OakChart

Simmons First National Corp

SFNCFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 3:35 PM ET

23.51-0.17 (-0.74%)
2026-11-11 21:35 CET
Market cap
3,414.92 USD m
Revenue, TTM
- USD m
Net income, TTM
260.43 USD m
Free cash flow, TTM
318.09 USD m
EPS diluted, TTM
1.79
P/E
13.11
Compare

Price

SFNC against its 20, 50 and 200-day averages
2050200miss
20.0022.0024.002.2M4.4MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26SFNCclose 23.5120-day 23.1850-day 22.94200-day 21.8723.5152w high

4.1% under the 52-week high of 24.50 on 4 Nov 2026. 52-week low 17.21 on 18 Nov 2025. Last 15 sessions, 9.7% high to low

Volume 0.42× normal · the line is the 50-bar volume average

Profile

SFNC
52-week range, 86% of the way up
17.2024.50

Simmons First National Corp. is a holding company, which engages in the provision of banking and other financial products and services to individual and corporate customers. The company was founded on March 23, 1903 and is headquartered in Pine Bluff, AR.

IndexRUT
Employees2917
IPOMar 14, 1985
Beta0.95
ATR, 14d0.60
Rel volume0.42
Short float5.82%
Insider own1.32%
Inst own82.51%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap3.39B
Enterprise Value-
Income260.43M
Sales1.42B
Book/sh23.18
Cash/sh-
Dividend Est.0.86 (3.66%)
Dividend TTM0.86 (3.65%)
Dividend Ex-DateSep 15, 2026
Dividend Gr. 3/5Y3.80% 4.56%
Payout-
Employees2917
IPOMar 14, 1985

Ratios

P/E13.11
Forward P/E10.20
PEG0.80
P/S2.39
P/B1.01
P/C-
P/FCF10.66
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.15
Debt/Eq0.54
LT Debt/Eq0.11
Option/ShortYes / Yes

Earnings

EPS (ttm)1.79
EPS next Y2.30
EPS next Q0.56
EPS this Y20.15%
EPS next Y10.86%
EPS next 5Y12.75%
EPS past 3/5Y- -
Sales past 3/5Y-15.31% -8.92%
EPS Y/Y TTM161.26%
Sales Y/Y TTM121.80%
EPS Q/Q108.09%
Sales Q/Q180.40%
EarningsOct 15 AMC
EPS/Sales Surpr.0.93% -1.11%

Ownership

Insider Own1.32%
Insider Trans0.00%
Inst Own82.51%
Inst Trans-0.61%
ROA1.08%
ROE7.77%
ROIC7.01%
Gross Margin-
Oper. Margin22.64%
Profit Margin18.40%
SMA201.40%
SMA502.47%
SMA2007.46%
Trades-

Technical

Shs Outstand144.52M
Shs Float142.31M
Short Float5.82%
Short Ratio5.29
Short Interest8.28M
52W High24.50 -4.06%
52W Low17.20 36.62%
Volatility3.29% 2.54%
ATR (14)0.60
RSI (14)55.40
Beta0.95
Rel Volume0.42
Avg Volume1.57M
Volume613,608

Performance

Perf Week-0.57%
Perf Month6.07%
Perf Quarter-1.81%
Perf Half Y14.22%
Perf YTD24.70%
Perf Year30.15%
Perf 3Y58.29%
Perf 5Y-27.70%
Perf 10Y-17.09%
Recom2.14
Target Price26.07
Prev Close23.68
Price23.51
Change %-0.74%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 10, 2026UpgradeKKeefe BruyetteMkt Perform → Outperform$26+10.6%
Sep 08, 2026DowngradeMMorgan StanleyEqual-Weight → Underweight$26+10.6%
Sep 04, 2026UpgradePPiper SandlerNeutral → Overweight$27.50+17.0%
Jan 22, 2026UpgradeRRaymond JamesMkt Perform → Outperform$23-2.2%
Nov 19, 2025UpgradeRRobert W. BairdNeutral → Outperform$22-6.4%
Oct 29, 2025InitiatedMMorgan StanleyEqual-Weight$22-6.4%
Apr 21, 2025UpgradePPiper SandlerUnderweight → Neutral$20 → $21-10.7%
Oct 21, 2024UpgradeSStephensEqual-Weight → Overweight$27 → $28+19.1%
May 09, 2022DowngradePPiper SandlerNeutral → Underweight$26+10.6%
Apr 07, 2021DowngradeRRaymond JamesOutperform → Mkt Perform

