OakChart

First Hawaiian INC

FHBFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 11:25 AM ET

24.87-0.15 (-0.62%)
2026-11-11 17:25 CET
Market cap
3,044.46 USD m
Revenue, TTM
- USD m
Net income, TTM
274.82 USD m
Free cash flow, TTM
364.96 USD m
EPS diluted, TTM
2.23
P/E
11.14
Compare

Price

FHB against its 20, 50 and 200-day averages
2050200beatmiss
24.0026.0028.0030.005.2M10.4MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26FHBclose 24.8720-day 25.3050-day 25.27200-day 26.4824.8752w high

18.7% under the 52-week high of 30.58 on 7 Jul 2026. 52-week low 23.26 on 19 Mar 2026. Last 15 sessions, 6.6% high to low

Profile

FHB
52-week range, 22% of the way up
23.2630.58

First Hawaiian, Inc. is a bank holding company engaged in the provision of banking services to consumer and commercial customers, including deposit products, lending services, and wealth management and trust services through its subsidiary, First Hawaiian Bank. It operates through the following business segments: Retail Banking, Commercial Banking, and Treasury and Other. The Retail Banking segment offers residential and commercial mortgage loans, home equity lines of credit, automobile loans and leases, personal lines of credit, installment loans, and small business loans and leases, deposits, such as checking, savings and time deposit accounts to consumers, small businesses and certain commercial customers. The Commercial Banking segment provides corporate banking, residential and commercial real estate loans, commercial lease financing, auto dealer financing, deposit products and credit cards that they provide primarily to middle market and large companies in Hawaii, Guam, Saipan, and California. The Treasury and Other segment relates to the treasury business, which consists of corporate asset and liability management activities, including interest rate risk management, as well as organizational units such as technology, operations, credit and risk management, human resources, finance, administration, marketing, and corporate and regulatory administration. The company was founded in 1858 and is headquartered in Honolulu, HI.

IndexRUI
Employees2000
IPOAug 04, 2016
Beta0.79
ATR, 14d0.54
Rel volume0.42
Short float11.49%
Insider own0.81%
Inst own111.89%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap3.03B
Enterprise Value-
Income274.82M
Sales1.16B
Book/sh23.16
Cash/sh-
Dividend Est.1.04 (4.18%)
Dividend TTM1.04 (4.18%)
Dividend Ex-DateNov 16, 2026
Dividend Gr. 3/5Y0.00% 0.00%
Payout47.25%
Employees2000
IPOAug 04, 2016

Ratios

P/E11.14
Forward P/E9.82
PEG1.29
P/S2.60
P/B1.07
P/C-
P/FCF8.29
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.10
Debt/Eq0.00
LT Debt/Eq0.00
Option/ShortYes / Yes

Earnings

EPS (ttm)2.23
EPS next Y2.53
EPS next Q0.57
EPS this Y1.65%
EPS next Y13.26%
EPS next 5Y7.59%
EPS past 3/5Y1.97% 9.06%
Sales past 3/5Y11.64% 8.61%
EPS Y/Y TTM9.09%
Sales Y/Y TTM1.10%
EPS Q/Q-11.95%
Sales Q/Q-3.14%
EarningsOct 23 BMO
EPS/Sales Surpr.-11.65% 0.45%

Ownership

Insider Own0.81%
Insider Trans0.00%
Inst Own111.89%
Inst Trans4.44%
ROA1.15%
ROE9.90%
ROIC9.75%
Gross Margin-
Oper. Margin28.58%
Profit Margin23.64%
SMA20-1.72%
SMA50-1.61%
SMA200-6.10%
Trades-

Technical

Shs Outstand121.68M
Shs Float120.69M
Short Float11.49%
Short Ratio6.35
Short Interest13.87M
52W High30.58 -18.69%
52W Low23.26 6.90%
Volatility2.65% 2.16%
ATR (14)0.54
RSI (14)44.79
Beta0.79
Rel Volume0.42
Avg Volume2.19M
Volume300,239

