OakChart

West Coast Community Bancorp

WCCBFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 3:59 PM ET

63.36-0.05 (-0.08%)
2026-11-11 23:33 CET
Market cap
667.36 USD m
Revenue, TTM
- USD m
Net income, TTM
57.66 USD m
Free cash flow, TTM
- USD m
EPS diluted, TTM
5.48
P/E
11.56
Compare

Price

WCCB against its 20, 50 and 200-day averages
2050200beatmiss
45.0050.0055.0060.0065.0081K162KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26WCCBclose 63.3620-day 62.2950-day 60.88200-day 52.4863.36

1.1% under the 52-week high of 64.06 on 5 Nov 2026. 52-week low 40.20 on 29 Oct 2025. Last 15 sessions, 5.3% high to low

Volume 3.21× normal · the line is the 50-bar volume average

Profile

WCCB
52-week range, 97% of the way up
40.7564.06

West Coast Community Bancorp engages in providing banking services through its subsidiaries. It offers personal, business, and lending banking services. The company was founded in February 2004 and is headquartered in Santa Cruz, CA.

IPOMar 30, 2004
Beta0.39
ATR, 14d1.02
Rel volume3.21
Short float0.26%
Insider own8.94%
Inst own7.53%

Snapshot

6 groups

Valuation

Index-
Market Cap666.83M
Enterprise Value-
Income57.66M
Sales180.59M
Book/sh38.25
Cash/sh-
Dividend Est.1.02 (1.61%)
Dividend TTM1.01 (1.59%)
Dividend Ex-DateNov 02, 2026
Dividend Gr. 3/5Y22.31% 43.77%
Payout18.08%
Employees-
IPOMar 30, 2004

Ratios

P/E11.56
Forward P/E11.14
PEG1.58
P/S3.69
P/B1.66
P/C-
P/FCF-
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.14
Debt/Eq0.02
LT Debt/Eq0.02
Option/ShortNo / Yes

Earnings

EPS (ttm)5.48
EPS next Y5.69
EPS next Q1.39
EPS this Y13.50%
EPS next Y2.52%
EPS next 5Y7.06%
EPS past 3/5Y9.50% 18.20%
Sales past 3/5Y30.99% 25.23%
EPS Y/Y TTM44.03%
Sales Y/Y TTM5.91%
EPS Q/Q39.58%
Sales Q/Q6.40%
EarningsOct 27 BMO
EPS/Sales Surpr.11.11% 1.60%

Ownership

Insider Own8.94%
Insider Trans0.00%
Inst Own7.53%
Inst Trans3.00%
ROA1.98%
ROE14.96%
ROIC14.03%
Gross Margin-
Oper. Margin43.72%
Profit Margin31.93%
SMA201.72%
SMA504.08%
SMA20020.74%
Trades-

Technical

Shs Outstand10.52M
Shs Float9.58M
Short Float0.26%
Short Ratio0.66
Short Interest0.02M
52W High64.06 -1.09%
52W Low40.75 55.48%
Volatility1.95% 1.64%
ATR (14)1.02
RSI (14)65.95
Beta0.39
Rel Volume3.21
Avg Volume37.91K
Volume121,717

Performance

Perf Week0.02%
Perf Month3.87%
Perf Quarter16.04%
Perf Half Y27.87%
Perf YTD44.00%
Perf Year53.04%
Perf 3Y142.29%
Perf 5Y155.23%
Perf 10Y399.45%
Recom1.00
Target Price73.50
Prev Close63.41
Price63.36
Change %-0.08%

Peers

Mkt cap
TickerCompanyMkt cap
BMRCBank of Marin Bancorp461.93M
FSBCFive Star Bancorp1.09B
BCALCalifornia Bancorp700.29M
TCBKTrico Bancshares1.66B
CWBCCommunity West Bancshares702.33M
WABCWestamerica Bancorporation1.38B
BSRRSierra Bancorp544.84M
PLBCPlumas Bancorp435.47M
OVLYOak Valley Bancorp291.50M
CVBFCVB Financial Corp3.95B

Held by

AUM
TickerCompanyAUM
AIMSAcuitas Small Cap Active ETFAUM: 82.88M

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-271.5001.3501.59038.4137.802
2026Q22026-07-211.2801.2551.15732.8036.202
2026Q4--1.390--38.662
2027Q1--1.360--38.242
2027Q2--1.410--39.142
2027Q3--1.440--40.242
2027Q4--1.480--41.032
2028Q1--1.460--40.552
2028Q2--1.480--41.572
2028Q3--1.525--42.652
2028Q4--1.540--43.312

