OakChart

Equifax Inc

EFXIndustrials·Consulting Services·USA·Large·NYSE·Nov 11 • 3:59 PM ET

188.41+0.18 (0.10%)
2026-11-12 00:37 CET
Market cap
22,026.11 USD m
Revenue, TTM
6,592.10 USD m
Net income, TTM
742.90 USD m
Free cash flow, TTM
1,104.00 USD m
EPS diluted, TTM
6.19
P/E
30.43
Compare

Price

EFX against its 20, 50 and 200-day averages
2050200miss
140.00160.00180.00200.003.2M6.3MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26EFXclose 188.4120-day 180.8950-day 166.18200-day 176.02188.4152w low

17.6% under the 52-week high of 228.67 on 9 Jan 2026. 52-week low 137.01 on 30 Sep 2026. Last 15 sessions, 13.4% high to low

Volume 0.57× normal · the line is the 50-bar volume average

Profile

EFX
52-week range, 56% of the way up
137.01228.67

Equifax, Inc. is a global data, analytics and technology company, which engages in providing information solutions for businesses, governments, and consumers. The firm offers human resources business process automation and outsourcing services for employers. It operates through the following segments: U.S. Information Solutions, Workforce Solutions, and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America, and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

IndexS&P 500, RUI
Employees15000
IPOMay 11, 1971
Beta1.27
ATR, 14d6.12
Rel volume0.57
Short float4.86%
Insider own0.78%
Inst own104.69%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap22.05B
Enterprise Value27.20B
Income742.90M
Sales6.59B
Book/sh38.20
Cash/sh1.65
Dividend Est.2.24 (1.19%)
Dividend TTM2.18 (1.16%)
Dividend Ex-DateNov 25, 2026
Dividend Gr. 3/5Y6.61% 3.91%
Payout35.52%
Employees15000
IPOMay 11, 1971

Ratios

P/E30.43
Forward P/E19.54
PEG1.36
P/S3.34
P/B4.93
P/C114.29
P/FCF19.97
EV/EBITDA13.61
EV/Sales4.13
Quick Ratio1.09
Current Ratio1.09
Debt/Eq1.16
LT Debt/Eq1.13
Option/ShortYes / Yes

Earnings

EPS (ttm)6.19
EPS next Y9.64
EPS next Q2.13
EPS this Y11.18%
EPS next Y13.35%
EPS next 5Y14.38%
EPS past 3/5Y-1.96% 4.67%
Sales past 3/5Y5.85% 8.04%
EPS Y/Y TTM17.21%
Sales Y/Y TTM10.92%
EPS Q/Q38.86%
Sales Q/Q9.55%
EarningsOct 20 BMO
EPS/Sales Surpr.2.84% 0.26%

Ownership

Insider Own0.78%
Insider Trans-8.44%
Inst Own104.69%
Inst Trans-3.41%
ROA6.25%
ROE15.79%
ROIC7.80%
Gross Margin43.78%
Oper. Margin18.83%
Profit Margin11.27%
SMA204.16%
SMA5013.37%
SMA2007.04%
Trades-

Technical

Shs Outstand117.10M
Shs Float116.10M
Short Float4.86%
Short Ratio3.34
Short Interest5.64M
52W High228.67 -17.61%
52W Low137.01 37.52%
Volatility2.58% 3.30%
ATR (14)6.12
RSI (14)62.82
Beta1.27
Rel Volume0.57
Avg Volume1.69M
Volume955,726

Performance

Perf Week-1.98%
Perf Month26.38%
Perf Quarter1.52%
Perf Half Y17.80%
Perf YTD-13.17%
Perf Year-11.40%
Perf 3Y1.89%
Perf 5Y-31.64%
Perf 10Y65.23%
Recom1.82
Target Price199.95
Prev Close188.23
Price188.41
Change %0.10%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 26, 2026DowngradeRRBC Capital MktsOutperform → Sector Perform$189+0.3%
Oct 22, 2026UpgradeAArgusHold → Buy$200+6.2%
Oct 16, 2026DowngradeOOppenheimerOutperform → Perform
Sep 08, 2026UpgradeBBNP Paribas ExaneNeutral → Outperform$245+30.0%
Aug 21, 2026UpgradeRRothschild & Co RedburnNeutral → Buy$235+24.7%
Apr 16, 2026InitiatedMMizuhoOutperform$222+17.8%
Feb 17, 2026ResumedBBofA SecuritiesBuy$250+32.7%
Oct 13, 2025InitiatedOOppenheimerOutperform$271+43.8%
Oct 01, 2025InitiatedSSeaport Research PartnersNeutral
Jul 10, 2025InitiatedBBMO Capital MarketsMarket Perform$280+48.6%

