OakChart

Verisk Analytics Inc

VRSKIndustrials·Consulting Services·USA·Large·NASD·Nov 11 • 3:59 PM ET

205.98+1.96 (0.96%)
2026-11-12 05:24 CET
Market cap
26,424.35 USD m
Revenue, TTM
3,176.70 USD m
Net income, TTM
879.20 USD m
Free cash flow, TTM
1,100.40 USD m
EPS diluted, TTM
6.59
P/E
31.24
Compare

Price

VRSK against its 20, 50 and 200-day averages
2050200miss
160.00180.00200.00220.009.0M18.0MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26VRSKclose 205.9820-day 196.6850-day 183.54200-day 185.74205.9852w high52w low

9.3% under the 52-week high of 227.16 on 3 Dec 2025. 52-week low 155.94 on 14 May 2026. Last 15 sessions, 16.5% high to low

Volume 0.74× normal · the line is the 50-bar volume average

Profile

VRSK
52-week range, 70% of the way up
155.94227.16

Verisk Analytics, Inc. engages in the provision of data, analytics, and technology services. The firm also offers predictive analytics and decision support solutions to clients in rating, underwriting, claims, catastrophe, and weather risk fields. It operates through the Insurance segment. The Insurance segment offers fraud-detection solutions including review of data on claim histories, analysis of claims to find emerging patterns of fraud, and identification of suspicious claims in the insurance sector and offers solutions and services primarily through annual subscriptions or long-term agreements. The company was founded in 1971 and is headquartered in Jersey City, NJ.

IndexS&P 500, RUI
Employees8000
IPOOct 07, 2009
Beta0.66
ATR, 14d7.72
Rel volume0.74
Short float3.33%
Insider own0.29%
Inst own103.55%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap26.42B
Enterprise Value30.50B
Income879.20M
Sales3.18B
Book/sh-8.68
Cash/sh4.35
Dividend Est.1.99 (0.97%)
Dividend TTM1.95 (0.95%)
Dividend Ex-DateDec 15, 2026
Dividend Gr. 3/5Y13.23% 10.76%
Payout27.76%
Employees8000
IPOOct 07, 2009

Ratios

P/E31.24
Forward P/E23.68
PEG2.17
P/S8.32
P/B-
P/C47.39
P/FCF24.01
EV/EBITDA17.44
EV/Sales9.60
Quick Ratio1.07
Current Ratio1.07
Debt/Eq-
LT Debt/Eq-
Option/ShortYes / Yes

Earnings

EPS (ttm)6.59
EPS next Y8.70
EPS next Q1.93
EPS this Y7.56%
EPS next Y12.95%
EPS next 5Y10.90%
EPS past 3/5Y2.61% 8.51%
Sales past 3/5Y7.16% 1.99%
EPS Y/Y TTM0.31%
Sales Y/Y TTM4.86%
EPS Q/Q5.26%
Sales Q/Q5.30%
EarningsNov 05 BMO
EPS/Sales Surpr.1.84% 0.39%

Ownership

Insider Own0.29%
Insider Trans-9.08%
Inst Own103.55%
Inst Trans-2.07%
ROA16.31%
ROE444.05%
ROIC27.25%
Gross Margin59.85%
Oper. Margin44.72%
Profit Margin27.68%
SMA204.73%
SMA5012.23%
SMA20010.90%
Trades-

Technical

Shs Outstand128.25M
Shs Float127.91M
Short Float3.33%
Short Ratio3.46
Short Interest4.26M
52W High227.16 -9.32%
52W Low155.94 32.09%
Volatility5.09% 3.64%
ATR (14)7.72
RSI (14)61.62
Beta0.66
Rel Volume0.74
Avg Volume1.23M
Volume910,314

