OakChart

i3 Verticals Inc

IIIVTechnology·Software - Infrastructure·USA·Small·NASD·Nov 11 • 9:42 AM ET

19.16-0.16 (-0.83%)
2026-11-11 15:42 CET
Market cap
348.14 USD m
Revenue, TTM
218.16 USD m
Net income, TTM
8.91 USD m
Free cash flow, TTM
49.93 USD m
EPS diluted, TTM
0.37
P/E
51.57
Compare

Price

IIIV against its 20, 50 and 200-day averages
2050200beatearnings
15.0020.0025.00930K1.9MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26IIIVclose 19.1620-day 17.8550-day 16.29200-day 19.6819.16

39.5% under 31.69 on 30 Oct 2025. Last 15 sessions, 19.1% high to low

Profile

IIIV
52-week range, 34% of the way up
13.6329.69

i3 Verticals, Inc. is a holding company, which engages in the provision of enterprise software solutions to public sector solutions. The firm delivers end-to-end digital transformation, streamlining complex government operations, and citizen engagement. Its cloud-native solutions address government functions, including courts and public safety, public administration, utilities, transportation, and schools. The company was founded by Gregory S. Daily in 2012 and is headquartered in Nashville, TN.

IndexRUT
Employees1202
IPOJun 21, 2018
Beta0.75
ATR, 14d0.62
Rel volume0.10
Short float16.73%
Insider own5.45%
Inst own110.50%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap504.33M
Enterprise Value740.33M
Income8.91M
Sales218.16M
Book/sh15.38
Cash/sh0.10
Dividend Est.-
Dividend TTM-
Dividend Ex-Date-
Dividend Gr. 3/5Y- -
Payout-
Employees1202
IPOJun 21, 2018

Ratios

P/E51.57
Forward P/E15.70
PEG1.67
P/S2.31
P/B1.25
P/C190.31
P/FCF10.10
EV/EBITDA20.71
EV/Sales3.39
Quick Ratio1.15
Current Ratio1.21
Debt/Eq0.42
LT Debt/Eq0.42
Option/ShortYes / Yes

Earnings

EPS (ttm)0.37
EPS next Y1.22
EPS next Q0.27
EPS this Y2.14%
EPS next Y13.75%
EPS next 5Y9.41%
EPS past 3/5Y23.94% -64.36%
Sales past 3/5Y-12.47% 7.26%
EPS Y/Y TTM-91.81%
Sales Y/Y TTM-8.15%
EPS Q/Q1226.79%
Sales Q/Q2.25%
EarningsNov 17 AMC
EPS/Sales Surpr.-0.99% -3.44%

Ownership

Insider Own5.45%
Insider Trans3.61%
Inst Own110.50%
Inst Trans-13.41%
ROA0.99%
ROE1.86%
ROIC2.24%
Gross Margin55.22%
Oper. Margin3.11%
Profit Margin4.09%
SMA207.35%
SMA5017.61%
SMA200-2.63%
Trades-

Technical

Shs Outstand18.24M
Shs Float17.04M
Short Float16.73%
Short Ratio6.19
Short Interest2.85M
52W High29.69 -35.47%
52W Low13.63 40.57%
Volatility3.12% 3.52%
ATR (14)0.62
RSI (14)70.08
Beta0.75
Rel Volume0.10
Avg Volume460.23K
Volume3,807

Performance

Perf Week0.74%
Perf Month19.53%
Perf Quarter15.21%
Perf Half Y1.46%
Perf YTD-23.94%
Perf Year-34.59%
Perf 3Y0.10%
Perf 5Y-13.15%
Perf 10Y-
Recom1.50
Target Price25.50
Prev Close19.32
Price19.16
Change %-0.83%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Aug 10, 2026DowngradeTThe Benchmark CompanyBuy → Hold
Feb 23, 2024InitiatedTThe Benchmark CompanyBuy$28+46.1%
Dec 05, 2023InitiatedBBMO Capital MarketsMarket Perform$24+25.3%
Jul 11, 2023InitiatedBBerenbergBuy$30+56.6%
May 23, 2023ResumedBBTIG ResearchBuy$28+46.1%
Jan 09, 2023UpgradeKKeyBanc Capital MarketsSector Weight → Overweight$30+56.6%
Jun 10, 2022InitiatedSStephensOverweight$30+56.6%
Jan 26, 2022ReiteratedBBTIG ResearchBuy$42 → $31+61.8%
Jan 14, 2022DowngradeKKeyBanc Capital MarketsOverweight → Sector Weight
Jul 26, 2021InitiatedMMorgan StanleyEqual-Weight$34+77.5%

