OakChart

Nicolet Bankshares Inc

NICFinancial·Banks - Regional·USA·Mid·NYSE·Nov 11 • 2:24 PM ET

175.37-0.16 (-0.09%)
2026-11-11 20:25 CET
Market cap
3,649.11 USD m
Revenue, TTM
- USD m
Net income, TTM
176.15 USD m
Free cash flow, TTM
195.63 USD m
EPS diluted, TTM
9.04
P/E
19.41
Compare

Price

NIC against its 20, 50 and 200-day averages
2050200miss
140.00160.00180.001.7M3.3MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26NICclose 175.3720-day 170.9150-day 168.46200-day 158.48175.3752w high

2.6% under the 52-week high of 180.00 on 13 Aug 2026. 52-week low 118.33 on 20 Nov 2025. Last 15 sessions, 8.4% high to low

Profile

NIC
52-week range, 92% of the way up
118.33180

Nicolet Bankshares, Inc. is a holding company, which engages in the provision of commercial and consumer banking services through its subsidiary. The firm offers lending and deposit gathering, ancillary banking-related, trust, brokerage, and other investment management products and services. It also delivers commercial-related and residential real estate loans. The company was founded by Robert Bruc Atwell and Michael Edward Daniels on April 5, 2000 and is headquartered in Green Bay, WI.

IndexRUT
IPOMay 17, 2013
Beta0.67
ATR, 14d4.01
Rel volume0.40
Short float5.92%
Insider own8.91%
Inst own63.46%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap3.65B
Enterprise Value-
Income176.15M
Sales796.57M
Book/sh107.18
Cash/sh-
Dividend Est.1.41 (0.81%)
Dividend TTM1.36 (0.78%)
Dividend Ex-DateDec 01, 2026
Dividend Gr. 3/5Y- -
Payout12.68%
Employees-
IPOMay 17, 2013

Ratios

P/E19.41
Forward P/E12.79
PEG0.92
P/S4.58
P/B1.64
P/C-
P/FCF18.64
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.07
Debt/Eq0.04
LT Debt/Eq0.04
Option/ShortYes / Yes

Earnings

EPS (ttm)9.04
EPS next Y13.71
EPS next Q3.27
EPS this Y24.03%
EPS next Y12.53%
EPS next 5Y13.84%
EPS past 3/5Y14.26% 11.39%
Sales past 3/5Y18.81% 21.30%
EPS Y/Y TTM-3.30%
Sales Y/Y TTM45.66%
EPS Q/Q8.47%
Sales Q/Q61.55%
EarningsOct 20 AMC
EPS/Sales Surpr.2.72% 0.45%

Ownership

Insider Own8.91%
Insider Trans-0.64%
Inst Own63.46%
Inst Trans9.67%
ROA1.46%
ROE10.21%
ROIC7.57%
Gross Margin-
Oper. Margin34.84%
Profit Margin22.11%
SMA202.61%
SMA504.10%
SMA20010.65%
Trades-

Technical

Shs Outstand20.85M
Shs Float18.94M
Short Float5.92%
Short Ratio7.16
Short Interest1.12M
52W High180.00 -2.57%
52W Low118.33 48.20%
Volatility2.59% 2.38%
ATR (14)4.01
RSI (14)61.33
Beta0.67
Rel Volume0.40
Avg Volume156.67K
Volume47,837

Performance

Perf Week0.07%
Perf Month7.37%
Perf Quarter-1.57%
Perf Half Y25.10%
Perf YTD44.57%
Perf Year41.00%
Perf 3Y140.26%
Perf 5Y131.02%
Perf 10Y301.20%
Recom1.67
Target Price195.20
Prev Close175.53
Price175.37
Change %-0.09%

