OakChart

Paymentus Holdings Inc

PAYTechnology·Software - Infrastructure·USA·Mid·NYSE·Nov 11 • 3:59 PM ET

34.01-0.11 (-0.32%)
2026-11-12 00:40 CET
Market cap
4,302.91 USD m
Revenue, TTM
1,421.81 USD m
Net income, TTM
94.59 USD m
Free cash flow, TTM
167.61 USD m
EPS diluted, TTM
0.73
P/E
46.45
Compare

Price

PAY against its 20, 50 and 200-day averages
2050200beat
20.0030.0040.005.7M11.4MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26PAYclose 34.0120-day 32.9250-day 33.10200-day 28.9734.0152w high52w low

24.9% under the 52-week high of 45.31 on 4 Aug 2026. 52-week low 20.11 on 22 Jun 2026. Last 15 sessions, 16.6% high to low

Volume 0.50× normal · the line is the 50-bar volume average

Profile

PAY
52-week range, 55% of the way up
20.1145.31

Paymentus Holdings, Inc. engages in the provision of cloud-based bill payment technology and solutions. Its products offer customers electronic bill payment experiences powered by an omni-channel payment infrastructure that allows consumers to pay their bills using their preferred payment type and channel. The company was founded by Dushyant Sharma in 2004 and is headquartered in Addison, TX.

IndexRUT
Employees1340
IPOMay 26, 2021
Beta1.37
ATR, 14d1.58
Rel volume0.50
Short float3.05%
Insider own43.58%
Inst own49.10%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap4.29B
Enterprise Value3.89B
Income94.59M
Sales1.42B
Book/sh5.10
Cash/sh3.25
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout0.00%
Employees1340
IPOMay 26, 2021

Ratios

P/E46.45
Forward P/E31.33
PEG1.22
P/S3.02
P/B6.67
P/C10.47
P/FCF25.59
EV/EBITDA25.03
EV/Sales2.73
Quick Ratio4.82
Current Ratio4.82
Debt/Eq0.01
LT Debt/Eq0.01
Option/ShortYes / Yes

Earnings

EPS (ttm)0.73
EPS next Y1.09
EPS next Q0.23
EPS this Y39.39%
EPS next Y18.01%
EPS next 5Y25.67%
EPS past 3/5Y- 48.17%
Sales past 3/5Y34.03% 31.72%
EPS Y/Y TTM58.28%
Sales Y/Y TTM26.50%
EPS Q/Q53.53%
Sales Q/Q19.77%
EarningsNov 02 AMC
EPS/Sales Surpr.19.85% 3.71%

Ownership

Insider Own43.58%
Insider Trans-0.34%
Inst Own49.10%
Inst Trans-17.82%
ROA13.43%
ROE16.02%
ROIC14.58%
Gross Margin24.67%
Oper. Margin8.21%
Profit Margin6.65%
SMA203.31%
SMA502.76%
SMA20017.40%
Trades-

Technical

Shs Outstand78.63M
Shs Float71.15M
Short Float3.05%
Short Ratio2.15
Short Interest2.17M
52W High45.31 -24.94%
52W Low20.11 69.12%
Volatility5.23% 4.75%
ATR (14)1.58
RSI (14)54.49
Beta1.37
Rel Volume0.50
Avg Volume1.01M
Volume502,164

Performance

Perf Week1.55%
Perf Month6.71%
Perf Quarter-19.39%
Perf Half Y37.92%
Perf YTD7.66%
Perf Year-9.86%
Perf 3Y109.04%
Perf 5Y17.48%
Perf 10Y-
Recom2.25
Target Price41.17
Prev Close34.12
Price34.01
Change %-0.32%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Sep 17, 2026InitiatedSSeaport Research PartnersBuy$42+23.5%
Aug 25, 2026DowngradeWWolfe ResearchOutperform → Peer Perform
Jul 30, 2026DowngradeRRobert W. BairdOutperform → Neutral$340.0%
Feb 20, 2026UpgradeRRaymond JamesOutperform → Strong Buy$35+2.9%
Jul 22, 2025UpgradeWWolfe ResearchPeer Perform → Outperform
Jul 14, 2025UpgradeRRaymond JamesMkt Perform → Outperform$84+147.0%
Feb 03, 2025ResumedWWedbushOutperform
Jul 10, 2024UpgradeRRobert W. BairdNeutral → Outperform$23-32.4%
Mar 14, 2024DowngradeRRaymond JamesOutperform → Mkt Perform
Jan 17, 2024InitiatedWWells FargoEqual Weight$17-50.0%