Peers

Mkt cap
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VRRMVerra Mobility Corp313.00M
CNDTConduent Inc214.84M
MSIMotorola Solutions Inc87.25B
BLKBBlackbaud Inc2.44B
IDNIntellicheck Inc45.51M
AXONAxon Enterprise Inc25.01B
MMSMaximus Inc3.38B

Insider trading

10 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
DAILY GREGORY SChief Executive OfficerMay 14 '26Buy19.2350,000961,50050,000May 14 04:34 PM
CHRISTIANS PAULChief Revenue OfficerMar 06 '26Sale23.236,122142,21431,250Mar 09 05:03 PM
PAUL CHRISTIANSOfficerMar 06 '26Proposed Sale23.236,122142,199Mar 06 04:09 PM
BURTON HARVEYDirectorFeb 06 '26Proposed Sale20.973,39371,155Feb 06 05:41 PM
CHRISTIANS PAULChief Revenue OfficerDec 03 '25Sale23.279,000209,43045,818Dec 04 05:20 PM
PAUL CHRISTIANSOfficerDec 03 '25Proposed Sale23.279,000209,438Dec 03 05:06 PM
CHRISTIANS PAULChief Revenue OfficerNov 26 '25Sale23.783,29278,28454,818Dec 01 05:07 PM
PAUL CHRISTIANSOfficerNov 26 '25Proposed Sale23.783,29278,267Nov 26 04:57 PM
STANFORD FREDERICKPresidentNov 21 '25Sale24.2111,347274,71143,653Nov 25 04:35 PM
FREDERICK STANFORDOfficerNov 21 '25Proposed Sale24.2111,347274,706Nov 21 04:01 PM

Held by

AUM
TickerCompanyAUM
IWMiShares Russell 2000 Index FundAUM: 77.38B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VGTVanguard Information Technology ETFAUM: 138.05B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
IWNiShares Russell 2000 Value ETFAUM: 14.10B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
DFMCU.S. Micro Cap Portfolio ETF Class Shares-
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 206
  • I3 Verticals Must Prove Its Twice-Cut Outlook Has Finally Found A Floor (Earnings Whispers)
  • i3 Verticals Announces Earnings Release and Conference Call Date for Fourth Quarter of Fiscal 2026 (Business Wire)
  • i3 Verticals Inc (IIIV) (Q3 2026) Earnings Call Highlights: SaaS Surge and AI Momentum Offset ... (GuruFocus.com) -20.45%
  • i3 Verticals Reports Third Quarter 2026 Financial Results (Business Wire)
  • i3 Verticals Announces Earnings Release and Conference Call Date for Third Quarter of Fiscal 2026 (Business Wire)
  • Loading…
  • i3 Verticals to Participate in June 2026 Investor Conferences (Business Wire)
  • i3 Verticals Reports Second Quarter 2026 Financial Results (Business Wire) -7.73%
  • i3 Verticals Announces Earnings Release and Conference Call Date for Second Quarter of Fiscal 2026 (Business Wire)
  • These fintech stocks are loved by analysts and could bounce back in a big way (MarketWatch)
  • Should You Hold i3 Verticals (IIIV)? (Insider Monkey)
  • i3 Verticals to Participate in February and March 2026 Investor Conferences (Business Wire) -5.24%
  • i3 Verticals Inc (IIIV) Q1 2026 Earnings Call Highlights: Strategic Acquisition and SaaS Growth ... (GuruFocus.com) +5.27%
  • i3 Verticals Q1 Earnings Call Highlights (MarketBeat)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q42026-11-17-0.265--54.454
2026Q32026-08-060.2500.2530.19053.1054.994
2026Q22026-05-070.3350.2950.06657.5057.516
2026Q12026-02-050.2600.2400.02552.7052.186
2025Q42025-11-170.2700.2420.09154.9053.676
2025Q32025-08-070.2300.204-0.01751.9049.395
2025Q22025-05-080.3200.2970.00363.0672.826
2025Q12025-02-060.2210.2550.08861.7058.796
2024Q42024-11-190.1500.1724.88560.8661.116
2024Q32024-08-080.0700.349-0.32256.0096.147
2024Q22024-05-100.3400.3770.07994.5497.637
2024Q12024-02-080.3600.3650.03391.9993.056
2023Q42023-11-150.4000.4030.13496.4198.406
2023Q32023-08-080.3800.372-0.22293.9294.045
2023Q22023-05-090.3800.3800.00193.8891.574
2023Q12023-02-080.3700.360-0.01086.0287.734

