OakChart

California Bancorp

BCALFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 11:22 AM ET

21.96-0.10 (-0.45%)
2026-11-11 17:23 CET
Market cap
702.52 USD m
Revenue, TTM
- USD m
Net income, TTM
58.53 USD m
Free cash flow, TTM
51.29 USD m
EPS diluted, TTM
1.80
P/E
12.22
Compare

Price

BCAL against its 20, 50 and 200-day averages
2050200beatearnings
18.0020.0022.00583K1.2MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26BCALclose 21.9620-day 21.8250-day 21.70200-day 20.0021.9652w high

2.8% under the 52-week high of 22.59 on 5 Nov 2026. 52-week low 16.87 on 12 Mar 2026. Last 15 sessions, 6.8% high to low

Profile

BCAL
52-week range, 89% of the way up
16.8722.59

California Bancorp engages in offering a broad range of commercial banking services to closely held businesses and professionals located throughout Northern California. The company was founded on December 1, 2001 and is headquartered in San Diego, CA.

IndexRUT
Employees288
IPOOct 05, 2005
Beta0.37
ATR, 14d0.51
Rel volume0.53
Short float3.23%
Insider own11.57%
Inst own69.54%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap699.34M
Enterprise Value-
Income58.53M
Sales229.57M
Book/sh18.19
Cash/sh-
Dividend Est.0.43 (1.97%)
Dividend TTM0.42 (1.91%)
Dividend Ex-DateSep 21, 2026
Dividend Gr. 3/5Y- -
Payout5.19%
Employees288
IPOOct 05, 2005

Ratios

P/E12.22
Forward P/E11.63
PEG7.65
P/S3.05
P/B1.21
P/C-
P/FCF13.63
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.13
Debt/Eq0.03
LT Debt/Eq0.03
Option/ShortNo / Yes

Earnings

EPS (ttm)1.80
EPS next Y1.89
EPS next Q0.46
EPS this Y-9.38%
EPS next Y8.17%
EPS next 5Y1.52%
EPS past 3/5Y29.63% 31.66%
Sales past 3/5Y34.06% 34.22%
EPS Y/Y TTM-7.41%
Sales Y/Y TTM-4.47%
EPS Q/Q-9.46%
Sales Q/Q-2.78%
EarningsOct 28 BMO
EPS/Sales Surpr.-0.58% -0.17%

Ownership

Insider Own11.57%
Insider Trans-0.65%
Inst Own69.54%
Inst Trans6.22%
ROA1.43%
ROE10.21%
ROIC9.81%
Gross Margin-
Oper. Margin35.66%
Profit Margin25.50%
SMA200.63%
SMA501.18%
SMA2009.78%
Trades-

Technical

Shs Outstand31.95M
Shs Float28.16M
Short Float3.23%
Short Ratio4.57
Short Interest0.91M
52W High22.59 -2.79%
52W Low16.87 30.17%
Volatility2.97% 2.20%
ATR (14)0.51
RSI (14)53.61
Beta0.37
Rel Volume0.53
Avg Volume199.14K
Volume34,510

Performance

Perf Week-1.04%
Perf Month2.57%
Perf Quarter1.01%
Perf Half Y18.06%
Perf YTD17.62%
Perf Year15.15%
Perf 3Y56.97%
Perf 5Y40.41%
Perf 10Y144.00%
Recom1.25
Target Price24.75
Prev Close22.06
Price21.96
Change %-0.45%

Analyst ratings

latest 2 of 2
DateActionAnalystRating changeTargetImplied
Aug 21, 2026InitiatedRRaymond JamesOutperform$25+13.8%
Aug 04, 2025UpgradeSStephensEqual-Weight → Overweight$19-13.5%

Peers

Mkt cap
TickerCompanyMkt cap
PBAMPrivate Bancorp of America Inc499.23M
BMRCBank of Marin Bancorp465.17M
CWBCCommunity West Bancshares706.40M
WCCBWest Coast Community Bancorp671.99M
BSRRSierra Bancorp541.28M
HAFCHanmi Financial Corp959.92M
PFBCPreferred Bank (Los Angeles, CA)1.22B
RBBRBB Bancorp433.37M
BANCBanc of California Inc2.85B
CVBFCVB Financial Corp3.96B