Performance

Perf Week4.11%
Perf Month16.60%
Perf Quarter10.78%
Perf Half Y27.57%
Perf YTD-7.92%
Perf Year-4.32%
Perf 3Y-13.43%
Perf 5Y-3.29%
Perf 10Y147.78%
Recom2.05
Target Price238.47
Prev Close204.02
Price205.98
Change %0.96%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 23, 2026UpgradeJJefferiesHold → Buy$235+14.1%
Jun 18, 2026UpgradeRRothschild & Co RedburnSell → Neutral$185-10.2%
Mar 02, 2026UpgradeRRaymond JamesOutperform → Strong Buy$260+26.2%
Feb 17, 2026ResumedBBofA SecuritiesNeutral$205-0.5%
Feb 04, 2026UpgradeBBMO Capital MarketsMarket Perform → Outperform$233+13.1%
Nov 14, 2025DowngradeAArgusBuy → Hold
Oct 30, 2025UpgradeBBarclaysEqual Weight → Overweight
Oct 16, 2025DowngradeRRothschild & Co RedburnNeutral → Sell$220+6.8%
Oct 01, 2025InitiatedSSeaport Research PartnersBuy$280+35.9%
Sep 03, 2025InitiatedWWolfe ResearchOutperform$320+55.4%

Peers

Mkt cap
TickerCompanyMkt cap
EFXEquifax Inc22.05B
RELXRELX Plc ADR69.59B
TRIThomson-Reuters Corp47.15B
TRUTransUnion15.63B
FICOFair Isaac Corp15.58B
GWREGuidewire Software Inc13.07B
MCOMoody's Corp88.77B
SPGIS&P Global Inc137.73B
MSCIMSCI Inc47.30B
FDSFactset Research Systems Inc11.81B

Insider trading

latest 14 of 64
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Shavel LeeChief Executive OfficerNov 02 '26Option Exercise104.003,535367,640102,025Nov 03 05:35 PM
Shavel LeeChief Executive OfficerNov 02 '26Sale194.743,535688,40698,490Nov 03 05:35 PM
Daffan NicholasOfficerNov 02 '26Proposed Sale200.458,3651,676,754Nov 02 04:48 PM
Shavel LeeOfficerNov 02 '26Proposed Sale194.743,535688,406Nov 02 04:28 PM
Daffan NicholasOfficerOct 20 '26Proposed Sale192.7616,8593,249,749Oct 20 04:01 PM
Mann ElizabethChief Financial OfficerOct 15 '26Sale184.8540073,94017,584Oct 16 04:22 PM
Mann ElizabethOfficerOct 15 '26Proposed Sale184.8540073,940Oct 15 04:13 PM
Daffan NicholasOfficerOct 15 '26Proposed Sale189.008,5001,606,460Oct 15 04:11 PM
Shavel LeeChief Executive OfficerOct 01 '26Option Exercise104.003,535367,640102,025Oct 02 04:07 PM
Shavel LeeChief Executive OfficerOct 01 '26Sale170.703,535603,42498,490Oct 02 04:07 PM
Shavel LeeOfficerOct 01 '26Proposed Sale170.703,535603,424Oct 01 04:06 PM
Daffan NicholasOfficerSep 21 '26Proposed Sale174.131,032179,702Sep 21 04:07 PM
Mann ElizabethChief Financial OfficerSep 15 '26Sale184.9140073,96417,984Sep 16 04:34 PM
Mann ElizabethOfficerSep 15 '26Proposed Sale184.9140073,964Sep 15 04:16 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VUGVanguard Morningstar Growth ETFAUM: 217.67B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B
VOTVanguard Morningstar Mid-Cap Growth ETFAUM: 18.66B
XLIState Street Industrial Select Sector SPDR ETFAUM: 30.88B
IWRiShares Russell Mid-Cap ETFAUM: 58.68B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-051.9601.9251.700809805.8816
2026Q22026-07-291.9801.9341.747806.3804.0216
2026Q12026-04-291.8201.7401.732782.6771.6216
2025Q42026-02-181.8201.6091.418778.8773.5816
2025Q32025-10-291.7201.7041.611768.3776.2516
2025Q22025-07-301.8801.7781.805772.6768.7315
2025Q12025-05-071.7301.6831.648753749.8215
2024Q42025-02-261.6101.5971.486735.6733.714
2024Q32024-10-301.6701.6031.544725.3722.1914
2024Q22024-07-311.7401.6412.150716.8722.4514
2024Q12024-05-011.6301.5161.525704699.0714
2023Q42024-02-211.4001.4361.197677.2673.0616
2023Q32023-11-011.5201.4711.286677.6663.3316
2023Q22023-08-021.5101.4101.353675654.5316
2023Q12023-05-031.2901.1890.369651.6633.3216
2022Q42023-02-281.4301.1680.389630.4614.9916