Performance

Perf Week-3.88%
Perf Month1.62%
Perf Quarter-10.75%
Perf Half Y-4.84%
Perf YTD-1.72%
Perf Year-0.10%
Perf 3Y36.48%
Perf 5Y-13.39%
Perf 10Y-13.78%
Recom3.27
Target Price28.89
Prev Close25.02
Price24.87
Change %-0.62%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 01, 2026UpgradeJJP MorganUnderweight → Neutral$29+16.6%
Aug 06, 2026UpgradeSStephensEqual-Weight → Overweight$33+32.7%
Jul 09, 2026InitiatedTThe Benchmark CompanyHold
Sep 25, 2025InitiatedTTD CowenHold$27+8.6%
Aug 21, 2025ResumedPPiper SandlerNeutral$26+4.6%
Jul 08, 2025DowngradeBBarclaysEqual Weight → Underweight$298+1,098.4%
Nov 27, 2024InitiatedSStephensEqual-Weight$30+20.6%
Jul 29, 2024DowngradeJJP MorganNeutral → Underweight$24-3.5%
Mar 08, 2024InitiatedBBarclaysEqual Weight$25+0.5%
Jan 05, 2024DowngradeWWells FargoEqual Weight → Underweight$18-27.6%

Peers

Mkt cap
TickerCompanyMkt cap
BOHBank of Hawaii Corp2.73B
CPFCentral Pacific Financial Corp988.10M
BANCBanc of California Inc2.85B
CATYCathay General Bancorp4.29B
CVBFCVB Financial Corp3.96B
WAFDWaFd Inc2.17B
BANRBanner Corp2.52B
HOPEHope Bancorp Inc1.68B
COLBColumbia Banking System Inc8.47B
WABCWestamerica Bancorporation1.38B

Insider trading

6 filings
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Wo Craig ScottDirectorFeb 06 '26Sale27.211,50040,8220Feb 10 06:23 PM
Wo Craig ScottDirectorFeb 10 '26Sale26.9450013,4680Feb 10 06:23 PM
Wo Craig ScottDirectorFeb 05 '26Proposed Sale26.802,00053,600Feb 05 02:25 PM
Arizumi AlanVICE CHAIRDec 04 '25Sale25.3536,460924,42937,508Dec 08 05:22 PM
Arizumi AlanVICE CHAIRDec 04 '25Sale25.346,566166,3651,962Dec 08 05:22 PM
Alan ArizumiVice ChairDec 04 '25Proposed Sale25.3343,0261,089,848Dec 04 08:34 AM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
IJSiShares S&P Small-Cap 600 Value ETFAUM: 7.74B

News

latest 14 of 206
  • First Hawaiian, Inc. and TriCo Bancshares Announce Shareholder Approvals of Acquisition (GlobeNewswire)
  • First Hawaiian Misses As A Credit Blip And Loan-Growth Cut Offset A Steadily Improving Margin Story (Earnings Whispers)
  • First Hawaiian: Q3 Earnings Snapshot (Associated Press)
  • First Hawaiian, Inc. Reports Third Quarter 2026 Financial Results and Declares Dividend (GlobeNewswire)
  • First Hawaiian to Report Third Quarter 2026 Financial Results on October 23, 2026 (GlobeNewswire)
  • Loading…
  • Are LFCR, ITGR, FHB, INDV Obtaining Fair Deals for their Shareholders? (PR Newswire)
  • First Hawaiian Inc's Dividend Analysis (GuruFocus.com)
  • Zillow downgraded, Global Payments upgraded: Wall Street's top analyst calls (The Fly)
  • First Hawaiian Inc (FHB) Q2 2026 Earnings Call Highlights: Strong Loan Growth Amid Deposit ... (GuruFocus.com)
  • Halper Sadeh LLC is Investigating Whether VEEE, NXTC, TCBK, FHB are Obtaining Fair Deals for their Shareholders (PR Newswire)
  • First Hawaiian: Q2 Earnings Snapshot (Associated Press)
  • First Hawaiian, Inc. Reports Second Quarter 2026 Financial Results and Declares Dividend (GlobeNewswire)
  • Are DXLG, LAB, FHB, RLYB Obtaining Fair Deals for their Shareholders? (PR Newswire)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-230.5200.5890.520230.23229.211
2026Q22026-07-240.6000.5830.600231.27227.7711
2026Q12026-04-240.5500.5360.550220.35220.910
2025Q42026-01-300.5600.5510.563225.85225.4710
2025Q32025-10-240.5900.5220.591226.39218.410
2025Q22025-07-250.5800.4900.582217.54213.968
2025Q12025-04-230.4700.4620.466211210.439
2024Q42025-01-310.5600.4310.410188.13203.837
2024Q32024-10-250.4800.4390.479210205.118
2024Q22024-07-260.4800.4250.483204.62203.388
2024Q12024-04-260.4200.4220.423205.8203.668
2023Q42024-01-260.3700.4390.371210.14201.097
2023Q32023-10-270.4600.4280.455203.25199.827
2023Q22023-07-280.4900.5040.489207.29212.77
2023Q12023-04-280.5200.5410.522216.27219.267
2022Q42023-01-270.6200.5800.622219.95219.638

