River City Bank

RCBCFinancial·Banks - Regional·USA·Small·NASD·Nov 11 • 11:46 AM ET

58.63-0.09 (-0.15%)

2026-11-11 17:49 CET

Market cap

833.81 USD m

Revenue, TTM

- USD m

Net income, TTM

89.19 USD m

Free cash flow, TTM

- USD m

EPS diluted, TTM

6.21

P/E

9.44

Compare

Price

RCBC against its 20, 50 and 200-day averages

2050200beatearnings

4.6% under the 52-week high of 61.45 on 5 Nov 2026. 52-week low 36.26 on 15 Aug 2025. Last 15 sessions, 12.8% high to low

Profile

RCBC

52-week range, 88% of the way up

38.7661.45

River City Bank engages in the provision of banking services. Its loan portfolio includes commercial and industrial, commercial real estate, construction and land development, residential real estate, consumer, and agriculture. The company was founded by Jon S. Kelly in 1972 and is headquartered in Sacramento, CA.

IPO	Oct 28, 2003
Beta	0.18
ATR, 14d	1.57
Rel volume	0.16
Short float	3.20%
Insider own	47.19%
Inst own	6.16%

Snapshot

6 groups

Valuation

Index	-
Market Cap	832.53M
Enterprise Value	-
Income	89.19M
Sales	297.37M
Book/sh	42.32
Cash/sh	-
Dividend Est.	-
Dividend TTM	0.20 (0.34%)
Dividend Ex-Date	Nov 03, 2026
Dividend Gr. 3/5Y	7.17% 5.92%
Payout	3.41%
Employees	-
IPO	Oct 28, 2003

Ratios

P/E	9.44
Forward P/E	-
PEG	-
P/S	2.80
P/B	1.39
P/C	-
P/FCF	-
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.10
Debt/Eq	0.00
LT Debt/Eq	0.00
Option/Short	No / Yes

Earnings

EPS (ttm)	6.21
EPS next Y	-
EPS next Q	1.27
EPS this Y	-
EPS next Y	-
EPS next 5Y	-
EPS past 3/5Y	13.33% 16.80%
Sales past 3/5Y	30.53% 22.18%
EPS Y/Y TTM	-
Sales Y/Y TTM	-
EPS Q/Q	59.08%
Sales Q/Q	8.32%
Earnings	Oct 23 AMC
EPS/Sales Surpr.	71.09% 3.82%

Ownership

Insider Own	47.19%
Insider Trans	-
Inst Own	6.16%
Inst Trans	43.35%
ROA	1.50%
ROE	15.95%
ROIC	15.09%
Gross Margin	-
Oper. Margin	41.41%
Profit Margin	29.99%
SMA20	2.77%
SMA50	7.47%
SMA200	26.26%
Trades	-

Technical

Shs Outstand	13.96M
Shs Float	7.50M
Short Float	3.20%
Short Ratio	3.01
Short Interest	0.24M
52W High	61.45 -4.59%
52W Low	38.76 51.26%
Volatility	3.63% 3.01%
ATR (14)	1.57
RSI (14)	60.56
Beta	0.18
Rel Volume	0.16
Avg Volume	79.54K
Volume	4,841

Performance

Perf Week	-2.90%
Perf Month	6.31%
Perf Quarter	23.43%
Perf Half Y	42.13%
Perf YTD	33.63%
Perf Year	50.14%
Perf 3Y	182.42%
Perf 5Y	111.65%
Perf 10Y	349.27%
Recom	2.25
Target Price	60.00
Prev Close	58.72
Price	58.63
Change %	-0.15%

Analyst ratings

latest 3 of 3

Date	Action	Analyst	Rating change	Target	Implied
Aug 31, 2026	Initiated	SStephens	Equal-Weight	$54	-7.9%
Aug 31, 2026	Initiated	RRaymond James	Outperform	$56	-4.5%
Aug 31, 2026	Initiated	DDA Davidson	Neutral	$55	-6.2%

