OakChart

Renasant Corp

RNSTFinancial·Banks - Regional·USA·Mid·NYSE·Nov 11 • 3:02 PM ET

39.95-0.24 (-0.60%)
2026-11-11 21:02 CET
Market cap
3,623.90 USD m
Revenue, TTM
- USD m
Net income, TTM
333.22 USD m
Free cash flow, TTM
435.83 USD m
EPS diluted, TTM
3.57
P/E
11.18
Compare

Price

RNST against its 20, 50 and 200-day averages
2050200beatmiss
38.0040.0042.0044.00949K1.9MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26RNSTclose 39.9520-day 40.3550-day 40.15200-day 40.3439.9552w high

10.3% under the 52-week high of 44.54 on 4 Aug 2026. 52-week low 33.16 on 18 Nov 2025. Last 15 sessions, 14.2% high to low

Profile

RNST
52-week range, 60% of the way up
33.1544.54

Renasant Corp. is a bank holding company, which engages in the provision of financial, fiduciary, and insurance services. It operates through the following segments: Community Banks and Wealth Management. The Community Banks segment delivers banking and financial services to individuals and small to medium sized businesses including checking and savings accounts, business and personal loans, interim construction loans, specialty commercial lending, as well as safe deposit and night depository facilities. The Wealth Management segment provides fiduciary services and administers qualified retirement plans, profit sharing and other employee benefit plans, personal trusts and estates. The company was founded in 1982 and is headquartered in Tupelo, MS.

IndexRUT
Employees3000
IPOApr 24, 1992
Beta1.03
ATR, 14d1.10
Rel volume0.29
Short float5.63%
Insider own2.02%
Inst own91.95%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap3.60B
Enterprise Value-
Income333.22M
Sales1.57B
Book/sh42.41
Cash/sh-
Dividend Est.0.95 (2.39%)
Dividend TTM0.94 (2.35%)
Dividend Ex-DateSep 16, 2026
Dividend Gr. 3/5Y0.38% 0.23%
Payout42.97%
Employees3000
IPOApr 24, 1992

Ratios

P/E11.18
Forward P/E10.47
PEG0.39
P/S2.29
P/B0.94
P/C-
P/FCF8.27
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.14
Debt/Eq0.41
LT Debt/Eq0.20
Option/ShortYes / Yes

Earnings

EPS (ttm)3.57
EPS next Y3.81
EPS next Q0.92
EPS this Y76.81%
EPS next Y4.22%
EPS next 5Y26.66%
EPS past 3/5Y-11.16% 6.93%
Sales past 3/5Y27.49% 14.91%
EPS Y/Y TTM79.91%
Sales Y/Y TTM20.27%
EPS Q/Q37.42%
Sales Q/Q0.69%
EarningsOct 27 AMC
EPS/Sales Surpr.-8.79% -3.32%

Ownership

Insider Own2.02%
Insider Trans-2.60%
Inst Own91.95%
Inst Trans0.74%
ROA1.23%
ROE8.70%
ROIC7.26%
Gross Margin-
Oper. Margin27.12%
Profit Margin21.22%
SMA20-1.00%
SMA50-0.51%
SMA200-0.96%
Trades-

Technical

Shs Outstand90.36M
Shs Float88.34M
Short Float5.63%
Short Ratio7.30
Short Interest4.98M
52W High44.54 -10.31%
52W Low33.15 20.49%
Volatility2.79% 2.65%
ATR (14)1.10
RSI (14)48.05
Beta1.03
Rel Volume0.29
Avg Volume681.97K
Volume171,813