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY1.6501.6401.315734.41720.88
2018FY2.0902.0231.928745.31758.31
2019FY2.1902.1372.132765.94769.46
2020FY1.4501.3931.427733.11729.46
2021FY2.1602.1002.051715.48720.32
2022FY2.0702.0392.076793.07794.9
2023FY1.8401.9171.837836.94828.53
2024FY1.9401.8271.793808.54822.29
2025FY2.2002.1602.200880.79881.63
2026FY-2.236--919.2
2027FY-2.533--1,465
2028FY-2.740--1,512

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30631237.54232.22257
2026Q4S2026-10-26631237.51232.22257
2026Q4S2026-10-23621236.8231257
2026Q4S2026-10-11720244.32229.26276.6
2026Q4S2026-10-07721244.32229.26276.6
2026Q4S2026-10-02724244.32229.26276.6
2026Q4S2026-10-01715243.91229.26276.6
2026Q4S2026-09-30715243.62228.97276.6
2026Q4S2026-09-29715243.05228.97276.6
2026Q4S2026-09-26815241.71228.97276.6
2026Q4S2026-07-28825241.71228.97276.6
2026Q4S2026-07-24824242.46229.26276.6
2026Q4S2026-07-14820241.09232.36279.2
2026Q4S2026-07-13920240.52232.36279.2

Estimate history

EPS, annual1.3151.9282.1321.4272.0512.0761.8371.7932.2012.2329
Period201720182019202020212022202320242025TTM
EPS, quarterly0.4790.410.4660.5820.5910.5630.550.60.52
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual776.894849.688882.125776.48737.536843.4521132.1321172.1171173.5431162.75
Period201720182019202020212022202320242025TTM
Sales, quarterly305.814270.448286.919291.6301.135293.889283.488293.682291.694
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual139.589134.874129.928129.912127.502127.363127.619126.423122.689121.681
Period201720182019202020212022202320242025MRQ
Shares, quarterly127.886126.423125.693124.684123.72122.689121.649121.681121.681
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income933.45951.30980.04923.58663.22549.31582.76678.69646.05
Total Interest Expense250.52287.56357.31287.4549.6718.7547.02105.2979.73
Net Interest Income682.93663.74622.74636.13613.55530.56535.73573.40566.32
Loan Loss Provision38.6127.2014.7526.631.39-39.00121.7213.8022.18
Net Interest Income After Loan Loss Provision644.32636.54607.99609.50612.16569.56414.02559.60544.14
Non-Interest Income229.31222.24192.07208.55180.23188.22193.72203.43203.64
Non-Interest Expense541.34504.54507.46508.88441.18408.79364.01373.08358.15
Operating Income332.29354.24292.60309.17351.21349.00243.72389.96389.62
Unusual Expense6.670.000.000.000.000.000.000.0024.09
Net Income Before Taxes325.62354.24292.60309.17351.21349.00243.72381.70358.18
Income Taxes50.8077.9862.4774.1985.5383.2657.9797.3193.78
Consolidated Net Income274.82276.27230.13234.98265.69265.74185.75284.39264.39
Net Income From Continuing Operations274.82276.27230.13234.98265.69265.74185.75284.39264.39
Net Income274.82276.27230.13234.98265.69265.74185.75284.39264.39
EPS (Recurring)2.282.201.791.842.082.051.432.132.05
EPS (Basic, Before Extraordinaries)2.252.211.801.842.082.061.432.141.93
EPS (Diluted)2.232.201.791.842.082.051.432.131.93
Non-Operating Income (Expense)0.000.000.000.000.000.000.00-8.26-7.36
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense13.4112.409.407.588.149.567.305.694.84
Price To Earnings Ratio11.2111.2114.7810.9513.7213.3216.5313.5311.68
Price To Sales Ratio2.592.712.842.583.954.803.954.363.63
Operating Margin28.5830.1924.9627.3141.6447.3231.3944.2145.86
Net Margin23.6423.5419.6320.7631.5036.0323.9232.2431.12
Shares Outstanding121.68122.69126.42127.62127.36127.50129.91129.93134.87
Market Capitalization3,044.463,044.463,318.642,917.213,316.403,520.623,083.983,778.693,036.01