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY4.3804.3682.7012,6072,599
2020FY5.0405.0814.3112,7852,788
2021FY5.3105.2684.0792,9993,002
2022FY5.7605.5186.0022,8982,891
2023FY5.7105.7454.1712,6812,678
2024FY6.6406.6486.7082,8822,880
2025FY7.1606.9426.4803,0733,068
2026FY-7.701--3,217
2027FY-8.699--3,435
2028FY-9.767--3,666
2029FY-10.947--3,921
2030FY-12.327--4,211

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-091304818.91814.9828.5
2026Q4S2026-11-081204818.86814.9828.5
2026Q4S2026-11-061204820.62815834.99
2026Q4S2026-11-051304819.06814.9828.5
2026Q4S2026-10-161301824.52815839
2026Q4S2026-10-131300825.21817.4839
2026Q4S2026-10-121300824.81815.4839
2026Q4S2026-10-081312824.81815.4839
2026Q4S2026-10-051312824.81815.4839
2026Q4S2026-08-171312824.77815.4839
2026Q4S2026-07-311311825.03817.4839
2026Q4S2026-07-291311825.19817.4839
2026Q4S2026-07-221300825.24818.8837
2026Q4S2026-07-211300825.22818.8837

Estimate history

EPS, annual3.293.5572.7014.3114.0796.0024.1716.7086.4846.5928
Period201720182019202020212022202320242025TTM
EPS, quarterly1.5441.4861.6481.8051.6111.4181.7321.7471.696
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual2145.22395.12607.12784.62462.524972681.42881.73072.73176.7
Period201720182019202020212022202320242025TTM
Sales, quarterly725.3735.6753772.6768.3778.8782.6806.3809
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual164.879163.97163.162162.818161.652154.701143.309140.415138.398128.25
Period201720182019202020212022202320242025MRQ
Shares, quarterly141.397140.415139.958139.701139.37138.398131.016130.136128.25
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue3,176.703,072.702,881.702,681.402,497.002,462.502,784.602,607.102,395.10
Cost of Goods Sold Incl. D&A1,275.401,252.201,207.001,157.901,063.201,103.901,352.001,300.501,182.30
Gross Profit1,901.301,820.501,674.701,523.501,433.801,358.601,432.601,306.601,212.80
Selling, General and Administrative Excl. Other480.60442.90408.40389.30379.70310.40411.70475.50377.20
Research and Development-40.9035.3036.8043.1047.1048.9065.6047.60
Other Operating Expense0.000.00-7.60-2.7022.900.000.000.000.00
Operating Income1,420.701,377.601,273.901,136.901,031.201,048.201,020.90831.10835.60
Interest Expense205.90170.90124.60115.50138.80127.00138.20126.80129.70
Unusual Expense22.5030.304.302.5075.50136.802.20128.001.50
Net Income Before Taxes1,151.601,171.301,228.601,027.201,262.40786.50897.50568.40719.70
Income Taxes272.40263.00277.90258.80220.30179.40184.80118.50121.00
Consolidated Net Income879.20908.30950.70768.401,042.10607.10712.70449.90598.70
Net Income From Continuing Operations879.20908.30951.40768.601,041.70607.00712.70449.90598.70
Net Income879.20908.30958.20614.60953.90666.20712.70449.90598.70
EPS (Recurring)6.936.646.734.186.334.664.323.243.56
EPS (Basic, Before Extraordinaries)6.606.506.744.196.044.124.382.753.63
EPS (Diluted)6.596.486.714.176.004.084.312.703.56
EBITDA1,748.401,704.301,579.801,418.301,269.801,298.401,379.001,154.801,131.70
Non-Operating Income (Expense)-15.70-5.1083.608.30445.502.1017.00-7.9015.30
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense47.4042.8237.8442.6644.6340.6634.7531.1730.41
Price To Earnings Ratio31.2431.2442.9270.3127.3956.0847.9555.2730.60
Price To Sales Ratio6.8310.2013.6513.1211.2315.1712.329.547.66
Gross Margin59.8559.2558.1256.8257.4255.1751.4550.1250.64
Operating Margin44.7244.8344.2142.4041.3042.5736.6631.8834.89
Net Margin27.6829.5633.2522.9238.2027.0525.5917.2625.00
Shares Outstanding128.25138.40140.41143.31154.70161.65162.82163.16163.97
Market Capitalization26,424.3526,424.3538,893.7534,631.5927,589.9736,862.3633,752.0624,472.3517,950.16

