OakChart

Wintrust Financial Corp

WTFCFinancial·Banks - Regional·USA·Large·NASD·Nov 11 • 9:59 AM ET

154.52-0.04 (-0.02%)
2026-11-11 15:59 CET
Market cap
10,430.37 USD m
Revenue, TTM
- USD m
Net income, TTM
889.69 USD m
Free cash flow, TTM
1,712.63 USD m
EPS diluted, TTM
13.04
P/E
11.85
Compare

Price

WTFC against its 20, 50 and 200-day averages
2050200beat
140.00150.00160.00729K1.5MMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26WTFCclose 154.5220-day 150.9450-day 148.47200-day 150.52154.52

7.6% under 167.22 on 16 Jul 2026. Last 15 sessions, 9.3% high to low

Profile

WTFC
52-week range, 72% of the way up
122167.21

Wintrust Financial Corp. is a financial holding company, which engages in the provision of banking and financial services. It operates through the following segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers community-oriented, personal, and commercial banking services to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment includes insurance premiums for businesses and individuals, accounts receivable financing, value-added, and out-sourced administrative services, and other specialty finance businesses. The Wealth Management segment consists of trust and investment services, tax-deferred like-kind exchange services, asset management solutions, securities brokerage services, and retirement plan services. The company was founded by Edward Joseph Wehmer on December 30, 1992 and is headquartered in Rosemont, IL.

IndexRUI
Employees5902
IPOSep 23, 1996
Beta0.86
ATR, 14d3.56
Rel volume0.21
Short float4.52%
Insider own1.53%
Inst own97.39%

Snapshot

6 groups

Valuation

IndexRUI
Market Cap10.43B
Enterprise Value-
Income889.69M
Sales4.42B
Book/sh101.74
Cash/sh-
Dividend Est.2.20 (1.42%)
Dividend TTM2.20 (1.42%)
Dividend Ex-DateNov 05, 2026
Dividend Gr. 3/5Y13.72% 12.30%
Payout17.54%
Employees5902
IPOSep 23, 1996

Ratios

P/E11.85
Forward P/E10.93
PEG1.06
P/S2.36
P/B1.52
P/C-
P/FCF6.09
EV/EBITDA-
EV/Sales-
Quick Ratio-
Current Ratio0.09
Debt/Eq0.60
LT Debt/Eq0.60
Option/ShortYes / Yes

Earnings

EPS (ttm)13.04
EPS next Y14.13
EPS next Q3.44
EPS this Y16.97%
EPS next Y5.99%
EPS next 5Y10.28%
EPS past 3/5Y12.46% 19.49%
Sales past 3/5Y23.37% 17.97%
EPS Y/Y TTM19.67%
Sales Y/Y TTM5.71%
EPS Q/Q21.40%
Sales Q/Q7.48%
EarningsOct 19 AMC
EPS/Sales Surpr.1.73% 0.40%

Ownership

Insider Own1.53%
Insider Trans-1.96%
Inst Own97.39%
Inst Trans0.30%
ROA1.27%
ROE12.88%
ROIC7.93%
Gross Margin-
Oper. Margin28.14%
Profit Margin20.12%
SMA202.37%
SMA504.08%
SMA2002.66%
Trades-

Technical

Shs Outstand67.47M
Shs Float66.45M
Short Float4.52%
Short Ratio5.77
Short Interest3.01M
52W High167.21 -7.59%
52W Low122.00 26.66%
Volatility2.99% 2.29%
ATR (14)3.56
RSI (14)58.33
Beta0.86
Rel Volume0.21
Avg Volume520.72K
Volume12,980

Performance

Perf Week-1.02%
Perf Month8.22%
Perf Quarter-4.88%
Perf Half Y5.38%
Perf YTD10.52%
Perf Year17.98%
Perf 3Y98.06%
Perf 5Y65.69%
Perf 10Y151.38%
Recom1.76
Target Price174.41
Prev Close154.56
Price154.52
Change %-0.02%

