OakChart

Bank of N T Butterfield & Son Ltd

NTBFinancial·Banks - Diversified·Bermuda·Mid·NYSE·Nov 11 • 3:59 PM ET

56.55+0.58 (1.04%)
2026-11-11 22:38 CET
Market cap
2,201.12 USD m
Revenue, TTM
- USD m
Net income, TTM
234.31 USD m
Free cash flow, TTM
223.53 USD m
EPS diluted, TTM
5.73
P/E
9.87
Compare

Price

NTB against its 20, 50 and 200-day averages
2050200beatmiss
50.0055.0060.0065.00428K856KVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NTBclose 56.5520-day 57.5550-day 58.43200-day 56.9156.5552w high

11.9% under the 52-week high of 64.17 on 13 Aug 2026. 52-week low 44.36 on 18 Nov 2025. Last 15 sessions, 11.6% high to low

Volume 0.81× normal · the line is the 50-bar volume average

Profile

NTB
52-week range, 62% of the way up
44.3664.17

The Bank of N.T. Butterfield & Son Ltd. provides community banking and wealth management business. The firm operates through the following geographical segments: Bermuda, the Cayman Islands, Channel Islands and the UK, and Other. The Bermuda and Cayman segments offer retail banking and wealth management. The Channel Islands and the UK segment refers to the retail and corporate banking and wealth management. The Other segment includes operations in the jurisdictions of The Bahamas, Canada, Mauritius, Singapore and Switzerland. The company was founded in 1858 and is headquartered in Hamilton, Bermuda.

IndexRUT
Employees1315
IPOSep 16, 2016
Beta0.56
ATR, 14d1.25
Rel volume0.81
Short float1.80%
Insider own1.74%
Inst own74.57%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap2.22B
Enterprise Value-
Income234.31M
Sales803.39M
Book/sh28.26
Cash/sh-
Dividend Est.2.00 (3.54%)
Dividend TTM2.00 (3.54%)
Dividend Ex-DateNov 10, 2026
Dividend Gr. 3/5Y2.22% 1.33%
Payout33.49%
Employees1315
IPOSep 16, 2016

Ratios

P/E9.87
Forward P/E10.41
PEG0.81
P/S2.77
P/B2.00
P/C-
P/FCF9.95
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.36
Debt/Eq0.03
LT Debt/Eq0.03
Option/ShortYes / Yes

Earnings

EPS (ttm)5.73
EPS next Y5.43
EPS next Q1.60
EPS this Y6.03%
EPS next Y-6.38%
EPS next 5Y12.80%
EPS past 3/5Y9.16% 14.01%
Sales past 3/5Y9.67% 8.32%
EPS Y/Y TTM8.85%
Sales Y/Y TTM-0.30%
EPS Q/Q3.38%
Sales Q/Q1.78%
EarningsOct 27 AMC
EPS/Sales Surpr.0.89% 0.68%

Ownership

Insider Own1.74%
Insider Trans-33.61%
Inst Own74.57%
Inst Trans-0.24%
ROA1.65%
ROE21.07%
ROIC20.35%
Gross Margin-
Oper. Margin30.01%
Profit Margin29.17%
SMA20-1.73%
SMA50-3.22%
SMA200-0.63%
Trades-

Technical

Shs Outstand39.55M
Shs Float38.64M
Short Float1.80%
Short Ratio4.03
Short Interest0.69M
52W High64.17 -11.87%
52W Low44.36 27.48%
Volatility2.37% 2.07%
ATR (14)1.25
RSI (14)45.13
Beta0.56
Rel Volume0.81
Avg Volume172.25K
Volume139,322

Performance

Perf Week1.91%
Perf Month-3.13%
Perf Quarter-11.39%
Perf Half Y3.67%
Perf YTD13.51%
Perf Year22.43%
Perf 3Y114.86%
Perf 5Y40.50%
Perf 10Y96.83%
Recom2.67
Target Price66.00
Prev Close55.97
Price56.55
Change %1.04%