Insider trading

12 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Muller Frank L.DirectorSep 04 '26Buy22.134509,9582,377Sep 09 08:07 PM
Machado LesterDirectorJul 31 '26Proposed Sale21.197,500158,948Aug 12 07:24 PM
Machado LesterDirectorJul 31 '26Option Exercise12.967,50097,20029,891Aug 04 07:13 PM
Machado LesterDirectorJul 31 '26Sale21.197,500158,94822,391Aug 04 07:13 PM
Hernandez RichardOfficerMay 11 '26Proposed Sale19.0017,000322,931May 18 07:12 PM
Hernandez RichardPresidentMay 08 '26Sale19.1217,000325,04072,935May 12 04:34 PM
Rainer David IExecutive ChairmanMay 07 '26Sale19.0075,0001,425,000356,347May 08 04:40 PM
Rainer David IOfficerMay 07 '26Proposed Sale19.0075,0001,424,891May 07 12:06 PM
Carandang JeanBank Chief Financial OfficerMar 06 '26Sale17.908,000143,20037,174Mar 09 07:31 PM
Volk David J.DirectorFeb 03 '26Buy18.6427,000503,28028,195Feb 05 08:07 PM
Volk David J.DirectorJan 28 '26Sale18.952,346,10444,458,6713,729Feb 05 08:07 PM
Di Tomaso FrankDirectorDec 12 '25Proposed Sale19.789,150180,987Dec 12 04:22 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 122
  • CALIFORNIA BANCORP ANNOUNCES INCREASE IN SHARE REPURCHASE PROGRAM (GlobeNewswire)
  • CALIFORNIA BANCORP REPORTS THIRD QUARTER EARNINGS, HIGHLIGHTED BY STEADY LOAN GROWTH AND STRONG DEPOSIT GROWTH (GlobeNewswire)
  • CALIFORNIA BANK OF COMMERCE TO OPEN COMMERCIAL LOAN PRODUCTION OFFICE IN DOWNTOWN SAN FRANCISCO (GlobeNewswire)
  • California BanCorp's Dividend Analysis (GuruFocus.com)
  • CALIFORNIA BANCORP REPORTS STRONG SECOND QUARTER EARNINGS, SIGNIFICANT LOAN GROWTH AND IMPROVED CREDIT QUALITY (GlobeNewswire)
  • Loading…
  • CALIFORNIA BANCORP DECLARES CASH DIVIDEND (GlobeNewswire)
  • CALIFORNIA BANCORP REPORTS NET INCOME OF $13.8 MILLION FOR THE FIRST QUARTER (GlobeNewswire)
  • CALIFORNIA BANCORP DECLARES CASH DIVIDEND (GlobeNewswire)
  • New Strong Sell Stocks for March 10th (Zacks)
  • New Strong Sell Stocks for March 6th (Zacks)
  • New Strong Sell Stocks for March 4th (Zacks)
  • New Strong Sell Stocks for February 2nd (Zacks)
  • California BanCorp (BCAL) Caps 2025 with Profit Growth and Strong Capital Returns (Insider Monkey)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-280.4300.4330.43046.0546.124
2026Q22026-07-270.4400.4030.44144.9145.073
2026Q12026-04-280.4200.4000.42244.2244.123
2025Q42026-01-280.5010.4330.50145.9045.033
2025Q32025-10-280.4830.3930.47845.1843.833
2025Q22025-07-280.4310.4100.43144.2745.033
2025Q12025-04-240.5150.4000.51544.8244.853
2024Q42025-01-290.5300.4400.51345.5547.023
2024Q32024-10-290.3300.237-0.59438.1238.393
2024Q22024-07-290.0300.2700.01022.1822.002
2024Q12024-04-290.2900.2550.26321.9122.782
2023Q42024-01-300.2400.3050.23622.4624.042
2023Q32023-10-260.3500.3700.35124.0825.101
2023Q22023-07-250.3600.4000.36124.5225.301
2023Q12023-06-230.440-0.44226.50--
2026Q4--0.455--47.394

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2023FY1.3901.4551.38997.5299.11
2024FY1.3200.9670.221127.74129.45
2025FY1.9261.8471.930180.18179.07
2026FY-1.745--182.52
2027FY-1.888--194.21
2028FY-2.015--205

