OakChart

American International Group Inc

AIGFinancial·Insurance - Diversified·USA·Large·NYSE·Nov 11 • 12:09 PM ET

82.51+0.19 (0.23%)
2026-11-11 18:10 CET
Market cap
42,677.90 USD m
Revenue, TTM
27,728.00 USD m
Net income, TTM
3,290.00 USD m
Free cash flow, TTM
5,198.00 USD m
EPS diluted, TTM
6.13
P/E
13.46
Compare

Price

AIG against its 20, 50 and 200-day averages
2050200miss
72.5075.0077.5080.0082.507.7M15.3MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26AIGclose 82.5120-day 81.0150-day 77.77200-day 77.1382.51

5.5% under the 52-week high of 87.29 on 24 Dec 2025. 52-week low 71.25 on 23 Jan 2026. Last 15 sessions, 6.9% high to low

Profile

AIG
52-week range, 70% of the way up
71.2587.29

American International Group, Inc. is a global insurance organization, which provides property casualty insurance, offering a range of products, including liability, financial lines, property, global specialty, personal lines and accident and health that help businesses, individuals and jurisdictions to protect their assets and manage risks through AIG operations and network partners. It operates through the following segments: North America Commercial, International Commercial and Global Personal. The North America Commercial segment consists of insurance businesses in the United States, Canada and Bermuda. The International Commercial segment refers to insurance businesses in Japan, the United Kingdom, Europe, Middle East and Africa (EMEA region), Asia Pacific, Latin America and Caribbean, and China. The Global Personal segment is involved in insurance businesses in the United States as well as Japan, the United Kingdom, Europe, Middle East and Africa (EMEA region), Asia Pacific, Latin America and Caribbean, and China. The company was founded by Cornelius Vander Starr in 1919 and is headquartered in New York, NY.

IndexS&P 500, RUI
Employees22100
IPOApr 03, 1972
Beta0.47
ATR, 14d1.84
Rel volume0.39
Short float2.33%
Insider own0.26%
Inst own100.37%

Snapshot

6 groups

Valuation

IndexS&P 500, RUI
Market Cap42.78B
Enterprise Value-
Income3.29B
Sales27.73B
Book/sh74.96
Cash/sh-
Dividend Est.1.95 (2.36%)
Dividend TTM1.90 (2.30%)
Dividend Ex-DateDec 16, 2026
Dividend Gr. 3/5Y10.99% 6.45%
Payout32.24%
Employees22100
IPOApr 03, 1972

Ratios

P/E13.46
Forward P/E9.39
PEG0.91
P/S1.54
P/B1.10
P/C-
P/FCF8.23
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.90
Debt/Eq0.27
LT Debt/Eq0.27
Option/ShortYes / Yes

Earnings

EPS (ttm)6.13
EPS next Y8.78
EPS next Q2.06
EPS this Y15.69%
EPS next Y7.10%
EPS next 5Y10.33%
EPS past 3/5Y-25.15% -
Sales past 3/5Y-21.53% -9.35%
EPS Y/Y TTM9.77%
Sales Y/Y TTM1.19%
EPS Q/Q72.28%
Sales Q/Q17.19%
EarningsNov 03 AMC
EPS/Sales Surpr.9.43% 0.09%

Ownership

Insider Own0.26%
Insider Trans-14.94%
Inst Own100.37%
Inst Trans-0.79%
ROA2.64%
ROE8.23%
ROIC6.68%
Gross Margin-
Oper. Margin17.47%
Profit Margin11.87%
SMA201.85%
SMA506.09%
SMA2006.97%
Trades-

Technical

Shs Outstand518.72M
Shs Float517.11M
Short Float2.33%
Short Ratio2.88
Short Interest12.05M
52W High87.29 -5.48%
52W Low71.25 15.81%
Volatility3.43% 2.08%
ATR (14)1.84
RSI (14)58.83
Beta0.47
Rel Volume0.39
Avg Volume4.18M
Volume705,106