Peers

Mkt cap
TickerCompanyMkt cap
ACIWACI Worldwide Inc6.20B
RPAYRepay Holdings Corp370.38M
IIIVi3 Verticals Inc515.65M
FISVFiserv Inc34.00B
FLYWFlywire Corp2.73B
FOURShift4 Payments Inc3.26B
CPAYCorpay Inc29.55B
BILLBILL Holdings Inc4.67B
JKHYJack Henry & Associates Inc12.25B
TYLTyler Technologies Inc16.92B

Insider trading

11 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Kalra SanjaySVP and CFOAug 04 '26Sale41.2125,0001,030,302508,506Aug 06 07:14 PM
Kalra SanjaySVP and CFOAug 05 '26Sale40.252,909117,101505,597Aug 06 07:14 PM
Trainor GaryDirectorAug 04 '26Sale40.7980,0003,263,438509,888Aug 06 07:13 PM
SANJAY KALRAOfficerAug 05 '26Proposed Sale44.602,909129,741Aug 05 04:23 PM
SANJAY KALRAOfficerAug 04 '26Proposed Sale34.5225,000863,000Aug 04 04:33 PM
TF Investment Holdings LLCDirectorAug 04 '26Proposed Sale34.5280,0002,761,600Aug 04 04:31 PM
Trainor GaryDirectorJul 29 '26Sale35.1240,0001,404,852589,888Jul 30 07:13 PM
Trainor GaryDirectorJul 28 '26Sale33.1240,0001,324,774629,888Jul 30 07:13 PM
TF Investment Holdings LLCDirectorJul 29 '26Proposed Sale34.1440,0001,365,600Jul 29 04:19 PM
GARY J TRAINOR DBATF INVESTMENDirectorJul 28 '26Proposed Sale31.4840,0001,259,200Jul 28 04:22 PM
Dumbrell Jeffrey CExecutive Vice PresidentOct 04 '44Option Exercise33.181,38846,05437,633Oct 04 08:10 PM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBKVanguard Morningstar Small-Cap Growth ETFAUM: 22.34B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWOiShares Russell 2000 Growth ETFAUM: 14.06B
FESMFidelity Enhanced Small Cap Core ETFAUM: 6.82B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-11-020.2500.2090.210372.18358.877
2026Q22026-08-030.2500.1890.200360.74345.447
2026Q12026-05-040.2100.1760.162358.44335.457
2025Q42026-02-230.2000.1630.160330.46313.777
2025Q32025-11-030.2000.1480.137310.74280.396
2025Q22025-08-040.1500.1370.114280.08262.266
2025Q12025-05-050.1400.1280.107275.242516
2024Q42025-03-100.1400.1200.102257.88212.946
2024Q32024-11-120.1500.0960.113231.57190.686
2024Q22024-08-080.1200.0870.074197.42180.576
2024Q12024-05-060.1000.0880.057184.88174.947
2023Q42024-03-040.1100.0650.074164.8157.388
2023Q32023-11-060.0900.0460.051152.42152.37
2023Q22023-08-070.0800.0130.047148.94144.798
2023Q12023-05-080.0200.0070.006148.33138.149
2022Q42023-02-230.0200.0050.008132.18126.9410

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2021FY0.0900.0720.058395.52392.71
2022FY0.0700.032-0.004497491.72
2023FY0.3200.2710.179614.49607.3
2024FY0.5100.4830.346871.75823.66
2025FY0.6600.6540.5201,1971,180
2026FY-0.920--1,465
2027FY-1.086--1,711
2028FY-1.310--2,002

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-03710375.71373376.7
2026Q4S2026-11-02700374.3369.5376.41
2026Q4S2026-10-18700374.3369.5376.41
2026Q4S2026-09-16711374.3369.5376.41
2026Q4S2026-08-13611374.07369.5376.41
2026Q4S2026-08-04711374.31369.5376.41
2026Q4S2026-07-19700373.85369377
2026Q4S2026-05-10703373.85369377
2026Q4S2026-05-05715373.85369377
2026Q4S2026-02-24721377.43372.7385.4
2026Q4S2026-01-18501377.1370380.6
2026Q4S2026-01-07531377.1370380.6
2026Q4S2025-12-02540380.9377.4389
2026Q4S2025-12-01440381.73377.4389

