OakChart

Popular Inc

BPOPFinancial·Banks - Regional·USA·Mid·NASD·Nov 11 • 11:39 AM ET

159.55+0.38 (0.24%)
2026-11-11 17:39 CET
Market cap
10,001.30 USD m
Revenue, TTM
- USD m
Net income, TTM
998.76 USD m
Free cash flow, TTM
855.22 USD m
EPS diluted, TTM
15.50
P/E
10.29
Compare

Price

BPOP against its 20, 50 and 200-day averages
2050200beat
140.00160.00180.00626K1.3MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26BPOPclose 159.5620-day 158.5450-day 159.97200-day 154.65159.5652w high

11.0% under the 52-week high of 179.24 on 17 Aug 2026. 52-week low 109.01 on 18 Nov 2025. Last 15 sessions, 5.6% high to low

Profile

BPOP
52-week range, 72% of the way up
109.01179.24

Popular, Inc. operates as a holding company. The firm engages in the provision of banking and financial services. It operates through the Banco Popular de Puerto Rico and Popular U.S. segments. The Banco Popular de Puerto Rico segment includes commercial banking, consumer and retail banking, and other financial services. The Popular U.S. segment represents operations of the retail branch network in the mainland U.S., and equipment leasing and financing services. The company was founded on October 5, 1893, and is headquartered in San Juan, Puerto Rico.

IndexRUI
Employees9238
IPONov 04, 1982
Beta0.64
ATR, 14d3.34
Rel volume0.40
Short float3.06%
Insider own2.23%
Inst own94.77%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap9.96B
Enterprise Value-
Income998.76M
Sales4.59B
Book/sh98.56
Cash/sh-
Dividend Est.3.30 (2.07%)
Dividend TTM3.15 (1.97%)
Dividend Ex-DateNov 13, 2026
Dividend Gr. 3/5Y9.65% 12.63%
Payout23.57%
Employees9238
IPONov 04, 1982

Ratios

P/E10.29
Forward P/E9.08
PEG0.51
P/S2.17
P/B1.62
P/C-
P/FCF11.64
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.12
Debt/Eq0.23
LT Debt/Eq0.13
Option/ShortYes / Yes

Earnings

EPS (ttm)15.50
EPS next Y17.57
EPS next Q3.82
EPS this Y32.20%
EPS next Y9.36%
EPS next 5Y17.92%
EPS past 3/5Y-5.61% 1.42%
Sales past 3/5Y12.70% 10.09%
EPS Y/Y TTM37.25%
Sales Y/Y TTM3.94%
EPS Q/Q21.92%
Sales Q/Q3.94%
EarningsOct 22 BMO
EPS/Sales Surpr.6.58% -3.30%

Ownership

Insider Own2.23%
Insider Trans-3.70%
Inst Own94.77%
Inst Trans-0.00%
ROA1.31%
ROE16.22%
ROIC14.22%
Gross Margin-
Oper. Margin24.92%
Profit Margin21.74%
SMA200.64%
SMA50-0.26%
SMA2003.17%
Trades-

Technical

Shs Outstand62.83M
Shs Float61.43M
Short Float3.06%
Short Ratio3.73
Short Interest1.88M
52W High179.24 -10.98%
52W Low109.01 46.37%
Volatility2.46% 2.13%
ATR (14)3.34
RSI (14)52.29
Beta0.64
Rel Volume0.40
Avg Volume503.30K
Volume72,895

Performance

Perf Week0.53%
Perf Month2.40%
Perf Quarter-9.87%
Perf Half Y11.53%
Perf YTD28.14%
Perf Year37.35%
Perf 3Y134.57%
Perf 5Y89.47%
Perf 10Y290.49%
Recom1.10
Target Price194.10
Prev Close159.17
Price159.55
Change %0.24%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Jul 15, 2026InitiatedTThe Benchmark CompanyBuy$201+26.0%
Feb 03, 2026UpgradeBBofA SecuritiesNeutral → Buy$156-2.2%
Jan 28, 2026ReiteratedHHovde GroupOutperform$153 → $176+10.3%
Jan 15, 2026ResumedPPiper SandlerOverweight$152-4.7%
Oct 09, 2025InitiatedTTruistBuy$153-4.1%
Jul 24, 2025ReiteratedHHovde GroupOutperform$126 → $140-12.3%
Jun 18, 2025ReiteratedHHovde GroupOutperform$114 → $126-21.0%
Apr 24, 2025ReiteratedHHovde GroupOutperform$118 → $114-28.6%
Apr 09, 2025UpgradeWWells FargoEqual Weight → Overweight$100-37.3%
Dec 17, 2024ResumedUUBSNeutral