Analyst ratings

latest 10 of 10
DateActionAnalystRating changeTargetImplied
Jun 23, 2026InitiatedRRaymond JamesMkt Perform
Apr 23, 2026ReiteratedHHovde GroupOutperform$190 → $180+2.6%
Feb 19, 2026UpgradePPiper SandlerNeutral → Overweight$185+5.5%
Oct 27, 2025UpgradeKKeefe BruyetteMkt Perform → Outperform$160-8.8%
Oct 17, 2024ReiteratedMMaxim GroupBuy$120 → $124-29.3%
Mar 04, 2024UpgradeHHovde GroupMarket Perform → Outperform
Jan 10, 2024ResumedPPiper SandlerNeutral$84-52.1%
Oct 25, 2023DowngradeSStephensOverweight → Equal-Weight$81-53.8%
Aug 07, 2023DowngradeSStephensOverweight → Equal-Weight$84-52.1%
Jul 20, 2023DowngradeKKeefe BruyetteOutperform → Mkt Perform$74 → $81-53.8%

Peers

Mkt cap
TickerCompanyMkt cap
ASBAssociated Banc-Corp5.74B
BFCBank First Corp1.66B
BUSEFirst Busey Corp2.32B
FRMEFirst Merchants Corp2.57B
QCRHQCR Holding Inc1.68B
ONBOld National Bancorp9.52B
WTFCWintrust Financial Corp10.44B
FBIZFirst Business Financial Services Inc624.02M
MBWMMercantile Bank Corp1.06B
LKFNLakeland Financial Corp1.53B

Insider trading

latest 14 of 26
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
ATWELL ROBERT BRUCEDirectorNov 06 '26Option Exercise56.4310,000564,30044,483Nov 09 05:22 PM
ATWELL ROBERT BRUCEDirectorNov 06 '26Sale172.893,575618,09534,483Nov 09 05:22 PM
Witczak Eric JamesEVP - Retail & Ag BankingNov 06 '26Sale173.11600103,86632,724Nov 09 04:21 PM
ATWELL ROBERT BRUCEDirectorNov 06 '26Proposed Sale172.373,575616,223Nov 06 02:48 PM
Witczak Eric JamesOfficerNov 06 '26Proposed Sale172.00600103,200Nov 06 09:52 AM
ATWELL ROBERT BRUCEDirectorOct 23 '26Option Exercise56.4310,000564,30044,483Oct 27 04:21 PM
ATWELL ROBERT BRUCEDirectorOct 23 '26Sale171.223,556608,85834,483Oct 27 04:21 PM
ATWELL ROBERT BRUCEDirectorOct 23 '26Proposed Sale171.223,556608,862Oct 23 12:32 PM
ATWELL ROBERT BRUCEDirectorAug 25 '26Proposed Sale172.9430051,882Aug 25 11:00 AM
Witczak Eric JamesEVP - Retail & Ag BankingJul 27 '26Sale167.891,215203,98633,630Jul 29 04:44 PM
Witczak Eric JamesEVP - Retail & Ag BankingJul 28 '26Sale171.9634258,81033,288Jul 29 04:44 PM
ATWELL ROBERT BRUCEDirectorJul 24 '26Option Exercise56.437,500423,22541,983Jul 28 03:55 PM
ATWELL ROBERT BRUCEDirectorJul 24 '26Sale170.242,662453,17934,483Jul 28 03:55 PM
Witczak Eric JamesOfficerJul 28 '26Proposed Sale171.9634258,810Jul 28 03:37 PM

Held by

AUM
TickerCompanyAUM
IJRiShares Core S&P Small-Cap ETFAUM: 106.27B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
KREState Street SPDR S&P Regional Banking ETFAUM: 4.43B
VXFVanguard Extended Market Index ETFAUM: 30.47B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.47B
SPSMState Street SPDR Portfolio S&P 600TM Small Cap ETFAUM: 16.06B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.51B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B