Performance

Perf Week0.98%
Perf Month6.26%
Perf Quarter8.52%
Perf Half Y8.88%
Perf YTD-3.55%
Perf Year8.35%
Perf 3Y29.29%
Perf 5Y40.18%
Perf 10Y30.31%
Recom2.33
Target Price88.70
Prev Close82.32
Price82.51
Change %0.23%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 15, 2026DowngradePPiper SandlerOverweight → Neutral$80-3.0%
Jul 09, 2026UpgradeCCantor FitzgeraldNeutral → Overweight$92+11.5%
Mar 05, 2026UpgradeGGoldmanNeutral → Buy$90+9.1%
Dec 16, 2025InitiatedMMizuhoNeutral$84+1.8%
Dec 05, 2025DowngradeBBarclaysOverweight → Equal Weight$88+6.7%
Nov 25, 2025ResumedRRBC Capital MktsSector Perform$85+3.0%
Sep 16, 2025InitiatedWWolfe ResearchPeer Perform
Aug 13, 2025InitiatedCCitigroupNeutral$85+3.0%
Apr 08, 2025DowngradeJJP MorganOverweight → Neutral$91+10.3%
Mar 05, 2025UpgradeHHSBC SecuritiesHold → Buy$93+12.7%

Peers

Mkt cap
TickerCompanyMkt cap
ACGLArch Capital Group Ltd35.18B
HIGHartford Insurance Group Inc36.25B
CBChubb Limited140.20B
TRVTravelers Companies Inc81.24B
WRBW.R. Berkley Corp28.19B
MKLMarkel Group Inc23.99B
AXSAxis Capital Holdings Ltd7.71B
EGEverest Group Ltd15.57B
ALLAllstate Corp64.13B
PGRProgressive Corp133.80B

Insider trading

latest 14 of 17
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Inglis John CDirectorNov 09 '26Buy78.4112810,0002,808Nov 09 04:27 PM
Peter ZaffinoFormer Officer and DirectorNov 05 '26Proposed Sale80.00475,03038,002,400Nov 05 02:15 PM
Dandridge Edward LeeEVP, Chief Marketing & CommsOct 16 '26Option Exercise0.002,813014,327Oct 16 05:00 PM
PETER ZAFFINOFormer Officer and DirectorOct 16 '26Proposed Sale79.12509,44640,307,368Oct 16 04:29 PM
Zaffino PeterExecutive ChairAug 12 '26Sale76.47200,00015,294,280592,833Aug 13 07:14 PM
Zaffino PeterExecutive ChairAug 13 '26Sale76.1436,8292,804,054556,004Aug 13 07:14 PM
PETER ZAFFINODirectorAug 12 '26Proposed Sale77.31236,82918,309,250Aug 12 04:38 PM
Navagamuwa RoshanEVP, Chief Info. OfficerApr 01 '26Option Exercise0.0019,704070,604Apr 02 04:19 PM
Glazer Rose Marie E.EVP, General CounselFeb 21 '26Option Exercise0.001,623090,883Feb 23 04:39 PM
Fry CharlesEVP, Reinsur & Risk Cap OptimFeb 21 '26Option Exercise0.002,108069,058Feb 23 04:38 PM
Carbone KathleenVP & Chief Accounting OfficerFeb 21 '26Option Exercise0.002,109039,327Feb 23 04:38 PM
Hancock JonathanEVP & CEO, Int'l InsuranceFeb 21 '26Option Exercise0.006,4900126,944Feb 23 04:37 PM
Schaper ChristopherEVP, Chief Risk OfficerFeb 21 '26Option Exercise0.002,3650112,046Feb 23 04:37 PM
Walsh KeithEVP and CFODec 30 '25Buy86.54546742,799Feb 02 07:37 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VOOVanguard S&P 500 ETFAUM: 1054.75B
VOVanguard Morningstar Mid-Cap ETFAUM: 107.07B
IVViShares Core S&P 500 ETFAUM: 871.38B
SPYSPDR S&P 500 ETF TrustAUM: 793.23B
VTVVanguard Morningstar Value ETFAUM: 196.23B
XLFState Street Financial Select Sector SPDR ETFAUM: 54.05B
DYNFiShares U.S. Equity Factor Rotation Active ETFAUM: 41.61B
VOEVanguard Morningstar Mid-Cap Value ETFAUM: 24.66B
RSPInvesco S&P 500 Equal Weight ETFAUM: 104.94B

