OakChart

ServisFirst Bancshares Inc

SFBSFinancial·Banks - Regional·USA·Mid·NYSE·Nov 11 • 12:43 PM ET

41.04-0.46 (-1.10%)
2026-11-11 18:44 CET
Market cap
4,537.57 USD m
Revenue, TTM
- USD m
Net income, TTM
342.39 USD m
Free cash flow, TTM
403.21 USD m
EPS diluted, TTM
3.13
P/E
13.11
Compare

Price

SFBS against its 20, 50 and 200-day averages
2050200missearnings
38.0040.0042.0044.0046.001.6M3.1MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26SFBSclose 41.0420-day 40.6450-day 40.71200-day 40.8341.0452w high

10.9% under the 52-week high of 46.04 on 14 Aug 2026. 52-week low 33.60 on 18 Nov 2025. Last 15 sessions, 9.2% high to low

Profile

SFBS
52-week range, 60% of the way up
33.6046.04

ServisFirst Bancshares, Inc. engages in the provision of consumer and commercial banking services. It also offers other loans and accepts deposits, electronic banking such as online and mobile banking, remote deposit capture, deliver treasury and cash management, and correspondent banking to other financial institutions. The company was founded by Thomas Ashford Broughton III on August 16, 2007 and is headquartered in Birmingham, AL.

IndexRUT
Employees666
IPOMay 14, 2014
Beta0.91
ATR, 14d1.18
Rel volume0.23
Short float3.33%
Insider own6.54%
Inst own75.28%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap4.49B
Enterprise Value-
Income342.39M
Sales1.05B
Book/sh18.63
Cash/sh-
Dividend Est.0.89 (2.16%)
Dividend TTM0.76 (1.85%)
Dividend Ex-DateOct 01, 2026
Dividend Gr. 3/5Y12.86% 13.90%
Payout27.38%
Employees666
IPOMay 14, 2014

Ratios

P/E13.11
Forward P/E11.73
PEG0.87
P/S4.27
P/B2.20
P/C-
P/FCF11.13
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.08
Debt/Eq1.00
LT Debt/Eq0.03
Option/ShortYes / Yes

Earnings

EPS (ttm)3.13
EPS next Y3.50
EPS next Q0.83
EPS this Y21.14%
EPS next Y10.06%
EPS next 5Y13.52%
EPS past 3/5Y3.14% 10.10%
Sales past 3/5Y20.29% 19.54%
EPS Y/Y TTM33.96%
Sales Y/Y TTM4.88%
EPS Q/Q33.03%
Sales Q/Q6.27%
EarningsOct 19 AMC
EPS/Sales Surpr.-3.16% -0.12%

Ownership

Insider Own6.54%
Insider Trans-0.16%
Inst Own75.28%
Inst Trans-1.82%
ROA1.91%
ROE17.94%
ROIC16.32%
Gross Margin-
Oper. Margin40.03%
Profit Margin32.55%
SMA200.99%
SMA500.82%
SMA2000.53%
Trades-

Technical

Shs Outstand109.34M
Shs Float102.19M
Short Float3.33%
Short Ratio5.81
Short Interest3.40M
52W High46.04 -10.85%
52W Low33.60 22.15%
Volatility3.15% 2.81%
ATR (14)1.18
RSI (14)52.16
Beta0.91
Rel Volume0.23
Avg Volume585.56K
Volume71,143