News

latest 14 of 200

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-203.1503.0672.960174.43173.646
2026Q22026-07-212.9902.8532.619177.75171.936
2026Q12026-04-212.7502.6740.811134.85139.35
2025Q42026-01-202.7302.5542.648103.99101.075
2025Q32025-10-232.6602.3702.727102.8897.255
2025Q22025-07-152.3502.1802.33595.7492.485
2025Q12025-04-152.1001.9602.08389.4388.855
2024Q42025-01-212.1701.9782.19592.4189.505
2024Q32024-10-152.0401.8622.10190.7485.645
2024Q22024-07-161.8801.6621.91684.9580.435
2024Q12024-04-161.7201.6461.82282.2380.395
2023Q42024-01-161.8501.7302.02588.7280.515
2023Q32023-10-241.5401.5401.13678.0277.524
2023Q22023-07-181.5301.4601.51075.8875.445
2023Q12023-04-181.4501.668-0.60634.8879.695
2022Q42023-01-171.8402.0001.82782.9485.445

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY3.3303.2103.329133.38137.75
2018FY4.1203.9284.122146.16145.03
2019FY5.5205.2185.519169.45159.41
2020FY5.7005.7245.704191.96191.54
2021FY6.5706.1755.442225.32217.39
2022FY6.9006.9786.557297.88296.7
2023FY6.7205.5564.082277.49289.53
2024FY7.8307.6568.048350.33346.05
2025FY9.8209.6669.780392.04389.95
2026FY-12.180--666.85
2027FY-13.707--718.31
2028FY-14.486--743.06

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-10-22520176.72174.8179.4
2026Q4S2026-10-21510176.32174.8179.4
2026Q4S2026-10-20500175.13172.5178.3
2026Q4S2026-10-07500175.13172.5178.3
2026Q4S2026-10-05501175.13172.5178.3
2026Q4S2026-09-21532175.13172.5178.3
2026Q4S2026-07-24532175.15172.6178.3
2026Q4S2026-07-22531175.55172.6178.3
2026Q4S2026-07-06500174.26169.2181.7
2026Q4S2026-07-02504174.26169.2181.7
2026Q4S2026-06-22504174.56170.7181.7
2026Q4S2026-04-22404173.95170.7181.7
2026Q4S2026-04-17412187.16182.65193.8
2026Q4S2026-04-06411187.72183.6193.8

Estimate history

EPS, annual3.3294.1225.5195.7045.4426.5574.0828.0489.7829.0356
Period201720182019202020212022202320242025TTM
EPS, quarterly2.1012.1952.0832.3352.7272.6480.8112.6192.958
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual143.892165.046192.055211.928238.923331.838419.788520.632556.517796.57
Period201720182019202020212022202320242025TTM
Sales, quarterly135133.692130.964138.271143.952143.33183.506237.183232.553
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual9.8189.49510.58810.01113.99414.69114.89415.35714.81120.845
Period201720182019202020212022202320242025MRQ
Shares, quarterly15.10415.35715.14914.92414.79914.81121.31721.06120.845
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income679.71470.95438.37382.86273.92171.56149.20138.59125.54
Total Interest Expense205.55164.48170.30141.3533.9613.6019.8622.5118.89
Net Interest Income474.15306.47268.06241.52239.96157.96129.34116.08106.65
Loan Loss Provision10.254.253.854.9911.5014.9010.301.201.60
Net Interest Income After Loan Loss Provision463.90302.22264.21236.53228.46143.06119.04114.88105.05
Non-Interest Income116.8685.5782.2736.9357.9267.3662.7353.4739.51
Non-Interest Expense303.26198.88191.35185.68158.98123.6599.2296.1088.06
Operating Income277.51188.91155.1387.78127.4086.7782.5572.2556.50
Unusual Expense54.631.960.001.141.665.651.600.801.70
Net Income Before Taxes222.87186.96155.1386.63125.7481.1280.9471.4554.80
Income Taxes46.7236.2731.0725.1231.4820.4720.4816.4613.45
Consolidated Net Income176.15150.69124.0661.5294.2660.6560.4754.9941.35
Net Income From Continuing Operations176.15150.69124.0661.5294.2660.6560.1254.6441.04
Net Income176.15150.69124.0661.5294.2660.6560.1254.6441.04
EPS (Recurring)9.959.878.054.136.645.805.815.584.24
EPS (Basic, Before Extraordinaries)9.2810.068.244.176.785.655.825.714.26
EPS (Diluted)9.049.788.054.086.565.445.705.524.12
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense12.025.805.244.234.986.604.502.504.70
Price To Earnings Ratio19.4319.4313.3420.8113.3615.5911.6013.3411.87
Price To Sales Ratio4.413.363.112.893.464.003.303.812.94
Operating Margin34.8433.9529.8020.9138.3936.3238.9537.6234.23
Net Margin22.1127.0823.8314.6528.4125.3928.3728.4524.86
Shares Outstanding20.8514.8115.3614.8914.6913.9910.0110.599.50
Market Capitalization3,649.113,649.111,595.861,187.971,171.071,025.05669.18691.68464.87

