OakChart

Bridgewater Bancshares Inc

BWBFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

20.67+0.03 (0.15%)
2026-11-12 01:45 CET
Market cap
578.22 USD m
Revenue, TTM
- USD m
Net income, TTM
55.72 USD m
Free cash flow, TTM
73.46 USD m
EPS diluted, TTM
1.95
P/E
10.59
Compare

Price

BWB against its 20, 50 and 200-day averages
2050200beat
18.0020.0022.00506K1.0MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26BWBclose 20.6720-day 20.4750-day 20.66200-day 19.7920.6752w high

8.6% under the 52-week high of 22.62 on 13 Aug 2026. 52-week low 16.06 on 19 Nov 2025. Last 15 sessions, 6.3% high to low

Volume 0.63× normal · the line is the 50-bar volume average

Profile

BWB
52-week range, 70% of the way up
16.0622.62

Bridgewater Bancshares, Inc. is a holding company, which provides retail and commercial loan and deposit services. It offers deposits, lending, professional services, and business services. The company was founded by Jerry J. Baack and Jeffrey D. Shellberg in 2005 and is headquartered in St. Louis Park, MN.

IndexRUT
Employees322
IPOMar 14, 2018
Beta0.62
ATR, 14d0.55
Rel volume0.63
Short float2.48%
Insider own24.05%
Inst own64.58%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap579.05M
Enterprise Value-
Income55.72M
Sales309.29M
Book/sh16.98
Cash/sh-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees322
IPOMar 14, 2018

Ratios

P/E10.59
Forward P/E10.13
PEG0.75
P/S1.87
P/B1.22
P/C-
P/FCF7.88
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.10
Debt/Eq0.93
LT Debt/Eq0.26
Option/ShortYes / Yes

Earnings

EPS (ttm)1.95
EPS next Y2.04
EPS next Q0.47
EPS this Y19.90%
EPS next Y11.93%
EPS next 5Y13.53%
EPS past 3/5Y-4.64% 9.87%
Sales past 3/5Y19.63% 19.26%
EPS Y/Y TTM49.30%
Sales Y/Y TTM10.34%
EPS Q/Q29.58%
Sales Q/Q4.71%
EarningsOct 20 AMC
EPS/Sales Surpr.3.70% 0.07%

Ownership

Insider Own24.05%
Insider Trans-6.15%
Inst Own64.58%
Inst Trans3.90%
ROA1.09%
ROE11.51%
ROIC8.73%
Gross Margin-
Oper. Margin25.08%
Profit Margin18.02%
SMA200.98%
SMA500.03%
SMA2004.43%
Trades-

Technical

Shs Outstand27.96M
Shs Float21.28M
Short Float2.48%
Short Ratio4.49
Short Interest0.53M
52W High22.62 -8.62%
52W Low16.06 28.70%
Volatility3.04% 2.73%
ATR (14)0.55
RSI (14)52.89
Beta0.62
Rel Volume0.63
Avg Volume117.25K
Volume74,293

Performance

Perf Week-0.34%
Perf Month1.47%
Perf Quarter-7.06%
Perf Half Y14.01%
Perf YTD17.91%
Perf Year22.82%
Perf 3Y101.66%
Perf 5Y3.61%
Perf 10Y-
Recom1.00
Target Price23.75
Prev Close20.64
Price20.67
Change %0.15%

Analyst ratings

latest 6 of 6
DateActionAnalystRating changeTargetImplied
Aug 06, 2026UpgradeSStephensEqual-Weight → Overweight$25+20.9%
Dec 10, 2025InitiatedSStephensEqual-Weight$20-3.2%
Mar 04, 2024ResumedHHovde GroupOutperform
Jan 17, 2024ResumedPPiper SandlerOverweight$15.50-25.0%
Jan 27, 2023DowngradePPiper SandlerOverweight → Neutral$20 → $17-17.8%
Jun 14, 2022DowngradeRB. Riley SecuritiesBuy → Neutral$21 → $18-12.9%

Peers

Mkt cap
TickerCompanyMkt cap
FBIZFirst Business Financial Services Inc623.99M
BWFGBankwell Financial Group Inc564.18M
ALRSAlerus Financial Corp853.23M
WTBAWest Bancorporation521.20M
BANCBanc of California Inc2.84B
WALWestern Alliance Bancorp8.14B
HIFSHingham Institution For Savings667.59M
EWBCEast West Bancorp Inc17.91B
FITBFifth Third Bancorp49.16B
HBANHuntington Bancshares Inc32.00B