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-0240047.3947.1047.71
2026Q4S2026-10-2840047.4447.1048.06
2026Q4S2026-09-3040047.3947.1048.06
2026Q4S2026-09-2140047.2946.7048.06
2026Q4S2026-08-1940047.2046.7047.72
2026Q4S2026-07-3130047.2146.7047.72
2026Q4S2026-07-2730047.1746.7047.72
2026Q4S2026-07-1230047.3847.0048.04
2026Q4S2026-06-2232047.3847.0048.04
2026Q4S2026-04-2832047.2946.7248.04
2026Q4S2026-04-1330046.9346.2047.51
2026Q4S2026-04-0130146.9346.2047.51
2026Q4S2026-03-0430146.8746.0047.53
2026Q4S2026-01-2930146.7546.0047.53

Estimate history

EPS, annual0.7390.7140.7850.4870.7180.8841.3890.2211.9261.7971
Period201720182019202020212022202320242025TTM
EPS, quarterly-0.5940.5130.5150.4310.4780.5010.4220.4410.433
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual21.50431.33339.65154.20571.56598.018126.901179.331236.142229.57
Period201720182019202020212022202320242025TTM
Sales, quarterly55.75163.34259.32457.7859.86659.17655.81856.37558.201
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual5.2248.4089.40513.26717.70817.9418.36932.26632.41831.952
Period201720182019202020212022202320242025MRQ
Shares, quarterly32.14232.26632.40232.46332.44332.41832.15232.1131.952
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income221.20225.98179.80123.5293.5867.7751.8137.7028.61
Total Interest Expense48.7156.8956.8129.385.793.365.876.843.71
Net Interest Income172.49169.09122.9894.1487.7964.4145.9430.8524.90
Loan Loss Provision-0.85-8.8221.690.925.451.204.551.001.60
Net Interest Income After Loan Loss Provision173.34177.91101.2993.2282.3463.2141.3929.8523.30
Non-Interest Income8.3710.16-0.473.384.443.792.391.952.72
Non-Interest Expense99.8498.0876.1859.7557.3351.0934.6721.5316.69
Operating Income81.8689.9924.6536.8629.4515.919.1110.289.33
Unusual Expense2.112.0416.370.006.702.452.250.591.80
Net Income Before Taxes79.7587.968.2636.8621.9814.196.779.687.53
Income Taxes21.2224.902.8310.955.873.482.052.912.27
Consolidated Net Income58.5363.065.4325.9116.1110.714.726.775.26
Net Income From Continuing Operations58.5363.065.4325.9116.1110.714.726.775.26
Net Income58.5363.065.4325.9116.1110.714.726.775.26
EPS (Recurring)1.851.970.691.391.140.830.650.830.88
EPS (Basic, Before Extraordinaries)1.811.950.221.420.900.740.500.800.74
EPS (Diluted)1.801.930.221.390.880.720.490.780.71
Non-Operating Income (Expense)0.00-0.00-0.020.00-0.770.72-0.090.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense4.314.604.933.572.914.021.940.440.25
Price To Earnings Ratio12.2812.28-10.7527.2320.8424.68--
Price To Sales Ratio3.012.592.272.553.133.122.282.783.10
Operating Margin35.6638.1113.7429.0430.0522.2416.8125.9229.77
Net Margin25.5026.703.0320.4216.4414.968.7117.0816.78
Shares Outstanding31.9532.4232.2718.3717.9417.7113.279.418.41
Market Capitalization702.52702.52532.01317.84296.62264.19120.16107.07110.85