News

latest 14 of 206
  • AIG Beats On Adjusted EPS, But Withdrawn Growth Guide And Stalling North America Commercial Reset The Story (Earnings Whispers)
  • American International Group: Q3 Earnings Snapshot (Associated Press)
  • AIG Delivers Strong Third Quarter Results (Business Wire)
  • Everest Announces Agreement to Sell Chile Insurance Operations to AIG (Business Wire)
  • AIG Announces Agreement to Acquire Everest's Insurance Operations in Chile and Completes Acquisition of Everest Colombia (Business Wire)
  • Loading…
  • AIG's Margins Face A Real Test As Growth Cools And Casualty Reserves Draw Scrutiny (Earnings Whispers)
  • Is American Airlines Stock's Drop A Chance To Buy? (Trefis)
  • What Should American Airlines Stock Investors Be Watching Now? (Trefis)
  • AIG to Report Third Quarter 2026 Financial Results on November 3, 2026, and Host Conference Call on November 4, 2026 (Business Wire)
  • AIG Appoints Turab Hussain Chief Risk Officer (Business Wire)
  • American International Group Inc. stock outperforms competitors on strong trading day (MarketWatch)
  • What Is Really Driving Palantir's Growth? (Trefis)
  • AIG names Sierra Signorelli CEO for Americas and global insurance (Life Insurance International)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-032.0601.8821.6007,4247,41721
2026Q22026-08-062.0001.9191.7777,0537,24821
2026Q12026-04-302.1101.8801.4076,8047,03420
2025Q42026-02-101.9601.9001.3456,7476,91421
2025Q32025-11-042.2001.7190.9296,7376,81219
2025Q22025-08-061.8101.6021.9796,8176,78216
2025Q12025-05-011.1701.0011.1656,6546,82216
2024Q42025-02-111.3001.2351.5056,9746,74617
2024Q32024-11-041.2301.1020.7466,7336,73017
2024Q22024-07-311.1601.3181.0606,51211,63617
2024Q12024-05-011.7701.6571.73612,48011,63217
2023Q42024-02-131.7901.6390.12211,57411,60816
2023Q32023-11-011.6101.4952.81112,08112,56316
2023Q22023-08-011.7501.5852.03313,12811,51015
2023Q12023-05-041.6301.4220.03111,83011,62517
2022Q42023-02-151.3601.2860.35012,56211,80218

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.3402.557-6.53851,08350,040
2018FY1.1702.245-0.00747,17746,935
2019FY4.5904.5783.73948,94148,769
2020FY2.5202.519-6.87143,92744,197
2021FY5.1204.72710.82148,52946,803
2022FY4.5504.47812.94348,29847,238
2023FY6.7906.6574.98348,24349,067
2024FY4.9505.0485.06327,10627,637
2025FY7.0907.0405.43027,05627,209
2026FY-8.202--28,849
2027FY-8.785--31,292
2028FY-9.523--32,806

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-095017,5517,4337,598
2026Q4S2026-11-065017,5567,4607,598
2026Q4S2026-11-045017,5637,4607,598
2026Q4S2026-11-034007,5587,4607,608
2026Q4S2026-11-014007,5587,4607,608
2026Q4S2026-10-214017,5587,4607,608
2026Q4S2026-10-084027,5587,4607,608
2026Q4S2026-10-054027,5637,4607,608
2026Q4S2026-09-294027,5717,4947,608
2026Q4S2026-09-134027,5727,4947,610
2026Q4S2026-08-184037,5727,4947,610
2026Q4S2026-08-144027,5957,4947,689
2026Q4S2026-08-075027,6487,4947,861
2026Q4S2026-07-205017,6817,5577,861