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue809.00806.30782.60778.80768.30772.60753.00735.60
Cost of Goods Sold Incl. D&A325.90314.00320.90314.60311.80311.80314.00306.90
Gross Profit483.10492.30461.70464.20456.50460.80439.00428.70
Selling, General and Administrative Excl. Other117.80128.60109.50124.70106.70106.40108.10100.30
Other Operating Expense0.000.000.000.000.000.000.0012.10
Operating Income365.30363.70352.20339.50349.80354.40330.90316.30
Interest Expense53.0052.8043.2056.9042.2035.5036.3034.50
Unusual Expense0.000.000.0022.503.900.100.800.00
Net Income Before Taxes294.80303.40308.50244.90302.10327.90296.40275.10
Income Taxes75.6074.8074.3047.7076.6074.6064.1071.60
Consolidated Net Income219.20228.60234.20197.20225.50253.30232.30203.50
Net Income From Continuing Operations219.20228.60234.20197.20225.50253.30232.30203.60
Net Income219.20228.60234.20197.20225.50253.30232.30210.40
EPS (Recurring)1.701.751.731.531.631.811.651.49
EPS (Basic, Before Extraordinaries)1.701.751.731.421.621.811.661.49
EPS (Diluted)1.701.751.731.421.611.801.651.49
EBITDA449.20444.30436.50418.40432.10436.70414.10392.70
Non-Operating Income (Expense)-17.50-7.50-0.50-15.20-1.609.102.60-6.70
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense11.4611.6114.549.809.5611.2212.248.45
Price To Earnings Ratio31.2427.3429.2734.1538.7945.6244.3842.92
Price To Sales Ratio6.837.498.2710.1311.6214.6414.3113.53
Gross Margin59.7261.0659.0059.6059.4259.6458.3058.28
Operating Margin45.1545.1145.0043.5945.5345.8743.9443.00
Net Margin27.1028.3529.9325.3229.3532.7930.8528.60
Shares Outstanding128.25130.14131.02138.40139.37139.70139.96140.41
Market Capitalization26,424.3523,522.3826,174.4931,176.3535,139.7243,573.8741,748.9438,893.75

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments2,178.90292.40307.80116.50127.50224.60188.70174.00169.00
Short Term Receivables470.80517.70357.70334.30341.30457.80467.50390.40374.30
Inventories0.000.000.000.000.000.000.000.000.00
Other Current Assets115.70101.50144.60474.30438.60111.8088.7080.1054.30
Total Current Assets2,765.40911.60810.10925.10907.40794.20744.90644.50597.60
Net Property, Plant & Equipment721.70761.90796.60723.50755.40899.90766.70555.90478.30
Total Investments and Advances228.80222.30231.40410.90365.00211.1037.6023.0034.70
Long-Term Note Receivable-0.0067.70------
Intangible Assets2,224.802,119.002,232.502,180.802,529.905,492.905,263.204,589.304,714.00
Deferred Tax Assets36.6034.3030.8031.701.809.109.8011.1015.90
Other Assets218.20215.60197.002,689.103,248.60154.60233.0076.50179.80
Total Assets6,195.504,264.704,366.106,961.107,808.107,561.807,055.205,900.306,020.30
Short Term Debt Incl. Current Port. of LT Debt1,535.20540.2047.601,422.401,003.00553.00540.00672.80724.40
Accounts Payable73.2085.50158.40128.7092.2099.3080.0077.2068.90
Income Tax Payable1.801.707.900.003.003.806.805.203.10
Other Current Liabilities690.10611.50557.50768.10749.80774.70865.00569.40541.20
Total Current Liabilities2,300.301,238.90771.402,319.201,848.001,430.801,491.801,324.601,337.60
Long Term Debt3,365.202,705.603,047.802,533.102,574.102,971.202,859.702,050.502,284.40
Provision for Risks Charges7.708.208.309.4011.1012.4012.300.000.00
Deferred Tax Liabilities193.40191.60210.10145.60290.30396.90356.00350.60337.80
Other Liabilities19.1015.406.30186.10242.1052.3074.60104.00135.10
Total Liabilities5,885.704,159.704,043.905,193.404,965.604,863.604,794.403,829.704,094.90
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity309.00100.10310.001,749.302,816.502,698.202,260.802,070.601,925.40
Total Shareholders Equity309.00100.10310.001,749.302,816.502,698.202,260.802,070.601,925.40
Accumulated Minority Interest0.804.9012.2018.4026.000.000.000.000.00
Total Equity309.80105.00322.201,767.702,842.502,698.202,260.802,070.601,925.40
Total Liabilities & Stockholders Equity6,195.504,264.704,366.106,961.107,808.107,561.807,055.205,900.306,020.30
Book Value Per Share2.230.712.1611.3117.4216.5713.8612.6311.68
Tangible Book Value Per Share-13.84-14.38-13.42-2.791.77-17.16-18.40-15.36-16.91
Full-Time Employees8,0007,8007,5007,0009,3678,9609,3008,1847,304
Price to Book Ratio-23.72129.9990.0613.9113.1312.5310.788.639.44
Return on Assets17.3722.0513.5714.117.909.756.9510.0410.42
Return on Equity444.05463.9874.6545.6322.0128.7420.7729.9634.08
Return on Invested Capital24.7234.1518.3022.2712.3612.578.7914.5313.19
Quick Ratio1.200.741.050.400.490.560.500.490.45
Current Ratio1.200.741.050.400.490.560.500.490.45