Performance

Perf Week-1.67%
Perf Month1.97%
Perf Quarter-8.81%
Perf Half Y2.25%
Perf YTD13.43%
Perf Year14.83%
Perf 3Y55.03%
Perf 5Y0.58%
Perf 10Y3.93%
Recom1.43
Target Price46.71
Prev Close40.19
Price39.95
Change %-0.60%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 29, 2026DowngradeRRaymond JamesStrong Buy → Outperform$45+12.6%
Apr 29, 2026ReiteratedHHovde GroupOutperform$44 → $46+15.1%
Jan 30, 2026ReiteratedHHovde GroupOutperform$41 → $44+10.1%
Oct 30, 2025UpgradeHHovde GroupMarket Perform → Outperform$41+2.6%
Sep 25, 2025InitiatedTTD CowenBuy$45+12.6%
Jul 23, 2025ReiteratedHHovde GroupMarket Perform$35 → $39-2.4%
Apr 28, 2025ReiteratedHHovde GroupMarket Perform$34.50 → $35-12.4%
Apr 24, 2025UpgradeRRaymond JamesOutperform → Strong Buy$40+0.1%
Nov 13, 2024DowngradeHHovde GroupOutperform → Market Perform
Aug 05, 2024UpgradePPiper SandlerNeutral → Overweight$34 → $40+0.1%

Peers

Mkt cap
TickerCompanyMkt cap
TRMKTrustmark Corp2.61B
HWCHancock Whitney Corp5.78B
SFNCSimmons First National Corp3.39B
ABCBAmeris Bancorp5.55B
UCBUnited Community Banks Inc4.46B
HOMBHome Bancshares Inc5.99B
SFBSServisFirst Bancshares Inc4.51B
FBKFB Financial Corp2.69B
SBCFSeacoast Banking Corp Of Florida3.25B
OBKOrigin Bancorp Inc1.66B

Insider trading

latest 14 of 16
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
LEVY JONATHAN ADirectorNov 02 '26Buy41.062,00082,1202,000Nov 03 04:54 PM
MCGRAW EDWARD ROBINSONDirectorAug 03 '26Sale43.8835,0001,535,800211,458Aug 03 04:14 PM
MCGRAW EDWARD ROBINSONDirectorAug 03 '26Proposed Sale43.8735,0001,535,450Aug 03 02:02 PM
Engel Connie LDirectorMay 29 '26Sale40.901,25751,41015,449Jun 09 05:13 PM
DALE ALBERT J IIIDirectorMay 19 '26Sale39.801,65065,66240,075May 21 02:02 PM
MCGRAW EDWARD ROBINSONDirectorMay 15 '26Option Exercise39.821,04041,413246,843May 19 12:33 PM
WAYCASTER C MITCHELLExecutive Vice ChairmanMay 14 '26Sale39.5012,704501,808183,235May 15 02:50 PM
WAYCASTER C MITCHELLDirectorMay 14 '26Proposed Sale39.7212,704504,603May 14 10:40 AM
Hutcheson KellyEVP/Chief Accounting OfficerMar 04 '26Sale38.651,35052,17916,728Mar 05 12:27 PM
Hutcheson KellyOfficerMar 04 '26Proposed Sale38.401,35051,840Mar 04 02:22 PM
COLE M RAY JRDirectorFeb 13 '26Proposed Sale40.6320,000812,600Feb 13 04:07 PM
COLE M RAY JRSEVP and Executive AdvisorFeb 13 '26Sale40.6318,940769,447100,171Feb 13 04:03 PM
COLE M RAY JRSEVP and Executive AdvisorFeb 13 '26Sale40.631,06043,0680Feb 13 04:03 PM
Jeanfreau MarkEVP/General CounselFeb 02 '26Sale37.886,000227,27965,172Feb 03 12:09 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.52B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-270.8600.9430.860272.96282.347
2026Q22026-07-280.9400.9120.944273.94280.717
2026Q12026-04-280.9400.8400.936273.83275.717
2025Q42026-01-270.8300.7800.830278.52275.857
2025Q32025-10-280.6300.6730.628269.55272.947
2025Q22025-07-220.0100.6800.011267.19264.052
2025Q12025-04-220.6500.5100.648170.59170.056
2024Q42025-01-280.7000.5720.699167.1167.426
2024Q32024-10-221.1801.2501.176166.95167.253
2024Q22024-07-230.6900.6590.685163.79166.067
2024Q12024-04-230.7000.6240.697164.67162.87
2023Q42024-01-230.5000.6310.497146.31162.857
2023Q32023-10-240.7500.6910.740166.21167.38
2023Q22023-07-250.5100.7570.508169.88171.386
2023Q12023-04-250.8200.8110.819173.07170.468
2022Q42023-01-240.8200.8740.821171.23173.588

