OakChart

Five Star Bancorp

FSBCFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 11:47 AM ET

44.04-0.16 (-0.36%)
2026-11-11 17:48 CET
Market cap
1,084.52 USD m
Revenue, TTM
- USD m
Net income, TTM
77.57 USD m
Free cash flow, TTM
88.06 USD m
EPS diluted, TTM
3.54
P/E
12.45
Compare

Price

FSBC against its 20, 50 and 200-day averages
2050200beat
40.0045.0050.00764K1.5MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FSBCclose 44.0420-day 44.2950-day 44.26200-day 43.0444.0452w high

12.4% under the 52-week high of 50.26 on 16 Jul 2026. 52-week low 32.20 on 19 Nov 2025. Last 15 sessions, 8.1% high to low

Profile

FSBC
52-week range, 66% of the way up
32.2050.26

Five Star Bancorp operates as a bank holding company. It provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through its subsidiary. The company was founded in 1999 and is headquartered in Rancho Cordova, CA.

IndexRUT
Employees233
IPOMay 05, 2021
Beta0.49
ATR, 14d1.24
Rel volume0.24
Short float6.72%
Insider own25.07%
Inst own53.83%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap1.08B
Enterprise Value-
Income77.57M
Sales292.62M
Book/sh25.15
Cash/sh-
Dividend Est.1.00 (2.27%)
Dividend TTM1.00 (2.27%)
Dividend Ex-DateNov 02, 2026
Dividend Gr. 3/5Y10.06% -
Payout27.63%
Employees233
IPOMay 05, 2021

Ratios

P/E12.45
Forward P/E11.82
PEG0.89
P/S3.69
P/B1.75
P/C-
P/FCF12.27
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.15
Debt/Eq0.14
LT Debt/Eq0.14
Option/ShortYes / Yes

Earnings

EPS (ttm)3.54
EPS next Y3.73
EPS next Q0.87
EPS this Y23.52%
EPS next Y4.02%
EPS next 5Y13.27%
EPS past 3/5Y3.53% 6.57%
Sales past 3/5Y26.88% 25.01%
EPS Y/Y TTM31.35%
Sales Y/Y TTM18.44%
EPS Q/Q20.38%
Sales Q/Q21.04%
EarningsOct 26 AMC
EPS/Sales Surpr.7.73% 2.55%

Ownership

Insider Own25.07%
Insider Trans2.11%
Inst Own53.83%
Inst Trans3.19%
ROA1.52%
ROE14.80%
ROIC11.03%
Gross Margin-
Oper. Margin35.42%
Profit Margin26.51%
SMA20-0.55%
SMA50-0.49%
SMA2002.32%
Trades-

Technical

Shs Outstand24.54M
Shs Float18.38M
Short Float6.72%
Short Ratio7.34
Short Interest1.24M
52W High50.26 -12.38%
52W Low32.20 36.77%
Volatility3.16% 2.54%
ATR (14)1.24
RSI (14)48.06
Beta0.49
Rel Volume0.24
Avg Volume168.37K
Volume15,728

Performance

Perf Week-2.76%
Perf Month3.09%
Perf Quarter-6.50%
Perf Half Y8.47%
Perf YTD23.09%
Perf Year27.21%
Perf 3Y107.54%
Perf 5Y55.07%
Perf 10Y-
Recom2.00
Target Price51.40
Prev Close44.20
Price44.04
Change %-0.36%

Analyst ratings

latest 3 of 3
DateActionAnalystRating changeTargetImplied
Nov 10, 2025DowngradeSStephensOverweight → Equal-Weight$37-16.0%
Oct 10, 2025InitiatedJJanneyBuy
Dec 19, 2024InitiatedRRaymond JamesOutperform$38-13.7%

Peers

Mkt cap
TickerCompanyMkt cap
TCBKTrico Bancshares1.66B
WABCWestamerica Bancorporation1.37B
BCALCalifornia Bancorp699.02M
CWBCCommunity West Bancshares705.18M
PLBCPlumas Bancorp433.60M
BMRCBank of Marin Bancorp464.11M
BSRRSierra Bancorp542.90M
CVBFCVB Financial Corp3.96B
OVLYOak Valley Bancorp285.94M
PFBCPreferred Bank (Los Angeles, CA)1.22B