Insider trading

latest 14 of 84
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Urness Todd B.DirectorNov 05 '26Sale20.2120,000404,218840,909Nov 06 04:41 PM
Urness Todd B.DirectorNov 05 '26Proposed Sale20.2520,000405,000Nov 05 12:57 PM
Baack Jerry J.CEONov 03 '26Sale20.3520,000407,0481,137,769Nov 04 04:48 PM
Baack Jerry J.CEONov 02 '26Sale20.2520,000404,9621,157,769Nov 04 04:48 PM
Chybowski Joseph M.PRESIDENT & CFONov 03 '26Sale20.439,651197,208108,850Nov 04 04:46 PM
Chybowski Joseph M.OfficerNov 03 '26Proposed Sale20.219,651195,047Nov 02 07:24 PM
Baack Jerry J.OfficerNov 02 '26Proposed Sale20.2165,0001,313,650Nov 02 09:16 AM
Urness Todd B.DirectorOct 29 '26Sale20.3410,000203,424856,722Oct 30 05:00 PM
Urness Todd B.DirectorOct 29 '26Proposed Sale20.6210,000206,200Oct 29 02:36 PM
Baack Jerry J.CEOOct 22 '26Option Exercise7.4729,099217,3701,159,935Oct 26 05:34 PM
Baack Jerry J.CEOOct 23 '26Option Exercise7.4717,834133,2201,170,702Oct 26 05:34 PM
Stejskal Jessica AnneChief Experience OfficerSep 15 '26Sale21.254008,50116,207Sep 16 06:04 PM
JESSICA STEJSKALOfficerSep 15 '26Proposed Sale21.254008,501Sep 15 04:08 PM
Parish Douglas J.DirectorSep 09 '26Sale21.384,00085,5364,107Sep 10 05:14 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.14B

News

latest 14 of 194

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-200.4900.4730.49043.2343.204
2026Q22026-07-210.4500.4530.45540.8941.434
2026Q12026-04-210.4100.4130.57538.9639.334
2025Q42026-01-270.4400.4100.43538.7638.084
2025Q32025-10-210.3900.3930.37636.0936.503
2025Q22025-07-230.3700.3430.37535.6133.903
2025Q12025-04-230.3200.2900.30832.2931.103
2024Q42025-01-290.2700.2350.25629.5028.183
2024Q32024-10-230.2700.2430.27527.1527.103
2024Q22024-07-240.2600.2400.25626.4426.673
2024Q12024-04-240.2400.2470.24326.0927.033
2023Q42024-01-240.2800.2550.27826.7527.002
2023Q32023-10-250.3000.2750.30427.1527.202
2023Q22023-07-260.3100.3130.31227.2429.733
2023Q12023-04-260.3700.3270.37330.2731.173
2022Q42023-01-250.4500.4700.44634.6036.303

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.720-0.56259.05-
2018FY0.9100.8900.91567.4168.05
2019FY1.0501.0201.04777.4476.85
2020FY0.9300.9970.93292.3090.40
2021FY1.5501.5331.537114.07115
2022FY1.7201.7501.721135.95138.23
2023FY1.2701.2301.268111.7112.15
2024FY1.0500.9931.030109.18108.63
2025FY1.5201.4881.490142.74142.83
2026FY-1.823--171.97
2027FY-2.040--184.7
2028FY-2.224--198.16

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2130044.7044.3045.00
2026Q4S2026-10-2030044.4043.9044.80
2026Q4S2026-10-0530044.4043.9044.80
2026Q4S2026-07-2230144.4043.9044.80
2026Q4S2026-07-0630044.5744.1045.40
2026Q4S2026-04-2430144.5744.1045.40
2026Q4S2026-04-2230144.6744.2045.40
2026Q4S2026-04-1330044.7343.8046.00
2026Q4S2026-04-0131044.7343.8046.00
2026Q4S2026-01-2832044.8344.1046.00
2026Q4S2026-01-0530044.2043.6044.60
2026Q4S2025-11-1133044.2043.6044.60
2026Q4S2025-11-1033044.2043.6044.60
2026Q4S2025-11-0933044.2043.6044.60