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2018FY0.5700.560-0.783109110.53
2019FY0.8300.821-0.290137.6135.01
2020FY0.7700.753-0.028150.96150.43
2021FY1.0500.914-0.221224.13220.42
2022FY1.4801.450-0.769317.87312.98
2023FY1.5201.5220.080370.24372.11
2024FY0.4600.656-3.938229.92251.72
2025FY1.0501.0480.140213.2212.44
2026FY-1.073--217.69
2027FY-1.220--228.55
2028FY-1.375--244.32
2029FY-1.620---

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-2140054.4553.3055.40
2026Q4S2026-08-0740454.4553.3055.40
2026Q4S2026-08-0640058.5056.0059.75
2026Q4S2026-07-2740058.5056.0059.75
2026Q4S2026-07-2240158.5056.0059.75
2026Q4S2026-06-0940258.5056.0059.75
2026Q4S2026-05-1351258.7056.0059.75
2026Q4S2026-05-1251159.9458.9062.20
2026Q4S2026-05-1151159.9458.9062.20
2026Q4S2026-05-0851160.0459.3562.20
2026Q4S2026-04-2350059.5555.1062.20
2026Q4S2026-04-2250059.5555.1062.20
2026Q4S2026-02-0651259.5555.1062.20
2026Q4S2026-02-0150060.7059.6762.20

Estimate history

EPS, annual0.099-0.783-0.29-0.028-0.221-0.7690.08-3.938-0.3380.3715
Period201720182019202020212022202320242025TTM
EPS, quarterly-0.3224.8850.0880.003-0.0170.0910.0250.0660.189
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual262.571323.508376.307150.134224.124317.862226.722191.232213.158218.16
Period201720182019202020212022202320242025TTM
Sales, quarterly56.03760.86461.69163.05951.90154.90152.67157.51853.067
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual9.0929.11214.44418.86422.02622.98623.25323.88223.98318.242
Period201720182019202020212022202320242025MRQ
Shares, quarterly23.44323.88223.43724.38723.78123.98322.6120.54118.242
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue218.16213.16191.23226.72317.86224.12150.13376.31323.51
Cost of Goods Sold Incl. D&A97.7094.4986.0741.79102.7982.1265.45303.67266.70
Gross Profit120.46118.67105.16184.93215.07142.0084.6972.6456.81
Selling, General and Administrative Excl. Other113.68114.56100.48175.75193.02133.0178.3261.2440.59
Other Operating Expense0.000.000.000.000.000.000.000.000.00
Operating Income6.784.114.689.1822.058.996.3611.4016.23
Interest Expense3.712.3029.2625.1314.789.808.935.858.50
Unusual Expense0.840.330.3215.1124.509.001.215.1612.35
Net Income Before Taxes15.1510.88-21.51-27.47-18.21-7.22-3.770.39-4.62
Income Taxes4.495.27-5.47-3.795.010.62-2.79-0.180.34
Consolidated Net Income10.665.62-16.05-23.68-23.22-7.84-0.980.56-4.96
Net Income From Continuing Operations6.17-3.01-77.83-15.82-17.10-4.46-0.42-3.04-6.90
Net Income8.91-8.09-92.231.85-17.10-4.46-0.42-3.04-6.90
EPS (Recurring)0.51-0.33-3.930.540.00-0.020.030.050.20
EPS (Basic, Before Extraordinaries)0.41-0.34-3.940.08-0.77-0.21-0.03-0.29-0.78
EPS (Diluted)0.37-0.34-3.940.08-0.77-0.22-0.03-0.29-0.78
EBITDA35.7532.0130.2335.6256.4036.6124.5827.9728.07
Non-Operating Income (Expense)12.929.413.403.59-0.992.600.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense14.3312.0312.1618.7425.7619.789.854.471.24
Price To Earnings Ratio52.0152.01-------
Price To Sales Ratio1.913.642.612.161.403.432.490.560.63
Gross Margin55.2255.6754.9981.5767.6663.3656.4119.3017.56
Operating Margin3.111.932.454.056.944.014.243.035.02
Net Margin4.09-3.79-48.230.82-5.38-1.99-0.28-0.81-2.13
Shares Outstanding18.2423.9823.8823.2522.9922.0318.8614.449.11
Market Capitalization348.14348.14506.24491.44445.93532.11475.98290.25208.75