Peers

Mkt cap
TickerCompanyMkt cap
HOMBHome Bancshares Inc6.00B
OZKBank OZK5.50B
BANFBancfirst Corp3.96B
RNSTRenasant Corp3.60B
FBKFB Financial Corp2.69B
TRMKTrustmark Corp2.62B
HWCHancock Whitney Corp5.78B
CBSHCommerce Bancshares Inc7.90B
FHNFirst Horizon Corp11.08B
GSBCGreat Southern Bancorp Inc868.98M

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B

News

latest 14 of 98

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-150.5400.5350.320251.2254.036
2026Q22026-07-160.5000.5230.459248.57250.986
2026Q12026-04-160.4700.4690.472241.37243.087
2025Q42026-01-200.5400.4790.538249238.667
2025Q32025-10-160.4600.470-4.013232.54233.55
2025Q22025-07-170.4400.3880.433214.18216.666
2025Q12025-04-160.2600.3530.256209.58209.076
2024Q42025-01-210.3900.3570.383208.5208.676
2024Q32024-10-180.3700.3330.196203.2204.916
2024Q22024-07-240.3300.3070.324197.2201.846
2024Q12024-04-240.3200.3250.309195.09202.186
2023Q42024-01-240.4000.3520.190197.82204.256
2023Q32023-10-240.3900.3480.374196.21205.326
2023Q22023-07-250.4800.4020.458208.21218.836
2023Q12023-04-250.3700.4650.358223.67231.776
2022Q42023-01-240.6400.6080.653237.67246.745

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.7051.6351.331493.7486.77
2018FY2.3702.3752.324696.45705.97
2019FY2.4102.3472.407806.78754.86
2020FY2.4002.0282.313888.26850.24
2021FY2.5302.4432.460783.35786.81
2022FY2.4002.2562.060887.38910.39
2023FY1.6401.5671.381826.3845.46
2024FY1.4101.3441.211804.03807.63
2025FY1.7301.663-2.950905.3909.27
2026FY-2.079--1,002
2027FY-2.304--1,032
2028FY-2.479--1,080

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-16614253.33251.8256.73
2026Q4S2026-10-15610256.9254.5258.22
2026Q4S2026-09-30610256.9254.5258.22
2026Q4S2026-09-21612256.79253.8258.22
2026Q4S2026-09-08613256.55253.8257.6
2026Q4S2026-07-17603255.98253.44257.6
2026Q4S2026-07-02600257.83254.68260.8
2026Q4S2026-07-01600257.55253.05260.8
2026Q4S2026-06-22630257.55253.05260.8
2026Q4S2026-06-15630257.42253.05260.8
2026Q4S2026-04-17640257.42253.05260.8
2026Q4S2026-04-08600254.02251.2256.7
2026Q4S2026-04-06610254.02251.2256.7
2026Q4S2026-04-02640254.02251.2256.7