Analyst ratings

latest 10 of 20
DateActionAnalystRating changeTargetImplied
Oct 29, 2026UpgradeUUBSNeutral → Buy$180+16.5%
Oct 13, 2026InitiatedDDeutsche BankBuy$175+13.3%
Sep 24, 2026InitiatedWWells FargoEqual Weight$160+3.5%
Jul 21, 2026DowngradeBBrean CapitalBuy → Neutral$170+10.0%
Jul 08, 2026ResumedRRaymond JamesOutperform$180+16.5%
Jul 07, 2026DowngradeUUBSBuy → Neutral$170+10.0%
Mar 27, 2026ResumedSStephensEqual-Weight$160+3.5%
Sep 25, 2025InitiatedTTD CowenBuy$166+7.4%
May 21, 2025InitiatedJJefferiesBuy$145-6.2%
Apr 23, 2025ReiteratedHHovde GroupMarket Perform$107 → $115-25.6%

Peers

Mkt cap
TickerCompanyMkt cap
ONBOld National Bancorp9.51B
ASBAssociated Banc-Corp5.74B
UMBFUMB Financial Corp10.25B
CBSHCommerce Bancshares Inc7.90B
FHNFirst Horizon Corp11.08B
HBANHuntington Bancshares Inc32.06B
BYByline Bancorp Inc1.73B
FITBFifth Third Bancorp49.02B
BUSEFirst Busey Corp2.33B
FRMEFirst Merchants Corp2.58B

Insider trading

latest 14 of 26
InsiderRelationshipDateTransactionCostSharesValueTotal heldForm
MURPHY RICHARD BVICE CHAIR,CHIEF LENDING OFCOct 22 '26Sale148.667,1361,060,83830,107Oct 23 04:19 PM
Richard B. MurphyOfficerOct 21 '26Proposed Sale146.287,1361,043,854Oct 21 03:11 PM
DYKSTRA DAVID AVICE CHAIRMAN AND COOAug 13 '26Sale162.7713,5152,199,837166,449Aug 13 04:24 PM
DAVID A DYKSTRAOFFICERAug 13 '26Proposed Sale162.1013,5152,190,782Aug 13 10:34 AM
MCKINNEY SUZET MDirectorMay 04 '26Sale148.9650074,4803,303May 06 04:21 PM
MCKINNEY SUZET MDirectorMay 04 '26Proposed Sale148.9650074,480May 04 03:07 PM
DYKSTRA DAVID AVICE CHAIRMAN AND COOApr 27 '26Sale148.829,5791,425,547179,810Apr 28 04:11 PM
DYKSTRA DAVID AOfficerApr 27 '26Proposed Sale148.829,5791,425,502Apr 27 12:09 PM
STOEHR DAVID LCHIEF FINANCIAL OFFICERApr 23 '26Sale150.453,020454,35913,213Apr 24 04:27 PM
STOEHR DAVID LOfficerApr 23 '26Proposed Sale150.453,020454,359Apr 23 04:00 PM
Hahnfeld Jeffrey DEVP-CONTROLLER & CHIEF ACC OFFMar 04 '26Sale145.6553077,1941,195Mar 06 04:08 PM
MURPHY RICHARD BVICE CHAIR,CHIEF LENDING OFCMar 02 '26Sale147.123,979585,39038,904Mar 04 04:10 PM
Hahnfeld Jeffrey DOfficerMar 04 '26Proposed Sale145.6553077,194Mar 04 02:31 PM
MURPHY RICHARD BOfficerMar 02 '26Proposed Sale147.123,979585,392Mar 02 03:27 PM

Held by

AUM
TickerCompanyAUM
IJHiShares Core S&P Mid-Cap ETFAUM: 124.48B
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
VBVanguard Morningstar Small-Cap ETFAUM: 79.59B
VBRVanguard Morningstar Small-Cap Value ETFAUM: 37.76B
AIRRFirst Trust RBA American Industrial Renaissance ETFAUM: 8.15B
VXFVanguard Extended Market Index ETFAUM: 30.47B
SDVYFirst Trust SMID Cap Rising Dividend Achievers ETFAUM: 11.33B
DFSVUS Small Cap Value Portfolio ETF Class Shares-
DFATU.S. Targeted Value Portfolio-ETF Class Shares-
MDYState Street SPDR S&P MIDCAP 400 ETF TrustAUM: 26.22B

