00-76,587.00
Cash Dividends Paid-5,539.00-5,372.00-5,199.00-5,212.00-5,003.00-5,198.00-5,352.00-5,447.00-5,020.00
Change in Capital Stock-18,819.00-11,064.00-2,242.00-3,383.00-3,250.00-8,086.00-1,430.00-18,055.00-15,226.00
Repurchase of Common Pref Stock-23,100.00-18,250.00-7,524.00-6,122.00-3,250.00-11,386.00-4,425.00-19,551.00-15,226.00
Sale of Common Pref Stock4,281.007,186.005,282.002,739.000.003,300.002,995.001,496.000.00
Proceedsfrom Stock Options4,281.007,186.005,282.002,739.000.003,300.002,995.001,496.000.00
Issuance or Reduction of Debt, Net110,922.00115,424.00-6,186.0066,884.0077,945.00-14,073.0030,707.009,379.0011,908.00
Change in Long Term Debt43,716.0018,708.006,118.00860.0047,663.00-4,292.0013,056.008,105.002,523.00
Issuance of Long Term Debt156,032.00122,029.0099,075.0065,819.00104,748.0070,658.0076,458.0059,134.0060,655.00
Reduction of Long Term Debt-112,316.00-103,321.00-92,957.00-64,959.00-57,085.00-74,950.00-63,402.00-51,029.00-58,132.00
Net Financing Active Other Cash Flow3,409.001,098.00-454.00-329.00-344.00-337.00-411.00-364.00-482.00
Other Financing Activities Uses-1,236.00-780.00-454.00-329.00-344.00-337.00-411.00-364.00-482.00
Cash from Financing Activities224,108.00238,031.00-38,304.00687.00137,763.0017,272.00233,595.0042,933.0044,528.00
Exchange Rate Effect-1,367.0010,930.00-12,677.0095.00-3,385.00-1,198.00-1,966.00-908.00-773.00
Net Change in Cash6,781.0073,047.0015,600.00-81,093.0079,992.00-47,582.00115,696.005,814.007,589.00
Free Cash Flow75,014.0022,283.005,781.00-4,090.0017,289.0017,880.0073,728.002,860.0036,647.00
Price to Free Cash Flow3.1812.92234.65-7.239.761.89-4.11
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks43,004.0045,891.0046,484.0057,298.0055,494.0053,832.00
Investments1,831,007.001,822,454.001,729,969.001,642,344.001,638,599.001,635,991.00
Net Loans799,614.00773,697.00741,980.00732,983.00714,699.00706,222.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment34,075.0033,897.0033,574.0036,348.0035,867.0035,367.00
Interest Receivables6,000.005,000.005,000.002,000.002,000.002,000.00
Deferred Tax Assets29,200.0029,000.0029,000.0034,826.0029,600.0029,500.00
Other Intangible Assets198,303.00184,681.00191,646.00156,676.00166,187.00159,834.00
Total Assets2,941,271.002,894,654.002,777,687.002,662,497.002,642,475.002,622,772.00
Total Deposits1,505,322.001,492,607.001,446,240.001,403,573.001,383,929.001,357,733.00
Total Debt820,659.00817,043.00752,444.00718,966.00723,535.00724,452.00
Long Term Debt348,967.00336,939.00310,803.00271,417.00319,049.00320,979.00
Provision for Risks Charges2,044.001,899.002,013.0012,833.0027,978.0015,921.00
Deferred Tax Liabilities---5,295.00--
Other Liabilities401,463.00368,655.00364,418.00308,008.00293,156.00310,536.00
Total Liabilities2,729,488.002,680,204.002,565,115.002,448,675.002,428,598.002,408,642.00
Preferred Stock - Carrying Value18,050.0019,550.0019,550.0020,050.0019,050.0016,350.00
Common Equity191,359.00192,465.00191,409.00192,241.00193,973.00196,872.00
Total Shareholders Equity209,409.00212,015.00210,959.00212,291.00213,023.00213,222.00
Accumulated Minority Interest2,374.002,435.001,613.001,531.00854.00908.00
Total Equity211,783.00214,450.00212,572.00213,822.00213,877.00214,130.00
Total Liabilities & Stockholders Equity2,941,271.002,894,654.002,777,687.002,662,497.002,642,475.002,622,772.00
Book Value Per Share115.61114.74112.23110.01108.41106.94
Tangible Book Value Per Share101.59100.8999.0196.6395.7293.75
Tier 1 Capital179,445.00180,941.00176,885.00179,675.00178,793.00176,619.00
Tier 2 Capital25,588.0027,339.0027,721.0026,495.0027,824.0027,562.00
Full-Time Employees217,000219,000-226,000--
Price to Book Ratio1.061.251.031.080.950.82
Return on Assets0.690.640.590.560.570.56
Return on Equity9.068.317.496.726.886.64
Return on Invested Capital0.931.051.100.500.700.74
Current Ratio1.491.511.511.481.551.51