Insider trading

latest 14 of 26
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Kurtze Don JustinEVP, SF Bay Area PresidentNov 05 '26Sale45.760147,362Nov 09 06:22 PM
Ramirez-Medina Lydia AnnEVP, Chief Ext Affairs OfficerNov 02 '26Sale44.924,307193,4709,368Nov 03 04:40 PM
Ramirez-Medina Lydia AnnOfficerNov 02 '26Proposed Sale45.764,037184,733Nov 02 11:47 AM
Allbaugh Larry EugeneDirectorJul 22 '26Buy44.0096,5914,250,0041,101,687Jul 24 04:34 PM
Perry-Smith Robert TruxtunDirectorJul 22 '26Buy44.0031,3631,379,972258,898Jul 24 04:33 PM
Deary-Bell ShannonDirectorJul 22 '26Buy44.005,682250,00885,244Jul 24 04:32 PM
Lucas DonnaDirectorJul 22 '26Buy44.001,13649,98414,254Jul 24 04:32 PM
Riggs Judson TeichertDirectorJul 22 '26Buy44.002,273100,01287,531Jul 24 04:31 PM
Ramos Kevin FrancisDirectorJul 22 '26Buy44.005,682250,008177,546Jul 24 04:31 PM
Wait Brett LeviSVP, Chief Information OfficerMay 26 '26Sale42.271,64069,32316,873May 27 02:29 PM
Lee Michael EugeneSVP, Chief Regulatory OfficerMay 21 '26Sale41.2386735,74632,764May 26 04:09 PM
Wait Brett LeviOfficerMay 26 '26Proposed Sale42.001,64068,880May 22 07:34 PM
Beckwith James EugenePresident & CEOMay 20 '26Sale41.236,428265,054466,586May 22 06:05 PM
Beckwith James EugeneOfficerMay 19 '26Proposed Sale41.166,428264,576May 19 03:00 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-

News

latest 14 of 206
  • Five Star Bancorp Appoints Banking Veteran Christopher D. Myers to its Board of Directors (GlobeNewswire)
  • Five Star Bancorp Beats As Margin Re-Expands, But Dilution And Stalled Deposits Cap The Per-Share Payoff (Earnings Whispers)
  • Five Star Bancorp Announces Third Quarter 2026 Results (GlobeNewswire)
  • Five Star Bancorp Declares Third Quarter Cash Dividend (GlobeNewswire)
  • Five Star Bancorp Announces Third Quarter 2026 Earnings Release Date and Webcast (GlobeNewswire)
  • Loading…
  • Five Star Bank Continues to Expand Southern California Presence with New Calabasas Administrative Office (GlobeNewswire)
  • Five Star Bancorp Deepens Community Commitment with Appointment of Lydia Ramirez as Chief External Affairs Officer (GlobeNewswire)
  • Five Star Bancorp's Dividend Analysis (GuruFocus.com)
  • Five Star Bancorp Announces the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering (GlobeNewswire)
  • Five Star Bancorp (FSBC) Q2 2026 Earnings Call Highlights: Strong Income Growth Amid Margin Pressure (GuruFocus.com)
  • Five Star Bancorp Announces Pricing of Common Stock Offering (GlobeNewswire)
  • Five Star Bancorp Announces Launch of Common Stock Offering (GlobeNewswire)
  • Five Star Bancorp Announces Second Quarter 2026 Results (GlobeNewswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-260.9200.8540.92052.6251.315
2026Q22026-07-220.9100.8600.90947.9647.725
2026Q12026-04-270.8700.7880.87445.1044.475
2025Q42026-01-260.8300.7620.82940.6742.585
2025Q32025-10-270.7700.7080.76841.3140.355
2025Q22025-07-230.6800.6350.68238.3337.644
2025Q12025-04-280.6200.5900.61735.3435.274
2024Q42025-01-270.6300.5700.62735.1634.094
2024Q32024-10-280.5200.5270.51531.7732.293
2024Q22024-07-240.5100.4900.51230.6730.363
2024Q12024-04-290.6200.5200.61628.5827.703
2023Q42024-01-290.6300.5870.62828.6128.953
2023Q32023-10-300.6400.6000.64228.8629.013
2023Q22023-07-240.7400.6570.74130.4029.903
2023Q12023-04-240.7700.6930.76530.5230.103
2022Q42023-01-300.7700.7100.77330.7429.913

