OakChart

Travelers Companies Inc

TRVFinancial·Insurance - Property & Casualty·USA·Large·NYSE·Nov 11 • 3:59 PM ET

399.46-1.32 (-0.33%)
2026-11-12 00:07 CET
Market cap
82,138.26 USD m
Revenue, TTM
48,921.00 USD m
Net income, TTM
8,273.00 USD m
Free cash flow, TTM
10,677.00 USD m
EPS diluted, TTM
38.15
P/E
10.47
Compare

Price

TRV against its 20, 50 and 200-day averages
2050200beat
300.00350.00400.002.9M5.8MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26TRVclose 399.4620-day 397.0050-day 379.64200-day 334.83399.4652w high

4.4% under the 52-week high of 418.00 on 5 Nov 2026. 52-week low 268.00 on 20 Jan 2026. Last 15 sessions, 7.3% high to low

Volume 1.27× normal · the line is the 50-bar volume average

Profile

TRV
52-week range, 88% of the way up
268418

The Travelers Cos., Inc. is a holding company, which engages in the provision of commercial and personal property and casualty insurance products and services. It operates through the following business segments: Business Insurance, Bond and Specialty Insurance, and Personal Insurance. The Business Insurance segment offers an array of property and casualty insurance, and insurance related services to its customers primarily in the U.S., as well as in Canada, the United Kingdom, the Republic of Ireland and throughout other parts of the world as a corporate member of Lloyd's. The Bond and Specialty Insurance segment includes surety, fidelity, management of liability, professional liability, and other property and casualty coverage and related risk management services. The Personal Insurance segment is involved in a range of property and casualty insurance products and services covering individuals' personal risks, primarily in the U.S. and Canada. The company was founded in 1853 and is headquartered in New York, NY.

IndexDJIA, S&P 500, RUI
Employees34000
IPONov 17, 1975
Beta0.40
ATR, 14d8.81
Rel volume1.27
Short float2.19%
Insider own0.51%
Inst own93.37%

Snapshot

6 groups

Valuation

IndexDJIA, S&P 500, RUI
Market Cap81.87B
Enterprise Value-
Income8.27B
Sales48.92B
Book/sh141.51
Cash/sh-
Dividend Est.4.87 (1.22%)
Dividend TTM4.70 (1.18%)
Dividend Ex-DateDec 10, 2026
Dividend Gr. 3/5Y5.83% 5.24%
Payout15.86%
Employees34000
IPONov 17, 1975

Ratios

P/E10.47
Forward P/E12.88
PEG2.71
P/S1.67
P/B2.82
P/C-
P/FCF7.67
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.35
Debt/Eq0.34
LT Debt/Eq0.33
Option/ShortYes / Yes

Earnings

EPS (ttm)38.15
EPS next Y31.02
EPS next Q9.88
EPS this Y32.81%
EPS next Y-15.36%
EPS next 5Y4.76%
EPS past 3/5Y32.56% 21.13%
Sales past 3/5Y9.80% 8.83%
EPS Y/Y TTM50.02%
Sales Y/Y TTM1.07%
EPS Q/Q9.69%
Sales Q/Q-0.47%
EarningsOct 16 BMO
EPS/Sales Surpr.24.18% 1.05%

Ownership

Insider Own0.51%
Insider Trans-20.33%
Inst Own93.37%
Inst Trans1.62%
ROA6.26%
ROE27.50%
ROIC21.53%
Gross Margin-
Oper. Margin22.12%
Profit Margin16.91%
SMA200.62%
SMA505.22%
SMA20019.30%
Trades-

Technical

Shs Outstand204.90M
Shs Float203.91M
Short Float2.19%
Short Ratio3.03
Short Interest4.46M
52W High418.00 -4.44%
52W Low268.00 49.05%
Volatility2.87% 2.28%
ATR (14)8.81
RSI (14)57.49
Beta0.40
Rel Volume1.27
Avg Volume1.47M
Volume1,871,484