Estimate history

EPS, annual1.3312.3242.4072.3132.462.061.3811.211-2.9611.793
Period201720182019202020212022202320242025TTM
EPS, quarterly0.1960.3830.2560.433-4.0130.5380.4720.4590.325
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual529.797824.583945.294999.878857.561031.8011365.7271459.236626.7981415.43
Period201720182019202020212022202320242025TTM
Sales, quarterly351.419369.54353.992357.377-442.764358.807345.696354.924356.004
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual92.02992.348113.629108.078112.715127.047125.184125.652144.763144.517
Period201720182019202020212022202320242025MRQ
Shares, quarterly125.555125.652125.927125.996144.703144.763145.059144.442144.517
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,226.071,243.811,312.071,210.16861.74671.06759.72783.12680.69
Total Interest Expense427.00524.61683.60560.03144.4279.53119.98181.37128.13
Net Interest Income799.07719.20628.47650.13717.32591.53639.73601.75552.55
Loan Loss Provision59.3465.8246.7842.0314.07-32.7074.9743.2438.15
Net Interest Income After Loan Loss Provision739.73653.38581.68608.10703.24624.24564.76558.51514.40
Non-Interest Income189.36-617.02147.17155.57170.07186.50240.16162.17143.90
Non-Interest Expense608.64564.02557.54561.64544.27467.68488.96424.73387.45
Operating Income320.45-527.65171.31202.02329.04343.06315.96295.95270.85
Unusual Expense0.000.000.001.4222.4815.914.5336.384.78
Net Income Before Taxes320.45-527.65171.31200.60306.56332.46319.79302.43266.07
Income Taxes60.03-130.1018.6125.5550.1561.3164.8964.2750.36
Consolidated Net Income260.43-397.55152.69175.06256.41271.16254.90238.17215.71
Net Income From Continuing Operations260.43-397.55152.69175.06256.41271.16254.90238.17215.71
Net Income260.43-397.55152.69175.06256.41271.11254.85237.83215.71
EPS (Recurring)1.80-2.961.211.392.192.562.342.662.36
EPS (Basic, Before Extraordinaries)1.80-2.961.221.392.072.472.322.422.34
EPS (Diluted)1.79-2.961.211.382.062.462.312.412.32
Non-Operating Income (Expense)0.000.000.000.000.005.328.3742.860.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-8.538.929.6312.1011.806.657.698.60
Price To Earnings Ratio13.2113.2121.7410.7711.7411.969.3411.0510.38
Price To Sales Ratio2.314.041.921.842.603.802.382.802.72
Operating Margin22.64-84.1811.7414.7931.8940.0031.6031.3132.85
Net Margin18.40-63.4310.4612.8224.8531.6125.4925.1626.16
Shares Outstanding144.52144.76125.65125.18127.05112.72108.08113.6392.35
Market Capitalization3,414.923,414.922,785.212,483.352,740.013,203.042,349.992,606.512,232.77

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income309.04307.68301.81307.53313.42315.02307.84325.98
Total Interest Expense105.07107.05104.65110.23126.76143.20144.41161.04
Net Interest Income203.98200.63197.17197.30186.66171.82163.42164.94
Loan Loss Provision12.1717.4314.6215.1211.9711.9526.8013.33
Net Interest Income After Loan Loss Provision191.81183.19182.55182.18174.69159.88136.62151.61
Non-Interest Income46.9647.2443.8851.28-756.1942.3546.1643.56
Non-Interest Expense181.81147.04140.36139.43142.03138.59144.58148.52
Operating Income56.9783.3986.0794.03-723.5263.6438.2046.65
Unusual Expense0.000.000.000.000.000.000.000.00
Net Income Before Taxes56.9783.3986.0794.03-723.5263.6438.2054.05
Income Taxes9.8516.7017.5315.95-160.738.875.815.73
Consolidated Net Income47.1166.6968.5478.08-562.7954.7732.3948.32
Net Income From Continuing Operations47.1166.6968.5478.08-562.7954.7732.3948.32
Net Income47.1166.6968.5478.08-562.7954.7732.3948.32
EPS (Recurring)0.320.460.470.54-4.010.430.260.38
EPS (Basic, Before Extraordinaries)0.330.460.470.54-4.010.430.260.38
EPS (Diluted)0.320.460.470.54-4.010.430.260.38
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.452.702.82-3.082.614.191.89
Price To Earnings Ratio13.21---15.1116.3516.9321.74
Price To Sales Ratio2.315.344.574.364.211.671.791.92
Operating Margin16.0023.5024.9026.21163.4117.8110.7912.62
Net Margin13.2318.7919.8321.76127.1115.339.1513.08
Shares Outstanding144.52144.44145.06144.76144.70126.00125.93125.65
Market Capitalization3,414.923,285.702,817.682,727.932,773.922,388.052,582.822,785.21