Estimate history

EPS, annual0.0770.0730.058-0.0040.1790.3460.5180.7322
Period2019202020212022202320242025TTM
EPS, quarterly0.1130.1020.1070.1140.1370.160.1620.20.211
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual235.778301.767395.524497.001614.49871.7451196.5071421.81
Period2019202020212022202320242025TTM
Sales, quarterly231.571257.877275.235280.077310.737330.458358.441360.736372.175
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual117.479117.479120.639123.241123.821124.836125.581126.11
Period2019202020212022202320242025MRQ
Shares, quarterly124.605124.836125.124125.263125.422125.581125.789125.937126.11
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Total Revenue1,421.811,196.51871.75614.49497.00395.52301.77235.78
Cost of Goods Sold Incl. D&A1,070.99900.16641.66440.53353.22278.64209.14161.34
Gross Profit350.82296.34230.09173.96143.78116.8892.6374.43
Selling, General and Administrative Excl. Other234.04220.80185.23155.87146.75104.8174.2055.96
Research and Development55.3161.4751.3344.2541.2234.1224.5117.86
Other Operating Expense-0.000.000.000.000.000.000.00
Operating Income116.7875.5444.8618.09-2.9812.0718.4318.47
Interest Expense-0.00---0.01--
Unusual Expense-0.000.000.000.001.700.000.10
Net Income Before Taxes128.0885.2853.9425.12-1.3110.3718.3618.48
Income Taxes33.4918.349.782.80-0.801.074.654.78
Consolidated Net Income94.5966.9444.1722.32-0.519.3013.7113.70
Net Income From Continuing Operations94.5966.9444.1722.32-0.519.3013.7113.70
Net Income94.5966.9444.1722.32-0.517.048.539.00
EPS (Recurring)-0.520.350.18-0.000.070.070.08
EPS (Basic, Before Extraordinaries)0.750.530.360.18-0.000.060.070.08
EPS (Diluted)0.730.520.350.18-0.000.060.070.08
EBITDA155.29116.6081.3448.6923.3627.9729.3024.47
Non-Operating Income (Expense)11.329.739.097.031.67-0.00-0.060.11
Other After Tax Adjustments-0.000.000.000.000.000.000.00
Stock Option Compensation Expense20.1416.4510.167.425.322.291.461.25
Price To Earnings Ratio46.6046.60102.77160.70305.73594.90684.93-
Price To Sales Ratio2.813.414.793.641.9710.67--
Gross Margin24.6724.7726.3928.3128.9329.5530.6931.57
Operating Margin8.216.315.152.94-0.603.056.117.83
Net Margin6.655.595.073.63-0.101.782.833.82
Shares Outstanding126.11125.58124.84123.82123.24120.64117.48117.48
Market Capitalization4,302.914,302.914,072.282,210.47985.154,105.254,107.60-

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue372.18360.74358.44330.46310.74280.08275.24257.88
Cost of Goods Sold Incl. D&A282.06266.43276.05246.47239.96212.74213.49191.85
Gross Profit90.1294.3182.4083.9970.7867.3461.7566.03
Selling, General and Administrative Excl. Other56.5861.6955.8459.9250.9251.4246.0651.84
Research and Development11.5715.3212.5015.9211.1511.0910.8313.56
Other Operating Expense0.00-0.000.000.000.000.000.00
Operating Income33.5432.6226.5524.0719.8615.9215.6914.19
Interest Expense---0.00----
Unusual Expense0.00-0.000.000.000.000.000.00
Net Income Before Taxes36.8335.6629.0926.5022.6018.3717.8016.28
Income Taxes9.3510.108.215.834.863.663.993.13
Consolidated Net Income27.4825.5620.8820.6717.7414.7113.8113.15
Net Income From Continuing Operations27.4825.5620.8820.6717.7414.7113.8113.15
Net Income27.4825.5620.8820.6717.7414.7113.8113.15
EPS (Recurring)0.21-0.160.160.140.110.110.10
EPS (Basic, Before Extraordinaries)0.220.200.170.160.140.120.110.11
EPS (Diluted)0.210.200.160.160.140.110.110.10
EBITDA43.1742.0536.4433.6330.1326.4126.4323.85
Non-Operating Income (Expense)3.293.052.542.442.742.452.112.09
Other After Tax Adjustments0.00-0.000.000.000.000.000.00
Stock Option Compensation Expense5.145.334.724.954.524.182.802.71
Price To Earnings Ratio46.6042.1949.0068.5770.1082.6875.48102.77
Price To Sales Ratio2.812.292.573.413.524.043.494.82
Gross Margin24.2126.1422.9925.4222.7824.0422.4425.60
Operating Margin9.019.047.417.286.395.685.705.50
Net Margin7.387.095.836.265.715.255.025.10
Shares Outstanding126.11125.94125.79125.58125.42125.26125.12124.84
Market Capitalization4,302.913,039.063,193.193,962.303,833.084,100.693,261.694,072.28