Performance

Perf Week-2.39%
Perf Month7.01%
Perf Quarter7.96%
Perf Half Y35.40%
Perf YTD37.72%
Perf Year39.66%
Perf 3Y135.03%
Perf 5Y153.10%
Perf 10Y262.22%
Recom2.97
Target Price382.29
Prev Close400.78
Price399.46
Change %-0.33%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 21, 2026DowngradeBBMO Capital MarketsOutperform → Market Perform$379-5.1%
Jul 20, 2026DowngradeGGoldmanNeutral → Sell$350-12.4%
Jul 15, 2026DowngradeMMorgan StanleyEqual-Weight → Underweight$290-27.4%
Jul 10, 2026InitiatedTTruistBuy$395-1.1%
Jul 10, 2026DowngradeEEvercore ISIOutperform → In-line$329-17.6%
Jul 08, 2026DowngradeKKeefe BruyetteOutperform → Mkt Perform$356-10.9%
Jun 12, 2026DowngradeBBarclaysEqual Weight → Underweight$295-26.2%
May 26, 2026UpgradeJJP MorganUnderweight → Neutral$322-19.4%
Mar 12, 2026ResumedBBrean CapitalNeutral
Jan 08, 2026DowngradeGGoldmanBuy → Neutral$304-23.9%

Peers

Mkt cap
TickerCompanyMkt cap
CBChubb Limited141.50B
ALLAllstate Corp64.88B
PGRProgressive Corp135.30B
CINFCincinnati Financial Corp29.13B
CNACNA Financial Corp13.06B
HIGHartford Insurance Group Inc36.68B
WRBW.R. Berkley Corp28.48B
AIGAmerican International Group Inc42.95B
AFGAmerican Financial Group Inc13.34B
ACGLArch Capital Group Ltd35.54B

Insider trading

latest 14 of 100
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
OLIVO MARIAEVP, ERM & Chief Risk OfficerNov 04 '26Sale407.0015,0006,104,94288,642Nov 06 04:03 PM
OLIVO MARIAOfficerNov 04 '26Proposed Sale407.0015,0006,104,941Nov 04 04:15 PM
BESSETTE ANDY FEVP and Chief Admin OfficerOct 28 '26Sale399.353,0001,197,93418,285Oct 29 04:16 PM
Lefebvre Mojgan MEVP & Chief Tech & Ops OfficerOct 27 '26Option Exercise139.8311,0001,538,13011,000Oct 28 04:03 PM
Lefebvre Mojgan MEVP & Chief Tech & Ops OfficerOct 27 '26Sale393.8411,0004,332,2840Oct 28 04:03 PM
BESSETTE ANDY FOfficerOct 28 '26Proposed Sale399.313,0001,197,934Oct 28 12:49 PM
Lefebvre Mojgan MOfficerOct 27 '26Proposed Sale393.8411,0004,332,284Oct 27 02:50 PM
Schnitzer Alan DChairman and CEOOct 21 '26Option Exercise132.58298,36839,557,629601,492Oct 23 04:10 PM
Schnitzer Alan DChairman and CEOOct 21 '26Sale396.7788,90035,273,172303,124Oct 23 04:10 PM
Toczydlowski Gregory CEVP & President, Business Ins.Oct 22 '26Option Exercise140.8534,7714,897,49553,187Oct 23 04:09 PM
Toczydlowski Gregory CEVP & President, Business Ins.Oct 22 '26Sale403.8934,77114,043,78818,416Oct 23 04:09 PM
Rowland David DonnayEVP & Co-Chief Invest. OfficerOct 22 '26Option Exercise132.585,000662,90015,479Oct 23 04:05 PM
Rowland David DonnayEVP & Co-Chief Invest. OfficerOct 22 '26Sale405.625,0002,028,10310,479Oct 23 04:05 PM
Klenk Jeffrey P.EVP & Pres., Bond & Spec. Ins.Oct 22 '26Option Exercise132.589,0161,195,34115,091Oct 23 04:05 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
DIASpdr Dow Jones Industrial Average ETF TrustAUM: 45.55B
VOOVanguard S&P 500 ETFAUM: 1054.75B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
VTVVanguard Morningstar Value ETFAUM: 196.23B
DYNFiShares U.S. Equity Factor Rotation Active ETFAUM: 41.61B
RDVYFirst Trust Rising Dividend Achievers ETFAUM: 25.61B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B