Peers

Mkt cap
TickerCompanyMkt cap
FBPFirst Bancorp PR3.92B
OFGOFG Bancorp2.15B
ZIONZions Bancorporation N.A9.63B
FHNFirst Horizon Corp11.04B
SSBSouthState Bank Corp10.15B
VLYValley National Bancorp7.90B
CFRCullen Frost Bankers Inc9.80B
WALWestern Alliance Bancorp8.15B
UMBFUMB Financial Corp10.20B
BKUBankUnited Inc3.03B

Insider trading

latest 14 of 22
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
Rodriguez Adorno DenissaSenior VP & ComptrollerAug 24 '26Sale168.79600101,2722,492Aug 26 08:39 AM
Soriano LidioExecutive Vice PresidentAug 10 '26Sale174.503,000523,515107,320Aug 11 01:13 PM
FERRER JAVIER D.PRESIDENT & CEOAug 10 '26Sale175.4335,0006,140,15596,478Aug 11 07:01 AM
Lidio SorianoOfficerAug 10 '26Proposed Sale174.043,000522,120Aug 10 07:58 PM
Javier D. FerrerOfficerAug 10 '26Proposed Sale174.0435,0006,091,400Aug 10 08:18 AM
CESTERO LUIS E.Executive Vice PresidentAug 04 '26Sale176.368,5001,499,02616,013Aug 06 11:43 AM
Ferre Maria LuisaDirectorJul 30 '26Sale175.423,385593,79710,156Jul 31 05:01 PM
Ferre Maria LuisaDirectorJul 30 '26Sale173.793,076534,56634,401Jul 31 05:01 PM
Maria Luisa FerreDirectorJul 30 '26Proposed Sale172.223,076529,749Jul 30 02:58 PM
LUIS A FERRE FOUNDATION, INC.DirectorJul 30 '26Proposed Sale174.013,385589,009Jul 30 10:57 AM
Sanchez Alejandro MDirectorMay 22 '26Sale150.3630045,1083,960May 26 09:50 AM
Sanchez Alejandro MDirectorMay 22 '26Proposed Sale149.4630044,838May 22 03:21 PM
GONZALEZ-NOGUERA MARIA CRISTINExecutive Vice PresidentMay 01 '26Sale148.516,200920,78711,255May 04 06:14 PM
BALLESTER ALEJANDRO MDirectorApr 30 '26Sale150.0023,0003,450,00034,588May 01 11:01 AM

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFASU.S. Small Cap Portfolio-ETF Class Shares-
DFSVUS Small Cap Value Portfolio ETF Class Shares-
SCHASchwab U.S. Small-Cap ETFAUM: 22.25B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
IWRiShares Russell Mid-Cap ETFAUM: 58.68B