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Cash & Short Term Investments324.54209.41183.19149.69201.8346.6727.43
Short Term Receivables103.55123.1776.6569.2846.4230.2521.36
Inventories0.000.000.000.000.000.000.00
Other Current Assets13.2513.067.617.296.482.922.71
Total Current Assets441.33345.64267.45226.26254.7479.8351.50
Net Property, Plant & Equipment7.268.9611.5911.389.7510.091.48
Total Investments and Advances0.000.000.000.000.000.000.00
Intangible Assets214.72218.27217.81213.90202.3934.4627.16
Deferred Tax Assets16.0512.890.090.120.160.270.32
Other Assets4.263.027.929.885.910.220.00
Total Assets683.62588.77504.86461.54472.94124.8780.46
Short Term Debt Incl. Current Port. of LT Debt2.292.091.853.273.844.140.63
Accounts Payable63.9749.8735.1829.2324.7516.822.17
Income Tax Payable1.420.190.360.640.120.460.13
Other Current Liabilities31.1729.4025.3918.3545.739.687.02
Total Current Liabilities98.8581.5562.7951.5074.4331.119.95
Long Term Debt4.566.328.669.367.355.890.00
Provision for Risks Charges0.000.000.000.000.000.000.00
Deferred Tax Liabilities15.7412.531.070.683.323.501.91
Other Liabilities4.092.782.732.831.710.000.00
Total Liabilities123.23103.1875.2564.3686.8140.5011.86
Non-Equity Reserves0.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.00
Common Equity560.39485.60429.62397.18386.1384.3868.60
Total Shareholders Equity560.39485.60429.62397.18386.1384.3868.60
Accumulated Minority Interest0.000.000.000.000.000.000.00
Total Equity560.39485.60429.62397.18386.1384.3868.60
Total Liabilities & Stockholders Equity683.62588.77504.86461.54472.94124.8780.46
Book Value Per Share4.463.893.473.223.200.720.58
Tangible Book Value Per Share2.752.141.711.491.520.420.35
Full-Time Employees1,3401,3071,2731,2601,116843-
Price to Book Ratio6.698.685.292.5010.9311.09-
Return on Assets10.528.084.62-0.113.1113.3517.02
Return on Equity12.809.655.40-0.133.9517.9319.97
Return on Invested Capital11.858.985.09-0.132.3615.1919.97
Quick Ratio4.464.244.264.393.422.575.18
Current Ratio4.464.244.264.393.422.575.18