Performance

Perf Week-2.00%
Perf Month6.41%
Perf Quarter-10.32%
Perf Half Y8.74%
Perf YTD14.34%
Perf Year13.47%
Perf 3Y74.46%
Perf 5Y-3.80%
Perf 10Y159.97%
Recom1.33
Target Price46.00
Prev Close41.50
Price41.04
Change %-1.10%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 06, 2026DowngradeRRaymond JamesStrong Buy → Outperform$45+9.6%
Feb 27, 2026ReiteratedHHovde GroupOutperform$92 → $97+136.3%
Jan 21, 2026UpgradeRRaymond JamesOutperform → Strong Buy$95+131.5%
Jan 21, 2026UpgradePPiper SandlerNeutral → Overweight$89+116.8%
Dec 19, 2025UpgradeHHovde GroupMarket Perform → Outperform$89+116.8%
Oct 21, 2025ReiteratedHHovde GroupMarket Perform$92 → $85+107.1%
Oct 07, 2025UpgradeRRaymond JamesMkt Perform → Outperform$95+131.5%
Oct 22, 2024ReiteratedHHovde GroupMarket Perform$80 → $91+121.7%
Jul 16, 2024ReiteratedHHovde GroupMarket Perform$68 → $76+85.2%
Apr 06, 2023ResumedRRaymond JamesMkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
PNFPPinnacle Financial Partners Inc15.41B
ABCBAmeris Bancorp5.52B
UCBUnited Community Banks Inc4.45B
SSBSouthState Bank Corp10.15B
RNSTRenasant Corp3.60B
HWCHancock Whitney Corp5.78B
SBCFSeacoast Banking Corp Of Florida3.25B
FHNFirst Horizon Corp11.06B
TCBITexas Capital Bancshares Inc4.24B
TRMKTrustmark Corp2.60B

Insider trading

5 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Cashio J. RichardDirectorJul 31 '26Sale89.4311,5001,028,445387,113Jul 31 05:10 PM
Cashio J. RichardDirectorJul 31 '26Proposed Sale87.6111,5001,007,515Jul 31 04:20 PM
Cashio J. RichardDirectorMar 24 '26Sale74.5042,0003,129,000397,825Mar 24 05:43 PM
J. Richard CashioAffiliateMar 24 '26Proposed Sale73.5242,0003,087,840Mar 24 04:25 PM
TUDER IRMA LOYADirectorMar 12 '26Option Exercise35.658,000285,20013,348Mar 13 06:13 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFASU.S. Small Cap Portfolio-ETF Class Shares-

News

latest 14 of 200
  • ServisFirst: Q3 Earnings Snapshot (Associated Press)
  • ServisFirst Bancshares, Inc. Announces Results for Third Quarter of 2026 (GlobeNewswire)
  • ServisFirst Bancshares, Inc. Announces Inaugural Stock Repurchase Program (GlobeNewswire)
  • ServisFirst Bancshares, Inc. to Announce Third Quarter 2026 Financial Results October 19th (GlobeNewswire)
  • ServisFirst Bancshares, Inc. Declares Third Quarter Cash Dividend (GlobeNewswire)
  • Loading…
  • Boxwood Partners Advises AmCoat Industrial on Senior Secured Financing from ServisFirst Bank (PR Newswire)
  • ServisFirst Bancshares, Inc. Ranks Sixth Among Top-Performing Banks with between $10 Billion to $50 Billion in Assets (GlobeNewswire)
  • Servisfirst Bancshares Inc (SFBS) Q2 2026 Earnings Call Highlights: Strong Loan Growth and ... (GuruFocus.com)
  • ServisFirst Bancshares, Inc. Announces Two-for-One Stock Split (GlobeNewswire)
  • ServisFirst: Q2 Earnings Snapshot (Associated Press)
  • ServisFirst Bancshares, Inc. Announces Results for Second Quarter of 2026 (GlobeNewswire)
  • Servisfirst Bancshares Inc (SFBS) Q2 2026: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
  • ServisFirst Bank Strengthens Longstanding Relationship with American Bankers Association as Premier Partner (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-190.8000.8260.800172.93173.133
2026Q22026-07-200.7850.7830.784168.53167.853
2026Q12026-04-200.7700.7550.759158.99162.073
2025Q42026-01-200.7900.6920.790162.21151.823
2025Q32025-10-200.6500.6680.600136.28146.83
2025Q22025-07-210.6050.6050.562132.11132.111
2025Q12025-04-210.5800.5920.578131.83134.13
2024Q42025-01-270.5950.5560.596131.97126.653
2024Q32024-10-210.5500.4880.548123.67120.633
2024Q22024-07-150.4750.4570.477114.77114.573
2024Q12024-04-220.4700.4320.458111.31108.963
2023Q42024-01-300.4550.4420.386109.07107.53
2023Q32023-10-160.4900.4790.489107.83109.984
2023Q22023-07-200.4900.4450.490109.83105.954
2023Q12023-04-170.4950.5260.532114.62120.164
2022Q42023-01-230.6200.6180.621129.35137.083

