OakChart

Presurance Holdings Inc

PRHIFinancial·Insurance - Property & Casualty·USA·Nano·NASD·Nov 12 • 3:59 PM ET

5.75-1.58 (-21.56%)
2026-11-13 08:17 CET
Market cap
$21.54M
Revenue, TTM
31.98 USD m
Net income, TTM
-15.85 USD m
Free cash flow, TTM
-46.05 USD m
EPS diluted, TTM
-10.29
-
Compare

Price

PRHI against its 20, 50 and 200-day averages
Terms2050200Earnings
Patternshover a marker to name it
RS 33Sales 21.2Price21.24.006.008.00170K339KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PRHIclose 5.7520-day 7.1250-day 7.50200-day 5.685.7552w high 9.6352-week range, not 6 months

40.3% under the 52-week high of 9.63 on 16 Sep 2026. 52-week low 3.36 on 30 Mar 2026. Last 15 sessions, 46.3% high to low

Volume 1.21× normal · the line is the 50-bar volume average

Setup. RS line 33
CANSLIM 1 of 6 — fails: EPS Growth Qtr Over Qtr: High (>25%); 52-Week High/Low: 0-10% below High; Performance: Year +50%; Average Volume: Over 200K — not on the tape: EPS Growth This Year: High (>25%)
VCP 4 of 6 — fails: 52-Week High/Low: 0-10% below High; Relative Volume: Under 1
Minervini 2 of 4 — fails: 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 1 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5
Leaders 1 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; Performance: Year +50%; Average Volume: Over 500K; 52-Week High/Low: 0-10% below High
Breakout 1 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50
Growth 0 of 4 — fails: EPS Growth Qtr Over Qtr: High (>25%); Return on Equity: Over +15% — not on the tape: EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%)
Quality 1 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1) — not on the tape: P/E: Under 25
Value 1 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1) — not on the tape: P/E: Under 15
Income 0 of 4 — fails: Dividend Growth: Growing 2+ Years — not on the tape: Dividend Yield: Over 2%; Payout Ratio: Low (<20%); P/E: Under 25
Small Cap 2 of 4 — fails: Average Volume: Over 500K; Performance: Year +50%
Accumulation 2 of 4 — fails: Institutional Transactions: Over +10%; Performance: Year Up
Relative Strength 1 of 3 — fails: Performance: Year +100%; Average Volume: Over 500K

Profile

PRHI
52-week range, 38% of the way up
3.369.63

Presurance Holdings, Inc. is an insurance holding company, which engages in the sale of property and casualty insurance products. It operates through the following segments: Commercial Lines, Personal Lines, and Corporate. The company was founded on October 27, 2009 and is headquartered in Troy, MI.

Employees12
IPOAug 13, 2015
Beta0.90
ATR, 14d0.73
Rel volume1.21
Short float0.20%
Insider own35.36%
Inst own51.26%

Snapshot

6 groups

Valuation

Index-
Market Cap$21.54M
Enterprise Value-
Income-15.85M
Sales31.98M
Book / share7.41
Cash / share-
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees12
IPOAug 13, 2015

Ratios

Price / earnings-
Forward price / earnings-
Price / earnings / growth-
Price / sales0.67
Price / book0.78
Price / cash-
Price / free cash flow-
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio1.11
Debt / equity0.73
Long-term debt / equity0.73
Options and shortNo / Yes

Earnings

Earnings / share-10.29
Earnings next year-
Earnings next quarter-
Earnings this year-
Earnings next year-
Earnings growth, 5 years-
Past earnings growth-14.73% -
Past sales growth-26.76% -15.95%
Earnings vs last year-159.93%
Sales vs last year-48.50%
Earnings vs last quarter-42.36%
Sales vs last quarter-43.34%
Earnings-
Surprise- -

Ownership

Insiders own35.36%
Insider trades2.68%
Institutions own51.26%
Institution trades0.83%
Return on assets-9.49%
Return on equity-56.67%
Return on capital-32.99%
Gross Margin-
Operating margin-35.38%
Profit Margin-49.57%
20-day average-19.20%
50-day average-23.38%
200-day average1.25%