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.4202.3231.961469.04475.57
2018FY2.7902.6702.792540.49546.52
2019FY2.8802.8662.878597.34604.82
2020FY1.4801.5201.481662.33657.15
2021FY3.1203.0963.117650.99651.43
2022FY2.9503.0082.954630.55634.12
2023FY2.5602.7062.563632.4669.99
2024FY3.2703.2433.271715.86667.72
2025FY2.0702.0342.070985.85993.63
2026FY-3.660--1,117
2027FY-3.814--1,206
2028FY-4.206--1,268

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-29603282.3281.3284.9
2026Q4S2026-10-28602282.85281.3285.6
2026Q4S2026-10-27600285.23283.2288.2
2026Q4S2026-10-12600285.23283.2288.2
2026Q4S2026-10-01603285.23283.2288.2
2026Q4S2026-09-21604285.11282.45288.2
2026Q4S2026-09-15604284.81282.45288.2
2026Q4S2026-07-29605284.81282.45288.2
2026Q4S2026-07-13611288.04285.75292.8
2026Q4S2026-07-02613288.04285.75292.8
2026Q4S2026-07-01612288.66285.75292.8
2026Q4S2026-05-19612288.83286.4292.8
2026Q4S2026-05-05602288.13286.4289.63
2026Q4S2026-04-29601288.36286.4289.63

Estimate history

EPS, annual1.9612.7922.8781.4813.1172.9542.5633.2712.0713.5725
Period201720182019202020212022202320242025TTM
EPS, quarterly1.1760.6990.6480.0110.6280.830.9360.9440.862
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual511.428608.528692.352720.431700.711696.539930.931035.8931443.5031570.15
Period201720182019202020212022202320242025TTM
Sales, quarterly319.742258.238257.867393.677395.742394.532385.966391.179398.478
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual49.32158.54656.85556.255.75655.95356.14263.56694.63690.357
Period201720182019202020212022202320242025MRQ
Shares, quarterly63.56463.56663.73995.01995.02194.63692.88191.40390.357
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income1,372.831,262.26887.78797.32541.81468.69498.13542.58461.85
Total Interest Expense475.43458.29375.58277.9960.5144.6871.3398.9265.33
Net Interest Income897.39803.97512.20519.33481.30424.00426.80443.66396.52
Loan Loss Provision36.12107.469.2715.5923.79-1.6796.057.056.81
Net Interest Income After Loan Loss Provision861.28696.51502.92503.73457.51425.67330.75436.61389.71
Non-Interest Income197.33181.24148.12133.61154.73232.03222.30149.77146.67
Non-Interest Expense632.81601.69446.13441.43398.41432.55442.07370.36333.50
Operating Income425.79276.06204.91195.92213.83225.14110.98216.02202.89
Unusual Expense10.5749.3313.2918.732.526.497.490.3314.25
Net Income Before Taxes415.23226.73244.97177.19211.31222.83103.49215.69188.65
Income Taxes82.0145.4649.5132.5145.2446.9419.8448.0941.73
Consolidated Net Income333.22181.27195.46144.68166.07175.8983.65167.60146.92
Net Income From Continuing Operations333.22181.27195.46144.68166.07175.8983.65167.60146.92
Net Income333.22181.27195.46144.68166.07175.8983.65167.60146.92
EPS (Recurring)3.722.473.432.802.993.201.572.882.98
EPS (Basic, Before Extraordinaries)3.602.083.292.582.973.131.492.892.80
EPS (Diluted)3.572.073.272.562.953.121.482.882.79
Non-Operating Income (Expense)0.000.0053.350.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense15.1514.0010.7110.849.097.357.727.445.73
Price To Earnings Ratio11.2511.258.758.7513.4612.5922.6811.9510.84
Price To Sales Ratio2.272.142.062.043.033.062.642.982.61
Operating Margin27.1219.1219.7821.0530.7032.1315.4031.2033.34
Net Margin21.2212.5618.8715.5423.8425.1011.6124.2124.14
Shares Outstanding90.3694.6463.5756.1455.9555.7656.2056.8658.55
Market Capitalization3,623.903,623.901,462.371,462.372,103.282,115.611,892.662,027.761,766.93