Estimate history

EPS, annual-6.538-0.0073.739-6.87110.82112.9434.9835.0635.4286.13
Period201720182019202020212022202320242025TTM
EPS, quarterly0.7461.5051.1651.9790.9291.3451.4071.7771.601
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual49493473784954643736520575540827938272512677527728
Period201720182019202020212022202320242025TTM
Sales, quarterly675171776783709163516550665070857443
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual899.045866.609869.999861.558818.687734.128688.84606.159538.182518.719
Period201720182019202020212022202320242025MRQ
Shares, quarterly630.29606.159580.38559.762544.491538.182532.905524.719518.719
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue27,728.0026,775.0027,251.0027,938.0055,408.0052,057.0043,736.0049,546.0047,378.00
Losses, Claims & Reserves14,566.0014,162.0014,567.0015,393.0025,920.0027,945.0028,428.0029,234.0031,166.00
Selling, General and Administrative Incl. Other8,317.007,985.008,209.009,170.0013,109.0012,930.0012,172.0013,483.0014,192.00
Operating Income before Interest Expense4,845.004,628.004,475.003,375.0016,379.0011,182.003,136.006,829.002,020.00
Interest Expense406.00396.00462.00516.001,125.001,305.001,457.001,417.001,309.00
Unusual Expense303.00434.00759.00-37.00873.00822.00447.00250.00492.00
Net Income Before Taxes4,031.003,879.003,870.002,867.0014,299.0012,099.00-7,293.005,287.00257.00
Income Taxes740.00782.001,170.00126.003,025.002,176.00-1,460.001,166.00154.00
Consolidated Net Income3,291.003,097.002,700.002,741.0011,274.009,923.00-5,833.004,121.00103.00
Net Income From Continuing Operations3,290.003,096.002,700.002,741.0010,228.009,388.00-5,948.003,300.0036.00
Net Income3,290.003,096.003,328.003,614.0010,198.009,359.00-5,973.003,326.00-6.00
EPS (Recurring)6.645.965.875.2713.7211.49-6.513.940.38
EPS (Basic, Before Extraordinaries)6.185.485.115.0213.1010.95-6.873.79-0.01
EPS (Diluted)6.135.435.064.9812.9410.82-6.873.74-0.01
Non-Operating Income (Expense)-105.0081.00616.00-29.00-82.003,044.00-8,525.00125.0038.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-164.00167.00157.00228.00220.00216.00248.00266.00
Price To Earnings Ratio13.4313.4319.8712.973.785.30-13.73-
Price To Sales Ratio1.421.821.761.760.900.940.750.920.75
Operating Margin17.4717.2816.4212.0829.5621.487.1713.784.26
Net Margin11.8711.5612.2112.9418.4117.98-13.666.71-0.01
Shares Outstanding518.72538.18606.16688.84734.13818.69861.56870.00866.61
Market Capitalization42,677.9042,677.9045,410.3847,563.2146,986.0647,210.7432,617.3744,654.6434,863.98
Operating Income after Interest Expense-4,232.004,013.002,859.0015,254.009,877.001,679.005,412.00711.00
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue7,443.007,085.006,650.006,550.006,351.007,091.006,783.007,177.00
Losses, Claims & Reserves4,023.003,584.003,475.003,484.003,391.003,493.003,794.003,814.00
Selling, General and Administrative Incl. Other2,100.002,060.001,961.002,196.001,994.001,931.001,864.002,102.00
Operating Income before Interest Expense1,320.001,441.001,214.00870.00966.001,667.001,125.001,261.00
Interest Expense101.00100.00100.00105.0099.00100.0092.00109.00
Operating Income after Interest Expense1,219.001,341.001,114.00765.00867.001,567.001,033.001,152.00
Unusual Expense100.0071.000.00132.00153.0073.0076.00128.00
Net Income Before Taxes1,119.001,264.00987.00661.00714.001,544.00960.001,546.00
Income Taxes270.00316.00224.00-70.00190.00400.00262.00599.00
Consolidated Net Income849.00948.00763.00731.00524.001,144.00698.00947.00
Net Income From Continuing Operations844.00948.00763.00735.00519.001,144.00698.00947.00
Net Income844.00948.00763.00735.00519.001,144.00698.00944.00
EPS (Recurring)1.731.871.411.511.122.071.251.65
EPS (Basic, Before Extraordinaries)1.611.791.421.360.942.001.181.52
EPS (Diluted)1.601.781.411.350.931.981.161.50
Non-Operating Income (Expense)0.00-6.00-127.0028.000.0050.003.00522.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Price To Earnings Ratio13.4313.1713.8915.3414.5619.1217.2319.87
Price To Sales Ratio1.421.491.531.751.601.781.911.37
Operating Margin17.7320.3418.2613.2815.2123.5116.5917.57
Net Margin11.3413.3811.4711.228.1716.1310.2913.15
Shares Outstanding518.72524.72532.90538.18544.49559.76580.38606.16
Market Capitalization42,677.9039,516.2540,376.1446,160.7343,511.4749,328.0851,584.3745,410.38