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY0.8900.8900.859246.47247.06
2018FY1.2651.2631.263284.22286.31
2019FY1.3701.3361.379311.63309.64
2020FY1.5651.4981.563368.15363.42
2021FY1.9301.9021.908417.96416.04
2022FY2.3052.3122.305504.25510.97
2023FY1.9701.9481.896441.35439.19
2024FY2.0902.0472.080481.72475.56
2025FY2.6252.5282.530562.43561.66
2026FY-3.180--676.21
2027FY-3.500--733.56
2028FY-3.840--795.79

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-20303175.53174.58176.6
2026Q4S2026-10-19303176.27175.8177.1
2026Q4S2026-10-02303176.27175.8177.1
2026Q4S2026-09-30303177.83175.8181.79
2026Q4S2026-09-09312179.2175.9181.79
2026Q4S2026-07-21311179.86177.9181.79
2026Q4S2026-07-05300179.41175.4184.63
2026Q4S2026-06-09310179.41175.4184.63
2026Q4S2026-04-21310179.18175.4184.63
2026Q4S2026-04-06300178.1176180.81
2026Q4S2026-01-21330178.1176180.81
2026Q4S2026-01-04300173.04164.7178.73
2026Q4S2025-12-17311173.04164.7178.73
2026Q4S2025-11-11312172.64164.7178.73

Estimate history

EPS, annual0.8591.2631.3791.5631.9082.3051.8962.082.5293.1299
Period201720182019202020212022202320242025TTM
EPS, quarterly0.5480.5960.5780.5620.60.790.7590.7840.798
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual281.574345.292414.348416.77447.211584.626843.608981.1881017.4941052.05
Period201720182019202020212022202320242025TTM
Sales, quarterly256.425252.637249.34247.029254.059267.066252.3262.697269.989
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual105.985106.75107.247107.888108.454108.653108.923109.139109.25109.343
Period201720182019202020212022202320242025MRQ
Shares, quarterly109.103109.139109.202109.237109.243109.25109.326109.342109.343
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,000.10990.43946.12813.25559.32416.31389.02390.80326.63
Total Interest Expense389.98455.22499.46402.3188.4231.8050.98103.1663.95
Net Interest Income610.12535.21446.66410.94470.89384.50338.04287.64262.68
Loan Loss Provision45.2235.3121.5918.7137.6131.5242.4322.6421.40
Net Interest Income After Loan Loss Provision564.90499.90425.07392.22433.29352.99295.60265.01241.28
Non-Interest Income51.9527.0735.0730.3625.3130.9127.7523.5518.66
Non-Interest Expense195.67182.86179.01165.29141.13121.28108.30100.1189.49
Operating Income421.18344.11281.13257.29317.46262.61215.05188.44170.45
Unusual Expense0.001.361.4012.0510.009.150.350.750.75
Net Income Before Taxes421.18342.13278.98244.59308.83253.35214.21186.86168.84
Income Taxes78.7365.5351.7437.7357.3245.6244.6437.6231.90
Consolidated Net Income342.46276.60227.24206.85251.50207.73169.57149.24136.94
Net Income From Continuing Operations342.46276.60227.24206.85251.50207.73169.57149.24136.94
Net Income342.39276.54227.18206.79251.44207.67169.51149.18136.88
EPS (Recurring)3.132.542.091.972.371.971.571.381.27
EPS (Basic, Before Extraordinaries)3.132.532.081.902.321.921.571.391.29
EPS (Diluted)3.132.532.081.902.311.911.561.381.26
Non-Operating Income (Expense)0.00-0.62-0.75-0.651.36-0.11-0.50-0.83-0.86
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.682.342.762.842.531.390.970.800.67
Price To Earnings Ratio13.2613.2620.3815.6315.8222.2712.8913.6712.61
Price To Sales Ratio4.163.864.724.316.4310.345.244.925.00
Operating Margin40.0333.8228.6530.5054.3058.7251.6045.4849.36
Net Margin32.5527.1823.1524.5143.0146.4440.6736.0039.64
Shares Outstanding109.34109.25109.14108.92108.65108.45107.89107.25106.75
Market Capitalization4,537.574,537.574,624.213,626.373,743.474,606.052,173.392,020.541,701.07