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income347.33340.44338.12346.93351.10343.90220.33225.34
Total Interest Expense123.65117.69114.56119.54127.58125.0486.1392.46
Net Interest Income223.69222.75223.56227.39223.52218.86134.20132.88
Loan Loss Provision13.303.808.0810.9410.4581.324.752.60
Net Interest Income After Loan Loss Provision210.38218.96215.48216.46213.07137.54129.45130.28
Non-Interest Income51.1450.7447.8547.6044.6449.7837.5432.89
Non-Interest Expense162.20161.05152.90156.66164.95164.17114.23111.35
Operating Income99.33108.64110.42107.4092.7623.1552.7651.83
Unusual Expense0.000.000.0010.5717.4920.480.792.08
Net Income Before Taxes99.33108.64110.4296.8375.272.6751.9749.75
Income Taxes20.3821.5522.2017.8915.481.6510.455.01
Consolidated Net Income78.9587.0988.2378.9559.791.0241.5244.75
Net Income From Continuing Operations78.9587.0988.2378.9559.791.0241.5244.75
Net Income78.9587.0988.2378.9559.791.0241.5244.75
EPS (Recurring)0.860.940.940.910.760.160.660.72
EPS (Basic, Before Extraordinaries)0.870.950.940.840.630.010.650.70
EPS (Diluted)0.860.940.940.830.630.010.650.70
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense4.053.464.323.314.304.302.992.56
Price To Earnings Ratio11.2517.7017.0717.7414.5611.208.758.75
Price To Sales Ratio2.272.502.172.322.692.781.982.10
Operating Margin24.9327.7728.6127.2223.445.8820.4620.07
Net Margin19.8122.2622.8620.0115.110.2616.1017.33
Shares Outstanding90.3691.4092.8894.6495.0295.0263.7463.57
Market Capitalization3,623.903,925.263,401.363,346.653,505.263,413.721,462.371,462.37

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks299.59198.41206.68193.51182.71176.37191.06198.51187.84
Investments4,719.233,149.242,956.323,388.614,968.902,251.631,841.252,045.36887.03
Net Loans18,753.0812,683.2612,152.6511,386.219,856.7410,757.509,637.489,034.107,574.11
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets15.198.679.621.762.545.978.0111.0415.93
Net Property, Plant & Equipment465.14279.80283.19283.60293.12300.50309.70209.17183.25
Interest Receivables54.4054.8054.8049.8541.6956.460.000.000.00
Deferred Tax Assets238.76141.47147.90160.6694.4796.4370.7572.8948.67
Other Intangible Assets2,299.241,573.651,601.571,574.221,419.381,336.511,385.841,384.99951.45
Total Assets26,844.6418,089.3117,412.7417,038.4216,859.5514,981.3813,444.0912,956.069,848.29
Total Deposits21,473.0714,572.6114,076.7813,486.9713,905.7212,059.0810,213.1710,128.567,921.07
Total Debt1,112.76588.02788.111,197.73552.22587.20954.09651.32297.36
Long Term Debt550.04480.00474.19478.16529.46535.81455.27261.81207.52
Provision for Risks Charges48.7034.0816.9220.1220.0420.540.000.000.00
Deferred Tax Liabilities93.2154.4452.2050.2549.2451.7743.4721.1918.31
Other Liabilities232.00161.84181.34147.34122.48151.40107.67111.0896.56
Total Liabilities22,959.7315,410.9915,115.3514,902.4114,649.7012,869.9911,318.4010,912.158,333.31
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity3,884.912,678.322,297.382,136.022,209.852,132.732,125.692,043.911,514.98
Total Shareholders Equity3,884.912,678.322,297.382,136.022,209.852,132.732,125.692,043.911,514.98
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity3,884.912,678.322,297.382,136.022,209.852,132.732,125.692,043.911,514.98
Total Liabilities & Stockholders Equity26,844.6418,089.3117,412.7417,038.4216,859.5515,002.7213,444.0912,956.069,848.29
Book Value Per Share41.0542.1340.9238.1839.6337.9537.3934.9130.72
Tangible Book Value Per Share24.6526.3622.9220.0222.3520.6920.2018.2117.83
Tier 1 Capital2,424.531,935.521,578.921,481.201,422.081,306.601,262.591,188.41979.60
Tier 2 Capital765.55513.61506.61486.80475.09347.10170.36198.09163.32
Full-Time Employees3,0002,2002,3002,3342,4092,5242,5272,3592,037
Price to Book Ratio0.950.660.661.010.960.890.960.861.33
Return on Assets0.811.100.840.981.100.591.271.290.99
Return on Equity5.527.866.537.648.103.938.048.266.71
Return on Invested Capital4.096.195.226.356.423.136.496.375.35
Current Ratio0.060.100.060.050.170.060.050.070.05