News

latest 14 of 196

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-169.1807.3929.04011,48011,36127
2026Q22026-07-1710.0405.40510.26711,52911,25827
2026Q12026-04-167.7107.0697.77910,33810,71526
2025Q42026-01-2111.1308.79811.05810,85611,12326
2025Q32025-10-168.1406.3908.24211,47311,68824
2025Q22025-07-176.5103.6516.53311,54311,61621
2025Q12025-04-161.9100.7851.70110,51510,84120
2024Q42025-01-229.1506.7048.96010,74210,74923
2024Q32024-10-175.2403.6585.42111,31711,43623
2024Q22024-07-192.5102.0082.28511,11511,34523
2024Q12024-04-174.6904.9244.80610,18210,56623
2023Q42024-01-197.0105.0956.9849,99410,27523
2023Q32023-10-181.9502.9971.73510,49310,40422
2023Q22023-07-200.0602.053-0.06510,31810,03221
2023Q12023-04-194.1103.5654.1309,3969,34021
2022Q42023-01-243.4003.4003.4458,8298,76119

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY6.8706.5967.32626,21926,082
2018FY8.9408.9559.28127,70827,743
2019FY9.6009.5669.92429,15129,115
2020FY10.4808.71110.51929,73229,642
2021FY13.94012.62814.49431,95931,578
2022FY12.42012.42211.77335,41435,211
2023FY13.13011.20712.78640,20140,234
2024FY21.58019.04321.46743,35643,506
2025FY27.59025.44427.43044,38744,730
2026FY-36.644--44,039
2027FY-31.015--44,853
2028FY-31.718--45,925

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-23120410,71910,54010,981
2026Q4S2026-10-22120310,73410,54010,981
2026Q4S2026-10-16120310,73410,54010,981
2026Q4S2026-10-09120010,84910,65911,327
2026Q4S2026-10-08130010,86910,65911,327
2026Q4S2026-10-05140010,87910,65911,327
2026Q4S2026-09-30140010,88310,65911,327
2026Q4S2026-08-08142310,88310,65911,327
2026Q4S2026-07-31143310,88310,65911,327
2026Q4S2026-07-26133310,89110,65911,327
2026Q4S2026-07-24143310,88410,65911,327
2026Q4S2026-07-20132310,88410,65911,327
2026Q4S2026-07-17122310,87910,65911,327
2026Q4S2026-07-09120010,88410,65911,264

