OakChart

American Financial Group Inc

AFGFinancial·Insurance - Property & Casualty·USA·Large·NYSE·Nov 11 • 8:40 AM ET

160.66-0.18 (-0.11%)
2026-11-11 14:46 CET
Market cap
13,310.73 USD m
Revenue, TTM
8,389.00 USD m
Net income, TTM
1,020.00 USD m
Free cash flow, TTM
1,634.00 USD m
EPS diluted, TTM
12.27
P/E
13.10
Compare

Price

AFG against its 20, 50 and 200-day averages
2050200beatmiss
130.00140.00150.00160.00660K1.3MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26AFGclose 160.6620-day 152.9250-day 145.85200-day 137.40160.66

0.3% under 161.10 on 10 Nov 2026. Last 15 sessions, 8.2% high to low

Profile

AFG
52-week range, 99% of the way up
123.09161.1

American Financial Group, Inc. is an insurance holding company, which engages in property and casualty insurance, focusing on commercial products for businesses, and in the sale of fixed and fixed-indexed annuities in the retail, financial institutions and education markets. Its Property and Casualty Insurance Products include Property and Transportation, Specialty Casualty, and Specialty Financial. The company was founded by Carl Henry Lindner Jr. in 1959 and is headquartered in Cincinnati, OH.

IndexRUI
Employees8500
IPONov 14, 1978
Beta0.54
ATR, 14d2.90
Rel volume0.00
Short float2.52%
Insider own17.24%
Inst own70.90%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap13.30B
Enterprise Value-
Income1.02B
Sales8.39B
Book/sh57.12
Cash/sh-
Dividend Est.7.44 (4.63%)
Dividend TTM3.60 (2.24%)
Dividend Ex-DateNov 16, 2026
Dividend Gr. 3/5Y12.40% 12.13%
Payout32.53%
Employees8500
IPONov 14, 1978

Ratios

P/E13.10
Forward P/E13.16
PEG1.80
P/S1.58
P/B2.81
P/C-
P/FCF8.14
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.53
Debt/Eq0.43
LT Debt/Eq0.43
Option/ShortYes / Yes

Earnings

EPS (ttm)12.27
EPS next Y12.21
EPS next Q3.67
EPS this Y25.02%
EPS next Y-5.12%
EPS next 5Y7.32%
EPS past 3/5Y-1.43% 4.21%
Sales past 3/5Y6.22% 7.53%
EPS Y/Y TTM28.64%
Sales Y/Y TTM2.13%
EPS Q/Q31.96%
Sales Q/Q10.20%
EarningsNov 03 AMC
EPS/Sales Surpr.4.49% 2.20%

Ownership

Insider Own17.24%
Insider Trans-0.76%
Inst Own70.90%
Inst Trans1.57%
ROA3.71%
ROE21.57%
ROIC15.12%
Gross Margin-
Oper. Margin14.84%
Profit Margin12.16%
SMA205.06%
SMA5010.15%
SMA20016.93%
Trades-

Technical

Shs Outstand82.75M
Shs Float68.49M
Short Float2.52%
Short Ratio4.33
Short Interest1.73M
52W High161.10 -0.27%
52W Low123.09 30.52%
Volatility2.65% 1.90%
ATR (14)2.90
RSI (14)72.29
Beta0.54
Rel Volume0.00
Avg Volume398.50K
Volume20

Performance

Perf Week3.81%
Perf Month11.10%
Perf Quarter10.28%
Perf Half Y21.37%
Perf YTD18.93%
Perf Year15.80%
Perf 3Y62.22%
Perf 5Y48.37%
Perf 10Y255.37%
Recom2.56
Target Price158.00
Prev Close160.84
Price160.66
Change %-0.11%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jan 15, 2026InitiatedWWells FargoOverweight$165+2.7%
Feb 07, 2025DowngradeKKeefe BruyetteOutperform → Mkt Perform$164 → $144-10.4%
Jun 28, 2024DowngradeCCitigroupBuy → Neutral$144 → $137-14.7%
Feb 08, 2024DowngradePPiper SandlerOverweight → Neutral$129-19.7%
Dec 14, 2023InitiatedJJanneyBuy$135-16.0%
Nov 22, 2023InitiatedCCitigroupBuy$125-22.2%
Sep 07, 2023InitiatedJJefferiesHold$120-25.3%
Jan 20, 2023InitiatedBBMO Capital MarketsMarket Perform$155-3.5%
Jul 15, 2022InitiatedMMorgan StanleyEqual-Weight$147-8.5%
Aug 17, 2021InitiatedWWolfe ResearchOutperform$145-9.7%