Date

Action

Analyst

Rating change

Target

Implied

Aug 31, 2026

Initiated

SStephens

Equal-Weight

$54

-7.9%

Aug 31, 2026

Initiated

RRaymond James

Outperform

$56

-4.5%

Aug 31, 2026

Initiated

DDA Davidson

Neutral

$55

-6.2%

Peers

Mkt cap

Ticker	Company	Mkt cap
FSBC	Five Star Bancorp	1.08B
HAFC	Hanmi Financial Corp	959.64M
TCBK	Trico Bancshares	1.66B
BCAL	California Bancorp	698.70M
BMRC	Bank of Marin Bancorp	464.70M
WABC	Westamerica Bancorporation	1.38B
BANC	Banc of California Inc	2.85B
CVBF	CVB Financial Corp	3.95B
RBB	RBB Bancorp	433.87M
OPBK	OP Bancorp	222.42M

Ticker

Company

Mkt cap

FSBC

Five Star Bancorp

1.08B

HAFC

Hanmi Financial Corp

959.64M

TCBK

Trico Bancshares

1.66B

BCAL

California Bancorp

698.70M

BMRC

Bank of Marin Bancorp

464.70M

WABC

Westamerica Bancorporation

1.38B

BANC

Banc of California Inc

2.85B

CVBF

CVB Financial Corp

3.95B

RBB

RBB Bancorp

433.87M

OPBK

OP Bancorp

222.42M

Held by

AUM

Ticker	Company	AUM
VTI	Vanguard Morningstar Total Stock Market ETF	AUM: 687.42B
VXF	Vanguard Extended Market Index ETF	AUM: 30.47B

Ticker

Company

AUM

VTI

Vanguard Morningstar Total Stock Market ETF

AUM: 687.42B

VXF

Vanguard Extended Market Index ETF

AUM: 30.47B

Key figures

Revenue, TTM	-
Net income, TTM	89.19
EPS diluted, TTM	6.21
EBIT, TTM	123.13
Free cash flow, TTM	-
Gross margin	-%
Operating margin	41.41%
Net margin	29.99%
Market cap	833.81
P/E	9.44
Sales Y/Y, TTM	-

USD millions. TTM from the statement feed.

Quarterly earnings

actual against estimate

Period	Reported	EPS act	EPS est	EPS rep	Sales act	Sales est	Analysts
2026Q3	2026-10-23	2.160	1.263	2.160	40.50	39.01	4
2026Q2	2026-09-02	1.330	1.330	1.368	38.98	38.98	4
2026Q1	2026-06-03	1.218	-	1.236	38.02	-	-
2026Q4	-	-	1.268	-	-	39.86	4
2027Q1	-	-	1.280	-	-	39.82	4
2027Q2	-	-	1.320	-	-	40.75	4
2027Q3	-	-	1.338	-	-	41.98	4
2027Q4	-	-	1.365	-	-	42.70	4
2028Q1	-	-	1.410	-	-	43.10	1
2028Q2	-	-	1.430	-	-	44.20	1
2028Q3	-	-	1.460	-	-	45.90	1
2028Q4	-	-	1.470	-	-	47.20	1

Annual earnings

Period	EPS act	EPS est	EPS rep	Sales act	Sales est
No annual earnings.

Period

EPS act

EPS est

EPS rep

Sales act

Sales est

No annual earnings.

Estimate revisions

last 14 periods

Period	Type	Date	Estimates	Up	Down	Mean	Low	High
2026Q4	S	2026-10-30	4	3	0	39.86	37.94	40.80
2026Q4	S	2026-10-26	4	2	1	39.31	37.90	40.80
2026Q4	S	2026-10-24	4	0	1	38.21	37.50	39.50
2026Q4	S	2026-10-23	4	0	1	38.21	37.50	39.50
2026Q4	S	2026-09-30	4	0	1	38.21	37.50	39.50
2026Q4	S	2026-09-21	4	0	1	38.17	37.50	39.36
2026Q4	S	2026-09-02	4	0	0	38.34	37.50	39.36
2026Q4	S	2026-08-28	4	0	0	38.34	37.50	39.36
2026Q4	S	2026-08-27	1	0	0	37.94	37.94	37.94
2026Q4	R	2026-10-30	4	3	0	1.27	1.22	1.30
2026Q4	R	2026-10-26	4	2	1	1.24	1.16	1.30
2026Q4	R	2026-10-24	4	0	1	1.21	1.16	1.28
2026Q4	R	2026-10-23	4	0	1	1.21	1.16	1.28
2026Q4	R	2026-09-21	4	0	1	1.21	1.16	1.28