News

latest 14 of 202
  • Wintrust Financial shares gain 2.5% as UBS lifts rating on strong outlook (Investing.com)
  • Wintrust Financial Corporation Announces Cash Dividends (GlobeNewswire)
  • Wintrust: Q3 Earnings Snapshot (Associated Press)
  • Wintrust Financial Corporation Reports Record Net Income (GlobeNewswire)
  • Wintrust Financial Corporation Announces Third Quarter and Year-to-Date 2026 Earnings Release Schedule (GlobeNewswire)
  • Loading…
  • Transamerica, Great Lakes Advisors Expand Partnership to Managed Accounts (Wealth Management)
  • Wintrust Financial Corporation Announces Cash Dividends (GlobeNewswire)
  • Wintrust Financial Corp (WTFC) Q2 2026 Earnings Call Highlights: Record Net Income and Robust Growth (GuruFocus.com)
  • Wintrust: Q2 Earnings Snapshot (Associated Press)
  • Wintrust Financial Corporation Reports Record Net Income (GlobeNewswire)
  • Wintrust to purchase Northern Trust guardianship services business (GlobeNewswire)
  • Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2026 Earnings Release Schedule (GlobeNewswire)
  • Wintrust Financial Corp (WTFC) Q1 2026 Earnings Call Highlights: Record Net Income and Robust ... (GuruFocus.com)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-193.3703.3133.370757.88754.8516
2026Q22026-07-203.3003.1413.300738.64735.3613
2026Q12026-04-203.2202.9633.216713.17707.2512
2025Q42026-01-203.1502.9333.152714.26701.8714
2025Q32025-10-202.7802.6262.779697.84689.514
2025Q22025-07-212.7802.6022.780670.78660.1413
2025Q12025-04-212.6902.4872.691643.11643.5112
2024Q42025-01-212.6302.4782.634638.6640.0913
2024Q32024-10-212.4702.4872.472615.73623.4512
2024Q22024-07-172.3202.4182.317591.76587.3313
2024Q12024-04-172.8902.4112.889604.77577.812
2023Q42024-01-171.8702.4221.867570.8578.8912
2023Q32023-10-172.5302.4142.528574.84570.0112
2023Q22023-07-192.3802.3812.380560.57556.912
2023Q12023-04-192.8002.5322.802565.76569.112
2022Q42023-01-182.2302.5792.228550.66553.2311

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY4.4004.3304.4011,1521,154
2018FY5.8606.0705.8551,3211,339
2019FY6.0306.1706.0311,4621,469
2020FY4.6804.4874.6811,6441,645
2021FY7.5807.5207.5831,7111,691
2022FY8.0208.3588.0171,9561,957
2023FY9.58010.1279.5782,2722,284
2024FY10.31010.12410.3102,4512,450
2025FY11.40011.19811.4002,7262,714
2026FY-13.335--2,983
2027FY-14.133--3,194
2028FY-15.292--3,405

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-091480770.61765.74776.9
2026Q4S2026-10-301490770.61765.74776.9
2026Q4S2026-10-281490770.18762.6776.9
2026Q4S2026-10-221490770.15762.6776.9
2026Q4S2026-10-211490770.12762.6776.9
2026Q4S2026-10-201480769.96762.6776.9
2026Q4S2026-10-191440765.56759.86772.58
2026Q4S2026-10-091440765.45759.86771
2026Q4S2026-10-071340765.88761.1771
2026Q4S2026-10-061340765.85761771
2026Q4S2026-10-021340765.59761771
2026Q4S2026-10-011320763.86756.07771
2026Q4S2026-09-301310763.15756.07771
2026Q4S2026-09-231311763.34756.07771