News

latest 14 of 206
  • Popular, Inc. Declares Dividend on Preferred Stock and Announces Distribution on Trust Preferred Securities (Business Wire)
  • Popular, Inc. Declares a Cash Dividend of $0.90 per Common Share (Business Wire)
  • Popular Beats On Earnings, But A Second Charge-Off Guidance Hike And A Loan-Growth Cut Temper The Quarter (Earnings Whispers)
  • Popular: Q3 Earnings Snapshot (Associated Press)
  • Popular, Inc. Announces Third Quarter 2026 Financial Results (Business Wire)
  • Loading…
  • Popular, Inc. Declares Dividend on Preferred Stock and Announces Distribution on Trust Preferred Securities (Business Wire)
  • Popular, Inc. to Report Third Quarter Results and Hold Conference Call on Thursday, October 22, 2026 (Business Wire)
  • Popular Inc's Dividend Analysis (GuruFocus.com)
  • Popular, Inc. Declares Dividend on Preferred Stock and Announces Distribution on Trust Preferred Securities (Business Wire)
  • Popular, Inc. to Participate in the Barclays 24th Annual Global Financial Services Conference (Business Wire)
  • Popular, Inc. Declares a Cash Dividend of $0.90 per Common Share (Business Wire)
  • Popular, Inc. Declares Dividend on Preferred Stock and Announces Distribution on Trust Preferred Securities (Business Wire)
  • Popular Inc (BPOP) Q2 2026 Earnings Call Highlights: Strong Financial Performance and Strategic ... (GuruFocus.com)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-224.2103.9504.211874.59904.439
2026Q22026-07-234.3503.7204.347909878.419
2026Q12026-04-233.6303.3073.783868.27849.668
2025Q42026-01-273.3823.0403.537869.57839.229
2025Q32025-10-233.1402.9483.144817.78218
2025Q22025-07-233.0902.5433.086800.03792.797
2025Q12025-04-232.5602.1622.556755.46765.638
2024Q42025-01-282.5102.0472.509770.05753.558
2024Q32024-10-232.1602.2992.158736.56766.628
2024Q22024-07-242.4602.1052.465747.44751.577
2024Q12024-04-231.8741.8511.430726.59721.48
2023Q42024-01-251.9381.6991.311708.16709.098
2023Q32023-10-262.1281.8501.897702.71703.217
2023Q22023-07-262.1001.8092.103692.14690.256
2023Q12023-04-262.2202.0352.215703.83703.226
2022Q42023-01-25--3.557---

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY2.6702.4661.0191,9211,956
2018FY4.7694.8786.0652,3872,341
2019FY6.8806.6576.8812,4622,600
2020FY5.8705.3495.8722,6042,433
2021FY11.46011.0792.6902,7652,617
2022FY14.63010.82414.6302,9262,954
2023FY8.1488.0007.5212,8092,811
2024FY9.0158.4918.5562,9902,974
2025FY12.15211.82212.3003,3153,286
2026FY-16.065--3,600
2027FY-17.569--3,728
2028FY-19.927--3,835

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-30832915.16866.2975.3
2026Q4S2026-10-26832916.33866.2975.3
2026Q4S2026-10-23822915.39866.2975.3
2026Q4S2026-10-22812911.64874975.65
2026Q4S2026-10-06801908.3874975.65
2026Q4S2026-10-02821908.3874975.65
2026Q4S2026-09-29821908.05874975.65
2026Q4S2026-09-21830909.92874975.65
2026Q4S2026-09-20830909.76873.9975.65
2026Q4S2026-08-28840909.76873.9975.65
2026Q4S2026-08-06840908.81869.9975.65
2026Q4S2026-07-24830904.81866.38975.65
2026Q4S2026-07-23830905.8866.38975.65
2026Q4S2026-07-13800901.57866.38960.5