Technical

Shares out3.75M
Shares floating2.42M
Short / float0.20%
Short ratio0.18
Short interest0.00M
52-week high9.63 -40.3%
52-week low3.36 +71.1%
Volatility12.95% 10.03%
Average range0.73
Strength index32.21
Market sensitivity0.90
Relative volume1.21
Avg Volume26.66K
Volume32,308

Performance

Perf Week-15.81%
Perf Month-27.67%
Perf Quarter-9.87%
Perf Half Y22.56%
Perf YTD15.26%
Perf Year-29.79%
Perf 3Y9.52%
Perf 5Y-67.66%
Perf 10Y-89.12%
Recommendation5.00
Target Price4.27
Prev Close7.33
Price5.75
Change %-21.56%

Analyst ratings

latest 4 of 4
DateActionAnalystRating changeTargetImplied
Aug 16, 2017InitiatedBoenning & ScattergoodNeutral
Apr 29, 2016DowngradeSandler O'NeillBuy → Hold
Sep 08, 2015InitiatedSandler O'NeillBuy$12+108.7%
Sep 08, 2015InitiatedRaymond JamesOutperform

Peers

Mkt cap
TickerCompanyMkt cap
KINSKingstone Cos. Inc336.41M
GBLIGlobal Indemnity Group LLC324.29M
NODKNI Holdings Inc304.03M
DGICADonegal Group Inc761.59M
UFCSUnited Fire Group Inc1.32B
HRTGHeritage Insurance Holdings Inc992.68M
SKWDSkyward Specialty Insurance Group Inc2.78B
UVEUniversal Insurance Holdings Inc1.34B
AIIAmerican Integrity Insurance Group Inc556.89M
JRVRJames River Group Holdings Inc145.22M

Insider trading

11 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
SARAFA JOSEPH DDirectorSep 30 '26Buy6.7511,00074,24761,000Oct 01 05:50 PM
O'Hanlon IsoldeDirectorSep 30 '26Buy6.757,25048,9357,964Oct 01 05:47 PM
Smith James GrantDirectorSep 30 '26Buy6.757,25048,93515,953Oct 01 05:43 PM
RONEY BRIAN JChief Executive OfficerSep 30 '26Buy6.757,50050,62380,390Oct 01 05:37 PM
MELOCHE HAROLD JCFO, TreasurerSep 30 '26Buy6.384,10026,13814,468Oct 01 05:33 PM
Lamothe TimothyDirectorAug 27 '26Sale6.512,47816,1380Aug 31 11:29 AM
Smith James GrantDirectorApr 13 '26Buy0.7423,67217,51760,922Apr 20 05:18 PM
Smith James GrantDirectorApr 06 '26Buy0.801,10088037,250Apr 20 05:18 PM
RONEY BRIAN JChief Executive OfficerApr 01 '26Buy0.72100,00071,810510,232Apr 02 04:23 PM
Clarkston Companies, Inc.10% OwnerFeb 27 '26Buy1.009,065,3609,065,3609,065,360Mar 03 06:15 PM
Clarkston Companies, Inc.10% OwnerDec 23 '25Buy5000.001,6008,000,0001,600Mar 03 06:15 PM

Held by

AUM
TickerCompanyAUM
VXFVanguard Extended Market Index ETFAUM: 30.79B
DCORUS Core Equity 1 Portfolio ETF Class SharesAUM: 3.69B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.67B

News

latest 14 of 200

Quarterly earnings

2026Q1 EPS -0.160, from -0.300 a year earlier. 2025Q1 sales 15.88, from 24.31 a year earlier
EPS
0.1400-14.7702023Q4 EPS -11.130 against -0.14023Q42024Q1 EPS 0.14024Q12024Q2 EPS -2.10024Q22024Q3 EPS -4.20024Q32024Q4 EPS -14.77024Q42025Q1 EPS -0.30025Q12025Q4 EPS -1.24025Q42026Q1 EPS -0.16026Q1
Sales, USD millions
44.6702023Q2 sales 44.67 against 40.0423Q22023Q3 sales 38.55 against 35.4023Q32023Q4 sales 24.40 against 24.9723Q42024Q1 sales 24.3124Q12024Q2 sales 18.9724Q22024Q3 sales 16.0224Q32024Q4 sales 14.7324Q42025Q1 sales 15.8825Q1