Analyst ratings

latest 10 of 13
DateActionAnalystRating changeTargetImplied
Sep 29, 2025DowngradeWWells FargoOverweight → Equal Weight$50-11.6%
Oct 02, 2024DowngradeKKeefe BruyetteOutperform → Mkt Perform$44 → $41-27.5%
Jul 07, 2022UpgradeWWells FargoEqual Weight → Overweight$38-32.8%
Oct 08, 2020ResumedGGoldmanBuy$29-48.7%
Jun 02, 2020DowngradeWWells FargoOverweight → Equal Weight$25-55.8%
Mar 30, 2020UpgradeWWells FargoEqual Weight → Overweight
Jan 09, 2020DowngradeCCitigroupBuy → Neutral$38 → $39-31.0%
Jul 08, 2019DowngradeKKeefe BruyetteOutperform → Mkt Perform$51 → $41-27.5%
Jan 15, 2019UpgradeCCitigroupNeutral → Buy
Apr 18, 2018UpgradeRRobert W. BairdUnderperform → Neutral

Peers

Mkt cap
TickerCompanyMkt cap
FBPFirst Bancorp PR3.92B
BOHBank of Hawaii Corp2.74B
FHBFirst Hawaiian INC3.03B
OFGOFG Bancorp2.14B
BPOPPopular Inc9.99B
CPFCentral Pacific Financial Corp992.05M
HSBCHSBC Holdings plc ADR309.03B
AMTBAmerant Bancorp Inc1.18B
BLXBladex Inc1.87B
NTRSNorthern Trust Corp32.37B

Insider trading

latest 14 of 25
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
McWatt MichaelManaging Director, CaymanAug 26 '26Sale58.419,000525,72913,544Aug 26 04:33 PM
McWatt MichaelEVP, MD CaymanAug 26 '26Proposed Sale58.449,000526,000Aug 26 02:39 PM
Collins Michael WChief Executive OfficerAug 17 '26Sale62.9875,0004,723,605132,037Aug 19 04:39 PM
Collins Michael WChief Executive OfficerAug 18 '26Sale61.7970,8594,378,29361,178Aug 19 04:39 PM
Collins Michael WChief Executive OfficerAug 19 '26Sale59.6761,1783,650,2530Aug 19 04:39 PM
Pearce JaneEVP, MD TrustAug 18 '26Proposed Sale63.5416,3681,040,000Aug 18 04:04 PM
Collins Michael WChairman & CEOAug 17 '26Proposed Sale63.76207,03713,200,000Aug 17 04:15 PM
Neff Michael WalterEVP COOAug 14 '26Proposed Sale62.915,500346,000Aug 14 03:58 PM
McWatt MichaelManaging Director, CaymanAug 05 '26Sale61.7812,000741,31922,544Aug 05 05:10 PM
Wright John RDirectorAug 04 '26Sale59.505,000297,5005,102Aug 05 05:10 PM
McWatt MichaelOfficerAug 05 '26Proposed Sale62.0012,000744,000Aug 05 03:30 PM
Wright John RDirectorAug 04 '26Proposed Sale58.005,000290,000Aug 04 12:38 PM
Saunders RichardManaging Director, CIUKJul 31 '26Sale61.3318,1181,111,0920Jul 31 04:13 PM
Saunders RichardEVP, MD Channel IslandsJul 31 '26Proposed Sale61.3318,1181,111,092Jul 31 04:09 PM

Held by

AUM
TickerCompanyAUM
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
IWMiShares Russell 2000 Index FundAUM: 77.38B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.14B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 212.10M
VYMVanguard High Dividend Yield Indx ETFAUM: 83.15B
DFNLDavis Select Financial ETFAUM: 459.70M