Estimate history

EPS, annual1.0196.0656.8815.8722.6914.637.5218.55612.30215.5001
Period201720182019202020212022202320242025TTM
EPS, quarterly2.1582.5092.5563.0863.1443.5373.7834.3473.833
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual2098.1172639.6732813.0452596.034687.1263111.4863911.4314350.3594454.4814593.35
Period201720182019202020212022202320242025TTM
Sales, quarterly1104.2241088.8691072.4091116.4931141.2521124.3071117.461165.4221186.164
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual102.06999.94395.5984.24476.48871.85472.15470.14165.71962.834
Period201720182019202020212022202320242025MRQ
Shares, quarterly71.78770.14168.98467.93766.9665.71964.65563.86762.834
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2021FY2020FY2019FY
Interest Income3,891.123,783.013,673.263,245.312,465.91529.722,122.642,091.552,260.79
Total Interest Expense1,171.041,241.811,390.971,113.78298.5535.41165.05234.94369.10
Net Interest Income2,720.082,541.202,282.292,131.522,167.36494.311,957.591,856.611,891.69
Loan Loss Provision310.49260.16256.94208.6183.03-15.50-193.46292.54165.78
Net Interest Income After Loan Loss Provision2,409.592,281.042,025.351,922.912,084.33509.812,151.051,564.081,725.91
Non-Interest Income702.24671.47677.10666.12645.58157.41632.31504.48552.25
Non-Interest Expense1,967.221,932.721,905.821,890.501,758.64405.051,565.611,467.801,477.18
Operating Income1,144.601,019.79796.62698.54971.26262.171,217.76600.76800.98
Unusual Expense0.0013.000.0023.009.00-0.000.000.00
Net Income Before Taxes1,167.471,006.79796.62675.541,234.97262.171,243.91618.56818.32
Income Taxes167.30173.63182.41134.20132.3350.48309.02111.94147.18
Consolidated Net Income1,000.17833.16614.21541.341,102.64211.69934.89506.62671.13
Net Income From Continuing Operations1,000.17833.16614.21541.341,102.64211.69934.89506.62671.13
Net Income998.76831.75612.80539.931,101.23211.69933.48504.86667.41
EPS (Recurring)15.8212.448.567.7514.71-11.465.876.88
EPS (Basic, Before Extraordinaries)15.5112.318.567.5314.652.6911.495.886.89
EPS (Diluted)15.5012.308.567.5214.632.6911.465.876.88
Non-Operating Income (Expense)0.000.000.000.00272.710.0026.1517.8017.33
Other After Tax Adjustments0.000.000.000.000.00-0.000.000.00
Stock Option Compensation Expense21.3119.6216.3114.3613.21-12.989.2111.60
Price To Earnings Ratio10.2710.2712.778.404.837.427.169.448.54
Price To Sales Ratio2.141.891.551.511.609.352.421.872.03
Operating Margin24.9222.8918.3117.8631.2238.1544.2023.1428.47
Net Margin21.7418.6714.0913.8035.3930.8133.8819.4523.73
Shares Outstanding62.8365.7270.1472.1571.8576.4979.8584.2495.59
Market Capitalization10,001.3010,001.306,707.055,921.714,821.096,532.506,551.484,745.065,683.48

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income1,006.77981.64947.22955.49966.65943.87917.00919.77
Total Interest Expense307.84288.22277.04297.94320.14312.32311.40329.01
Net Interest Income698.93693.42670.18657.55646.50631.55605.60590.76
Loan Loss Provision96.7265.8775.8972.0275.1248.9464.0866.10
Net Interest Income After Loan Loss Provision602.21627.55594.29585.54571.38582.61541.52524.66
Non-Interest Income179.39183.78170.24168.82174.60172.62155.41169.10
Non-Interest Expense509.32487.37471.93498.60485.69496.90474.36472.03
Operating Income272.28323.96292.61255.75260.29258.32222.56221.73
Unusual Expense0.000.000.000.0013.000.000.000.00
Net Income Before Taxes272.28323.96292.61278.62247.29258.32222.56221.73
Income Taxes29.9045.7546.9444.7235.9747.8845.0643.92
Consolidated Net Income242.38278.21245.67233.90211.32210.44177.50177.82
Net Income From Continuing Operations242.38278.21245.67233.90211.32210.44177.50177.82
Net Income242.03277.86245.32233.55210.96210.09177.15177.46
EPS (Recurring)3.834.353.783.543.283.092.562.51
EPS (Basic, Before Extraordinaries)3.844.353.783.543.153.092.562.51
EPS (Diluted)3.834.353.783.543.143.092.562.51
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense3.418.688.161.060.3110.318.57-
Price To Earnings Ratio10.2712.1210.8911.0212.3211.3810.7912.77
Price To Sales Ratio2.142.311.931.851.931.711.471.53
Operating Margin22.9527.8026.1922.7522.8123.1420.7520.36
Net Margin20.4023.8421.9520.7718.4918.8216.5216.30
Shares Outstanding62.8363.8764.6565.7266.9667.9468.9870.14
Market Capitalization10,001.3010,595.808,735.048,302.368,583.697,550.586,404.846,707.05