Peers

Mkt cap
TickerCompanyMkt cap
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FICOFair Isaac Corp15.58B
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FAFirst Advantage Corp3.71B
TRIThomson-Reuters Corp47.15B
MCOMoody's Corp88.77B
SPGIS&P Global Inc137.73B
FDSFactset Research Systems Inc11.81B
CSGPCostar Group Inc12.18B

Insider trading

latest 14 of 34
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Farshchi JamilOfficerNov 09 '26Proposed Sale189.7715,1102,867,425Nov 09 10:29 AM
GAMBLE JOHN W JREVP, CFO & COOOct 29 '26Sale177.684,000710,72065,145Nov 02 04:16 PM
GAMBLE JOHN W JROfficerOct 29 '26Proposed Sale177.684,000710,720Oct 29 09:47 AM
Begor Mark WCEOOct 23 '26Option Exercise112.4637,7924,250,088327,714Oct 27 04:16 PM
Begor Mark WCEOOct 23 '26Sale182.8037,7926,908,340289,922Oct 27 04:16 PM
Mao CeciliaOfficerOct 23 '26Proposed Sale182.528,2901,513,117Oct 23 04:45 PM
Begor Mark WOfficerOct 23 '26Proposed Sale182.8037,7926,908,341Oct 23 04:11 PM
GAMBLE JOHN W JREVP, CFO & COOSep 03 '26Sale187.964,500845,82069,055Sep 08 04:07 PM
GAMBLE JOHN W JROfficerSep 03 '26Proposed Sale187.964,500845,820Sep 03 11:29 AM
Begor Mark WCEOJul 24 '26Option Exercise112.4637,7914,249,976309,681Jul 28 04:13 PM
Begor Mark WCEOJul 24 '26Sale172.1637,7916,506,255271,890Jul 28 04:13 PM
Begor Mark WOfficerJul 24 '26Proposed Sale172.1637,7916,506,254Jul 24 04:08 PM
Borton Chad MEVP, Pres Workforce SolutionsMay 07 '26Sale173.892,455426,90029,518May 08 04:09 PM
Borton Chad MOfficerMay 07 '26Proposed Sale173.892,455426,900May 07 09:52 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B
VTVVanguard Morningstar Value ETFAUM: 196.23B
XLIState Street Industrial Select Sector SPDR ETFAUM: 30.88B
VOTVanguard Morningstar Mid-Cap Growth ETFAUM: 18.66B
IWRiShares Russell Mid-Cap ETFAUM: 58.68B

News

latest 14 of 100

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-202.2602.1981.7901,6931,68821
2026Q22026-07-212.2502.2021.5431,7001,69621
2026Q12026-04-211.8601.6941.4201,6491,61721
2025Q42026-02-042.0902.0551.4371,5511,52820
2025Q32025-10-212.0401.9381.2911,5451,52521
2025Q22025-07-222.0001.9341.5301,5371,51320
2025Q12025-04-221.5301.4051.0641,4421,41619
2024Q42025-02-062.1202.0971.3911,4191,44017
2024Q32024-10-161.8501.8461.1291,4421,44417
2024Q22024-07-171.8201.7601.3131,4311,42518
2024Q12024-04-171.5001.4431.0011,3891,40016
2023Q42024-02-071.8101.7431.0641,3271,31318
2023Q32023-10-181.7601.7761.3091,3191,32817
2023Q22023-07-191.7101.6761.1171,3181,32518
2023Q12023-04-191.4301.3650.9101,3021,28318
2022Q42023-02-081.5201.4890.8781,1981,18518