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income234.54232.37229.70236.84242.57236.74235.15240.16
Total Interest Expense60.4461.3762.1766.5473.2473.1674.6281.41
Net Interest Income174.10170.99167.53170.30169.33163.58160.53158.75
Loan Loss Provision20.315.605.007.704.504.5010.50-0.75
Net Interest Income After Loan Loss Provision153.80165.39162.53162.60164.83159.08150.03159.50
Non-Interest Income57.1561.3153.7957.0558.5654.8651.7730.29
Non-Interest Expense154.40131.48128.86126.60127.24125.84124.85125.05
Operating Income56.5495.2387.4693.0596.1588.1076.9464.74
Unusual Expense6.670.000.000.000.000.000.000.00
Net Income Before Taxes49.8795.2387.4693.0596.1588.1076.9464.74
Income Taxes-13.8621.8519.6823.1222.3114.8617.7012.24
Consolidated Net Income63.7373.3867.7869.9373.8473.2559.2552.50
Net Income From Continuing Operations63.7373.3867.7869.9373.8473.2559.2552.50
Net Income63.7373.3867.7869.9373.8473.2559.2552.50
EPS (Recurring)0.560.600.550.560.590.580.470.41
EPS (Basic, Before Extraordinaries)0.520.600.550.570.590.580.470.41
EPS (Diluted)0.520.600.550.560.590.580.470.41
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.123.133.963.203.232.793.191.32
Price To Earnings Ratio11.2112.8211.1912.3512.8213.5913.6214.78
Price To Sales Ratio2.593.062.602.682.702.722.682.84
Operating Margin19.3832.4330.8531.6631.9330.2126.8223.94
Net Margin21.8524.9823.9123.8024.5225.1220.6519.41
Shares Outstanding121.68121.68121.65122.69123.72124.68125.69126.42
Market Capitalization3,044.463,564.323,023.063,130.123,094.513,137.953,089.783,318.64