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2026Q1ended 2026-03-312026-05-14 12:00-0.160-1.067--EPS - · sales -vs 2025Q1, year-ago quarter · EPS -46.7% · sales --Open -2.99% vs SPY +0.18%. Close +0.03% vs SPY +0.79%
2025Q4ended 2025-12-312026-03-30 16:30-1.240--9.759--EPS - · sales -vs 2024Q4, year-ago quarter · EPS -91.6% · sales --Open +9.75% vs SPY +1.10%. Close +6.12% vs SPY +2.91%
2025Q3ended 2025-09-302025-11-17 16:30---2.274--EPS - · sales -vs 2024Q3, year-ago quarter · EPS - · sales --Open -3.77% vs SPY -0.54%. Close -2.83% vs SPY -0.84%
2025Q2ended 2025-06-302025-08-18 12:00--1.175--EPS - · sales -vs 2024Q2, year-ago quarter · EPS - · sales --Open -2.85% vs SPY -0.09%. Close -2.71% vs SPY -0.02%
2025Q1ended 2025-03-312025-05-16 12:00-0.300-0.29915.88-EPS - · sales -vs 2024Q1, year-ago quarter · EPS -314.3% · sales -34.7%-Open +2.56% vs SPY +0.13%. Close +0.13% vs SPY +0.63%
2024Q4ended 2024-12-312025-03-28 16:30-14.770--14.56014.73-EPS - · sales -vs 2023Q4, year-ago quarter · EPS +32.7% · sales -39.6%-Open -7.00% vs SPY -1.05%. Close -25.18% vs SPY +0.67%
2024Q3ended 2024-09-302024-11-13 16:30-4.200-30.23216.02-EPS - · sales -vs 2023Q3, year-ago quarter · EPS +46.3% · sales -58.4%-Open +5.38% vs SPY +0.02%. Close -0.83% vs SPY -0.64%
2024Q2ended 2024-06-302024-08-13 16:30-2.100--2.26218.97-EPS - · sales -vs 2023Q2, year-ago quarter · EPS -23.1% · sales -57.5%-Open -3.25% vs SPY +0.15%. Close -18.70% vs SPY +0.32%
2024Q1ended 2024-03-312024-05-14 16:300.140-0.04224.31-EPS - · sales -vs 2023Q1, year-ago quarter · EPS -33.3% · sales -32.9%-Open -12.19% vs SPY +0.48%. Close +0.32% vs SPY +1.24%
2023Q4ended 2023-12-312024-04-04 16:30-11.130-0.140-11.14524.4024.97EPS +7850.0% · sales -2.3%vs 2022Q4, year-ago quarter · EPS +1490.0% · sales -29.4%1Open 0.00% vs SPY +0.27%. Close 0.00% vs SPY +1.04%
2023Q3ended 2023-09-302023-11-09 16:30-2.8700.140-1.55038.5535.40EPS -2150.0% · sales +8.9%vs 2022Q3, year-ago quarter · EPS +215.4% · sales +16.5%1Open -6.37% vs SPY +0.49%. Close -6.37% vs SPY +1.56%
2023Q2ended 2023-06-302023-08-09 16:30-2.730-2.730-2.71544.6740.04EPS 0.0% · sales +11.6%vs 2022Q2, year-ago quarter · EPS -48.0% · sales +19.4%1Open -0.07% vs SPY +0.55%. Close +13.15% vs SPY +0.04%
2023Q1ended 2023-03-312023-05-10 16:300.2100.0700.57436.2135.27EPS +200.0% · sales +2.7%vs 2022Q1, year-ago quarter · EPS -109.4% · sales +9.9%1-
2022Q4ended 2022-12-312023-03-09 08:30-0.700-0.1401.21034.5535.56EPS +400.0% · sales -2.8%vs 2021Q4, year-ago quarter · EPS 0.0% · sales +4.6%2-
2022Q3ended 2022-09-302022-11-09 16:30-0.910-0.910-0.96033.0936.42EPS 0.0% · sales -9.1%vs 2021Q3, year-ago quarter · EPS -27.8% · sales -1.8%2-
2022Q2ended 2022-06-302022-08-10 16:30-5.250-1.470-6.05337.4238.16EPS +257.1% · sales -1.9%vs 2021Q2, year-ago quarter · EPS +87.5% · sales +7.0%2-