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue53.0757.5252.6754.9051.9063.0661.6960.86
Cost of Goods Sold Incl. D&A23.6624.8424.4524.7523.7230.0328.7112.61
Gross Profit29.4032.6828.2230.1528.1833.0332.9848.25
Selling, General and Administrative Excl. Other28.7529.0626.9928.8833.0228.6928.9044.84
Other Operating Expense0.000.000.000.000.000.000.000.00
Operating Income0.653.621.241.27-4.844.344.083.41
Interest Expense1.821.140.380.370.810.450.686.96
Unusual Expense1.54-0.12-0.37-0.21-0.030.381.38-0.14
Net Income Before Taxes7.192.671.793.50-1.024.153.85-2.16
Income Taxes1.310.480.701.99-0.023.050.52-9.18
Consolidated Net Income5.882.191.081.50-1.001.093.327.02
Net Income From Continuing Operations3.701.460.620.39-0.410.072.1911.15
Net Income3.701.460.623.13-0.410.072.19117.91
EPS (Recurring)0.240.060.010.09-0.020.010.124.88
EPS (Basic, Before Extraordinaries)0.190.070.030.13-0.020.000.094.98
EPS (Diluted)0.190.070.020.09-0.020.000.094.88
EBITDA8.0011.328.108.322.1512.1911.7610.99
Non-Operating Income (Expense)9.900.070.562.394.600.631.831.25
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense4.063.654.092.533.853.113.012.66
Price To Earnings Ratio52.01218.36152.216.555.905.224.93-
Price To Sales Ratio1.913.152.844.802.822.432.871.70
Gross Margin55.4156.8153.5954.9254.2952.3853.4579.28
Operating Margin1.236.292.342.31-9.326.896.615.60
Net Margin6.972.551.185.70-0.790.123.56193.73
Shares Outstanding18.2420.5422.6123.9823.7824.3923.4423.88
Market Capitalization348.14494.03603.86775.05670.09577.98541.62506.24

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments66.6786.533.103.493.6415.571.120.570.95
Short Term Receivables58.6650.9750.7958.2638.5017.5415.3412.508.41
Inventories2.522.422.044.122.221.311.290.930.45
Other Current Assets9.7813.4729.6117.9313.763.562.822.565.88
Total Current Assets137.62153.3985.5483.8158.1237.9820.5716.5715.70
Net Property, Plant & Equipment11.7614.6221.8723.3520.385.345.032.961.42
Total Investments and Advances0.252.424.2112.739.525.032.080.671.01
Long-Term Note Receivable----4.701.20---
Intangible Assets432.58437.72489.19601.90505.32313.23291.16153.35121.55
Deferred Tax Assets49.0648.4552.5143.4649.9936.7628.14--
Other Assets7.1474.08231.085.063.774.002.331.600.30
Total Assets638.41730.67884.42770.31651.80403.53349.30175.14139.99
Short Term Debt Incl. Current Port. of LT Debt1.8328.533.664.573.200.000.005.004.00
Accounts Payable6.254.896.379.347.873.853.444.111.60
Income Tax Payable2.7630.533.15--0.000.070.03-
Other Current Liabilities59.85100.7980.2997.3585.4435.0531.7217.3014.62
Total Current Liabilities70.69164.7393.46111.2696.5138.9035.2326.4420.22
Long Term Debt2.964.89396.97301.01212.5690.76139.3031.78106.84
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities8.9911.4018.617.903.282.21---
Other Liabilities38.0434.2947.0842.4649.8531.4932.334.732.06
Total Liabilities120.69215.32556.12462.62362.21163.36206.8662.94129.12
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.007.72
Common Equity389.58379.74236.75218.38204.76155.5880.0739.303.15
Total Shareholders Equity389.58379.74236.75218.38204.76155.5880.0739.3010.87
Accumulated Minority Interest128.14135.6291.5589.3184.8384.5962.3772.900.00
Total Equity517.72515.36328.30307.69289.59240.17142.44112.2010.87
Total Liabilities & Stockholders Equity638.41730.67884.42770.31651.80403.53349.30175.14139.99
Book Value Per Share16.2415.9010.189.509.308.255.544.310.35
Tangible Book Value Per Share-1.79-2.43-10.86-16.68-13.65-8.36-14.61-12.52-13.02
Full-Time Employees1,2021,4801,6631,6371,438740542338302
Price to Book Ratio1.262.002.202.112.603.063.635.585.58
Return on Assets-0.44-9.64-1.91-2.41-0.84-0.11-1.16-4.380.75
Return on Equity-0.78-25.25-6.95-8.08-2.47-0.36-5.10-27.5021.52
Return on Invested Capital-2.06-23.980.29-3.29-1.07-0.17-1.39-9.700.77
Quick Ratio1.910.920.890.720.580.940.550.590.75
Current Ratio1.950.930.920.750.600.980.580.630.78