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks380.44429.70345.26200.62209.19217.50277.21171.79205.03
Investments3,686.146,435.257,156.758,098.3510,122.477,200.244,111.343,134.342,377.94
Net Loans17,267.8016,770.9216,620.4415,945.1711,807.1712,662.8514,357.4611,666.5710,738.02
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets12.019.274.072.896.0318.3919.1225.5732.12
Net Property, Plant & Equipment561.22585.43570.68548.74483.47441.69492.38295.06287.25
Interest Receivables104.06123.24122.43102.8972.9972.6062.7149.9443.53
Deferred Tax Assets-246.99260.08288.00109.68116.4099.3262.7264.56
Other Intangible Assets2,529.202,392.232,384.272,389.341,996.801,732.991,938.921,186.531,353.29
Total Assets24,540.8826,993.0427,463.9827,575.9924,807.7922,462.6621,358.4716,592.5315,101.74
Total Deposits20,184.0421,885.7522,244.9822,548.0919,366.5516,987.0316,108.9412,398.7511,092.88
Total Debt694.561,218.091,475.261,433.541,956.832,055.491,876.861,795.191,643.03
Long Term Debt374.961,167.231,394.231,261.921,759.981,747.181,716.641,024.40345.59
Provision for Risks Charges25.6025.6025.600.0422.4022.408.400.000.00
Deferred Tax Liabilities-116.99118.31114.9383.03102.9089.1949.1945.93
Other Liabilities217.44217.73173.34210.03130.14318.19327.01102.96235.33
Total Liabilities21,121.6423,464.1724,037.4924,306.6321,558.9519,486.0018,410.4014,346.0913,017.17
Preferred Stock - Carrying Value0.000.000.000.000.000.770.770.000.00
Common Equity3,419.243,528.873,426.493,269.363,248.842,975.892,988.162,246.432,084.56
Total Shareholders Equity3,419.243,528.873,426.493,269.363,248.842,976.662,988.922,246.432,084.56
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity3,419.243,528.873,426.493,269.363,248.842,976.662,988.922,246.432,084.56
Total Liabilities & Stockholders Equity24,540.8826,993.0427,463.9827,575.9924,807.7922,462.6621,399.3216,592.5315,101.74
Book Value Per Share23.6228.0827.3725.7328.8227.5326.3024.3322.65
Tangible Book Value Per Share13.9116.8015.9214.3317.7116.5615.8914.1812.34
Tier 1 Capital2,337.532,535.532,493.802,466.872,147.161,884.561,807.951,361.381,199.46
Tier 2 Capital567.72456.61471.12481.62455.98472.42464.90417.56189.51
Full-Time Employees2,9172,9463,0073,2022,8772,9233,2702,6542,640
Price to Book Ratio1.020.790.760.871.030.781.020.991.46
Return on Assets-1.540.560.640.981.151.161.261.360.79
Return on Equity-11.444.395.237.878.718.559.109.965.74
Return on Invested Capital-10.483.253.635.665.415.405.066.603.82
Current Ratio0.090.180.150.130.310.460.200.160.17