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income200.35200.90158.21120.24120.33117.64112.74112.83
Total Interest Expense58.1259.4348.6539.3441.0742.5341.5341.28
Net Interest Income142.23141.47109.5680.8979.2675.1171.2171.55
Loan Loss Provision1.951.506.050.750.951.051.501.00
Net Interest Income After Loan Loss Provision140.28139.97103.5180.1478.3174.0669.7170.55
Non-Interest Income32.2036.2825.2923.0923.6220.6318.2220.86
Non-Interest Expense86.7196.3669.1151.0850.0949.9247.7952.20
Operating Income85.7779.8959.6952.1551.8444.7740.1439.21
Unusual Expense4.597.4040.691.960.000.000.000.00
Net Income Before Taxes81.1872.4919.0150.2051.8444.7740.1443.20
Income Taxes17.4515.593.819.8710.118.747.558.72
Consolidated Net Income63.7356.9015.2040.3241.7336.0332.5934.48
Net Income From Continuing Operations63.7356.9015.2040.3241.7336.0332.5934.48
Net Income63.7356.9015.2040.3241.7336.0332.5934.48
EPS (Recurring)3.112.862.332.742.732.342.082.19
EPS (Basic, Before Extraordinaries)3.042.680.832.722.812.402.142.25
EPS (Diluted)2.962.620.812.652.732.342.082.19
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense2.102.785.381.761.342.431.161.20
Price To Earnings Ratio19.4319.4115.1812.9915.4414.8913.5613.34
Price To Sales Ratio4.415.084.583.323.763.543.233.17
Operating Margin36.8833.6832.5336.3936.0232.3830.6529.33
Net Margin27.4023.998.2828.1328.9926.0624.8925.79
Shares Outstanding20.8521.0621.3214.8114.8014.9215.1515.36
Market Capitalization3,649.113,514.853,175.551,796.621,998.251,861.981,655.841,595.86