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks228.73258.06185.01297.50246.72303.37360.38396.84367.08
Investments7,191.966,899.808,104.127,889.349,685.657,138.754,653.435,263.515,979.86
Net Loans14,144.0614,247.8614,196.9613,948.1112,804.7413,070.6413,081.1212,934.4712,140.12
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets--0.000.090.170.000.320.750.33
Net Property, Plant & Equipment361.20348.63342.76343.15382.65362.60361.19305.00289.21
Interest Receivables77.6479.9884.4278.1963.1669.6345.2448.9247.99
Deferred Tax Assets270.28294.12316.19351.36168.66135.03107.71144.56127.49
Other Intangible Assets1,753.471,762.651,773.671,758.511,713.161,663.311,611.301,638.341,626.38
Total Assets24,027.3423,891.1025,003.1424,666.2625,064.9022,743.3420,220.6820,732.3920,578.46
Total Deposits20,515.6720,322.2221,332.6621,689.0321,816.1519,227.7216,444.9917,150.0717,612.12
Total Debt60.89313.02563.83139.8165.80247.60644.42600.030.03
Long Term Debt52.5155.2155.8258.6258.05238.66235.63600.020.03
Provision for Risks Charges252.35195.84183.99149.78197.09232.37241.02163.91169.32
Deferred Tax Liabilities72.0962.9176.6789.0472.4980.5153.9436.7129.00
Other Liabilities356.98379.63359.93329.60256.46211.03196.04256.84235.44
Total Liabilities21,257.9821,273.6122,517.0722,397.2622,407.9819,999.2417,580.4218,207.5518,045.90
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity2,769.362,617.492,486.072,269.012,656.912,744.102,640.262,524.842,532.55
Total Shareholders Equity2,769.362,617.492,486.072,269.012,656.912,744.102,640.262,524.842,532.55
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity2,769.362,617.492,486.072,269.012,656.912,744.102,640.262,524.842,532.55
Total Liabilities & Stockholders Equity24,027.3423,891.1025,003.1424,666.2625,064.9022,743.3420,220.6820,732.3920,578.46
Book Value Per Share22.5720.7019.4817.8220.8421.1220.3218.7218.14
Tangible Book Value Per Share14.3912.7311.609.8812.9313.4612.6611.3411.01
Tier 1 Capital2,142.012,083.942,020.781,912.771,783.111,717.011,676.521,661.541,633.44
Tier 2 Capital203.26193.24192.14177.74182.17172.95131.13142.32137.85
Full-Time Employees2,0002,0002,0002,0002,0002,1002,1002,2002,300
Price to Book Ratio1.081.251.241.511.311.121.421.201.58
Return on Assets1.150.940.951.071.110.861.391.280.91
Return on Equity10.269.029.8810.799.846.9011.0110.467.33
Return on Invested Capital9.798.619.2411.419.796.239.898.467.25
Current Ratio0.160.090.120.040.100.100.080.110.12

