OakChart

Medallion Financial Corp

MFINFinancial·Credit Services·USA·Micro·NASD·Nov 11 • 10:17 AM ET

9.33-0.09 (-0.96%)
2026-11-11 16:18 CET
Market cap
211.30 USD m
Revenue, TTM
358.46 USD m
Net income, TTM
26.99 USD m
Free cash flow, TTM
145.01 USD m
EPS diluted, TTM
1.11
P/E
8.41
Compare

Price

MFIN against its 20, 50 and 200-day averages
2050200beatmiss
9.0010.0011.0012.00274K547KMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26MFINclose 9.3320-day 10.6750-day 11.41200-day 10.269.33

23.9% under 12.26 on 11 Sep 2026. Last 15 sessions, 28.8% high to low

Profile

MFIN
52-week range, 34% of the way up
7.8512.26

Medallion Financial Corp. engages in consumer finance and commercial lending businesses. It operates through the following segments: Recreation, Home Improvement, Commercial Lending, and Taxi Medallion Lending. The Recreation segment is a consumer finance business that works with third-party dealers and financial service providers to finance RVs, boats, collector cars, and other consumer recreational equipment. The Home Improvement segment works with contractors and financial service providers to finance residential home improvement, with the product lines being swimming pools, roofs, and windows. The Commercial Lending segment focuses on serving manufacturing, wholesale trade, and construction industries. The Taxi Medallion Lending segment arose to finance taxi medallions, taxis, and related assets. The company was founded by Andrew Murstein in 1995 and is headquartered in New York, NY.

IndexRUT
Employees179
IPOMay 23, 1996
Beta0.77
ATR, 14d0.43
Rel volume2.59
Short float5.75%
Insider own29.81%
Inst own35.60%

Snapshot

6 groups

Valuation

IndexRUT
Market Cap209.28M
Enterprise Value2.88B
Income26.99M
Sales358.46M
Book/sh17.73
Cash/sh10.85
Dividend Est.0.55 (5.86%)
Dividend TTM0.54 (5.79%)
Dividend Ex-DateNov 09, 2026
Dividend Gr. 3/5Y13.67% -
Payout26.48%
Employees179
IPOMay 23, 1996

Ratios

P/E8.41
Forward P/E9.54
PEG-
P/S0.58
P/B0.53
P/C0.86
P/FCF1.44
EV/EBITDA15.96
EV/Sales8.04
Quick Ratio2.49
Current Ratio2.49
Debt/Eq6.91
LT Debt/Eq4.40
Option/ShortYes / Yes

Earnings

EPS (ttm)1.11
EPS next Y0.98
EPS next Q0.24
EPS this Y-51.83%
EPS next Y13.99%
EPS next 5Y-10.18%
EPS past 3/5Y-1.05% -
Sales past 3/5Y19.55% 16.23%
EPS Y/Y TTM-35.16%
Sales Y/Y TTM5.81%
EPS Q/Q-68.08%
Sales Q/Q10.13%
EarningsOct 29 AMC
EPS/Sales Surpr.-68.75% -8.12%

Ownership

Insider Own29.81%
Insider Trans0.00%
Inst Own35.60%
Inst Trans0.57%
ROA0.86%
ROE6.77%
ROIC1.25%
Gross Margin70.23%
Oper. Margin20.45%
Profit Margin7.53%
SMA20-12.56%
SMA50-18.26%
SMA200-9.10%
Trades-

Technical

Shs Outstand22.55M
Shs Float15.74M
Short Float5.75%
Short Ratio13.59
Short Interest0.90M
52W High12.26 -23.90%
52W Low7.85 18.85%
Volatility4.67% 4.15%
ATR (14)0.43
RSI (14)26.24
Beta0.77
Rel Volume2.59
Avg Volume66.57K
Volume28,772

Performance

Perf Week-10.03%
Perf Month-18.44%
Perf Quarter-18.37%
Perf Half Y-0.43%
Perf YTD-9.33%
Perf Year-6.93%
Perf 3Y7.98%
Perf 5Y9.76%
Perf 10Y151.48%
Recom3.00
Target Price11.25
Prev Close9.42
Price9.33
Change %-0.96%