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY
Net Income94.5966.9444.1722.32-0.519.3013.7113.70
Depreciation38.5241.0636.4832.3926.2015.7910.876.00
Other Funds (Non Cash)31.7225.6320.2912.489.063.912.091.58
Funds from Operations160.93133.6799.6067.6031.7728.3428.3122.56
Extraordinary Item-0.000.000.000.000.000.000.00
Changes in Working Capital7.1328.46-35.961.23-11.90-8.857.31-5.05
Income Taxes Payable2.823.38-3.260.961.54-0.830.22-1.40
Cash from Operating Activities168.06162.1363.6368.8319.8719.4935.6217.51
Capital Expenditures-38.41-37.10-36.58-34.30-31.30-20.41-14.85-12.53
Net Assets From Acquisitions-0.000.000.00-3.26-57.40-0.29-1.37
Sale of Fixed Assets and Businesses-0.000.000.000.000.000.000.00
Purchase or Sale of Investments-0.000.000.000.000.000.000.00
Purchase of Investments-0.000.000.000.000.000.000.00
Sale Or Maturity of Investments-0.000.000.000.000.000.000.00
Other Uses-1.64-2.52-3.690.000.000.000.000.00
Other Sources3.163.103.510.000.000.000.000.00
Cash from Investing Activities-36.89-36.52-36.76-34.30-34.56-77.81-15.14-13.90
Cash Dividends Paid-0.000.000.000.00-34.410.000.00
Change in Capital Stock0.250.160.340.621.49251.900.000.10
Repurchase of Common Pref Stock-0.000.000.000.00-23.010.000.00
Sale of Common Pref Stock0.250.160.340.621.49274.910.000.10
Proceedsfrom Stock Options0.000.000.000.000.00274.600.000.10
Issuance or Reduction of Debt, Net-0.000.00-1.81-5.33-4.02-1.36-0.96
Change in Long Term Debt-0.000.00-0.10-0.270.54-0.320.00
Issuance of Long Term Debt-0.000.000.000.000.810.000.00
Reduction of Long Term Debt-0.000.00-0.10-0.27-0.27-0.320.00
Net Financing Active Other Cash Flow-12.94-10.74-0.550.00-33.440.020.000.00
Other Financing Activities Uses-12.94-10.74-0.550.00-33.44-1.960.000.00
Cash from Financing Activities-12.87-10.58-0.21-1.20-37.28213.49-1.36-0.86
Exchange Rate Effect-0.140.10-0.450.18-0.17-0.010.110.04
Net Change in Cash118.16115.1326.2233.51-52.14155.1619.242.79
Free Cash Flow167.61161.7763.1868.2318.6118.5135.1616.47
Preferred Dividends (Cash Flow)-0.000.000.000.00-34.41--
Price to Free Cash Flow23.8325.2166.0432.7652.55---
Deferred Taxes & Investment Tax Credit-0.05-1.350.41-2.98-0.661.641.28

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments409.64379.70342.13324.54291.47270.05
Short Term Receivables111.95106.72118.30103.55109.64100.37
Inventories0.00-0.000.000.000.00
Other Current Assets12.408.0512.0813.2515.9910.51
Total Current Assets533.99494.46472.50441.33417.11380.93
Net Property, Plant & Equipment9.9010.606.997.267.808.53
Total Investments and Advances0.00-0.000.000.000.00
Intangible Assets215.08214.96214.48214.72214.82215.70
Deferred Tax Assets1.221.380.7716.050.132.36
Other Assets3.673.973.874.264.562.00
Total Assets763.87725.37698.60683.62644.41609.52
Short Term Debt Incl. Current Port. of LT Debt2.542.832.382.292.252.23
Accounts Payable74.3870.5973.4763.9763.9452.58
Income Tax Payable0.230.379.811.420.000.00
Other Current Liabilities33.6827.4121.4231.1729.4928.66
Total Current Liabilities110.83101.19107.0898.8595.6783.48
Long Term Debt5.496.014.254.565.115.81
Provision for Risks Charges0.00-0.000.000.000.00
Deferred Tax Liabilities---15.742.810.87
Other Liabilities4.313.103.794.093.422.67
Total Liabilities120.63110.30115.11123.23107.0192.82
Non-Equity Reserves0.00-0.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity643.24613.42583.49560.39537.40516.70
Total Shareholders Equity643.24613.42583.49560.39537.40516.70
Accumulated Minority Interest0.00-0.000.000.000.00
Total Equity643.24613.42583.49560.39537.40516.70
Total Liabilities & Stockholders Equity763.87725.37698.60683.62644.41609.52
Book Value Per Share5.104.874.644.464.284.12
Tangible Book Value Per Share3.403.162.932.752.572.40
Full-Time Employees---1,340--
Price to Book Ratio6.695.215.697.377.428.19
Return on Assets13.4312.7111.4810.529.929.87
Return on Equity16.0215.0213.6612.8011.8111.59
Return on Invested Capital4.244.133.553.663.272.81
Quick Ratio4.82-4.414.464.364.56
Current Ratio4.824.894.414.464.364.56