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks107.96115.94129.90121.21209.3588.4675.4385.9086.19
Investments1,488.981,296.281,232.201,709.542,031.781,332.33602.01584.40495.14
Net Loans6,767.546,560.266,290.336,118.674,572.162,756.932,559.782,153.032,075.27
Investment in Unconsolidated Affiliates0.000.000.000.000.000.002.8011.509.70
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets0.670.69-----0.421.29
Net Property, Plant & Equipment120.46126.98118.76108.9694.5759.9456.4748.1747.15
Interest Receivables26.6025.0324.2421.2715.609.300.000.000.00
Other Intangible Assets672.90671.60673.25684.31771.58304.83280.77213.12217.68
Total Assets9,185.118,796.808,468.688,763.977,695.044,551.793,577.263,096.532,932.43
Total Deposits7,730.777,403.687,197.807,178.926,465.923,910.402,954.452,614.142,471.06
Total Debt139.98161.39166.93542.34216.9153.8767.6377.3178.05
Long Term Debt138.52161.39166.93225.34206.9149.8757.5777.3177.03
Provision for Risks Charges3.003.100.000.000.000.000.000.000.00
Other Liabilities53.6955.7364.9470.18120.3148.3338.1917.7418.44
Total Liabilities7,927.447,623.907,429.677,791.446,803.154,012.603,060.272,709.182,567.55
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity1,257.661,172.901,039.01972.53891.89539.19516.26386.61364.18
Total Shareholders Equity1,257.661,172.901,039.01972.53891.89539.19516.26386.61364.18
Accumulated Minority Interest0.000.000.000.000.000.000.730.740.70
Total Equity1,257.661,172.901,039.01972.53891.89539.19516.99387.35364.88
Total Liabilities & Stockholders Equity9,185.118,796.808,468.688,763.977,695.044,551.793,577.263,096.532,932.43
Book Value Per Share84.9176.3869.7666.2063.7353.8648.7640.7237.09
Tangible Book Value Per Share59.0951.1043.2838.8139.4736.3433.0827.6224.01
Tier 1 Capital943.40882.06750.81684.28604.20385.07378.61301.12274.47
Tier 2 Capital164.45180.40179.99205.48189.2121.2625.9625.1124.57
Full-Time Employees---942856556575550535
Price to Book Ratio1.641.381.221.251.351.231.511.201.49
Return on Assets1.681.440.711.150.991.481.641.361.27
Return on Equity12.4011.226.1210.118.4811.3912.1010.9310.36
Return on Invested Capital10.799.305.107.875.5210.219.528.857.51
Current Ratio0.110.110.110.030.170.300.100.130.09

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations199.68154.92126.42118.22110.0876.0259.9244.7844.09
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital10.03-2.165.52-10.58-0.21-9.5112.716.06-0.42
Cash from Operating Activities209.71152.76131.95107.65109.8766.5172.6350.8443.67
Capital Expenditures-14.08-4.09-28.42-18.20-12.23-12.79-10.79-9.39-4.26
Net Assets From Acquisitions0.000.000.000.00-28.220.00-21.820.000.00
Sale of Fixed Assets and Businesses194.022.320.400.00147.83367.800.007.330.00
Purchase or Sale of Investments-115.40-22.277.33772.0183.84-662.89-61.02-3.81-5.32
Purchase of Investments-687.36-145.32-111.65-73.20-90.10-883.09-174.88-98.30-78.11
Sale Or Maturity of Investments571.96123.05118.98845.21173.94220.20113.8694.4872.79
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.3114.912.740.781.803.38
Cash from Investing Activities66.27-229.98-286.63591.79-508.84-339.46-202.43-55.85-69.75
Cash Dividends Paid-26.95-18.66-16.55-11.120.000.000.000.000.00
Change in Capital Stock-113.35-79.6315.145.35-58.22-60.99-40.03-19.88-20.95
Repurchase of Common Pref Stock-102.66-76.56-10.14-1.52-61.50-62.58-42.09-28.46-22.75
Sale of Common Pref Stock-10.69-3.0725.286.873.281.592.068.581.80
Proceedsfrom Stock Options0.120.100.586.873.281.592.068.581.80
Issuance or Reduction of Debt, Net-141.11-27.40-5.17-376.00164.13-84.01-16.25-91.47-1.25
Change in Long Term Debt-141.11-27.40-5.17-59.00-20.00-84.01-16.25-87.24-1.25
Issuance of Long Term Debt0.000.000.000.000.00103.95367.840.000.00
Reduction of Long Term Debt-141.11-27.40-5.17-59.00-20.00-187.96-384.09-87.24-1.25
Net Financing Active Other Cash Flow0.000.000.000.000.000.00-8.21-0.36-0.28
Other Financing Activities Uses0.000.000.000.000.00--8.21-0.36-0.28
Cash from Financing Activities-239.40201.40199.30-362.73-41.6065.38750.60-62.45120.68
Net Change in Cash36.57124.1944.62336.71-440.57-207.57620.80-67.4794.59
Free Cash Flow195.63148.67115.0389.4497.6453.7261.8446.4439.41
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow20.8214.3716.4215.4911.7517.7911.3115.7412.33
Federal Home Loan Advances Increase (Decrease)-0.000.000.000.000.000.000.000.00