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations357.89348.60306.63294.62358.62314.72342.00393.73366.64
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital26.70-13.5310.88-39.6071.99102.40-132.49-97.23-15.23
Cash from Operating Activities384.59335.07317.51255.03430.61417.12209.51296.50351.41
Capital Expenditures-17.68-31.78-28.77-15.99-13.29-20.46-33.39-29.35-42.32
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.008.5117.304.020.000.000.07
Purchase or Sale of Investments152.10204.23599.951,259.93185.48-2,654.87-1,968.62521.62628.33
Purchase of Investments-494.50-466.74-333.83-133.21-1,048.83-4,509.12-4,123.80-1,332.04-195.49
Sale Or Maturity of Investments646.60670.98933.781,393.141,234.311,854.252,155.181,853.66823.82
Other Uses0.000.000.000.00-4.680.000.000.00-2.83
Other Sources3.251.485.988.520.007.903.277.681.15
Cash from Investing Activities-193.48264.11545.991,025.17-965.10-2,376.32-2,103.76375.21-257.81
Cash Dividends Paid-128.54-130.95-132.80-132.65-132.59-134.13-135.10-138.25-131.04
Change in Capital Stock-58.61-100.07-39.760.31-9.10-74.45-4.69-136.24-131.46
Repurchase of Common Pref Stock-58.88-100.34-40.000.00-9.48-75.00-5.00-136.24-131.80
Sale of Common Pref Stock0.270.280.240.310.380.550.310.000.34
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.00-250.00-250.00425.0075.00-200.01-400.01-0.01599.99
Change in Long Term Debt-250.00-250.00-500.00500.000.00-200.01-0.01-0.01599.99
Issuance of Long Term Debt0.000.000.00500.000.000.000.000.00600.00
Reduction of Long Term Debt-250.00-250.00-500.000.000.00-200.01-0.01-0.01-0.01
Net Financing Active Other Cash Flow-4.68-4.05-2.78-3.21-3.56-3.11-1.75-1.76-0.05
Other Financing Activities Uses-4.68-4.05-2.78-3.21-3.56-3.11-1.75-1.76-0.05
Cash from Financing Activities-716.83-291.62-1,435.77-66.92-197.362,176.722,241.18-981.34-124.61
Net Change in Cash-525.71307.56-569.711,213.27-731.85217.53346.93-309.62-31.01
Free Cash Flow364.96303.29288.74239.04417.32396.67176.12267.15315.53
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow12.7518.4321.3527.4811.7013.4974.8629.8516.73
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks258.23263.76225.73228.73249.56304.62
Investments6,798.516,584.827,372.667,191.967,478.286,943.07
Net Loans14,297.7914,409.2414,271.5214,144.0613,964.1114,184.04
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment304.85304.02302.81361.20302.98299.15
Interest Receivables75.2076.6277.2977.6477.8877.94
Deferred Tax Assets---270.28--
Other Intangible Assets2,029.432,007.582,014.551,753.472,025.912,028.32
Total Assets23,764.0123,646.0524,264.5524,027.3424,098.7323,837.15
Total Deposits20,204.5720,154.1820,777.3520,515.6720,729.5620,231.42
Total Debt0.000.000.0060.890.00250.00
Long Term Debt0.000.000.0052.510.000.00
Provision for Risks Charges260.27242.61232.02252.35223.90221.56
Deferred Tax Liabilities---72.09--
Other Liabilities481.63423.23487.42356.98411.35439.63
Total Liabilities20,946.4720,820.0221,496.7921,257.9821,364.8121,142.60
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,817.542,826.032,767.762,769.362,733.922,694.55
Total Shareholders Equity2,817.542,826.032,767.762,769.362,733.922,694.55
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,817.542,826.032,767.762,769.362,733.922,694.55
Total Liabilities & Stockholders Equity23,764.0123,646.0524,264.5524,027.3424,098.7323,837.15
Book Value Per Share23.1623.2222.7522.5722.1021.61
Tangible Book Value Per Share14.9715.0414.5714.3914.0513.63
Tier 1 Capital2,224.062,189.272,140.582,142.012,125.072,105.04
Tier 2 Capital204.09205.73-203.26200.60201.17
Full-Time Employees--1,9861,997--
Price to Book Ratio1.081.291.091.141.151.18
Return on Assets1.151.201.191.151.081.03
Return on Equity9.9010.3210.5210.269.629.40
Return on Invested Capital2.262.602.452.482.702.72
Current Ratio0.100.080.130.160.140.10

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations91.2384.1395.8486.6993.7481.25
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital15.56-70.9463.8818.20-36.6655.13
Cash from Operating Activities106.8013.19159.72104.8957.09136.37
Capital Expenditures-4.99-5.46-4.34-2.90-9.57-11.21
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments85.5271.3320.48-25.22-10.0773.01
Purchase of Investments-91.72-89.54-132.88-180.36-196.18-83.09
Sale Or Maturity of Investments177.24160.87153.36155.13186.11156.10
Other Uses0.11-0.05-0.050.002.01-2.01
Other Sources0.000.003.250.000.78-0.00
Cash from Investing Activities191.90-64.16-110.33-210.88207.60-8.54
Cash Dividends Paid-31.64-31.67-33.08-32.16-32.31-33.62
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock0.00-0.80-32.00-25.81-23.91-25.34
Repurchase of Common Pref Stock0.00-0.92-32.00-25.96-24.04-25.34
Sale of Common Pref Stock0.000.120.000.140.130.00
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net0.000.000.000.00-250.000.00
Change in Long Term Debt0.000.000.00-250.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.00-250.000.000.00
Net Financing Active Other Cash Flow-0.01-0.04-4.59-0.040.00-0.01
Other Financing Activities Uses-0.01-0.04-4.59-0.040.00-0.01
Cash from Financing Activities18.74-655.68192.01-271.90191.92-43.37
Net Change in Cash317.44-706.65241.40-377.89456.6184.46
Free Cash Flow101.827.72155.42100.0049.52125.16
Price to Free Cash Flow12.7519.5410.1718.2317.8517.88