Analyst ratings

latest 9 of 9
DateActionAnalystRating changeTargetImplied
Oct 30, 2026DowngradeLLadenburg ThalmannBuy → Neutral
Jul 09, 2026InitiatedRRaymond JamesMkt Perform
Jun 12, 2026ResumedPPiper SandlerNeutral$10.50+12.5%
Jul 31, 2025UpgradeLLadenburg ThalmannNeutral → Buy$12+28.6%
Apr 03, 2023InitiatedLLadenburg ThalmannNeutral
Oct 07, 2022ResumedRB. Riley SecuritiesBuy$10+7.2%
Oct 05, 2022DowngradeNNorthland CapitalOutperform → Market Perform$11 → $9-3.5%
Sep 07, 2018InitiatedBB. Riley FBRBuy$10+7.2%
Feb 15, 2018InitiatedNNorthland CapitalOutperform$10+7.2%

Peers

Mkt cap
TickerCompanyMkt cap
RMRegional Management Corp308.42M
CPSSConsumer Portfolio Service Inc217.63M
OMFOneMain Holdings Inc6.33B
OPRTOportun Financial Corp538.92M
WRLDWorld Acceptance Corp626.51M
SYFSynchrony Financial22.14B
CACCCredit Acceptance Corp5.14B
ENVAEnova International Inc4.13B
BFHBread Financial Holdings Inc3.67B
PRAAPRA Group Inc484.85M

Held by

AUM
TickerCompanyAUM
VTIVanguard Morningstar Total Stock Market ETFAUM: 687.42B
IWMiShares Russell 2000 Index FundAUM: 77.38B
AVUVAvantis U.S. Small Cap Value ETFAUM: 32.39B
VXFVanguard Extended Market Index ETFAUM: 30.47B
IWNiShares Russell 2000 Value ETFAUM: 14.10B
VTWOVanguard Russell 2000 Index ETFAUM: 16.75B
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.44B
BUSMEA Bridgeway Ultra-Small Company Market ETFAUM: 111.21M
IWCiShares Micro-Cap ETFAUM: 1.22B
OASCOneAscent Enhanced Small and Mid Cap ETFAUM: 100.50M

News

latest 14 of 206
  • Medallion Financial's Growth Engine Runs Hot As Provisions And NIM Compression Crush EPS To $0.10, Far Below Its $0.14 Dividend (Earnings Whispers) -13.53%
  • Medallion Financial: Q3 Earnings Snapshot (Associated Press)
  • Medallion Financial Corp. Reports 2026 Third Quarter Results (GlobeNewswire)
  • Medallion Bank Reports 2026 Third Quarter Results and Declares Series G Preferred Stock Dividend (GlobeNewswire)
  • Medallion Financial Must Show Its Record Loan Growth Can Outrun The Provisioning Drag (Earnings Whispers)
  • Loading…
  • Medallion Financial Corp. Announces Repurchase of Trust Preferred Securities and Successful Resolution With ZimCal (GlobeNewswire)
  • Medallion Financial Corp. to Report 2026 Third Quarter Results on Thursday, October 29, 2026 (GlobeNewswire)
  • Medallion Bank Announces Closing of Series G Preferred Stock Offering (GlobeNewswire)
  • Medallion Bank Announces Pricing of Series G Preferred Stock Offering (GlobeNewswire)
  • Medallion Bank Announces Launch of Series G Preferred Stock Offering (GlobeNewswire)
  • Medallion Bank Enters Into Strategic Relationship with rFinance Credit Company (GlobeNewswire)
  • Medallion Financial Corp (MFIN) (Q2 2026) Earnings Call Highlights: Record Originations Drive ... (GuruFocus.com)
  • Medallion Financial: Q2 Earnings Snapshot (Associated Press)