Peers

Mkt cap
TickerCompanyMkt cap
WRBW.R. Berkley Corp28.54B
CNACNA Financial Corp13.03B
MKLMarkel Group Inc24.10B
RLIRLI Corp6.32B
CINFCincinnati Financial Corp29.12B
KNSLKinsale Capital Group Inc8.95B
SKWDSkyward Specialty Insurance Group Inc2.81B
TRVTravelers Companies Inc81.67B
AXSAxis Capital Holdings Ltd7.74B
HIGHartford Insurance Group Inc36.30B

Insider trading

latest 14 of 18
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Hertzman Brian S.SVP, CFONov 06 '26Sale155.2930146,7441,553Nov 09 04:30 PM
Brian S. HertzmanOfficerNov 06 '26Proposed Sale156.3530147,061Nov 06 03:00 PM
VON LEHMAN JOHN IDirectorSep 14 '26Sale143.841,279183,97112,483Sep 14 05:00 PM
John I. Von LehmanDirectorSep 11 '26Proposed Sale141.651,400198,310Sep 11 12:40 PM
Hertzman Brian S.SVP, CFOSep 02 '26Sale142.87950135,72611,123Sep 02 04:45 PM
Brian S. HertzmanOfficerSep 01 '26Proposed Sale142.55950135,422Sep 01 11:14 AM
LINDNER CARL H IIICo-CEOAug 26 '26Sale144.2881,37311,740,5943,060,068Aug 26 04:30 PM
LINDNER CARL H IIICo-CEOAug 24 '26Sale144.668,6271,248,0093,141,441Aug 26 04:30 PM
Carl H. Lindner, IIIOfficerAug 18 '26Proposed Sale146.6090,00013,194,000Aug 18 02:34 PM
Weiss Mark ASr. VP & General CounselAug 06 '26Sale144.762,813407,2106,648Aug 07 04:30 PM
Mark A. WeissOfficerAug 06 '26Proposed Sale141.922,813399,221Aug 06 04:00 PM
Gillis Michelle ASenior Vice PresidentJun 24 '26Sale139.002,247312,33313,135Jun 25 04:30 PM
Thompson David Lawrence JrPresident of SubsidiaryJun 23 '26Sale135.0511,3701,535,496584,098Jun 24 04:30 PM
Michelle A. GillisOfficerJun 24 '26Proposed Sale137.082,247308,019Jun 24 03:22 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.95B
SCHDSchwab US Dividend Equity ETFAUM: 121.72B
VTIVanguard Morningstar Total Stock Market ETFAUM: 689.41B
VBVanguard Morningstar Small-Cap ETFAUM: 79.96B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.82B
VXFVanguard Extended Market Index ETFAUM: 30.61B
SDYState Street SPDR S&P Dividend ETFAUM: 22.64B
MDYState Street SPDR S&P MIDCAP 400 ETF TrustAUM: 26.35B
XMHQInvesco S&P MidCap Quality ETFAUM: 5.84B
SPMDState Street SPDR Portfolio S&P 400TM Mid Cap ETFAUM: 18.97B