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash1,345.001,372.001,573.002,216.002,395.003,230.003,287.003,358.002,679.00
Investments92,944.0093,558.0090,243.00309,010.00359,095.00360,488.00337,427.00314,067.00322,292.00
Premium Balance Receivables - Insurance10,441.0010,463.009,967.0013,243.0012,409.0011,333.0010,274.0011,011.0010,248.00
Net Property, Plant & Equipment2,059.001,812.001,876.001,593.002,712.002,746.002,601.002,172.002,522.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Deferred Tax Assets5,096.004,956.006,186.0014,804.0011,714.0012,624.0013,146.0015,221.0014,033.00
Other Intangible Assets11,373.0011,116.00390,329.00111,640.00133,503.00122,519.00120,352.00107,983.00113,503.00
Total Assets123,258.00123,277.00500,174.00452,506.00521,828.00512,940.00487,087.00453,812.00465,277.00
Insurance Policy Liabilities - Insurance52,398.0050,090.0050,598.00235,144.00244,167.00237,735.00264,429.00255,480.00249,081.00
Total Debt10,047.009,790.0011,302.0028,279.0031,363.0038,534.0036,083.0034,540.0031,640.00
Long Term Debt9,882.009,249.0011,302.0028,279.0031,083.0036,405.0034,297.0033,152.0031,094.00
Provision for Risks Charges0.008.009.0069.0071.000.000.000.000.00
Other Liabilities19,651.0020,839.00386,964.00145,560.00177,315.00169,472.00119,148.00106,483.00118,848.00
Total Liabilities82,096.0080,727.00448,873.00409,052.00452,916.00445,741.00419,660.00396,503.00399,569.00
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.00485.00485.00485.00485.00485.000.000.00
Common Equity41,139.0042,521.0044,866.0040,485.0065,471.0065,877.0065,190.0056,361.0065,171.00
Total Shareholders Equity41,139.0042,521.0045,351.0040,970.0065,956.0066,362.0065,675.0056,361.0065,171.00
Accumulated Minority Interest23.0029.005,950.002,484.002,956.00837.001,752.00948.00537.00
Total Equity41,162.0042,550.0051,301.0043,454.0068,912.0067,199.0067,427.0057,309.0065,708.00
Total Liabilities & Stockholders Equity123,258.00123,277.00500,174.00452,506.00521,828.00512,940.00487,087.00453,812.00465,277.00
Book Value Per Share76.4470.1565.1355.1579.9776.4674.9365.0472.49
Tangible Book Value Per Share70.0664.5860.1649.8075.0271.7370.2960.3370.72
Full-Time Employees22,10022,20025,20026,20036,60045,00046,00049,60049,800
Price to Book Ratio1.101.021.211.230.710.500.690.610.74
Return on Assets2.510.910.582.101.81-1.190.700.01-1.29
Return on Equity7.406.156.3519.1314.19-9.015.410.06-8.61
Return on Invested Capital6.076.476.4314.779.67-5.783.35-0.01-6.32
Current Ratio0.870.970.805.527.537.230.930.770.73

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations7,945.007,071.005,630.007,607.0016,502.007,962.005,254.009,138.006,763.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-2,747.00-3,757.00-2,357.00-1,364.00-12,368.00-1,683.00-4,216.00-10,066.00-6,702.00
Cash from Operating Activities5,198.003,314.003,273.006,243.004,134.006,279.001,038.00-928.0061.00
Capital Expenditures0.000.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-5,717.00
Sale of Fixed Assets and Businesses0.000.000.000.000.004,683.002,173.002.0010.00
Purchase or Sale of Investments-3,582.002,707.004,902.00-1,998.00-12,618.00-6,968.00-8,381.00-6,980.005,284.00
Purchase of Investments-30,185.00-26,726.00-25,822.00-30,211.00-59,309.00-88,419.00-73,338.00-72,542.00-58,552.00
Sale Or Maturity of Investments26,603.0029,433.0030,724.0028,213.0046,691.0081,451.0064,957.0065,562.0063,836.00
Other Uses-520.00-821.00-4,237.00-6,288.00-443.00-995.000.000.000.00
Other Sources1,112.001,304.001,007.001,265.009,435.000.006.001,503.00200.00
Cash from Investing Activities-2,990.003,190.001,672.00-7,021.00-3,626.00-3,280.00-6,202.00-5,475.00-223.00
Cash Dividends Paid-1,006.00-976.00-1,024.00-1,026.00-1,011.00-1,112.00-1,132.00-1,136.00-1,138.00
Change in Capital Stock-2,266.00-5,836.00-7,137.00-2,961.00-5,200.00-2,592.00-500.00485.00-1,739.00
Repurchase of Common Pref Stock-2,266.00-5,836.00-7,137.00-2,961.00-5,200.00-2,592.00-500.000.00-1,739.00
Sale of Common Pref Stock0.000.000.000.000.000.000.00485.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.00485.000.00
Issuance or Reduction of Debt, Net1,238.00140.00-1,387.00-1,607.00-796.00-4,196.001,618.00679.001,062.00
Change in Long Term Debt1,238.00140.00-1,387.00-1,607.00-796.00-4,196.001,618.00679.001,062.00
Issuance of Long Term Debt1,267.001,241.00661.00742.009,910.004,445.006,324.003,881.004,734.00
Reduction of Long Term Debt-29.00-1,101.00-2,048.00-2,349.00-10,706.00-8,641.00-4,706.00-3,202.00-3,672.00
Net Financing Active Other Cash Flow-31.00129.004,485.006,376.006,405.004,165.005,072.006,351.002,609.00
Other Financing Activities Uses-70.000.000.000.00-20,722.00-22,481.00-17,854.00-17,556.00-21,569.00
Cash from Financing Activities-2,065.00-6,543.00-5,063.00782.00-602.00-3,735.005,058.006,379.00794.00
Exchange Rate Effect50.0012.00-83.00-13.00-117.00-67.0049.0016.00-11.00
Net Change in Cash193.00-27.00-201.00-9.00-211.00-803.00-57.00-8.00621.00
Free Cash Flow5,198.003,314.003,273.006,243.004,134.006,279.001,038.00-928.0061.00
Preferred Dividends (Cash Flow)-0.00-22.00-29.00-29.00-29.00-29.00-22.000.00
Price to Free Cash Flow9.3620.8721.289.4215.969.52---