Quarterly earnings

actual against estimate
PeriodReportedEPS actEPS estEPS repSales actSales estAnalysts
2026Q32026-10-290.1000.3200.10058.3863.544
2026Q22026-07-290.3100.2860.31058.0658.984
2026Q12026-04-290.2000.3350.20254.06-2
2025Q42026-02-180.5000.4150.49656.4355.922
2025Q32025-10-290.3200.3450.31855.69-2
2025Q22025-07-300.4600.3150.46053.37-2
2025Q12025-04-300.5000.3650.50352.22-2
2024Q42025-03-040.4300.3700.42752.0153.102
2024Q32024-10-290.3700.3730.36753.16-3
2024Q22024-07-300.3000.3550.30349.90-2
2024Q12024-04-300.4200.3600.42248.22-3
2023Q42024-02-200.6000.6300.60349.02-3
2023Q32023-10-300.4800.4530.48048.78-3
2023Q22023-07-240.6200.3570.62046.69-3
2023Q12023-05-020.6700.3000.66943.6039.312
2022Q42023-01-300.5700.3000.56644.4642.512

Annual earnings

PeriodEPS actEPS estEPS repSales actSales est
2017FY-0.2870.0600.01212.8317.82
2018FY-0.540-1.120-1.03490.3427.88
2019FY0.0600.060-0.072117.9103.09
2020FY-1.420-1.437-1.423104.88115.39
2021FY2.1701.6452.169159.39-
2022FY1.8301.5601.832169.96152.56
2023FY2.3702.4002.369188.09-
2024FY1.5201.4601.520202.54204.71
2025FY1.7801.6901.780216.89217.91
2026FY-0.858--242.99
2027FY-0.978--263.66
2028FY-1.290--287.97

Estimate revisions

last 14 periods
PeriodTypeDateEstimatesUpDownMeanLowHigh
2026Q4S2026-11-0920262.9962.9963.00
2026Q4S2026-10-3020163.7563.0064.50
2026Q4S2026-10-2920064.2564.0064.50
2026Q4S2026-10-1420064.2564.0064.50
2026Q4S2026-09-3022064.2564.0064.50
2026Q4S2026-07-3122064.3764.0064.74
2026Q4S2026-07-3020062.1962.0062.39
2026Q4S2026-07-0820062.1962.0062.39
2026Q4S2026-06-1110062.3962.3962.39
2026Q4R2026-11-093030.270.200.34
2026Q4R2026-10-303030.280.200.37
2026Q4R2026-10-293010.340.320.37
2026Q4R2026-10-143010.340.320.37
2026Q4R2026-10-133110.340.320.37

Estimate history

EPS, annual0.012-1.034-0.072-1.4232.1691.8322.3691.521.7751.1092
Period201720182019202020212022202320242025TTM
EPS, quarterly0.3670.4270.5030.460.3180.4960.2020.310.101
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Sales, annual20.18685.899153.185166.534191.498206.804264.056302.032353.313358.46
Period201720182019202020212022202320242025TTM
Sales, quarterly77.01581.2787.02486.65183.81995.81981.47688.85392.314
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Shares, annual24.34324.43424.64724.87825.17323.06223.4523.13623.31222.551
Period201720182019202020212022202320242025MRQ
Shares, quarterly23.08423.13623.23523.24723.27923.31223.86423.04222.551
PeriodQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26

Income statement, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Total Revenue358.46353.31302.03264.06206.80191.50166.53153.1985.90
Total Expenses285.17255.36218.43161.16124.7895.06164.19138.09125.15
Operating Income73.3097.9583.60102.9082.0396.432.3515.10-39.25
Unusual Expense0.000.003.001.700.660.9727.510.24-16.58
Net Income Before Taxes53.8879.8962.9486.0467.8581.87-36.982.34-22.67
Income Taxes17.5524.5421.0124.9117.9624.22-10.070.340.07
Consolidated Net Income36.3455.3441.9261.1349.8957.65-26.912.00-22.74
Net Income From Continuing Operations26.9943.0435.8855.0843.8454.11-34.78-1.76-25.05
Net Income26.9943.0435.8855.0843.8454.11-34.78-1.76-25.05
EPS (Recurring)1.141.781.612.421.852.20-0.64-0.07-1.51
EPS (Basic, Before Extraordinaries)1.171.891.592.451.862.20-1.42-0.07-1.03
EPS (Diluted)1.111.781.522.371.832.17-1.42-0.07-1.03
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense7.045.324.783.713.501.682.030.890.46
Price To Earnings Ratio8.498.495.544.223.512.68---
Price To Sales Ratio0.780.710.730.870.830.760.721.161.32
Gross Margin70.2373.5972.6177.7484.2986.4281.6880.9378.13
Operating Margin20.4527.7227.6838.9739.6650.361.419.86-45.70
Net Margin7.5312.1811.8820.8621.2028.26-20.89-1.15-29.16
Shares Outstanding22.5523.3123.1423.4523.0625.1724.8824.6524.43
Market Capitalization211.30211.30216.61230.13163.70145.46121.59178.91114.62