Estimate history

EPS, annual4.4015.8556.0314.6817.5838.0179.57810.3111.40213.0412
Period201720182019202020212022202320242025TTM
EPS, quarterly2.4722.6342.6912.782.7793.1523.2163.33.374
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual1264.2911527.2061789.3711844.9121864.9522244.6983313.5393966.6214214.7734422.39
Period201720182019202020212022202320242025TTM
Sales, quarterly1016.8561026.1381008.1981058.4361090.6491088.11059.2661102.771172.257
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual55.96556.40857.82256.7757.05460.79461.24466.49566.97567.472
Period201720182019202020212022202320242025MRQ
Shares, quarterly66.48266.49566.91966.93866.96166.97567.43766.97567.472
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Interest Income3,848.163,728.033,477.602,893.111,747.441,275.481,293.021,385.141,170.81
Total Interest Expense1,466.291,503.981,515.061,055.25252.08150.53253.11330.22205.91
Net Interest Income2,381.872,224.051,962.541,837.861,495.361,124.961,039.911,054.92964.90
Loan Loss Provision106.1995.55101.05114.3978.59-59.26214.2253.8634.83
Net Interest Income After Loan Loss Provision2,275.672,128.501,861.491,723.471,416.771,184.22825.691,001.05930.07
Non-Interest Income574.23486.74489.02420.43497.25589.47551.89404.23356.40
Non-Interest Expense1,605.651,496.981,410.581,299.311,211.751,176.57985.43924.96823.42
Operating Income1,244.261,118.26939.93844.59702.27597.12392.14480.33463.05
Unusual Expense-3.20-0.151.86-0.5011.461.812.360.23-0.60
Net Income Before Taxes1,247.461,118.41947.09845.08700.55637.80389.78480.10460.13
Income Taxes324.30294.56252.04222.46190.87171.6596.79124.40116.97
Consolidated Net Income923.16823.84695.04622.63509.68466.15292.99355.70343.17
Net Income From Continuing Operations923.16823.84695.04622.63509.68466.15292.99355.70343.17
Net Income889.69774.15667.08594.66481.72438.19271.61347.50334.97
EPS (Recurring)12.9811.4010.339.578.157.604.716.035.85
EPS (Basic, Before Extraordinaries)13.2211.5710.479.728.147.694.726.115.95
EPS (Diluted)13.0411.4010.319.588.027.584.686.035.86
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense38.6232.8330.1126.4625.0816.183.608.2510.66
Price To Earnings Ratio11.8511.8513.079.3311.5011.9713.0511.7511.36
Price To Sales Ratio2.192.252.031.742.262.811.922.282.49
Operating Margin28.1426.5323.7025.4931.2932.0221.2626.8430.32
Net Margin20.1218.3716.8217.9521.4623.5014.7219.4221.93
Shares Outstanding67.4766.9766.5061.2460.7957.0556.7757.8256.41
Market Capitalization10,430.3710,430.378,292.245,679.695,135.885,177.403,520.984,046.433,749.50

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Interest Income1,002.86961.41927.56956.33963.83920.91886.97913.50
Total Interest Expense381.26364.05348.54372.45396.82374.21360.49388.35
Net Interest Income621.60597.37579.02583.87567.01546.69526.47525.15
Loan Loss Provision25.8823.1329.5927.5921.7722.2323.9616.98
Net Interest Income After Loan Loss Provision595.73574.23549.43556.29545.24524.46502.51508.17
Non-Interest Income169.40141.36131.71131.77126.81137.53121.23112.64
Non-Interest Expense439.16398.68381.39386.42375.96376.68353.14383.48
Operating Income325.96316.91299.74301.64296.09285.31270.61237.32
Unusual Expense-0.37-1.05-1.20-0.580.050.67-0.77-0.52
Net Income Before Taxes326.33317.96300.94302.22296.04267.09253.06253.08
Income Taxes87.2884.2773.5579.2079.7971.5664.0267.72
Consolidated Net Income239.05233.69227.39223.02216.25195.53189.04185.36
Net Income From Continuing Operations239.05233.69227.39223.02216.25195.53189.04185.36
Net Income230.69225.33219.02214.66188.91188.54182.05178.37
EPS (Recurring)3.373.293.203.152.782.792.682.63
EPS (Basic, Before Extraordinaries)3.423.343.263.212.822.822.732.68
EPS (Diluted)3.373.303.223.152.782.782.692.63
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense9.3911.668.958.617.968.038.228.33
Price To Earnings Ratio11.8513.4812.1912.8512.5212.2610.9113.07
Price To Sales Ratio2.192.532.202.242.152.051.892.13
Operating Margin27.8128.7428.3027.7227.1526.9626.8423.13
Net Margin19.6820.4320.6819.7317.3217.8118.0617.38
Shares Outstanding67.4766.9767.4466.9766.9666.9466.9266.50
Market Capitalization10,430.3710,840.219,346.569,363.918,867.168,298.027,501.968,292.24