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2025FY4.8904.7654.760132.29139.7
2026FY-5.550--149.12
2027FY-5.690--158.66
2028FY-6.000--168.09

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2810038.6638.6638.66
2026Q4S2026-10-2710038.5038.5038.50
2026Q4S2026-09-3010038.5038.5038.50
2026Q4S2026-07-2210038.3038.3038.30
2026Q4S2026-07-2110038.2638.2638.26
2026Q4S2026-07-0510038.3038.3038.30
2026Q4S2026-06-2211038.3038.3038.30
2026Q4S2026-04-2111038.1038.1038.10
2026Q4S2026-04-1210037.7037.7037.70
2026Q4S2026-04-0111037.7037.7037.70
2026Q4S2026-01-2711037.9037.9037.90
2026Q4S2025-11-1110036.5036.5036.50
2026Q4S2025-11-1010036.5036.5036.50
2026Q4S2025-11-0910036.5036.5036.50

Estimate history

EPS, annual1.2532.0982.0332.0621.2463.6244.1693.2814.7585.4788
Period201720182019202020212022202320242025TTM
EPS, quarterly0.960.361.11.221.1381.3051.4291.1571.588
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual29.63133.83240.82255.90868.12776.60598.485124.197172.163180.59
Period201720182019202020212022202320242025TTM
Sales, quarterly27.12943.0541.04442.24744.16844.98544.54344.06946.994
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual5.335.3878.478.4758.5368.4778.40710.55610.55610.525
Period201720182019202020212022202320242025MRQ
Shares, quarterly8.43810.55610.58610.57710.53710.55610.510.51410.525
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income175.46168.28120.4894.9172.0663.3551.7037.3730.61
Total Interest Expense35.2632.9124.5112.151.851.822.712.191.33
Net Interest Income140.20135.3795.9782.7670.2161.5348.9935.1929.28
Loan Loss Provision2.636.967.041.411.596.862.820.450.69
Net Interest Income After Loan Loss Provision137.57128.4188.9381.3568.6254.6846.1734.7428.59
Non-Interest Income5.133.883.723.574.544.784.213.453.22
Non-Interest Expense63.7561.5343.1635.1529.4029.3925.3517.4115.94
Operating Income78.9570.7649.4949.7743.7630.0725.0320.7715.87
Unusual Expense0.200.707.050.000.000.000.353.340.00
Net Income Before Taxes78.7270.0641.9449.7743.7630.0724.6817.4315.87
Income Taxes21.0619.6412.3614.6212.818.797.135.154.49
Consolidated Net Income57.6650.4329.5835.1530.9421.2717.5512.2811.38
Net Income From Continuing Operations57.6650.4329.5835.1530.9421.2717.5512.2811.38
Net Income57.6650.4329.5835.1530.9421.2717.5512.2811.38
EPS (Recurring)-4.803.834.173.621.252.092.422.10
EPS (Basic, Before Extraordinaries)5.544.813.324.193.631.252.072.052.13
EPS (Diluted)5.484.763.284.173.621.252.062.032.10
Non-Operating Income (Expense)-0.030.00-0.510.000.000.000.00-0.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-0.980.670.440.460.520.250.510.50
Price To Earnings Ratio11.5711.5710.216.988.469.449.8221.4318.61
Price To Sales Ratio3.532.713.022.562.795.942.803.553.32
Operating Margin43.7241.1039.8550.5457.1244.1344.7750.8846.90
Net Margin31.9329.2923.8235.6940.3931.2331.3930.0733.64
Shares Outstanding10.5210.5610.568.418.488.548.488.475.39
Market Capitalization667.36667.36435.48255.60213.85200.81171.66222.33122.82