Annual earnings

2024FY EPS -19.810, from -16.520 a year earlier. Sales 67.27, from 98.76 a year earlier
EPS
0.0000-20.4872017FY EPS -20.300 against -20.48720172018FY EPS -3.080 against -0.18720182019FY EPS -11.830 against -10.24320192020FY EPS -5.810 against -4.17720202021FY EPS -9.800 against -9.84720212022FY EPS -8.540 against -8.26020222023FY EPS -16.52020232024FY EPS -19.8102024
Sales, USD millions
139.0302017FY sales 114.28 against 114.5220172018FY sales 104.37 against 107.4720182019FY sales 101.85 against 100.3120192020FY sales 111.34 against 109.3520202021FY sales 132.1 against 132.7820212022FY sales 138.02 against 139.0320222023FY sales 98.7620232024FY sales 67.272024

Reported years only. The outline behind the bar is the estimate. A later year with no print stays in the table.

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2024FY-19.810-13.51067.27--
2023FY-16.520--14.84998.76--
2022FY-8.540-8.260-6.993138.02139.03-
2021FY-9.800-9.847-0.790132.1132.78-
2020FY-5.810-4.1770.433111.34109.35-
2019FY-11.830-10.243-6.166101.85100.31-
2018FY-3.080-0.187-7.560104.37107.47-
2017FY-20.300-20.487-19.167114.28114.52-
2016FY-8.820-4.970-7.752114.92115.31-
2015FY-1.1202.357-0.62393.7599.3627.53

Quarterly results

2026Q2 revenue 9.14, from 16.13 a year earlier
Revenue, USD millions
16.1302024Q3 revenue 16.0224Q32024Q4 revenue 14.0824Q42025Q1 revenue 15.8825Q12025Q2 revenue 16.1325Q22025Q3 revenue 6.6825Q32025Q4 revenue 4.6225Q42026Q1 revenue 11.5526Q12026Q2 revenue 9.1426Q2

From the quarterly statement. Not an estimate.

Estimate revisions

Latest snapshot of each period and type. 2024FY E -0.07 per share.
PeriodTypeScaleDateMeanvs prior date
2024FYEper share2024-02-04-0.070.0%
2024Q4Eper share2024-02-04-0.020.0%
2024FYRper share2024-02-04-0.070.0%
2024Q4Rper share2024-02-04-0.020.0%
2024FYSper share2024-02-0478.300.0%
2024Q4Sper share2024-02-0421.170.0%
2023FYEper share2024-01-24-0.790.0%
2024Q1Eper share2024-01-24-0.020.0%
2024Q2Eper share2024-01-24-0.010.0%
2024Q3Eper share2024-01-24-0.020.0%
2023FYRper share2024-01-24-0.550.0%
2024Q1Rper share2024-01-24-0.020.0%
2024Q2Rper share2024-01-24-0.010.0%
2024Q3Rper share2024-01-24-0.020.0%
2024Q1Sper share2024-01-2426.750.0%
2024Q2Sper share2024-01-2435.800.0%
2024Q3Sper share2024-01-2429.250.0%
2023FYS-2024-01-24144.40.0%

Estimate history

Annual
Metric201720182019202020212022202320242025TTMMRQ
EPS per share-19.167-7.56-6.1660.433-0.79-6.993-14.84913.476-10.559-10.2889-
Sales USD millions96999610310411091674332-
Shares million shares111112222-4
Quarterly
MetricQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
EPS per share-2.26230.232-14.5360.2991.175-2.274-9.7591.0670.677
Sales USD millions271614161675129
Shares million shares222222244