Revenue breakdown

United States2024: 808.54M 2025: 880.79M
Commercial Banking2024: 279.48M 2025: 255.34M
Corporate and Other Nonoperating2024: -69.37M 2025: -3.38M
Retail Banking2024: 598.43M 2025: 628.83M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-3011.49%13.9M120.7M2.10M
2026-10-1510.75%13.0M120.7M2.09M
2026-09-3010.56%12.7M120.7M2.24M
2026-09-159.77%11.8M120.6M2.17M
2026-08-3110.23%12.3M120.6M2.08M
2026-08-148.98%10.8M120.6M2.03M
2026-07-319.50%11.5M120.6M2.07M
2026-07-159.25%11.2M120.6M1.98M
2026-06-309.53%11.5M120.6M1.70M
2026-06-159.70%11.7M120.6M1.65M
2026-05-2910.24%12.4M120.6M1.68M
2026-05-159.97%12.0M120.6M1.65M
2026-04-308.33%10.0M120.6M1.61M
2026-04-157.66%9.3M121.9M1.55M
2026-03-318.46%10.3M121.9M1.52M
2026-03-138.25%10.0M121.7M1.40M
2026-02-277.85%9.6M121.7M1.38M
2026-02-137.42%9.1M122.7M1.47M
2026-01-307.19%8.8M122.8M1.41M
2026-01-156.86%8.4M122.8M1.34M

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call20.001.158.300.003.9740.000.000.803-0.1180.011
call22.500.055.800.003.0590.000.000.717-0.0990.013
call25.000.053.700.702.4101.000.000.540-0.1320.016
call30.000.000.050.10-5.000.00---
call35.000.002.900.001.1090.000.000.031-0.0170.003
put20.000.003.300.001.9880.000.00-0.197-0.1190.011
put22.500.003.400.001.3240.000.00-0.281-0.0990.013
put25.000.051.000.800.5975.000.00-0.459-0.1330.016
put30.001.658.700.003.4050.000.00-0.952-0.0140.004
put35.006.6014.100.004.3830.000.00-0.968-0.0160.003

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0210-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-308-KCurrent report2026-10-29SEC
2026-10-238-KCurrent report2026-10-23SEC
2026-09-16EFFECTEffectiveness filing by commission orderSEC
2026-09-16424B3SEC
2026-09-14S-4/ASEC
2026-09-01S-4Registration statement for securities to be issued in business combination transactionsSEC
2026-08-14425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-08-0310-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-29425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-24425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-248-KCurrent report2026-07-24SEC
2026-07-15425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-158-KCurrent report2026-07-12SEC
2026-07-15425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-13425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-13425Filing under Securities Act Rule 425 of certain prospectuses and communications in connection with business combination transactions.SEC
2026-07-138-KCurrent report2026-07-12SEC
2026-05-12SCHEDULE 13GSEC
2026-05-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-03-31SEC
2026-04-29SCHEDULE 13GSEC
2026-04-29SCHEDULE 13GSEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-244Statement of changes in beneficial ownership of securities2026-04-22SEC
2026-04-248-KCurrent report2026-04-22SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020054.29K2
2026-010000
2025-12001.09M2
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.13.58%
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC9.49%
VANGUARD PORTFOLIO MANAGEMENT LLC7.17%
DIMENSIONAL FUND ADVISORS LP5.86%
STATE STREET CORP5.63%
VANGUARD CAPITAL MANAGEMENT LLC4.57%
AQR CAPITAL MANAGEMENT LLC4.30%
FMR LLC3.99%
FULLER & THALER ASSET MANAGEMENT, INC.3.55%
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP2.77%

Funds

Fund% owned
iShares Core S&P Small-Cap ETF6.02%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.18%
Undiscovered Managers Behavioral Value Fund2.89%
VANGUARD SMALL-CAP INDEX FUND2.30%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF1.76%
Virtus KAR Small-Cap Core Fund1.75%
VANGUARD SMALL-CAP VALUE INDEX FUND1.45%
U.S. SMALL CAP VALUE PORTFOLIO1.24%
VANGUARD EXTENDED MARKET INDEX FUND1.14%
Mid Cap Value Fund1.11%

OakChart. FHB. Cached 15 minutes.