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-271.5001.4871.500162160.93
2026Q22026-07-271.1601.5071.160158.3156.943
2026Q12026-04-281.5301.4001.532154.5150.093
2025Q42026-02-091.5401.4671.534159.1153.493
2025Q32025-10-281.4601.3231.456153.3148.684
2025Q22025-07-281.2501.2381.250146.3146.334
2025Q12025-04-231.2301.0981.233148.2140.84
2024Q42025-02-101.3401.1481.336151.7142.654
2024Q32024-10-221.1601.1331.157142.7142.074
2024Q22024-07-221.0901.0481.093142.7139.754
2024Q12024-04-231.1300.9701.133142.8137.285
2023Q42024-02-121.1101.1141.113144.9141.345
2023Q32023-10-240.9901.1280.992141.7143.865
2023Q22023-07-311.2201.1641.223145.1146.025
2023Q12023-04-241.2401.1581.241147146.065
2022Q42023-02-131.2601.1501.263148.5143.265

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.7602.8082.760454.7444.58
2018FY3.5173.4943.501510.98509.51
2019FY3.3003.3303.300532.6527.17
2020FY2.9002.7872.895494.2500.81
2021FY3.2603.2373.262499.7495.46
2022FY4.2904.1784.292549.3544.24
2023FY4.5804.5684.576578.6575.52
2024FY4.7104.5404.713579.9572.19
2025FY5.4705.4035.470606.8601.63
2026FY-5.800--640.2
2027FY-5.430--1,205
2028FY-7.850--1,418

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-28301162.57162.1163.3
2026Q4S2026-10-27300163.67162.2164.6
2026Q4S2026-10-13300163.67162.2164.6
2026Q4S2026-10-11310163.67162.2164.6
2026Q4S2026-09-29320163.67162.2164.6
2026Q4S2026-07-30320163.24162.2164.2
2026Q4S2026-07-28310162.07160.7163.31
2026Q4S2026-07-15301161.5160.5163.31
2026Q4S2026-07-13311161.5160.5163.31
2026Q4S2026-06-05321161.5160.5163.31
2026Q4S2026-05-28321161.19160.5162.37
2026Q4S2026-05-01330162.79160.7165.3
2026Q4S2026-04-29320160.62155.87165.3
2026Q4S2026-04-27300158.36155.87162.1

Estimate history

EPS, annual2.763.5013.32.8953.2624.2924.5764.7135.4685.7304
Period201720182019202020212022202320242025TTM
EPS, quarterly1.1571.3361.2331.251.4561.5341.5321.161.505
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual467.106534.297591.489536.512521.644606.492761.719816.109800.037803.39
Period201720182019202020212022202320242025TTM
Sales, quarterly205.959208.816198.467198200.524203.046195.327200.919204.094
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual54.69354.10552.38649.39249.29249.65846.9142.91939.94839.554
Period201720182019202020212022202320242025MRQ
Shares, quarterly44.17342.91942.20141.10540.58239.94839.61139.32739.554
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income545.06557.11585.72545.63398.38324.90352.01405.08367.59
Total Interest Expense166.37193.03234.51178.6754.8025.0934.4159.3824.60
Net Interest Income378.69364.08351.20366.96343.58299.81317.60345.70342.99
Loan Loss Provision3.130.221.664.452.40-3.138.490.000.00
Net Interest Income After Loan Loss Provision375.56363.87349.54362.51341.19302.94309.11345.70342.99
Non-Interest Income258.32242.93230.39216.09208.11196.75184.50186.41166.71
Non-Interest Expense392.79368.83359.09352.34331.60333.89344.59356.74314.35
Operating Income241.09237.97220.85226.26217.70165.79149.02175.37195.35
Unusual Expense-------0.000.00
Net Income Before Taxes241.09237.97220.85226.26217.70165.79149.59175.70196.47
Income Taxes6.786.024.530.773.683.122.38-1.371.28
Consolidated Net Income234.31231.94216.32225.49214.02162.67147.22177.07195.18
Net Income From Continuing Operations234.31231.94216.32225.49214.02162.67147.22177.07195.18
Net Income234.31231.94216.32225.49214.02162.67147.22177.07195.18
EPS (Recurring)5.785.474.714.584.293.262.903.303.50
EPS (Basic, Before Extraordinaries)5.895.614.804.624.323.282.913.333.55
EPS (Diluted)5.735.474.714.584.293.262.903.303.50
Non-Operating Income (Expense)0.000.000.000.000.000.000.580.331.12
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense16.7816.0014.5814.3611.8410.6110.6612.759.21
Price To Earnings Ratio9.779.778.006.737.6711.5810.7611.128.86
Price To Sales Ratio2.922.642.062.072.453.642.953.363.27
Operating Margin30.0129.7427.0629.7035.9031.7827.7829.6536.56
Net Margin29.1728.9926.5129.6035.2931.1827.4429.9436.53
Shares Outstanding39.5539.9542.9246.9149.6649.2949.3952.3954.11
Market Capitalization2,201.122,201.121,715.801,597.661,487.862,020.031,651.641,991.231,734.88