Income statement, annual

USD millions, except where the row names a unit
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Total Revenue31.9843.30-35.0%66.62-26.4%90.52-17.9%110.23+5.7%104.30+1.0%103.23+7.5%96.00-2.9%98.91
Losses, Claims & Reserves27.7038.5473.3082.4186.8469.8656.2359.7462.52
Selling, General and Administrative Incl. Other15.6019.8825.1732.5340.9744.9644.5742.4943.22
Operating Income before Interest Expense-11.32-15.11-31.84-24.43-17.58-10.522.43-6.24-6.82
Interest Expense4.433.194.883.212.972.852.922.882.64
Unusual Expense------2.80-0.26--
Net Income Before Taxes-15.75-18.30-36.08-27.63-20.49-1.71-0.24-9.12-9.46
Income Taxes0.100.14-1.84-0.35-9.440.210.01-0.910.05
Consolidated Net Income-15.85-18.44-34.24-27.28-10.68-1.090.59-7.82-9.23
Net Income From Continuing Operations ratio-15.85-18.44-34.24-27.28-10.68-1.090.59-7.82-9.23
Net Income-15.85-18.44-178.4%23.53-190.8%-25.92+142.7%-10.68+879.8%-1.09-284.7%0.59-107.5%-7.82-15.3%-9.23
EPS (Recurring) per share-4.23-10.5613.48-14.85-6.99-2.210.30-6.17-7.56
EPS (Basic, Before Extraordinaries) per share-10.29-10.5613.48-14.85-6.99-0.790.43-6.17-7.56
EPS (Diluted) per share-10.29-10.56-178.3%13.48-190.8%-14.85+112.4%-6.99+784.8%-0.79-283.7%0.43-107.0%-6.17-18.4%-7.56
Non-Operating Income (Expense)0.000.000.650.000.068.860.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense45.0345.030.060.1286.11159.140.520.700.77
Price To Earnings Ratio ratio statement ratio, not the snapshot--0.61---56.09--
Price To Sales Ratio ratio0.580.200.210.150.150.220.310.370.30
Operating Margin %-35.38-34.90-47.79-26.98-15.95-10.092.35-6.50-6.90
Net Margin %-49.57-42.5835.32-28.64-9.69-1.050.58-8.15-9.33
Shares Outstanding million shares3.751.751.751.751.751.391.381.371.21
Market Capitalization21.5421.5414.3013.4419.1822.5231.8538.3729.67
Operating Income after Interest Expense--18.30-36.73-27.63-20.55-13.37-0.50-9.12-9.46
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

USD millions, except where the row names a unit
Metric2026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/20242024Q39/30/2024
Total Revenue9.1411.554.626.6816.1315.8814.0816.02
Losses, Claims & Reserves1.673.3316.316.396.569.2732.3515.15
Selling, General and Administrative Incl. Other4.263.664.303.396.665.546.706.84
Operating Income before Interest Expense3.214.56-15.99-3.102.921.06-24.97-5.98
Interest Expense0.681.980.910.870.860.540.862.27
Operating Income after Interest Expense2.542.58-16.90-3.972.050.52-25.83-8.25
Net Income Before Taxes2.542.58-16.90-3.972.050.52-25.18-8.25
Income Taxes0.00-0.040.140.000.000.000.01-1.37
Consolidated Net Income2.542.62-17.04-3.972.050.52-25.20-6.89
Net Income From Continuing Operations ratio2.542.62-17.04-3.972.050.52-25.20-6.89
Net Income2.542.62-17.04-3.972.050.52-25.3852.79
EPS (Recurring) per share0.681.07-9.76-2.271.170.30-14.5430.23
EPS (Basic, Before Extraordinaries) per share0.681.07-9.76-2.271.170.30-14.5430.23
EPS (Diluted) per share0.681.07-9.76-2.271.170.30-14.5430.23
Non-Operating Income (Expense)0.000.000.000.000.000.000.650.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.010.0145.000.010.010.01-48.92-6.32
Price To Earnings Ratio ratio statement ratio, not the snapshot----0.300.260.610.45
Price To Sales Ratio ratio0.580.220.200.280.140.090.180.15
Operating Margin %35.1539.49-346.49-46.3518.076.70-177.34-37.32
Net Margin %27.7422.71-369.17-59.4412.713.29-180.27329.57
Shares Outstanding million shares3.753.751.751.751.751.751.751.75
Market Capitalization21.5413.368.7114.918.866.2514.3013.32