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash1,787.001,565.001,528.001,345.001,594.001,841.00
Investments92,735.0091,618.0090,788.0092,944.0093,845.0093,964.00
Net Property, Plant & Equipment0.000.000.002,059.000.000.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Deferred Tax Assets4,807.004,876.005,062.005,096.004,567.004,722.00
Other Intangible Assets13,793.0013,850.0013,632.0011,373.0013,375.0013,273.00
Total Assets124,638.00124,670.00122,644.00123,258.00124,645.00126,813.00
Insurance Policy Liabilities - Insurance54,217.0052,716.0051,608.0052,398.0052,476.0052,486.00
Total Debt10,410.009,127.009,156.0010,047.009,243.009,258.00
Long Term Debt10,381.009,099.009,128.009,882.009,243.009,258.00
Provision for Risks Charges0.000.000.000.000.000.00
Other Liabilities21,102.0022,201.0021,451.0019,651.0021,809.0023,540.00
Total Liabilities85,729.0084,044.0082,215.0082,096.0083,528.0085,284.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity38,883.0040,606.0040,405.0041,139.0041,085.0041,501.00
Total Shareholders Equity38,883.0040,606.0040,405.0041,139.0041,085.0041,501.00
Accumulated Minority Interest26.0020.0024.0023.0032.0028.00
Total Equity38,909.0040,626.0040,429.0041,162.0041,117.0041,529.00
Total Liabilities & Stockholders Equity124,638.00124,670.00122,644.00123,258.00124,645.00126,813.00
Book Value Per Share74.9677.3975.8276.4475.4674.14
Tangible Book Value Per Share68.3670.8669.4170.0669.1467.97
Full-Time Employees---22,100--
Price to Book Ratio1.100.980.981.131.061.20
Return on Assets2.642.362.572.512.612.57
Return on Equity8.237.227.737.407.687.61
Return on Invested Capital1.711.911.541.441.032.25
Current Ratio0.900.910.830.870.900.98

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations2,052.001,869.002,113.001,911.001,966.001,693.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital639.00-153.00-1,958.00-1,275.00-623.00-302.00
Cash from Operating Activities2,691.001,716.00155.00636.001,343.001,391.00
Capital Expenditures0.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments-3,365.00-747.00781.00-251.00-111.00358.00
Purchase of Investments-8,238.00-6,009.00-10,137.00-5,801.00-6,629.00-5,974.00
Sale Or Maturity of Investments4,873.005,262.0010,918.005,550.006,518.006,332.00
Other Uses-8.00-203.00-67.00-242.00-165.00-200.00
Other Sources371.00198.00119.00424.00220.00406.00
Cash from Investing Activities-3,002.00-752.00833.00-69.00-56.00564.00
Cash Dividends Paid-260.00-263.00-241.00-242.00-246.00-254.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-529.00-645.00-508.00-584.00-1,245.00-1,778.00
Repurchase of Common Pref Stock-529.00-645.00-508.00-584.00-1,245.00-1,778.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net1,265.00-7.00-8.00-12.00-2.00402.00
Change in Long Term Debt1,265.00-7.00-8.00-12.00-2.00402.00
Issuance of Long Term Debt1,267.000.000.000.000.001,241.00
Reduction of Long Term Debt-2.00-7.00-8.00-12.00-2.00-839.00
Net Financing Active Other Cash Flow-23.00-5.00-42.0039.00-39.0095.00
Other Financing Activities Uses-23.00-5.00-42.000.000.000.00
Cash from Financing Activities453.00-920.00-799.00-799.00-1,532.00-1,535.00
Exchange Rate Effect80.00-7.00-6.00-17.00-2.0013.00
Net Change in Cash222.0037.00183.00-249.00-247.00433.00
Free Cash Flow2,691.001,716.00155.00636.001,343.001,391.00
Price to Free Cash Flow9.3613.9116.0519.9924.0422.76