News

latest 14 of 206
  • American Financial Group, Inc. Management to Participate in Meetings Hosted by Dowling & Partners (Business Wire)
  • AFG's Record Quarter Leans On A One-Time Gain As Pricing Accelerates And Underwriting Margins Thin (Earnings Whispers)
  • American Financial: Q3 Earnings Snapshot (Associated Press)
  • American Financial Group, Inc. Announces Third Quarter Results and Declares Special Dividend (Business Wire)
  • AFG's Charleston Harbor Gain Lifts The Bar; Underwriting Must Prove The Rally Is Earned (Earnings Whispers)
  • Loading…
  • American Financial Group, Inc. Management to Participate in the Raymond James 2026 Virtual Insurance Conference and the BMO Capital Markets 2026 Financials Conference (Business Wire)
  • American Financial Group, Inc. Announces Its Conference Call and Webcast to Discuss 2026 Third Quarter Results (Business Wire)
  • American Financial Group, Inc. Declares Quarterly Dividend (Business Wire)
  • American Financial Group, Inc. Announces Closing of the Sale of Charleston Harbor Resort & Marina (Business Wire)
  • American Financial Group, Inc. Management to Participate in the 2026 Keefe, Bruyette & Woods Insurance Conference (Business Wire)
  • American Financial Group, Inc. Increases Annual Common Stock Dividend by 10.2%; Twenty-First Consecutive Year of Dividend Increases (Business Wire)
  • American Financial Group Inc (AFG) (Q2 2026) Earnings Call Highlights: Record Operating Income ... (GuruFocus.com)
  • American Financial: Q2 Earnings Snapshot (Associated Press)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-033.9703.7993.4002,4542,4018
2026Q22026-08-042.8202.3242.9881,9151,8548
2026Q12026-04-292.4702.5372.2931,6641,7018
2025Q42026-02-033.6503.2693.5841,4441,8987
2025Q32025-11-042.6902.5212.5782,0131,9785
2025Q22025-08-052.1402.0842.0841,6471,7127
2025Q12025-05-061.8102.0271.8381,5801,6987
2024Q42025-02-043.1203.1013.0361,8501,7797
2024Q32024-11-052.3102.4692.1572,0551,7997
2024Q22024-08-062.5602.4712.4911,5851,7158
2024Q12024-05-012.7602.7032.8881,5461,7188
2023Q42024-02-062.8402.9033.1381,7321,6668
2023Q32023-11-012.4502.4712.0901,8551,6466
2023Q22023-08-022.3802.7832.3471,5071,6065
2023Q12023-05-022.8902.9232.4821,4371,5645
2022Q42023-02-012.9902.8553.2361,6231,5885

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY6.2006.0305.2904,6014,577
2018FY8.4008.5885.8504,8894,865
2019FY8.6208.6039.8575,2075,203
2020FY8.4407.4948.2064,8994,838
2021FY11.59010.46315.6435,4605,568
2022FY11.63011.48910.5286,0856,019
2023FY10.56010.62810.0476,5316,459
2024FY10.75010.73110.5727,0367,022
2025FY10.2909.89610.0807,1107,258
2026FY-12.865--7,691
2027FY-12.205--8,045
2028FY-12.719--8,298

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-095211,6411,4852,146
2026Q4S2026-11-064211,6771,4852,146
2026Q4S2026-11-054201,6881,4852,146
2026Q4S2026-11-044101,6781,4852,107
2026Q4S2026-11-034001,6711,4852,107
2026Q4S2026-10-254001,6711,4852,107
2026Q4S2026-10-194011,6711,4852,107
2026Q4S2026-10-054111,6711,4852,107
2026Q4S2026-10-024111,6711,4852,107
2026Q4S2026-08-114111,6741,4852,117
2026Q4S2026-08-074101,6801,5092,117
2026Q4S2026-08-054101,6811,5092,117
2026Q4S2026-08-044001,6721,4982,101
2026Q4S2026-07-264001,6721,4982,101