Estimate history

EPS, annual7.3269.2819.92410.51914.49411.77312.78621.46727.42538.145
Period201720182019202020212022202320242025TTM
EPS, quarterly5.4218.961.7016.5338.24211.0587.77910.2679.041
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual28892302593158131981348163688441364464064882848921
Period201720182019202020212022202320242025TTM
Sales, quarterly119041200811810121161247012432119241215312412
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual271.4263.6255.5252.4241.2232.1228.2226.6217.5204.9
Period201720182019202020212022202320242025MRQ
Shares, quarterly227226.6226.6225.1223217.5212.6208.6204.9
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue48,921.0048,828.0046,406.0041,364.0036,884.0034,816.0031,981.0031,581.0030,259.00
Losses, Claims & Reserves24,623.0027,221.0027,059.0026,215.0022,854.0020,298.0019,123.0019,133.0018,291.00
Selling, General and Administrative Incl. Other13,477.0013,386.0012,792.0011,402.0010,321.039,720.009,282.008,966.008,678.00
Operating Income before Interest Expense10,821.008,221.006,555.003,747.003,708.974,798.003,576.003,482.003,290.00
Interest Expense463.00425.00392.00376.00351.00340.00339.00344.00352.00
Net Income Before Taxes10,358.007,796.006,180.003,371.003,354.004,458.003,237.003,138.002,961.00
Income Taxes2,026.001,508.001,181.00380.00512.00796.00540.00516.00438.00
Consolidated Net Income8,332.006,288.004,999.002,991.002,842.003,635.002,678.002,603.002,504.00
Net Income From Continuing Operations8,332.006,288.004,999.002,991.002,842.003,635.002,678.002,603.002,504.00
Net Income8,273.006,242.004,961.002,969.002,822.003,635.002,678.002,603.002,504.00
EPS (Recurring)39.2827.4321.4712.7911.7714.4910.529.929.28
EPS (Basic, Before Extraordinaries)38.7627.8421.7612.9311.9114.6310.5610.019.36
EPS (Diluted)38.1527.4321.4712.7911.7714.4910.529.929.28
Non-Operating Income (Expense)0.000.0017.000.000.000.000.000.0023.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense341.00213.00217.00178.00152.00134.00117.00116.00114.00
Price To Earnings Ratio10.5110.5112.3620.6113.6910.7713.3313.7912.90
Price To Sales Ratio1.531.351.201.071.221.131.121.141.07
Operating Margin22.1216.8414.139.0610.0613.7811.1811.0310.87
Net Margin16.9112.7810.697.187.6510.448.378.248.28
Shares Outstanding204.90217.50226.60228.20232.10241.20252.40255.50263.60
Market Capitalization82,138.2682,138.2654,686.6143,507.7343,937.9138,483.1935,556.9835,348.5831,719.74
Operating Income after Interest Expense-7,796.006,163.003,371.003,357.974,458.003,237.003,138.002,938.00
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue12,412.0012,153.0011,924.0012,432.0012,470.0012,116.0011,810.0012,008.00
Losses, Claims & Reserves6,487.005,922.006,382.005,832.006,594.006,789.008,006.006,034.00
Selling, General and Administrative Incl. Other3,438.003,351.003,307.003,381.003,435.003,347.003,237.003,282.00
Operating Income before Interest Expense2,487.002,880.002,235.003,219.002,455.001,980.00567.002,692.00
Interest Expense118.00113.00116.00116.00111.0099.0099.0098.00
Operating Income after Interest Expense2,369.002,767.002,119.003,103.002,344.001,881.00468.002,594.00
Net Income Before Taxes2,369.002,767.002,119.003,103.002,344.001,881.00468.002,594.00
Income Taxes452.00559.00408.00607.00456.00372.0073.00512.00
Consolidated Net Income1,917.002,208.001,711.002,496.001,888.001,509.00395.002,082.00
Net Income From Continuing Operations1,917.002,208.001,711.002,496.001,888.001,509.00395.002,082.00
Net Income1,904.002,193.001,699.002,477.001,875.001,498.00392.002,067.00
EPS (Recurring)9.0410.277.7811.068.246.531.708.96
EPS (Basic, Before Extraordinaries)9.2010.427.8911.248.376.631.739.11
EPS (Diluted)9.0410.277.7811.068.246.531.708.96
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense52.0050.0074.00165.00188.0048.0070.00165.00
Price To Earnings Ratio10.519.8210.5911.4012.3514.5712.3212.36
Price To Sales Ratio1.531.441.301.331.311.281.301.20
Operating Margin20.0423.7018.7425.8919.6916.344.8022.42
Net Margin15.3418.0414.2519.9215.0412.363.3217.21
Shares Outstanding204.90208.60212.60217.50223.00225.10226.60226.60
Market Capitalization82,138.2670,198.3763,072.3064,701.6562,861.9260,616.2759,960.2254,686.61