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income879.20908.30957.50614.40954.30666.30712.70449.90598.70
Depreciation327.70326.70305.90281.40340.00383.60358.10323.70296.10
Other Funds (Non Cash)165.40123.60-15.50185.6049.20209.2043.7059.4036.40
Funds from Operations1,416.101,399.901,227.201,134.101,082.501,308.901,145.60803.70949.50
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-49.2036.10-83.20-73.40-23.50-153.20-77.40152.60-15.10
Income Taxes Payable-63.90-1.401.60-55.8025.60-5.70-0.5015.00-2.90
Cash from Operating Activities1,366.901,436.001,144.001,060.701,059.001,155.701,068.20956.30934.40
Capital Expenditures-266.50-244.10-223.90-230.00-274.70-268.40-246.80-216.80-231.00
Net Assets From Acquisitions-25.60-184.80-23.40-83.30-448.90-289.80-275.80-699.20-138.20
Sale of Fixed Assets and Businesses80.0080.006.403,066.401,073.300.0023.100.000.00
Purchase or Sale of Investments1.70-9.20116.10-6.00-48.30-32.80-104.10-4.50-14.50
Purchase of Investments1.70-9.20-1.00-6.00-48.30-32.80-104.10-4.50-15.00
Sale Or Maturity of Investments0.000.00117.100.000.000.000.000.000.50
Other Uses0.000.000.00-0.600.00-1.200.00-7.40-3.10
Other Sources0.500.000.000.000.000.207.800.00121.40
Cash from Investing Activities-209.90-358.10-124.802,746.50301.40-592.00-595.80-927.90-265.40
Cash Dividends Paid-257.50-251.10-221.30-196.80-195.20-188.20-175.80-163.500.00
Change in Capital Stock-2,118.20-567.10-925.20-2,657.90-1,530.00-390.70-260.80-247.60-351.30
Repurchase of Common Pref Stock-2,150.90-624.00-1,050.00-2,799.80-1,662.50-475.00-348.80-300.00-438.60
Sale of Common Pref Stock32.7056.90124.80141.90132.5084.3088.0052.4087.30
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-275.201,670.80584.90-900.80430.00110.0044.10443.40-300.00
Change in Long Term Debt1,239.80672.90584.90489.20-350.00-450.00489.10363.400.00
Issuance of Long Term Debt1,489.80672.90584.90489.200.000.00489.10613.400.00
Reduction of Long Term Debt-250.000.000.000.00-350.00-450.000.00-250.000.00
Net Financing Active Other Cash Flow-49.60-57.40-466.90-31.00-35.00-30.00-52.70-21.40-18.50
Other Financing Activities Uses-49.60-57.40-466.90-31.00-35.00-30.00-52.70-21.40-18.50
Cash from Financing Activities-2,700.50795.20-1,028.50-3,786.50-1,330.20-498.90-445.2010.90-669.80
Exchange Rate Effect-7.6013.90-2.20-10.70-17.80-3.307.005.80-2.00
Net Change in Cash-1,551.101,887.00-11.5010.0012.4061.5034.2045.10-2.80
Free Cash Flow1,100.401,191.90920.10830.70784.30887.30821.40739.50703.40
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow25.7333.3156.3055.5247.6053.4453.1643.1826.09
Deferred Taxes & Investment Tax Credit-41.30-20.7052.70-261.0049.8031.10-29.3018.30