Estimate history

EPS, annual5.295.859.8578.20615.64310.52810.04710.57210.08412.2667
Period201720182019202020212022202320242025TTM
EPS, quarterly2.1573.0361.8382.0842.5783.5842.2932.9883.402
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual6801698980835647622767737732827881178389
Period201720182019202020212022202320242025TTM
Sales, quarterly236121381843193023032041181819922538
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual88.27589.29290.30486.34584.92185.20483.63683.97883.42282.75
Period201720182019202020212022202320242025MRQ
Shares, quarterly83.92383.97883.66883.38683.40183.42283.08682.91782.75
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue8,389.008,117.008,278.007,732.006,773.006,227.005,647.008,083.006,989.00
Losses, Claims & Reserves6,590.005,672.005,701.005,248.004,706.004,124.004,281.006,183.005,624.00
Selling, General and Administrative Incl. Other554.001,349.001,423.001,430.001,126.00999.001,061.00878.00825.00
Operating Income before Interest Expense1,245.001,096.001,154.001,054.00941.001,104.00305.001,022.00540.00
Interest Expense93.0080.0076.0076.0085.0094.0088.0068.0062.00
Unusual Expense---4.00-----
Net Income Before Taxes1,293.001,073.001,124.001,073.001,123.001,335.00339.001,108.00639.00
Income Taxes273.00231.00237.00221.00225.00254.0025.00239.00122.00
Consolidated Net Income1,020.00842.00887.00852.00898.001,081.00314.00869.00517.00
Net Income From Continuing Operations1,020.00842.00887.00852.00898.001,081.00325.00897.00530.00
Net Income1,020.00842.00887.00852.00898.001,339.00732.00897.00530.00
EPS (Recurring)12.3010.0810.5710.0810.5323.318.219.865.85
EPS (Basic, Before Extraordinaries)12.2710.0810.5710.0610.5515.738.259.985.96
EPS (Diluted)12.2710.0810.5710.0510.5315.648.219.865.85
Non-Operating Income (Expense)123.0057.0046.0099.00267.00325.00122.00154.00161.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense25.7925.0025.0012.0011.001.0014.0036.0036.00
Price To Earnings Ratio13.1113.1112.4910.8610.644.806.977.289.68
Price To Sales Ratio1.351.411.391.301.731.891.381.231.17
Operating Margin14.8413.5013.9413.6313.8917.735.4012.647.73
Net Margin12.1610.3710.7211.0213.2621.5012.9611.107.58
Shares Outstanding82.7583.4283.9883.6485.2084.9286.3590.3089.29
Market Capitalization13,310.7313,310.7311,193.579,236.1910,380.569,483.085,101.606,476.965,050.50
Operating Income after Interest Expense-1,016.001,078.00978.00856.001,010.00217.00954.00478.00
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue2,538.001,992.001,818.002,041.002,303.001,930.001,843.002,138.00
Losses, Claims & Reserves2,041.001,560.001,462.001,527.001,884.001,541.001,495.001,661.00
Selling, General and Administrative Incl. Other160.00130.00130.00134.00160.00135.00145.00149.00
Operating Income before Interest Expense337.00302.00226.00380.00259.00254.00203.00328.00
Interest Expense23.0024.0023.0023.0019.0019.0019.0019.00
Operating Income after Interest Expense314.00278.00203.00357.00240.00235.00184.00309.00
Net Income Before Taxes359.00316.00239.00379.00268.00229.00197.00320.00
Income Taxes77.0068.0048.0080.0053.0055.0043.0065.00
Consolidated Net Income282.00248.00191.00299.00215.00174.00154.00255.00
Net Income From Continuing Operations282.00248.00191.00299.00215.00174.00154.00255.00
Net Income282.00248.00191.00299.00215.00174.00154.00255.00
EPS (Recurring)3.402.992.293.582.582.081.843.04
EPS (Basic, Before Extraordinaries)3.402.992.293.582.582.081.843.04
EPS (Diluted)3.402.992.293.582.582.081.843.04
Non-Operating Income (Expense)45.0038.0018.0022.0028.00-6.0013.001.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.953.163.9514.733.163.953.1614.73
Price To Earnings Ratio13.1113.2812.6614.1715.8213.1212.2912.49
Price To Sales Ratio1.351.421.311.401.481.271.341.39
Operating Margin13.2815.1612.4318.6211.2513.1611.0115.34
Net Margin11.1112.4510.5114.659.349.028.3611.93
Shares Outstanding82.7582.9283.0983.4283.4083.3983.6783.98
Market Capitalization13,310.7311,627.0710,638.0911,267.0512,024.9210,430.3610,914.6311,193.57