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income56.3054.9353.7856.1857.1955.7956.8362.56
Total Interest Expense12.1611.5811.7013.2814.6714.3714.5718.02
Net Interest Income44.1443.3542.0842.9142.5241.4242.2644.54
Loan Loss Provision3.210.71-0.38-4.40-0.01-0.63-3.78-3.83
Net Interest Income After Loan Loss Provision40.9342.6442.4747.3042.5342.0546.0348.38
Non-Interest Income1.901.442.033.002.681.992.500.78
Non-Interest Expense24.4024.2425.3325.8723.3923.9724.8525.26
Operating Income18.4319.8419.1624.4321.8220.0723.6823.90
Unusual Expense0.000.000.072.040.000.000.000.64
Net Income Before Taxes18.4319.8419.0922.3921.8220.0723.6823.25
Income Taxes4.415.545.305.976.135.976.826.48
Consolidated Net Income14.0214.3013.7916.4215.6814.1016.8516.77
Net Income From Continuing Operations14.0214.3013.7916.4215.6814.1016.8516.77
Net Income14.0214.3013.7916.4215.6814.1016.8516.77
EPS (Recurring)0.430.440.420.540.480.430.520.53
EPS (Basic, Before Extraordinaries)0.440.440.430.510.480.430.520.52
EPS (Diluted)0.430.440.420.500.480.430.520.51
Non-Operating Income (Expense)0.000.000.000.000.000.00-0.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.101.061.081.071.151.201.171.22
Price To Earnings Ratio12.2811.379.209.6419.2735.4874.91-
Price To Sales Ratio3.012.922.492.592.282.182.273.01
Operating Margin31.6635.2034.3341.2836.4434.7439.9137.73
Net Margin24.0825.3724.7127.7526.2024.4028.4126.48
Shares Outstanding31.9532.1132.1532.4232.4432.4632.4032.27
Market Capitalization702.52670.31572.83603.46542.39510.83460.93532.01

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks52.0160.4733.0160.3022.4311.959.9013.537.38
Investments697.38584.70270.19216.91625.98272.15103.3984.3157.25
Net Loans2,999.543,088.621,934.871,880.671,493.091,223.63671.29630.28396.33
Investment in Unconsolidated Affiliates9.100.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.004.08------0.00
Net Property, Plant & Equipment27.2127.9522.5622.9427.7115.059.475.014.56
Interest Receivables10.9012.587.190.000.696.132.192.271.32
Deferred Tax Assets40.5956.0217.1015.8510.95-5.143.081.40
Other Intangible Assets208.20210.1281.2992.4184.8950.1431.9030.5412.03
Total Assets4,044.934,044.552,366.212,289.072,265.751,579.05833.29769.01480.26
Total Deposits3,370.583,398.761,943.561,931.901,973.101,194.74671.91627.82407.49
Total Debt52.7788.03114.9878.8329.41209.0535.0235.0020.00
Long Term Debt47.9982.9327.2576.0727.05196.9633.2220.000.00
Provision for Risks Charges2.484.900.931.300.800.140.120.120.05
Deferred Tax Liabilities11.5512.905.965.155.88-3.111.060.75
Other Liabilities30.9728.1212.6311.5410.036.232.613.652.28
Total Liabilities3,468.353,532.722,078.062,028.722,019.221,410.16712.77667.65430.57
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity576.59511.84288.15260.36246.53168.89120.52101.3649.70
Total Shareholders Equity576.59511.84288.15260.36246.53168.89120.52101.3649.70
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity576.59511.84288.15260.36246.53168.89120.52101.3649.70
Total Liabilities & Stockholders Equity4,044.934,044.552,366.212,289.072,265.751,579.05833.29769.01480.26
Book Value Per Share17.7915.8615.6914.5113.9212.7312.8112.069.51
Tangible Book Value Per Share13.7911.7113.5612.3211.7311.1010.859.819.25
Tier 1 Capital451.51385.35270.34242.38225.02161.92102.6883.3148.57
Tier 2 Capital68.26111.5619.4018.4112.4610.405.484.493.13
Full-Time Employees288289169157-147979476
Price to Book Ratio1.211.071.141.211.081.000.991.091.58
Return on Assets1.560.171.110.710.560.390.850.840.88
Return on Equity11.591.369.456.365.163.266.116.968.41
Return on Invested Capital10.100.918.214.793.911.294.414.337.98
Current Ratio0.190.180.070.080.490.410.360.290.21