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2021FY2020FY2019FY2018FY
Cash & Due from Banks402.75419.64420.46469.50439.15428.43491.06388.31394.04
Investments32,827.5232,652.0132,170.4832,185.6136,775.2942,881.3033,615.0421,285.8017,831.20
Net Loans38,519.4636,361.6334,335.6331,357.4728,910.4028,545.1928,488.9526,929.1725,938.54
Investment in Unconsolidated Affiliates261.69251.54236.49210.00-298.99250.47237.08228.07
Customer Liability on Acceptances0.000.000.000.00-0.000.000.000.00
Real Estate Assets42.4357.2780.4289.1390.5785.0883.15122.07136.71
Net Property, Plant & Equipment804.74714.35702.48643.17488.39649.45657.63719.39569.81
Interest Receivables0.000.000.000.00204.470.000.000.000.00
Deferred Tax Assets814.26926.331,009.07953.68-657.60851.59886.351,145.38
Other Intangible Assets1,675.401,662.631,802.371,729.372,616.831,551.861,488.121,547.161,456.32
Total Assets75,348.2773,045.3870,758.1567,637.9269,525.0875,097.9065,926.0052,115.3247,700.06
Total Deposits66,190.0964,884.3563,618.2461,227.2362,862.2967,005.0956,866.3443,758.6139,710.04
Total Debt1,580.921,302.461,231.061,562.351,060.711,329.001,521.441,479.931,537.67
Long Term Debt787.73845.251,012.58672.20987.891,025.801,311.881,113.701,042.65
Provision for Risks Charges132.14137.23156.22173.41-227.29281.01295.0419.00
Deferred Tax Liabilities-------1.4096.41
Other Liabilities1,196.031,108.28605.68581.51930.84567.121,228.52563.57901.88
Total Liabilities69,099.1967,432.3265,611.2063,544.4964,853.8469,128.5059,897.3146,098.5442,265.00
Preferred Stock - Carrying Value22.1422.1422.1422.1422.1422.1422.1450.1650.16
Common Equity6,226.945,590.925,124.814,071.284,649.105,947.256,006.545,966.625,384.90
Total Shareholders Equity6,249.085,613.075,146.954,093.434,671.255,969.406,028.696,016.785,435.06
Accumulated Minority Interest0.000.000.000.00-0.000.000.000.00
Total Equity6,249.085,613.075,146.954,093.434,671.255,969.406,028.696,016.785,435.06
Total Liabilities & Stockholders Equity75,348.2773,045.3870,758.1567,637.9269,525.0875,097.9065,926.0052,115.3247,700.06
Book Value Per Share94.7579.7171.0356.6660.7874.4871.3062.4253.88
Tangible Book Value Per Share79.8666.2258.4643.8451.1665.2663.0755.1046.90
Tier 1 Capital6,485.676,284.946,075.465,661.83-5,498.175,014.245,121.244,631.51
Tier 2 Capital710.40683.27658.51623.82-585.93759.68737.38722.69
Full-Time Employees9,2389,2319,0888,8138,4928,3518,5228,5608,474
Price to Book Ratio1.611.171.331.321.341.100.790.940.88
Return on Assets1.120.850.781.550.311.330.861.341.34
Return on Equity14.0511.4211.7221.923.9615.588.4111.7211.73
Return on Invested Capital11.849.518.7923.143.7413.366.909.419.54
Current Ratio0.110.150.170.160.420.410.350.160.22