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks103.44153.49123.36107.9694.40129.61
Investments2,533.952,470.982,612.411,488.981,314.561,212.79
Net Loans10,747.6710,714.5810,746.266,767.546,805.936,770.73
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment193.34189.20187.88120.46121.71123.72
Interest Receivables57.4153.2654.4226.6027.7626.79
Other Intangible Assets1,428.991,833.111,850.17672.90665.07667.17
Total Assets15,064.8115,414.6215,574.499,185.119,029.438,930.81
Total Deposits12,596.6412,523.3412,624.367,730.777,611.477,541.67
Total Debt92.7592.75179.97139.98134.60134.34
Long Term Debt92.7592.75179.97138.52134.60134.34
Provision for Risks Charges0.008.407.703.000.000.00
Other Liabilities141.18518.66505.5853.6968.4164.70
Total Liabilities12,830.5713,143.1513,317.617,927.447,814.477,740.71
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity2,234.242,271.472,256.881,257.661,214.961,190.10
Total Shareholders Equity2,234.242,271.472,256.881,257.661,214.961,190.10
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity2,234.242,271.472,256.881,257.661,214.961,190.10
Total Liabilities & Stockholders Equity15,064.8115,414.6215,574.499,185.119,029.438,930.81
Book Value Per Share107.18107.85105.8784.9182.1079.74
Tangible Book Value Per Share61.1462.1960.4759.0956.1753.94
Tier 1 Capital1,391.821,374.131,357.13943.40905.26886.83
Tier 2 Capital217.38234.73233.83164.45164.18163.75
Price to Book Ratio1.641.561.751.481.691.58
Return on Assets1.461.271.091.681.641.55
Return on Equity10.218.917.7512.4012.2511.89
Return on Invested Capital2.742.410.622.893.092.72
Current Ratio0.070.110.130.110.100.09

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations76.6459.6326.3737.0341.5239.43
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-3.9233.78-10.10-9.733.20-0.02
Cash from Operating Activities72.7293.4116.2727.3044.7139.41
Capital Expenditures-5.66-4.14-1.19-3.090.00-0.54
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses26.060.00165.642.320.000.00
Purchase or Sale of Investments-41.78-26.15-54.857.38-3.34-6.85
Purchase of Investments-145.04-167.94-344.33-30.05-44.31-30.94
Sale Or Maturity of Investments103.26141.79289.4837.4340.9724.10
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-42.25-2.3865.8345.06-36.96-100.34
Cash Dividends Paid-7.58-7.69-6.90-4.78-4.73-4.86
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-41.86-40.57-30.29-0.62-21.50-30.84
Repurchase of Common Pref Stock-40.02-40.24-22.400.00-20.52-29.99
Sale of Common Pref Stock-1.84-0.33-7.89-0.62-0.98-0.85
Proceedsfrom Stock Options0.040.030.030.020.020.02
Issuance or Reduction of Debt, Net0.00-92.89-48.210.000.00-22.40
Change in Long Term Debt0.00-92.89-48.210.000.00-22.40
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.00-92.89-48.210.000.00-22.40
Net Financing Active Other Cash Flow0.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.00
Cash from Financing Activities14.81-241.24-126.88113.9143.56-88.62
Net Change in Cash45.28-150.20-44.78186.2851.32-149.54
Free Cash Flow67.0689.2715.0824.2144.7238.87
Price to Free Cash Flow20.8224.0927.4214.2115.8315.90