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations9,202.009,736.009,421.007,304.007,975.008,303.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital16,022.008,583.0024,489.00-3,639.00-18,257.009,097.00
Cash from Operating Activities25,224.0018,319.0033,910.003,665.00-10,282.0017,400.00
Capital Expenditures-1,507.00-1,551.00-1,415.00-1,631.00-1,617.00-1,755.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses3.0040.003.0038.008.005.00
Purchase or Sale of Investments-23,897.00-109,678.00-55,514.00-1,693.007,455.0028,566.00
Purchase of Investments-101,041.00-191,830.00-157,714.00-77,133.00-60,304.00-49,888.00
Sale Or Maturity of Investments77,144.0082,152.00102,200.0075,440.0067,759.0078,454.00
Other Uses-----541.00
Other Sources179.00-6.00383.0083.001,706.00378.00
Cash from Investing Activities-53,843.00-148,621.00-68,174.00-26,440.001,379.00-3,945.00
Cash Dividends Paid-1,474.00-1,361.00-1,353.00-1,351.00-1,370.00-1,328.00
Change in Capital Stock-4,500.00-4,000.00-6,815.00-3,504.00-2,305.00-3,999.00
Repurchase of Common Pref Stock-4,500.00-4,000.00-8,600.00-6,000.00-5,000.00-3,999.00
Sale of Common Pref Stock0.000.001,785.002,496.002,695.000.00
Proceedsfrom Stock Options0.000.001,785.002,496.002,695.000.00
Issuance or Reduction of Debt, Net9,654.0067,494.0037,897.00-4,123.00-1,831.00-34,979.00
Change in Long Term Debt18,066.0029,031.00-3,768.00387.00-2,844.0014,646.00
Issuance of Long Term Debt45,810.0059,565.0024,924.0025,733.0028,798.0037,886.00
Reduction of Long Term Debt-27,744.00-30,534.00-28,692.00-25,346.00-31,642.00-23,240.00
Net Financing Active Other Cash Flow270.002,413.00-1,147.001,873.00-5.00-16.00
Other Financing Activities Uses-5.00-79.00-1,147.00-5.00-5.00-16.00
Cash from Financing Activities16,665.00110,913.0071,249.0025,281.0020,685.007,089.00
Exchange Rate Effect382.0080.00-842.00-987.00-1,195.008,598.00
Net Change in Cash-11,572.00-19,309.0036,143.001,519.0010,587.0029,142.00
Free Cash Flow23,717.0016,768.0032,495.002,034.00-11,899.0015,645.00
Price to Free Cash Flow3.187.156.1312.549.315.82