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income139.03136.57132.68136.78139.40140.91140.01145.45
Total Interest Expense41.8640.9739.4044.1546.6851.5150.6956.81
Net Interest Income97.1795.6193.2892.6392.7289.4189.3388.64
Loan Loss Provision0.241.621.45-0.180.560.21-0.380.27
Net Interest Income After Loan Loss Provision96.9393.9991.8492.8192.1689.2089.7188.36
Non-Interest Income65.0764.3462.6566.2661.1257.0958.4563.37
Non-Interest Expense99.35109.8490.5193.0990.7791.7593.2290.65
Operating Income62.6548.4963.9865.9862.5154.5354.9461.08
Unusual Expense0.000.000.00---0.00-
Net Income Before Taxes62.6548.4963.9865.9862.5154.5354.9461.08
Income Taxes1.661.581.352.191.451.211.181.51
Consolidated Net Income60.9946.9162.6263.7961.0653.3353.7659.58
Net Income From Continuing Operations60.9946.9162.6263.7961.0653.3353.7659.58
Net Income60.9946.9162.6263.7961.0653.3353.7659.58
EPS (Recurring)1.501.161.531.531.461.251.231.34
EPS (Basic, Before Extraordinaries)1.551.191.571.581.501.281.261.37
EPS (Diluted)1.501.161.531.531.461.251.231.34
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense5.094.563.983.144.404.124.013.42
Price To Earnings Ratio9.7710.319.599.448.629.198.108.00
Price To Sales Ratio2.923.012.692.592.232.332.082.00
Operating Margin30.7024.1332.7532.5031.1727.5427.6829.25
Net Margin29.8823.3532.0631.4230.4526.9327.0928.53
Shares Outstanding39.5539.3339.6139.9540.5841.1042.2042.92
Market Capitalization2,201.122,376.922,096.492,052.741,768.441,824.471,827.061,715.80

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks1,605.481,922.801,521.162,727.031,765.852,880.991,739.582,053.881,535.14
Investments7,474.407,243.226,494.275,793.567,516.785,864.675,798.714,346.605,144.10
Net Loans4,553.614,639.334,896.955,354.675,678.315,594.325,981.944,043.893,776.86
Investment in Unconsolidated Affiliates6.756.597.0612.4812.6112.9314.4814.6614.10
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.000.000.450.800.694.053.845.359.13
Net Property, Plant & Equipment196.58189.13187.81179.78178.21197.00206.18158.06164.79
Interest Receivables11.108.0023.1016.607.608.7023.5620.8724.91
Deferred Tax Assets--------1.09
Other Intangible Assets246.96222.32243.22221.14175.14175.98153.28129.87109.12
Total Assets14,094.8914,231.4013,374.0214,306.0615,335.2014,738.6313,921.5810,773.1810,779.24
Total Deposits12,698.0712,745.9111,986.7112,991.0813,870.2213,250.0812,407.879,418.429,523.99
Total Debt38.73226.89131.50205.25210.66216.40225.59177.14129.47
Long Term Debt33.48129.08124.34123.12127.60133.08138.2673.3225.00
Provision for Risks Charges84.4783.5988.6992.02126.23131.28110.35117.20128.80
Other Liabilities131.78154.19163.52152.90150.59158.92214.03178.07174.10
Total Liabilities12,953.0413,210.5812,370.4213,441.2514,357.7113,756.6912,957.839,890.839,956.36
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,141.851,020.811,003.60864.82977.49981.95963.74882.34822.88
Total Shareholders Equity1,141.851,020.811,003.60864.82977.49981.95963.74882.34822.88
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity1,141.851,020.811,003.60864.82977.49981.95963.74882.34822.88
Total Liabilities & Stockholders Equity14,094.8914,231.4013,374.0214,306.0615,335.2014,738.6313,921.5810,773.1810,779.24
Book Value Per Share28.5823.7821.3917.4219.8319.8818.4016.3115.05
Tangible Book Value Per Share26.4121.7019.2915.9218.0818.0016.5514.9313.94
Tier 1 Capital1,102.301,066.101,042.50983.30896.30816.01848.82846.04772.31
Tier 2 Capital6.20107.10109.40183.60184.00187.09103.24121.5274.01
Full-Time Employees1,3151,3061,3341,3411,2771,3141,5121,3731,190
Price to Book Ratio1.981.521.671.961.921.572.011.922.47
Return on Assets1.641.571.631.441.081.031.431.811.40
Return on Equity21.4521.3724.1423.2316.6015.1319.1822.8919.99
Return on Invested Capital19.7318.8119.9921.6614.7213.2016.0720.4218.07
Current Ratio0.410.450.350.310.310.400.420.290.25