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations460.34289.54117.72176.54609.91206.39114.39175.1975.32
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-3.60-18.07-11.30-27.99-35.87-63.73-32.15-11.572.09
Cash from Operating Activities456.74271.47106.42148.55574.04142.6682.24163.6277.41
Capital Expenditures-20.91-33.72-13.64-21.63-94.84-70.52-28.27-34.97-22.36
Net Assets From Acquisitions-67.610.000.000.00-120.890.000.00-0.250.00
Sale of Fixed Assets and Businesses14.50276.5455.680.941.239.810.003.73154.42
Purchase or Sale of Investments-311.47-101.26193.96736.06-351.94-1,523.35-32.77-17.25-523.80
Purchase of Investments-880.38-1,201.06-174.23-11.90-804.90-2,160.07-515.66-492.02-686.89
Sale Or Maturity of Investments568.911,099.80368.19747.96452.95636.72482.89474.77163.09
Other Uses--------0.00
Other Sources25.8188.1327.674.966.7110.019.8819.328.36
Cash from Investing Activities-1,124.79-734.02-275.03-55.40-2,043.66-660.00-1,265.55-505.91-498.58
Cash Dividends Paid-87.93-78.60-53.73-50.28-49.99-50.02-50.13-50.90-43.61
Change in Capital Stock-192.77-13.34217.000.000.00-21.32-24.57-62.94-6.86
Repurchase of Common Pref Stock-192.77-13.340.000.000.00-21.32-24.57-62.94-7.06
Sale of Common Pref Stock0.000.00217.000.000.000.000.000.000.20
Proceedsfrom Stock Options0.000.00217.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net396.1789.51-199.80-407.33636.39-13.21-369.78216.03262.90
Change in Long Term Debt195.75-60.00-0.24-2.68-32.42-5.8198.09114.64-0.85
Issuance of Long Term Debt295.750.000.000.000.00197.0698.27150.000.00
Reduction of Long Term Debt-100.00-60.00-0.24-2.68-32.42-202.87-0.17-35.36-0.85
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses-0.000.000.000.00---0.00
Cash from Financing Activities318.78441.24459.30132.21167.641,762.111,401.58188.11708.83
Net Change in Cash-349.27-21.31290.68225.36-1,301.971,244.76218.27-154.18287.66
Free Cash Flow435.83237.7592.77126.92559.21122.1453.97128.6655.05
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow10.2319.3754.7124.814.1529.69495.5326.52138.93
Federal Home Loan Advances Increase (Decrease)--6.644.7916.08-27.813.9818.84-11.310.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks221.55264.10364.75299.59284.49351.94
Investments4,558.124,685.924,942.954,719.234,700.054,982.40
Net Loans19,456.0318,900.1618,679.3918,753.0818,727.9318,272.68
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment465.50464.02463.72465.14471.21465.10
Interest Receivables70.8167.9968.8954.4072.2272.20
Deferred Tax Assets---238.76--
Other Intangible Assets2,730.512,607.242,574.632,299.242,459.702,468.91
Total Assets27,518.1827,005.0027,107.2726,844.6426,726.1726,624.97
Total Deposits21,627.8621,701.0522,099.4821,473.0721,424.5621,582.64
Total Debt1,561.321,111.69806.211,112.761,164.94962.32
Long Term Debt754.83796.47500.34550.04558.88556.98
Provision for Risks Charges39.5236.3233.6848.7024.3623.57
Deferred Tax Liabilities---93.21--
Other Liabilities457.39284.56300.98232.00286.53277.59
Total Liabilities23,686.0823,133.6223,240.3622,959.7322,900.3922,846.12
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity3,832.103,871.383,866.923,884.913,825.783,778.85
Total Shareholders Equity3,832.103,871.383,866.923,884.913,825.783,778.85
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity3,832.103,871.383,866.923,884.913,825.783,778.85
Total Liabilities & Stockholders Equity27,518.1827,005.0027,107.2726,844.6426,726.1726,624.97
Book Value Per Share42.4142.3541.6341.0540.2639.77
Tangible Book Value Per Share25.2925.3425.0024.6523.7723.10
Tier 1 Capital-2,420.142,420.152,424.532,364.472,314.56
Tier 2 Capital-1,066.09-765.55822.56814.10
Full-Time Employees---3,000--
Price to Book Ratio0.951.020.880.870.930.84
Return on Assets1.231.171.000.810.660.72
Return on Equity8.708.216.915.524.545.21
Return on Invested Capital1.721.872.021.781.360.02
Current Ratio0.140.180.240.060.200.25