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2020FY2.843-2.10773.56-
2021FY2.8302.4872.83084.8983.33
2022FY2.6102.5502.610110.23109.4
2023FY2.7802.7002.777118.39117.87
2024FY2.2602.2032.260126.16125.03
2025FY2.9002.8302.900158.44157.56
2026FY-3.582--198.96
2027FY-3.726--226.82
2028FY-4.214--254.66

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-3131153.3952.7053.82
2026Q4S2026-10-3041153.4352.7053.82
2026Q4S2026-10-2741153.3852.7053.82
2026Q4S2026-10-2640153.1551.8053.80
2026Q4S2026-10-1040153.1551.8053.80
2026Q4S2026-10-0741153.1551.8053.80
2026Q4S2026-10-0642153.1551.8053.80
2026Q4S2026-09-3043153.1551.8053.80
2026Q4S2026-09-2143153.1051.8053.80
2026Q4S2026-07-2844053.3251.8054.68
2026Q4S2026-07-2744053.3351.8054.68
2026Q4S2026-07-2443052.8251.6054.68
2026Q4S2026-07-2342052.6050.9054.68
2026Q4S2026-07-1340051.1450.0851.97

Estimate history

EPS, annual1.7182.1072.832.612.7772.262.8963.536
Period2019202020212022202320242025TTM
EPS, quarterly0.5150.6270.6170.6820.7680.8290.8740.9090.925
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual70.07183.69288.863125.075181.893213.404255.468292.62
Period2019202020212022202320242025TTM
Sales, quarterly54.04859.41158.44662.3966.81167.82169.73474.19980.868
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual17.05517.05517.22517.24217.25721.31921.31924.537
Period2019202020212022202320242025MRQ
Shares, quarterly21.3221.31921.32921.36121.36721.31921.37621.40324.537
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Interest Income286.98250.25208.27175.35118.4681.9574.7165.00
Total Interest Expense102.7497.0387.2463.5014.853.979.1811.63
Net Interest Income184.24153.22121.03111.85103.6277.9865.5353.37
Loan Loss Provision10.229.706.954.006.701.709.005.50
Net Interest Income After Loan Loss Provision174.01143.52114.08107.8596.9276.2856.5347.87
Non-Interest Income5.645.225.136.546.616.918.985.07
Non-Interest Expense76.0065.0154.4947.7740.6736.0428.2622.57
Operating Income103.6683.7364.7266.6262.8647.1537.2630.36
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes103.6683.7364.7266.6262.8647.1537.2630.36
Income Taxes26.0922.1319.0518.8818.064.711.331.06
Consolidated Net Income77.5761.6145.6747.7344.8042.4435.9329.30
Net Income From Continuing Operations77.5761.6145.6747.7344.8042.4435.9329.30
Net Income77.5761.6145.6747.7344.8042.4435.9329.30
EPS (Recurring)3.272.902.262.782.612.832.111.72
EPS (Basic, Before Extraordinaries)3.552.902.272.782.622.832.111.72
EPS (Diluted)3.542.902.262.782.612.832.111.72
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.521.150.910.760.520.430.410.54
Price To Earnings Ratio12.5012.5013.258.9610.9110.32--
Price To Sales Ratio3.432.982.852.473.745.06--
Operating Margin35.4232.7830.3336.6250.2653.0644.5143.33
Net Margin26.5124.1121.4026.2435.8247.7642.9341.81
Shares Outstanding24.5421.3221.3217.2617.2417.2217.0617.06
Market Capitalization1,084.521,084.52641.49451.79469.77516.71509.14-

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income79.6072.5268.1166.7565.1760.9157.4258.08
Total Interest Expense28.2526.2423.8924.3625.5024.0723.1124.26
Net Interest Income51.3546.2744.2242.4039.6836.8434.3133.82
Loan Loss Provision2.502.252.672.802.502.501.901.30
Net Interest Income After Loan Loss Provision48.8544.0241.5439.6037.1834.3432.4132.52
Non-Interest Income1.271.681.621.071.641.491.031.33
Non-Interest Expense20.5919.6218.1417.6616.5815.7315.0414.49
Operating Income29.5326.0925.0323.0122.2320.1018.3919.37
Unusual Expense0.000.000.000.000.000.00-0.00
Net Income Before Taxes29.5326.0925.0323.0122.2320.1018.3919.37
Income Taxes7.626.696.415.375.895.595.286.05
Consolidated Net Income21.9119.4018.6217.6416.3414.5113.1113.32
Net Income From Continuing Operations21.9119.4018.6217.6416.3414.5113.1113.32
Net Income21.9119.4018.6217.6416.3414.5113.1113.32
EPS (Recurring)0.920.910.870.830.770.680.620.63
EPS (Basic, Before Extraordinaries)0.930.910.880.830.770.680.620.63
EPS (Diluted)0.920.910.870.830.770.680.620.63
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.490.390.300.330.330.290.200.22
Price To Earnings Ratio12.5015.4413.0313.2813.1912.5712.2513.25
Price To Sales Ratio3.433.733.012.982.772.592.662.99
Operating Margin36.5235.1635.8933.9233.2832.2231.4732.60
Net Margin27.0926.1426.7026.0124.4623.2522.4322.42
Shares Outstanding24.5421.4021.3821.3221.3721.3621.3321.32
Market Capitalization1,084.521,040.81806.31764.53688.05609.64592.95641.49