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income257.35249.88241.48251.39251.31246.63241.10243.89
Total Interest Expense97.5494.2493.33104.87117.86114.95117.54120.72
Net Interest Income159.81155.64148.15146.52133.45131.69123.55123.17
Loan Loss Provision15.2411.4110.647.929.4611.306.635.70
Net Interest Income After Loan Loss Provision144.57144.22137.51138.60123.98120.39116.92117.46
Non-Interest Income12.6412.8210.8215.682.750.398.248.74
Non-Interest Expense51.7549.8947.3646.6747.9144.1846.0746.84
Operating Income105.45107.16100.97107.6178.8276.6179.0979.37
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes105.45107.16100.97107.6178.8276.6179.0979.37
Income Taxes18.1421.3618.0021.2213.2515.1815.8714.20
Consolidated Net Income87.3185.7982.9786.3865.5761.4263.2265.17
Net Income From Continuing Operations87.3185.7982.9786.3865.5761.4263.2265.17
Net Income87.3185.7682.9786.3565.5761.3963.2265.14
EPS (Recurring)0.800.780.760.790.600.560.580.60
EPS (Basic, Before Extraordinaries)0.800.780.760.790.600.560.580.60
EPS (Diluted)0.800.780.760.790.600.560.580.60
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.750.630.800.500.500.660.680.51
Price To Earnings Ratio13.2614.7913.4414.1917.2416.9718.7820.38
Price To Sales Ratio4.164.583.903.864.394.214.544.72
Operating Margin39.0640.7940.0240.2931.0331.0131.7231.42
Net Margin32.3432.6532.8932.3325.8124.8525.3625.78
Shares Outstanding109.34109.34109.33109.25109.24109.24109.20109.14
Market Capitalization4,537.574,742.713,981.123,921.534,398.664,233.484,510.064,624.21