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2019FY5.6205.583-3.1773,5083,509
2020FY6.9706.6774.2354,1284,092
2021FY7.6407.6076.0214,9244,922
2022FY7.5607.5275.6465,1225,102
2023FY6.7106.6474.4015,2655,252
2024FY7.2907.2644.8375,6815,700
2025FY7.6507.6215.3206,0756,053
2026FY-8.505--6,668
2027FY-9.641--7,076
2028FY-11.446--7,689
2029FY-13.096--8,043
2030FY-13.854--8,347

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-11180171,6261,6141,682
2026Q4S2026-10-23180181,6261,6141,682
2026Q4S2026-10-20180181,6261,6141,682
2026Q4S2026-10-1617081,6801,6231,707
2026Q4S2026-10-1516061,6841,6391,707
2026Q4S2026-10-1416051,6881,6391,709
2026Q4S2026-10-1316041,6901,6391,709
2026Q4S2026-10-1216041,6911,6391,709
2026Q4S2026-10-0916031,6921,6391,709
2026Q4S2026-10-0816021,6961,6651,709
2026Q4S2026-10-0717021,6971,6651,712
2026Q4S2026-10-0517011,6991,6651,721
2026Q4S2026-10-0417021,7001,6651,721
2026Q4S2026-09-2817061,7001,6651,721

Estimate history

EPS, annual4.8342.47-3.1774.2356.0215.6464.4014.8375.3216.1925
Period201720182019202020212022202320242025TTM
EPS, quarterly1.1291.3911.0641.531.2911.4371.421.5431.793
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual3362.23412.13507.64127.54923.95122.25265.25681.16074.56592.1
Period201720182019202020212022202320242025TTM
Sales, quarterly1441.81419.4144215371544.91550.61648.91700.11692.5
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual120.1120.6121.2121.8122.1122.5123.3124120.4117.1
Period201720182019202020212022202320242025MRQ
Shares, quarterly123.9124124.2123.8122.6120.4119.3117.6117.1
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue6,592.106,074.505,681.105,265.205,122.204,923.904,127.503,507.603,412.10
Cost of Goods Sold Incl. D&A3,705.903,365.103,188.502,945.902,737.302,461.302,128.401,852.801,750.80
Gross Profit2,886.202,709.402,492.602,319.302,384.902,462.601,999.101,654.801,661.30
Selling, General and Administrative Excl. Other1,644.801,564.301,402.501,348.101,304.901,316.001,290.601,177.801,167.20
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income1,241.401,145.101,090.10971.201,080.001,146.60708.50477.00494.10
Interest Expense231.90212.30229.10241.40183.00145.60141.60111.70103.50
Unusual Expense0.0049.9048.0030.6037.3072.60-84.70812.4046.10
Net Income Before Taxes1,022.40894.90810.50717.90929.70949.20685.20-413.80356.30
Income Taxes274.20230.60203.20166.20229.50200.70159.00-35.7050.00
Consolidated Net Income748.20664.30607.30551.70700.20748.50526.20-378.10306.30
Net Income From Continuing Operations742.90660.30604.10545.30696.20744.20520.10-384.10299.80
Net Income742.90660.30604.10545.30696.20744.20520.10-384.10299.80
EPS (Recurring)6.295.605.114.575.866.433.751.532.74
EPS (Basic, Before Extraordinaries)6.245.364.884.445.696.114.28-3.182.49
EPS (Diluted)6.195.324.844.405.656.024.24-3.182.47
EBITDA1,998.101,864.601,759.901,582.001,640.101,627.001,099.50808.10804.50
Non-Operating Income (Expense)12.9012.00-2.5018.7070.0020.8033.6033.3011.80
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense70.3159.4062.0056.7249.4540.0841.7037.5032.80
Price To Earnings Ratio30.4030.4056.5558.6833.7848.6046.72-37.69
Price To Sales Ratio2.464.435.605.824.687.355.744.833.31
Gross Margin43.7844.6043.8844.0546.5650.0148.4347.1848.69
Operating Margin18.8318.8519.1918.4521.0823.2917.1713.6014.48
Net Margin11.2710.8710.6310.3613.5915.1112.60-10.958.79
Shares Outstanding117.10120.40124.00123.30122.50122.10121.80121.20120.60
Market Capitalization22,026.1122,026.1131,589.1730,470.3323,798.0235,720.9723,457.6416,966.1511,231.48