Estimate history

Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
EPS, annual	1.152	1.65	1.733	2.158	3.014	3.223	4.05	4.99	4.691	6.2095
EPS, quarterly	1.128	1.263	0.833	1.052	1.356	1.449	1.236	1.368	2.157
Period	Q4 '23	Q1 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Sales, annual	71.761	77.628	91.946	105.306	111.07	128.903	177.447	284.485	286.685	297.37
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Sales, quarterly	-	-	68.178	70.202	72.688	70.916	73.248	74.468	78.734
Period	Q4 '23	Q1 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Shares, annual	14.206	14.292	14.376	14.454	14.527	14.628	14.528	14.528	14.273	13.963
Period	2017	2018	2019	2020	2021	2022	2023	2024	2025	MRQ
Shares, quarterly	-	-	14.765	14.322	14.248	14.273	14.323	13.995	13.963
Period	Q4 '23	Q1 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26

Income statement, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY
Interest Income	298.52	284.25	280.45	173.55	121.38	103.68	101.00	87.49	72.72
Total Interest Expense	150.10	140.43	142.45	51.56	18.72	12.60	20.07	23.26	15.44
Net Interest Income	148.42	143.82	138.00	121.99	102.66	91.08	80.94	64.23	57.28
Loan Loss Provision	9.50	1.99	7.54	12.59	18.41	10.50	12.40	6.00	2.75
Net Interest Income After Loan Loss Provision	138.92	141.83	130.46	109.40	84.25	80.58	68.54	58.23	54.53
Non-Interest Income	-1.16	2.44	4.04	3.90	7.52	7.39	4.30	4.46	4.91
Non-Interest Expense	14.63	49.18	30.84	27.91	24.52	24.93	28.25	27.38	25.50
Operating Income	123.13	95.09	103.66	85.39	67.25	63.05	44.59	35.31	33.94
Unusual Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income Before Taxes	123.25	95.09	103.66	85.25	67.12	62.94	44.59	35.30	33.94
Income Taxes	34.06	26.68	30.26	24.92	19.30	18.46	12.97	9.99	9.94
Consolidated Net Income	89.19	68.42	73.40	60.34	47.82	44.48	31.63	25.31	24.00
Net Income From Continuing Operations	89.19	68.42	73.40	60.34	47.82	44.48	31.63	25.31	24.00
Net Income	89.19	68.42	73.40	60.34	47.82	44.48	31.63	25.31	24.00
EPS (Recurring)	6.28	4.69	4.99	4.05	3.22	3.01	2.16	1.73	1.65
EPS (Basic, Before Extraordinaries)	6.21	4.69	4.99	4.05	3.22	3.01	2.16	1.73	1.65
EPS (Diluted)	6.21	4.69	4.99	4.05	3.22	3.01	2.16	1.73	1.65
Non-Operating Income (Expense)	0.00	0.00	0.00	-0.13	-0.13	-0.11	0.00	-0.01	-0.00
Other After Tax Adjustments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Stock Option Compensation Expense	-	1.86	1.56	1.38	2.32	1.40	1.27	1.18	1.12
Price To Earnings Ratio	9.46	9.46	6.97	6.97	-	-	-	-	-
Price To Sales Ratio	2.44	2.23	1.61	1.92	2.78	3.61	2.27	3.34	3.47
Operating Margin	41.41	33.17	36.44	48.12	52.17	56.76	42.35	38.40	43.73
Net Margin	29.99	23.86	25.80	34.00	37.10	40.04	30.03	27.53	30.92
Shares Outstanding	13.96	14.27	14.53	14.53	14.63	14.53	14.45	14.38	14.29
Market Capitalization	833.81	833.81	-	-	-	-	-	-	-