Income statement, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q22025Q12024Q4
Total Revenue92.3188.8581.4895.8283.8286.6587.0281.27
Total Expenses79.7369.3565.5970.5059.7662.7262.3954.82
Operating Income12.5819.5015.8925.3224.0623.9424.6426.45
Unusual Expense0.000.000.000.000.000.000.003.51
Net Income Before Taxes7.0714.5011.6220.7019.4819.4720.2418.47
Income Taxes2.344.724.336.165.865.806.716.82
Consolidated Net Income4.739.787.2914.5313.6113.6713.5311.65
Net Income From Continuing Operations2.407.454.9512.207.7611.0712.0110.14
Net Income2.407.454.9512.207.7611.0712.0110.14
EPS (Recurring)0.100.310.200.500.320.460.500.53
EPS (Basic, Before Extraordinaries)0.110.320.210.530.340.490.530.45
EPS (Diluted)0.100.310.200.500.320.460.500.43
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense1.221.501.662.661.331.331.331.08
Price To Earnings Ratio8.496.924.826.035.755.965.745.54
Price To Sales Ratio0.780.700.600.720.730.690.660.74
Gross Margin67.4969.0468.9975.0371.7173.6173.8171.43
Operating Margin13.6321.9519.5026.4228.7027.6228.3132.54
Net Margin2.608.386.0812.739.2612.7713.8112.48
Shares Outstanding22.5523.0423.8623.3123.2823.2523.2423.14
Market Capitalization211.30235.98201.42239.54234.79221.44202.61216.61

Balance sheet, annual

Currency USD, millions
Metric2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY
Cash & Short Term Investments203.98169.57152.18105.60124.49112.0669.8557.7112.69
Short Term Receivables19.4017.4514.2114.7111.4512.1010.187.410.55
Investment Securities0.000.000.000.000.000.000.000.000.00
Securities In Custody0.000.000.000.000.000.000.000.000.00
Investments2,511.902,341.092,208.551,935.441,532.631,283.361,224.521,085.50315.44
Investment in Unconsolidated Affiliates0.000.000.000.000.000.000.000.00302.15
Net Property, Plant & Equipment11.8613.7614.0813.1711.7612.4014.381.220.23
Deferred Tax Assets22.8121.78-------
Other Intangible Assets208.32326.74198.81190.97192.72222.48222.74230.004.46
Total Assets2,978.282,890.382,587.832,259.881,873.061,642.411,541.671,381.85635.52
Total Customer Deposits0.000.000.000.000.000.000.000.00-
Total Debt2,402.752,378.652,119.691,837.081,482.071,319.471,179.311,062.03327.62
Long Term Debt1,623.162,327.361,430.371,321.621,074.60988.53826.01680.96161.01
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities42.4142.7721.2126.7518.210.819.346.9712.54
Other Liabilities25.0730.0035.1525.5216.9517.5718.5522.648.20
Total Liabilities2,470.232,451.432,176.051,889.361,517.231,337.851,207.201,091.64348.36
Preferred Stock - Carrying Value0.000.000.000.000.000.000.000.000.00
Common Equity408.62370.17342.99301.74287.04231.41263.15262.61287.16
Total Shareholders Equity408.62370.17342.99301.74287.04231.41263.15262.61287.16
Accumulated Minority Interest99.4368.7968.7968.7968.7973.1571.3227.600.00
Total Equity508.05438.96411.77370.52355.83304.56334.47290.20287.16
Total Liabilities & Stockholders Equity2,978.282,890.382,587.832,259.881,873.061,642.411,541.671,381.85635.52
Book Value Per Share17.5316.0014.6313.0811.409.3010.6810.7511.80
Tangible Book Value Per Share10.308.657.325.594.481.192.432.3711.80
Full-Time Employees179174169158136187191177138
Price to Book Ratio0.530.600.700.570.510.530.680.440.30
Return on Assets1.471.312.272.123.08-2.18-0.12-2.480.04
Return on Equity11.0510.0617.0914.8920.87-14.07-0.67-9.110.10
Return on Invested Capital2.121.333.112.703.97-2.85-0.16-2.650.06
Quick Ratio1.822.303.653.677.111.161.360.840.08
Current Ratio1.822.303.653.677.111.161.360.840.08