Revenue breakdown

International2024: 14.22B 2025: 14.08B
North America2024: 13.03B 2025: 12.70B
Total Fire, Marine & Casualty Insurance revenue2024: 27.25B 2025: 26.78B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.33%12.0M517.1M4.06M
2026-10-151.98%10.3M521.6M3.96M
2026-09-302.13%11.1M521.6M3.82M
2026-09-152.02%10.5M521.6M3.80M
2026-08-311.67%8.7M521.6M3.69M
2026-08-141.52%7.9M521.6M3.81M
2026-07-311.40%7.4M528.7M4.06M
2026-07-151.77%9.3M528.7M4.39M
2026-06-301.79%9.5M528.7M4.28M
2026-06-151.99%10.5M528.3M4.16M
2026-05-291.81%9.6M528.7M4.20M
2026-05-151.60%8.5M528.7M4.29M
2026-04-301.30%6.9M528.8M4.26M
2026-04-151.38%7.4M535.0M4.03M
2026-03-311.47%7.9M535.0M4.85M
2026-03-131.61%8.6M535.0M4.78M
2026-02-271.45%7.7M535.0M4.98M
2026-02-131.60%8.6M534.9M4.97M
2026-01-301.53%8.2M538.4M5.01M
2026-01-151.41%7.6M538.4M4.96M

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call45.0035.4038.8034.286.4401.000.000.993-0.0990.001
call50.0030.6033.6029.295.2841.000.000.992-0.0970.001
call55.0025.4028.800.004.6770.000.000.990-0.0940.002
call60.0020.4023.800.003.8970.000.000.988-0.0920.002
call63.0017.8020.5016.223.1930.000.000.987-0.0890.002
call64.0016.7019.5015.243.0540.000.000.986-0.0890.002
call65.0015.9018.300.002.7400.000.000.985-0.0880.002
call66.0015.1017.1016.102.2581.001.000.984-0.0870.002
call67.0014.1016.1015.102.2987.001.000.983-0.0860.003
call68.0012.9015.3012.392.3506.000.000.982-0.0850.003
call69.0012.4013.8013.041.7531.001.000.981-0.0840.003
call70.0011.7012.8012.071.6431.0081.000.980-0.0820.003
call71.0010.7011.6011.151.2871.0080.000.979-0.0810.003
call72.008.5011.6010.002.0421.003.000.977-0.0800.003
call73.007.4010.709.081.9680.003.000.975-0.0780.004
call74.006.509.900.001.9460.000.000.973-0.0760.004
call75.005.309.100.001.9110.000.000.958-0.1050.005
call76.005.406.905.971.0571.000.000.955-0.0980.006
call77.003.805.705.140.7092.001.000.954-0.0860.006
call78.003.704.604.100.59918.004.000.942-0.0870.007
call79.001.804.103.180.73422.000.000.852-0.2090.014
call80.000.853.102.350.67147.000.000.778-0.2460.018
call81.001.301.751.100.31629.000.000.765-0.1680.019
call82.000.750.950.960.26878.000.000.599-0.2170.024
call83.000.150.700.550.37733.000.000.419-0.2160.024
call84.000.100.200.170.28628.000.000.374-0.3990.023
call85.000.050.800.880.3951.000.000.287-0.3540.021
call86.000.000.750.020.50413.000.000.242-0.3750.019
call87.000.000.750.100.59613.000.000.195-0.3440.017
call88.000.001.400.000.6840.000.000.157-0.3130.015
call89.000.001.200.000.7680.000.000.125-0.2760.013
call90.000.000.750.100.84739.000.000.099-0.2370.011
call91.000.002.150.000.9290.000.000.080-0.2100.009
call92.000.000.750.101.00443.000.000.075-0.2160.009
call93.000.002.150.001.0700.000.000.071-0.2220.008
call95.000.002.150.001.2070.000.000.064-0.2320.008
call1000.002.100.001.5520.000.000.052-0.2530.007
call1050.002.150.001.8530.000.000.045-0.2680.006
put45.000.002.150.003.4910.000.00-0.007-0.0990.001
put50.000.002.150.002.9350.000.00-0.008-0.0970.001
put55.000.002.150.002.4290.000.00-0.009-0.0940.002
put60.000.002.150.001.9600.000.00-0.012-0.0900.002
put63.000.002.150.001.6940.000.00-0.013-0.0880.002
put64.000.002.150.001.6070.000.00-0.014-0.0870.002
put65.000.002.150.001.5100.000.00-0.015-0.0860.002
put66.000.002.150.001.4250.000.00-0.016-0.0850.002
put67.000.002.150.411.3492.000.00-0.016-0.0840.002
put68.000.002.150.471.2562.000.00-0.017-0.0820.003
put69.000.001.150.431.1751.000.00-0.019-0.0810.003
put70.000.000.050.481.09311.000.00-0.020-0.0800.003
put71.000.000.050.101.34611.000.00-0.094-0.2910.012
put72.000.000.750.050.9217.000.00-0.023-0.0770.003
put73.000.000.750.050.8391900.00-0.025-0.0750.004
put74.000.000.750.080.7686.000.00-0.027-0.0730.004
put75.000.000.750.050.67859.000.00-0.045-0.1080.006
put76.000.000.750.160.60313.000.00-0.046-0.0960.006
put77.000.000.200.380.52411.001.00-0.051-0.0910.006
put78.000.000.050.100.82243.000.00-0.189-0.3290.017
put79.000.000.200.380.50988.001.00-0.164-0.2240.015
put80.000.050.650.320.50850.000.00-0.217-0.2450.018
put81.000.050.350.400.3791021.00-0.235-0.1650.019
put82.000.200.850.750.4488.003.00-0.403-0.2140.024
put83.000.901.102.750.3597.000.00-0.568-0.2150.024
put84.000.903.902.651.2381.000.00-0.638-0.3840.023
put85.001.304.406.041.2111.000.00-0.713-0.3500.021
put86.003.005.800.001.5030.000.00-0.758-0.3700.019
put87.003.606.700.001.5980.000.00-0.805-0.3400.017
put88.004.407.709.401.7290.000.00-0.842-0.3090.015
put89.005.408.700.001.9080.000.00-0.867-0.2860.013
put90.005.909.700.001.9750.000.00-0.902-0.2310.011
put91.007.6010.700.002.1480.000.00-0.919-0.2040.009
put92.008.4011.500.002.1040.000.00-0.925-0.2120.009
put93.009.1012.700.002.3720.000.00-0.929-0.2160.008
put95.0011.7014.700.002.5180.000.00-0.936-0.2270.008
put10016.7019.300.002.7660.000.00-0.948-0.2470.007
put10521.2024.700.003.4170.000.00-0.955-0.2620.006