Estimate history

EPS, annual0.5620.9151.0470.9321.5371.7211.2681.031.4921.951
Period201720182019202020212022202320242025TTM
EPS, quarterly0.2750.2560.3080.3750.3760.4350.5750.4550.487
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual68.88287.769107.604120.665134.188170.027228.056251.445291.093309.29
Period201720182019202020212022202320242025TTM
Sales, quarterly64.16865.43167.33672.15275.38576.2279.36174.77478.934
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual30.05930.09728.97428.14328.20727.75227.74927.55227.7627.96
Period201720182019202020212022202320242025MRQ
Shares, quarterly27.42627.55227.5627.4727.58527.7627.83327.88127.96
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income292.57281.85245.90222.35163.69128.88114.83103.7885.23
Total Interest Expense141.02149.41143.71117.1834.0019.3726.8629.6520.49
Net Interest Income151.56132.44102.19105.17129.70109.5187.9674.1364.74
Loan Loss Provision5.956.053.52-0.177.705.1512.752.703.58
Net Interest Income After Loan Loss Provision145.61126.3998.67105.35122.00104.3675.2171.4361.16
Non-Interest Income16.719.255.555.706.335.315.843.832.54
Non-Interest Expense84.7575.9061.4859.3256.6248.0945.3936.9331.56
Operating Income77.5759.7342.7451.7371.7161.5735.6738.3332.14
Unusual Expense0.00-0.300.00-0.790.000.000.000.000.00
Net Income Before Taxes77.5760.0342.7452.5271.7161.5735.6738.3332.14
Income Taxes17.8013.949.9112.5618.3215.898.476.925.22
Consolidated Net Income59.7746.0932.8339.9653.3945.6927.1931.4026.92
Net Income From Continuing Operations59.7746.0932.8339.9653.3945.6927.1931.4026.92
Net Income55.7242.0328.7735.9149.3444.5227.1931.4026.92
EPS (Recurring)1.941.481.031.251.721.540.931.050.91
EPS (Basic, Before Extraordinaries)2.001.531.051.291.781.590.951.070.93
EPS (Diluted)1.951.491.031.271.721.540.931.050.91
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.844.203.083.122.641.771.220.550.63
Price To Earnings Ratio10.5810.5812.859.4210.6811.5513.4113.1611.53
Price To Sales Ratio1.881.701.501.682.993.823.023.843.54
Operating Margin25.0820.5217.0022.6842.1845.8929.5635.6236.62
Net Margin18.0214.4411.4415.7429.0233.1722.5429.1830.67
Shares Outstanding27.9627.7627.5527.7527.7528.2128.1428.9730.10
Market Capitalization578.22578.22370.52378.57489.46496.50353.24396.60317.18

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income76.6472.6669.9773.3173.6369.2065.7163.32
Total Interest Expense35.9934.0933.3237.6239.5436.7535.5036.36
Net Interest Income40.6638.5736.6535.6934.0932.4530.2126.97
Loan Loss Provision2.750.551.201.451.102.001.502.17
Net Interest Income After Loan Loss Provision37.9138.0235.4534.2432.9930.4528.7124.79
Non-Interest Income2.292.129.402.911.752.951.632.11
Non-Interest Expense21.0621.6922.0020.0019.6518.5717.6816.39
Operating Income19.1418.4522.8417.1515.1014.8412.6510.51
Unusual Expense0.000.000.000.000.00-0.300.000.00
Net Income Before Taxes19.1418.4522.8417.1515.1015.1412.6510.51
Income Taxes4.114.445.433.813.503.623.022.31
Consolidated Net Income15.0314.0117.4113.3311.6011.529.638.20
Net Income From Continuing Operations15.0314.0117.4113.3311.6011.529.638.20
Net Income14.0212.9916.3912.3210.5910.518.627.19
EPS (Recurring)0.490.450.580.430.380.370.310.26
EPS (Basic, Before Extraordinaries)0.500.470.590.450.390.380.310.26
EPS (Diluted)0.490.450.580.430.380.380.310.26
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.070.911.000.850.850.830.780.72
Price To Earnings Ratio10.5811.9511.8613.3314.5014.5413.4912.85
Price To Sales Ratio1.881.971.661.711.771.661.501.51
Operating Margin24.2524.6728.7822.5020.0320.5618.7916.07
Net Margin17.7617.3820.6616.1614.0514.5612.8010.99
Shares Outstanding27.9627.8827.8327.7627.5827.4727.5627.55
Market Capitalization578.22586.67492.50483.56483.69436.93383.31370.52