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income45.9743.0742.4943.9343.1641.0940.1042.14
Total Interest Expense8.559.767.759.208.258.007.478.06
Net Interest Income37.4233.3134.7434.7334.9133.0932.6334.08
Loan Loss Provision0.011.51-0.361.473.490.621.387.94
Net Interest Income After Loan Loss Provision37.4131.8035.1033.2631.4332.4731.2526.14
Non-Interest Income1.021.002.051.051.011.160.940.91
Non-Interest Expense16.2515.8716.0415.5915.3415.3515.2521.56
Operating Income22.1816.9321.1118.7217.0918.2816.955.49
Unusual Expense0.000.000.000.200.150.100.250.00
Net Income Before Taxes22.1516.9321.1118.5216.9418.1416.465.49
Income Taxes5.414.776.134.754.885.224.791.65
Consolidated Net Income16.7412.1614.9913.7712.0612.9211.683.84
Net Income From Continuing Operations16.7412.1614.9913.7712.0612.9211.683.84
Net Income16.7412.1614.9913.7712.0612.9211.683.84
EPS (Recurring)1.591.161.43---1.120.36
EPS (Basic, Before Extraordinaries)1.611.171.451.301.151.221.100.37
EPS (Diluted)1.591.161.431.301.141.221.100.36
Non-Operating Income (Expense)-0.030.000.000.00-0.00-0.05-0.230.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.37-------
Price To Earnings Ratio11.579.829.9711.5311.6511.5511.6210.21
Price To Sales Ratio3.532.962.832.692.642.703.033.59
Operating Margin47.2038.4247.4041.6238.6943.2741.2912.75
Net Margin35.6227.6033.6530.6127.3130.5828.458.92
Shares Outstanding10.5210.5110.5010.5610.5410.5810.5910.56
Market Capitalization667.36529.38502.91465.85448.91414.40411.85435.48

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks190.6884.7633.9442.69135.6312.5319.3311.5512.31
Investments406.61423.35323.20412.15376.94147.96261.59170.01183.03
Net Loans2,134.292,013.591,353.651,201.031,112.321,189.23723.42461.34420.34
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Net Property, Plant & Equipment15.0116.1815.2219.6217.1415.8612.593.100.76
Interest Receivables11.0710.708.146.835.390.013.222.402.10
Deferred Tax Assets37.6242.8716.6918.54-9.798.465.565.01
Other Intangible Assets101.73104.0648.6749.1953.8352.4346.8710.127.70
Total Assets2,897.022,695.511,799.521,750.051,701.251,427.801,075.48664.08631.26
Total Deposits2,477.052,310.481,515.091,530.781,496.341,194.78904.35584.13562.66
Total Debt12.8018.7736.924.815.0546.025.690.006.03
Long Term Debt11.6617.2536.124.004.2946.025.060.005.37
Provision for Risks Charges2.972.181.780.400.380.000.000.000.00
Deferred Tax Liabilities13.3415.085.165.56-4.934.501.671.29
Other Liabilities14.0416.0210.5310.8113.3913.5810.489.763.99
Total Liabilities2,520.192,362.531,569.481,552.381,515.161,259.31925.01595.56573.98
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity376.83332.98230.04197.68186.09168.49151.1068.5257.28
Total Shareholders Equity376.83332.98230.04197.68186.09168.49151.1068.5257.28
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity376.83332.98230.04197.68186.09168.49151.1068.5257.28
Total Liabilities & Stockholders Equity2,897.022,695.511,799.521,750.051,701.251,427.801,076.11664.08631.26
Book Value Per Share35.7031.5427.3623.3221.8019.8817.8412.7210.75
Tangible Book Value Per Share29.6425.0924.1020.0418.5016.5014.3812.7210.75
Tier 1 Capital316.79277.35212.43186.07159.96139.17121.7768.7357.72
Tier 2 Capital38.8140.0019.4317.0514.7512.1510.156.436.25
Price to Book Ratio1.661.371.151.141.081.021.471.792.30
Return on Assets1.801.321.981.791.361.401.411.761.11
Return on Equity14.2110.5116.4416.1312.0010.9811.1818.0912.52
Return on Invested Capital12.988.4513.2115.3411.178.187.8616.6110.79
Current Ratio0.090.050.040.060.230.120.550.440.58