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations408.53355.32280.49291.46332.66348.88186.11236.74243.70
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-70.34105.87145.44249.52-10.46-71.1016.4419.3416.98
Cash from Operating Activities338.18461.19425.92540.98322.20277.78202.54256.08260.68
Capital Expenditures-20.09-53.84-70.04-33.09-35.27-207.86-13.27-67.83-33.74
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses16.9830.040.000.00276.4031.050.37178.260.00
Purchase or Sale of Investments410.682,144.41631.83562.13636.26-4,592.79-360.76360.86-452.25
Purchase of Investments-28.26-608.90-7.07-75.89-592.65-5,974.73-4,449.82-1,708.95-827.09
Sale Or Maturity of Investments438.942,753.32638.90638.011,228.911,381.944,089.052,069.80374.84
Other Uses0.000.000.000.000.00-134.170.000.00-55.21
Other Sources12.3326.698.863.691.873.81183.583.671.81
Cash from Investing Activities47.001,560.47369.51-183.59-946.23-2,537.741,189.87604.48-1,428.82
Cash Dividends Paid-124.10-115.04-105.44-100.96-94.10-78.89-74.64-64.26-55.65
Change in Capital Stock-13.80327.940.97-39.49-109.98-132.06-112.37-50.821.03
Repurchase of Common Pref Stock-14.320.000.00-40.32-111.13-133.23-113.33-52.130.00
Sale of Common Pref Stock0.51327.940.970.831.151.170.961.311.03
Proceedsfrom Stock Options0.51327.940.970.831.151.170.961.311.03
Issuance or Reduction of Debt, Net1,093.84-504.79-257.8520.64-597.91-198.38187.51-175.10151.14
Change in Long Term Debt1,016.74-489.06-226.99113.07-572.91-81.8238.54-215.31177.79
Issuance of Long Term Debt2,989.822,086.053,375.00113.070.000.0045.9825.50326.36
Reduction of Long Term Debt-1,973.08-2,575.12-3,601.990.00-572.91-81.82-7.44-240.81-148.56
Net Financing Active Other Cash Flow-3.52-3.52-0.59-2.85-5.030.29-4.09-2.391.16
Other Financing Activities Uses--3.52-0.59-2.85-5.03--4.09-2.39-
Cash from Financing Activities-269.18-1,997.12-722.15-425.42-344.50438.461,083.12-697.391,403.56
Net Change in Cash116.0024.5473.28-68.03-968.53-1,821.502,475.53163.16235.42
Free Cash Flow318.09423.05380.42507.89286.93229.92189.27188.25230.94
Preferred Dividends (Cash Flow)-0.000.000.000.00-0.05-0.05-0.340.00
Price to Free Cash Flow16.888.2210.176.1813.9321.5820.7521.3512.78
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks415.75377.60342.60380.44377.60398.08
Investments3,181.773,384.723,439.383,686.143,677.546,331.07
Net Loans17,226.1617,824.1417,702.9717,267.8016,930.8116,857.56
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment542.16552.43557.87561.22568.34573.16
Interest Receivables110.00103.02101.56104.06104.38120.44
Deferred Tax Assets----380.51244.23
Other Intangible Assets2,591.502,523.822,535.922,529.202,260.372,267.14
Total Assets24,074.4824,776.8224,692.7824,540.8824,305.9526,800.48
Total Deposits18,616.1419,728.1120,202.7820,184.0419,837.7321,824.99
Total Debt1,818.031,338.31821.83694.56752.081,096.93
Long Term Debt366.75364.80380.38374.96729.731,065.62
Provision for Risks Charges25.6025.6025.6025.6025.6025.60
Deferred Tax Liabilities----97.79106.86
Other Liabilities264.90202.94204.84217.44238.78196.89
Total Liabilities20,724.6821,294.9621,255.0521,121.6420,951.9923,251.27
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity3,349.803,481.863,437.733,419.243,353.963,549.21
Total Shareholders Equity3,349.803,481.863,437.733,419.243,353.963,549.21
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity3,349.803,481.863,437.733,419.243,353.963,549.21
Total Liabilities & Stockholders Equity24,074.4824,776.8224,692.7824,540.8824,305.9526,800.48
Book Value Per Share23.1824.1123.7023.6223.1828.17
Tangible Book Value Per Share13.5214.4214.0313.9113.4516.97
Tier 1 Capital2,429.872,408.882,381.542,337.532,291.192,551.01
Tier 2 Capital554.06571.65571.24567.72699.69426.45
Full-Time Employees---2,917--
Price to Book Ratio1.020.960.820.810.680.68
Return on Assets1.08-1.36-1.40-1.54-1.650.59
Return on Equity7.77-9.94-10.37-11.44-12.424.57
Return on Invested Capital1.271.731.802.06-13.781.19
Current Ratio0.150.130.140.090.170.17

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations91.6499.91109.47107.50100.7869.72
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-55.8344.64-66.307.15135.327.92
Cash from Operating Activities35.81144.5543.17114.65236.0977.64
Capital Expenditures15.20-19.03-6.27-9.99-6.67-27.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.263.270.0013.451.394.12
Purchase or Sale of Investments198.2837.68129.2045.511,889.70121.77
Purchase of Investments7.67-5.25-16.20-14.48-538.87-47.76
Sale Or Maturity of Investments190.6242.93145.3959.992,428.58169.53
Other Uses0.000.000.000.000.000.00
Other Sources1.751.702.276.610.0719.40
Cash from Investing Activities800.62-115.27-324.78-313.561,794.3688.68
Cash Dividends Paid-31.07-31.08-31.19-30.76-30.75-26.77
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-0.98-14.53-1.202.90326.95-0.41
Repurchase of Common Pref Stock-0.98-14.53-2.043.23-0.48-0.41
Sale of Common Pref Stock0.000.000.84-0.32327.430.00
Proceedsfrom Stock Options0.000.000.84-0.32327.430.00
Issuance or Reduction of Debt, Net477.72532.01131.83-47.72-340.24-269.34
Change in Long Term Debt424.50494.50144.50-46.76-331.28-250.51
Issuance of Long Term Debt1,350.00925.00430.00284.82321.23615.00
Reduction of Long Term Debt-925.50-430.50-285.50-331.58-652.52-865.51
Net Financing Active Other Cash Flow0.000.000.00-3.520.000.00
Cash from Financing Activities-666.2911.72118.19267.20-2,031.30-156.15
Net Change in Cash170.1441.00-163.4368.30-0.8410.18
Free Cash Flow51.01125.5236.90104.67229.4366.31
Price to Free Cash Flow16.888.838.898.899.609.88