Income statement, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q1
Interest Income	77.44	73.73	72.72	74.63	71.75	69.33	67.22	-
Total Interest Expense	39.20	38.01	36.95	35.95	34.66	34.99	34.84	-
Net Interest Income	38.24	35.72	35.77	38.68	37.09	34.34	32.39	-
Loan Loss Provision	3.72	1.52	1.51	2.75	-0.64	-	-0.12	4.00
Net Interest Income After Loan Loss Provision	34.52	34.21	34.26	35.93	37.74	-	32.51	-
Non-Interest Income	1.30	0.74	0.53	-3.72	0.94	0.88	0.96	-
Non-Interest Expense	-6.91	7.85	9.97	3.72	11.21	2.64	5.11	-
Operating Income	42.73	27.09	24.82	28.49	27.47	32.58	28.35	-4.00
Unusual Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-
Net Income Before Taxes	42.73	27.09	24.82	28.62	27.47	21.66	17.34	-4.00
Income Taxes	12.12	7.48	6.87	7.60	7.78	6.25	5.04	-
Consolidated Net Income	30.61	19.62	17.95	21.01	19.68	15.41	12.31	-4.00
Net Income From Continuing Operations	30.61	19.62	17.95	21.01	19.68	15.41	12.31	-4.00
Net Income	30.61	19.62	17.95	21.01	19.68	15.41	12.31	-4.00
EPS (Recurring)	2.16	1.37	1.24	1.45	1.36	1.05	0.83	-
EPS (Basic, Before Extraordinaries)	2.16	1.37	1.24	1.45	1.36	1.08	0.83	-
EPS (Diluted)	2.16	1.37	1.24	1.45	1.36	1.05	0.83	1.26
Non-Operating Income (Expense)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-
Other After Tax Adjustments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-
Price To Earnings Ratio	9.46	9.12	8.96	-	8.65	7.57	7.87	6.19
Price To Sales Ratio	2.44	2.14	2.12	2.26	-	-	-	-
Operating Margin	54.26	36.38	33.88	40.18	37.79	46.40	41.59	-
Net Margin	38.88	26.34	24.50	29.63	27.08	21.95	18.05	-
Shares Outstanding	13.96	13.99	14.32	14.27	14.25	14.32	14.77	-
Market Capitalization	833.81	620.01	609.13	636.33	548.54	482.64	516.79	-

Balance sheet, annual

Currency USD, millions
Metric	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY	2017FY
Cash & Due from Banks	477.47	148.67	549.03	146.59	161.06	193.01	47.51	69.38	71.36
Investments	775.79	856.49	813.63	787.18	772.88	697.74	542.39	525.21	495.02
Net Loans	4,475.85	4,065.99	3,501.53	3,043.84	2,664.97	2,379.96	1,902.79	1,565.37	1,428.33
Investment in Unconsolidated Affiliates	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Customer Liability on Acceptances	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Real Estate Assets	-	-	-	-	-	-	-	-	0.00
Net Property, Plant & Equipment	12.15	12.18	12.57	13.33	14.82	16.75	17.65	12.39	12.96
Interest Receivables	23.21	21.30	16.67	12.06	9.11	10.19	8.57	7.17	6.17
Deferred Tax Assets	35.75	39.62	37.84	38.55	25.19	21.15	15.86	14.24	12.55
Other Intangible Assets	10.45	12.34	13.40	12.73	13.21	8.31	12.86	14.23	13.02
Total Assets	5,810.68	5,156.58	4,944.67	4,054.29	3,661.22	3,327.11	2,547.62	2,207.98	2,039.41
Total Deposits	5,148.33	4,454.53	4,320.68	3,442.32	3,326.03	3,010.46	2,144.52	1,722.57	1,532.06
Total Debt	26.57	51.73	51.63	101.53	10.72	16.86	152.41	265.00	312.00
Long Term Debt	1.00	1.21	1.32	1.11	1.67	10.78	11.33	52.00	52.00
Provision for Risks Charges	2.56	2.21	0.79	0.20	0.20	0.20	0.20	0.20	0.20
Deferred Tax Liabilities	8.79	13.05	12.64	12.95	4.51	5.06	2.93	1.61	1.60
Other Liabilities	75.94	150.32	141.21	144.29	11.41	25.06	10.93	9.93	8.84
Total Liabilities	5,262.19	4,671.84	4,526.94	3,701.28	3,352.87	3,057.63	2,310.99	1,999.30	1,854.70
Preferred Stock - Carrying Value	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Common Equity	548.49	484.74	417.73	353.01	308.36	269.48	236.64	208.68	184.89
Total Shareholders Equity	548.49	484.74	417.73	353.01	308.36	269.48	236.64	208.68	184.89
Accumulated Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity	548.49	484.74	417.73	353.01	308.36	269.48	236.64	208.68	184.89
Total Liabilities & Stockholders Equity	5,810.68	5,156.58	4,944.67	4,054.29	3,661.22	3,327.11	2,547.62	2,207.98	2,039.59
Book Value Per Share	38.43	33.37	28.75	24.13	21.23	18.64	16.46	14.60	13.01
Tangible Book Value Per Share	38.43	33.37	28.75	24.13	21.23	18.64	16.46	14.60	13.01
Tier 1 Capital	541.86	480.85	413.63	358.17	-	-	234.53	210.14	186.11
Tier 2 Capital	53.76	49.75	44.11	40.69	-	-	26.71	22.43	19.93
Price to Book Ratio	1.39	-	-	-	-	-	-	-	-
Return on Assets	1.25	1.45	1.34	1.24	1.27	1.08	1.06	1.13	0.87
Return on Equity	13.24	16.27	15.66	14.46	15.39	12.50	11.37	12.20	9.39
Return on Invested Capital	12.45	15.10	14.40	13.50	14.35	11.28	10.21	9.21	7.04
Current Ratio	0.10	0.04	0.13	0.05	0.07	0.07	0.04	0.05	0.07