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations296.49291.07281.56293.77273.36251.85233.92241.56245.91
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-49.47-11.51-16.126.52-54.09-0.51-45.778.0950.43
Cash from Operating Activities247.03279.56265.43300.29219.27251.35188.15249.65296.35
Capital Expenditures-23.49-24.75-21.53-54.27-26.88-15.72-20.57-22.78-19.84
Net Assets From Acquisitions-0.000.000.000.000.000.000.00-20.72
Sale of Fixed Assets and Businesses-0.000.000.000.000.000.002,815.75-
Purchase or Sale of Investments-595.35-99.85-796.47151.38409.08-1,790.93-46.70-1,337.84701.05
Purchase of Investments-5,978.89-3,562.97-3,794.92-2,256.39-3,015.97-5,754.05-3,717.91-2,756.35-1,146.05
Sale Or Maturity of Investments5,383.553,463.132,998.462,407.773,425.053,963.123,671.211,418.511,847.10
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00-
Cash from Investing Activities-597.71102.36-581.02681.80292.02-1,905.66-41.711,092.51338.55
Cash Dividends Paid-79.61-77.72-79.58-86.19-87.34-87.28-88.93-93.64-83.70
Change in Capital Stock-88.10-146.69-155.31-88.59-3.90-19.75-84.90-81.19-45.12
Repurchase of Common Pref Stock-88.10-146.69-155.31-88.59-3.90-19.75-86.64-81.53-48.44
Sale of Common Pref Stock0.000.000.000.000.000.001.740.353.32
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-1.94-190.0397.33-75.000.000.0027.65-744.613.67
Change in Long Term Debt0.00-100.000.00-75.000.000.00-70.00-744.61-69.54
Reduction of Long Term Debt0.00-100.000.00-75.000.000.00-70.00-744.61-69.54
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities78.13-745.64735.56-1,447.92-506.81535.78546.45-919.43-125.15
Exchange Rate Effect-0.7251.86-3.6921.55-91.447.5442.7186.062.65
Net Change in Cash-273.28-311.86416.28-444.29-86.95-1,111.00735.60508.78512.39
Free Cash Flow223.53254.81244.38273.36192.40235.62167.58226.87277.82
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow16.2911.9310.188.4314.1512.8120.1514.919.00
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks1,129.431,320.421,824.331,605.481,425.411,386.99
Investments8,072.057,936.357,558.347,474.407,584.927,612.01
Net Loans4,560.474,576.044,572.544,553.614,629.864,738.27
Investment in Unconsolidated Affiliates6.666.776.756.756.726.67
Net Property, Plant & Equipment198.65199.58199.47196.58196.53196.53
Interest Receivables10.6010.1010.5011.1011.2010.60
Other Intangible Assets291.93297.22252.82246.96231.72233.93
Total Assets14,269.7714,346.4814,424.7614,094.8914,086.3514,185.00
Total Deposits12,897.9612,910.8612,881.9712,698.0712,720.9712,837.84
Total Debt38.6139.09170.8938.7338.8038.24
Long Term Debt33.3633.8433.3433.4838.8038.24
Provision for Risks Charges84.2484.1984.2784.4784.8884.17
Other Liabilities131.18163.67151.55131.78135.76155.62
Total Liabilities13,151.9913,197.8113,288.6712,953.0412,980.4013,115.86
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity1,117.791,148.671,136.091,141.851,105.961,069.14
Total Shareholders Equity1,117.791,148.671,136.091,141.851,105.961,069.14
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity1,117.791,148.671,136.091,141.851,105.961,069.14
Total Liabilities & Stockholders Equity14,269.7714,346.4814,424.7614,094.8914,086.3514,185.00
Book Value Per Share28.2629.2128.6828.5827.2526.01
Tangible Book Value Per Share25.3226.1926.5626.4125.0623.77
Tier 1 Capital1,145.481,093.931,109.501,102.301,078.051,056.58
Tier 2 Capital5.915.875.816.206.227.09
Full-Time Employees---1,315--
Price to Book Ratio1.982.071.841.831.651.77
Return on Assets1.651.641.691.641.601.56
Return on Equity21.0721.1421.9521.4520.9921.21
Return on Invested Capital5.303.975.365.435.334.82
Current Ratio0.360.410.370.410.350.36