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations55.1752.9928.2031.3021.6410.3111.228.266.32
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-2.834.2922.09-0.84-1.189.341.140.121.11
Cash from Operating Activities52.3457.2950.2930.4520.4619.6512.368.377.43
Capital Expenditures-1.05-0.35-0.55-0.30-1.08-12.53-1.77-2.72-0.65
Net Assets From Acquisitions0.000.000.000.000.00-81.47-25.910.00-20.57
Sale of Fixed Assets and Businesses0.000.00336.300.003.91115.4262.880.000.00
Purchase or Sale of Investments-128.05-83.3330.52-19.34-126.66-19.930.439.260.60
Purchase of Investments-159.93-123.15-8.74-67.69-160.37-28.37-14.37-0.01-1.66
Sale Or Maturity of Investments31.8739.8239.2648.3533.718.4414.809.272.26
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.881.570.000.001.370.590.000.0026.41
Cash from Investing Activities-295.1229.75524.65-76.28-519.808.52-301.69-34.73-38.45
Cash Dividends Paid-12.92-3.250.000.000.000.000.000.000.00
Change in Capital Stock-18.68-5.90-1.02-0.760.43-3.5040.9911.4425.14
Repurchase of Common Pref Stock-19.09-6.03-1.97-0.89-0.57-3.670.000.000.00
Sale of Common Pref Stock0.410.130.950.131.010.1740.9911.4425.14
Proceedsfrom Stock Options0.000.000.000.000.000.0040.9911.4425.14
Issuance or Reduction of Debt, Net-35.00-38.00-85.0035.0046.91-213.93126.49-5.0015.00
Change in Long Term Debt0.00-38.000.000.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.000.000.000.00
Reduction of Long Term Debt0.00-38.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities-49.78-75.29-273.5845.866.10301.01449.3050.5357.81
Net Change in Cash-292.5611.75301.370.03-493.25329.19159.9724.1826.79
Free Cash Flow51.2956.9449.7430.1519.3817.9010.597.176.78
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow18.0211.398.1910.7415.8312.4911.6815.3614.34
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks41.5655.2056.3952.0195.0584.02
Investments647.95623.20766.67697.38765.00630.36
Net Loans3,114.823,059.892,938.832,999.542,949.012,950.45
Investment in Unconsolidated Affiliates8.708.309.409.108.408.40
Net Property, Plant & Equipment27.7426.8227.4427.2127.6625.82
Interest Receivables11.6011.0011.3010.9011.1010.66
Deferred Tax Assets30.4926.0526.1840.5931.9333.45
Other Intangible Assets214.23206.19203.90208.20213.06210.56
Total Assets4,105.704,025.264,048.734,044.934,101.213,953.72
Total Deposits3,476.483,359.113,393.493,370.583,459.663,312.28
Total Debt19.3752.9953.4152.7752.6069.60
Long Term Debt15.1214.4049.6147.9948.9765.38
Provision for Risks Charges1.801.802.452.483.163.71
Deferred Tax Liabilities---11.55--
Other Liabilities26.6924.7321.5630.9721.0620.53
Total Liabilities3,524.343,438.623,470.903,468.353,536.493,406.12
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity581.35586.64577.84576.59564.72547.59
Total Shareholders Equity581.35586.64577.84576.59564.72547.59
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity581.35586.64577.84576.59564.72547.59
Total Liabilities & Stockholders Equity4,105.704,025.264,048.734,044.934,101.213,953.72
Book Value Per Share18.1918.2717.9717.7917.4116.87
Tangible Book Value Per Share14.2214.2913.9713.7913.3912.82
Tier 1 Capital-463.77-451.51437.77421.35
Tier 2 Capital-70.62-68.2671.9390.34
Full-Time Employees---288289290
Price to Book Ratio1.211.161.001.070.990.96
Return on Assets1.431.511.491.561.501.00
Return on Equity10.2110.6110.8211.5911.937.44
Return on Invested Capital2.352.382.202.632.562.30
Current Ratio0.130.130.200.190.250.20