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2021FY2020FY2019FY
Funds from Operations1,065.13898.83666.12669.00665.08-221.51220.57414.60
Extraordinary Item0.000.000.000.000.00-0.000.000.00
Changes in Working Capital-31.81-25.711.55-4.54-3.90-44.52-27.53-162.16
Cash from Operating Activities1,033.32873.12667.67664.45661.18-266.03193.04252.43
Capital Expenditures-178.10-197.46-213.41-208.04-103.79--73.69-60.16-86.05
Net Assets From Acquisitions0.000.000.000.000.00--155.830.000.00
Sale of Fixed Assets and Businesses1.600.668.898.6610.30-21.4826.5518.61
Purchase or Sale of Investments-621.32907.21848.44730.438,418.36--9,893.42-10,611.08-2,492.42
Purchase of Investments-38,664.41-36,812.53-34,368.33-18,119.68-24,162.27--20,585.22-29,444.96-18,749.60
Sale Or Maturity of Investments38,043.0937,719.7435,216.7718,850.1132,580.62-10,691.8018,833.8816,257.18
Other Uses0.000.000.000.000.00-0.000.000.00
Other Sources0.000.000.000.14228.08-0.000.371.21
Cash from Investing Activities-2,480.77-1,748.93-1,618.58-2,579.915,703.50--9,777.18-12,574.15-3,708.88
Cash Dividends Paid-198.20-197.57-180.46-159.86-161.52--141.47-133.65-115.81
Change in Capital Stock-599.35-497.60-207.065.85-626.06--345.86-519.40-241.86
Repurchase of Common Pref Stock-606.57-504.72-213.92-0.46-631.89--350.54-528.50-250.58
Sale of Common Pref Stock7.227.126.866.315.84-4.679.098.72
Proceedsfrom Stock Options7.227.126.866.315.84-4.679.098.72
Issuance or Reduction of Debt, Net72.35267.1392.53-329.14240.51--195.2646.86-225.29
Change in Long Term Debt-109.81-142.03-95.9293.08-106.49--240.56118.93-137.10
Issuance of Long Term Debt0.006.110.00441.700.00-0.00262.0075.00
Reduction of Long Term Debt-109.81-148.15-95.92-348.62-106.49--240.56-143.06-212.10
Net Financing Active Other Cash Flow-13.99-8.08-6.48-4.09-5.77--5.12-3.69-5.43
Other Financing Activities Uses-13.99-8.08-6.48-4.09-5.77--5.12-3.69-5.43
Cash from Financing Activities1,448.18864.58959.581,878.21-6,323.09-9,450.9112,492.153,455.56
Net Change in Cash0.74-11.238.68-37.2441.59--60.25111.03-0.90
Free Cash Flow855.22675.66454.26456.41557.39-193.25132.97176.76
Price to Free Cash Flow14.9417.6124.6119.8712.61-129.00-93.49
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.00-0.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks373.33365.01384.92402.75377.08400.63
Investments34,314.1335,931.0533,622.8632,827.5233,155.7134,646.45
Net Loans39,233.8538,965.0338,465.9738,519.4637,900.9437,415.69
Investment in Unconsolidated Affiliates306.64295.28280.25261.69249.14244.51
Net Property, Plant & Equipment864.09855.34828.42804.74802.74756.13
Interest Receivables0.000.000.000.000.000.00
Deferred Tax Assets834.66794.69811.15814.26837.38862.09
Other Intangible Assets1,764.051,716.341,691.771,675.401,699.871,693.46
Total Assets77,735.0478,972.3076,131.0275,348.2775,065.8076,065.09
Total Deposits68,704.9970,233.1267,611.3266,190.0966,513.4067,217.49
Total Debt1,455.731,598.921,254.481,883.521,383.661,534.38
Long Term Debt816.71821.90820.401,090.32896.11856.22
Provision for Risks Charges129.51132.34133.07132.14128.97134.93
Other Liabilities1,229.92574.91821.071,196.03924.101,224.26
Total Liabilities71,520.1572,539.2969,819.9369,401.7868,950.1370,111.07
Preferred Stock - Carrying Value22.1422.1422.1422.1422.1422.14
Common Equity6,192.756,410.866,288.946,226.946,093.535,931.88
Total Shareholders Equity6,214.906,433.016,311.096,249.086,115.675,954.02
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity6,214.906,433.016,311.096,249.086,115.675,954.02
Total Liabilities & Stockholders Equity77,735.0478,972.3076,131.0275,650.8675,065.8076,065.09
Book Value Per Share98.56100.3897.2794.7591.0087.31
Tangible Book Value Per Share82.9384.9881.9879.8676.4072.91
Tier 1 Capital-6,692.28-6,485.676,435.986,391.21
Tier 2 Capital-714.67-710.40703.90696.46
Full-Time Employees9,112--9,238--
Price to Book Ratio1.611.691.421.371.451.32
Return on Assets1.311.251.201.121.060.97
Return on Equity16.2215.6514.8814.0513.0512.73
Return on Invested Capital3.453.833.443.193.013.09
Current Ratio0.120.100.110.110.120.14