Revenue breakdown

United States2024: 775.64M 2025: 103.23M
Community and Commercial Banking2024: 737.40M 2025: 61.60M
Other Reportable2024: 38.24M 2025: 41.63M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.82%8.3M142.3M1.51M
2026-10-154.19%6.0M142.6M1.49M
2026-09-304.52%6.4M142.6M1.36M
2026-09-154.42%6.3M142.6M1.40M
2026-08-313.72%5.3M142.6M1.44M
2026-08-144.20%6.0M142.6M1.46M
2026-07-314.05%5.8M142.6M1.39M
2026-07-153.83%5.5M143.1M1.29M
2026-06-303.58%5.1M143.1M1.31M
2026-06-153.16%4.5M143.1M1.26M
2026-05-293.55%5.1M143.1M1.20M
2026-05-153.25%4.7M143.1M1.22M
2026-04-303.37%4.8M143.1M1.29M
2026-04-153.32%4.7M142.9M1.28M
2026-03-313.54%5.1M142.7M1.25M
2026-03-133.85%5.5M142.7M1.14M
2026-02-273.60%5.1M142.7M1.11M
2026-02-133.51%5.0M142.6M1.10M
2026-01-303.11%4.4M142.6M1.10M
2026-01-153.00%4.3M142.6M1.09M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call12.5010.1013.500.006.3690.000.000.911-0.1240.006
call15.007.8011.000.005.0450.000.000.885-0.1170.007
call17.505.308.500.003.9530.000.000.847-0.1050.009
call20.001.905.900.002.9180.000.000.787-0.0900.011
call22.500.001.751.290.8293.000.000.641-0.0730.014
call25.000.000.250.450.45710.000.000.388-0.0700.015
call30.000.000.750.001.2350.000.000.121-0.0510.007
call35.000.000.750.001.7500.000.000.093-0.0600.006
put12.500.000.750.003.8230.000.00-0.088-0.1250.006
put15.000.003.500.002.9470.000.00-0.115-0.1170.007
put17.500.003.500.002.1920.000.00-0.152-0.1060.009
put20.000.000.750.001.5050.000.00-0.212-0.0890.011
put22.500.001.000.251.0032.000.00-0.359-0.0730.014
put25.000.704.902.932.7281.000.00-0.643-0.0690.014
put30.005.007.500.001.9710.000.00-0.878-0.0500.007
put35.0010.1012.500.002.6260.000.00-0.906-0.0590.006

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-1013F-NTFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-09-30SEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-158-KCurrent report2026-10-15SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-038-KCurrent report2026-09-01SEC
2026-08-26N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-3113F-NTFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-07-168-KCurrent report2026-07-16SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-07-01SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.14.34%
VANGUARD PORTFOLIO MANAGEMENT LLC6.07%
STATE STREET CORP5.61%
VANGUARD CAPITAL MANAGEMENT LLC4.56%
WELLINGTON MANAGEMENT GROUP LLP4.54%
DIMENSIONAL FUND ADVISORS LP4.22%
NORTHERN TRUST CORP3.01%
GEODE CAPITAL MANAGEMENT, LLC2.72%
TWO SIGMA INVESTMENTS, LP2.32%
WESTWOOD HOLDINGS GROUP INC2.13%

Funds

Fund% owned
Performance Trust Total Return Bond Fund6.96%
iShares Core S&P Small-Cap ETF6.01%
Angel Oak Financial Strategies Income Term Trust5.17%
Strategic Income Opportunities Fund3.72%
Thompson Bond Fund3.46%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
iShares Russell 2000 ETF2.60%
Investment Grade Bond Fund2.31%
VANGUARD SMALL-CAP INDEX FUND2.30%
John Hancock Core Bond ETF1.72%

OakChart. SFNC. Cached 15 minutes.

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