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks95.13116.39123.43106.3256.9393.6678.6297.5286.21
Investments3,396.504,157.003,905.802,448.515,518.163,023.261,322.441,181.68942.79
Net Loans13,525.2312,441.3811,505.5111,541.679,416.278,377.757,184.876,464.905,791.85
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets2.582.530.990.251.216.508.185.176.70
Net Property, Plant & Equipment82.4185.2485.7878.6778.2265.4269.7957.8258.90
Interest Receivables61.9662.7959.1848.4234.8336.8426.2624.0720.66
Deferred Tax Assets62.6175.4978.4272.9852.2643.7631.7631.5926.41
Other Intangible Assets513.68424.55386.05311.47305.41298.16231.93148.95162.24
Total Assets17,740.1017,365.3916,145.1714,608.2915,463.3011,945.348,953.858,011.707,095.77
Total Deposits14,219.0313,543.4613,273.5111,546.8112,452.849,975.727,530.436,915.716,091.67
Total Debt1,529.442,085.521,348.891,703.141,795.03929.96548.80353.39366.63
Long Term Debt52.4386.1486.9680.0679.1775.3975.0564.6764.63
Provision for Risks Charges0.570.610.000.000.000.000.000.000.00
Deferred Tax Liabilities12.9113.7415.5112.5414.4912.696.194.3213.39
Other Liabilities127.80105.2866.8647.9148.9234.1225.7423.0816.48
Total Liabilities15,889.7515,748.6214,704.7713,310.3914,311.2810,952.498,111.167,296.506,488.17
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,849.851,616.271,439.901,297.401,151.52992.35842.18714.70607.10
Total Shareholders Equity1,849.851,616.271,439.901,297.401,151.52992.35842.18714.70607.10
Accumulated Minority Interest0.500.500.500.500.500.500.500.500.50
Total Equity1,850.351,616.771,440.401,297.901,152.02992.85842.68715.20607.60
Total Liabilities & Stockholders Equity17,740.1017,365.3916,145.1714,608.2915,463.3011,945.348,953.858,011.707,095.77
Book Value Per Share16.9314.8113.2211.9410.629.207.856.705.73
Tangible Book Value Per Share16.8114.6813.0911.8210.499.077.726.565.59
Tier 1 Capital1,838.521,635.341,474.381,326.541,124.33958.80822.90705.71593.61
Tier 2 Capital200.06211.81206.64205.60182.67154.89141.79133.77124.54
Full-Time Employees666630591571502493505473434
Price to Book Ratio2.232.862.593.014.002.192.402.383.73
Return on Assets1.581.361.351.671.521.621.761.811.38
Return on Equity15.9614.8715.1120.5419.3818.4919.1720.7216.48
Return on Invested Capital14.5413.3513.5518.2616.8815.8816.2717.5713.86
Current Ratio0.110.160.150.150.320.230.090.110.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations431.70362.96255.09236.19307.20262.28200.65169.07153.13
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-17.30-7.76-2.18-38.89-34.584.05-9.36-4.7915.17
Cash from Operating Activities414.39355.20252.91197.30272.63266.33191.29164.28168.30
Capital Expenditures-36.18-130.94-4.65-3.91-3.65-9.49-62.99-77.36-2.30
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments156.4098.9019.33-212.91-476.62-479.24-111.39-156.46-55.78
Purchase of Investments-768.51-565.34-1,200.78-1,059.84-745.00-758.89-335.23-294.08-156.82
Sale Or Maturity of Investments924.91664.241,220.11846.93268.38279.66223.85137.62101.05
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources-0.770.001.222.572.590.000.000.000.00
Cash from Investing Activities-1,349.10-1,154.49-948.53-200.43-2,642.22-1,561.09-1,411.07-988.35-754.47
Cash Dividends Paid-80.66-73.23-65.47-45.77-37.53-32.58-28.29-24.12-20.26
Change in Capital Stock0.660.610.921.291.233.533.492.122.34
Repurchase of Common Pref Stock0.000.000.000.000.000.000.000.000.00
Sale of Common Pref Stock0.660.610.921.291.233.533.492.122.34
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net446.85-552.10737.00-362.07-92.98860.23380.84182.02-13.27
Change in Long Term Debt-30.00-30.000.000.000.000.000.040.00-0.20
Issuance of Long Term Debt1.001.000.00300.000.000.0034.750.000.00
Reduction of Long Term Debt-31.00-31.000.00-300.000.000.00-34.710.00-0.20
Net Financing Active Other Cash Flow-0.88-1.51-1.23-1.98-1.14-2.85-0.73-1.98-2.36
Other Financing Activities Uses-0.88-1.51-1.23-1.98-1.14-2.85-0.73-1.98-2.36
Cash from Financing Activities346.4249.35941.161,318.17-1,036.453,305.452,800.59772.78790.48
Net Change in Cash-588.29-749.94245.551,315.04-3,406.042,010.681,580.81-51.30204.31
Free Cash Flow403.21349.26248.27193.39268.98256.88188.99161.92166.00
Preferred Dividends (Cash Flow)--0.06-0.06-0.06-0.06-0.06-0.06-0.06-0.06
Price to Free Cash Flow13.5614.2225.3224.6216.2420.6113.5914.7911.85
Federal Home Loan Advances Increase (Decrease)-0.00-1.07-2.49-0.420.000.000.000.30