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue1,692.501,700.101,648.901,550.601,544.901,537.001,442.001,419.40
Cost of Goods Sold Incl. D&A946.80963.40950.20845.50846.50842.00831.30786.60
Gross Profit745.70736.70698.70705.10698.40695.00610.70632.80
Selling, General and Administrative Excl. Other390.40422.50411.00420.90390.20379.60373.50338.30
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income355.30314.20287.70284.20308.20315.40237.20294.50
Interest Expense62.3059.8055.7054.1052.2053.1052.9055.80
Unusual Expense0.000.000.000.0043.904.601.406.40
Net Income Before Taxes296.80256.90235.80232.90215.30261.30185.40225.60
Income Taxes83.4071.8062.5056.5053.8068.7051.6052.20
Consolidated Net Income213.40185.10173.30176.40161.50192.60133.80173.40
Net Income From Continuing Operations211.70183.90171.50175.80160.20191.30133.10174.00
Net Income211.70183.90171.50175.80160.20191.30133.10174.00
EPS (Recurring)1.791.541.421.441.541.561.071.43
EPS (Basic, Before Extraordinaries)1.801.551.431.451.301.541.071.40
EPS (Diluted)1.791.541.421.441.291.531.061.39
EBITDA549.70505.60472.50470.30491.50492.80413.60466.10
Non-Operating Income (Expense)3.802.503.802.803.203.602.50-6.70
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense11.0613.5934.2111.4613.5910.3526.467.66
Price To Earnings Ratio30.4027.9533.8341.1350.1652.9750.3956.55
Price To Sales Ratio2.462.943.464.375.365.555.315.61
Gross Margin44.0643.3342.3745.4745.2145.2242.3544.58
Operating Margin20.9918.4817.4518.3319.9520.5216.4520.75
Net Margin12.5110.8210.4011.3410.3712.459.2312.26
Shares Outstanding117.10117.60119.30120.40122.60123.80124.20124.00
Market Capitalization22,026.1118,899.1121,657.0226,557.0531,757.6432,213.4930,396.0431,589.17

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments180.80169.90216.80285.20224.701,684.60401.30223.60336.40
Short Term Receivables1,012.70997.00949.10913.00745.70651.90680.10538.50534.00
Inventories0.000.000.000.000.000.000.000.000.00
Other Current Assets218.70193.70190.40172.30150.50141.80128.00140.20128.00
Total Current Assets1,412.201,360.601,356.301,370.501,120.902,478.301,209.40902.30998.40
Net Property, Plant & Equipment1,932.401,891.901,834.001,587.001,315.901,139.40947.60764.80567.00
Total Investments and Advances0.000.000.0074.50127.700.000.000.000.00
Intangible Assets8,171.808,163.508,783.508,297.208,251.005,588.505,447.805,323.705,526.00
Deferred Tax Assets39.1033.8010.206.609.009.209.2011.105.90
Other Assets308.70309.60296.00212.10216.40396.40295.00151.30136.10
Total Assets11,864.2011,759.4012,280.0011,547.9011,040.909,611.807,909.007,153.207,233.40
Short Term Debt Incl. Current Port. of LT Debt1,038.00687.70963.40967.20824.801,101.103.104.90965.30
Accounts Payable206.40138.20197.60250.80211.60159.10148.30175.70110.30
Other Current Liabilities1,091.00985.60858.00797.201,254.901,222.901,207.70646.20597.90
Total Current Liabilities2,335.401,811.502,019.002,015.202,291.302,483.101,359.10826.801,673.50
Long Term Debt4,055.304,322.804,747.804,820.104,470.103,277.303,379.502,630.601,739.00
Provision for Risks Charges103.40106.70100.10100.40130.10130.70118.90139.30175.80
Deferred Tax Liabilities390.80351.60474.90460.30358.20332.30248.00316.20305.10
Other Liabilities241.10247.20250.70178.60190.00178.10180.6084.60101.00
Total Liabilities7,126.006,839.807,592.507,574.607,439.706,401.505,286.103,997.503,994.40
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity4,604.304,796.904,534.103,956.503,584.403,168.402,578.603,107.803,174.40
Total Shareholders Equity4,604.304,796.904,534.103,956.503,584.403,168.402,578.603,107.803,174.40
Accumulated Minority Interest133.90122.70153.4016.8016.8041.9044.3047.9064.60
Total Equity4,738.204,919.604,687.503,973.303,601.203,210.302,622.903,155.703,239.00
Total Liabilities & Stockholders Equity11,864.2011,759.4012,280.0011,547.9011,040.909,611.807,909.007,153.207,233.40
Book Value Per Share38.2438.6836.7732.3029.3626.0121.2825.7726.43
Tangible Book Value Per Share-29.63-27.15-34.46-35.43-38.22-19.87-23.67-18.37-19.58
Full-Time Employees15,00014,70014,90014,00012,70011,40011,20010,90010,300
Price to Book Ratio4.936.437.106.339.977.416.593.614.56
Return on Assets5.595.034.586.167.215.94-5.104.178.45
Return on Equity14.0512.9512.8418.4622.0418.10-13.519.5420.12
Return on Invested Capital7.636.625.877.939.248.07-6.455.2211.95
Quick Ratio0.600.750.670.680.491.000.891.090.60
Current Ratio0.600.750.670.680.491.000.891.090.60