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Total Cash1,727.001,406.001,225.00872.002,131.001,665.002,314.001,515.002,338.00
Investments13,034.0012,169.0012,224.0011,940.0012,097.0010,594.0051,250.0045,609.0043,710.00
Premium Balance Receivables - Insurance1,641.001,532.001,471.001,339.001,265.001,229.001,335.001,234.001,146.00
Net Property, Plant & Equipment198.00212.00176.00103.00118.00139.00158.000.000.00
Investment in Unconsolidated Affiliates2,421.002,277.001,814.001,700.001,517.001,235.001,688.001,374.000.00
Deferred Tax Assets492.00463.00403.00383.00383.00386.001,008.00872.00853.00
Other Intangible Assets6,991.006,947.007,303.007,753.007,374.0054,644.009,118.009,400.009,348.00
Total Assets26,504.0025,006.0024,616.0024,090.0024,885.0069,892.0066,871.0060,004.0057,395.00
Insurance Policy Liabilities - Insurance12,213.0011,574.0011,100.0010,326.009,762.009,139.0049,987.0045,628.0042,093.00
Total Debt2,036.001,707.001,673.001,612.002,100.002,122.001,653.001,302.001,301.00
Long Term Debt1,997.001,667.001,636.001,576.002,062.002,122.001,607.001,302.001,301.00
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities479.00359.00267.00153.00307.00238.00834.00507.00706.00
Other Liabilities6,956.006,900.007,318.007,947.007,704.0051,604.008,128.007,595.007,961.00
Total Liabilities21,684.0020,540.0020,358.0020,038.0019,873.0063,103.0060,602.0055,032.0052,061.00
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity4,820.004,466.004,258.004,052.005,012.006,789.006,269.004,970.005,330.00
Total Shareholders Equity4,820.004,466.004,258.004,052.005,012.006,789.006,269.004,970.005,330.00
Accumulated Minority Interest0.000.000.000.000.000.000.002.001.00
Total Equity4,820.004,466.004,258.004,052.005,012.006,789.006,269.004,972.005,331.00
Total Liabilities & Stockholders Equity26,504.0025,006.0024,616.0024,090.0024,885.0069,892.0066,871.0060,004.0057,392.00
Book Value Per Share57.7853.1850.9147.5659.0278.6369.4255.6660.38
Tangible Book Value Per Share51.5947.1344.7243.4054.8776.1966.6552.7457.83
Full-Time Employees8,5008,7008,5006,9006,6006,5006,8006,7006,700
Price to Book Ratio2.822.382.332.641.890.751.031.021.08
Return on Assets3.273.583.503.672.430.481.410.900.86
Return on Equity18.1320.3320.5119.8118.324.9815.9610.299.27
Return on Invested Capital12.3514.4614.4615.9618.938.2111.398.457.16
Current Ratio0.480.450.450.390.650.450.840.720.75