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash842.00699.00650.00799.00761.00721.00494.00373.00344.00
Investments101,182.0094,223.0088,810.0080,454.0087,375.0084,423.0077,884.0072,278.0072,502.00
Premium Balance Receivables - Insurance14,002.0014,281.0013,531.0012,501.0011,975.0012,071.0012,528.0012,291.0011,919.00
Net Property, Plant & Equipment0.000.000.000.000.000.00---
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00---
Deferred Tax Assets1,895.002,726.002,396.002,663.001,469.001,491.001,403.001,358.001,654.00
Other Intangible Assets17,626.0013,022.0012,190.0010,999.0011,001.0010,427.0010,292.009,898.009,788.00
Total Assets135,547.00124,951.00117,577.00107,416.00112,581.00109,133.00102,601.0096,198.0096,207.00
Insurance Policy Liabilities - Insurance79,267.0077,443.0073,466.0068,048.0064,267.0060,868.0057,784.0055,564.0054,003.00
Total Debt9,512.008,308.008,274.007,570.007,621.006,912.006,938.006,564.006,571.00
Long Term Debt9,343.008,137.008,093.007,384.007,428.006,709.006,230.005,964.005,971.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities1,008.00964.00892.00786.001,758.002,049.001,540.00913.001,584.00
Other Liabilities12,866.0010,372.0010,024.009,452.0010,048.0010,103.0010,396.0010,263.0010,318.00
Total Liabilities102,653.0097,087.0092,656.0085,856.0083,694.0079,932.0076,658.0073,304.0072,476.00
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity32,894.0027,864.0024,921.0021,560.0028,887.0029,201.0025,943.0022,894.0023,731.00
Total Shareholders Equity32,894.0027,864.0024,921.0021,560.0028,887.0029,201.0025,943.0022,894.0023,731.00
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity32,894.0027,864.0024,921.0021,560.0028,887.0029,201.0025,943.0022,894.0023,731.00
Total Liabilities & Stockholders Equity135,547.00124,951.00117,577.00107,416.00112,581.00109,133.00102,601.0096,198.0096,207.00
Book Value Per Share151.24122.97109.2192.89119.76115.69101.5486.8587.44
Tangible Book Value Per Share131.00102.7090.5774.63101.8898.6884.7470.6171.62
Full-Time Employees34,00034,00033,30032,50030,80030,60030,80030,40030,800
Price to Book Ratio2.831.972.182.211.311.211.351.381.56
Return on Assets4.834.122.662.583.282.532.622.602.16
Return on Equity20.7018.9412.8711.2712.529.7110.6610.748.69
Return on Invested Capital14.8913.899.069.8210.017.468.098.686.87
Current Ratio0.440.460.430.410.410.470.450.450.48

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations8,457.006,893.005,098.003,035.003,041.003,246.003,244.002,842.002,727.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital2,220.003,713.003,976.004,676.003,424.004,028.003,275.002,363.001,653.00
Cash from Operating Activities10,677.0010,606.009,074.007,711.006,465.007,274.006,519.005,205.004,380.00
Capital Expenditures0.000.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.00-382.000.00-4.00-38.000.000.00-4.00
Sale of Fixed Assets and Businesses2,388.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-5,913.00-7,263.00-6,530.00-6,276.00-3,360.00-4,860.00-4,515.00-2,735.00-1,951.00
Purchase of Investments-19,233.00-20,236.00-17,700.00-18,021.00-16,659.00-19,108.00-15,351.00-12,366.00-14,254.00
Sale Or Maturity of Investments13,320.0012,973.0011,170.0011,745.0013,299.0014,248.0010,836.009,631.0012,303.00
Other Uses-521.00-533.00-408.00-545.00-385.00-298.00-377.00-325.00-374.00
Other Sources158.00144.0056.000.0021.000.000.00158.000.00
Cash from Investing Activities-3,888.00-7,652.00-7,264.00-6,821.00-3,728.00-5,196.00-4,892.00-2,902.00-2,329.00
Cash Dividends Paid-1,001.00-979.00-951.00-908.00-875.00-869.00-861.00-844.00-814.00
Change in Capital Stock-6,118.00-2,917.00-796.00-881.00-1,794.00-1,907.00-545.00-1,335.00-1,189.00
Repurchase of Common Pref Stock-6,381.00-3,131.00-1,117.00-1,022.00-2,061.00-2,200.00-672.00-1,548.00-1,321.00
Sale of Common Pref Stock263.00214.00321.00141.00267.00293.00127.00213.00132.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-200.001,233.000.00738.000.00739.00-10.00-8.00-9.00
Change in Long Term Debt-200.000.000.000.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.000.000.000.00
Reduction of Long Term Debt-200.000.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities-6,575.00-2,663.00-1,747.00-1,051.00-2,669.00-2,037.00-1,416.00-2,187.00-2,012.00
Exchange Rate Effect-6.0023.00-14.0012.00-30.00-1.0016.005.00-10.00
Net Change in Cash208.00314.0049.00-149.0038.0040.00227.00121.0029.00
Free Cash Flow10,677.0010,606.009,074.007,711.006,465.007,274.006,519.005,205.004,380.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow7.766.866.856.508.046.136.328.249.06