Balance sheet, annual

USD millions, except where the row names a unit
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Total Cash27.3627.6510.6628.049.918.197.4610.7911.87
Investments114.31128.42145.31139.20183.93183.21169.73140.10157.65
Premium Balance Receivables - Insurance5.529.9029.3621.8021.2020.1620.1721.2522.84
Net Property, Plant & Equipment0.120.100.961.301.400.00---
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.00-
Deferred Tax Assets2.023.461.763.223.413.923.672.973.37
Other Intangible Assets10.1118.0816.9816.3123.9822.3620.9224.0421.05
Total Assets159.44187.62205.03209.86243.82237.84221.95199.15216.78
Insurance Policy Liabilities - Insurance90.10122.38127.43127.72154.36139.82129.76109.08119.95
Total Debt26.6912.0326.0634.8535.0641.0035.8233.5029.03
Long Term Debt26.6011.9526.0610.1434.3236.0033.8233.5029.03
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities2.023.461.763.223.413.923.673.083.48
Other Liabilities31.6728.2246.8925.1310.488.699.9711.3111.50
Total Liabilities150.48166.10202.14190.91203.32193.43179.23156.99163.95
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.006.000.000.000.000.000.000.00
Common Equity8.9721.52-3.1118.9540.5044.4142.7342.1652.83
Total Shareholders Equity8.9721.522.8918.9540.5044.4142.7342.1652.83
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity8.9721.522.8918.9540.5044.4142.7342.1652.83
Total Liabilities & Stockholders Equity159.44187.62205.03209.86243.82237.84221.95199.15216.78
Book Value Per Share per share5.1312.33-1.7810.8629.2132.1131.1834.8143.40
Tangible Book Value Per Share per share5.1312.33-1.7810.8629.2132.1131.1834.8143.40
Full-Time Employees people12994109151148147148143
Price to Book Ratio ratio0.780.661.141.190.560.720.900.700.94
Return on Assets %-10.63-17.61-13.15-4.71-0.450.26-3.72-4.44-10.42
Return on Equity %-120.94-280.49-249.82-35.93-2.581.37-18.43-19.43-35.72
Return on Invested Capital %-51.8472.73-89.48-36.72-1.460.74-10.22-12.19-26.32
Current Ratio ratio0.880.710.680.761.030.550.820.930.86

Cash flow, annual

USD millions, except where the row names a unit
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations ratio-16.49-23.72-31.93-33.62-28.35-12.25-7.06-7.82-7.89
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-29.56-20.16-0.7420.23-12.1218.6110.0423.18-9.12
Cash from Operating Activities-46.05-43.88-32.68-13.39-40.476.362.9815.36-17.01
Capital Expenditures0.000.000.000.000.000.00-0.08-0.06-0.09
Net Assets From Acquisitions0.000.000.000.00-2.440.000.000.000.00
Sale of Fixed Assets and Businesses-10.000.000.000.0032.764.000.000.000.00
Purchase or Sale of Investments32.6628.0919.20-1.6726.19-2.55-7.26-24.9512.31
Purchase of Investments-289.01-301.15-193.59-234.87-318.23-226.79-391.59-157.24-91.29
Sale Or Maturity of Investments321.67329.24212.79233.20344.42224.24384.33132.28103.60
Other Uses0.000.00-7.180.000.00-1.070.000.000.00
Other Sources0.000.0058.281.400.000.000.000.000.00
Cash from Investing Activities22.6628.0970.29-0.2756.500.38-7.34-25.0112.22
Cash Dividends Paid0.000.00-0.440.000.000.000.000.000.00
Change in Capital Stock14.2415.50-6.406.005.00-0.01-0.044.32-0.64
Repurchase of Common Pref Stock-7.500.00-6.40-0.000.00-0.01-0.04-0.68-0.64
Sale of Common Pref Stock21.7415.500.006.005.000.000.005.000.00
Proceedsfrom Stock Options21.7413.580.006.005.000.000.005.000.00
Issuance or Reduction of Debt, Net0.000.00-14.25-9.24-2.92-5.005.122.005.80
Change in Long Term Debt0.000.00-14.25-9.24-2.92-5.005.122.005.80
Issuance of Long Term Debt0.000.000.004.7319.503.005.752.1025.30
Reduction of Long Term Debt0.000.00-14.25-13.97-22.42-8.00-0.62-0.10-19.50
Net Financing Active Other Cash Flow0.000.000.000.000.010.000.000.00-1.45
Other Financing Activities Uses0.000.000.00-2.000.000.000.000.00-1.45
Cash from Financing Activities14.2415.50-21.09-3.252.09-5.015.086.323.71
Net Change in Cash-9.15-0.2916.53-16.9118.121.720.73-3.33-1.08
Free Cash Flow-46.05-43.88+34.3%-32.68+144.1%-13.39-66.9%-40.47-736.3%6.36+119.3%2.90-81.0%15.30-189.5%-17.09
Preferred Dividends (Cash Flow)-0.00-0.440.000.000.000.000.000.00
Price to Free Cash Flow ratio-----3.5410.902.32-