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Net Income13.0026.50175.13-2.65-23.22-7.84-0.980.56-4.96
Depreciation27.0327.9025.5536.4634.3527.6218.2216.5611.84
Other Funds (Non Cash)16.56-0.23-163.3048.7756.8831.9115.7610.4215.01
Funds from Operations59.6359.1537.8276.6470.6051.4029.7926.9621.21
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-7.24-53.4610.59-39.47-24.75-4.63-6.07-0.37-3.13
Cash from Operating Activities52.385.6948.4137.1745.8546.7723.7226.6018.08
Capital Expenditures-10.89-10.15-20.33-18.57-12.50-10.02-7.74-6.69-5.69
Net Assets From Acquisitions-60.00-11.00-19.10-102.00-100.72-149.50-27.69-137.04-32.36
Sale of Fixed Assets and Businesses0.4597.60435.680.000.000.000.00--
Purchase or Sale of Investments0.000.000.000.290.003.200.000.000.00
Purchase of Investments0.000.000.000.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.290.003.200.000.000.00
Other Uses0.000.00-0.09-1.25-0.430.000.000.000.00
Other Sources0.000.000.000.000.600.000.000.00-
Cash from Investing Activities-70.4476.46396.15-121.52-113.05-156.31-35.43-143.73-38.05
Cash Dividends Paid0.000.000.000.000.000.000.000.000.00
Change in Capital Stock-136.62-37.30-0.530.1818.391.3298.33112.3689.78
Repurchase of Common Pref Stock-136.90-37.600.000.000.000.000.000.000.00
Sale of Common Pref Stock0.280.30-0.530.1818.391.3298.33112.3689.78
Proceedsfrom Stock Options0.000.000.000.0017.69-0.2582.90111.6989.51
Issuance or Reduction of Debt, Net114.27-26.48-360.0482.7980.62104.39-54.53101.46-64.92
Change in Long Term Debt114.27-26.48-360.0482.7980.62104.39-54.53101.46-64.92
Issuance of Long Term Debt228.1858.12387.26364.33335.72302.82304.82188.3251.66
Reduction of Long Term Debt-113.91-84.60-747.30-281.53-255.10-198.42-359.36-86.87-116.58
Net Financing Active Other Cash Flow-9.97-40.63-6.80-9.99-25.97-3.62-14.69-94.72-5.61
Other Financing Activities Uses-9.97-40.63-6.80-9.99-25.97-3.62-14.69-94.72-5.61
Cash from Financing Activities-32.31-104.41-367.3672.9873.03102.1029.11119.0919.24
Net Change in Cash-50.37-22.2677.20-11.375.83-7.4417.401.96-0.73
Free Cash Flow49.933.7545.4532.9743.5844.8420.8125.7915.86
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow8.36206.8110.9814.8410.2317.1218.008.1812.77
Deferred Taxes & Investment Tax Credit-4.970.43-5.932.59-0.29-3.21-0.59-0.68