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations127.6386.27139.25107.18132.83-30.80
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital39.48-3.84-39.20-0.042.64-46.49
Cash from Operating Activities167.1282.43100.06107.14135.47-77.29
Capital Expenditures-5.18-6.02-6.33-3.38-15.34-10.18
Net Assets From Acquisitions0.00-67.610.000.000.000.00
Sale of Fixed Assets and Businesses0.100.710.0113.69-56.23317.82
Purchase or Sale of Investments-46.95-15.87-237.53-11.124.1024.79
Purchase of Investments-196.89-162.41-378.99-142.09-112.87-770.28
Sale Or Maturity of Investments149.94146.53141.46130.97116.97795.07
Other Sources2.849.397.516.0868.3911.73
Cash from Investing Activities-626.61-242.25-232.86-23.07-448.7829.88
Cash Dividends Paid-22.06-22.21-21.63-22.03-21.15-21.16
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-43.09-60.53-75.81-13.340.000.00
Repurchase of Common Pref Stock-43.09-60.53-75.81-13.340.000.00
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net451.16305.22-249.91-110.29200.71-0.92
Change in Long Term Debt-40.10295.850.00-60.000.000.00
Issuance of Long Term Debt-0.10295.850.000.000.000.00
Reduction of Long Term Debt-40.000.000.00-60.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses--0.000.000.000.00
Cash from Financing Activities312.81-175.96279.06-97.1418.48334.68
Net Change in Cash-146.69-335.78146.26-13.07-294.83287.27
Free Cash Flow161.9476.4193.73103.76120.13-87.47
Price to Free Cash Flow10.2312.7823.6121.0623.1260.41