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks122.42115.44100.5695.13144.09140.66
Investments2,826.463,146.193,560.813,396.503,606.353,519.03
Net Loans14,548.2914,296.6413,772.0113,525.2313,141.7313,062.60
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment94.7989.8584.1682.4183.7083.69
Interest Receivables64.7761.8770.0861.9663.6461.84
Deferred Tax Assets54.2949.6647.2262.6149.7255.73
Other Intangible Assets593.81581.01533.37513.68494.36454.75
Total Assets18,319.6918,345.5018,171.2917,740.1017,584.2017,378.63
Total Deposits14,087.3814,548.7314,486.3614,219.0314,106.9213,862.32
Total Debt2,028.431,641.491,604.881,529.441,576.991,688.58
Long Term Debt61.8959.0853.7752.4387.3386.69
Provision for Risks Charges0.710.360.650.570.780.66
Deferred Tax Liabilities---12.91--
Other Liabilities165.82176.50166.86127.80117.86105.30
Total Liabilities16,282.3416,367.0816,258.7515,889.7515,802.5515,656.84
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,036.851,977.921,912.041,849.851,781.151,721.28
Total Shareholders Equity2,036.851,977.921,912.041,849.851,781.151,721.28
Accumulated Minority Interest0.500.500.500.500.500.50
Total Equity2,037.351,978.421,912.541,850.351,781.651,721.78
Total Liabilities & Stockholders Equity18,319.6918,345.5018,171.2917,740.1017,584.2017,378.63
Book Value Per Share18.6318.0917.4916.9316.3015.76
Tangible Book Value Per Share18.5017.9617.3616.8116.1815.63
Tier 1 Capital2,034.801,967.331,901.601,838.521,772.271,724.42
Tier 2 Capital217.52210.02-200.06217.76217.36
Full-Time Employees683684668666650659
Price to Book Ratio2.232.402.082.122.472.46
Return on Assets1.911.801.611.581.501.49
Return on Equity17.9417.3416.5515.9615.2415.46
Return on Invested Capital4.164.214.224.543.513.40
Current Ratio0.080.100.120.110.390.33

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations114.16115.31103.2498.98122.3070.97
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-31.7747.79-33.10-0.2218.60-3.37
Cash from Operating Activities82.39163.1070.1498.76140.9067.60
Capital Expenditures-4.37-27.85-2.93-1.03-126.84-1.60
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments26.00-9.4737.57102.3122.39-9.27
Purchase of Investments-476.34-118.82-34.61-138.75-176.05-136.82
Sale Or Maturity of Investments502.34109.3472.18241.06198.45127.55
Other Uses0.000.000.000.000.000.00
Other Sources0.140.070.07-1.040.001.04
Cash from Investing Activities-257.26-575.57-223.67-292.60-193.71-362.20
Cash Dividends Paid-20.77-62.3220.76-18.33-18.30-18.32
Preferred Dividends (Cash Flow)0.00-0.030.00-0.030.00-0.03
Change in Capital Stock0.00-0.000.660.000.080.30
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock0.00-0.000.660.000.080.30
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net385.6132.4075.36-46.52-110.98-759.19
Change in Long Term Debt0.000.000.00-30.000.000.00
Issuance of Long Term Debt0.000.000.001.000.000.00
Reduction of Long Term Debt0.000.000.00-31.000.000.00
Net Financing Active Other Cash Flow-0.08-0.13-0.65-0.02-0.19-0.26
Other Financing Activities Uses-0.08-0.13-0.65-0.02-0.19-0.26
Cash from Financing Activities-96.5932.32363.4647.24115.21-1,344.22
Net Change in Cash-271.46-380.15209.93-146.6162.40-1,638.82
Free Cash Flow78.02160.2667.2197.72139.0666.00
Price to Free Cash Flow13.5612.2911.8614.2217.7222.09