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income748.20664.30607.30551.70700.20748.50526.20-378.10306.30
Depreciation758.70726.90680.60619.80568.60489.60399.30337.30315.90
Other Funds (Non Cash)88.6077.2081.6058.0025.80113.70-94.8049.7042.50
Funds from Operations1,669.601,498.601,302.601,159.301,382.701,361.10897.20-73.80662.40
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-56.70117.1021.90-42.50-625.60-26.3049.00387.609.80
Cash from Operating Activities1,612.901,615.701,324.501,116.80757.101,334.80946.20313.80672.20
Capital Expenditures-508.90-481.40-511.50-601.30-624.50-469.00-421.30-399.60-321.90
Net Assets From Acquisitions-75.00-75.000.00-283.80-434.20-2,946.80-70.40-272.90-169.20
Sale of Fixed Assets and Businesses0.401.200.006.9098.806.400.000.005.60
Purchase or Sale of Investments0.000.000.000.000.000.00-10.00-25.00-6.90
Purchase of Investments0.000.000.000.000.000.00-10.00-25.00-6.90
Sale Or Maturity of Investments0.000.000.000.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-583.50-555.20-511.50-878.20-959.90-3,409.40-501.70-697.50-492.40
Cash Dividends Paid-260.20-232.80-193.20-191.80-191.10-190.00-189.50-188.70-187.90
Change in Capital Stock-1,120.00-881.1078.2032.3016.90-23.1041.7022.3011.80
Repurchase of Common Pref Stock-1,152.10-927.500.000.000.00-69.900.000.000.00
Sale of Common Pref Stock32.1046.4078.2032.3016.9046.8041.7022.3011.80
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net387.6076.20-710.00-83.80485.30905.80987.80741.40-72.50
Change in Long Term Debt313.60-398.50-801.20287.40243.10582.40988.50743.20886.70
Issuance of Long Term Debt990.201.70644.40866.70743.101,682.601,113.50993.20986.70
Reduction of Long Term Debt-676.60-400.20-1,445.60-579.30-500.00-1,100.20-125.00-250.00-100.00
Net Financing Active Other Cash Flow-30.90-21.10-21.40-62.90-37.00-63.80-20.20-17.10-31.50
Other Financing Activities Uses-30.90-21.10-21.40-62.90-37.00-63.80-20.50-17.10-31.50
Cash from Financing Activities-1,023.50-1,058.80-846.40-306.20274.10628.90819.80557.90-280.10
Exchange Rate Effect-2.009.20-13.50-0.80-10.80-14.2019.003.50-12.50
Net Change in Cash3.9010.90-46.90-68.4060.50-1,459.901,283.30177.70-112.80
Free Cash Flow1,104.001,134.30813.00515.50132.60865.80524.90-85.80350.30
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow19.2129.8751.3694.65-53.5570.60-69.62
Deferred Taxes & Investment Tax Credit-30.20-66.90-70.2088.109.3066.50-82.70-2.30