Revenue breakdown

United States2024: 715.86M 2025: 985.85M
Community Banks2024: 711.34M 2025: 983.33M
Consolidation, Policy2024: -28.84M 2025: -32.93M
Insurance2024: 7.42M
Wealth Management2024: 25.94M 2025: 35.45M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.63%5.0M88.3M657.00K
2026-10-156.10%5.5M89.6M632.09K
2026-09-305.94%5.3M89.6M642.18K
2026-09-155.35%4.8M89.6M644.10K
2026-08-314.98%4.5M89.6M679.62K
2026-08-144.79%4.3M89.6M713.02K
2026-07-314.43%4.0M89.6M721.59K
2026-07-154.60%4.2M90.4M736.18K
2026-06-304.71%4.3M90.4M724.51K
2026-06-155.50%5.0M90.3M687.42K
2026-05-295.84%5.3M90.4M698.93K
2026-05-155.39%4.9M90.4M710.93K
2026-04-305.12%4.6M90.4M736.19K
2026-04-154.60%4.2M92.2M742.90K
2026-03-314.05%3.7M92.2M743.28K
2026-03-134.32%4.0M92.2M699.98K
2026-02-274.40%4.1M92.2M658.53K
2026-02-133.70%3.4M93.1M618.65K
2026-01-303.27%3.0M93.0M565.85K
2026-01-153.31%3.1M93.0M557.01K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call22.5015.5019.400.004.1880.000.000.967-0.0560.005
call25.0013.1016.900.003.6140.000.000.961-0.0540.005
call30.008.2011.800.002.5460.000.000.800-0.2930.017
call35.003.307.100.001.8030.000.000.717-0.2400.021
call40.000.003.900.001.5770.000.000.554-0.2460.025
call45.000.000.150.400.50847.000.000.073-0.0250.009
call50.000.002.600.000.9040.000.000.064-0.0400.008
call55.000.002.600.001.1880.000.000.052-0.0440.007
call60.000.002.600.001.4330.000.000.044-0.0470.006
put22.500.002.600.002.1920.000.00-0.033-0.0560.005
put25.000.000.200.002.8740.000.00-0.107-0.1770.012
put30.000.002.650.003.0000.000.00-0.199-0.2920.017
put35.000.002.650.002.0230.000.00-0.283-0.2380.021
put40.000.004.900.001.9560.000.00-0.452-0.2260.025
put45.002.956.900.001.4590.000.00-0.905-0.0310.010
put50.008.5011.600.001.8170.000.00-0.935-0.0370.008
put55.0013.0016.800.002.3280.000.00-0.948-0.0400.007
put60.0018.0021.900.002.7100.000.00-0.955-0.0430.006

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-034Statement of changes in beneficial ownership of securities2026-11-02SEC
2026-10-28425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-10-27425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-10-27425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-278-KCurrent report2026-10-27SEC
2026-10-064Statement of changes in beneficial ownership of securities2026-10-05SEC
2026-10-063Initial statement of beneficial ownership of securities2026-10-05SEC
2026-10-024Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-08-258-KCurrent report2026-08-20SEC
2026-08-13SCHEDULE 13GSEC
2026-08-068-KCurrent report2026-08-06SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-03144Filing for proposed sale of securities under Rule 144.SEC
2026-08-034Statement of changes in beneficial ownership of securities2026-08-03SEC
2026-07-288-KCurrent report2026-07-28SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-0110-K/A2025-12-31SEC
2026-06-2511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-094Statement of changes in beneficial ownership of securities2026-05-29SEC
2026-05-214Statement of changes in beneficial ownership of securities2026-05-19SEC
2026-05-194Statement of changes in beneficial ownership of securities2026-05-15SEC
2026-05-154Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-158-KCurrent report2026-05-15SEC
2026-05-14144Filing for proposed sale of securities under Rule 144.SEC
2026-05-12SCHEDULE 13GSEC
2026-05-078-KCurrent report2026-05-04SEC
2026-05-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-05424B5SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1182.12K100
2026-100000
2026-090000
2026-08001.54M1
2026-070000
2026-060000
2026-0500618.88K3
2026-040000
2026-030052.18K1
2026-02001.04M3
2026-0100472.93K1
2025-120000
2025-1169.58K100

Institutional holders

Manager% owned
BlackRock, Inc.14.44%
WELLINGTON MANAGEMENT GROUP LLP6.26%
VANGUARD PORTFOLIO MANAGEMENT LLC6.26%
DIMENSIONAL FUND ADVISORS LP6.00%
STATE STREET CORP5.57%
VANGUARD CAPITAL MANAGEMENT LLC4.50%
Invesco Ltd.3.13%
VICTORY CAPITAL MANAGEMENT INC2.65%
GEODE CAPITAL MANAGEMENT, LLC2.58%
PRINCIPAL FINANCIAL GROUP INC2.02%

Funds

Fund% owned
Performance Trust Total Return Bond Fund10.83%
Oakmark Equity and Income Fund8.51%
iShares Core S&P Small-Cap ETF6.02%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.18%
Invesco Small Cap Value Fund2.70%
iShares Russell 2000 ETF2.44%
VANGUARD SMALL-CAP INDEX FUND2.30%
Performance Trust Multisector Bond Fund2.19%
Oakmark Bond Fund2.17%
Angel Oak Financial Strategies Income Term Trust2.17%

OakChart. RNST. Cached 15 minutes.