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Due from Banks467.87452.02423.40490.91411.15322.42286.17392.14277.53
Investments13,705.3513,268.3010,421.649,849.1912,425.109,936.776,935.444,685.014,097.99
Net Loans52,725.8247,691.0241,787.6038,926.3134,541.2731,759.7026,643.4623,667.9221,502.89
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.000.00
Customer Liability on Acceptances0.000.000.000.000.000.000.000.000.00
Real Estate Assets20.8423.1213.319.904.2716.5615.1825.1040.80
Net Property, Plant & Equipment1,142.261,057.391,030.251,018.731,008.491,011.24985.52904.38834.23
Interest Receivables312.20332.80304.50214.00117.40272.34303.09260.28227.65
Other Intangible Assets2,767.712,055.032,279.242,440.611,634.471,761.741,451.731,310.02934.88
Total Assets71,142.0564,879.6756,259.9352,949.6550,142.1445,080.7736,620.5831,244.8527,915.97
Total Deposits57,717.1952,512.3545,397.1742,902.5442,095.5837,092.6530,107.1426,094.6823,183.35
Total Debt4,481.484,237.963,663.323,603.642,425.712,617.901,980.341,212.961,218.44
Long Term Debt4,002.883,703.163,624.443,296.032,341.512,156.861,926.521,160.37856.57
Provision for Risks Charges160.7094.1054.0050.900.000.000.000.000.00
Other Liabilities1,523.961,690.961,745.921,595.721,122.161,254.22841.85669.64537.24
Total Liabilities63,883.3358,535.3750,860.4148,152.8145,643.4640,964.7732,929.3327,977.2824,939.03
Preferred Stock - Carrying Value425.00412.50412.50412.50412.50412.50125.00125.00125.00
Common Equity6,833.725,931.804,987.034,384.344,086.193,703.493,566.253,142.572,851.94
Total Shareholders Equity7,258.726,344.305,399.534,796.844,498.694,115.993,691.253,267.572,976.94
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity7,258.726,344.305,399.534,796.844,498.694,115.993,691.253,267.572,976.94
Total Liabilities & Stockholders Equity71,142.0564,879.6756,259.9352,949.6550,142.1445,080.7736,620.5831,244.8527,915.97
Book Value Per Share102.0389.2181.4372.1271.6265.2461.6855.7150.96
Tangible Book Value Per Share88.6675.3970.3361.0059.6453.2349.7044.6741.68
Tier 1 Capital6,663.555,938.485,100.574,574.69-----
Tier 2 Capital883.74901.09939.49882.37-----
Full-Time Employees5,9025,9035,5215,2755,2395,3645,0574,7274,075
Price to Book Ratio1.521.381.231.221.270.941.151.191.65
Return on Assets1.211.151.140.990.980.721.051.160.96
Return on Equity12.1111.8412.2110.9710.827.5110.2210.999.09
Return on Invested Capital7.326.926.906.306.814.676.337.756.72
Current Ratio0.100.120.090.100.200.220.180.170.15