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments557.60552.20525.202,178.902,108.60629.90
Short Term Receivables464.70456.30554.30470.80472.60641.50
Inventories0.000.000.000.000.000.00
Other Current Assets125.40113.90122.40115.70113.90106.00
Total Current Assets1,147.701,122.401,201.902,765.402,695.101,377.40
Net Property, Plant & Equipment739.70709.00710.90721.70734.90741.90
Total Investments and Advances187.60223.10229.60228.80231.10226.70
Intangible Assets2,187.302,172.702,192.102,224.802,326.202,197.30
Deferred Tax Assets36.2036.2036.1036.6036.7037.30
Other Assets243.10232.50227.80218.20217.90214.30
Total Assets4,541.604,495.904,598.406,195.506,241.904,794.90
Short Term Debt Incl. Current Port. of LT Debt293.00282.80283.301,535.201,515.6044.80
Accounts Payable256.90254.30199.0073.20229.20175.60
Income Tax Payable5.405.3017.201.809.208.00
Other Current Liabilities518.50573.90681.20690.10505.00671.00
Total Current Liabilities1,073.801,116.301,180.702,300.302,259.00899.40
Long Term Debt4,339.804,334.304,341.903,365.203,373.203,383.00
Provision for Risks Charges0.000.000.007.700.000.00
Deferred Tax Liabilities208.50202.00196.90193.40209.80180.50
Other Liabilities33.0032.3045.8019.1022.4019.40
Total Liabilities5,655.105,684.905,765.305,885.705,864.404,482.30
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity-1,113.50-1,189.00-1,167.70309.00376.70311.70
Total Shareholders Equity-1,113.50-1,189.00-1,167.70309.00376.70311.70
Accumulated Minority Interest0.000.000.800.800.800.90
Total Equity-1,113.50-1,189.00-1,166.90309.80377.50312.60
Total Liabilities & Stockholders Equity4,541.604,495.904,598.406,195.506,241.904,794.90
Book Value Per Share-8.68-9.14-8.912.232.702.23
Tangible Book Value Per Share-25.74-25.83-25.64-13.84-13.99-13.50
Full-Time Employees---8,000--
Price to Book Ratio-23.72-20.1484.9982.76112.72354.44
Return on Assets16.3119.0618.7317.3716.9319.02
Return on Equity---444.05270.50245.09
Return on Invested Capital6.797.277.385.376.016.86
Quick Ratio1.071.011.021.201.191.53
Current Ratio1.071.011.021.201.191.53