Cash flow, annual

Currency USD, millions
MetricTTM2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY
Funds from Operations154.96145.29129.86121.92106.8782.8184.9470.6867.29
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital-9.95-11.25-14.35-8.151.87-4.08-6.24-5.755.77
Cash from Operating Activities145.01134.04115.51113.76108.7478.7378.7164.9473.06
Capital Expenditures0.000.000.000.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00-
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments39.1040.871.8118.5016.7133.97-0.1839.101.13
Purchase of Investments-1,461.57-832.40-211.37-11.57-20.71-19.35-15.58-10.51-18.57
Sale Or Maturity of Investments1,500.66873.27213.1830.0737.4353.3215.4049.6019.70
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.0024.0513.500.000.00
Cash from Investing Activities-413.94-105.13-335.78-340.70-449.00-238.32-170.96-164.03-30.20
Cash Dividends Paid-12.16-10.97-9.39-7.70-7.540.000.000.00-0.07
Change in Capital Stock-13.04-0.47-4.350.44-20.460.240.000.000.00
Repurchase of Common Pref Stock-13.24-0.99-4.610.00-20.620.000.000.000.00
Sale of Common Pref Stock0.200.520.260.440.150.240.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net400.2824.50260.72285.25355.43178.31142.51111.56-25.81
Change in Long Term Debt400.2824.50260.72285.25355.43178.31142.51111.56-25.81
Issuance of Long Term Debt1,347.391,517.941,322.67975.17839.10805.58668.58525.84364.14
Reduction of Long Term Debt-947.12-1,493.44-1,061.94-689.92-483.67-627.26-526.06-414.28-389.95
Net Financing Active Other Cash Flow-14.07-9.98-6.99-6.05-6.05-6.52-6.04-2.37-1.78
Other Financing Activities Uses-14.07-9.98-6.99-6.05-6.05-6.52-6.04-6.37-9.78
Cash from Financing Activities361.013.08239.99271.18321.38172.04136.47109.20-27.65
Net Change in Cash92.0831.9919.7344.25-18.8912.4444.2210.1115.20
Free Cash Flow145.01134.04115.51113.76108.7478.7378.7164.9473.06
Preferred Dividends (Cash Flow)-0.000.000.000.000.000.000.000.00
Price to Free Cash Flow2.122.032.092.161.691.841.522.731.56

Balance sheet, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Cash & Short Term Investments243.40208.34141.04203.98153.39152.33
Short Term Receivables23.8522.0719.2619.4016.9715.29
Investments2,866.432,735.432,572.382,511.902,453.122,385.77
Investment in Unconsolidated Affiliates0.000.000.000.000.000.00
Net Property, Plant & Equipment17.188.6711.0011.8610.8411.89
Deferred Tax Assets25.4322.2521.1022.81--
Other Intangible Assets209.78219.08206.81208.32266.07314.72
Total Assets3,386.083,215.842,971.592,978.282,900.392,879.99
Total Customer Deposits0.000.000.000.000.000.00
Total Debt2,763.722,640.362,393.922,402.752,357.512,302.20
Long Term Debt1,757.201,772.251,646.771,623.161,670.361,549.12
Provision for Risks Charges0.000.000.000.000.000.00
Deferred Tax Liabilities42.1442.2342.3242.4119.0219.26
Other Liabilities29.1227.8127.8425.0726.9825.97
Total Liabilities2,834.982,710.392,464.072,470.232,403.512,347.43
Preferred Stock - Carrying Value0.000.000.000.000.000.00
Common Equity399.76406.02408.08408.62397.45389.90
Total Shareholders Equity399.76406.02408.08408.62397.45389.90
Accumulated Minority Interest151.3499.4399.4399.4399.43142.67
Total Equity551.10505.45507.51508.05496.88532.57
Total Liabilities & Stockholders Equity3,386.083,215.842,971.592,978.282,900.392,879.99
Book Value Per Share17.7317.6217.1017.5317.0716.77
Tangible Book Value Per Share10.3010.3410.0510.309.829.49
Full-Time Employees---179--
Price to Book Ratio0.530.600.490.600.600.58
Return on Assets0.861.061.241.471.421.48
Return on Equity6.778.139.1311.0510.7911.25
Return on Invested Capital0.110.340.240.600.380.57
Quick Ratio2.492.782.151.821.561.46
Current Ratio2.492.782.151.821.561.46