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations1,039.00923.00942.00963.001,106.001,325.001,765.001,780.001,838.00
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital716.00610.00210.001,007.0047.00389.00418.00676.00245.00
Cash from Operating Activities1,755.001,533.001,152.001,970.001,153.001,714.002,183.002,456.002,083.00
Capital Expenditures-121.00-135.00-133.00-72.00-86.00-62.00-60.00-44.00-80.00
Net Assets From Acquisitions0.00-7.00-9.00-234.00-10.00-2,181.00-428.000.00-36.00
Sale of Fixed Assets and Businesses94.005.0030.0029.0031.003,627.008.004.0016.00
Purchase or Sale of Investments-2,030.00-705.00212.00697.00-982.00-1,852.00-1,083.00-3,022.00-5,280.00
Purchase of Investments-6,521.00-5,586.00-4,641.00-3,767.00-6,555.00-10,935.00-13,510.00-11,333.00-14,008.00
Sale Or Maturity of Investments4,491.004,881.004,853.004,464.005,573.009,083.0012,427.008,311.008,728.00
Other Uses-2.000.00-5.00-6.00-4.000.00-1.00-3.000.00
Other Sources6.007.000.000.000.0032.000.000.0030.00
Cash from Investing Activities-2,053.00-835.0095.00414.00-1,051.00-436.00-1,564.00-3,065.00-5,350.00
Cash Dividends Paid-582.00-606.00-788.00-684.00-1,213.00-2,374.00-334.00-444.00-394.00
Change in Capital Stock-103.00-87.0017.00-198.005.00-253.00-291.0036.0027.00
Repurchase of Common Pref Stock-113.00-99.000.00-213.00-11.00-319.00-313.000.00-6.00
Sale of Common Pref Stock10.0012.0017.0015.0016.0066.0022.0036.0033.00
Proceedsfrom Stock Options10.0012.0017.0015.0016.0066.0022.0036.0033.00
Issuance or Reduction of Debt, Net0.00344.000.00-21.00-477.000.00484.00165.000.00
Change in Long Term Debt0.00344.000.00-21.00-477.000.00484.00165.000.00
Issuance of Long Term Debt0.00344.000.000.000.000.00634.00315.000.00
Reduction of Long Term Debt0.000.000.00-21.00-477.000.00-150.00-150.000.00
Net Financing Active Other Cash Flow489.00-28.00-295.00-1,128.00324.00670.0018.001,651.002,811.00
Other Financing Activities Uses-1,415.00-3,021.00-2,631.00-1,798.00-882.00-4,932.00-4,965.00-3,740.00-4,851.00
Cash from Financing Activities-196.00-377.00-1,066.00-2,031.00-1,361.00-1,957.00-123.001,408.002,444.00
Net Change in Cash-494.00321.00181.00353.00-1,259.00-679.00496.00799.00-823.00
Free Cash Flow1,634.001,398.001,019.001,898.001,067.001,652.002,123.002,412.002,003.00
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow10.7814.4149.738.30--4.375.075.10

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Total Cash1,348.001,438.001,353.001,727.001,842.001,268.00
Investments13,545.0013,194.0013,347.0013,034.0012,536.0012,440.00
Net Property, Plant & Equipment174.00188.000.00198.00201.00205.00
Investment in Unconsolidated Affiliates2,458.002,437.002,443.002,421.002,383.002,341.00
Deferred Tax Assets---492.00--
Other Intangible Assets8,401.007,089.007,026.006,991.007,830.006,480.00
Total Assets28,141.0026,392.0025,839.0026,504.0026,826.0024,680.00
Insurance Policy Liabilities - Insurance13,267.0012,497.0012,311.0012,213.0012,521.0011,871.00
Total Debt2,021.002,031.001,820.002,036.002,044.001,702.00
Long Term Debt2,021.002,031.001,820.001,997.002,044.001,702.00
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities---479.00--
Other Liabilities8,126.007,043.007,030.006,956.007,531.006,591.00
Total Liabilities23,414.0021,571.0021,161.0021,684.0022,096.0020,164.00
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity4,727.004,821.004,678.004,820.004,730.004,516.00
Total Shareholders Equity4,727.004,821.004,678.004,820.004,730.004,516.00
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity4,727.004,821.004,678.004,820.004,730.004,516.00
Total Liabilities & Stockholders Equity28,141.0026,392.0025,839.0026,504.0026,826.0024,680.00
Book Value Per Share57.1258.1456.3057.7856.7154.16
Tangible Book Value Per Share51.0752.0452.3751.5950.4948.19
Full-Time Employees---8,500--
Price to Book Ratio2.822.492.212.382.662.38
Return on Assets3.713.733.513.273.023.10
Return on Equity21.5720.4119.3818.1316.9117.17
Return on Invested Capital4.183.622.944.393.172.80
Current Ratio0.530.500.450.480.600.47