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash766.00621.00615.00842.00729.00659.00
Investments100,588.00103,179.00102,978.00101,182.00103,684.0098,065.00
Net Property, Plant & Equipment0.000.000.000.000.000.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets2,268.001,041.001,101.001,895.001,035.001,630.00
Other Intangible Assets13,718.0013,598.0013,276.0017,626.0013,533.0013,631.00
Total Assets132,523.00133,897.00132,444.00135,547.00133,700.00129,122.00
Insurance Policy Liabilities - Insurance82,089.0080,870.0079,819.0079,267.0081,323.0080,478.00
Total Debt9,813.009,068.009,268.009,512.009,267.008,034.00
Long Term Debt9,713.008,968.008,968.009,343.008,967.007,734.00
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---1,008.00--
Other Liabilities11,626.0010,838.0011,371.0012,866.0011,501.0011,092.00
Total Liabilities103,528.00100,776.00100,458.00102,653.00102,091.0099,604.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity28,995.0033,121.0031,986.0032,894.0031,609.0029,518.00
Total Shareholders Equity28,995.0033,121.0031,986.0032,894.0031,609.0029,518.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity28,995.0033,121.0031,986.0032,894.0031,609.0029,518.00
Total Liabilities & Stockholders Equity132,523.00133,897.00132,444.00135,547.00133,700.00129,122.00
Book Value Per Share141.51158.78150.45151.24141.74131.13
Tangible Book Value Per Share120.10137.76129.80131.00121.06110.56
Full-Time Employees---34,000--
Price to Book Ratio2.832.191.932.052.132.15
Return on Assets6.266.315.884.834.544.22
Return on Equity27.5026.5125.2720.7019.8119.29
Return on Invested Capital4.955.254.185.914.654.05
Current Ratio0.350.340.360.440.360.34

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations1,943.002,059.001,812.002,643.002,245.001,427.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital1,935.00-143.00386.0042.001,982.00907.00
Cash from Operating Activities3,878.001,916.002,198.002,685.004,227.002,334.00
Capital Expenditures0.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses4.000.002,384.000.000.000.00
Purchase or Sale of Investments-3,039.00372.00-3,030.00-216.00-4,394.00-1,653.00
Purchase of Investments-5,508.00-4,007.00-6,407.00-3,311.00-7,533.00-4,968.00
Sale Or Maturity of Investments2,469.004,379.003,377.003,095.003,139.003,315.00
Other Uses-130.00-137.00-119.00-135.00-155.00-127.00
Other Sources352.00-400.00430.00-224.00-4.0064.00
Cash from Investing Activities-2,813.00-165.00-335.00-575.00-4,553.00-1,716.00
Cash Dividends Paid-259.00-263.00-237.00-242.00-247.00-250.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-1,404.00-1,280.00-1,848.00-1,586.00-584.00-452.00
Repurchase of Common Pref Stock-1,492.00-1,318.00-1,934.00-1,637.00-620.00-522.00
Sale of Common Pref Stock88.0038.0086.0051.0036.0070.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.00-200.000.000.000.000.00
Change in Long Term Debt0.00-200.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.00-200.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-919.00-1,743.00-2,085.00-1,828.00402.00-702.00
Exchange Rate Effect-1.00-2.00-5.002.00-6.0019.00
Net Change in Cash145.006.00-227.00284.0070.00-65.00
Free Cash Flow3,878.001,916.002,198.002,685.004,227.002,334.00
Price to Free Cash Flow7.767.036.096.757.057.08