Revenue breakdown

National Commercial Banks2024: 350.33M 2025: 392.04M
United States2024: 350.33M 2025: 392.04M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.92%1.1M18.9M157.57K
2026-10-155.70%1.1M19.1M165.86K
2026-09-305.83%1.1M19.1M175.73K
2026-09-155.55%1.1M19.1M256.62K
2026-08-315.23%1.0M19.1M275.42K
2026-08-144.95%0.9M19.1M280.10K
2026-07-315.20%1.0M19.1M275.56K
2026-07-155.71%1.1M19.4M272.04K
2026-06-306.82%1.3M19.4M258.07K
2026-06-154.30%0.8M19.4M184.46K
2026-05-293.06%0.6M19.4M173.19K
2026-05-152.92%0.6M19.4M197.52K
2026-04-302.73%0.5M19.4M202.99K
2026-04-152.80%0.5M19.5M202.50K
2026-03-313.29%0.6M18.7M206.00K
2026-03-133.46%0.6M18.7M193.95K
2026-02-273.39%0.6M18.7M175.50K
2026-02-134.62%0.9M18.8M149.17K
2026-01-305.81%0.8M13.0M146.12K
2026-01-155.48%0.7M13.0M138.44K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call11558.0062.900.002.2070.000.000.925-0.4700.039
call12053.0057.900.002.0310.000.000.918-0.4590.041
call12548.0052.900.001.8620.000.000.912-0.4480.044
call13043.0047.900.001.6970.000.000.901-0.4490.048
call13538.0042.900.001.5360.000.000.892-0.4340.051
call14033.0037.900.001.3790.000.000.881-0.4180.054
call14528.0032.800.001.2040.000.000.868-0.4000.059
call15023.0027.800.001.0530.000.000.852-0.3800.063
call15518.0022.800.000.9020.000.000.831-0.3550.069
call16013.0017.800.000.7500.000.000.790-0.3600.079
call1658.2013.004.680.6210.000.000.741-0.3340.089
call1703.908.503.860.5011.000.000.645-0.3610.102
call1750.704.905.660.4313.000.000.527-0.2820.109
call1800.004.900.000.6300.000.000.404-0.3490.106
call1850.004.901.100.7931.000.000.343-0.4240.101
call1900.004.900.000.7740.000.000.268-0.3890.090
call1950.004.900.001.0690.000.000.290-0.5660.094
call2000.003.300.001.0090.000.000.223-0.4630.082
call2100.003.300.001.2120.000.000.196-0.5160.076
call2200.004.900.001.3990.000.000.176-0.5550.071
call2300.004.500.001.5660.000.000.162-0.5920.067
call2400.004.900.001.7220.000.000.151-0.6220.064
call2500.004.900.001.8670.000.000.143-0.6480.062
put1150.004.900.002.1220.000.00-0.075-0.4610.039
put1200.004.400.001.9520.000.00-0.081-0.4500.041
put1250.002.250.001.7880.000.00-0.088-0.4380.044
put1300.004.900.001.6500.000.00-0.099-0.4380.048
put1350.004.900.001.3170.000.00-0.086-0.3140.043
put1400.002.950.001.3390.000.00-0.119-0.4070.054
put1450.003.300.001.1880.000.00-0.132-0.3880.059
put1500.004.901.801.0282.000.00-0.150-0.3640.064
put1550.002.350.000.8260.000.00-0.155-0.2990.065
put1600.002.750.000.7910.000.00-0.210-0.3440.079
put1650.003.004.630.6602.000.00-0.258-0.3190.089
put1700.004.902.500.6771.000.00-0.355-0.3460.102
put1750.404.900.000.4730.000.00-0.468-0.2670.109
put1803.208.000.000.4870.000.00-0.596-0.3330.106
put1857.5012.000.000.5650.000.00-0.657-0.4080.101
put19012.5017.000.000.6870.000.00-0.687-0.4860.097
put19517.5022.000.000.8060.000.00-0.709-0.5480.094
put20022.5027.000.000.9150.000.00-0.776-0.4460.082
put21032.5037.000.001.1160.000.00-0.804-0.4970.076
put22042.5047.000.001.2960.000.00-0.824-0.5370.071
put23052.5057.000.001.4610.000.00-0.838-0.5710.067
put24062.5067.000.001.5970.000.00-0.849-0.5990.064
put25072.5077.000.001.7380.000.00-0.857-0.6240.062