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income27.4825.5620.8820.6717.7414.71
Depreciation9.639.439.899.5710.2710.48
Other Funds (Non Cash)8.118.337.477.813.867.93
Funds from Operations45.3842.7037.8035.0536.9032.14
Extraordinary Item0.00-0.000.000.000.00
Changes in Working Capital-1.766.16-7.3410.08-1.83-0.66
Income Taxes Payable-1.19-9.478.504.98-1.01-5.08
Cash from Operating Activities43.6248.8630.4545.1335.0831.48
Capital Expenditures-9.64-9.83-9.54-9.40-9.35-9.00
Net Assets From Acquisitions0.00-0.000.000.000.00
Sale of Fixed Assets and Businesses0.00-0.000.000.000.00
Purchase or Sale of Investments0.00-0.000.000.000.00
Purchase of Investments0.00-0.000.000.000.00
Sale Or Maturity of Investments0.00-0.000.000.000.00
Other Uses0.000.01-0.77-0.89-0.72-0.91
Other Sources0.000.740.861.550.000.50
Cash from Investing Activities-9.64-9.08-9.44-8.74-10.07-9.42
Cash Dividends Paid0.00-0.000.000.000.00
Preferred Dividends (Cash Flow)0.00-0.000.000.000.00
Change in Capital Stock0.170.010.000.070.010.04
Repurchase of Common Pref Stock0.00-0.000.000.000.00
Sale of Common Pref Stock0.170.010.000.070.010.04
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.00-0.000.000.000.00
Change in Long Term Debt0.00-0.000.000.000.00
Issuance of Long Term Debt0.00-0.000.000.000.00
Reduction of Long Term Debt0.00-0.000.000.000.00
Net Financing Active Other Cash Flow-3.97-2.12-3.29-3.56-3.41-1.82
Other Financing Activities Uses-3.97-2.12-3.29-3.56-3.41-1.82
Cash from Financing Activities-3.98-2.10-3.28-3.50-3.40-1.78
Exchange Rate Effect-0.07-0.10-0.140.17-0.170.12
Net Change in Cash29.9337.5817.5933.0621.4320.40
Free Cash Flow43.4448.7530.3745.0534.9731.36
Price to Free Cash Flow23.8319.5823.1725.2527.3636.35

Revenue breakdown

Other2024: 10.01M 2025: 9.40M
Payment Transaction Processing2024: 861.74M 2025: 1.19B
Non-US2024: 15.37M 2025: 18.94M
United States2024: 856.37M 2025: 1.18B