Revenue breakdown

State Commercial Banks2024: 481.72M 2025: 562.43M
United States2024: 481.72M 2025: 562.43M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.33%3.4M102.2M573.11K
2026-10-155.39%5.5M102.2M577.99K
2026-09-306.03%6.2M102.2M575.22K
2026-09-155.55%5.7M102.2M608.97K
2026-08-315.48%5.2M95.0M589.41K
2026-08-145.06%5.2M102.2M577.49K
2026-07-315.00%5.1M102.2M588.10K
2026-07-155.53%5.7M102.2M571.38K
2026-06-306.08%6.2M102.2M566.40K
2026-06-155.35%5.5M102.1M518.01K
2026-05-295.29%5.4M102.2M602.79K
2026-05-155.22%5.3M102.2M629.67K
2026-04-305.55%5.7M102.2M658.80K
2026-04-155.71%5.8M102.2M706.38K
2026-03-316.08%6.2M102.0M695.30K
2026-03-135.67%5.8M102.0M678.63K
2026-02-275.76%5.9M102.0M609.31K
2026-02-135.68%5.8M101.9M590.16K
2026-01-305.37%5.5M102.0M562.04K
2026-01-155.50%5.6M102.0M530.61K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call22.5016.5020.900.004.5610.000.000.944-0.1110.007
call25.0014.0017.200.003.1290.000.000.935-0.1060.008
call30.009.9012.700.002.3950.000.000.909-0.0970.011
call35.004.907.300.001.5110.000.000.858-0.0810.014
call40.000.204.900.001.7170.000.000.592-0.1790.025
call45.000.000.750.200.81112.000.000.257-0.0950.021
call50.000.000.750.001.2610.000.000.185-0.1200.017
call55.000.000.750.001.6210.000.000.153-0.1370.015
call60.000.000.750.001.9280.000.000.135-0.1500.014
put22.500.000.750.002.7590.000.00-0.055-0.1100.007
put25.000.000.750.002.3530.000.00-0.065-0.1060.008
put30.000.000.750.001.6470.000.00-0.091-0.0960.011
put35.000.000.500.001.0080.000.00-0.140-0.0800.014
put40.000.002.100.000.9410.000.00-0.409-0.1700.025
put45.001.706.000.001.3740.000.00-0.742-0.0930.021
put50.007.0011.300.002.0340.000.00-0.815-0.1180.017
put55.0011.5016.400.002.5170.000.00-0.846-0.1340.015
put60.0016.5021.200.002.7790.000.00-0.864-0.1460.014

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-058-KCurrent report2026-11-05SEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-30SCHEDULE 13GSEC
2026-10-198-KCurrent report2026-10-19SEC
2026-10-148-KCurrent report2026-10-14SEC
2026-09-228-KCurrent report2026-09-21SEC
2026-08-078-KCurrent report2026-08-07SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-31144Filing for proposed sale of securities under Rule 144.SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-07-208-KCurrent report2026-07-20SEC
2026-07-208-KCurrent report2026-07-20SEC
2026-06-158-KCurrent report2026-06-15SEC
2026-06-0311-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-05-268-KCurrent report2026-05-26SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-204Statement of changes in beneficial ownership of securities2026-05-18SEC
2026-05-198-KCurrent report2026-05-19SEC
2026-05-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-29SCHEDULE 13GSEC
2026-04-208-KCurrent report2026-04-20SEC
2026-04-06ARSAnnual report to security holders. 2025-12-31SEC
2026-04-06DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-04-06DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-04-06SEC
2026-03-304Statement of changes in beneficial ownership of securities2024-11-21SEC
2026-03-27SCHEDULE 13G/ASEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-07001.03M1
2026-060000
2026-050000
2026-040000
2026-03003.13M1
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.14.15%
VANGUARD PORTFOLIO MANAGEMENT LLC6.29%
STATE STREET CORP4.85%
VANGUARD CAPITAL MANAGEMENT LLC4.25%
GEODE CAPITAL MANAGEMENT, LLC2.37%
DIMENSIONAL FUND ADVISORS LP2.20%
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC1.97%
JPMORGAN CHASE & CO1.87%
Welch Group, LLC1.72%
PRINCIPAL FINANCIAL GROUP INC1.71%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF5.54%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.02%
iShares Russell 2000 ETF2.50%
VANGUARD SMALL-CAP INDEX FUND2.18%
Victory Sycamore Small Company Opportunity Fund1.15%
VANGUARD EXTENDED MARKET INDEX FUND1.06%
Fidelity Small Cap Index Fund1.05%
Virtus KAR Small-Cap Growth Fund0.94%
FPA Queens Road Small Cap Value Fund0.88%
State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF0.84%

OakChart. SFBS. Cached 15 minutes.