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations215.00254.00241.00329.00226.00187.00
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital190.00-162.00233.00455.00-10.004.00
Cash from Operating Activities405.0092.00474.00784.00216.00191.00
Capital Expenditures-27.00-41.00-17.00-36.00-41.00-33.00
Net Assets From Acquisitions0.000.000.000.00-7.000.00
Sale of Fixed Assets and Businesses87.000.007.000.003.002.00
Purchase or Sale of Investments-768.0075.00-603.00-734.00-88.0068.00
Purchase of Investments-1,982.00-960.00-1,533.00-2,046.00-1,379.00-995.00
Sale Or Maturity of Investments1,214.001,035.00930.001,312.001,291.001,063.00
Other Uses1.00-3.000.000.002.00-1.00
Other Sources0.000.000.006.001.000.00
Cash from Investing Activities-707.0031.00-613.00-764.00-130.0036.00
Cash Dividends Paid-72.00-73.00-198.00-239.00-66.00-68.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-24.00-23.00-58.002.001.00-35.00
Repurchase of Common Pref Stock-26.00-26.00-60.00-1.00-1.00-39.00
Sale of Common Pref Stock2.003.002.003.002.004.00
Proceedsfrom Stock Options2.003.002.003.002.004.00
Issuance or Reduction of Debt, Net0.000.000.000.00344.000.00
Change in Long Term Debt0.000.000.000.00344.000.00
Issuance of Long Term Debt0.000.000.000.00344.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow308.0058.0021.00102.00209.00-132.00
Other Financing Activities Uses-611.003.00-370.00-437.00-1,126.00-487.00
Cash from Financing Activities212.00-38.00-235.00-135.00488.00-235.00
Net Change in Cash-90.0085.00-374.00-115.00574.00-8.00
Free Cash Flow378.0051.00457.00748.00175.00158.00
Price to Free Cash Flow10.7813.5811.0014.4023.3313.44

Revenue breakdown

Fire, Marine & Casualty Insurance2024: 8.32B 2025: 8.17B
United States2024: 8.32B 2025: 8.17B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-302.52%1.7M68.5M374.40K
2026-10-152.87%2.0M68.6M372.21K
2026-09-302.55%1.8M68.6M395.91K
2026-09-152.51%1.7M68.8M420.09K
2026-08-312.31%1.6M68.8M456.85K
2026-08-142.47%1.7M68.5M466.67K
2026-07-312.50%1.7M68.5M480.06K
2026-07-152.73%1.9M68.6M508.77K
2026-06-302.79%1.9M68.6M494.77K
2026-06-152.98%2.0M68.0M502.81K
2026-05-292.69%1.8M68.1M491.33K
2026-05-152.40%1.6M68.1M599.10K
2026-04-302.12%1.4M68.1M649.34K
2026-04-151.92%1.3M69.5M674.33K
2026-03-312.20%1.5M69.5M672.28K
2026-03-132.22%1.5M69.5M616.87K
2026-02-272.84%2.0M69.5M601.90K
2026-02-132.56%1.8M69.6M497.56K
2026-01-302.17%1.5M69.6M469.07K
2026-01-151.95%1.4M69.6M420.89K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call90.0068.9072.600.002.5480.000.000.967-0.1940.019
call95.0063.9067.700.002.3800.000.000.964-0.1910.020
call10058.9062.100.001.9970.000.000.961-0.1880.022
call10553.9057.200.001.8580.000.000.957-0.1850.023
call11048.9052.500.001.7760.000.000.953-0.1810.025
call11544.0047.500.001.6100.000.000.949-0.1770.027
call12039.0041.600.001.2020.000.000.941-0.1800.030
call12534.0037.100.001.2010.000.000.935-0.1740.033
call13029.2032.000.001.0320.000.000.926-0.1680.036
call13524.0026.7010.600.8231.000.000.913-0.1670.041
call14019.2021.600.000.6340.000.000.893-0.1700.048
call14514.2016.7013.250.53013.001.000.873-0.1570.055
call15010.6012.1011.000.46523.001.000.840-0.1420.064
call1555.907.004.580.3068.000.000.761-0.1370.082
call1602.503.402.810.2751869.000.558-0.1590.104
call1650.401.050.000.2420.000.000.305-0.1320.093
call1700.001.000.000.3730.000.000.203-0.1480.075
call1750.000.750.000.4450.000.000.137-0.1340.058
call1800.000.800.000.5440.000.000.112-0.1390.050
call1850.000.800.000.6370.000.000.099-0.1480.046
call1900.000.800.000.7230.000.000.089-0.1560.043
call1950.000.800.000.8050.000.000.082-0.1630.040
call2000.000.800.000.8830.000.000.076-0.1690.038
put90.000.000.800.002.1110.000.00-0.032-0.2050.019
put95.000.000.800.001.9410.000.00-0.035-0.2010.020
put1000.000.800.001.7790.000.00-0.038-0.1980.022
put1050.000.800.001.6240.000.00-0.042-0.1940.023
put1100.000.800.001.4750.000.00-0.045-0.1890.025
put1150.000.800.001.3310.000.00-0.050-0.1840.027
put1200.000.850.001.2090.000.00-0.058-0.1870.030
put1250.000.850.001.0750.000.00-0.064-0.1810.033
put1300.000.851.250.9391.000.00-0.072-0.1740.036
put1350.000.900.100.8231.000.00-0.085-0.1730.041
put1400.001.000.000.7130.000.00-0.105-0.1750.048
put1450.001.002.470.58012.000.00-0.126-0.1610.055
put1500.051.000.890.4403.000.00-0.162-0.1480.065
put1550.051.404.300.34774.000.00-0.245-0.1430.083
put1601.603.000.000.3300.000.00-0.441-0.1620.104
put1654.506.100.000.3520.000.00-0.694-0.1340.093
put1708.7010.900.000.4660.000.00-0.796-0.1500.075
put17513.2016.100.000.6190.000.00-0.862-0.1350.058
put18018.3021.100.000.7350.000.00-0.887-0.1390.050
put18523.3025.800.000.7980.000.00-0.900-0.1480.046
put19028.4031.000.000.9290.000.00-0.910-0.1560.043
put19533.2036.100.001.0400.000.00-0.917-0.1620.040
put20038.0041.100.001.1300.000.00-0.923-0.1670.038