Cash flow, annual

Currency USD, millions
Metric	TTM	2025FY	2024FY	2023FY	2022FY	2021FY	2020FY	2019FY	2018FY
Funds from Operations	-	79.18	71.43	70.40	58.59	53.05	43.86	32.26	28.89
Extraordinary Item	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Changes in Working Capital	-	-2.70	-9.52	-0.18	5.41	3.05	-1.75	-1.98	-1.06
Cash from Operating Activities	-	76.48	61.92	70.23	63.99	56.10	42.11	30.28	27.83
Capital Expenditures	-	-1.01	-0.67	-0.30	-1.15	-0.49	-0.86	-2.10	-0.43
Net Assets From Acquisitions	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Sale of Fixed Assets and Businesses	-	0.00	0.00	0.00	0.96	0.00	0.00	0.00	0.00
Purchase or Sale of Investments	-	19.11	-14.54	-29.12	90.38	-87.99	-168.85	4.16	-43.64
Purchase of Investments	-	-507.48	-519.89	-423.31	-211.39	-401.95	-428.64	-176.12	-174.93
Sale Or Maturity of Investments	-	526.60	505.36	394.19	301.77	313.96	259.79	180.28	131.29
Federal Home Loan Advances Increase (Decrease)	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Uses	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Sources	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Investing Activities	-	-335.75	-603.10	-476.69	-412.55	-396.48	-625.40	-354.56	-171.70
Cash Dividends Paid	-	-2.34	-2.18	-2.09	-1.96	-1.86	-1.76	-1.64	-1.51
Preferred Dividends (Cash Flow)	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Change in Capital Stock	-	-7.43	-5.97	-4.54	0.00	-0.29	-0.40	-0.90	-0.09
Repurchase of Common Pref Stock	-	-7.43	-5.97	-4.54	0.00	-0.29	-0.40	-0.90	-0.09
Sale of Common Pref Stock	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Proceedsfrom Stock Options	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Issuance or Reduction of Debt, Net	-	-25.00	0.00	-50.00	92.00	-5.00	-135.00	-117.00	-47.00
Change in Long Term Debt	-	-25.00	0.00	-50.00	92.00	-5.00	-135.00	-117.00	-47.00
Issuance of Long Term Debt	-	0.00	0.00	0.00	92.00	0.00	0.00	0.00	0.00
Reduction of Long Term Debt	-	-25.00	0.00	-50.00	0.00	-5.00	-135.00	-117.00	-47.00
Net Financing Active Other Cash Flow	-	-70.96	15.11	-12.82	127.76	0.00	0.00	0.00	0.00
Other Financing Activities Uses	-	-70.96	0.00	-12.82	-	0.00	0.00	0.00	0.00
Cash from Financing Activities	-	588.07	140.81	808.91	334.09	308.42	728.79	302.41	141.90
Net Change in Cash	-	328.81	-400.37	402.44	-14.46	-31.96	145.50	-21.87	-1.97
Free Cash Flow	-	75.47	61.25	69.93	62.85	55.62	41.25	28.18	27.40
Price to Free Cash Flow	-	8.75	7.77	5.03	5.89	7.47	6.05	11.56	10.40