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments192.90170.10183.40180.80189.00189.00
Short Term Receivables1,104.201,104.001,071.901,012.701,015.001,038.90
Inventories0.000.000.000.000.000.00
Other Current Assets289.50307.20231.40218.70259.10273.90
Total Current Assets1,586.601,581.301,486.701,412.201,463.101,501.80
Net Property, Plant & Equipment1,923.101,929.201,929.601,932.401,916.501,912.80
Total Investments and Advances0.000.000.000.000.000.00
Intangible Assets8,069.908,111.708,168.908,171.808,127.908,175.50
Deferred Tax Assets---39.10--
Other Assets357.50359.60356.80308.70324.30327.80
Total Assets11,937.1011,981.8011,942.0011,864.2011,831.8011,917.90
Short Term Debt Incl. Current Port. of LT Debt157.701,410.301,252.501,038.00759.30847.00
Accounts Payable115.30126.60158.40206.40156.20172.10
Other Current Liabilities1,186.801,088.601,039.801,091.001,068.00926.40
Total Current Liabilities1,459.802,625.502,450.702,335.401,983.501,945.50
Long Term Debt5,049.004,056.804,055.604,055.304,053.804,051.00
Provision for Risks Charges100.90101.80102.50103.40104.40105.20
Deferred Tax Liabilities459.90424.50401.90390.80376.40339.10
Other Liabilities253.40253.30248.50241.10237.90241.30
Total Liabilities7,323.007,461.907,259.207,126.006,756.006,682.10
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity4,472.804,380.204,540.704,604.304,938.505,103.50
Total Shareholders Equity4,472.804,380.204,540.704,604.304,938.505,103.50
Accumulated Minority Interest141.30139.70142.10133.90137.30132.30
Total Equity4,614.104,519.904,682.804,738.205,075.805,235.80
Total Liabilities & Stockholders Equity11,937.1011,981.8011,942.0011,864.2011,831.8011,917.90
Book Value Per Share38.2037.2538.0638.2440.2841.22
Tangible Book Value Per Share-30.72-31.73-30.41-29.63-26.01-24.81
Full-Time Employees---15,000--
Price to Book Ratio4.934.174.715.396.226.47
Return on Assets6.255.795.875.595.455.32
Return on Equity15.7914.5814.6814.0513.3813.06
Return on Invested Capital2.222.182.002.031.782.09
Quick Ratio1.090.600.610.600.740.77
Current Ratio1.090.600.610.600.740.77

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income213.40185.10173.30176.40161.50192.60
Depreciation196.40191.40184.80186.10185.10179.30
Other Funds (Non Cash)14.0017.2043.3014.1017.3012.30
Funds from Operations459.30418.20414.90377.20400.80379.90
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital101.10-78.40-173.0093.60159.10-18.80
Cash from Operating Activities560.40339.80241.90470.80559.90361.10
Capital Expenditures-123.50-135.00-120.40-130.00-122.00-122.20
Net Assets From Acquisitions0.000.000.00-75.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.400.000.80
Purchase or Sale of Investments0.000.000.000.000.000.00
Purchase of Investments0.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-123.50-135.00-120.40-204.60-122.00-121.40
Cash Dividends Paid-65.90-66.40-67.10-60.80-61.50-62.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-85.00-293.60-249.60-491.80-286.30-115.30
Repurchase of Common Pref Stock-92.00-300.00-260.00-500.10-300.00-127.40
Sale of Common Pref Stock7.006.4010.408.3013.7012.10
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-262.40157.90213.50278.60-86.50-67.80
Change in Long Term Debt990.20-275.00-1.40-400.201.700.00
Issuance of Long Term Debt990.200.000.000.001.700.00
Reduction of Long Term Debt0.00-275.00-1.40-400.200.000.00
Net Financing Active Other Cash Flow-0.30-14.80-14.50-1.30-2.40-5.90
Other Financing Activities Uses-0.30-14.80-14.50-1.30-2.40-5.90
Cash from Financing Activities-413.30-217.20-117.70-275.30-436.70-251.00
Exchange Rate Effect-0.80-0.90-1.200.90-1.205.10
Net Change in Cash22.80-13.302.60-8.200.00-6.20
Free Cash Flow436.90204.80121.50340.80437.90238.90
Price to Free Cash Flow19.2122.2824.5029.4440.8745.68