Balance sheet, quarterly

USD millions, except where the row names a unit
Metric2026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/20242024Q39/30/2024
Total Cash12.8025.4727.367.4121.9510.2827.6532.39
Investments115.19114.32114.31151.08135.88139.75128.42138.29
Net Property, Plant & Equipment0.000.000.120.000.000.000.100.00
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.00
Deferred Tax Assets--2.02---3.46-
Other Intangible Assets19.1015.0310.1112.6815.0622.5318.0828.09
Total Assets152.65161.35159.44178.68181.33182.13187.62211.53
Insurance Policy Liabilities - Insurance79.7185.7090.1080.8897.95112.07122.38109.21
Total Debt20.3120.2526.6918.2517.9517.6512.0316.47
Long Term Debt20.3120.2526.6018.2517.9517.6511.9516.47
Provision for Risks Charges0.000.000.000.000.000.000.000.00
Deferred Tax Liabilities--2.02---3.46-
Other Liabilities24.8930.2131.6754.2437.2326.8428.2236.80
Total Liabilities124.91136.16150.48153.37153.12156.55166.10162.48
Non-Equity Reserves0.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.00
Common Equity27.7525.198.9725.3028.2125.5921.5249.05
Total Shareholders Equity27.7525.198.9725.3028.2125.5921.5249.05
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity27.7525.198.9725.3028.2125.5921.5249.05
Total Liabilities & Stockholders Equity152.65161.35159.44178.68181.33182.13187.62211.53
Book Value Per Share per share7.416.725.1314.4916.1514.6512.3328.09
Tangible Book Value Per Share per share7.416.725.1314.4916.1514.6512.3328.09
Full-Time Employees people--12---9-
Price to Book Ratio ratio0.780.530.970.590.310.240.660.27
Return on Assets %-9.49-9.51-10.63-13.63-15.62-18.42-18.33-14.66
Return on Equity %-56.67-64.35-120.94-71.53-218.24-251.22-291.99-98.31
Return on Invested Capital %5.285.77-47.91-9.124.441.21-75.8281.33
Current Ratio ratio1.111.070.881.070.900.900.711.01

Cash flow, quarterly

USD millions, except where the row names a unit
Metric2026Q26/30/20262026Q13/31/20262025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/20242024Q39/30/2024
Funds from Operations ratio1.33-0.77-14.60-2.45-3.04-3.64-28.870.45
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital-13.21-7.54-10.581.770.28-11.628.87-11.17
Cash from Operating Activities-11.88-8.31-25.18-0.68-2.76-15.26-20.00-10.73
Capital Expenditures0.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.00-10.000.0010.000.00-46.0446.04
Purchase or Sale of Investments-0.780.1747.13-13.864.43-9.617.5310.31
Purchase of Investments-62.68-67.47-63.48-95.38-78.23-64.06-53.85-41.78
Sale Or Maturity of Investments61.9067.64110.6181.5282.6654.4461.3852.09
Other Uses0.000.000.000.000.000.000.00-7.18
Other Sources0.000.000.000.000.000.0058.280.00
Cash from Investing Activities-0.780.1737.13-13.8614.43-9.6119.7749.17
Cash Dividends Paid0.000.000.000.000.000.000.40-0.50
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00-0.440.00
Change in Capital Stock-0.016.258.000.000.007.50-0.40-6.00
Repurchase of Common Pref Stock-0.00-7.500.000.000.000.00-0.40-6.00
Sale of Common Pref Stock-0.0113.758.000.000.007.500.000.00
Proceedsfrom Stock Options-0.0113.758.000.000.005.580.000.00
Issuance or Reduction of Debt, Net0.000.000.000.000.000.00-4.50-9.25
Change in Long Term Debt0.000.000.000.000.000.00-4.50-9.25
Issuance of Long Term Debt0.000.000.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00-4.50-9.25
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.00
Cash from Financing Activities-0.016.258.000.000.007.50-4.50-15.75
Net Change in Cash-12.67-1.8919.95-14.5411.67-17.37-4.7422.69
Free Cash Flow-11.88-8.31-25.18-0.68-2.76-15.26-20.00-10.73