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments2.657.1437.5266.6755.547.75
Short Term Receivables48.5255.4848.0158.6649.6456.91
Inventories2.802.623.022.522.382.22
Other Current Assets9.5112.9711.849.7810.2113.12
Total Current Assets63.4778.21100.39137.62117.7880.00
Net Property, Plant & Equipment11.1210.5110.7911.7612.5015.36
Total Investments and Advances2.762.750.250.250.252.45
Intangible Assets486.87491.36428.34432.58436.80492.18
Deferred Tax Assets46.5947.8448.3849.0649.0949.78
Other Assets16.175.757.797.146.866.59
Total Assets626.98636.42595.93638.41623.27646.36
Short Term Debt Incl. Current Port. of LT Debt1.911.791.811.832.023.34
Accounts Payable4.383.634.116.254.504.32
Income Tax Payable-0.150.832.762.000.43
Other Current Liabilities46.3553.0055.5159.8549.6959.59
Total Current Liabilities52.6458.5762.2670.6958.2167.69
Long Term Debt116.9783.832.792.963.3716.72
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities-8.508.248.999.3810.15
Other Liabilities57.0547.2839.3038.0441.2038.14
Total Liabilities226.65198.18112.59120.69112.15132.70
Non-Equity Reserves0.000.000.000.000.000.00
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity280.55317.38358.51389.58383.30385.17
Total Shareholders Equity280.55317.38358.51389.58383.30385.17
Accumulated Minority Interest119.78120.86124.83128.14127.83128.49
Total Equity400.33438.24483.34517.72511.12513.66
Total Liabilities & Stockholders Equity626.98636.42595.93638.41623.27646.36
Book Value Per Share15.3815.4515.8616.2416.1215.79
Tangible Book Value Per Share-11.31-8.47-3.09-1.79-2.25-4.39
Full-Time Employees---1,202--
Price to Book Ratio1.261.411.552.011.741.54
Return on Assets0.990.320.100.331.750.26
Return on Equity1.860.590.180.584.110.63
Return on Invested Capital0.930.360.170.80-0.110.02
Quick Ratio1.151.291.561.911.981.15
Current Ratio1.211.341.611.952.021.18

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Net Income5.662.190.954.2018.430.77
Depreciation7.357.706.875.117.267.84
Other Funds (Non Cash)-1.536.536.085.47-17.195.47
Funds from Operations12.4617.2313.8216.1110.2916.66
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital1.80-7.200.30-2.15-2.94-43.78
Cash from Operating Activities14.2610.0314.1213.977.35-27.12
Capital Expenditures-3.46-2.83-2.28-2.32-2.65-2.29
Net Assets From Acquisitions0.00-60.000.000.00-11.000.00
Sale of Fixed Assets and Businesses0.000.000.450.0096.100.04
Purchase or Sale of Investments0.000.000.000.000.000.00
Purchase of Investments0.000.000.000.000.000.00
Sale Or Maturity of Investments0.000.000.000.000.000.00
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-3.46-62.83-1.83-2.3282.45-2.26
Cash Dividends Paid0.000.000.000.000.000.00
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-48.11-50.85-37.810.15-26.11-0.31
Repurchase of Common Pref Stock-48.11-50.85-37.940.00-26.11-0.31
Sale of Common Pref Stock0.000.000.130.150.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net33.2881.000.00-0.01-12.25-14.22
Change in Long Term Debt33.2881.000.00-0.01-12.25-14.22
Issuance of Long Term Debt87.76139.460.610.3421.7234.31
Reduction of Long Term Debt-54.49-58.46-0.61-0.35-33.97-48.53
Net Financing Active Other Cash Flow-0.65-6.41-2.64-0.27-5.90-35.03
Other Financing Activities Uses-0.65-5.42-3.63-0.27-5.90-34.46
Cash from Financing Activities-15.4823.74-40.45-0.13-44.25-49.56
Net Change in Cash-4.67-29.06-28.1611.5245.55-78.94
Free Cash Flow12.959.6213.8113.546.81-27.62
Price to Free Cash Flow8.3615.6296.69295.93138.77112.30