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations-53.0615.6739.7933.9316.0316.2612.8212.42
Extraordinary Item-0.000.000.000.000.000.000.000.00
Changes in Working Capital--1.727.71-0.95-4.653.452.772.09-0.91
Cash from Operating Activities-51.3423.3838.8529.2819.4819.0414.9111.51
Capital Expenditures--3.87-0.94-1.27-3.74-4.20-4.93-0.44-5.00
Net Assets From Acquisitions-0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses-0.0045.024.150.000.000.0055.290.00
Purchase or Sale of Investments-31.58115.6460.50-73.14-226.8311.32-7.45-1.55
Purchase of Investments--106.42-7.95-15.25-103.86-241.04-13.93-43.61-11.89
Sale Or Maturity of Investments-138.00123.5975.7530.7214.2125.2536.1610.33
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.00-1.92-0.14-0.16-0.06
Other Uses--0.950.000.000.000.000.000.000.00
Other Sources-0.000.000.000.000.000.000.000.00
Cash from Investing Activities--90.13163.46-57.79-154.64-152.09-386.20-17.34-47.27
Cash Dividends Paid--8.65-6.17-3.86-4.04-1.89-1.16-0.84-0.67
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Change in Capital Stock--7.880.57-2.76-1.780.200.020.100.20
Repurchase of Common Pref Stock--8.14-0.01-3.00-2.000.000.000.000.00
Sale of Common Pref Stock-0.260.580.240.220.200.020.100.20
Proceedsfrom Stock Options-0.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net--5.19-32.5032.500.00-40.3640.360.000.00
Change in Long Term Debt--5.190.0032.500.00-40.360.000.000.00
Issuance of Long Term Debt-0.000.0032.5030.430.000.000.000.00
Reduction of Long Term Debt--5.190.000.00-30.43-40.360.000.000.00
Net Financing Active Other Cash Flow--0.030.000.000.000.000.000.000.00
Other Financing Activities Uses--0.030.00--0.000.000.000.00
Cash from Financing Activities-144.81-136.0210.1928.63259.50329.6735.5421.00
Net Change in Cash-106.0350.82-8.76-96.73126.89-37.5033.11-14.77
Free Cash Flow-48.6722.4437.5825.5416.4815.5114.488.76
Price to Free Cash Flow-11.6523.087.499.9527.7410.9210.6313.90

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks116.93146.87161.51190.68143.5040.15
Investments394.00403.60393.03406.61450.18381.24
Net Loans2,300.392,236.292,184.602,134.292,090.092,076.38
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment18.8110.8110.3715.0110.219.60
Interest Receivables11.330.000.0011.070.000.00
Deferred Tax Assets---37.62--
Other Intangible Assets135.25147.63145.56101.73144.19143.07
Total Assets2,983.582,945.202,895.082,897.022,838.172,650.44
Total Deposits2,555.182,522.692,474.292,477.052,436.102,260.06
Total Debt8.620.007.8612.8011.0915.10
Long Term Debt8.240.007.8611.6611.0911.00
Provision for Risks Charges0.000.000.002.970.000.00
Deferred Tax Liabilities---13.34--
Other Liabilities17.1924.0224.7014.0422.4918.35
Total Liabilities2,580.992,546.722,506.842,520.192,469.682,293.51
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity402.59398.49388.23376.83368.50356.92
Total Shareholders Equity402.59398.49388.23376.83368.50356.92
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity402.59398.49388.23376.83368.50356.92
Total Liabilities & Stockholders Equity2,983.582,945.202,895.082,897.022,838.172,650.44
Book Value Per Share38.2537.9036.9835.7034.9733.75
Tangible Book Value Per Share32.4632.0130.9829.6428.8127.51
Tier 1 Capital---316.79--
Tier 2 Capital---38.81--
Price to Book Ratio1.661.351.331.261.261.20
Return on Assets1.981.891.941.801.751.68
Return on Equity14.9614.0314.6414.2112.9612.15
Return on Invested Capital4.073.053.783.553.183.51
Current Ratio0.140.070.070.090.070.02

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2

Revenue breakdown

Revenue split-

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.26%0.0M9.6M30.01K
2026-10-150.22%0.0M9.6M15.55K
2026-09-300.09%0.0M9.6M7.56K
2026-09-150.00%0.0M9.6M4.20K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-1010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-198-KCurrent report2026-10-19SEC
2026-09-17S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-09-15SEC STAFF ACTIONSEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-153Initial statement of beneficial ownership of securities2026-09-15SEC
2026-09-158-KCurrent report2026-09-15SEC
2026-09-15CERTSEC
2026-08-3110-12BSEC
2026-08-14DRS/ASEC
2026-04-29DRS/ASEC
2026-03-18DRS/ASEC
2026-02-13DRSSEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BANC FUNDS CO LLC2.99%
Siena Capital Partners GP, LLC2.81%
ENDEAVOUR CAPITAL ADVISORS INC2.76%
M3F, Inc.0.42%
Creative Planning0.30%
Western Standard LLC0.28%
Daytona Street Capital LLC0.17%
BRIGHTON JONES LLC0.11%
BINGHAM PRIVATE WEALTH, LLC0.10%
Baron Wealth Management LLC0.09%

Funds

Fund% owned
-

OakChart. WCCB. Cached 15 minutes.

Some panels did not load: ratings, insider, news.