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations1,176.741,011.47927.64789.45736.90235.75244.55429.29406.54
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital617.59-108.56-188.29-35.03295.49257.59-85.81-148.88-146.70
Cash from Operating Activities1,794.33902.91739.35754.421,032.39493.33158.74280.41259.84
Capital Expenditures-81.70-49.95-86.03-46.41-53.45-57.08-63.65-82.02-68.27
Net Assets From Acquisitions-34.100.000.00-5.150.00-585.400.00-108.36-53.87
Sale of Fixed Assets and Businesses0.000.00531.310.000.000.000.000.000.00
Purchase or Sale of Investments-2,318.93-2,295.93794.58-228.66-2,415.87-2,614.88840.21-607.68-753.19
Purchase of Investments-4,516.93-5,127.76-1,881.04-2,714.97-3,750.12-4,434.58-2,174.45-2,757.35-1,353.79
Sale Or Maturity of Investments2,198.002,831.822,675.622,486.311,334.251,819.693,014.672,149.66600.60
Other Uses2.57-10.850.000.000.00-2.110.000.000.00
Other Sources0.690.35627.82406.130.960.333.430.338.44
Cash from Investing Activities-7,353.57-6,161.19-5,964.16-3,247.86-3,148.16-5,291.32-7,859.63-4,033.36-2,646.16
Cash Dividends Paid-178.16-169.42-143.28-125.69-108.21-98.63-85.89-65.11-50.99
Change in Capital Stock7.728.876.698.31296.9610.28200.6210.6715.90
Repurchase of Common Pref Stock0.00-412.500.000.000.00-9.54-92.060.000.00
Sale of Common Pref Stock7.72421.376.698.31296.9619.82292.6710.6715.90
Proceedsfrom Stock Options0.00414.150.000.00285.730.00277.610.000.00
Issuance or Reduction of Debt, Net0.00226.39601.5650.671,200.14-15.15642.10560.54-10.74
Change in Long Term Debt0.000.000.000.000.000.00642.10560.54-10.74
Issuance of Long Term Debt0.000.000.000.000.000.00642.10560.540.00
Reduction of Long Term Debt0.000.000.000.000.000.000.000.00-10.74
Net Financing Active Other Cash Flow-5.75-3.00-10.10-1.97-0.30-16.58-5.90-1.36-0.65
Other Financing Activities Uses-5.75-3.00-10.10-1.97-0.30-16.58-5.90-1.36-0.65
Cash from Financing Activities5,629.435,267.685,259.882,425.942,195.534,886.727,736.893,647.232,500.93
Net Change in Cash70.199.4035.07-67.5079.7688.7336.00-105.72114.61
Free Cash Flow1,712.63852.96653.32708.02978.94436.2695.10198.39191.57
Price to Free Cash Flow6.3213.8915.829.895.8315.54384.9230.6527.06
Federal Home Loan Advances Increase (Decrease)--10.47-76.4019.76-89.380.21-34.85-9.38-1.36

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Due from Banks635.59595.79543.65467.87565.41695.50
Investments15,193.7715,326.3514,527.6013,705.3513,091.8914,100.80
Net Loans56,402.8455,252.0053,680.6452,725.8251,676.8650,650.03
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment1,155.451,142.621,140.371,142.261,076.421,066.09
Interest Receivables343.30336.70326.00312.20342.40341.30
Other Intangible Assets2,224.261,998.741,921.722,767.712,851.832,105.98
Total Assets75,971.6274,668.1372,157.4371,142.0569,629.6468,983.32
Total Deposits62,435.2261,141.2858,914.3857,717.1956,711.3855,816.81
Total Debt4,358.704,373.804,344.244,481.484,282.744,328.73
Long Term Debt4,358.704,373.804,344.244,002.883,880.884,328.73
Provision for Risks Charges0.000.000.00160.700.000.00
Other Liabilities1,888.151,627.941,520.711,523.961,589.761,612.09
Total Liabilities68,682.0767,143.0264,779.3363,883.3362,583.8861,757.62
Preferred Stock - Carrying Value425.00425.00425.00425.00425.00837.50
Common Equity6,864.557,100.126,953.106,833.726,620.766,388.20
Total Shareholders Equity7,289.557,525.127,378.107,258.727,045.767,225.70
Accumulated Minority Interest0.000.000.000.000.000.00
Total Equity7,289.557,525.127,378.107,258.727,045.767,225.70
Total Liabilities & Stockholders Equity75,971.6274,668.1372,157.4371,142.0569,629.6468,983.32
Book Value Per Share101.74106.01103.10102.0398.8795.43
Tangible Book Value Per Share88.1892.7989.9088.6685.3981.86
Tier 1 Capital-7,051.336,852.87-6,459.806,694.23
Tier 2 Capital-845.07894.94-875.01878.11
Full-Time Employees---5,902--
Price to Book Ratio1.521.561.361.411.391.34
Return on Assets1.271.251.251.211.181.15
Return on Equity12.8812.2112.3412.1111.6911.60
Return on Invested Capital2.051.961.941.981.981.69
Current Ratio0.090.090.080.100.110.12