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.05%2.2M71.2M1.09M
2026-10-154.69%2.7M57.1M1.14M
2026-09-304.81%2.7M57.1M1.17M
2026-09-155.77%3.3M57.1M1.26M
2026-08-314.97%2.8M56.3M1.26M
2026-08-145.74%3.2M56.2M1.18M
2026-07-317.59%4.3M56.0M1.07M
2026-07-156.91%3.9M55.9M967.36K
2026-06-305.87%3.3M55.9M854.48K
2026-06-153.12%1.7M55.9M614.21K
2026-05-293.02%1.7M56.0M562.83K
2026-05-153.58%2.0M56.0M637.57K
2026-04-303.59%2.0M56.2M642.38K
2026-04-153.55%2.0M56.2M658.61K
2026-03-313.44%2.0M57.0M718.47K
2026-03-133.08%1.8M57.0M808.02K
2026-02-273.53%2.0M57.0M782.08K
2026-02-133.42%1.7M50.4M694.80K
2026-01-303.48%1.8M50.5M740.33K
2026-01-153.32%1.7M50.5M761.12K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.0012.7015.100.003.3750.000.000.940-0.0910.006
call23.009.6012.200.002.7820.000.000.924-0.0860.008
call24.008.6011.000.002.3940.000.000.918-0.0840.008
call25.007.6010.900.002.8860.000.000.910-0.0820.009
call26.006.609.000.002.0010.000.000.901-0.0790.009
call27.005.608.000.001.8120.000.000.891-0.0760.010
call28.004.806.900.001.5540.000.000.878-0.0730.011
call29.004.006.003.151.4421.000.000.863-0.0690.012
call30.003.205.300.001.4410.000.000.843-0.0650.013
call31.002.054.400.001.3010.000.000.806-0.0640.015
call32.001.403.202.170.99412.000.000.746-0.0640.017
call33.000.303.401.641.2815.000.000.604-0.1300.020
call34.000.302.650.601.25317.000.000.541-0.1550.021
call35.000.002.900.881.45841.000.000.486-0.1590.021
call36.000.002.500.000.8890.000.000.383-0.1130.020
call37.000.002.601.750.85213.000.000.292-0.0910.018
call38.000.002.401.400.98012.000.000.258-0.0960.017
call39.000.000.950.001.2190.000.000.266-0.1210.017
call40.000.000.950.051.3342.000.000.250-0.1280.017
call41.000.000.950.001.4430.000.000.236-0.1340.016
call42.000.000.950.001.5460.000.000.225-0.1400.016
call43.000.000.951.401.6451.000.000.216-0.1450.015
call44.000.000.950.451.7381.000.000.207-0.1490.015
call45.000.000.950.001.8280.000.000.200-0.1540.015
put20.000.000.950.002.5080.000.00-0.060-0.0890.006
put23.000.000.950.051.96316.000.00-0.076-0.0830.008
put24.000.000.950.451.7941.000.00-0.082-0.0810.008
put25.000.000.950.001.6310.000.00-0.090-0.0790.009
put26.000.000.950.061.47240.000.00-0.099-0.0760.009
put27.000.000.950.001.3160.000.00-0.109-0.0730.010
put28.000.000.950.301.16357.000.00-0.122-0.0700.011
put29.000.000.950.051.0127.001.00-0.137-0.0660.012
put30.000.001.150.400.8624.000.00-0.157-0.0610.013
put31.000.002.450.700.7451.000.00-0.203-0.0650.015
put32.000.200.401.300.55510.000.00-0.254-0.0610.017
put33.000.001.651.651.0222.000.00-0.396-0.1270.020
put34.000.052.852.711.3361.000.00-0.459-0.1520.021
put35.000.902.805.301.0662.000.00-0.514-0.1550.021
put36.001.103.904.401.2940.000.00-0.549-0.1770.021
put37.002.304.500.001.2570.000.00-0.573-0.1970.021
put38.003.305.500.001.4010.000.00-0.596-0.2100.020
put39.004.106.500.001.5350.000.00-0.734-0.1160.017
put40.005.207.100.001.4390.000.00-0.750-0.1230.017
put41.006.108.400.001.7220.000.00-0.764-0.1290.016
put42.007.109.600.001.9440.000.00-0.775-0.1350.016
put43.008.0010.500.001.9950.000.00-0.784-0.1400.015
put44.008.8011.500.002.0960.000.00-0.793-0.1450.015
put45.0010.0012.600.002.2500.000.00-0.800-0.1490.015

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-05SCHEDULE 13G/ASEC
2026-11-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-11-028-KCurrent report2026-11-02SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-284Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-15SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-15SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-15SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-08-05144Filing for proposed sale of securities under Rule 144.SEC
2026-08-04144Filing for proposed sale of securities under Rule 144.SEC
2026-08-04144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-038-K/A2026-08-03SEC
2026-08-038-KCurrent report2026-08-03SEC
2026-08-03SCHEDULE 13G/ASEC
2026-07-313Initial statement of beneficial ownership of securities2026-07-23SEC
2026-07-304Statement of changes in beneficial ownership of securities2026-07-28SEC
2026-07-29SCHEDULE 13GSEC
2026-07-29144Filing for proposed sale of securities under Rule 144.SEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-08004.41M3
2026-07002.73M2
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
WASATCH ADVISORS LP7.16%
Capital International Investors5.62%
BlackRock, Inc.3.69%
Capital World Investors3.40%
BROWN BROTHERS HARRIMAN & CO2.24%
VANGUARD PORTFOLIO MANAGEMENT LLC2.04%
VANGUARD CAPITAL MANAGEMENT LLC2.01%
FULLER & THALER ASSET MANAGEMENT, INC.1.55%
GEODE CAPITAL MANAGEMENT, LLC1.18%
FRANKLIN RESOURCES INC1.03%

Funds

Fund% owned
SMALLCAP World Fund Inc8.77%
Touchstone Funds Group Trust-Touchstone Ares Credit Opportunities Fund2.95%
Wasatch Core Growth Fund1.47%
VANGUARD TOTAL STOCK MARKET INDEX FUND1.44%
iShares Russell 2000 ETF1.23%
VANGUARD SMALL-CAP INDEX FUND1.03%
FULLERTHALER BEHAVIORAL SMALL-CAP GROWTH1.03%
Franklin Small Cap Growth Fund0.88%
Wasatch Small Cap Growth Fund0.78%
Franklin Small-Mid Cap Growth Fund0.76%

OakChart. PAY. Cached 15 minutes.