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks123.51229.76128.5687.04143.47160.6831.9328.4423.73
Investments859.24844.66667.11605.77460.16401.41304.90264.30237.71
Net Loans4,244.113,809.443,667.223,512.162,769.922,282.441,884.001,640.381,326.51
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets-------0.000.58
Net Property, Plant & Equipment52.9551.0750.8250.9249.4050.9927.6313.0710.12
Interest Receivables18.9317.7116.7013.489.199.176.786.595.34
Deferred Tax Assets18.3221.9323.9322.9211.898.015.906.844.72
Other Intangible Assets89.9591.6757.6653.3833.6410.597.6914.117.91
Total Assets5,407.005,066.244,611.994,345.663,477.662,927.342,268.831,973.741,616.61
Total Deposits4,320.374,086.773,709.953,416.542,946.242,501.641,823.311,560.931,339.35
Total Debt509.62454.50414.51479.15134.74142.24174.23181.63132.53
Long Term Debt189.58152.15180.92108.63134.74127.24162.23141.6393.53
Provision for Risks Charges15.392.889.930.320.411.863.400.000.00
Other Liabilities44.5264.1652.0955.5817.0016.2123.1010.187.57
Total Liabilities4,889.914,608.314,186.483,951.603,098.392,661.942,024.041,752.741,479.45
Preferred Stock - Carrying Value66.5166.5166.5166.5166.510.000.000.000.00
Common Equity450.58391.42359.00327.55312.76265.40244.79221.00137.16
Total Shareholders Equity517.10457.94425.51394.06379.27265.40244.79221.00137.16
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity517.10457.94425.51394.06379.27265.40244.79221.00137.16
Total Liabilities & Stockholders Equity5,407.005,066.244,611.994,345.663,477.662,927.342,268.831,973.741,616.61
Book Value Per Share16.2314.2112.9411.8011.099.438.457.344.56
Tangible Book Value Per Share15.5513.4912.8411.7010.989.318.337.224.43
Tier 1 Capital500.00453.05440.95409.09367.16255.53236.53218.89132.46
Tier 2 Capital167.81132.92129.82127.26132.39104.6733.0845.0241.39
Full-Time Employees322290255246223183160140114
Price to Book Ratio1.220.961.081.551.601.321.631.441.46
Return on Assets0.880.680.891.361.431.051.481.501.17
Return on Equity9.457.439.7513.8114.1710.6613.4815.0313.38
Return on Invested Capital6.525.386.5910.628.896.937.727.427.32
Current Ratio0.050.100.070.050.060.080.030.030.03

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations58.2051.0540.5348.0068.5054.3541.8337.3634.43
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital20.70-23.245.84-17.9916.50-0.12-18.812.17-5.02
Cash from Operating Activities78.9027.8146.3830.0285.0054.2423.0239.5329.41
Capital Expenditures-32.05-10.48-6.86-2.97-9.04-25.78-24.69-15.57-3.72
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.0017.280.000.000.000.000.000.00
Purchase or Sale of Investments197.9629.29-77.47-50.85-164.90-52.80-97.12-12.86-30.60
Purchase of Investments-151.91-206.10-245.18-113.65-268.26-109.90-170.69-98.82-78.60
Sale Or Maturity of Investments349.87235.39167.7162.80103.3657.1073.5785.9648.01
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources12.214.360.000.000.000.000.000.000.00
Cash from Investing Activities-116.39-417.47-95.24-209.18-938.24-571.42-530.33-276.21-354.24
Cash Dividends Paid-4.05-4.05-4.05-4.05-4.05-1.170.000.000.00
Change in Capital Stock2.28-0.25-4.43-3.58-10.2064.94-10.02-14.7058.96
Repurchase of Common Pref Stock-0.70-2.19-5.19-4.54-10.78-2.30-10.33-14.960.00
Sale of Common Pref Stock2.981.940.760.960.5867.240.320.2658.96
Proceedsfrom Stock Options0.000.000.000.000.0066.510.000.0058.86
Issuance or Reduction of Debt, Net-8.6154.8540.00-64.50341.50-7.94-32.22-7.5049.00
Change in Long Term Debt-8.6154.8540.00222.5054.50-7.94-32.2210.5054.00
Issuance of Long Term Debt1,145.911,313.11997.00679.50158.0029.31148.7842.5070.00
Reduction of Long Term Debt-1,154.52-1,258.25-957.00-457.00-103.50-37.25-181.00-32.00-16.00
Net Financing Active Other Cash Flow-1.64-0.75-0.71-0.59-0.73-0.44-0.040.000.00
Other Financing Activities Uses-1.64-0.75-0.71-0.59-0.73-0.44-0.04--
Cash from Financing Activities168.24283.40150.06220.69796.81499.99636.05240.18329.55
Net Change in Cash130.75-106.25101.2041.52-56.43-17.20128.743.494.72
Free Cash Flow73.4621.9642.3027.0583.3753.46-1.6723.9525.69
Preferred Dividends (Cash Flow)--4.05-4.05-4.05-4.05-1.170.000.000.00
Price to Free Cash Flow8.3727.579.8716.656.419.80-17.2612.09
Federal Home Loan Advances Increase (Decrease)--1.82-1.952.51-14.36-0.212.80-0.21-2.47