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income219.20228.60234.20197.20225.50253.30
Depreciation83.9080.6084.3078.9082.3082.30
Other Funds (Non Cash)39.5025.1025.3075.5018.408.20
Funds from Operations346.00340.00347.80382.30356.10334.20
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-78.8026.0042.60-39.0047.40-89.70
Income Taxes Payable-2.90-68.1064.00-56.90-5.00-80.60
Cash from Operating Activities267.20366.00390.40343.30403.50244.50
Capital Expenditures-67.20-68.10-64.00-67.20-67.40-55.80
Net Assets From Acquisitions-25.600.000.000.00-160.40-20.30
Sale of Fixed Assets and Businesses0.000.000.0080.000.000.00
Purchase or Sale of Investments0.60-0.50-0.402.00-6.70-4.50
Purchase of Investments0.600.00-0.902.00-6.70-4.50
Sale Or Maturity of Investments0.00-0.500.500.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.500.000.000.000.00
Cash from Investing Activities-92.20-68.10-64.4014.80-234.50-80.60
Cash Dividends Paid-64.10-65.40-65.50-62.50-62.60-63.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-89.20-194.50-1,616.30-218.20-96.40-77.10
Repurchase of Common Pref Stock-100.10-200.10-1,626.90-223.80-100.10-100.00
Sale of Common Pref Stock10.905.6010.605.603.7022.90
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.00-0.30-274.900.001,478.70-500.00
Change in Long Term Debt0.00-0.301,240.100.00-19.200.00
Issuance of Long Term Debt0.00-0.301,490.100.00-19.200.00
Reduction of Long Term Debt0.000.00-250.000.000.000.00
Net Financing Active Other Cash Flow-15.90-8.80-21.20-3.70-14.40-18.90
Other Financing Activities Uses-15.90-8.80-21.20-3.70-14.40-18.90
Cash from Financing Activities-169.20-269.00-1,977.90-284.401,305.30-659.00
Exchange Rate Effect-0.40-2.00-1.80-3.404.9011.70
Net Change in Cash5.4026.90-1,653.7070.301,479.20-483.40
Free Cash Flow200.00297.90326.40276.10336.10188.70
Price to Free Cash Flow25.7323.9629.3733.0840.3455.73

Revenue breakdown

Claims2024: 857.40M 2025: 892.80M
Underwriting2024: 2.02B 2025: 2.18B
Other Countries2024: 281.20M 2025: 300.30M
United Kingdom2024: 214.40M 2025: 250.10M
United States2024: 2.39B 2025: 2.52B
Insurance2024: 2.88B
Total Services-Computer Processing & Data Preparation revenue2025: 3.07B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.33%4.3M127.9M1.25M
2026-10-153.40%4.4M129.8M1.37M
2026-09-303.22%4.2M129.8M1.49M
2026-09-153.58%4.6M129.8M1.97M
2026-08-312.61%3.4M129.8M2.13M
2026-08-142.55%3.3M129.8M2.27M
2026-07-313.32%4.3M129.8M2.34M
2026-07-154.83%6.3M130.6M2.37M
2026-06-304.87%6.4M130.6M2.39M
2026-06-156.77%8.8M130.5M1.96M
2026-05-296.35%8.3M130.6M1.92M
2026-05-155.66%7.4M130.7M2.04M
2026-04-305.06%6.6M130.7M2.28M
2026-04-155.27%6.9M130.7M2.15M
2026-03-314.41%6.1M137.6M2.01M
2026-03-133.53%4.8M137.6M1.93M
2026-02-273.85%5.3M137.6M1.80M
2026-02-133.50%4.8M137.6M1.64M
2026-01-302.61%3.6M139.0M1.36M
2026-01-152.49%3.5M139.0M1.47M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call13073.9077.200.001.8710.000.000.978-0.1580.017
call13568.9072.800.001.9440.000.000.976-0.1570.018
call14064.1067.900.001.8070.000.000.974-0.1550.019
call14559.0062.900.001.6740.000.000.972-0.1530.020
call15054.0057.700.001.4990.000.000.970-0.1510.022
call15549.0052.200.001.2550.000.000.967-0.1480.023
call16044.5047.900.001.3140.000.000.964-0.1450.025
call16539.0043.000.001.1910.000.000.960-0.1420.027
call17034.1037.2021.620.9203.000.000.956-0.1390.030
call17529.1033.0019.670.9512.000.000.868-0.4030.068
call18024.1027.8027.800.80214.000.000.847-0.4040.076
call18519.3023.0017.740.71314.000.000.826-0.3790.082
call19014.6017.8015.430.5685.000.000.791-0.3720.092
call19510.2014.009.120.5711050.000.747-0.3460.103
call2006.209.807.550.4981670.000.658-0.3650.118
call2101.703.802.650.4283800.000.416-0.3450.125
call2200.002.651.010.5811250.000.255-0.3490.103
call2300.002.250.350.79430.000.000.175-0.3670.082
call2400.002.150.000.8940.000.000.153-0.3860.076
call2500.002.150.001.0490.000.000.136-0.4160.070
call2600.002.150.001.1910.000.000.123-0.4410.065
call2700.002.150.001.3230.000.000.113-0.4630.062
put1300.002.150.001.5200.000.00-0.023-0.1470.017
put1350.002.150.001.4080.000.00-0.025-0.1440.018
put1400.002.151.201.3471.000.00-0.026-0.1450.019
put1450.002.152.201.2411.000.00-0.028-0.1420.020
put1500.002.150.151.13919.000.00-0.030-0.1400.022
put1550.000.900.051.03911.001.00-0.033-0.1370.023
put1600.002.200.730.94126.000.00-0.036-0.1330.025
put1650.002.200.970.80014.000.00-0.042-0.1260.028
put1700.000.450.400.75180.000.00-0.044-0.1250.030
put1750.002.300.500.93566.000.00-0.115-0.3280.062
put1800.002.500.800.81897.000.00-0.130-0.3110.068
put1850.002.501.200.76018.000.00-0.165-0.3390.080
put1900.002.900.710.5821420.00-0.163-0.2470.079
put1950.652.951.500.578434423-0.253-0.3300.103
put2000.254.304.300.55117.002.00-0.342-0.3480.118
put2105.809.0010.200.55129.000.00-0.584-0.3270.125
put22013.0016.8016.200.61974.000.00-0.748-0.3250.102
put23022.5026.3034.000.7601.000.00-0.816-0.3380.085
put24032.5035.800.000.8700.000.00-0.847-0.3650.076
put25042.5046.200.001.1080.000.00-0.864-0.3940.070
put26052.5056.200.001.2560.000.00-0.877-0.4180.065
put27062.5066.200.001.3930.000.00-0.886-0.4390.062