Balance sheet, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2
Cash & Due from Banks	485.87	353.37	689.52	477.47	339.41	255.98
Investments	1,170.91	1,087.82	804.82	775.79	748.24	776.33
Net Loans	4,619.71	4,500.91	4,452.01	4,475.85	4,288.11	4,193.21
Investment in Unconsolidated Affiliates	0.00	0.00	0.00	0.00	0.00	0.00
Net Property, Plant & Equipment	10.53	10.71	10.63	12.15	10.41	10.34
Interest Receivables	25.20	22.82	25.11	23.21	24.86	22.51
Deferred Tax Assets	31.29	28.79	27.91	35.75	25.37	25.66
Other Intangible Assets	38.08	38.10	37.75	10.45	38.52	38.62
Total Assets	6,381.60	6,042.51	6,047.75	5,810.68	5,474.90	5,322.65
Total Deposits	5,613.77	5,374.67	5,386.54	5,148.33	4,861.14	4,521.13
Total Debt	0.00	0.00	0.00	26.57	0.00	200.00
Long Term Debt	0.00	0.00	0.00	1.00	0.00	0.00
Provision for Risks Charges	0.00	0.00	0.00	2.56	0.00	0.00
Deferred Tax Liabilities	-	-	-	8.79	-	-
Other Liabilities	176.95	99.96	97.35	75.94	86.07	91.50
Total Liabilities	5,790.73	5,474.63	5,483.89	5,262.19	4,947.20	4,812.63
Preferred Stock - Carrying Value	0.00	0.00	0.00	0.00	0.00	0.00
Common Equity	590.87	567.88	563.86	548.49	527.70	510.02
Total Shareholders Equity	590.87	567.88	563.86	548.49	527.70	510.02
Accumulated Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity	590.87	567.88	563.86	548.49	527.70	510.02
Total Liabilities & Stockholders Equity	6,381.60	6,042.51	6,047.75	5,810.68	5,474.90	5,322.65
Book Value Per Share	42.32	40.58	39.37	38.43	37.04	35.61
Tangible Book Value Per Share	42.32	40.58	39.37	38.43	37.04	35.61
Tier 1 Capital	-	-	-	541.86	-	-
Tier 2 Capital	-	-	-	53.76	-	-
Price to Book Ratio	1.39	1.09	1.09	-	1.04	0.95
Return on Assets	1.50	1.38	1.31	-	-	-
Return on Equity	15.95	14.52	13.95	-	-	-
Return on Invested Capital	5.18	3.45	3.18	3.82	3.73	3.02
Current Ratio	0.10	0.08	0.15	0.10	0.09	0.07

Cash flow, quarterly

Currency USD, millions
Metric	2026Q3	2026Q2	2026Q1	2025Q4	2025Q3	2025Q2

Revenue breakdown

Revenue split	-

Short interest

shares short against float, oldest to newest

Settlement	Of float	Shares short	Float	Avg volume
2026-10-30	3.20%	0.2M	7.5M	83.80K
2026-10-15	3.01%	0.2M	7.5M	69.67K
2026-09-30	1.97%	0.2M	7.6M	58.01K
2026-09-15	1.13%	0.1M	7.6M	37.32K
2026-08-31	0.04%	0.0M	7.6M	23.38K
2026-08-14	0.07%	0.0M	7.8M	20.02K
2026-07-31	0.01%	0.0M	14.4M	5.43K

Option chain

expiry 2026-11-11

Type	Strike	Bid	Ask	Last	IV	Open int	Volume	Delta	Theta	Vega
No option chain for this symbol.