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations252.46305.17276.78230.72237.16234.51
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-1.6737.60-101.8934.16-35.286.37
Cash from Operating Activities250.79342.77174.89264.88201.88240.88
Capital Expenditures-36.93-57.11-36.68-47.38-53.88-44.67
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.680.480.280.170.150.15
Purchase or Sale of Investments1,978.51-2,423.80-1,003.96827.931,447.63-745.49
Purchase of Investments-7,460.51-12,256.18-10,426.43-8,521.29-9,360.23-9,496.70
Sale Or Maturity of Investments9,439.019,832.389,422.489,349.2210,807.868,751.21
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities1,652.49-3,137.47-1,078.9083.11822.51-1,773.71
Cash Dividends Paid-48.50-49.02-49.95-50.73-48.18-48.76
Change in Capital Stock-173.95-126.55-152.92-145.92-119.01-109.10
Repurchase of Common Pref Stock-175.72-128.36-154.74-147.75-120.77-110.86
Sale of Common Pref Stock1.771.801.821.821.761.76
Proceedsfrom Stock Options1.771.801.821.821.761.76
Issuance or Reduction of Debt, Net-138.78342.17-331.45200.42-169.14322.85
Change in Long Term Debt-25.28-25.77-27.03-31.73-19.95-25.92
Issuance of Long Term Debt0.000.000.000.006.110.00
Reduction of Long Term Debt-25.28-25.77-27.03-31.73-26.07-25.92
Net Financing Active Other Cash Flow-4.93-4.41-4.65-0.01-0.09-4.61
Other Financing Activities Uses-4.93-4.41-4.65-0.01-0.09-4.61
Cash from Financing Activities-1,896.322,779.82886.59-321.90-1,044.711,555.13
Net Change in Cash6.95-14.88-17.4126.09-20.3322.30
Free Cash Flow213.85285.66138.21217.50148.00196.21
Price to Free Cash Flow14.9417.7417.3217.2021.2217.40

Revenue breakdown

State Commercial Banks2024: 2.94B 2025: 3.20B
Other countries2024: 85.94M 2025: 98.54M
Puerto Rico2024: 2.33B 2025: 2.56B
United States2024: 520.53M 2025: 542.29M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-303.06%1.9M61.4M481.84K
2026-10-153.12%1.9M62.4M481.00K
2026-09-303.16%2.0M62.4M493.21K
2026-09-152.83%1.8M62.4M509.99K
2026-08-312.69%1.7M62.4M500.72K
2026-08-142.63%1.6M62.4M509.02K
2026-07-313.16%2.0M62.4M518.04K
2026-07-153.06%1.9M63.1M529.34K
2026-06-303.15%2.0M63.1M526.93K
2026-06-153.55%2.2M62.9M494.35K
2026-05-292.94%1.9M63.0M506.80K
2026-05-152.56%1.6M63.0M524.16K
2026-04-301.93%1.2M63.5M557.30K
2026-04-151.96%1.2M63.4M586.41K
2026-03-311.96%1.2M63.5M571.56K
2026-03-132.04%1.3M63.5M578.95K
2026-02-271.85%1.2M63.5M575.57K
2026-02-132.49%1.6M65.0M578.45K
2026-01-302.60%1.7M64.8M561.21K
2026-01-152.53%1.6M65.0M557.01K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call11047.0051.700.001.9030.000.000.898-0.5290.044
call11542.0046.600.001.6990.000.000.889-0.5130.047
call12037.0041.600.001.5280.000.000.878-0.4960.051
call12532.0035.700.001.2840.000.000.865-0.4690.054
call13027.0030.700.001.1260.000.000.850-0.4470.058
call13522.0025.800.000.9180.000.000.832-0.4300.063
call14017.0020.700.000.7500.000.000.809-0.4010.068
call14512.0015.900.000.6440.000.000.759-0.4190.078
call1507.0011.200.000.5300.000.000.707-0.3900.086
call1552.556.504.000.38875.000.000.643-0.3000.094
call1600.504.904.600.51363.000.000.502-0.2910.100
call1650.054.900.700.7197.000.000.395-0.3620.097
call1700.052.802.130.6581.000.000.291-0.3210.086
call1750.001.200.550.5722.000.000.166-0.2010.063
call1800.002.950.650.6881.000.000.143-0.2160.056
call1850.004.900.450.7433.000.000.115-0.2010.049
call1900.004.900.000.8830.000.000.117-0.2420.049
call1950.004.900.000.9740.000.000.109-0.2530.047
call2000.004.900.001.0610.000.000.102-0.2620.045
call2100.004.900.001.2220.000.000.091-0.2780.041
call2200.004.900.001.3640.000.000.083-0.2900.039
call2300.004.900.001.5060.000.000.077-0.3030.036
call2400.004.900.001.6370.000.000.072-0.3140.035
put1100.004.900.002.1410.000.00-0.101-0.5260.044
put1150.004.900.001.9320.000.00-0.110-0.5010.047
put1200.004.900.001.7620.000.00-0.121-0.4920.051
put1250.004.900.001.5660.000.00-0.133-0.4640.054
put1300.004.900.001.3810.000.00-0.149-0.4420.058
put1350.004.900.001.2040.000.00-0.168-0.4160.063
put1400.003.000.001.0490.000.00-0.191-0.3950.068
put1450.153.800.310.97936.000.00-0.239-0.4130.078
put1500.054.900.990.88216.000.00-0.291-0.3820.086
put1550.204.603.300.67458.000.00-0.356-0.2920.093
put1602.255.504.000.5261000.00-0.498-0.2820.100
put1655.809.000.000.5770.000.00-0.605-0.3530.097
put1709.8013.900.000.7270.000.00-0.709-0.3110.086
put17514.8018.5017.790.8280.000.00-0.834-0.1910.062
put18019.8023.500.000.9570.000.00-0.857-0.2050.057
put18524.8028.500.001.0770.000.00-0.871-0.2190.053
put19029.8033.500.001.1900.000.00-0.882-0.2300.049
put19534.8038.500.001.2890.000.00-0.891-0.2400.047
put20039.8043.500.001.4050.000.00-0.898-0.2490.045
put21049.8053.500.001.5820.000.00-0.909-0.2640.041
put22060.0063.500.001.7000.000.00-0.917-0.2760.038
put23069.8073.500.001.8460.000.00-0.922-0.2870.036
put24079.8083.500.001.9910.000.00-0.927-0.2960.034