Revenue breakdown

License and Service2024: 131.92M 2025: 149.04M
Other2024: 9.24M 2025: 10.06M
Proprietary Payments2024: 50.07M 2025: 54.06M
United States2024: 191.23M 2025: 213.16M
Total Services-Prepackaged Software revenue2024: 191.23M 2025: 213.16M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3016.73%2.9M17.0M496.84K
2026-10-1517.40%3.0M17.0M490.43K
2026-09-3019.46%3.3M17.0M481.92K
2026-09-1520.45%3.5M17.0M471.82K
2026-08-3120.46%3.5M17.0M455.04K
2026-08-1419.72%3.4M17.0M451.36K
2026-07-3116.78%3.1M18.5M411.36K
2026-07-1517.81%3.3M18.5M423.16K
2026-06-3017.58%3.2M18.5M428.02K
2026-06-1518.95%3.5M18.5M368.61K
2026-05-2917.68%3.3M18.5M349.63K
2026-05-1517.65%3.3M18.5M338.70K
2026-04-3014.73%3.1M20.9M368.34K
2026-04-1514.52%3.0M20.9M379.62K
2026-03-3115.88%3.3M20.9M365.46K
2026-03-1315.94%3.3M20.9M366.13K
2026-02-2716.58%3.5M20.9M365.53K
2026-02-1316.01%3.3M20.9M372.89K
2026-01-3016.04%3.4M21.4M298.45K
2026-01-1514.44%3.3M22.7M264.00K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.500.000.000.00-0.000.00---
call5.000.000.000.00-0.000.00---
call7.500.000.000.00-0.000.00---
call10.000.000.000.00-0.000.00---
call12.500.000.000.00-0.000.00---
call15.000.000.000.85-1.000.00---
call17.500.000.001.92-1380.00---
call20.000.000.000.55-2300.00---
call22.500.000.000.05-4.000.00---
call25.000.000.000.00-0.000.00---
call30.000.000.000.00-0.000.00---
put2.500.000.000.00-0.000.00---
put5.000.000.000.00-0.000.00---
put7.500.000.000.00-0.000.00---
put10.000.000.000.00-0.000.00---
put12.500.000.000.00-0.000.00---
put15.000.000.000.00-0.000.00---
put17.500.000.000.00-0.000.00---
put20.000.000.000.00-0.000.00---
put22.500.000.000.00-0.000.00---
put25.000.000.000.00-0.000.00---
put30.000.000.000.00-0.000.00---

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-30SCHEDULE 13GSEC
2026-10-20SCHEDULE 13G/ASEC
2026-10-098-KCurrent report2026-10-09SEC
2026-09-30SCHEDULE 13GSEC
2026-09-224Statement of changes in beneficial ownership of securities2026-09-20SEC
2026-08-14SCHEDULE 13GSEC
2026-08-14SCHEDULE 13GSEC
2026-08-14SCHEDULE 13GSEC
2026-08-11SCHEDULE 13G/ASEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-068-KCurrent report2026-08-06SEC
2026-07-31SCHEDULE 13G/ASEC
2026-07-28SCHEDULE 13G/ASEC
2026-06-028-KCurrent report2026-06-02SEC
2026-05-144Statement of changes in beneficial ownership of securities2026-05-14SEC
2026-05-128-KCurrent report2026-05-12SEC
2026-05-0810-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-05-078-KCurrent report2026-05-07SEC
2026-05-07SCHEDULE 13GSEC
2026-04-30SCHEDULE 13GSEC
2026-03-27SCHEDULE 13G/ASEC
2026-03-094Statement of changes in beneficial ownership of securities2026-03-06SEC
2026-03-06144Filing for proposed sale of securities under Rule 144.SEC
2026-03-06SCHEDULE 13G/ASEC
2026-03-038-KCurrent report2026-03-03SEC
2026-02-18S-8Initial registration statement for securities to be offered to employees pursuant to employee benefit plansSEC
2026-02-124Statement of changes in beneficial ownership of securities2026-02-10SEC
2026-02-124Statement of changes in beneficial ownership of securities2026-02-10SEC
2026-02-124Statement of changes in beneficial ownership of securities2026-02-10SEC
2026-02-124Statement of changes in beneficial ownership of securities2026-02-10SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-05961.50K100
2026-040000
2026-0300142.21K1
2026-020000
2026-010000
2025-1200209.43K1
2025-1100352.99K2

Institutional holders

Manager% owned
BlackRock, Inc.9.22%
GENEVA CAPITAL MANAGEMENT LLC6.09%
AltraVue Capital, LLC5.73%
CROSSLINK CAPITAL INC5.72%
PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC.5.62%
North Reef Capital Management LP5.50%
HEARTLAND ADVISORS INC4.94%
Forager Capital Management, LLC4.42%
JENNISON ASSOCIATES LLC4.38%
First Eagle Investment Management, LLC4.21%

Funds

Fund% owned
Heartland Value Fund4.33%
First Eagle Small Cap Opportunity Fund3.67%
VANGUARD INFORMATION TECHNOLOGY INDEX FUND3.06%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.04%
iShares Russell 2000 ETF2.90%
Nationwide Geneva Small Cap Growth Fund1.75%
PGIM Jennison Small Company Fund1.52%
Royce Small-Cap Opportunity Fund1.51%
Nicholas Limited Edition, Inc.1.49%
Fidelity Small Cap Index Fund1.23%

OakChart. IIIV. Cached 15 minutes.