Revenue breakdown

Australia2024: 309.10M 2025: 318.10M
Canada2024: 264.90M 2025: 271.40M
Other countries2024: 477.50M 2025: 498.30M
United Kingdom2024: 302.80M 2025: 325.90M
United States2024: 4.33B 2025: 4.66B
International2024: 1.35B 2025: 1.41B
United States Consumer Information Solutions2024: 1.89B 2025: 2.08B
Workforce Solutions2024: 2.43B 2025: 2.58B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.86%5.6M116.1M1.63M
2026-10-154.84%5.6M116.1M1.64M
2026-09-304.48%5.2M116.6M1.56M
2026-09-156.65%7.7M116.6M1.56M
2026-08-316.69%7.8M116.6M1.62M
2026-08-145.50%6.4M116.6M1.69M
2026-07-315.98%7.0M116.6M1.79M
2026-07-155.68%6.6M116.6M1.74M
2026-06-305.52%6.5M118.1M1.77M
2026-06-154.88%5.8M118.1M1.72M
2026-05-294.99%5.9M118.1M1.65M
2026-05-154.97%5.9M118.1M1.65M
2026-04-304.71%5.6M118.2M1.88M
2026-04-154.62%5.5M118.4M1.86M
2026-03-313.98%4.8M119.5M1.85M
2026-03-134.28%5.1M119.5M1.73M
2026-02-274.12%4.9M119.5M1.79M
2026-02-134.47%5.3M119.5M1.78M
2026-01-302.97%3.6M121.7M1.52M
2026-01-152.63%3.2M121.4M1.41M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call10581.9084.5088.952.2693.000.000.996-0.0310.003
call11076.5079.400.002.0660.000.000.996-0.0320.003
call11571.9074.500.001.9600.000.000.993-0.0510.006
call12066.9069.5026.401.8158.000.000.992-0.0510.006
call12561.3064.400.001.6370.000.000.991-0.0510.007
call13056.9059.5058.601.5401.000.000.991-0.0510.007
call13551.3055.1040.371.5807.000.000.983-0.0820.012
call14046.9049.5045.301.2814.000.000.969-0.1330.020
call14541.6044.5049.501.15735.000.000.966-0.1300.022
call15036.6039.9028.201.17631.000.000.962-0.1270.024
call15532.1034.6030.500.94147.002.000.930-0.2080.039
call16027.1030.3028.800.95420.002.000.921-0.2000.043
call16522.2024.7030.600.72239.000.000.910-0.1900.048
call17017.1020.2016.660.6791940.000.856-0.2590.067
call17512.9015.8012.700.6232360.000.794-0.3030.083
call1809.1011.4010.400.5411324.000.740-0.2760.095
call1856.108.105.800.53047.000.000.601-0.3810.113
call1902.655.404.000.56144.0038.000.484-0.3850.117
call1951.703.901.910.4362063.000.342-0.3000.108
call2000.103.201.500.5684960.000.272-0.3230.097
call2100.001.400.960.6382404.000.151-0.2500.069
call2200.051.150.710.73456.004.000.098-0.2120.051
call2300.002.151.410.8842.000.000.085-0.2280.045
call2400.002.150.001.1280.000.000.101-0.3270.053
call2500.002.150.721.2622140.000.093-0.3430.049
put1050.002.150.001.5560.000.00-0.006-0.0440.005
put1100.002.150.171.35327.000.00-0.004-0.0260.003
put1150.002.150.051.35854.000.00-0.007-0.0450.006
put1200.002.150.751.22951.000.00-0.008-0.0430.006
put1250.002.150.051.1491510.00-0.008-0.0440.007
put1300.002.150.051.0519081.00-0.009-0.0430.007
put1350.000.200.200.9982250.00-0.017-0.0660.013
put1400.002.151.411.5151280.00-0.087-0.3900.047
put1450.002.200.100.9652490.00-0.034-0.1200.022
put1500.050.400.140.8601150.00-0.038-0.1170.024
put1550.002.350.360.80948.000.00-0.052-0.1430.031
put1600.002.500.600.7021600.00-0.060-0.1370.035
put1650.000.850.400.66672.002.00-0.090-0.1780.048
put1700.101.400.530.6681884.00-0.147-0.2520.067
put1750.052.851.220.6212113.00-0.205-0.2900.083
put1800.603.403.200.47787.000.00-0.260-0.2620.095
put1852.504.803.850.61827.000.00-0.398-0.3660.113
put1903.807.205.700.5866.000.00-0.516-0.3670.117
put1958.1010.300.000.5830.000.00-0.657-0.2850.108
put20011.6014.2012.500.62951.000.00-0.727-0.3070.097
put21020.3023.500.000.7950.000.00-0.849-0.2330.069
put22030.7033.3043.340.9521.000.00-0.889-0.2250.055
put23040.4043.300.001.1400.000.00-0.904-0.2430.050
put24050.7053.300.001.2840.000.00-0.914-0.2570.046
put25060.2063.3075.301.4310.000.00-0.922-0.2690.043