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations373.48239.10265.85298.31142.30256.82
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital-46.8026.37688.03-50.0173.6765.27
Cash from Operating Activities326.68265.47953.88248.29215.97322.09
Capital Expenditures-28.21-17.25-13.21-23.03-17.21-9.71
Net Assets From Acquisitions-34.100.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.00-7.30
Purchase or Sale of Investments-350.88-281.45-982.95-703.65-792.23-334.38
Purchase of Investments-625.87-602.78-1,266.25-2,022.03-1,461.55-985.73
Sale Or Maturity of Investments274.99321.33283.301,318.38669.32651.35
Other Uses0.000.000.002.57-13.420.00
Other Sources0.000.340.000.350.000.00
Cash from Investing Activities-1,521.96-2,433.68-1,893.67-1,504.25-746.15-2,940.61
Cash Dividends Paid-45.48-45.47-45.37-41.85-46.76-40.46
Change in Capital Stock1.962.031.911.83-410.93416.14
Repurchase of Common Pref Stock0.000.000.000.00-412.500.00
Sale of Common Pref Stock1.962.031.911.831.57416.14
Proceedsfrom Stock Options0.000.000.000.00-0.06414.21
Issuance or Reduction of Debt, Net-15.3337.80-133.34192.64-36.8075.35
Change in Long Term Debt0.000.000.000.000.000.00
Issuance of Long Term Debt0.000.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.00
Net Financing Active Other Cash Flow-0.01-0.91-4.81-0.010.010.00
Other Financing Activities Uses-0.01-0.91-4.81-0.010.010.00
Cash from Financing Activities1,235.082,220.351,015.581,158.42400.082,697.81
Net Change in Cash39.8052.1475.78-97.53-130.0979.28
Free Cash Flow298.48248.22940.67225.26198.76312.38
Price to Free Cash Flow6.327.666.3013.9311.1014.77

Revenue breakdown

Administrative Services2024: 5.34M 2025: 5.30M
Asset Management2024: 97.68M 2025: 99.58M
Brokerage and Insurance Product Commissions2024: 22.61M 2025: 18.78M
Card Related Fee2024: 17.83M 2025: 15.97M
Mortgage Broker Fees2024: 1.93M 2025: 2.76M
Other Deposit Related Fee2024: 13.77M 2025: 15.10M
Service Charges on Deposit Accounts2024: 65.65M 2025: 79.09M
Trust2024: 25.94M 2025: 29.06M
United States2024: 250.74M 2025: 265.64M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-304.52%3.0M66.5M526.95K
2026-10-154.43%2.9M66.4M557.83K
2026-09-304.44%3.0M66.4M554.29K
2026-09-153.95%2.6M66.4M578.84K
2026-08-314.08%2.7M66.4M584.80K
2026-08-143.78%2.5M66.5M573.58K
2026-07-313.13%2.1M66.4M541.54K
2026-07-153.91%2.6M66.4M492.68K
2026-06-303.70%2.5M66.4M458.31K
2026-06-153.90%2.6M66.4M446.74K
2026-05-293.98%2.6M66.4M450.11K
2026-05-153.29%2.2M66.4M460.07K
2026-04-303.17%2.1M66.4M494.50K
2026-04-153.07%2.0M66.2M512.53K
2026-03-313.26%2.2M66.2M511.44K
2026-03-132.96%2.0M66.2M518.89K
2026-02-273.10%2.1M66.2M497.78K
2026-02-133.51%2.3M65.9M502.72K
2026-01-302.91%1.9M65.9M467.18K
2026-01-152.64%1.7M66.0M469.24K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call11042.3045.800.001.7310.000.000.951-0.1940.025
call11537.3040.500.001.5540.000.000.927-0.2630.034
call12032.2035.800.001.3820.000.000.919-0.2540.037
call12527.3030.800.001.1840.000.000.908-0.2430.040
call13022.3025.200.000.8360.000.000.895-0.2310.044
call13517.5021.000.000.7780.000.000.879-0.2180.049
call14012.5015.809.600.6450.000.000.855-0.2010.056
call1457.7011.204.940.53315.000.000.813-0.1840.066
call1504.007.405.000.47884.000.000.661-0.2710.089
call1550.954.406.850.5172.000.000.500-0.2660.097
call1600.002.001.100.5317.000.000.362-0.2570.095
call1650.002.251.250.6032.000.000.238-0.2460.075
call1700.002.150.000.7370.000.000.209-0.2840.070
call1750.002.150.000.8590.000.000.187-0.3090.065
call1800.002.150.000.9710.000.000.170-0.3290.061
call1850.000.750.001.0370.000.000.166-0.3360.063
call1900.000.750.001.1350.000.000.155-0.3510.060
put1100.000.750.001.4990.000.00-0.065-0.2460.032
put1150.002.150.001.3970.000.00-0.072-0.2570.034
put1200.002.150.001.2390.000.00-0.081-0.2480.037
put1250.002.150.001.0850.000.00-0.091-0.2370.040
put1300.002.152.600.93330.000.00-0.104-0.2240.044
put1350.002.151.900.7832.000.00-0.121-0.2100.049
put1400.002.202.260.63210.000.00-0.145-0.1920.056
put1450.001.200.810.4561.000.00-0.191-0.1630.069
put1500.053.400.000.5120.000.00-0.341-0.2380.093
put1551.954.702.600.4741.000.00-0.491-0.2440.097
put1604.908.400.000.5490.000.00-0.662-0.2160.089
put1659.2013.100.000.6180.000.00-0.749-0.2400.078
put17014.3018.000.000.7670.000.00-0.787-0.2680.071
put17519.3022.800.000.8690.000.00-0.810-0.2920.066
put18024.3027.900.000.9970.000.00-0.828-0.3130.062
put18529.3032.900.001.0980.000.00-0.912-0.1570.039
put19034.3037.900.001.2010.000.00-0.919-0.1640.036