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-09SEC
2026-11-05144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-038-KCurrent report2026-11-03SEC
2026-10-2213F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-10-214Statement of changes in beneficial ownership of securities2026-10-21SEC
2026-10-16144Filing for proposed sale of securities under Rule 144.SEC
2026-10-164Statement of changes in beneficial ownership of securities2026-10-16SEC
2026-10-133Initial statement of beneficial ownership of securities2026-10-12SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-248-KCurrent report2026-09-24SEC
2026-09-16424B2SEC
2026-09-168-KCurrent report2026-09-16SEC
2026-09-15FWPFiling under Securities Act Rule 163/433 of free writing prospectuses.SEC
2026-09-14424B2SEC
2026-09-084Statement of changes in beneficial ownership of securities2026-09-08SEC
2026-09-083Initial statement of beneficial ownership of securities2026-09-08SEC
2026-09-028-KCurrent report2026-09-01SEC
2026-08-25N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-134Statement of changes in beneficial ownership of securities2026-08-12SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1110.00K100
2026-100000
2026-090000
2026-080018.10M2
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-121.67K200
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.23%
VANGUARD CAPITAL MANAGEMENT LLC6.53%
WELLINGTON MANAGEMENT GROUP LLP5.72%
VANGUARD PORTFOLIO MANAGEMENT LLC5.12%
STATE STREET CORP4.74%
HARRIS ASSOCIATES L P3.84%
GEODE CAPITAL MANAGEMENT, LLC2.81%
PRICE T ROWE ASSOCIATES INC /MD/2.60%
Invesco Ltd.2.59%
FRANKLIN RESOURCES INC2.27%

Funds

Fund% owned
PGIM Global Total Return Fund28.29%
VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND9.81%
PGIM Total Return Bond Fund5.59%
VANGUARD TOTAL BOND MARKET II INDEX FUND4.15%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND3.20%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
Strategic Income Opportunities Fund2.90%
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND2.83%
VANGUARD WINDSOR II FUND2.80%
VANGUARD 500 INDEX FUND2.59%

OakChart. AIG. Cached 15 minutes.