Cash flow, quarterly

Currency USD, millions
Metric2026Q32026Q22026Q12025Q42025Q32025Q2
Funds from Operations37.3832.3140.4444.8320.9440.57
Extraordinary Item0.000.000.000.000.000.00
Changes in Working Capital1.08-4.24-3.48-3.3146.04-51.29
Cash from Operating Activities38.4628.0736.9641.5366.98-10.72
Capital Expenditures0.000.000.000.000.000.00
Net Assets From Acquisitions0.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.00
Purchase or Sale of Investments62.91-13.09-3.81-6.91-42.5576.09
Purchase of Investments-259.46-250.73-179.73-771.64-47.21-9.68
Sale Or Maturity of Investments322.37237.64175.93764.734.6685.77
Other Uses0.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.00
Cash from Investing Activities-105.34-197.84-81.67-29.10-118.8647.52
Cash Dividends Paid-3.12-3.23-3.10-2.71-2.70-2.70
Preferred Dividends (Cash Flow)0.000.000.000.000.000.00
Change in Capital Stock-5.50-7.600.010.050.21-0.20
Repurchase of Common Pref Stock-5.56-7.680.000.000.00-0.46
Sale of Common Pref Stock0.050.090.010.050.210.26
Proceedsfrom Stock Options0.000.000.000.000.000.00
Issuance or Reduction of Debt, Net114.90250.68-8.4643.1656.44-38.06
Change in Long Term Debt114.90250.68-8.4643.1656.44-38.06
Issuance of Long Term Debt422.60530.01245.66149.12320.31466.39
Reduction of Long Term Debt-307.70-279.34-254.12-105.96-263.87-504.45
Net Financing Active Other Cash Flow-2.33-2.74-6.66-2.34-3.09-1.84
Other Financing Activities Uses-2.33-2.74-6.66-2.34-3.09-1.84
Cash from Financing Activities103.94237.11-18.2038.1650.86-42.80
Net Change in Cash37.0667.34-62.9150.59-1.02-6.00
Free Cash Flow38.4628.0736.9641.5366.98-10.72
Price to Free Cash Flow2.121.521.702.062.243.23

Revenue breakdown

United States2024: 213.87M 2025: 254.89M
Consolidation, Policy2024: 18.10M
Consumer Lending2024: 195.77M
Total Finance Services revenue2025: 254.89M

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-305.75%0.9M15.7M68.22K
2026-10-155.59%0.9M16.1M67.25K
2026-09-305.42%0.9M16.1M64.07K
2026-09-155.92%1.0M16.1M77.89K
2026-08-315.57%0.9M16.2M85.18K
2026-08-145.65%0.9M16.2M82.57K
2026-07-315.62%0.9M16.2M77.77K
2026-07-155.82%0.9M15.1M82.40K
2026-06-305.91%0.9M15.4M83.40K
2026-06-155.28%0.8M15.8M68.85K
2026-05-295.71%0.8M14.3M62.97K
2026-05-155.79%0.8M13.8M64.58K
2026-04-305.58%0.8M14.3M58.64K
2026-04-155.58%0.8M14.1M57.36K
2026-03-315.67%0.8M14.2M55.24K
2026-03-135.77%0.8M14.2M48.27K
2026-02-275.53%0.8M14.1M44.27K
2026-02-135.79%0.8M14.1M42.33K
2026-01-305.71%0.8M14.4M42.38K
2026-01-155.94%0.9M14.4M41.11K