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-05SCHEDULE 13G/ASEC
2026-11-0410-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-234Statement of changes in beneficial ownership of securities2026-10-22SEC
2026-10-21144Filing for proposed sale of securities under Rule 144.SEC
2026-10-198-KCurrent report2026-10-19SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-09-304Statement of changes in beneficial ownership of securities2026-09-30SEC
2026-08-214Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-214Statement of changes in beneficial ownership of securities2026-08-20SEC
2026-08-184Statement of changes in beneficial ownership of securities2026-08-17SEC
2026-08-134Statement of changes in beneficial ownership of securities2026-08-13SEC
2026-08-13144Filing for proposed sale of securities under Rule 144.SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-208-KCurrent report2026-07-20SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC
2026-07-024Statement of changes in beneficial ownership of securities2026-06-30SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-10001.06M1
2026-090000
2026-08002.20M1
2026-070000
2026-060000
2026-050074.48K1
2026-04001.88M2
2026-0300662.58K2
2026-0200798.05K1
2026-01001.71M5
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.9.76%
FMR LLC7.02%
VANGUARD PORTFOLIO MANAGEMENT LLC5.33%
VANGUARD CAPITAL MANAGEMENT LLC4.55%
DIMENSIONAL FUND ADVISORS LP4.03%
STATE STREET CORP3.94%
FIRST TRUST ADVISORS LP2.59%
EARNEST PARTNERS LLC2.04%
GEODE CAPITAL MANAGEMENT, LLC1.93%
PRINCIPAL FINANCIAL GROUP INC1.83%

Funds

Fund% owned
Performance Trust Total Return Bond Fund10.67%
Angel Oak Financial Strategies Income Term Trust7.41%
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND7.25%
VANGUARD TOTAL BOND MARKET INDEX FUND5.82%
Mairs & Power Balanced Fund5.19%
iShares Core S&P Mid-Cap ETF3.42%
iShares iBonds Dec 2029 Term Corporate ETF3.22%
VANGUARD TOTAL STOCK MARKET INDEX FUND3.17%
Strategic Bond Fund2.42%
VANGUARD SMALL-CAP INDEX FUND2.29%

OakChart. WTFC. Cached 15 minutes.