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks262.56169.81222.15123.51131.82217.50
Investments665.09649.10608.61859.24874.61793.89
Net Loans4,440.134,360.504,302.134,244.114,149.884,082.41
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment52.5352.7352.7852.9550.9549.98
Interest Receivables16.8216.9515.8418.9319.2417.71
Deferred Tax Assets---18.32--
Other Intangible Assets178.35140.64133.8789.95133.49135.01
Total Assets5,615.485,389.735,335.405,407.005,359.995,296.67
Total Deposits4,473.024,346.204,305.514,320.374,292.764,236.74
Total Debt504.95434.88444.78509.62513.09526.94
Long Term Debt142.95142.88142.78189.58192.59206.44
Provision for Risks Charges3.863.863.8615.393.813.60
Other Liabilities92.2656.8752.8244.5252.8753.11
Total Liabilities5,074.094,841.824,806.974,889.914,862.534,820.39
Preferred Stock - Carrying Value66.5166.5166.5166.5166.5166.51
Common Equity474.88481.39461.91450.58430.95409.77
Total Shareholders Equity541.39547.91528.42517.10497.46476.28
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity541.39547.91528.42517.10497.46476.28
Total Liabilities & Stockholders Equity5,615.485,389.735,335.405,407.005,359.995,296.67
Book Value Per Share16.9817.2716.6016.2315.6214.92
Tangible Book Value Per Share16.3316.6015.9215.5514.9314.21
Tier 1 Capital549.00532.82518.10500.00486.06473.12
Tier 2 Capital164.63169.54168.02167.81166.36165.01
Full-Time Employees360355337322325308
Price to Book Ratio1.221.271.091.121.181.09
Return on Assets1.091.051.030.880.810.76
Return on Equity11.5111.0010.809.458.638.31
Return on Invested Capital2.202.032.591.891.681.69
Current Ratio0.100.040.090.070.060.09

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations16.7415.0411.9614.4611.9312.61
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital29.23-5.084.03-7.48-2.56-8.62
Cash from Operating Activities45.979.9615.996.989.384.00
Capital Expenditures-27.04-0.64-1.83-2.54-6.23-1.17
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-36.94-33.16207.9660.10-67.3020.47
Purchase of Investments-58.96-61.39-29.57-1.99-130.47-62.03
Sale Or Maturity of Investments22.0128.23237.5362.0963.1782.50
Other Uses0.000.000.000.000.000.00
Other Sources0.000.0012.210.003.880.24
Cash from Investing Activities-149.39-92.13162.01-36.88-137.02-108.44
Cash Dividends Paid-1.01-1.01-1.01-1.01-1.01-1.01
Preferred Dividends (Cash Flow)-1.01-1.01-1.01-1.01-1.01-1.01
Change in Capital Stock1.120.150.330.690.88-1.38
Repurchase of Common Pref Stock0.00-0.700.000.000.00-1.57
Sale of Common Pref Stock1.120.850.330.690.880.19
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net70.00-10.00-63.50-5.10-13.8983.85
Change in Long Term Debt70.00-10.00-63.50-5.10-13.8983.85
Issuance of Long Term Debt358.00158.00332.00297.92302.86434.33
Reduction of Long Term Debt-288.00-168.00-395.50-303.02-316.75-350.48
Net Financing Active Other Cash Flow-0.740.00-0.32-0.58-0.03-0.00
Other Financing Activities Uses-0.740.00-0.32-0.58-0.03-0.00
Cash from Financing Activities196.1829.83-79.3621.5941.97155.74
Net Change in Cash92.76-52.3598.64-8.31-85.6851.29
Free Cash Flow45.549.3214.174.437.782.83
Price to Free Cash Flow8.3719.0120.0527.7511.1214.65