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations74.8362.5282.8076.3476.4467.01
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-9.91-3.39-23.90-12.27-24.5033.73
Cash from Operating Activities64.9259.1358.9164.0751.94100.73
Capital Expenditures-4.80-4.86-8.60-5.24-5.12-7.00
Net Assets From Acquisitions0.00-41.140.00--0.00
Sale of Fixed Assets and Businesses--0.00--0.00
Purchase or Sale of Investments-234.76-392.96-94.46126.849.62-641.58
Purchase of Investments-1,754.78-1,445.42-1,082.01-1,696.69-494.61-680.65
Sale Or Maturity of Investments1,520.011,052.45987.551,823.53504.2439.08
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-211.56-445.90-150.03209.7873.87-591.82
Cash Dividends Paid-19.77-19.70-19.99-20.15-20.45-18.36
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.00-16.12-42.43-29.55-30.35-45.42
Repurchase of Common Pref Stock0.00-16.12-42.43-29.55-30.35-45.42
Sale of Common Pref Stock0.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net-0.12-134.57132.750.000.00-100.00
Change in Long Term Debt0.000.000.000.000.00-100.00
Reduction of Long Term Debt0.000.000.000.000.00-100.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities-34.59-131.29327.63-83.62-78.41-191.97
Exchange Rate Effect2.148.68-10.37-1.17-7.5144.69
Net Change in Cash-179.08-509.39226.13189.0639.88-638.37
Free Cash Flow60.1254.2750.3158.8346.8293.74
Price to Free Cash Flow16.2918.5212.5611.7012.219.10