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-094Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-094Statement of changes in beneficial ownership of securities2026-11-06SEC
2026-11-06144Filing for proposed sale of securities under Rule 144.SEC
2026-11-06144Filing for proposed sale of securities under Rule 144.SEC
2026-10-3010-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-274Statement of changes in beneficial ownership of securities2026-10-23SEC
2026-10-23144Filing for proposed sale of securities under Rule 144.SEC
2026-10-208-KCurrent report2026-10-20SEC
2026-08-25144Filing for proposed sale of securities under Rule 144.SEC
2026-08-24N-PXAnnual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX2026-06-30SEC
2026-08-174Statement of changes in beneficial ownership of securities2026-08-13SEC
2026-08-1113F-HRFurther understand that each of 13F-HR, 13F-NT, and amendments thereto are mandatory electronic filings (hardship exemption exists to submit in paper; never used to the knowledge of IM staff);2026-06-30SEC
2026-08-07SCHEDULE 13GSEC
2026-07-3110-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-294Statement of changes in beneficial ownership of securities2026-07-27SEC
2026-07-28144/ASEC
2026-07-28144Filing for proposed sale of securities under Rule 144.SEC
2026-07-284Statement of changes in beneficial ownership of securities2026-07-24SEC
2026-07-27144Filing for proposed sale of securities under Rule 144.SEC
2026-07-24144Filing for proposed sale of securities under Rule 144.SEC
2026-07-218-KCurrent report2026-07-21SEC
2026-07-08SCHEDULE 13G/ASEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-08SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-19SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-19SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-19SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-19SEC
2026-05-264Statement of changes in beneficial ownership of securities2026-05-19SEC
2026-05-22S-8 POSPost-effective amendment to a S-8 registration statementSEC
2026-05-22S-8 POSPost-effective amendment to a S-8 registration statementSEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-1100721.96K2
2026-1000608.86K1
2026-090000
2026-080000
2026-0700715.98K3
2026-060000
2026-050000
2026-040000
2026-0300997.65K2
2026-0200994.39K1
2026-010000
2025-120000
2025-1115.77K200

Institutional holders

Manager% owned
BlackRock, Inc.14.24%
STATE STREET CORP5.53%
VANGUARD CAPITAL MANAGEMENT LLC3.85%
DIMENSIONAL FUND ADVISORS LP3.51%
GEODE CAPITAL MANAGEMENT, LLC2.41%
WESTWOOD HOLDINGS GROUP INC2.12%
GOLDMAN SACHS GROUP INC1.85%
AMERICAN CENTURY COMPANIES INC1.70%
VANGUARD PORTFOLIO MANAGEMENT LLC1.68%
Boston Partners1.63%

Funds

Fund% owned
Performance Trust Total Return Bond Fund19.09%
Avantis International Small Cap Value ETF10.34%
iShares Core S&P Small-Cap ETF5.53%
BlackRock Commodity Strategies Fund4.89%
Performance Trust Multisector Bond Fund4.77%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.71%
iShares Russell 2000 ETF2.39%
Avantis International Equity ETF2.13%
Avantis Emerging Markets Equity ETF2.12%
Avantis International Small Cap Equity ETF1.53%

OakChart. NIC. Cached 15 minutes.