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-098-KCurrent report2026-11-09SEC
2026-11-0910-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-238-KCurrent report2026-10-23SEC
2026-10-228-KCurrent report2026-10-22SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-10-054Statement of changes in beneficial ownership of securities2026-10-01SEC
2026-09-033Initial statement of beneficial ownership of securities2026-09-01SEC
2026-09-014Statement of changes in beneficial ownership of securities2026-08-31SEC
2026-08-264Statement of changes in beneficial ownership of securities2026-08-24SEC
2026-08-208-KCurrent report2026-08-19SEC
2026-08-204Statement of changes in beneficial ownership of securities2026-08-19SEC
2026-08-208-KCurrent report2026-08-20SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-10SEC
2026-08-114Statement of changes in beneficial ownership of securities2026-08-10SEC
2026-08-10144Filing for proposed sale of securities under Rule 144.SEC
2026-08-10144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0710-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-08-064Statement of changes in beneficial ownership of securities2026-08-04SEC
2026-07-314Statement of changes in beneficial ownership of securities2026-07-30SEC
2026-07-30144Filing for proposed sale of securities under Rule 144.SEC
2026-07-30144Filing for proposed sale of securities under Rule 144.SEC
2026-07-234Statement of changes in beneficial ownership of securities2026-07-22SEC
2026-07-238-KCurrent report2026-07-23SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-08008.26M4
2026-07001.13M2
2026-060000
2026-0500965.89K2
2026-04003.45M1
2026-030000
2026-0200204.37K1
2026-0100312.70K1
2025-120000
2025-11002.95M2

Institutional holders

Manager% owned
PRICE T ROWE ASSOCIATES INC /MD/7.31%
VANGUARD PORTFOLIO MANAGEMENT LLC6.95%
BlackRock, Inc.6.19%
DIMENSIONAL FUND ADVISORS LP4.48%
VANGUARD CAPITAL MANAGEMENT LLC4.38%
AQR CAPITAL MANAGEMENT LLC3.52%
STATE STREET CORP2.74%
CITADEL ADVISORS LLC2.44%
GEODE CAPITAL MANAGEMENT, LLC2.42%
MASSACHUSETTS FINANCIAL SERVICES CO /MA/2.27%

Funds

Fund% owned
Bond Fund32.23%
High Yield Bond Series24.97%
PGIM Short-Term Corporate Bond Fund24.47%
PGIM Short Duration High Yield Income Fund24.19%
PIMCO Long Duration Credit Bond Portfolio22.78%
Lord Abbett Short Duration Income Fund15.60%
Lord Abbett Short Duration High Yield Fund13.36%
Nomura Corporate Bond Fund12.22%
Short Duration Bond Fund10.30%
Lord Abbett High Yield Fund7.65%

OakChart. BPOP. Cached 15 minutes.