Revenue breakdown

Consolidation, Policy2024: -6.70B 2025: -7.60B
Corporate And Other Geographical2024: 668.00M 2025: -1.08B
International2024: 40.31B 2025: 42.30B
North America2024: 39.75B 2025: 44.01B
United Kingdom2024: 6.70B 2025: 7.60B
Banking2024: 6.20B 2025: 8.22B
Consolidation, Policy2024: 7.53B 2025: 4.25B
Markets2024: 19.84B 2025: 21.97B
Services2024: 19.62B 2025: 21.26B
U.S. Personal Banking2024: 20.06B 2025: 20.97B
Wealth2024: 7.48B 2025: 8.56B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.32%22.1M1671.9M9.27M
2026-10-151.32%22.2M1671.9M9.82M
2026-09-301.26%21.0M1671.9M10.37M
2026-09-151.48%24.7M1671.9M11.25M
2026-08-311.57%26.2M1671.5M11.83M
2026-08-141.79%29.9M1671.6M11.97M
2026-07-31-24.7M-12.60M
2026-07-151.68%28.8M1709.2M12.35M
2026-06-301.59%27.2M1709.2M12.20M
2026-06-151.90%32.5M1709.2M12.36M
2026-05-291.79%30.5M1709.2M12.92M
2026-05-151.75%30.0M1709.4M13.70M
2026-04-301.70%29.1M1709.3M14.16M
2026-04-151.70%29.0M1709.0M14.83M
2026-03-311.73%30.2M1743.3M15.40M
2026-03-131.68%29.2M1743.3M15.04M
2026-02-271.65%28.7M1743.3M14.36M
2026-02-131.60%28.0M1743.0M13.90M
2026-01-301.44%25.8M1783.7M13.40M
2026-01-151.41%25.2M1783.7M13.12M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call75.000.000.000.00-0.000.00---
call80.000.000.0039.50-1.000.00---
call85.000.000.000.00-0.000.00---
call90.000.000.0029.35-2.000.00---
call95.000.000.0024.35-0.000.00---
call1000.000.0018.66-2.000.00---
call1050.000.0013.80-2.000.00---
call1070.000.0015.28-2.000.00---
call1080.000.0014.36-2.000.00---
call1090.000.0012.80-4.000.00---
call1100.000.0012.50-1200.00---
call1110.000.008.75-2.000.00---
call1120.000.008.16-1.000.00---
call1130.000.009.29-34.000.00---
call1140.000.008.32-11.000.00---
call1150.000.007.95-50.000.00---
call1160.000.005.80-14.000.00---
call1170.000.005.30-19.000.00---
call1180.000.005.02-1380.00---
call1190.000.004.09-60.000.00---
call1200.000.003.03-5710.00---
call1210.000.002.27-3980.00---
call1220.000.001.60-1,0260.00---
call1230.000.001.20-1,4540.00---
call1240.000.000.78-1,1420.00---
call1250.000.000.47-2,1140.00---
call1260.000.000.30-7690.00---
call1270.000.000.16-9150.00---
call1280.000.000.12-9980.00---
call1290.000.000.04-6610.00---
call1300.000.000.02-5900.00---
call1310.000.000.02-1050.00---
call1320.000.000.06-3940.00---
call1330.000.000.12-1940.00---
call1340.000.000.01-93.000.00---
call1350.000.000.06-1390.00---
call1360.000.000.17-2540.00---
call1370.000.000.16-70.000.00---
call1380.000.000.09-1540.00---
call1390.000.000.07-31.000.00---
call1400.000.000.01-33.000.00---
call1410.000.000.01-1100.00---
call1420.000.000.06-12.000.00---
call1430.000.000.15-7.000.00---
call1440.000.000.14-3.000.00---
call1450.000.002.16-10.000.00---
call1460.000.000.00-0.000.00---
call1500.000.002.04-27.000.00---
call152.50.000.000.00-0.000.00---
call1550.000.000.00-0.000.00---
call1600.000.000.00-0.000.00---
call1650.000.000.00-0.000.00---
call1700.000.000.96-3.000.00---
call1750.000.000.00-0.000.00---
put75.000.000.000.00-0.000.00---
put80.000.000.000.02-11.000.00---
put85.000.000.000.13-5.000.00---
put90.000.000.000.14-0.000.00---
put95.000.000.000.07-16.000.00---
put1000.000.000.01-2480.00---
put1050.000.000.02-2,8870.00---
put1070.000.000.08-3.000.00---
put1080.000.000.00-0.000.00---
put1090.000.000.04-79.000.00---
put1100.000.000.03-1,6470.00---
put1110.000.000.05-1630.00---
put1120.000.000.06-6190.00---
put1130.000.000.12-2200.00---
put1140.000.000.10-3160.00---
put1150.000.000.12-2,0660.00---
put1160.000.000.15-4110.00---
put1170.000.000.21-7700.00---
put1180.000.000.33-1,2740.00---
put1190.000.000.48-8650.00---
put1200.000.000.73-8770.00---
put1210.000.000.99-9540.00---
put1220.000.001.36-5750.00---
put1230.000.001.95-8010.00---
put1240.000.002.76-1970.00---
put1250.000.002.57-1900.00---
put1260.000.004.15-1030.00---
put1270.000.005.26-5040.00---
put1280.000.007.05-31.000.00---
put1290.000.007.28-6.000.00---
put1300.000.007.52-83.000.00---
put1310.000.009.37-0.000.00---
put1320.000.0010.20-2.000.00---
put1330.000.0012.98-0.000.00---
put1340.000.0014.15-0.000.00---
put1350.000.0015.07-0.000.00---
put1360.000.0010.45-0.000.00---
put1370.000.0014.91-0.000.00---
put1380.000.0016.25-0.000.00---
put1390.000.0016.89-0.000.00---
put1400.000.0021.48-0.000.00---
put1410.000.0019.60-0.000.00---
put1420.000.000.00-0.000.00---
put1430.000.0021.18-3.000.00---
put1440.000.0022.11-3.000.00---
put1450.000.0023.00-1.000.00---
put1460.000.0024.80-0.000.00---
put1500.000.0028.51-0.000.00---
put152.50.000.0030.85-0.000.00---
put1550.000.0033.33-0.000.00---
put1600.000.0038.43-0.000.00---
put1650.000.0043.40-0.000.00---
put1700.000.0048.39-0.000.00---
put1750.000.000.00-0.000.00---

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10424B2SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10424B2SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC
2026-11-10424B2SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-0500265.26K1
2026-04004.96M2
2026-030000
2026-020017.81M7
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.8.72%
VANGUARD CAPITAL MANAGEMENT LLC6.25%
STATE STREET CORP4.54%
GEODE CAPITAL MANAGEMENT, LLC2.46%
Fisher Asset Management, LLC2.22%
FRANKLIN RESOURCES INC2.10%
Capital World Investors1.96%
VANGUARD PORTFOLIO MANAGEMENT LLC1.89%
MORGAN STANLEY1.64%
BANK OF AMERICA CORP /DE/1.58%

Funds

Fund% owned
Touchstone Strategic Trust-Touchstone Flexible Income Fund233.25%
Invesco BulletShares 2026 Corporate Bond ETF3.09%
Fidelity Investment Grade Bond Central Fund3.04%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.91%
Fidelity Series Investment Grade Bond Fund2.88%
VANGUARD ULTRA-SHORT-TERM BOND FUND2.76%
Dodge & Cox Balanced Fund2.68%
BBH Limited Duration Fund2.67%
Dodge & Cox Income Fund2.66%
Baird Short-Term Bond Fund2.62%

OakChart. C. Cached 15 minutes.