Revenue breakdown

Fire, Marine & Casualty Insurance2024: 46.42B 2025: 48.83B
Canada2024: 1.36B 2025: 1.35B
Other Non-U.S.2024: 1.14B 2025: 1.12B
United States2024: 43.92B 2025: 46.36B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.19%4.5M203.9M1.48M
2026-10-152.79%5.7M203.9M1.63M
2026-09-302.84%5.9M207.5M1.71M
2026-09-152.98%6.2M207.5M1.92M
2026-08-312.76%5.7M207.5M1.94M
2026-08-142.81%5.8M207.5M1.94M
2026-07-313.59%7.4M207.5M1.86M
2026-07-153.16%6.6M207.5M1.70M
2026-06-303.76%7.9M211.6M1.64M
2026-06-152.83%6.0M211.4M1.45M
2026-05-292.85%6.0M211.6M1.43M
2026-05-152.74%5.8M211.6M1.42M
2026-04-302.31%4.9M211.6M1.54M
2026-04-151.92%4.1M211.6M1.56M
2026-03-312.05%4.4M215.2M1.66M
2026-03-131.86%4.0M215.2M1.60M
2026-02-271.61%3.5M215.2M1.60M
2026-02-131.83%3.9M215.2M1.59M
2026-01-301.68%3.7M222.0M1.51M
2026-01-151.57%3.5M222.1M1.44M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call240157.6160.60.001.8020.000.000.987-0.1880.020
call250147.8151.40.001.8510.000.000.986-0.1870.021
call260137.8141.6124.61.7541.000.000.985-0.1860.023
call270127.7131.70.001.5900.000.000.984-0.1850.024
call280117.7121.80.001.5270.000.000.983-0.1830.026
call290107.7111.894.801.4031.000.000.981-0.1810.028
call30097.70100.80.001.1300.000.000.980-0.1790.030
call31087.8090.5086.440.9696.001.000.978-0.1760.033
call32077.9081.1054.520.9581.000.000.975-0.1730.036
call33067.7071.9069.300.9427.000.000.972-0.1700.040
call34057.8061.9051.300.7665.000.000.968-0.1660.044
call35048.0051.3052.500.65846.000.000.963-0.1610.050
call36037.9041.4049.000.55920.000.000.956-0.1550.058
call37028.1031.6030.280.4652360.000.904-0.2580.106
call38019.0021.9019.270.36893.002.000.860-0.2640.138
call39010.5013.1010.950.30098.001.000.714-0.3640.211
call4005.006.604.370.2752298.000.498-0.3940.248
call4101.752.651.550.26260613.000.289-0.3520.212
call4200.651.700.530.3203482.000.176-0.3100.161
call4300.051.200.450.3751500.000.116-0.2670.121
call4400.000.800.150.41410614.000.072-0.2010.085
call4500.000.750.490.48014.000.000.060-0.2030.074
call4600.000.300.180.4646.000.000.028-0.1050.040
call4700.002.150.150.52222.000.000.025-0.1090.036
call4800.002.150.000.5780.000.000.023-0.1120.034
call4900.002.150.000.6320.000.000.021-0.1140.032
call5000.002.150.080.6841.000.000.020-0.1170.030
call5100.002.150.000.7340.000.000.019-0.1190.028
call5200.002.150.000.7880.000.000.018-0.1200.027
put2400.002.150.001.4820.000.00-0.012-0.1540.019
put2500.002.150.001.4230.000.00-0.015-0.1830.023
put2600.002.150.001.3090.000.00-0.016-0.1800.025
put2700.002.150.001.2220.000.00-0.017-0.1800.026
put2800.002.150.751.1216.000.00-0.019-0.1770.028
put2900.002.150.811.0266.000.00-0.018-0.1620.028
put3000.002.150.090.93168.000.00-0.020-0.1590.030
put3100.002.150.050.8394.000.00-0.022-0.1550.033
put3200.002.150.150.74887.000.00-0.025-0.1510.036
put3300.002.150.050.65939.000.00-0.028-0.1470.040
put3400.002.150.150.5721150.00-0.031-0.1410.044
put3500.000.500.200.48576.000.00-0.036-0.1350.050
put3600.000.450.200.3993272.00-0.044-0.1290.058
put3700.051.000.650.37773520.00-0.096-0.2300.106
put3800.751.101.020.28426921.00-0.140-0.2350.138
put3902.153.103.400.2801,14952.00-0.286-0.3340.211
put4005.206.807.700.2668323.00-0.501-0.3630.248
put41011.4014.4015.670.3253.000.00-0.711-0.3200.212
put42020.2023.109.930.38612.000.00-0.822-0.2790.161
put43029.6032.700.000.4580.000.00-0.884-0.2330.121
put44039.6042.6038.500.5427.000.00-0.928-0.1660.085
put45049.2052.6048.000.6270.000.00-0.940-0.1660.074
put46058.5062.1067.400.7080.000.00-0.972-0.0670.040
put47068.6072.100.000.7160.000.00-0.975-0.0700.036
put48079.4082.200.000.8180.000.00-0.977-0.0720.034
put49088.6092.800.000.9180.000.00-0.978-0.0730.032
put50098.70102.80.001.0160.000.00-0.980-0.0740.030
put510108.7112.30.001.0280.000.00-0.981-0.0760.028
put520119.1121.90.001.0410.000.00-0.982-0.0760.027