Type

Strike

Bid

Ask

Last

Open int

Volume

Delta

Theta

Vega

No option chain for this symbol.

Latest SEC filings

Filed	Form	Description	Period	Link
No filings.

Filed

Form

Description

Period

Link

No filings.

Insider activity by month

Month	Bought	Buys	Sold	Sells
2026-11	0	0	0	0
2026-10	0	0	0	0
2026-09	0	0	0	0
2026-08	0	0	0	0
2026-07	0	0	0	0
2026-06	0	0	0	0
2026-05	0	0	0	0
2026-04	0	0	0	0
2026-03	0	0	0	0
2026-02	0	0	0	0
2026-01	0	0	0	0
2025-12	0	0	0	0
2025-11	0	0	0	0

Institutional holders

Manager	% owned
M3F, Inc.	2.39%
ROYCE & ASSOCIATES LP	2.05%
BANC FUNDS CO LLC	2.03%
FMR LLC	1.19%
CALDWELL SUTTER CAPITAL, INC.	0.54%
GEODE CAPITAL MANAGEMENT, LLC	0.42%
TCW GROUP INC	0.35%
Private Advisor Group, LLC	0.23%
Russell Investments Group, Ltd.	0.22%
Daytona Street Capital LLC	0.21%

Funds

Fund	% owned
-

Fund

% owned

Dividends

per share

Ex date	Ordinary	Special
2026-11-03	0.0500	0.0000
2026-07-31	0.0500	0.0000
2026-05-05	0.0500	0.0000
2026-02-10	0.0500	0.0000
2025-11-04	0.0400	0.0000
2025-07-28	0.0400	0.0000
2025-02-12	0.0400	0.0000
2024-10-25	0.0370	0.0000
2024-07-25	0.0370	0.0000
2024-05-03	0.0370	0.0000
2024-02-05	0.0370	0.0000
2023-10-30	0.0350	0.0000
2023-07-28	0.0350	0.0000
2023-05-01	0.0350	0.0000
2023-02-01	0.0350	0.0000
2022-10-31	0.0330	0.0000
2022-07-29	0.0330	0.0000
2022-04-29	0.0330	0.0000
2022-01-27	0.0330	0.0000
2021-10-28	0.0320	0.0000
2021-07-23	0.0320	0.0000
2021-04-30	0.0320	0.0000
2021-02-04	0.0320	0.0000
2020-10-29	0.0300	0.0000
2020-07-31	0.0300	0.0000
2020-04-30	0.0300	0.0000
2020-02-05	0.0300	0.0000
2019-10-28	0.0280	0.0000
2019-07-26	0.0280	0.0000
2019-04-24	0.0280	0.0000
2019-02-05	0.0280	0.0000
2018-10-29	0.0260	0.0000
2018-07-30	0.0260	0.0000
2018-04-30	0.0260	0.0000
2018-01-16	0.0260	0.0000
2017-10-26	0.0230	0.0000
2017-07-27	0.0230	0.0000
2017-04-25	0.0230	0.0000
2017-02-01	0.0230	0.0000

Period	Amount	Yield	Payout	Kind
2017FY	0.0900	0.48%	7.98%	paid
2018FY	0.1000	0.56%	6.30%	paid
2019FY	0.1100	0.53%	6.46%	paid
2020FY	0.1200	0.74%	5.56%	paid
2021FY	0.1300	0.46%	4.18%	paid
2022FY	0.1300	0.55%	4.10%	paid
2023FY	0.1400	0.61%	3.46%	paid
2024FY	0.1500	0.47%	2.97%	paid
2025FY	0.1600	0.36%	3.41%	paid
2026FY	0.1500	-%	-%	estimate
2027FY	0.2000	0.39%	-%	estimate
2028FY	0.2000	0.35%	-%	estimate

OakChart. RCBC. Cached 15 minutes.

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