Revenue breakdown

Bermuda2024: 579.93M 2025: 606.79M
Bermuda2024: 261.95M 2025: 273.67M
Cayman2024: 189.49M 2025: 197.43M
Channel Islands And United Kingdom2024: 108.29M 2025: 114.60M
Consolidation, Policy2024: -22.39M 2025: -25.49M
Other2024: 42.60M 2025: 46.59M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-301.80%0.7M38.6M167.37K
2026-10-152.08%0.8M38.6M166.49K
2026-09-302.17%0.8M38.7M167.32K
2026-09-152.30%0.9M38.7M186.77K
2026-08-312.17%0.8M38.7M199.80K
2026-08-141.70%0.7M38.6M201.30K
2026-07-311.63%0.6M38.6M198.36K
2026-07-151.65%0.6M39.2M196.20K
2026-06-301.57%0.6M39.2M193.79K
2026-06-151.53%0.6M39.2M178.18K
2026-05-291.19%0.5M39.1M170.16K
2026-05-150.92%0.4M39.1M165.87K
2026-04-300.78%0.3M39.1M164.56K
2026-04-151.21%0.5M39.1M163.86K
2026-03-311.28%0.5M39.5M171.97K
2026-03-131.21%0.5M39.5M159.84K
2026-02-270.50%0.2M39.5M157.49K
2026-02-130.59%0.2M39.4M154.67K
2026-01-300.59%0.2M40.7M164.14K
2026-01-150.62%0.3M40.7M182.19K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call30.0024.0028.900.004.2150.000.000.976-0.0610.005
call35.0019.1024.000.003.4740.000.000.969-0.0580.006
call40.0014.2019.000.002.7680.000.000.960-0.0550.007
call45.009.1013.900.002.0870.000.000.844-0.1980.021
call50.004.509.000.001.5230.000.000.784-0.1660.026
call55.000.403.200.000.6660.000.000.636-0.1160.033
call60.000.100.350.140.40354512.000.244-0.0790.028
call65.000.001.350.150.7171.000.000.118-0.0710.017
call70.000.001.350.000.9750.000.000.093-0.0810.015
call75.000.004.900.001.2000.000.000.079-0.0880.013
call80.000.001.350.001.4000.000.000.070-0.0930.012
call85.000.004.900.001.5830.000.000.063-0.0980.011
call90.000.004.900.001.7500.000.000.059-0.1020.010
put30.000.004.900.002.2570.000.00-0.024-0.0630.005
put35.000.004.900.001.7730.000.00-0.030-0.0600.006
put40.000.000.200.001.9890.000.00-0.116-0.1820.018
put45.000.001.350.001.6710.000.00-0.155-0.1980.021
put50.000.001.350.001.1430.000.00-0.215-0.1660.026
put55.000.201.351.740.5953.000.00-0.363-0.1160.033
put60.001.505.300.000.9250.000.00-0.756-0.0780.028
put65.006.5010.300.001.3430.000.00-0.881-0.0690.017
put70.0011.5016.000.001.9230.000.00-0.906-0.0780.015
put75.0016.5020.900.002.1930.000.00-0.920-0.0850.013
put80.0021.5026.000.002.4960.000.00-0.929-0.0900.012
put85.0026.5031.000.002.7380.000.00-0.936-0.0940.011
put90.0031.5036.000.002.9570.000.00-0.941-0.0970.010

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-10-276-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-30SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-186-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-09-18SEC
2026-08-316-KCurrent report of foreign issuer pursuant to Rules 13a-16 and 15d-162026-06-30SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-274Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-26144Filing for proposed sale of securities under Rule 144.SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-26SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-194Statement of changes in beneficial ownership of securities2026-08-18SEC
2026-08-18144Filing for proposed sale of securities under Rule 144.SEC
2026-08-17144Filing for proposed sale of securities under Rule 144.SEC
2026-08-174Statement of changes in beneficial ownership of securities2026-08-14SEC
2026-08-14144Filing for proposed sale of securities under Rule 144.SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080014.32M6
2026-07003.84M4
2026-06003.56M3
2026-05564.94K100
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
FMR LLC6.22%
BlackRock, Inc.5.97%
Rovida Investment Management Ltd4.49%
AMERICAN CENTURY COMPANIES INC4.32%
DIMENSIONAL FUND ADVISORS LP4.18%
LSV ASSET MANAGEMENT3.51%
NOMURA ASSET MANAGEMENT INTERNATIONAL INC.3.06%
DAVIS SELECTED ADVISERS2.56%
Nuveen, LLC2.24%
Invesco Ltd.2.20%

Funds

Fund% owned
Fidelity Small Cap Value Fund4.37%
Avantis U.S. Small Cap Value ETF3.78%
iShares Russell 2000 ETF2.67%
Nomura Small Cap Value Fund1.97%
Fidelity Small Cap Index Fund1.13%
Nomura VIP Small Cap Value Series1.02%
College Retirement Equities Fund - Total Global Stock Account0.96%
FPA Queens Road Small Cap Value Fund0.92%
Federated Hermes MDT Small Cap Core Fund0.88%
Invesco Main Street Small Cap Fund0.82%

OakChart. NTB. Cached 15 minutes.