Revenue breakdown

State Commercial Banks2024: 109.56M 2025: 143.35M
United States2024: 109.56M 2025: 143.35M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.48%0.5M21.3M126.59K
2026-10-153.28%0.7M21.2M135.86K
2026-09-303.10%0.7M21.2M147.49K
2026-09-153.48%0.7M21.2M191.89K
2026-08-313.71%0.8M21.2M197.10K
2026-08-143.22%0.7M21.1M188.77K
2026-07-312.94%0.6M20.9M163.70K
2026-07-152.82%0.6M20.9M145.03K
2026-06-302.42%0.5M20.9M129.57K
2026-06-151.57%0.3M20.9M79.48K
2026-05-291.63%0.3M20.9M69.36K
2026-05-151.61%0.3M20.9M66.46K
2026-04-301.64%0.3M20.8M71.89K
2026-04-151.55%0.3M20.8M75.32K
2026-03-311.63%0.3M20.8M80.24K
2026-03-131.68%0.3M20.8M80.39K
2026-02-271.70%0.4M20.8M83.99K
2026-02-131.64%0.3M20.6M88.20K
2026-01-301.53%0.3M20.6M86.45K
2026-01-151.50%0.3M20.6M97.41K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call12.507.2010.500.005.5900.000.000.945-0.0480.004
call15.003.207.700.003.9530.000.000.849-0.1070.008
call17.502.405.500.003.1550.000.000.783-0.0900.009
call20.000.004.201.503.0782.000.000.606-0.1500.012
call22.500.000.750.001.1090.000.000.347-0.0760.012
call25.000.000.750.001.6230.000.000.267-0.0980.011
call30.000.000.750.002.3750.000.000.206-0.1240.009
put12.500.000.750.002.2870.000.00-0.055-0.0460.004
put15.000.000.750.002.4660.000.00-0.151-0.1050.008
put17.500.000.750.001.6480.000.00-0.217-0.0880.009
put20.000.001.750.001.6500.000.00-0.394-0.1480.012
put22.501.102.750.001.2690.000.00-0.653-0.0730.012
put25.002.906.700.003.0020.000.00-0.733-0.0950.011
put30.008.6010.300.002.6350.000.00-0.794-0.1200.009

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-09SCHEDULE 13G/ASEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-05144Filing for proposed sale of securities under Rule 144.SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-044Statement of changes in beneficial ownership of securities2026-11-03SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-10-304/A2026-10-22SEC
2026-10-304Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-29144Filing for proposed sale of securities under Rule 144.SEC
2026-10-2910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-264Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-104Statement of changes in beneficial ownership of securities2026-09-09SEC
2026-09-08144Filing for proposed sale of securities under Rule 144.SEC
2026-09-034Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-28SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-31SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11001.41M4
2026-1000203.42K1
2026-0900107.43K3
2026-08006.13M10
2026-0700568.00K3
2026-0600223.08K2
2026-054.10K1891.68K6
2026-040046.48K1
2026-030000
2026-0200532.43K3
2026-010000
2025-12001.12M6
2025-11001.05M8

Institutional holders

Manager% owned
THRIVENT FINANCIAL FOR LUTHERANS7.91%
BlackRock, Inc.6.33%
ALLIANCEBERNSTEIN L.P.4.81%
DIMENSIONAL FUND ADVISORS LP4.20%
VANGUARD CAPITAL MANAGEMENT LLC3.38%
AMERICAN CENTURY COMPANIES INC2.54%
GEODE CAPITAL MANAGEMENT, LLC1.98%
STATE STREET CORP1.68%
PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC.1.56%
RENAISSANCE TECHNOLOGIES LLC1.38%

Funds

Fund% owned
Angel Oak Financial Strategies Income Term Trust14.35%
THRIVENT SMALL CAP STOCK FUND5.57%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.38%
Avantis U.S. Small Cap Value ETF2.38%
iShares Russell 2000 ETF2.11%
THRIVENT SMALL CAP STOCK PORTFOLIO1.83%
VANGUARD EXTENDED MARKET INDEX FUND0.91%
Fidelity Small Cap Index Fund0.82%
AB Small Cap Value Portfolio0.68%
Tax-Managed U.S. Mid & Small Cap Fund0.61%

OakChart. BWB. Cached 15 minutes.