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-058-KCurrent report2026-11-05SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-11-02144Filing for proposed sale of securities under Rule 144.SEC
2026-10-298-KCurrent report2026-10-23SEC
2026-10-20144Filing for proposed sale of securities under Rule 144.SEC
2026-10-164Statement of changes in beneficial ownership of securities2026-10-15SEC
2026-10-15144Filing for proposed sale of securities under Rule 144.SEC
2026-10-15144Filing for proposed sale of securities under Rule 144.SEC
2026-10-094Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-094Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-094Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-094Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-094Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-01144Filing for proposed sale of securities under Rule 144.SEC
2026-09-21144Filing for proposed sale of securities under Rule 144.SEC
2026-09-164Statement of changes in beneficial ownership of securities2026-09-15SEC
2026-09-15144Filing for proposed sale of securities under Rule 144.SEC
2026-09-14144Filing for proposed sale of securities under Rule 144.SEC
2026-09-088-KCurrent report2026-09-02SEC
2026-09-04144Filing for proposed sale of securities under Rule 144.SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-01SEC
2026-09-01144Filing for proposed sale of securities under Rule 144.SEC
2026-08-31144Filing for proposed sale of securities under Rule 144.SEC
2026-08-27144Filing for proposed sale of securities under Rule 144.SEC
2026-08-188-KCurrent report2026-08-18SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-174Statement of changes in beneficial ownership of securities2026-08-17SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100688.41K1
2026-1000677.36K2
2026-0900757.74K2
2026-0800768.16K2
2026-07001.02M3
2026-06002.53M4
2026-0500464.16K2
2026-040068.63K1
2026-030081.88K1
2026-02449.28K300
2026-010000
2025-120065.86K1
2025-1100545.86K3

Institutional holders

Manager% owned
BlackRock, Inc.7.88%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
VANGUARD PORTFOLIO MANAGEMENT LLC4.82%
ALLIANCEBERNSTEIN L.P.4.59%
STATE STREET CORP4.40%
Capital International Investors4.03%
BAMCO INC /NY/3.59%
MORGAN STANLEY3.51%
GEODE CAPITAL MANAGEMENT, LLC3.43%
MASSACHUSETTS FINANCIAL SERVICES CO /MA/1.69%

Funds

Fund% owned
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND23.52%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND21.84%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND14.11%
Loomis Sayles Investment Grade Bond Fund13.11%
Baird Intermediate Bond Fund11.45%
PIMCO Long Duration Credit Bond Portfolio9.08%
Federated Hermes Total Return Bond Fund8.44%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND6.54%
MFS Limited Maturity Fund6.50%
Fidelity Advisor Limited Term Bond Fund6.04%

OakChart. VRSK. Cached 15 minutes.