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Region
Name20242025vs 20242025 share
United States67.2743.30-35.6%100.0%
Total67.2743.30-35.6%100.0%
Segment
Name20242025vs 20242025 share
Total Fire, Marine & Casualty Insurance revenue67.2743.30-35.6%100.0%
Total67.2743.30-35.6%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.20%0.0M2.4M25.12K
2026-10-150.30%0.0M2.4M20.47K
2026-09-300.14%0.0M2.4M16.91K
2026-09-150.26%0.0M2.5M16.26K
2026-08-310.29%0.0M2.5M16.07K
2026-08-140.92%0.0M2.5M15.79K
2026-07-310.65%0.0M2.5M13.21K
2026-07-150.57%0.0M2.5M12.72K
2026-06-300.69%0.0M2.5M12.76K
2026-06-150.37%0.0M2.5M10.43K
2026-05-290.12%0.0M2.5M11.80K
2026-05-150.08%0.0M1.9M11.36K
2026-04-300.09%0.0M1.9M14.56K
2026-04-150.09%0.0M1.9M15.60K
2026-03-310.43%0.0M1.0M14.77K
2026-03-130.79%0.0M0.5M14.93K
2026-02-270.90%0.0M0.5M9.72K
2026-02-131.65%0.0M0.5M10.02K
2026-01-300.09%0.0M0.5M7.25K
2026-01-150.24%0.0M0.5M7.64K

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-128-KCurrent report2026-11-12SEC
2026-11-1210-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-10-014Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-08-314Statement of changes in beneficial ownership of securities2026-08-27SEC
2026-08-148-KCurrent report2026-08-12SEC
2026-08-1210-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-06-244Statement of changes in beneficial ownership of securities2026-05-11SEC
2026-06-048-KCurrent report2026-06-03SEC
2026-05-288-KCurrent report2026-05-28SEC
2026-05-148-KCurrent report2026-05-13SEC
2026-05-1310-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-07ARSAnnual report to security holders. 2025-12-31SEC
2026-04-24DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-06-03SEC
2026-04-204Statement of changes in beneficial ownership of securities2026-04-06SEC
2026-04-024Statement of changes in beneficial ownership of securities2026-04-01SEC
2026-03-308-KCurrent report2026-03-27SEC
2026-03-2710-KAnnual report pursuant to Section 13 or 15(d)2025-12-31SEC
2026-03-068-KCurrent report2026-03-03SEC
2026-03-03SCHEDULE 13D/ASEC
2026-03-034Statement of changes in beneficial ownership of securities2026-02-27SEC
2026-03-034Statement of changes in beneficial ownership of securities2025-12-23SEC
2026-02-278-KCurrent report2026-02-26SEC
2026-02-128-KCurrent report2026-02-10SEC
2026-02-06EFFECTEffectiveness filing by commission orderSEC
2026-02-068-KCurrent report2026-02-06SEC
2026-02-06424B3SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-09248.88K500
2026-080016.14K1
2026-070000
2026-060000
2026-050000
2026-0490.21K300
2026-030000
2026-029.07M100
2026-010000
2025-128.00M100
2025-110000

Institutional holders

Manager% owned
IAT REINSURANCE CO LTD.0.95%
VANGUARD FIDUCIARY TRUST CO0.27%
Nemes Rush Group LLC0.10%
VANGUARD CAPITAL MANAGEMENT LLC0.07%
Tower Research Capital LLC0.02%
OSAIC HOLDINGS, INC.0.02%
CoreCap Advisors, LLC0.02%
Daytona Street Capital LLC0.01%
UBS Group AG0.00%
MORGAN STANLEY0.00%

Funds

Fund% owned
Fidelity Extended Market Index Fund0.15%
VANGUARD EXTENDED MARKET INDEX FUND0.07%
Fidelity Nasdaq Composite Index Fund0.01%
Fidelity Series Total Market Index Fund0.01%
Dimensional U.S. Core Equity 2 ETF0.01%

OakChart. PRHI. Cached 15 minutes. Terms