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Cash & Due from Banks33.9833.8826.9932.56136.0746.0328.86
Investments596.97450.63444.87383.01480.61406.06269.33
Net Loans4,030.523,494.893,047.292,762.941,911.221,480.971,165.40
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.00
Net Property, Plant & Equipment12.917.836.915.591.771.661.29
Interest Receivables11.9010.298.977.455.335.423.48
Other Intangible Assets68.5855.7558.1035.6121.7613.6311.49
Total Assets4,754.864,053.283,593.123,227.162,556.761,953.771,479.86
Total Deposits4,201.083,557.993,026.902,782.002,285.891,784.001,311.75
Total Debt85.9180.75249.35177.8528.3928.3253.25
Long Term Debt83.9279.1778.1076.8428.3928.3253.25
Provision for Risks Charges0.700.751.250.100.000.000.00
Other Liabilities21.3417.1629.8614.387.447.675.98
Total Liabilities4,309.033,656.653,307.352,974.332,321.721,819.991,370.98
Preferred Stock - Carrying Value0.000.000.000.000.000.000.00
Common Equity445.83396.62285.77252.82235.05133.78108.88
Total Shareholders Equity445.83396.62285.77252.82235.05133.78108.88
Accumulated Minority Interest0.000.000.000.000.000.000.00
Total Equity445.83396.62285.77252.82235.05133.78108.88
Total Liabilities & Stockholders Equity4,754.864,053.283,593.123,227.162,556.761,953.771,479.86
Book Value Per Share20.9118.6016.5614.6613.657.846.38
Tangible Book Value Per Share20.9118.6016.5614.6613.657.846.38
Tier 1 Capital454.83409.51298.75263.99233.40130.35-
Tier 2 Capital118.04110.21106.08102.1251.7346.51-
Full-Time Employees233205180184168144144
Price to Book Ratio1.761.651.651.962.202.25-
Return on Assets1.401.191.401.551.882.09-
Return on Equity14.6313.3917.7318.3723.0129.61-
Return on Invested Capital11.639.6013.1213.5916.1122.1618.07
Current Ratio0.130.110.110.160.210.190.17

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Funds from Operations81.0271.0052.7850.8550.6338.7741.3633.34
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital8.741.61-0.99-2.421.29-3.28-2.00-1.96
Cash from Operating Activities89.7672.6151.7948.4351.9235.4939.3631.38
Capital Expenditures-6.05-4.91-2.18-2.65-3.54-3.02-1.83-5.51
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00
Purchase or Sale of Investments4.780.93-3.4610.1514.50-33.86-35.05-5.67
Purchase of Investments-5.36-8.76-12.96-2.56-2.64-99.69-97.57-34.87
Sale Or Maturity of Investments10.149.699.5012.7117.1565.8362.5229.20
Other Uses0.000.000.00-2.340.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00
Cash from Investing Activities-820.74-544.11-446.74-288.79-842.87-461.85-360.51-232.84
Cash Dividends Paid-21.09-17.09-16.24-12.94-15.30-51.94-26.37-26.28
Change in Capital Stock130.020.0080.870.000.00111.2413.4022.71
Repurchase of Common Pref Stock0.000.000.000.000.000.000.000.00
Sale of Common Pref Stock130.020.0080.870.000.00111.2413.4022.71
Proceedsfrom Stock Options130.020.0080.870.000.00111.2413.4022.72
Issuance or Reduction of Debt, Net0.000.00-170.0070.00144.800.00-25.0028.75
Change in Long Term Debt0.000.000.000.0044.800.00-25.0028.75
Issuance of Long Term Debt0.000.000.000.0075.000.000.0028.75
Reduction of Long Term Debt0.000.000.000.00-30.200.00-25.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.00-0.000.00-
Cash from Financing Activities830.02626.00425.73301.95625.61561.19434.28175.54
Net Change in Cash99.03154.5130.7761.59-165.34134.84113.13-25.93
Free Cash Flow88.0671.4251.1647.7751.4434.7738.5230.87
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.00
Price to Free Cash Flow14.9914.0117.4112.9212.94---
Federal Home Loan Advances Increase (Decrease)-0.000.00-4.11-4.22-0.49-1.15-0.71