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-1013F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-094Statement of changes in beneficial ownership of securities2026-11-05SEC
2026-11-068-KCurrent report2026-11-04SEC
2026-11-063Initial statement of beneficial ownership of securities2026-11-04SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-11-04SEC
2026-11-04144Filing for proposed sale of securities under Rule 144.SEC
2026-10-294Statement of changes in beneficial ownership of securities2026-10-28SEC
2026-10-28144Filing for proposed sale of securities under Rule 144.SEC
2026-10-284Statement of changes in beneficial ownership of securities2026-10-27SEC
2026-10-27144Filing for proposed sale of securities under Rule 144.SEC
2026-10-234Statement of changes in beneficial ownership of securities2026-10-21SEC
2026-10-234Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-234Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-234Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-22144Filing for proposed sale of securities under Rule 144.SEC
2026-10-22144Filing for proposed sale of securities under Rule 144.SEC
2026-10-22144Filing for proposed sale of securities under Rule 144.SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-21SEC
2026-10-224Statement of changes in beneficial ownership of securities2026-10-20SEC
2026-10-21144Filing for proposed sale of securities under Rule 144.SEC
2026-10-21144Filing for proposed sale of securities under Rule 144.SEC
2026-10-20144Filing for proposed sale of securities under Rule 144.SEC
2026-10-1610-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-168-KCurrent report2026-10-16SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-08-314Statement of changes in beneficial ownership of securities2026-08-28SEC
2026-08-28144Filing for proposed sale of securities under Rule 144.SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-14SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-11006.10M1
2026-100069.49M8
2026-090000
2026-08002.22M1
2026-070021.28M8
2026-060000
2026-05004.39M2
2026-04008.43M5
2026-030000
2026-020043.01M16
2026-01004.68M1
2025-120000
2025-110017.28M11

Institutional holders

Manager% owned
BlackRock, Inc.9.85%
STATE STREET CORP7.39%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
FMR LLC5.03%
VANGUARD PORTFOLIO MANAGEMENT LLC3.91%
GEODE CAPITAL MANAGEMENT, LLC3.01%
MASSACHUSETTS FINANCIAL SERVICES CO /MA/1.99%
MORGAN STANLEY1.80%
DIMENSIONAL FUND ADVISORS LP1.75%
JPMORGAN CHASE & CO1.46%

Funds

Fund% owned
Avantis Core Fixed Income ETF4.14%
Intermediate Bond Fund of America1.94%
American Century Diversified Corporate Bond ETF1.77%
American Balanced Fund1.06%
THRIVENT SHORT-TERM BOND FUND1.03%
Capital Group Central Corporate Bond Fund0.99%
THRIVENT CORE INVESTMENT GRADE CORPORATE BOND FUND0.79%
First Trust Rising Dividend Achievers ETF0.70%
Income Fund of America0.65%
Capital Income Builder0.65%

OakChart. TRV. Cached 15 minutes.