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-064Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-11-06144Filing for proposed sale of securities under Rule 144.SEC
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-048-KCurrent report2026-11-03SEC
2026-09-184Statement of changes in beneficial ownership of securities2026-09-16SEC
2026-09-144Statement of changes in beneficial ownership of securities2026-09-14SEC
2026-09-11144Filing for proposed sale of securities under Rule 144.SEC
2026-09-024Statement of changes in beneficial ownership of securities2026-09-02SEC
2026-09-01144Filing for proposed sale of securities under Rule 144.SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-26N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-18144Filing for proposed sale of securities under Rule 144.SEC
2026-08-1213F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-074Statement of changes in beneficial ownership of securities2026-08-06SEC
2026-08-06144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0610-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-06SCHEDULE 13G/ASEC
2026-08-058-KCurrent report2026-08-04SEC
2026-06-254Statement of changes in beneficial ownership of securities2026-06-24SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-06-23SEC
2026-06-24144Filing for proposed sale of securities under Rule 144.SEC
2026-06-17144Filing for proposed sale of securities under Rule 144.SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC
2026-06-024Statement of changes in beneficial ownership of securities2026-06-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110046.74K1
2026-100000
2026-0900319.70K2
2026-080013.40M3
2026-070000
2026-06001.85M2
2026-050000
2026-040000
2026-030000
2026-0200222.35K1
2026-010000
2025-120000
2025-1100253.24K1

Institutional holders

Manager% owned
BlackRock, Inc.9.28%
FMR LLC5.84%
VANGUARD PORTFOLIO MANAGEMENT LLC4.31%
STATE STREET CORP3.71%
VANGUARD CAPITAL MANAGEMENT LLC3.64%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC2.79%
AMERICAN FINANCIAL GROUP INC 4012.70%
VICTORY CAPITAL MANAGEMENT INC2.16%
GEODE CAPITAL MANAGEMENT, LLC2.06%
DIMENSIONAL FUND ADVISORS LP2.06%

Funds

Fund% owned
Avantis International Small Cap Value ETF3.03%
iShares Core S&P Mid-Cap ETF2.84%
Ambrus Core Bond Fund1.84%
Victory Sycamore Established Value Fund1.41%
Goldman Sachs Access Investment Grade Corporate Bond ETF0.84%
State Street SPDR S&P MidCap 400SM ETF Trust0.64%
Invesco S&P MidCap Quality ETF0.50%
iShares Core Universal USD Bond ETF0.49%
iShares iBonds Dec 2035 Term Corporate ETF0.48%
FlexShares Credit-Scored US Corporate Bond Index Fund0.39%

OakChart. AFG. Cached 15 minutes.