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-09144Filing for proposed sale of securities under Rule 144.SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-30SEC
2026-11-024Statement of changes in beneficial ownership of securities2026-10-29SEC
2026-10-29144Filing for proposed sale of securities under Rule 144.SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-23144Filing for proposed sale of securities under Rule 144.SEC
2026-10-23144Filing for proposed sale of securities under Rule 144.SEC
2026-10-2010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-03SEC
2026-09-03144Filing for proposed sale of securities under Rule 144.SEC
2026-08-124Statement of changes in beneficial ownership of securities2026-08-10SEC
2026-07-298-KCurrent report2026-07-22SEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-24SEC
2026-07-24144Filing for proposed sale of securities under Rule 144.SEC
2026-07-24424B2SEC
2026-07-22FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-07-22424B2SEC
2026-07-2110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-014Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-06-168-KCurrent report2026-06-16SEC
2026-05-14SCHEDULE 13G/ASEC
2026-05-138-KCurrent report2026-05-07SEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-07SEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-07SEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-07SEC
2026-05-114Statement of changes in beneficial ownership of securities2026-05-07SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-10007.62M2
2026-0900845.82K1
2026-080000
2026-07006.51M1
2026-060000
2026-05001.04M2
2026-04006.52M1
2026-030000
2026-02464.93K110.45M5
2026-010000
2025-120000
2025-1100520.93K1

Institutional holders

Manager% owned
BlackRock, Inc.7.89%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
HARRIS ASSOCIATES L P6.25%
VANGUARD PORTFOLIO MANAGEMENT LLC4.40%
STATE STREET CORP4.37%
Capital International Investors4.36%
Soroban Capital Partners LP3.70%
MASSACHUSETTS FINANCIAL SERVICES CO /MA/3.25%
MORGAN STANLEY2.78%
BROWN ADVISORY INC2.76%

Funds

Fund% owned
Thornburg Capital Management Fund46.19%
THRIVENT CORE SHORT-TERM RESERVE FUND21.00%
PIMCO Enhanced Low Duration Active Exchange-Traded Fund17.13%
VANGUARD ULTRA-SHORT BOND ETF13.91%
Baird Aggregate Bond Fund12.60%
Baird Core Plus Bond Fund12.60%
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND10.82%
VANGUARD SHORT-TERM BOND INDEX FUND10.41%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND10.33%
AST PGIM Fixed Income Central Portfolio10.12%

OakChart. EFX. Cached 15 minutes.