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks46.3045.9746.1233.9844.1553.72
Investments747.94762.03720.29596.97660.83543.82
Net Loans4,654.824,472.354,166.954,030.523,845.203,717.86
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment13.3512.4712.5212.9111.418.70
Interest Receivables0.000.000.0011.900.000.00
Other Intangible Assets97.2084.2585.8768.5880.1989.37
Total Assets5,559.625,377.065,031.754,754.864,641.774,413.47
Total Deposits4,824.534,799.384,469.354,201.084,103.443,894.62
Total Debt86.0885.3885.6285.9184.4481.71
Long Term Debt86.0885.3885.6283.9284.4481.71
Provision for Risks Charges0.871.070.770.700.600.60
Other Liabilities30.9317.4617.4821.3421.9919.80
Total Liabilities4,942.414,903.294,573.234,309.034,210.463,996.73
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity617.21473.77458.52445.83431.31416.74
Total Shareholders Equity617.21473.77458.52445.83431.31416.74
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity617.21473.77458.52445.83431.31416.74
Total Liabilities & Stockholders Equity5,559.625,377.065,031.754,754.864,641.774,413.47
Book Value Per Share25.1522.1421.4520.9120.1919.51
Tangible Book Value Per Share25.1522.1421.4520.9120.1919.51
Tier 1 Capital628.66482.15467.48454.83440.92428.33
Tier 2 Capital124.43122.54121.31118.04115.56113.63
Full-Time Employees---233--
Price to Book Ratio1.762.271.801.771.651.50
Return on Assets1.521.471.451.401.341.29
Return on Equity14.8016.1715.5214.6313.9513.01
Return on Invested Capital3.123.473.423.333.172.91
Current Ratio0.150.150.150.130.150.13

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations23.0222.7221.3313.9520.1723.33
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital3.570.95-2.406.61-1.37-5.54
Cash from Operating Activities26.6023.6818.9320.5618.7917.79
Capital Expenditures-0.45-0.44-4.53-0.64-0.21-0.24
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments4.34-0.02-0.571.032.34-3.22
Purchase of Investments-0.42-1.91-2.32-0.71-1.38-5.42
Sale Or Maturity of Investments4.761.891.741.753.722.19
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-181.22-307.65-144.35-187.53-126.70-140.55
Cash Dividends Paid-6.13-5.34-5.34-4.27-4.27-4.27
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock130.020.000.000.000.000.00
Repurchase of Common Pref Stock0.000.000.000.000.000.00
Sale of Common Pref Stock130.020.000.000.000.000.00
Proceedsfrom Stock Options130.020.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.000.000.000.00
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities149.03324.69262.9393.37204.54154.00
Net Change in Cash-5.5940.72137.51-73.6096.6431.24
Free Cash Flow26.1523.2418.7619.9218.5817.55
Price to Free Cash Flow14.9916.9614.1914.0213.1011.89