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations15.0513.1014.9512.0612.8213.02
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-6.971.71-6.428.843.160.40
Cash from Operating Activities8.0814.828.5420.9115.9813.42
Capital Expenditures-0.20-0.52-0.24-0.10-0.11-0.03
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-26.57-10.88-66.24-24.36-18.26-54.83
Purchase of Investments-35.04-20.45-73.33-31.10-25.53-66.51
Sale Or Maturity of Investments8.479.577.086.757.2711.68
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.880.000.001.57
Cash from Investing Activities-80.58-121.30-8.46-84.78-12.5925.79
Cash Dividends Paid-3.17-3.25-3.25-3.250.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-5.00-2.08-8.51-3.09-1.69-0.09
Repurchase of Common Pref Stock-5.10-2.17-8.73-3.09-1.73-0.15
Sale of Common Pref Stock0.100.090.230.000.030.06
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-35.000.000.000.00-20.00-18.00
Change in Long Term Debt0.000.000.000.00-20.00-18.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.00-20.00-18.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities74.20-39.7111.15-95.43125.69-48.31
Net Change in Cash1.70-146.1911.23-159.30129.08-9.10
Free Cash Flow7.8814.308.3020.8115.8713.39
Price to Free Cash Flow18.0213.6311.1611.409.189.21

Revenue breakdown

National Commercial Banks2024: 127.74M 2025: 180.18M
United States2024: 127.74M 2025: 180.18M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.22%0.9M28.3M198.06K
2026-10-153.38%1.0M28.4M208.36K
2026-09-303.50%1.0M28.4M207.49K
2026-09-153.19%0.9M28.4M221.22K
2026-08-313.56%1.0M28.4M214.83K
2026-08-143.34%0.9M28.4M216.61K
2026-07-313.20%0.9M28.4M219.48K
2026-07-153.17%0.9M28.4M201.47K
2026-06-302.79%0.8M28.4M206.81K
2026-06-152.91%0.8M28.4M193.34K
2026-05-293.17%0.9M28.4M189.68K
2026-05-152.69%0.8M28.4M197.63K
2026-04-302.68%0.7M25.4M206.03K
2026-04-152.92%0.7M25.5M239.65K
2026-03-313.59%0.9M25.7M239.34K
2026-03-131.62%0.4M25.7M232.77K
2026-02-271.33%0.3M25.7M241.34K
2026-02-131.45%0.4M25.7M230.02K
2026-01-301.66%0.4M23.3M222.22K
2026-01-151.70%0.4M23.3M188.81K

Option chain

expiry 2026-11-11
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-10-288-KCurrent report2026-10-28SEC
2026-09-234Statement of changes in beneficial ownership of securities2026-09-21SEC
2026-09-094Statement of changes in beneficial ownership of securities2026-09-04SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-244Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-14SCHEDULE 13G/ASEC
2026-08-13SCHEDULE 13G/ASEC
2026-08-12144Filing for proposed sale of securities under Rule 144.SEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-11SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-07-31SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-044Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-02SEC
2026-07-27SCHEDULE 13GSEC
2026-07-278-KCurrent report2026-07-23SEC
2026-06-224Statement of changes in beneficial ownership of securities2026-06-21SEC
2026-06-084Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-034Statement of changes in beneficial ownership of securities2026-06-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-099.96K100
2026-080000
2026-0700158.95K1
2026-060000
2026-05001.75M2
2026-040000
2026-0300143.20K1
2026-02503.28K100
2026-010044.46M1
2025-120000
2025-110000

Institutional holders

Manager% owned
WELLINGTON MANAGEMENT GROUP LLP7.61%
FJ Capital Management LLC6.39%
ALLIANCEBERNSTEIN L.P.6.07%
BlackRock, Inc.5.99%
ENDEAVOUR CAPITAL ADVISORS INC3.63%
VANGUARD CAPITAL MANAGEMENT LLC3.43%
STATE STREET CORP2.64%
BANC FUNDS CO LLC2.51%
MANUFACTURERS LIFE INSURANCE COMPANY, THE2.46%
DIMENSIONAL FUND ADVISORS LP2.41%

Funds

Fund% owned
VANGUARD TOTAL STOCK MARKET INDEX FUND2.56%
iShares Russell 2000 ETF2.15%
Avantis U.S. Small Cap Value ETF1.86%
Fidelity Small Cap Index Fund0.87%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF0.82%
VANGUARD EXTENDED MARKET INDEX FUND0.79%
iShares Russell 2000 Value ETF0.79%
RMB Mendon Financial Services Fund0.70%
EA Bridgeway Omni Small-Cap Value ETF0.47%
VANGUARD RUSSELL 2000 INDEX FUND0.47%

OakChart. BCAL. Cached 15 minutes.