Option chain

expiry 2026-11-20
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
call2.506.307.809.0312.0670.000.000.974-0.0230.001
call5.004.005.206.705.8290.000.000.949-0.0220.002
call7.501.503.202.224.2820.000.000.888-0.0170.003
call10.000.000.950.392.1304350.000.469-0.0650.006
call12.500.000.050.041.4161,2050.000.110-0.0210.003
call15.000.000.750.001.9930.000.000.085-0.0250.002
call17.500.000.750.002.4440.000.000.073-0.0270.002
call20.000.000.750.002.8140.000.000.065-0.0290.002
call22.500.000.750.003.1290.000.000.060-0.0300.002
put2.500.000.750.005.3630.000.00-0.024-0.0250.001
put5.000.000.750.182.7412.000.00-0.050-0.0230.002
put7.500.000.100.251.1972.000.00-0.104-0.0170.003
put10.000.151.150.651.1992240.00-0.530-0.0650.006
put12.502.303.702.652.3510.000.00-0.929-0.0130.002
put15.004.806.200.002.9000.000.00-0.947-0.0150.002
put17.506.909.400.005.0610.000.00-0.955-0.0160.001
put20.009.4011.900.005.4360.000.00-0.959-0.0160.001
put22.5011.9014.400.005.9670.000.00-0.963-0.0170.001

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-09-30SEC
2026-10-298-KCurrent report2026-10-29SEC
2026-10-218-KCurrent report2026-10-21SEC
2026-10-198-KCurrent report2026-10-16SEC
2026-09-248-KCurrent report2026-09-23SEC
2026-09-228-KCurrent report2026-09-22SEC
2026-08-0510-QQuarterly report pursuant to Section 13 or 15(d)2026-06-30SEC
2026-07-298-KCurrent report2026-07-29SEC
2026-07-01EFFECTEffectiveness filing by commission orderSEC
2026-06-264Statement of changes in beneficial ownership of securities2026-06-25SEC
2026-06-268-KCurrent report2026-06-25SEC
2026-06-18S-3Registration statement for specified transactions by certain issuers including face-amount certificate companiesSEC
2026-06-128-KCurrent report2026-06-09SEC
2026-06-128-KCurrent report2026-06-11SEC
2026-06-128-KCurrent report2026-06-11SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-104Statement of changes in beneficial ownership of securities2026-06-09SEC
2026-06-108-KCurrent report2026-06-10SEC
2026-06-09DFAN14ADefinitive additional proxy soliciting materials filed by non-management including Rule 14(a)(12) material.SEC
2026-06-05DFAN14ADefinitive additional proxy soliciting materials filed by non-management including Rule 14(a)(12) material.SEC
2026-06-05DFAN14ADefinitive additional proxy soliciting materials filed by non-management including Rule 14(a)(12) material.SEC
2026-06-04DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-06-048-KCurrent report2026-06-03SEC
2026-06-03DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2026-06-03DFAN14ADefinitive additional proxy soliciting materials filed by non-management including Rule 14(a)(12) material.SEC
2026-06-02DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
BlackRock, Inc.5.28%
Tieton Capital Management, LLC4.35%
VANGUARD CAPITAL MANAGEMENT LLC3.13%
GEODE CAPITAL MANAGEMENT, LLC1.88%
Uniplan Investment Counsel, Inc.1.72%
SEI INVESTMENTS CO1.09%
STATE STREET CORP1.05%
GOLDMAN SACHS GROUP INC0.94%
AMERICAN CENTURY COMPANIES INC0.93%
De Lisle Partners LLP0.86%

Funds

Fund% owned
JPMorgan Core Plus Bond ETF56.62%
JPMorgan Active Bond ETF39.20%
JPMorgan Core Bond Trust28.31%
Thompson Bond Fund21.78%
Holbrook Income Fund8.65%
VANGUARD TOTAL STOCK MARKET INDEX FUND2.24%
iShares Russell 2000 ETF2.18%
Fidelity Small Cap Index Fund0.85%
iShares Russell 2000 Value ETF0.81%
Avantis U.S. Small Cap Value ETF0.80%

OakChart. MFIN. Cached 15 minutes.

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