Revenue breakdown

State Commercial Banks2024: 126.16M 2025: 158.44M
United States2024: 126.16M 2025: 158.44M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-306.72%1.2M18.4M169.68K
2026-10-156.98%1.3M18.4M194.90K
2026-09-306.96%1.3M18.4M190.63K
2026-09-155.02%0.9M18.3M182.47K
2026-08-314.21%0.8M18.3M177.90K
2026-08-144.65%0.9M18.3M165.79K
2026-07-313.84%0.7M17.4M154.56K
2026-07-154.42%0.7M15.3M124.86K
2026-06-304.19%0.6M15.3M116.87K
2026-06-153.55%0.5M15.3M97.03K
2026-05-292.85%0.4M15.3M90.17K
2026-05-152.53%0.4M15.1M87.13K
2026-04-302.28%0.3M15.2M84.81K
2026-04-152.51%0.4M15.2M77.05K
2026-03-312.09%0.3M15.2M77.04K
2026-03-132.18%0.3M15.2M73.80K
2026-02-272.51%0.4M15.2M67.12K
2026-02-132.34%0.4M15.2M66.79K
2026-01-302.16%0.3M15.1M65.52K
2026-01-152.07%0.3M15.2M67.71K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.0022.5026.500.005.4860.000.000.976-0.0590.004
call22.5020.0024.000.004.8270.000.000.973-0.0580.004
call25.0017.5021.500.004.2440.000.000.969-0.0570.005
call30.0012.5016.500.003.2360.000.000.957-0.0530.006
call35.007.5011.500.002.3720.000.000.839-0.1620.017
call40.002.506.506.161.5531.000.000.692-0.2330.024
call45.000.004.902.981.9041.000.000.514-0.2250.028
call50.000.000.200.060.7434360.000.156-0.0680.017
call55.000.001.150.001.0810.000.000.117-0.0820.014
call60.000.001.150.501.1841.000.000.060-0.0550.008
call65.000.001.150.001.4160.000.000.052-0.0580.007
put20.000.004.900.002.8420.000.00-0.023-0.0590.004
put22.500.001.150.002.4640.000.00-0.027-0.0580.004
put25.000.004.900.002.1270.000.00-0.031-0.0560.005
put30.000.000.200.001.4740.000.00-0.042-0.0490.006
put35.000.001.150.721.7283.000.00-0.159-0.1610.017
put40.000.004.900.101.7159.000.00-0.310-0.2300.024
put45.000.002.751.550.8273.000.00-0.486-0.2230.028
put50.003.507.400.001.2780.000.00-0.896-0.0390.013
put55.008.5012.509.401.7580.000.00-0.925-0.0460.010
put60.0013.5017.500.002.1350.000.00-0.939-0.0510.008
put65.0018.5022.500.002.4490.000.00-0.947-0.0540.007

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-098-KCurrent report2026-11-04SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-063Initial statement of beneficial ownership of securities2026-11-04SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-278-KCurrent report2026-10-26SEC
2026-10-198-KCurrent report2026-10-16SEC
2026-10-148-KCurrent report2026-10-13SEC
2026-09-178-KCurrent report2026-09-14SEC
2026-09-108-KCurrent report2026-09-04SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-244Statement of changes in beneficial ownership of securities2025-05-09SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-244Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-238-KCurrent report2026-07-22SEC
2026-07-23424B5SEC
2026-07-228-KCurrent report2026-07-22SEC
2026-07-22424B5SEC
2026-07-208-KCurrent report2026-07-17SEC
2026-07-108-KCurrent report2026-07-09SEC
2026-06-163Initial statement of beneficial ownership of securities2026-06-10SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-05-29SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100193.48K2
2026-100000
2026-090000
2026-080000
2026-076.28M600
2026-060000
2026-0500560.40K6
2026-040000
2026-0300146.62K1
2026-020096.04K2
2026-010000
2025-120023.90K1
2025-110019.84K1

Institutional holders

Manager% owned
T. Rowe Price Investment Management, Inc.9.63%
Davis Asset Management, L.P.7.07%
BlackRock, Inc.6.23%
VANGUARD CAPITAL MANAGEMENT LLC3.05%
AMERICAN CENTURY COMPANIES INC2.47%
GEODE CAPITAL MANAGEMENT, LLC2.24%
CAPTRUST FINANCIAL ADVISORS2.19%
FRANKLIN RESOURCES INC2.02%
STATE STREET CORP1.71%
DIMENSIONAL FUND ADVISORS LP1.68%

Funds

Fund% owned
T. Rowe Price Small-Cap Stock Fund, Inc.4.30%
Angel Oak Financial Strategies Income Term Trust4.08%
T. Rowe Price Institutional Small-Cap Stock Fund2.29%
iShares Russell 2000 ETF2.09%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.07%
Avantis U.S. Small Cap Value ETF2.01%
Invesco Small Cap Value Fund1.19%
Putnam Core Equity Fund1.03%
VANGUARD EXTENDED MARKET INDEX FUND0.91%
Fidelity Small Cap Index Fund0.70%

OakChart. FSBC. Cached 15 minutes.